Kementerian Pertahanan dikabarkan akan menambah pesawat latih baru untuk mempersiapkan pilot-pilot baru seiring dengan pembelian beberapa jenis pesawat tempur baru untuk menambah jumlah skadron tempur udara hingga tahapan ideal.
Berdasarkan informasi dari sumber, pesawat latih yang dipilih adalah Pilatus PC-9 buatan Swiss. Uniknya pesawat ini memiliki mesin turboprop 1 × Pratt & Whitney Canada PT6A-62 yang sama dengan pesawat latih KT-1B yang dimiliki TNI AU.
Pilihan pada PC-9 terlihat kompromis karena akan terjadi interoperability dengan KT-1B. Mengingat kebutuhan telah mendesak maka pesawat yang dibututuhkan adalah pesawat yang telah tersedia saat ini alias bekas pakai. Total produksi pesawat PC-9 mencapai 265 unit sebelum produksi dialihkan menjadi PC-21 yang menggunakan jenis mesin yang berbeda.
Pesawat bekas pakai jenis KT-1 juga tidak memungkinkan mengingat produksi pesawat ini baru mencapai 100 unit yang digunakan oleh Angkatan Udara Korea Selatan (KT-1A), Indonesia (KT-1B), Turki (KT-1C), Peru (KT-1P), dan Senegal (KT-1S).
Mengingat usia pesawat bekas tidak akan bertahan lama layaknya pesawat baru maka akan menempatkan pesawat PC-9 ini sebagai pesawat interim bagi TNI AU sedangkan pesawat latih definitifnya dapat dibuat sendiri oleh PT DI yang sebentar lagi akan jadi pusat produksi pesawat latih KT-1 sesuai dengan perjanjian bersama KAI Korea Selatan baru-baru ini.
Dengan bergabungnya Indonesia sebagai pengguna pesawat latih Pilatus PC series, maka di kawasan ASEAN-Oceania tinggal Filipina, Kamboja dan Laos saja yang tidak mengoperasikannya. Angkatan Udara sisanya mengoperasikan pesawat latih Pilatus PC series yaitu PC-7 (Brunei, Malaysia, Myanmar), PC-9 (Myanmar), PC-21 (Australia, Singapore) serta varian Pilatus PC yang diproduksi Amerika Serikat dengan nama Textron T-6C (Vietnam, New Zealand, dan Thailand).
1.FOREST CITY = USD 100 BILLION
BalasHapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
NO MEMBER G20
NO MEMBER BRICS
Maid of london (MALON) can potentially become a member of BRICS or the G20, but there are political, economic, and strategic reasons why it has not joined either group so far. Let’s look at both groups separately.
________________________________________
G20 (Group of Twenty)
✅ What is the G20?
• A group of the world’s 19 largest economies + the EU.
• Formed to discuss global economic and financial policy.
• Members include the US, China, India, Indonesia, Brazil, etc.
❌ Why Maid of london (MALON) is not a member:
1. Economic Size:
Maid of london (MALON) ’s economy is significantly smaller than G20 members.
The G20 mostly includes the largest economies by GDP or influence.
2. ASEAN Representation:
Indonesia (the largest Southeast Asian economy) already represents ASEAN in the G20.
G20 typically avoids duplication from the same region.
3. Membership is Fixed:
The G20 has remained relatively stable in membership since its creation.
It’s a closed group — there’s no formal application process or expansion mechanism.
________________________________________
BRICS .
❌ Why Maid of london (MALON) hasn’t joined BRICS:
1. Non-aligned Foreign Policy:
Maid of london (MALON) maintains a neutral, non-aligned stance in global politics.
Joining BRICS might signal a shift toward a China-Russia bloc, which Maid of london (MALON) may wish to avoid.
2. Geopolitical Calculations:
BRICS has geopolitical implications (especially in rivalry with the West).
Maid of london (MALON) values its ties with both Western countries and China, and may not want to upset the balance.
3. Maid of london (MALON) Has Not Applied (Yet):
Membership in BRICS is by invitation/application.
Maid of london (MALON) has not made moves to formally apply or express strong interest in joining.
1.FOREST CITY = USD 100 BILLION
BalasHapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
KLAIM KAYA CASH = HUTANG BAYAR HUTANG
Examples of Malondeshn Procurement / Defense Asset Lawsuits or Legal Claims
Case Parties / Claimant Issue / Cause of Suit
Black Hawk Helicopter Lease Aerotree Defence and Services Sdn Bhd (claimant) vs Government / Ministry of Defence / Secretary-General Aerotree leased four UH-60A Black Hawk helicopters (5-year lease). The government cancelled the lease, and Aerotree filed suit seeking compensation for damages from cancellation.
Littoral Combat Ship (LCS) Project – Subcontractors vs BHIC / Directors Contraves Advanced Devices Sdn Bhd (CAD) & Contraves Electrodynamics Sdn Bhd (CED) vs Boustead Heavy Industries Corp Bhd (BHIC), BHIC Defence Technologies, and certain directors (Salihin Abang, Syed Zahiruddin Putra Syed Osman) After LOAs (Letters of Award) for equipment/weaponry supply in the LCS project were terminated, the subcontractors claimed: that LOAs were still valid, sought payment of claimed outstanding amounts (around RM470.8 million), and alleged breach of fiduciary duties by the directors.
Scorpene Submarine Deal – French Indictments / Civil Lawsuits Thales / DCN (France) & associated individuals vs Malondeshn interests (or public / NGOs) Accusations of kickbacks / bribery in the 2002 Scorpene submarine deal: specifically allegations that in the financing or “support service” contract, funds were misused, or that commissions were paid improperly to intermediaries linked to Malondeshn political persons. NGOs like Suaram filed complaints; French courts have indicted some individuals.
Gempork waria : sialan indonesia shoping lagi ððð
BalasHapusPelatihan penerbang tempur TNI AU harusnya:
BalasHapus1. Grob (30 unit)
2. KT-1 (16 unit)
3. T-50 (19 unit)
Memang kekurangan sih. Boleh lah sebagai pesawat interm. Minimal dapat PT6A tambahan.ðĪ
Model shoping interim menunjukkan planning jangka panjang sebelumnya yang gak OK
HapusKalau tidak ada yg jatuh, masih pas jumlahnya. 20 KT-1 dan 20 T-50i. KT-1 sampai diubah dari LD (Latih Dasar) ke LL (Latih Lanjut).
HapusKalau isu mau ambil PC 9 second
HapusPC 9 siapa yang masih muda jam terbangnya... Thailand & Aussy PC 9 sudah tua makanya di pensiun kan.
Ya ampun...Malaydesh pakai masih pakai PC-7 yang kena KOROSI Karat tuu kee...?
BalasHapusððð ðĪŠðĪð
Ternyata J10B versi MEMBUAL belum di putuskan lagi.... Pasti GORILLA MALU kan awal awal Teriak Teriak konon sudah beli J10B RONGSOK... ðĪĢðĪĢðĪĢð
BalasHapusMenteri Pertahanan Belum Bisa Pastikan Pembelian Jet Tempur Chengdu J-10
https://www.tempo.co/politik/menteri-pertahanan-belum-bisa-pastikan-pembelian-jet-tempur-chengdu-j-10-2082297
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
1.RASIO HUTANG 84.3% DARI GDP
2. HUTANG NEGARA RM 1,65 TRLLIUN
3. HUTANG 1MDB RM 18,2 BILLION
4. TUNGGAKAN SEWA SABAH USD 15 BILLION
5. HUTANG KERAJAAN PERSEKUTUAN 60.4%
6. SEWA SIMULATOR MKM
7. PESAWAT MIG GROUNDED
8. SEWA MOTOR POLIS
9. PESAWAT MB339CM GROUNDED
10. NURI GROUNDED SEWA BLACKHAWK
11. FIVE PROCUREMENT CANCELLED
12. 48 PESAWAT SKYHAWK HILANG
13. MESIN JET 2 BUAH HILANG
14. NO MARINIR NO AMPHIBIOUS NAVAL PLATFORM
15. NO LST
16. NO LPD – NGEMIS LPD USA
17. NO TANKER
18. NO KCR
19. MONUMEN MIG29M UNTUK JIMAT KOS
20. NO SPH
21. SUBMARINE DEFACT MEMBUNUH WANITA HAMIL
22. NO HELLFIRE
23. NO MPA ATR72 DELAYED
24. NO HIDRO-OSEANOGRAFI SEWA KAPAL HIDRO
25. NO HELI HEAVY ATTACK NGEMIS AH1Z
26. NO M3 AMPHIBIUS RIG
27. LCS MANGKRAK KARATAN
28. OPV MANGKRAK
29. TANK MOGOK STOP SPARE PARTS
30. CN 235 MSA VERSI MSI USA
31. SEWA MOTOR MILITARY POLICE
32. RADAR GIFTED PAID USA
33. 84% NO SAVING EVERY MONTH
34. SEWA VVSHORAD
35. SEWA TRUK 3 TON
36. 4X4 SEWA 6X6 CANCELLED
37. C130H DIGANTI 2045
38. TEMBAK GRANAT BOM PASUKAN SEMDIRI
39. NO DRONE UCAV – ANKA ISR OMPONG
40. SEWA BLACKHAWK SEWA AW159
41. NO TRACKED SPH
42. SEWA SIMULATOR HELI
43. SPH CANCELLED
44. SCORPION V150 CONDOR SIMBAS RETIRED
45. NO PESAWAT COIN
46. PILATUS MK II KARATAN
47. PENCEROBOHAN 43X BTA 316 HARI
48. SEWA AW139 SEWA COLIBRI
49. MRSS LMS B2 UAV ANKA HELI MENUNGGU 2026-2030
50. OPV DIBAYAR 3 JADI 1 SEWA BOAT
51. LYNX GROUNDED
52. MRCA CANCELLED SEWA PESAWAT ITTC
53. MICA CANCELLED NSM CANCELLED
54. NO LRAD NO MRAD JUST VSHORAD
55. PRANK UN PRANK TURKEY PRANK PERANCIS PRANK SLOVAKIA
56. 4X NGEMIS F18 KUWAIT
57. MENUNGGU 2050 KAPAL SELAM
58. NO TANK AMPHIBI AV8 MOGOK BERASAP
59. 84% NO SAVING EVERY MONTH
60. OVER LIMIT DEBT 65,6% (LIMIT DEBT 65%)
61. MKM BARTER PALM OIL
62. MIG29N BARTER PALM OIL
63. A400M PEMBAYARAN BERPERINGKAT (HUTANG)
64. SCORPENE BARTER PALM OIL
65. PT91M BARTER PALM OIL RUBBER
67. FA50M BARTER PALM OIL
===================
SEWA = HUTANG 84.3% DARI GDP = NO SHOPPING
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA FLIGHT SIMULATION TRAINING DEVICE (FSTD)
5. SEWA 1 UNIT SISTEM SIMULATOR EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA FAST INTERCEPTOR BOAT (FIB)
9. SEWA UTILITY BOAT
10. SEWA RIGID HULL FENDER BOAT (RHFB)
11. SEWA ROVER FIBER GLASS (ROVER)
12. SEWA MV AISHAH AIM 4
13. SEWA BMW R1250RT
14. SEWA 4x4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
DEBT 97% OF GDP
HapusDEBT 97% OF GDP
DEBT 97% OF GDP
laporan Fiscal Outlook 2026 dari Kementerian Keuangan Malondesh menyoroti risiko serius terkait utang tersembunyi atau contingent liabilities. Berikut penjelasan lengkapnya:
ð Risiko Lonjakan Rasio Utang Malondesh
• Rasio utang saat ini: Malondesh mencatat rasio utang terhadap PDB sekitar 60–65% dalam beberapa tahun terakhir.
