Latihan penyelamatan kapal selam IT-SMEREX 2025 (photos: TNI AL)
Dalam rangka meningkatkan profesionalisme, TNI AL melaksanakan latihan penyelamatan kapal selam bersama Angkatan Laut Italia IT-SMEREX 2025 yang dilaksanakan pada tanggal 22 s.d 26 September 2025 di Teluk Taranto Italia.
Pada kesempatan tersebut, TNI AL mengirimkan perwakilan delegasi sebagai observer Perwira Koarmada II Letkol Laut (P) Nanang Muslikin dan Perwira Koopskasel Koarmada RI Letkol Laut (P) Hendra Siregar.
Latihan bersama yang dihadiri oleh perwakilan dari Negara Indonesia, Argentina, Peru, Malaysia, USA, Belanda, Bulgaria, Maroko, Polandia, Qatar, Yunani, Pakistan, UEA, Oman, Portugal dan Mesir sebagai observer ini dilaksanakan dengan tujuan untuk meningkatkan kemampuan dan kerja sama antara negara-negara operator kapal selam dalam menghadapi situasi kedaruratan kapal selam (distressed submarine), dimana kapal selam mengalami permasalahan teknis sehingga gagal timbul ke permukaan dan harus diselamatkan oleh para penyelamat.
Dalam latihan IT-SMEREX 2025 dilaksanakan skenario latihan mulai tahap pencarian, penyelamatan dan escape oleh crew kapal termasuk pengerahan Submarine Parachute Assistance Group (SPAG) team dari The DISSUB Support Group (DSG) Royal Navy dan medical hiperbarik dari Italian Navy. Latihan ini juga melibatkan penggunaan aset SAR dari negara Turki, Yunani dan UK, teknologi canggih ROV, ADS, Diving Belt, serta adanya asistensi dari ISMERLO.
Pelaksanaan latihan bersama ini diharapkan dapat meningkatkan kesepahaman dan kerja sama antara awak kapal selam khususnya dan secara umum Angkatan Laut negara sahabat dalam menjalankan operasi pencarian serta penyelamatan kapal selam di level internasional selaras dengan arahan dari Kepala Staf Angkatan Laut (Kasal) Laksamana TNI Dr. Muhammad Ali.
(TNI AL)
U-212 NFS semakin hampirrr...
BalasHapustapi fremm seken lepas om pedang, NGAMUUKKK🔥haha!😤😭😤
Hapusgaribaldi semakin hampir jugaakk haha!🦾🤑🦾
BalasHapusBeberapa negara yg ikut tidak punya kapal selam.🤔
BalasHapusnyoihh kira2 3 negara, tapi gpplah..mungkin suatu saat mreka beli jugak om irs haha!😉😉😉
HapusPromo U212?😆
HapusTUMBEN NEGERI TIPU TIPU HADIR 🤣🤣🤣🤣🤣
BalasHapusAda satu negara yg ikut tapi kapal selamnya tidak boleh silem
BalasHapusAda satu negara yg kapal selamnya tak butuh penyelamatan.... eternal patrol. 🤣🤣🤣🤣🤣🤣🤣
BalasHapusKAYA = KAAN KHAN
HapusMISKIN = NGEMIS RONGSOKAAN---SEWAKHAN---AKAAN
-----------
KALIMANTAN =
ITBM KHAN
ITBM KHAN
ITBM KHAN
Indonesia Tactical Ballistic Missile
The KHAN ballistic missile system, developed by Türkiye’s Roketsan, was spotted at an Indonesian Army installation in East Kalimantan
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TURKISH AEROSPACE INDUSTRIES DAN KEMENHAN RI =
48 KAAN GEN 5
48 KAAN GEN 5
48 KAAN GEN 5
11 Haziran 2025 tarihinde Endonezya Savunma Bakanlığı ile imzaladığımız ve toplamda 48 adet KAAN uçağına yönelik iş birliğini kapsayan “Devletten Devlete (G2G) Tedarik Anlaşması” doğrultusunda; bu anlaşmanın tüm detaylarını ve teknik eklerini içeren ticari sözleşmenin imza törenini bugün itibarıyla gerçekleştirdik. Bu imza, sadece bir ihracat hamlesi değil; mühendislik, üretim ve teknoloji paylaşımında yeni bir dönemin de kapısıdır. Endonezya’da kurulacak yerel sanayi altyapısı, dostlukla örülü stratejik derinliğimizin sahadaki yansıması olacaktır.