• Proyeksi lonjakan: Jika seluruh jaminan pemerintah (government-linked guarantees) dan kewajiban di luar anggaran (off-budget obligations) terealisasi, rasio utang bisa melonjak hingga 97% dari PDB.
• Contingent-liability shock: Ini merujuk pada kejadian di mana entitas yang dijamin pemerintah gagal bayar, sehingga pemerintah harus menanggung utangnya. Contohnya bisa berasal dari BUMN, proyek infrastruktur, atau dana pensiun.
⚠️ Dampak Potensial
• Efek luka fiskal (debt-scarring): Lonjakan utang dapat mempersempit ruang fiskal, memaksa pemerintah mengurangi belanja sosial atau menaikkan pajak.
• Penurunan kepercayaan investor: Rasio utang yang tinggi bisa memicu penurunan peringkat kredit dan meningkatkan biaya pinjaman.
• Risiko terhadap stabilitas makroekonomi: Jika tidak dikelola dengan hati-hati, bisa berdampak pada nilai tukar, inflasi, dan pertumbuhan ekonomi.
ð Proyeksi Baseline vs Risiko Ekstrem
• Baseline: Pemerintah memperkirakan penurunan bertahap rasio utang melalui disiplin fiskal dan reformasi pendapatan.
• Skenario ekstrem: Jika jaminan pemerintah terealisasi secara masif, utang melonjak dan menimbulkan tekanan besar pada anggaran.
----------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
5X PM 6X MOD/MOF = ZONK = ART LAPOR USA
HapusUSD 132,6 BILLION = GIVEAWAY BPA
USD 132,6 BILLION = TUNDUK CHINA = HUTANG
USD 132,6 BILLION = TUNDUK CHINA = HUTANG
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy
----------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
----------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
--------------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MAID OF LONDON (MALON) (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MAID OF LONDON (MALON) , among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household DEBT. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of inDEBTedness of MAID OF LONDON (MALON)
Akal GORILLA belum pasti sudah klaim... ðĪĢðĪĢðĪĢ
BalasHapusPatutlah masuk IQ PALING RENDAH DI ASEAN.... ðĨðĨððð
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
KLAIM KAYA CASH = HUTANG BAYAR HUTANG
Examples of Malondeshn Procurement / Defense Asset Lawsuits or Legal Claims
Case Parties / Claimant Issue / Cause of Suit
Black Hawk Helicopter Lease Aerotree Defence and Services Sdn Bhd (claimant) vs Government / Ministry of Defence / Secretary-General Aerotree leased four UH-60A Black Hawk helicopters (5-year lease). The government cancelled the lease, and Aerotree filed suit seeking compensation for damages from cancellation.
Littoral Combat Ship (LCS) Project – Subcontractors vs BHIC / Directors Contraves Advanced Devices Sdn Bhd (CAD) & Contraves Electrodynamics Sdn Bhd (CED) vs Boustead Heavy Industries Corp Bhd (BHIC), BHIC Defence Technologies, and certain directors (Salihin Abang, Syed Zahiruddin Putra Syed Osman) After LOAs (Letters of Award) for equipment/weaponry supply in the LCS project were terminated, the subcontractors claimed: that LOAs were still valid, sought payment of claimed outstanding amounts (around RM470.8 million), and alleged breach of fiduciary duties by the directors.
Scorpene Submarine Deal – French Indictments / Civil Lawsuits Thales / DCN (France) & associated individuals vs Malondeshn interests (or public / NGOs) Accusations of kickbacks / bribery in the 2002 Scorpene submarine deal: specifically allegations that in the financing or “support service” contract, funds were misused, or that commissions were paid improperly to intermediaries linked to Malondeshn political persons. NGOs like Suaram filed complaints; French courts have indicted some individuals.
HAHAHAHAHA. MEMALUKAN...............ðĪĢðĪĢðĪĢðĪĢ
BalasHapusMENTERI Pertahanan Sjafrie Sjamsoeddin mengatakan rencana pembelian jet tempur Chengdu J-10 dari Cina masih menunggu keputusan Presiden Prabowo Subianto. Menurut dia, pembelian alat utama sistem pertahanan atau alutsista strategis hanya dapat dilakukan dengan mengikuti regulasi yang ada, yakni peraturan presiden.
"Saya belum bisa memberikan suatu kepastian tentang alutsista strategis," kata Sjafrie di kantor Kementerian Pertahanan, Rabu, 22 Oktober 2025.
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
Malondesh's defense procurement, like that of many nations, often involves significant financial arrangements, including loans. Here's a detailed breakdown of how loans typically factor into Malondesh's defense spending:
The Need for Loans in Defense Procurement:
• High Costs: Modern military equipment (fighter jets, warships, submarines, advanced weaponry, radar systems) is incredibly expensive. A single major platform can cost hundreds of millions or even billions of dollars.
• Budgetary Constraints: Even with a dedicated defense budget, it's rare for a nation to have enough readily available cash to make outright purchases of all desired equipment, especially for large-scale modernization programs.
• Strategic Importance: Defense capabilities are crucial for national security, sovereignty, and regional stability. Delays in procurement due to lack of immediate funds can have serious strategic implications.
• Long-Term Investments: Military assets have long operational lifespans, often decades. Financing them over a longer period through loans aligns with the long-term utility of the assets.
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
Key Aspects of Loan Agreements in Malondeshn Defense:
• Terms and Conditions:
o Interest Rates: Fixed or variable, often a critical factor in the overall cost.
o Repayment Period: Can range from several years to over a decade, depending on the loan amount and type.
o Grace Periods: A period before repayment begins, allowing time for project implementation.
o Collateral/Guarantees: While sovereign loans rarely involve physical collateral, they are backed by the full faith and credit of the Malondeshn government.
• Offset/Industrial Participation:
o Description: Loan agreements for major defense purchases often include offset clauses. This means the exporting country or company commits to investing in Malondesh, transferring technology, or procuring goods and services from Malondeshn companies.
o Purpose: To mitigate the outflow of funds, develop local industries, and create jobs. This can be a significant benefit that sweetens the deal for Malondesh.
• Transparency and Oversight:
o Parliamentary Approval: Large defense procurements and associated loans usually require parliamentary approval in Malondesh, especially for inclusion in the national budget.
o Public Scrutiny: Defense spending and borrowing can be subjects of public and media scrutiny, especially concerning value for money, allegations of corruption, or strategic alignment.
o Audits: Loan utilization and project implementation are subject to government audits to ensure accountability.
5X PM 6X MOD/MOF = ZONK = ART WAJIB LAPOR USA
HapusUSD 132,6 BILLION = TUNDUK CHINA = HUTANG = GIVEAWAY BPA
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = THE 1MALONDESH DEVELOPMENT BERHAD SCANDAL, OFTEN REFERRED TO AS THE 1MDB SCANDAL OR JUST 1MDB, IS AN ONGOING CORRUPTION, BRIBERY AND MONEY LAUNDERING CONSPIRACY
----------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
--------------
MISKIN ......
DEBT 2025 = RM 1,73 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman
• Pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) pada tahun 2023 naik RM92,918 miliar
• Rasio utang terhadap PDB MAID OF LONDON (MALON) pada tahun 2023 mencapai 64,3%
---
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
2018 = OPEN DONASI
2018 = OPEN DONASI
Kementerian Keuangan MAID OF LONDON (MALON) pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (USUSD 250,8 miliar) atau 80 persen dari PDB
BELUM BELI SUDAH MEMBUAL...... MEMALUKAN... ðĪĢðĪĢðĪĢðĪĢ
BalasHapusREPUBLIKA.CO.ID, KUALA LUMPUR -- Di sela konferensi keamanan kawasan di Kuala Lumpur, Jumat (31/10/2024), Menteri Pertahanan Sjafrie Sjamsoeddin kepada Bloomberg News mengatakan bahwa Indonesia belum pada tahap finalisasi pembelian jet tempur J-10 Chengdu. Padahal sebelumnya, Sjafrie sempat mengatakan bahwa jet-jet tempur buatan China itu tak lama lagi akan melintas di udara Indonesia.
"Belum selesai -- kami sedang melihat-lihat," kata Sjafrie, saat ditanya soal kesepakatan dengan pihak China.
Sebagai sebuah negara yang "bebas dan aktif, kami bisa pergi ke mana saja untuk melihat mana yang efisien, tidak mahal - dan tanpa persyaratan," kata Sjafrie. "Kami masih menimbang-nimbang."
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
Recent Examples and Trends:
• Scorpene Submarines (France): The acquisition of two Scorpene-class submarines from France in the early 2000s involved significant financing arrangements, reportedly including a mix of commercial loans and possibly G2G support. This deal, however, became controversial due to corruption allegations, though investigations cleared Malondeshn officials.
• Littoral Combat Ships (LCS): The ongoing LCS project has faced severe delays and cost overruns. While not purely a loan issue, the financing structure and payment schedules have been central to the project's difficulties, highlighting the complexities of managing large defense contracts.
• Future Acquisitions: Malondesh is looking to modernize its air force (e.g., FA-50 light combat aircraft from Korea) and naval assets. These future acquisitions will undoubtedly involve various financing strategies, potentially including G2G loans, ECA support, and commercial borrowing, tailored to each specific deal.
Challenges and Considerations:
• Debt Burden: Excessive borrowing for defense can strain national finances, especially if economic growth slows.
• Currency Fluctuations: Loans denominated in foreign currencies expose Malondesh to exchange rate risks.
• Cost Overruns: Large projects are prone to cost overruns, which can increase the overall debt burden beyond initial projections.
• Maintenance and Lifecycle Costs: Beyond the initial purchase, the long-term maintenance, training, and operational costs of defense assets are substantial and must be factored into financial planning.
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
1. Tata Kelola dan Korupsi yang Buruk:
• Skandal Korupsi: Ini adalah akar masalah utama. Proyek LCS telah dirundung tuduhan korupsi, penyalahgunaan dana, dan konflik kepentingan sejak awal. Penyelidikan oleh berbagai badan, termasuk Komite Akuntan Publik (PAC) parlemen Malondesh dan Komisi Anti-Korupsi Malondesh (MACC), telah mengungkap banyak anomali.
• Pengambilan Keputusan yang Meragukan: Keputusan-keputusan penting dalam proyek, seperti pemilihan desain kapal (Gowind class dari Naval Group Prancis), seringkali dipertanyakan apakah didasarkan pada pertimbangan teknis terbaik atau kepentingan lain.
• Kurangnya Transparansi: Kurangnya transparansi dalam kontrak, pengadaan, dan alur pembayaran telah mempersulit pengawasan dan akuntabilitas.
-----------------
2. Masalah Finansial dan Pembengkakan Biaya:
• Pembengkakan Anggaran: Biaya proyek telah melonjak jauh dari perkiraan awal. Kontrak senilai RM9 miliar (sekitar USUSD2,1 miliar) untuk enam kapal LCS pada tahun 2011 kini diperkirakan membutuhkan lebih banyak lagi, padahal belum ada satu pun kapal yang selesai.
• Misappropriasi Dana: Sebagian besar uang yang dibayarkan di muka kepada kontraktor utama, Boustead Naval Shipyard (BNS), diduga tidak digunakan untuk pembelian komponen atau pembangunan kapal, melainkan dialihkan atau disalahgunakan. Ini menyebabkan BNS gagal membayar sub-kontraktor dan pemasok.
• Ketergantungan pada Pinjaman: Karena masalah aliran kas dan dugaan penyalahgunaan dana, BNS dan entitas terkait harus bergantung pada pinjaman dari berbagai lembaga keuangan. Keterlibatan 17 kreditor menunjukkan betapa parahnya masalah keuangan yang dihadapi BNS dan betapa rumitnya struktur utang proyek ini. Ini juga mengindikasikan bahwa dana awal dari pemerintah tidak cukup atau tidak dikelola dengan baik.
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
AKAR MASALAH: ALIRAN KAS (CASH FLOW) YANG BURUK
• Definisi Aliran Kas: Aliran kas adalah pergerakan uang tunai masuk dan keluar dari sebuah perusahaan. Aliran kas positif berarti lebih banyak uang masuk daripada keluar, sedangkan aliran kas negatif berarti sebaliknya.
• Mengapa Buruk?
o Pendapatan Tidak Mencukupi: Proyek mungkin tidak menghasilkan pendapatan sesuai target, atau penjualan/layanan yang diberikan tidak mampu menutupi biaya operasional.
o Biaya Operasional Tinggi: Biaya harian, gaji, pembelian bahan baku, pemeliharaan, dan sebagainya mungkin terlalu tinggi dibandingkan pendapatan.
o Piutang Tak Tertagih: Pelanggan atau pihak yang berhutang kepada BNS mungkin menunggak pembayaran, menyebabkan uang yang seharusnya masuk tertahan.
o Investasi yang Tidak Produktif: Dana mungkin diinvestasikan pada aset yang tidak menghasilkan keuntungan cepat, atau bahkan mengalami kerugian.
o Siklus Proyek yang Panjang: Untuk proyek infrastruktur atau pengembangan besar, waktu antara pengeluaran awal dan penerimaan pendapatan bisa sangat panjang, membutuhkan manajemen kas yang ketat.
GOVERNMENT DEBT : 69% of GDP
HapusHOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
============
1. ZONK MOD 6X PM 5X MOF 6X VS REAL CONTRACT five units C130J Hercules
2. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit frankethal class countermine vessels (pulau fani class)
3. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT four units kcr 60 fast missiles boats pt pal
4. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 units bell 412 epi
5. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 8 additional h225 m
6. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 units bell 429 global ranger
7. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 18 medium weight tank harimau
8. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 pandur ii ifv
9. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit hospital ships
10. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit command and control variant c295
11. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit cn235 mpa
12. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 7 badak fsv, 26 anoa apc and 10 additional komodo recce vehicles in 2022
13. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 4 as 550 fennec and 8 as565 mbe, in 2024
14. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five nc212i in 2023
15. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one leonardo rat 31 dl/m
16. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five c130h ordered from australia in 2013 (finished in 2020) after received grant of 4 c130h
17. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 teluk bintuni class lst
18. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT six ch4b ucav ordered in 2019
19. REAL CONTRACT t and process building of abeking & rasmussen design ocean hydrography ship
20. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two ah140 aaw frigate
21. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two opv 90 asw patrol vessels
22. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two large lcu for army
23. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two a400m heavy cargo aircraft
24. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT m3 amphibious bridging system
25. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 kt1 wong bee ordered in 2018 along with radar and spares for t/a50
26. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 13 gm 403 gci radar from thales
27. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 12 anka s ucav
28. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building additional ch4b ucav
29. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT slingshot satcom system
30. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT falcon 8x aircraft
31. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT thales alenia earth observation satelite
32. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 s70m blackhawk
33. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 n219 aircraft
34. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 cn235 for army
35. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 ppa patrol frigate
36. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 scorpene subs
37. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT khan short range ballistic missiles from turki
38. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT trisula air defense system
39. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 t50i aircraft
40. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT oiler and replenishment ship
41. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT several tug harbor ships
42. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT submarine rescue vessels and system
43. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 45 atmaca
44. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kaan
45. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kf21
46. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 Rafale
47. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 J10C
Jet Tempur Chengdu J-10 Sebentar Lagi Terbang di Jakarta....
BalasHapusTapi dalam MIMPI..... ðĨðĨðĪĢðĪĢðĪĢðĪĢ
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
2025 ZONK = MRCA LCS SPH MRSS
5x PM DIJANGKA = NO SHOPPING
6x MOD DIJANGKA = NO SHOPPING
6x MOF DIJANGKA = NO SHOPPING
----------------
ð DETAIL PROYEK
• MRCA (2017–2025):
o 2017: Inisiasi penggantian MiG-29.
o 2023: FA-50 diumumkan sebagai interim.
o 2025: Status ZONK (tidak ada MRCA baru).
-
• LCS (2011–2025):
o 2011: Kontrak LCS ditandatangani.
o 2022: Skandal audit terungkap.
o 2025: Status ZONK (belum ada kapal operasional).
-
• SPH (2016–2025):
o 2016: Proposal SPH diajukan.
o 2025: Status ZONK (tidak ada akuisisi).
-
• MRSS (2016–2025):
o 2016: Masuk rencana TLDM 15-to-5.
o 2025: Status ZONK (belum dibangun).
----------------
MRCA 2025-2017= ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
LCS 2025-2011 = ZONK
5x GANTI PM
6x GANTI MOD
6x GANTI MOF
-
SPH 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
----------------
DEBT 84,3% TO GDP
KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
5x GANTI PM
6x GANTI MOF
-
TIDAK BAYAR HUTANG TERTUNGGAK
KEKANGAN KEWANGAN
5x GANTI PM
6x GANTI MOD
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
Pemicu Masalah: Dugaan Penyalahgunaan Dana
Ini adalah faktor yang sangat memperburuk masalah aliran kas dan mendorong ketergantungan pada pinjaman.
• Definisi Penyalahgunaan Dana: Tindakan menggunakan dana untuk tujuan yang tidak semestinya, tidak sah, atau di luar tujuan yang telah ditetapkan. Ini bisa berupa korupsi, penggelapan, pembelian aset pribadi, atau pengeluaran fiktif.
• Dampak Negatif:
o Pengurasan Dana Proyek: Dana yang seharusnya digunakan untuk operasional, investasi produktif, atau pembayaran kewajiban, malah dialihkan. Ini secara instan menciptakan defisit kas.
o Peningkatan Kebutuhan Pinjaman: Dengan dana internal yang terkuras, BNS terpaksa mencari sumber dana eksternal, yaitu pinjaman, hanya untuk menjaga proyek tetap berjalan atau menutupi lubang yang diciptakan oleh penyalahgunaan.
o Kerugian Kepercayaan Investor/Pemerintah: Jika terbukti ada penyalahgunaan, kepercayaan dari pihak-pihak yang telah memberikan dana awal (misalnya pemerintah) akan hancur, mempersulit akses pendanaan di masa depan.
o Masalah Hukum: Penyalahgunaan dana hampir selalu berujung pada konsekuensi hukum serius bagi pihak yang terlibat.
-----------------
3. Fenomena "Galakan Pinjaman" (Pinjam untuk Menutupi Pinjaman Lama)
Ketika aliran kas terus bermasalah dan ada penyalahgunaan dana, entitas seringkali masuk ke dalam lingkaran setan:
• Pinjaman baru diambil bukan untuk ekspansi atau investasi produktif, tetapi semata-mata untuk membayar bunga pinjaman lama atau menutupi defisit operasional.
• Ini adalah tanda bahaya serius dalam keuangan, karena beban utang terus menumpuk tanpa adanya peningkatan kapasitas pembayaran dari operasional inti.
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
--------------
ANALISIS PROYEKSI PELUNASAN HUTANG MAID OF LONDON (MALON) 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Maid of london (MALON) meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
--------------
ð Hutang Isi Rumah Maid of london (MALON) – Gambaran & Implikasi
Data yang anda kongsikan daripada Bank Negara Maid of london (MALON) (BNM) memang mencerminkan satu realiti penting dalam ekonomi serantau:
• Nilai: RM1.65 trilion (setakat Mac 2025)
• Nisbah terhadap KDNK: 84.3%
• Kedudukan: Tertinggi di ASEAN untuk nisbah hutang isi rumah/KDNK
ð Kenapa angka ini tinggi?
1. Akses mudah kepada kredit – Kad kredit, pinjaman peribadi, dan skim pembiayaan kenderaan/perumahan yang meluas.
2. Harga rumah yang meningkat – Ramai bergantung pada pinjaman jangka panjang.
3. Kos sara hidup yang tinggi, memaksa sebahagian isi rumah bergantung kepada hutang untuk menampung perbelanjaan.
4. Pertumbuhan pendapatan yang perlahan berbanding kenaikan kos dan komitmen hutang.
ð Implikasi kepada ekonomi & rakyat
• Kerentanan kewangan – Isi rumah lebih terdedah jika kadar faedah naik atau ekonomi meleset.
• Kesannya kepada penggunaan – Perbelanjaan pengguna mungkin berkurangan kerana sebahagian pendapatan digunakan untuk membayar hutang.
• Kestabilan kewangan negara – Bank pusat perlu mengimbangi pertumbuhan ekonomi dengan risiko kredit.
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
--------------
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Maid of london (MALON) .
1.FOREST CITY = USD 100 BILLION
Hapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
--------------
Bank Negara Maid of london (MALON) (BNM) dan sumber rasmi lain telah mengesahkan bahawa Maid of london (MALON) memiliki salah satu tahap hutang tertinggi di kalangan negara ASEAN, khususnya dalam kategori hutang isi rumah dan hutang kerajaan terhadap KDNK. Berikut penjelasan terperinci berdasarkan data terkini:
ðēðū Hutang Isi Rumah Maid of london (MALON) : Tertinggi di ASEAN
Menurut data rasmi BNM:
• Jumlah hutang isi rumah Maid of london (MALON) mencecah RM1.65 trilion setakat Mac 2025.
• Ini bersamaan dengan 84.3% daripada Keluaran Dalam Negara Kasar (KDNK).
• Maid of london (MALON) berada di kedudukan tertinggi dalam ASEAN untuk nisbah hutang isi rumah terhadap KDNK.
Faktor Penyumbang:
• Akses mudah kepada pinjaman peribadi, pembiayaan kenderaan, dan gadai janji.
• Kadar pemilikan rumah yang tinggi didorong oleh pembiayaan jangka panjang.
• Gaya hidup berasaskan kredit dan penggunaan kad kredit yang meluas.