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42 RAFALE RESMI DASSAULT GEN 4.5 =
6 RAFALE SEPTEMBER 2022
18 RAFALE AGUSTUS 2023
18 RAFALE JANUARI 2024
DASSAULT AVIATION = 42 RAFALE
(Saint-Cloud, le 8 Janvier 2024) – La dernière tranche de 18 Rafale pour l’Indonésie est entrée en vigueur ce jour. Elle fait suite à l’entrée en vigueur, en septembre 2022 et en août 2023, de la première et de la deuxième tranche de 6 et 18 Rafale, et vient ainsi compléter le NOmbre d’avions en commande pour l’Indonésie dans le cadre du contrat signé en février 2022 pour l’acquisition de 42 Rafale.
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TAIS DAN KEMENHAN RI =
2 FREGAT ISTIF
2 FREGAT ISTIF
2 FREGAT ISTIF
Indonesia telah menandatangani kesepakatan dengan Turki untuk mengakuisisi dua unit fregat kelas Istif MILGEM yang diproduksi oleh TAIS Shipyard. Kapal-kapal ini merupakan fregat pertama yang dibangun di Turki untuk diekspor. Fregat kelas Istif, juga dikenal sebagai fregat kelas I, merupakan pengembangan dari program MILGEM Turki dan dirancang untuk peperangan anti-kapal selam dan permukaan, serta peperangan udara.
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PRODUKSI RUDAL CAKIR
PRODUKSI RUDAL CAKIR
PRODUKSI RUDAL CAKIR
Roketsan dan PT Republik Roketsan Indonesia (RRI) menandatangani perjanjian strategis untuk memproduksi sistem rudal canggih ÇAKIR secara lokal di Indonesia
==========
==========
MISKIN = 5x GANTI PM = AKAN
6x GANTI MENTERI PERTAHANAN = AKAN
BADUT BERUK = KLAIM BERUK KLAIM GHOIB
-
PERDANA MENTERI = TIDAK BAYAR TERTUNGGAK
MENTERI PERTAHANAN = KEKANGAN KEWANGAN
BADUT BERUK = KLAIM KAYA
=========
NGEMIS F18 KUWAIT 2025-2017=
5x GANTI PERDANA MENTERI
5x GANTI MENTERI PERTAHANAN
-
MANGKRAK LCS 2025-2011 =
5x GANTI PERDANA MENTERI
6x GANTI MENTERI PERTAHANAN
-
MEMBUAL SPH 2025-2016 =
5x GANTI PERDANA MENTERI
5x GANTI MENTERI PERTAHANAN
-
2025 F18 LCS SPH = ZONK = NGEMIS TEROSS
KLAIM KAYA CASH = LOAN
HapusMalondesh's approach to financing large-scale defense acquisitions often involves the use of loan agreements :
1. The Need for Loan Agreements
• High Cost of Modern Defense Systems: Modern military equipment, such as fighter jets, naval vessels, submarines, air defense systems, and advanced armored vehicles, are extremely expensive. A single major acquisition can easily exceed Malondesh's annual defense budget.
• Budgetary Constraints: While Malondesh allocates a significant portion of its budget to defense, there are always competing demands from other sectors like education, healthcare, infrastructure, and social welfare. This limits the amount that can be immediately spent on defense acquisitions.
• Long-Term Modernization Goals: Malondesh has a continuous need to modernize its armed forces to maintain regional security, protect its sovereignty, and respond to evolving threats. Loan agreements facilitate these long-term strategic objectives by spreading the financial burden over several years.
-----------------
2. Sources of Loans
Malondesh can tap into various sources for these defense-related loans:
• Foreign Governments (Government-to-Government Loans):
o Direct Financing: Often, a selling country's government (e.g., France, the UK, Germany, South Korea) will offer direct government-backed loans or credit lines to Malondesh to facilitate the purchase of their defense products. This can be part of a larger diplomatic or trade package.
o Export Credit Agencies (ECAs): Many countries have ECAs (e.g., UK Export Finance, COFACE in France, Euler Hermes in Germany) that provide guarantees or direct loans to support their national defense industries' exports. These loans often come with favorable terms.
o Advantages: These loans can sometimes offer lower interest rates, longer repayment periods, and more flexible terms than commercial loans, as they are often intertwined with strategic partnerships.
• International Banks/Financial Institutions:
o Commercial Loans: Malondesh can secure loans from large international commercial banks or consortia of banks. These are typically market-rate loans, but for large sums, they might involve syndicated lending (multiple banks pooling resources).
o Multilateral Development Banks (Less Common for Direct Defense): While institutions like the World Bank or Asian Development Bank typically don't finance direct defense purchases, they might fund related infrastructure projects that indirectly support defense capabilities (e.g., port upgrades that could also be used by naval vessels). However, direct defense financing from these is rare.
o Advantages: Access to a broad pool of capital, competitive terms, and expertise in structuring complex financial deals.
• Domestic Financial Institutions:
o Local Banks/Bond Markets: For some acquisitions, especially those involving local content or smaller components, Malondesh might secure loans from domestic banks or issue defense bonds in the local financial market.
o Advantages: Reduces exposure to foreign currency fluctuations, strengthens domestic financial markets, and can be politically more palatable.