ð Hutang Kerajaan Maid of london (MALON) : Antara Tertinggi di ASEAN
Menurut laporan IMF yang dirujuk oleh CNBC Indonesia:
Negara ASEAN Nisbah Hutang Kerajaan kepada KDNK (2023)
Singapura 167.9%
Laos 121.7%
Maid of london (MALON) 66.9%
Indonesia 39%
Brunei 2.3%
Maid of london (MALON) berada di tempat ketiga tertinggi selepas Singapura dan Laos.
ð§Ū Implikasi Ekonomi
• Kos faedah hutang meningkat kerana jumlah hutang yang besar perlu dibiayai semula pada kadar pasaran semasa.
• Ruang fiskal mengecil, menyukarkan kerajaan untuk melaksanakan dasar rangsangan atau subsidi bersasar.
• Kestabilan kewangan terancam jika berlaku kejutan ekonomi atau penurunan penarafan kredit.
BUKTI TUKANG HUTANG = OVERLIMIT .....
HapusRasio Utang terhadap GDP Malaydesh (2010–2025)
Tahun Rasio Utang terhadap GDP (%)
2010 = 52.4
2011 = 51.8
2012 = 53.3
2013 = 54.7
2014 = 55.0
2015 = 55.1
2016 = 52.7
2017 = 51.9
2018 = 52.5
2019 = 52.4
2020 = 62.0
2021 = 63.3
2022 = 60.2
2023 = 64.3
2024 = 70.4
2025*= 69.0 (Maret 2025)
=============
=============
1. ZONK MOD 6X PM 5X MOF 6X VS REAL CONTRACT five units C130J Hercules
2. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit frankethal class countermine vessels (pulau fani class)
3. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT four units kcr 60 fast missiles boats pt pal
4. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 units bell 412 epi
5. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 8 additional h225 m
6. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 units bell 429 global ranger
7. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 18 medium weight tank harimau
8. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 pandur ii ifv
9. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit hospital ships
10. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit command and control variant c295
11. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit cn235 mpa
12. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 7 badak fsv, 26 anoa apc and 10 additional komodo recce vehicles in 2022
13. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 4 as 550 fennec and 8 as565 mbe, in 2024
14. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five nc212i in 2023
15. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one leonardo rat 31 dl/m
16. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five c130h ordered from australia in 2013 (finished in 2020) after received grant of 4 c130h
17. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 teluk bintuni class lst
18. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT six ch4b ucav ordered in 2019
19. REAL CONTRACT t and process building of abeking & rasmussen design ocean hydrography ship
20. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two ah140 aaw frigate
21. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two opv 90 asw patrol vessels
22. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two large lcu for army
23. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two a400m heavy cargo aircraft
24. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT m3 amphibious bridging system
25. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 kt1 wong bee ordered in 2018 along with radar and spares for t/a50
26. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 13 gm 403 gci radar from thales
27. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 12 anka s ucav
28. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building additional ch4b ucav
29. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT slingshot satcom system
30. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT falcon 8x aircraft
31. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT thales alenia earth observation satelite
32. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 s70m blackhawk
33. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 n219 aircraft
34. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 cn235 for army
35. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 ppa patrol frigate
36. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 scorpene subs
37. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT khan short range ballistic missiles from turki
38. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT trisula air defense system
39. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 t50i aircraft
40. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT oiler and replenishment ship
41. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT several tug harbor ships
42. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT submarine rescue vessels and system
43. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 45 atmaca
44. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kaan
45. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kf21
46. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 Rafale
47. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 J10C
Malaydesh PANIK...ðððð ðĪŠððĪ
BalasHapus1.FOREST CITY = USD 100 BILLION
BalasHapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga
1.FOREST CITY = USD 100 BILLION
BalasHapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
--------------
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Maid of london (MALON) .
1.FOREST CITY = USD 100 BILLION
BalasHapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
--------------
Bank Negara Maid of london (MALON) (BNM) dan sumber rasmi lain telah mengesahkan bahawa Maid of london (MALON) memiliki salah satu tahap hutang tertinggi di kalangan negara ASEAN, khususnya dalam kategori hutang isi rumah dan hutang kerajaan terhadap KDNK. Berikut penjelasan terperinci berdasarkan data terkini:
ðēðū Hutang Isi Rumah Maid of london (MALON) : Tertinggi di ASEAN
Menurut data rasmi BNM:
• Jumlah hutang isi rumah Maid of london (MALON) mencecah RM1.65 trilion setakat Mac 2025.
• Ini bersamaan dengan 84.3% daripada Keluaran Dalam Negara Kasar (KDNK).
• Maid of london (MALON) berada di kedudukan tertinggi dalam ASEAN untuk nisbah hutang isi rumah terhadap KDNK.
Faktor Penyumbang:
• Akses mudah kepada pinjaman peribadi, pembiayaan kenderaan, dan gadai janji.
• Kadar pemilikan rumah yang tinggi didorong oleh pembiayaan jangka panjang.
• Gaya hidup berasaskan kredit dan penggunaan kad kredit yang meluas.
ð Hutang Kerajaan Maid of london (MALON) : Antara Tertinggi di ASEAN
Menurut laporan IMF yang dirujuk oleh CNBC Indonesia:
Negara ASEAN Nisbah Hutang Kerajaan kepada KDNK (2023)
Singapura 167.9%
Laos 121.7%
Maid of london (MALON) 66.9%
Indonesia 39%
Brunei 2.3%
Maid of london (MALON) berada di tempat ketiga tertinggi selepas Singapura dan Laos.
ð§Ū Implikasi Ekonomi
• Kos faedah hutang meningkat kerana jumlah hutang yang besar perlu dibiayai semula pada kadar pasaran semasa.
• Ruang fiskal mengecil, menyukarkan kerajaan untuk melaksanakan dasar rangsangan atau subsidi bersasar.
• Kestabilan kewangan terancam jika berlaku kejutan ekonomi atau penurunan penarafan kredit.
1.FOREST CITY = USD 100 BILLION
BalasHapus2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
---------------
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
---------------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Bank Negara MAID OF LONDON (MALON)
-------------
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang seTIAP TAHUN TIPU-TIPU sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru TIAP TAHUN TIPU-TIPU meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
Apa Jet Tempur Chengdu J-10 Sebentar Lagi Terbang di Jakarta....ðĪðĪðĪ
BalasHapusTapi dalam MIMPI..... ðĨðĨðĪĢðĪĢðĪĢðĪĢ
Oh hornet kuwait kah ....
BalasHapusIya MEMALUKAN, NGEMIS hornet
ðĪĢðĪĢðĪĢðĪĢðĪĢ
Ternyata J10B BEKAS RONGSOK masih belum di putuskan... ðĪĢðĪĢðĪĢðĪĢ
BalasHapusART WAJIB LAPOR USA ....
HapusKonsekuensi utama dari Article 3.3 adalah bahwa Malondesh dapat menghadapi pembalasan diplomatik, ekonomi, atau hukum dari Amerika Serikat jika gagal berkonsultasi sebelum membuat perjanjian digital yang merugikan kepentingan penting AS.
Berikut penjelasan detailnya:
ð§ 1. Pelanggaran terhadap komitmen bilateral
• Article 3.3 adalah bagian dari perjanjian resmi antara Malondesh dan AS.
• Jika Malondesh menandatangani perjanjian digital dengan negara lain tanpa berkonsultasi terlebih dahulu, dan perjanjian itu merugikan kepentingan AS (misalnya membatasi akses data, menghambat perusahaan AS, atau mengubah standar interoperabilitas), maka AS dapat menganggapnya sebagai pelanggaran perjanjian.
• Ini membuka jalan bagi AS untuk menggunakan mekanisme penyelesaian sengketa atau bahkan membatalkan sebagian kerja sama.
⚖️ 2. Risiko tindakan pembalasan atau sanksi
• AS memiliki sejarah menggunakan tarif, pembatasan ekspor, atau penangguhan kerja sama teknologi sebagai respons terhadap pelanggaran perjanjian dagang.
• Jika Malondesh dianggap mengabaikan kepentingan digital AS, maka AS bisa membatasi akses Malondesh ke pasar teknologi, layanan cloud, atau platform digital milik perusahaan AS.
ð 3. Ketegangan diplomatik dan reputasi internasional
• Mengabaikan konsultasi dapat merusak hubungan diplomatik antara Malondesh dan AS, terutama jika perjanjian baru dianggap mengancam keamanan data, privasi, atau dominasi teknologi AS.
• Negara lain mungkin juga menjadi lebih berhati-hati dalam menjalin kerja sama digital dengan Malondesh, khawatir akan konflik geopolitik yang menyertainya.
ð 4. Dampak terhadap investasi dan kerja sama teknologi
• Perusahaan teknologi AS mungkin menunda atau membatalkan rencana ekspansi ke Malondesh jika merasa bahwa lingkungan regulasi digital tidak stabil atau tidak bersahabat.
• Ini bisa menghambat pertumbuhan sektor digital lokal, mengurangi transfer teknologi, dan memperlambat inovasi.
ð§Đ 5. Kehilangan akses terhadap standar dan ekosistem digital global
• Jika Malondesh menandatangani perjanjian digital yang bertentangan dengan standar interoperabilitas atau prinsip-prinsip yang dijunjung oleh AS (misalnya soal aliran data lintas batas, perlindungan kekayaan intelektual, atau netralitas jaringan), maka negara tersebut bisa terisolasi dari ekosistem digital global yang didominasi oleh perusahaan dan teknologi AS.
ð 6. Implikasi terhadap kedaulatan regulasi
• Meskipun Malondesh memiliki hak untuk menetapkan kebijakan digitalnya sendiri, perjanjian seperti ini menunjukkan bahwa ada batasan terhadap otonomi regulasi jika sudah terikat dalam kerangka kerja sama internasional.
• Ini menimbulkan dilema antara menjaga kedaulatan digital dan mempertahankan hubungan strategis dengan mitra besar seperti AS
---------------
1.FOREST CITY = USD 100 BILLION
2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
---------------
MALONDESH UP TO =
DEBT 97% OF GDP
DEBT 97% OF GDP
DEBT 97% OF GDP
Malondesh's debt ratio could surge to almost 97% of GDP if government-linked guarantees materialize, a risk highlighted in the Ministry of Finance's (MOF) Fiscal Outlook 2026 report
5X PM 6X MOD/MOF = ZONK = ART LAPOR USA
HapusUSD 132,6 BILLION = TUNDUK CHINA = HUTANG = GIVEAWAY BPA
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5. CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy----------------
2025 ZONK = MRCA LCS SPH MRSS
5x PM DIJANGKA = NO SHOPPING
6x MOD DIJANGKA = NO SHOPPING
6x MOF DIJANGKA = NO SHOPPING
----------------
⚖️ DAMPAK POLITIK ZONK = MRCA LCS SPH MRSS
Garis vertikal menunjukkan pergantian kepemimpinan:
• 2013: PM Najib / Menhan Zahid.
• 2015: Menhan Hishammuddin.
• 2018: PM Mahathir / Menhan Mat Sabu.
• 2020: PM Muhyiddin / Menhan Ismail Sabri.
• 2021: PM Ismail Sabri / Menhan Hishammuddin.
• 2022: PM Anwar / Menhan Khaled Nordin
-
ð DETAIL PROYEK
• MRCA (2017–2025):
o 2017: Inisiasi penggantian MiG-29.
o 2023: FA-50 diumumkan sebagai interim.
o 2025: Status ZONK (tidak ada MRCA baru).
-
• LCS (2011–2025):
o 2011: Kontrak LCS ditandatangani.
o 2022: Skandal audit terungkap.
o 2025: Status ZONK (belum ada kapal operasional).
-
• SPH (2016–2025):
o 2016: Proposal SPH diajukan.
o 2025: Status ZONK (tidak ada akuisisi).
-
• MRSS (2016–2025):
o 2016: Masuk rencana TLDM 15-to-5.
o 2025: Status ZONK (belum dibangun).
----------------
MRCA 2025-2017= ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
LCS 2025-2011 = ZONK
5x GANTI PM
6x GANTI MOD
6x GANTI MOF
-
SPH 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
----------------
DEBT 84,3% TO GDP
KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
5x GANTI PM
6x GANTI MOF
-
TIDAK BAYAR HUTANG TERTUNGGAK
KEKANGAN KEWANGAN
• 5x GANTI PM
6x GANTI MOD
-
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
----------------
ð Tren Defisit Fiskal Malondesh (1998–2025)
• 1997: Malondesh mencatat surplus anggaran sebesar 2,4% dari PDB, tahun terakhir sebelum defisit dimulai.
• 1998: Krisis ekonomi Asia menyebabkan Malondesh mulai mengalami defisit fiskal.
• 1998–2008: Defisit berkisar antara -3% hingga -5% dari PDB, dengan fluktuasi tergantung pada kondisi ekonomi global dan kebijakan domestik.
• 2009: Defisit mencapai titik terendah sebesar -6,7% dari PDB akibat krisis keuangan global.
• 2010–2019: Pemerintah berupaya mengurangi defisit, namun tetap berada di kisaran -3% hingga -5%.
• 2020–2021: Pandemi COVID-19 memperburuk kondisi fiskal, dengan defisit meningkat karena stimulus ekonomi dan penurunan pendapatan negara.
• 2024: Defisit tercatat sebesar -4,1% dari PDB.
• 2025 (proyeksi):
o Pemerintah menargetkan defisit sebesar -3,8%, namun diperkirakan hanya mampu menurunkannya ke -4,0%.
Iya MEMALUKAN NGEMIS HORNET belum dijawab dah KLAIM BELI
BalasHapusðĪĢðĪĢðĪĢðĪĢðĪĢ
5X PM 6X MOD/MOF = ZONK = ART LAPOR USA
BalasHapusUSD 132,6 BILLION = GIVEAWAY BPA
USD 132,6 BILLION = TUNDUK CHINA = HUTANG
USD 132,6 BILLION = TUNDUK CHINA = HUTANG
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy
----------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
=============
1. DEBT 84.3% DARI GDP
2. DEBT NEGARA RM 1.63 TRLLIUN
3. DEBT 1MDB RM 18.2 BILLION
4. TUNGGAKAN SEWA SABAH USD 15 BILLION
5. DEBT KERAJAAN PERSEKUTUAN 60.4%
6. SEWA SIMULATOR MKM
7. PESAWAT MIG GROUNDED
8. SEWA MOTOR POLIS
9. PESAWAT MB339CM GROUNDED
10. NURI GROUNDED SEWA BLACKHAWK
11. FIVE PROCUREMENT CANCELLED
12. 48 PESAWAT SKYHAWK HILANG
13. MESIN JET 2 BUAH HILANG
14. NO MARINIR NO AMPHIBIOUS NAVAL PLATFORM
15. NO LST
16. NO LPD – NGEMIS LPD USA
17. NO TANKER
18. NO KCR
19. MONUMEN MIG29M UNTUK JIMAT KOS
20. NO SPH
21. SUBMARINE DEFACT MEMBUNUH WANITA HAMIL
22. NO HELLFIRE
23. NO MPA ATR72 DELAYED
24. NO HIDRO-OSEANOGRAFI SEWA KAPAL HIDRO
25. NO HELI HEAVY ATTACK NGEMIS AH1Z
26. NO M3 AMPHIBIUS RIG
27. LCS MANGKRAK KARATAN
28. OPV MANGKRAK
29. TANK MOGOK STOP SPARE PARTS
30. CN 235 MSA VERSI MSI USA
31. SEWA MOTOR MILITARY POLICE
32. RADAR GIFTED PAID USA
33. 84% NO SAVING EVERY MONTH
34. SEWA VVSHORAD
35. SEWA TRUK 3 TON
36. 4X4 SEWA 6X6 CANCELLED
37. C130H DIGANTI 2045
38. TEMBAK GRANAT BOM PASUKAN SEMDIRI
39. NO DRONE UCAV – ANKA ISR OMPONG
40. SEWA BLACKHAWK SEWA AW159
41. NO TRACKED SPH
42. SEWA SIMULATOR HELI
43. SPH CANCELLED
44. SCORPION V150 CONDOR SIMBAS RETIRED
45. NO PESAWAT COIN
46. PILATUS MK II KARATAN
47. PENCEROBOHAN 43X BTA 316 HARI
48. SEWA AW139 SEWA COLIBRI
49. MRSS LMS B2 UAV ANKA HELI MENUNGGU 2026-2030
50. OPV DIBAYAR 3 JADI 1 SEWA BOAT
51. LYNX GROUNDED
52. MRCA CANCELLED SEWA PESAWAT ITTC
53. MICA CANCELLED NSM CANCELLED
54. NO LRAD NO MRAD JUST VSHORAD
55. PRANK UN PRANK TURKEY PRANK PERANCIS PRANK SLOVAKIA
56. 4X NGEMIS F18 KUWAIT
57. MENUNGGU 2050 KAPAL SELAM
58. NO TANK AMPHIBI AV8 MOGOK BERASAP
59. 84% NO SAVING EVERY MONTH
60. OVER LIMIT DEBT 65,6% (LIMIT DEBT 65%)
=============
SEWA = HUTANG 84.3% DARI GDP = NO SHOPPING
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA FLIGHT SIMULATION TRAINING DEVICE (FSTD)
5. SEWA 1 UNIT SISTEM SIMULATOR EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA FAST INTERCEPTOR BOAT (FIB)
9. SEWA UTILITY BOAT
10. SEWA RIGID HULL FENDER BOAT (RHFB)
11. SEWA ROVER FIBER GLASS (ROVER)
12. SEWA MV AISHAH AIM 4
13. SEWA BMW R1250RT
14. SEWA 4X4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
MALON MEMALUKAN
BalasHapusBERTAHUN2 TIADA ASET BARU
ðĪĢðĪĢðĪĢðĪĢðĪĢðĪĢ
5X PM 6X MOD/MOF = ZONK = ART LAPOR USA
BalasHapusUSD 132,6 BILLION = TUNDUK CHINA = HUTANG = GIVEAWAY BPA
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5. CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy----------------
2025 ZONK = MRCA LCS SPH MRSS
5x PM DIJANGKA = NO SHOPPING
6x MOD DIJANGKA = NO SHOPPING
6x MOF DIJANGKA = NO SHOPPING
----------------
⚖️ DAMPAK POLITIK ZONK = MRCA LCS SPH MRSS
Garis vertikal menunjukkan pergantian kepemimpinan:
• 2013: PM Najib / Menhan Zahid.
• 2015: Menhan Hishammuddin.
• 2018: PM Mahathir / Menhan Mat Sabu.
• 2020: PM Muhyiddin / Menhan Ismail Sabri.
• 2021: PM Ismail Sabri / Menhan Hishammuddin.
• 2022: PM Anwar / Menhan Khaled Nordin
-
ð DETAIL PROYEK
• MRCA (2017–2025):
o 2017: Inisiasi penggantian MiG-29.
o 2023: FA-50 diumumkan sebagai interim.
o 2025: Status ZONK (tidak ada MRCA baru).
-
• LCS (2011–2025):
o 2011: Kontrak LCS ditandatangani.
o 2022: Skandal audit terungkap.
o 2025: Status ZONK (belum ada kapal operasional).
-
• SPH (2016–2025):
o 2016: Proposal SPH diajukan.
o 2025: Status ZONK (tidak ada akuisisi).
-
• MRSS (2016–2025):
o 2016: Masuk rencana TLDM 15-to-5.
o 2025: Status ZONK (belum dibangun).
----------------
MRCA 2025-2017= ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
LCS 2025-2011 = ZONK
5x GANTI PM
6x GANTI MOD
6x GANTI MOF
-
SPH 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
----------------
DEBT 84,3% TO GDP
KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
5x GANTI PM
6x GANTI MOF
-
TIDAK BAYAR HUTANG TERTUNGGAK
KEKANGAN KEWANGAN
• 5x GANTI PM
6x GANTI MOD
-
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
----------------
ð Tren Defisit Fiskal Malondesh (1998–2025)
• 1997: Malondesh mencatat surplus anggaran sebesar 2,4% dari PDB, tahun terakhir sebelum defisit dimulai.
• 1998: Krisis ekonomi Asia menyebabkan Malondesh mulai mengalami defisit fiskal.
• 1998–2008: Defisit berkisar antara -3% hingga -5% dari PDB, dengan fluktuasi tergantung pada kondisi ekonomi global dan kebijakan domestik.
• 2009: Defisit mencapai titik terendah sebesar -6,7% dari PDB akibat krisis keuangan global.
• 2010–2019: Pemerintah berupaya mengurangi defisit, namun tetap berada di kisaran -3% hingga -5%.
• 2020–2021: Pandemi COVID-19 memperburuk kondisi fiskal, dengan defisit meningkat karena stimulus ekonomi dan penurunan pendapatan negara.
• 2024: Defisit tercatat sebesar -4,1% dari PDB.
• 2025 (proyeksi):
o Pemerintah menargetkan defisit sebesar -3,8%, namun diperkirakan hanya mampu menurunkannya ke -4,0%.
Kesian GORILLA mereka sudah lompat lompat klaim sudah beli J10B RONGSOK versi NGUTANG... ðĪĢðĪĢðĪĢðĪĢ
BalasHapusTernyata J10B BEKAS RONGSOK masih belum di putuskan... ðĪĢðĪĢðĪĢðĪĢ
BalasHapusBikin MALU.... ðĪðĪðĪĢðĪĢ
BUKTI TUKANG HUTANG = OVERLIMIT .....