-----------------
3. Strategic Implications and Considerations
• Financial Sustainability: While loans enable acquisitions, they also add to national debt and require consistent servicing. Malondesh must ensure these loans are financially sustainable in the long run.
• Geopolitical Alignment: The choice of lender and supplier can sometimes reflect or influence Malondesh's geopolitical alignments and defense partnerships.
• Transparency and Accountability: Large defense loans are often subject to intense public scrutiny regarding transparency, potential for corruption, and economic justification.
• Economic Impact: The servicing of these loans impacts the national budget, potentially diverting funds from other critical sectors. However, the economic benefits from offsets and job creation in the defense sector can partially mitigate this
AIB ASEAN MENDUNIA
HapusYANG SANKSI = FIFA
YANG MAIN = VIETNAM vs MALON
YANG LAPOR = VIETNAM
YANG DIUNTUNGKAN = VIETNAM
YANG DISALAHKAN = INDONESIA
-
MENDUNIA = DASAR TIPU-TIPU
KUALA LUMPUR, DISWAY.ID- Skandal yang mengguncang sepak bola Asia Tenggara akhirnya temukan titik terang, tapi pahit.
Federasi Sepak Bola Malaysia (FAM) secara resmi mengakui kesalahan internal dalam pengiriman dokumen naturalisasi, setelah sempat ngamuk ke FIFA atas sanksi berat yang menimpa tujuh pemain Timnas Harimau Malaya.
Pengakuan ini keluar melalui pernyataan resmi di media sosial FAM pada Minggu (28/9/2025), pasca-FIFA jatuhkan denda CHF 350.000 (Rp7,3 miliar) ke FAM plus skorsing 12 bulan buat Facundo Garces, Rodrigo Holgado, Joao Figueiredo, Jon Irazabal, Hector Serrano, Gabriel Arrocha, dan Paulo Josue.
============
MENDUNIA.......
KORBAN TIPU-TIPU & KLAIM =
1.FIFA
2. UN (PBB)
3. TURKI
4. PERANCIS
5. INDIA
6. PAKISTAN
7. SLOVAKIA
8. CINA
-------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
-------
TIPU UN (PBB)-PRANK IAG
Malaydesh dikenakan sanksi oleh PBB terkait penggantian biaya operasional kendaraan, karena sembilan IAG Guardians yang dikerahkannya tidak memenuhi persyaratan ini
--------
TIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
--------
TIPU PAKISTAN-PRANK JF17
“The MAID OF LONDON (MALON) government has shown interest in buying the JF-17 Thunder aircraft from Pakistan but the deal is yet to be finalized,” a senior Pakistan Ministry of Defense Production official told Arab News.
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TIPU INDIA-PRANK TEJAS
MAID OF LONDON (MALON) has reportedly identified the Indian-manufactured Tejas light combat aircraft to replace its current fleet of MiG-29 fighter jets and is believed to be in advanced negotiations to firm up its procurement.
--------
TIPU TURKI = PRANK YAVUZ
PRANK MKE : The Malonnn Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--------
TIPU FRANCE - PRANK NEXTER : LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the Malonnn Army's firepower inventory
--------
TIPU INDONESIA - PRANK PT PAL : "The contract with Malonn’s Navy will be inked next August. There is a possibility that they will order more than one MRSS.
--------
TIPU FRANCE - PRANK DASSAULT : Malonn, which wants to buy up to 18 combat planes in a deal potentially worth more than $2 billion, is now talking to only one supplier, France's Dassault Aviation, about its Rafale jets,
--------
TIPU SLOVAKIA - PRANK KDS : Malonn is expected to conclude a deal with Slovakia for the supply of EVA 155mm
--------
TIPU CHINA-PRANK KS-1A
MalAYDEWH has agreed in principle to purchase medium-range missiles from China, which in return will transfer technology on very short-range air defence to the country, Deputy Prime Minister Najib Razak said
DENGKINYA AKUT = AIB ASEAN MENDUNIA
HapusKLAIM KONTRAK KOSONG =
ANKA
T50i OMPONG
--------
KLAIM .....
ANKA KONTRAK KOSONG =
GEMPURWIRA9 Januari 2025 pukul 16.27
KESIAN ternyata UAV ANKA.... SIGN KONTRAK KOSONG guys... 🔥🔥🤣🤣
--------
GEMPURWIRA20 Juni 2025 pukul 06.10
BUKTI T-5i OMPONG RADAR guys.....HAHAHAHA
============
DENGKINYA SAMPE UBUN-UBUN.....