HapusRasio Utang terhadap GDP Malaydesh (2010–2025)
Tahun Rasio Utang terhadap GDP (%)
2010 = 52.4
2011 = 51.8
2012 = 53.3
2013 = 54.7
2014 = 55.0
2015 = 55.1
2016 = 52.7
2017 = 51.9
2018 = 52.5
2019 = 52.4
2020 = 62.0
2021 = 63.3
2022 = 60.2
2023 = 64.3
2024 = 70.4
2025*= 69.0 (Maret 2025)
=============
=============
1. ZONK MOD 6X PM 5X MOF 6X VS REAL CONTRACT five units C130J Hercules
2. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit frankethal class countermine vessels (pulau fani class)
3. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT four units kcr 60 fast missiles boats pt pal
4. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 units bell 412 epi
5. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 8 additional h225 m
6. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 units bell 429 global ranger
7. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 18 medium weight tank harimau
8. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 pandur ii ifv
9. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit hospital ships
10. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit command and control variant c295
11. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit cn235 mpa
12. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 7 badak fsv, 26 anoa apc and 10 additional komodo recce vehicles in 2022
13. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 4 as 550 fennec and 8 as565 mbe, in 2024
14. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five nc212i in 2023
15. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one leonardo rat 31 dl/m
16. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five c130h ordered from australia in 2013 (finished in 2020) after received grant of 4 c130h
17. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 teluk bintuni class lst
18. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT six ch4b ucav ordered in 2019
19. REAL CONTRACT t and process building of abeking & rasmussen design ocean hydrography ship
20. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two ah140 aaw frigate
21. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two opv 90 asw patrol vessels
22. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two large lcu for army
23. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two a400m heavy cargo aircraft
24. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT m3 amphibious bridging system
25. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 kt1 wong bee ordered in 2018 along with radar and spares for t/a50
26. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 13 gm 403 gci radar from thales
27. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 12 anka s ucav
28. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building additional ch4b ucav
29. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT slingshot satcom system
30. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT falcon 8x aircraft
31. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT thales alenia earth observation satelite
32. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 s70m blackhawk
33. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 n219 aircraft
34. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 cn235 for army
35. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 ppa patrol frigate
36. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 scorpene subs
37. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT khan short range ballistic missiles from turki
38. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT trisula air defense system
39. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 t50i aircraft
40. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT oiler and replenishment ship
41. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT several tug harbor ships
42. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT submarine rescue vessels and system
43. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 45 atmaca
44. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kaan
45. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kf21
46. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 Rafale
47. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 J10C
GOVERNMENT DEBT : 69% of GDP
BalasHapusHOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
============
1. ZONK MOD 6X PM 5X MOF 6X VS REAL CONTRACT five units C130J Hercules
2. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit frankethal class countermine vessels (pulau fani class)
3. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT four units kcr 60 fast missiles boats pt pal
4. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 units bell 412 epi
5. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 8 additional h225 m
6. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 units bell 429 global ranger
7. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 18 medium weight tank harimau
8. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 pandur ii ifv
9. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit hospital ships
10. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit command and control variant c295
11. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit cn235 mpa
12. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 7 badak fsv, 26 anoa apc and 10 additional komodo recce vehicles in 2022
13. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 4 as 550 fennec and 8 as565 mbe, in 2024
14. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five nc212i in 2023
15. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one leonardo rat 31 dl/m
16. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five c130h ordered from australia in 2013 (finished in 2020) after received grant of 4 c130h
17. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 teluk bintuni class lst
18. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT six ch4b ucav ordered in 2019
19. REAL CONTRACT t and process building of abeking & rasmussen design ocean hydrography ship
20. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two ah140 aaw frigate
21. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two opv 90 asw patrol vessels
22. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two large lcu for army
23. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two a400m heavy cargo aircraft
24. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT m3 amphibious bridging system
25. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 kt1 wong bee ordered in 2018 along with radar and spares for t/a50
26. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 13 gm 403 gci radar from thales
27. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 12 anka s ucav
28. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building additional ch4b ucav
29. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT slingshot satcom system
30. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT falcon 8x aircraft
31. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT thales alenia earth observation satelite
32. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 s70m blackhawk
33. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 n219 aircraft
34. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 cn235 for army
35. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 ppa patrol frigate
36. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 scorpene subs
37. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT khan short range ballistic missiles from turki
38. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT trisula air defense system
39. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 t50i aircraft
40. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT oiler and replenishment ship
41. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT several tug harbor ships
42. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT submarine rescue vessels and system
43. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 45 atmaca
44. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kaan
45. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kf21
46. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 Rafale
47. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 J10C
5X PM 6X MOD/MOF = ZONK = ART WAJIB LAPOR USA
BalasHapusUSD 132,6 BILLION = TUNDUK CHINA = HUTANG = GIVEAWAY BPA
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5. CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy----------------
2025 ZONK = MRCA LCS SPH MRSS
5x PM DIJANGKA = NO SHOPPING
6x MOD DIJANGKA = NO SHOPPING
6x MOF DIJANGKA = NO SHOPPING
----------------
⚖️ DAMPAK POLITIK ZONK = MRCA LCS SPH MRSS
Garis vertikal menunjukkan pergantian kepemimpinan:
• 2013: PM Najib / Menhan Zahid.
• 2015: Menhan Hishammuddin.
• 2018: PM Mahathir / Menhan Mat Sabu.
• 2020: PM Muhyiddin / Menhan Ismail Sabri.
• 2021: PM Ismail Sabri / Menhan Hishammuddin.
• 2022: PM Anwar / Menhan Khaled Nordin
-
ð DETAIL PROYEK
• MRCA (2017–2025):
o 2017: Inisiasi penggantian MiG-29.
o 2023: FA-50 diumumkan sebagai interim.
o 2025: Status ZONK (tidak ada MRCA baru).
-
• LCS (2011–2025):
o 2011: Kontrak LCS ditandatangani.
o 2022: Skandal audit terungkap.
o 2025: Status ZONK (belum ada kapal operasional).
-
• SPH (2016–2025):
o 2016: Proposal SPH diajukan.
o 2025: Status ZONK (tidak ada akuisisi).
-
• MRSS (2016–2025):
o 2016: Masuk rencana TLDM 15-to-5.
o 2025: Status ZONK (belum dibangun).
----------------
MRCA 2025-2017= ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
LCS 2025-2011 = ZONK
5x GANTI PM
6x GANTI MOD
6x GANTI MOF
-
SPH 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
----------------
DEBT 84,3% TO GDP
KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
5x GANTI PM
6x GANTI MOF
-
TIDAK BAYAR HUTANG TERTUNGGAK
KEKANGAN KEWANGAN
5x GANTI PM
6x GANTI MOD
-
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
-
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Maid of london (MALON) untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Maid of london (MALON) akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
-
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Maid of london (MALON) telah menyepakati untuk membeli sampai USUSD150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar USUSD240–242 miliar, termasuk USUSD70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
5X PM 6X MOD/MOF = ZONK = ART WAJIB LAPOR USA
BalasHapusUSD 132,6 BILLION = TUNDUK CHINA = HUTANG = GIVEAWAY BPA
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5. CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy----------------
2025 ZONK = MRCA LCS SPH MRSS
5x PM DIJANGKA = NO SHOPPING
6x MOD DIJANGKA = NO SHOPPING
6x MOF DIJANGKA = NO SHOPPING
----------------
MRCA 2025-2017= ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
LCS 2025-2011 = ZONK
5x GANTI PM
6x GANTI MOD
6x GANTI MOF
-
SPH 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
----------------
DEBT 84,3% TO GDP
KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
5x GANTI PM
6x GANTI MOF
-
TIDAK BAYAR HUTANG TERTUNGGAK
KEKANGAN KEWANGAN
• 5x GANTI PM
6x GANTI MOD
-
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
-----------------
BUKTI TUKANG HUTANG = OVERLIMIT .....
Rasio Utang terhadap GDP Malaydesh (2010–2025)
Tahun Rasio Utang terhadap GDP (%)
2010 = 52.4
2011 = 51.8
2012 = 53.3
2013 = 54.7
2014 = 55.0
2015 = 55.1
2016 = 52.7
2017 = 51.9
2018 = 52.5
2019 = 52.4
2020 = 62.0
2021 = 63.3
2022 = 60.2
2023 = 64.3
2024 = 70.4
2025 = 69.0
----------------
DEBT ......
DEBT 2025 = RM 1,73 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
5X PM 6X MOD/MOF = ZONK = ART WAJIB LAPOR USA
BalasHapusUSD 132,6 BILLION = TUNDUK CHINA = HUTANG = GIVEAWAY BPA
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5. CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy
----------------
5x PM BUAL MRCA LCS SPH MRSS = 2025 ZONK
6x MOD BUAL MRCA LCS SPH MRSS = 2025 ZONK
6x MOF BUAL MRCA LCS SPH MRSS = 2025 ZONK
SERIUS!!! BADUT BERUK = MEMBUAL SHOPPING
-
5x GANTI PM = 84,3% TO GDP
5x GANTI MOF = KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
SERIUS!!! BADUT BERUK = MEMBUAL KLAIM KAYA
-
5x GANTI PM = TIDAK BAYAR HUTANG TERTUNGGAK
6x GANTI MOD = KEKANGAN KEWANGAN
SERIUS!!! BADUT BERUK = MEMBUAL KLAIM KAYA
----------------
MRCA 2025-2017= ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
LCS 2025-2011 = ZONK
5x GANTI PM
6x GANTI MOD
6x GANTI MOF
-
SPH 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
----------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
--------------
MISKIN ......
DEBT 2025 = RM 1,73 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman
• Pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) pada tahun 2023 naik RM92,918 miliar
• Rasio utang terhadap PDB MAID OF LONDON (MALON) pada tahun 2023 mencapai 64,3%
---
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
2018 = OPEN DONASI
2018 = OPEN DONASI
Kementerian Keuangan MAID OF LONDON (MALON) pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (USUSD 250,8 miliar) atau 80 persen dari PDB
5X PM 6X MOD/MOF = ZONK = ART WAJIB LAPOR USA
BalasHapusUSD 132,6 BILLION = TUNDUK CHINA = HUTANG = GIVEAWAY BPA
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5. CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = THE 1MALONDESH DEVELOPMENT BERHAD SCANDAL, OFTEN REFERRED TO AS THE 1MDB SCANDAL OR JUST 1MDB, IS AN ONGOING CORRUPTION, BRIBERY AND MONEY LAUNDERING CONSPIRACY
---------------
MRCA 2025-2017= ZONK
5X GANTI PM
5X GANTI MOD
6X GANTI MOF
-
LCS 2025-2011 = ZONK
5X GANTI PM
6X GANTI MOD
6X GANTI MOF
-
SPH 2025-2016 = ZONK
5X GANTI PM
5X GANTI MOD
6X GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK
5X GANTI PM
5X GANTI MOD
6X GANTI MOF
----------------
GOVERNMENT DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84.3% OF GDP
FEDERAL GOVERNMENT DEBT
• END OF 2024: RM 1.25 TRILLION
• END OF JUNE 2025: RM 1.3 TRILLION
• PROJECTED DEBT-TO-GDP: 69% BY THE END OF 2025
HOUSEHOLD DEBT
2025 : RM1.73 TRILLION, OR 85.8% OF GDP
--------------
⚠️ CORE PROBLEMS: UNDERFUNDING & MISALLOCATION
1. Overweight on Salaries and Operating Costs
• In 2024, over 40% of the defense budget (RM8.2 billion) went to salaries and allowances.
• This leaves limited room for procurement, R&D, and modernization.
• The armed forces are manpower-heavy, and successive governments have been reluctant to reduce personnel or restructure forces.
2. Minimal Development Expenditure (DE)
• Maid of london (MALON) ’s budget is split into Operational Expenditure (OE) and Development Expenditure (DE).
• DE—used for acquiring new assets—is consistently low and often used to pay for past commitments, not new capabilities.
3. Procurement Funding Diluted
• The RM5.71 billion allocated for procurement in 2024 includes:
o Scheduled payments for KAI FA-50 light combat aircraft
o Ongoing costs for the troubled Littoral Combat Ship (LCS) program
o Upgrades for Airbus A400M transport aircraft
o Small arms, vehicles, and communication gear
• Much of this is not new spending, but installments on old contracts, meaning actual new capability investment is minimal.
4. Currency Depreciation
• Maid of london (MALON) imports most of its defense equipment.
• The weakening ringgit reduces purchasing power, meaning even increased budgets don’t translate into more capability.
ðĒ Real-World Consequences
⚓ Navy Example
• The KD Pendekar, a 45-year-old fast attack vessel, sank during patrol in 2024 due to structural failure.
• Half of the navy’s 49 ships are well beyond their serviceable lifespan, yet replacements are slow due to budget constraints.
✈️ Air Force Example
• The MiG-29N fleet was retired without timely replacement.
• The MRCA program has stalled for years due to lack of funding and shifting priorities.
ð§ Strategic Impact
• Maid of london (MALON) is losing its edge in regional defense posture.
• It has less clout in territorial disputes, especially in the South China Sea.
• The military is stretched thin, with outdated assets and limited readiness.
5X PM 6X MOD/MOF = ZONK = ART WAJIB LAPOR USA
BalasHapusUSD 132,6 BILLION = TUNDUK CHINA = HUTANG = GIVEAWAY BPA
1.ECRL= USD 20 BILLION
2. FOREST CITY = USD 100 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5. CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB (USD 4,5 BILLION) = THE 1MALONDESH DEVELOPMENT BERHAD SCANDAL, OFTEN REFERRED TO AS THE 1MDB SCANDAL OR JUST 1MDB, IS AN ONGOING CORRUPTION, BRIBERY AND MONEY LAUNDERING CONSPIRACY
---------------
MRCA 2025-2017= ZONK
5X GANTI PM
5X GANTI MOD
6X GANTI MOF
-
LCS 2025-2011 = ZONK
5X GANTI PM
6X GANTI MOD
6X GANTI MOF
-
SPH 2025-2016 = ZONK
5X GANTI PM
5X GANTI MOD
6X GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK
5X GANTI PM
5X GANTI MOD
6X GANTI MOF
----------------
GOVERNMENT DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84.3% OF GDP
FEDERAL GOVERNMENT DEBT
• END OF 2024: RM 1.25 TRILLION
• END OF JUNE 2025: RM 1.3 TRILLION
• PROJECTED DEBT-TO-GDP: 69% BY THE END OF 2025
HOUSEHOLD DEBT
2025 : RM1.73 TRILLION, OR 85.8% OF GDP
--------------
KELEMAHAN ARMY ...........
Berikut adalah beberapa kelemahan yang sering dikaitkan dengan Angkatan Darat Maid of london (MALON) (TDM - Tentera Darat Maid of london (MALON) ) berdasarkan analisis terbuka dari para pengamat militer, laporan pertahanan, serta diskusi di forum militer dan akademik:
________________________________________
ðŧ 1. Keterbatasan Anggaran
• Masalah: Anggaran pertahanan Maid of london (MALON) relatif terbatas dibandingkan dengan kebutuhan modernisasi dan pemeliharaan peralatan militer.
• Dampak: Banyak program modernisasi berjalan lambat atau ditunda. Misalnya, pengadaan MBT tambahan atau sistem artileri modern sering kali tertunda.
________________________________________
ðŧ 2. Persenjataan yang Usang
• Masalah: Sebagian perlengkapan milik TDM sudah berumur tua dan tidak semuanya diperbarui secara serentak.
• Contoh: Kendaraan tempur lapis baja lama seperti Condor dan Sibmas masih digunakan dalam beberapa satuan, meskipun sudah tidak ideal untuk pertempuran modern.
________________________________________
ðŧ 3. Keterbatasan Kemampuan Pertahanan Udara & Rudal
• Masalah: TDM tidak memiliki sistem pertahanan udara jangkauan menengah/jauh yang modern.
• Dampak: Bergantung pada TUDM (Angkatan Udara) dan kemampuan radar negara lain dalam skenario gabungan, membuatnya rentan terhadap serangan udara.
________________________________________
ðŧ 4. Terbatasnya Integrasi dan Interoperabilitas
• Masalah: Sistem persenjataan dan komunikasi berasal dari berbagai negara (AS, Rusia, Jerman, Turki, dll.).
• Dampak: Menimbulkan tantangan dalam hal interoperabilitas, logistik, dan pelatihan teknis.
________________________________________
ðŧ 5. Keterbatasan Pengalaman Tempur
• Masalah: Sejak era darurat komunis, TDM tidak terlibat dalam konflik bersenjata besar.
• Dampak: Kurangnya pengalaman tempur aktual bisa menjadi kelemahan dibandingkan negara-negara lain yang lebih aktif dalam operasi militer internasional.
________________________________________
ðŧ 6. Sumber Daya Manusia Terbatas
• Masalah: Tantangan dalam mempertahankan personel yang terlatih dan profesional, terutama di bidang teknologi tinggi dan logistik.
• Dampak: Rotasi personel yang tinggi bisa memengaruhi kesiapan dan efektivitas satuan.
________________________________________
ðŧ 7. Ketergantungan pada Pihak Luar untuk Teknologi
• Masalah: Maid of london (MALON) belum memiliki basis industri pertahanan yang cukup kuat.
• Dampak: Masih bergantung pada negara asing untuk teknologi, suku cadang, dan pemeliharaan alutsista utama.
BUKTI TUKANG HUTANG = OVERLIMIT .....
BalasHapusRasio Utang terhadap GDP Malaydesh (2010–2025)
Tahun Rasio Utang terhadap GDP (%)
2010 = 52.4
2011 = 51.8
2012 = 53.3
2013 = 54.7
2014 = 55.0
2015 = 55.1
2016 = 52.7
2017 = 51.9
2018 = 52.5
2019 = 52.4
2020 = 62.0
2021 = 63.3
2022 = 60.2
2023 = 64.3
2024 = 70.4
2025*= 69.0 (Maret 2025)
=============
=============
1. ZONK MOD 6X PM 5X MOF 6X VS REAL CONTRACT five units C130J Hercules
2. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit frankethal class countermine vessels (pulau fani class)
3. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT four units kcr 60 fast missiles boats pt pal
4. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 units bell 412 epi
5. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 8 additional h225 m
6. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 units bell 429 global ranger
7. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 18 medium weight tank harimau
8. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 pandur ii ifv
9. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two unit hospital ships
10. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit command and control variant c295
11. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one unit cn235 mpa
12. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 7 badak fsv, 26 anoa apc and 10 additional komodo recce vehicles in 2022
13. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 4 as 550 fennec and 8 as565 mbe, in 2024
14. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five nc212i in 2023
15. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT one leonardo rat 31 dl/m
16. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT five c130h ordered from australia in 2013 (finished in 2020) after received grant of 4 c130h
17. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 9 teluk bintuni class lst
18. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT six ch4b ucav ordered in 2019
19. REAL CONTRACT t and process building of abeking & rasmussen design ocean hydrography ship
20. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two ah140 aaw frigate
21. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two opv 90 asw patrol vessels
22. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT two large lcu for army
23. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building two a400m heavy cargo aircraft
24. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT m3 amphibious bridging system
25. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 kt1 wong bee ordered in 2018 along with radar and spares for t/a50
26. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 13 gm 403 gci radar from thales
27. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building 12 anka s ucav
28. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT building additional ch4b ucav
29. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT slingshot satcom system
30. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT falcon 8x aircraft
31. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT thales alenia earth observation satelite
32. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 22 s70m blackhawk
33. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 n219 aircraft
34. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 3 cn235 for army
35. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 ppa patrol frigate
36. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 2 scorpene subs
37. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT khan short range ballistic missiles from turki
38. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT trisula air defense system
39. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 6 t50i aircraft
40. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT oiler and replenishment ship
41. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT several tug harbor ships
42. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT submarine rescue vessels and system
43. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 45 atmaca
44. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kaan
45. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 48 kf21
46. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 Rafale
47. ZONK MOD 6x PM 5x MOF 6x vs REAL CONTRACT 42 J10C
Ya ampuuun....Interim Readiness PESAWAT LATIH LANJUT TNI AU Bekas Pakai RAAF sebagai Gap Filler ternyata MEMBUAT Malondesh PANIK per hari ini.
BalasHapusDengan Proyeksi Masa Manfaat PC-9 Pilatus Bekas Pakai RAAF Untuk TNI AU sekitar 7-8 tahun sejak diterima
Disaat yang sama secara Simultan KEMHAN INDONESIA melakukan Procurement BRAND NEW PREMIUM QUALITY Made in Indonesia KT -1 Wong Bee yang dibuat di PT DI Bandung dengan jumlah sekitar 36-42 unit sebagai Pesawat Latih Lanjut TNI AU dan 1 skadron ( 14-16 unit) untuk TNI AL.
Berharap PT DI Bandung juga Produksi KT-1 NG versi COIN dan DRONE INTERCEPTOR dengan SEWACO setara seperti Super Tucano
INDONESIA BISA !!!!
Ada Malondesh TANTRUM KEPANASAN sambil Loncat Loncat kesana kemari sambil Makan Pisang ððð melakukan HOAX Negative Framing terhadap INDONESIA karena IRI DENGKI dan SAKIT HATI kepada INDONESIA yang memiliki KEMAMPUAN dan FLEKSIBILITAS SHOPPING MRCA BRAND NEW PREMIUM QUALITY FULL COMBAT READY....
BalasHapusKarena LOW IQ GRADE Malondesh TAK BISA MEMBACA Rencana Strategis Kemhan Indonesia dalam membangun kekuatan Pertahanan Udara Nasional dengan Penyesuaian pada Situasi Geopolitik dan Geostrategi Kawasan yang berdampak pada Indonesia dan Meningkatkan Daya Tawar Indonesia terhadap Project PROCUREMENT MRCA Made in USA dengan Tanpa Melupakan proses Kemandirian membangun MRCA Nasional Indonesia di PT DI Bandung.
Konklusi:
BalasHapusKetika Malondesh angkat issue J-10-CE FULL COMBAT READY sebagai bahan Negative Framing terhadap INDONESIA....
Ternyata,
INDONESIA justru membuka RUANG Keberlanjutan program procurement SHOPPING MRCA dari:
1. Project KF-21 Boramae dengan Korea Selatan
2. Project F-15EX dengan USA
Jadi,
INDONESIA adalah BENAR memiliki Fleksibilitas dalam bentuk PILIHAN SHOPPING MRCA dari Negeri Sahabat untuk memperkuat Pertahanan Udara Nasional dan Industri Pertahanan Dirgantara Indonesia
Karena Malondesh yang LOW IQ GRADE tidak BISA BACA Strategi Tombak Trisula Procurement Tahap Berikutnya MRCA TNI AU dengan bertumpu pada:
1. Project KF-21 Boramae Korea Selatan
2. Project F-15EX dengan USA
3. Project J-10-CE dengan China
Sementara itu,
Fakta adalah Malondesh TIDAK BISA SHOPPING MRCA karena Tidak ada Uang.
What a joke, right????
Netizen Indonesia tertawa terbahak-bahak dong
ðððððððððððððð
BalasHapus
PARAH......
BalasHapusMalondesh mengalami lonjakan rasio utang terhadap PDB hingga 84,3% akibat ketidakstabilan politik dan fiskal antara 2018–2025, termasuk 5 kali pergantian Perdana Menteri dan Menteri Keuangan. Klaim pelunasan utang pada 2053 gagal tercapai, justru menambah beban utang baru.
Berikut penjelasan rinci berdasarkan data dan konteks fiskal Malondesh:
-
ð 5 Kali Ganti Perdana Menteri & Menteri Keuangan (2018–2025)
Frekuensi pergantian kepemimpinan nasional sangat tinggi:
Tahun Perdana Menteri Menteri Keuangan
2018 Mahathir Mohamad Lim Guan Eng
2020 Muhyiddin Yassin Tengku Zafrul Aziz
2021 Ismail Sabri Yaakob Tengku Zafrul Aziz
2022 Anwar Ibrahim Ahmad Maslan (sementara)
2023 Anwar Ibrahim Rafizi Ramli
2025 Anwar Ibrahim Rafizi Ramli
Efeknya: setiap pergantian membawa perubahan arah kebijakan fiskal, prioritas belanja, dan pendekatan terhadap utang nasional.
-
ð Rasio Utang terhadap PDB: 84,3%
• Puncak historis: Malondesh pernah mencapai rasio utang 103,4% pada 1986.
• 2024: Rasio utang berada di sekitar 70,4%.
• Klaim 84,3%: Kemungkinan mencerminkan total kewajiban fiskal termasuk jaminan luar neraca, bukan hanya utang resmi.
• Faktor penyebab:
o Belanja stimulus selama pandemi COVID-19.
o Proyek infrastruktur besar (ECRL, LRT3, Pan Borneo).
o Kegagalan konsolidasi fiskal akibat pergantian MOF.
-
ðļ Klaim “Lunas 2053” Gagal
• Pemerintah sebelumnya menyatakan bahwa utang akan dilunasi sepenuhnya pada 2053 melalui strategi jangka panjang.
• Namun, laporan fiskal 2025 menunjukkan:
o Defisit fiskal masih RM21,9 miliar pada Q1 2025.
o Kebutuhan pembiayaan baru tetap tinggi, menambah utang baru.
o Konsolidasi fiskal berjalan lambat, meski ada pengurangan defisit.
Artinya: janji pelunasan utang pada 2053 tidak realistis jika tren fiskal saat ini berlanjut.
-
⚠️ Implikasi Sistemik
• Kepercayaan investor terganggu akibat ketidakpastian fiskal dan politik.
• Biaya layanan utang meningkat, menyerap ruang fiskal untuk belanja sosial dan pembangunan.
• Proyek strategis tertunda atau gagal, seperti LCS, MRCA, dan SPH.
-
ð Kesimpulan
Malondesh menghadapi tantangan fiskal serius akibat:
• Ketidakstabilan politik (5x ganti PM dan MOF).
• Kegagalan konsistensi kebijakan utang.
• Beban utang yang terus meningkat, mengancam janji pelunasan jangka panjang.
• ----------------
ð DETAIL PROYEK
• MRCA (2017–2025):
o 2017: Inisiasi penggantian MiG-29.
o 2023: FA-50 diumumkan sebagai interim.
o 2025: Status ZONK (tidak ada MRCA baru).
-
• LCS (2011–2025):
o 2011: Kontrak LCS ditandatangani.
o 2022: Skandal audit terungkap.
o 2025: Status ZONK (belum ada kapal operasional).
-
• SPH (2016–2025):
o 2016: Proposal SPH diajukan.
o 2025: Status ZONK (tidak ada akuisisi).
-
• MRSS (2016–2025):
o 2016: Masuk rencana TLDM 15-to-5.
o 2025: Status ZONK (belum dibangun).
✈️ MRCA (MULTI-ROLE COMBAT AIRCRAFT)
BalasHapus2017–2025 = ZONK
• Tujuan: Menggantikan pesawat MiG-29N TUDM yang sudah usang.
• Proses: Sejak 2017, berbagai kandidat seperti Rafale, Typhoon, Gripen, dan F/A-18E/F dipertimbangkan, namun tidak ada keputusan final.
• Kendala:
o Ketidakpastian anggaran dan prioritas politik.
o Fokus bergeser ke FA-50 dari Korea Selatan sebagai solusi interim, bukan MRCA penuh.
• Status 2025: Tidak ada MRCA baru yang diakuisisi. Proyek tetap tidak bergerak.
ðĒ LCS (Littoral Combat Ship) | 2011–2025 = ZONK
• Tujuan: 6 kapal perang kelas Gowind untuk TLDM.
• Anggaran: RM9–11 miliar.
• Masalah:
o Skandal pengelolaan proyek oleh Boustead Naval Shipyard.
o Audit negara menemukan penyimpangan besar dan keterlambatan ekstrem.
• Perkembangan 2025:
o Kapal pertama ("Maharaja Lela") baru mencapai 72% penyelesaian dan dijadwalkan uji laut.
• Status: Belum ada kapal operasional meski proyek dimulai sejak 2011.
ðĄ️ SPH (Self-Propelled Howitzer) | 2016–2025 = ZONK
• Tujuan: Memperkuat artileri bergerak Angkatan Darat.
• Kandidat: CAESAR (Prancis), K9 Thunder (Korea), dan lainnya.
• Kendala:
o Tidak ada keputusan pembelian final selama hampir satu dekade.
o Perubahan prioritas dan anggaran di tiap pemerintahan.
• Status: Tidak ada SPH baru yang dioperasikan hingga 2025.
ðĒ MRSS/LPD (Multi-Role Support Ship) | 2016–2025 = ZONK
• Tujuan: Kapal dukungan amfibi dan logistik untuk TLDM.
• Perkembangan:
o Masuk dalam Pelan Transformasi TLDM 15-to-5.
o Baru pada 2025 diumumkan akan dimulai dalam RMKe-13 (2026).
• Status: Belum ada kapal MRSS yang dibangun atau dioperasikan.
ð Dampak Politik: 5x Ganti PM & 5–6x Ganti Menteri Pertahanan
Tahun Perdana Menteri Menteri Pertahanan
2011 Najib Razak Ahmad Zahid Hamidi
2015 Najib Razak Hishammuddin Hussein
2018 Mahathir Mohamad Mohamad Sabu
2020 Muhyiddin Yassin Ismail Sabri
2021 Ismail Sabri Hishammuddin Hussein
2022 Anwar Ibrahim Mohamad Khaled Nordin
----------------
5x PM BUAL MRCA LCS SPH MRSS = 2025 ZONK
6x MOD BUAL MRCA LCS SPH MRSS = 2025 ZONK
6x MOF BUAL MRCA LCS SPH MRSS = 2025 ZONK
SERIUS!!! BADUT BERUK = MEMBUAL SHOPPING
-
5x GANTI PM = 84,3% TO GDP
5x GANTI MOF = KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
SERIUS!!! BADUT BERUK = MEMBUAL KLAIM KAYA
-
5x GANTI PM = TIDAK BAYAR HUTANG TERTUNGGAK
6x GANTI MOD = KEKANGAN KEWANGAN
SERIUS!!! BADUT BERUK = MEMBUAL KLAIM KAYA
----------------
MRCA 2025-2017= ZONK = NO PROCUREMENT
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
LCS 2025-2011 = ZONK = MANGKRAK
5x GANTI PM
6x GANTI MOD
6x GANTI MOF
-
SPH 2025-2016 = ZONK = NO PROCUREMENT
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
-
MRSS/LPD 2025-2016 = ZONK = NO PROCUREMENT
5x GANTI PM
5x GANTI MOD
6x GANTI MOF
TUNDUK USA =
BalasHapusWAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
TUNDUK USA =
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
TUNDUK USA =
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
TUNDUK BRITISH =
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---------------
TUNDUK BRITISH =
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---------------
TUNDUK BRITISH =
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---------------
TUNDUK BRITISH =
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---------------
TUNDUK CHINA =
GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---------------
TUNDUK CHINA =
GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---------------
1.FOREST CITY = USD 100 BILLION
2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
PAKET LENGKAP = LEMAHHH...
BalasHapus-
TUNDUK USA =
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
TUNDUK USA =
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
TUNDUK USA =
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
TUNDUK BRITISH =
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---------------
TUNDUK BRITISH =
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---------------
TUNDUK BRITISH =
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---------------
TUNDUK BRITISH =
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---------------
TUNDUK CHINA =
GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---------------
TUNDUK CHINA =
GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---------------
1.FOREST CITY = USD 100 BILLION
2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP
Lebih baik perbanyak pesawat latih KT1B selaraskan biar mudah cost dan perawatannya
BalasHapusAhh hanya pengalihan isu...
BalasHapustambahan stok 3 bijik pesawat latih KT1B baruw datang 3 taon laluw
bentar lagi 6 TA50I datang
pasti dari si botak dr genk prencis haha!ððð
yaa makloum mreka PANIKðĨķ KAI berikan lisensi produksi ke SANG FETEDEI haha!ððð
MALON = MAID OF LONDON
BalasHapusMANOY = MAID OF NEW YORK
MABEI = MAID OF BEIJING
-
TUNDUK USA =
WAJIB LAPOR USA
Malondesh shall not enter into agreements or understandings with third countries that include non-scientific, discriminatory, or preferential technical standards or third-country SPS measures that are incompatible with U.S. or international standards; or otherwise disadvantage U.S. exports.
---------------
TUNDUK USA =
DILARANG PAJAK USA
Article 3.1: Digital Services Tax
Malondesh shall not impose digital services taxes, or similar taxes, that discriminate against U.S. companies in law or in fact.
---------------
TUNDUK USA =
WAJIB LAPOR USA
Article 3.3: Digital Trade Agreements
Malondesh shall consult with the United States before entering into a new digital trade agreement with another country that jeopardizes essential U.S. interests.
---------------
TUNDUK BRITISH =
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---------------
TUNDUK BRITISH =
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---------------
TUNDUK BRITISH =
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---------------
TUNDUK BRITISH =
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---------------
TUNDUK CHINA =
GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---------------
TUNDUK CHINA =
GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---------------
1.FOREST CITY = USD 100 BILLION
2. ECRL= USD 20 BILLION
3.CHINA-MALONDESH QINZHOU INDUSTRIAL PARK (CMQIP) = USD 4,2 BILLION
4. MALONDESH -CHINA KUANTAN INDUSTRIAL PARK (MCKIP) = USD 3,77 BILLION
5.CHINA RAILWAY ROLLING STOCK CORP’S ROLLING STOCK CENTER = USD 131 MILLION
6. 1 MDB = USD 4,5 BILLION
---------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
2025 : RM1.73 trillion, or 85.8% of GDP