YANG SANKSI = FIFA
YANG MAIN = VIETNAM vs MALON
YANG LAPOR = VIETNAM
YANG DIUNTUNGKAN = VIETNAM
YANG MENIPU = MALON
YANG DISALAHKAN = INDONESIA
-
MENDUNIA = DASAR TIPU-TIPU
KUALA LUMPUR, DISWAY.ID- Skandal yang mengguncang sepak bola Asia Tenggara akhirnya temukan titik terang, tapi pahit.
Federasi Sepak Bola Malaysia (FAM) secara resmi mengakui kesalahan internal dalam pengiriman dokumen naturalisasi, setelah sempat ngamuk ke FIFA atas sanksi berat yang menimpa tujuh pemain Timnas Harimau Malaya.
Pengakuan ini keluar melalui pernyataan resmi di media sosial FAM pada Minggu (28/9/2025), pasca-FIFA jatuhkan denda CHF 350.000 (Rp7,3 miliar) ke FAM plus skorsing 12 bulan buat Facundo Garces, Rodrigo Holgado, Joao Figueiredo, Jon Irazabal, Hector Serrano, Gabriel Arrocha, dan Paulo Josue.
============
MENDUNIA.......
KORBAN TIPU-TIPU & KLAIM =
1.FIFA
2. UN (PBB)
3. TURKI
4. PERANCIS
5. INDIA
6. PAKISTAN
7. SLOVAKIA
8. CINA
-------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
-------
TIPU UN (PBB)-PRANK IAG
Malaydesh dikenakan sanksi oleh PBB terkait penggantian biaya operasional kendaraan, karena sembilan IAG Guardians yang dikerahkannya tidak memenuhi persyaratan ini
--------
TIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
--------
TIPU PAKISTAN-PRANK JF17
“The MAID OF LONDON (MALON) government has shown interest in buying the JF-17 Thunder aircraft from Pakistan but the deal is yet to be finalized,” a senior Pakistan Ministry of Defense Production official told Arab News.
--------
TIPU INDIA-PRANK TEJAS
MAID OF LONDON (MALON) has reportedly identified the Indian-manufactured Tejas light combat aircraft to replace its current fleet of MiG-29 fighter jets and is believed to be in advanced negotiations to firm up its procurement.
--------
TIPU TURKI = PRANK YAVUZ
PRANK MKE : The Malonnn Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--------
TIPU FRANCE - PRANK NEXTER : LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the Malonnn Army's firepower inventory
--------
TIPU INDONESIA - PRANK PT PAL : "The contract with Malonn’s Navy will be inked next August. There is a possibility that they will order more than one MRSS.
--------
TIPU FRANCE - PRANK DASSAULT : Malonn, which wants to buy up to 18 combat planes in a deal potentially worth more than $2 billion, is now talking to only one supplier, France's Dassault Aviation, about its Rafale jets,
--------
TIPU SLOVAKIA - PRANK KDS : Malonn is expected to conclude a deal with Slovakia for the supply of EVA 155mm
--------
TIPU CHINA-PRANK KS-1A
MalAYDEWH has agreed in principle to purchase medium-range missiles from China, which in return will transfer technology on very short-range air defence to the country, Deputy Prime Minister Najib Razak said.
HapusNEGARA TIPU-TIPU = AIB ASEAN MENDUNIA
CHRONOLOGY OF SCORPENE SCANDAL
The Scorpene scandal is a political controversy surrounding the purchase of two Scorpene-class submarines by the Malondeshn government from French shipbuilder DCNS (now Naval Group) in 2002. Here's a chronology of key events:
2002:
• June 5: Malondesh signs a contract with DCNS and Thales for the procurement of two Scorpene-class submarines and one Agosta-class submarine (for training) for a reported €1.1 billion (approximately RM4.7 billion at the time). Abdul Razak Baginda, a close associate of then-Defence Minister Najib Razak, plays a significant role in the negotiations.
2006:
• October 18: Mongolian national Altantuya Shaariibuu, who allegedly acted as a translator in the submarine deal and was reportedly seeking a commission, is murdered in Malondesh. Her body is blown up with military-grade explosives. Two police commandos, Chief Inspector Azilah Hadri and Corporal Sirul Azhar Umar, who were bodyguards to Najib Razak, are arrested and later charged with her murder. Abdul Razak Baginda is also charged with abetting the murder.
2007:
• November: French investigative journalist and author, Denis Robert, publishes a book alleging corruption in various French arms deals, including the Scorpene sale to Malondesh.
2000s (Ongoing):
• Allegations of kickbacks and commissions surface, with reports focusing on Perimekar Sdn Bhd, a company co-owned by Abdul Razak Baginda, which received a "services fee" of €114 million (RM570 million) for coordinating and advisory services related to the deal. Critics question the necessity and value of these services.
2008:
• April 9: Abdul Razak Baginda is acquitted of Altantuya's murder without his defense being called. The prosecution states it will appeal the decision, but the appeal is later withdrawn.
• August: Suaram, a Malondeshn human rights organization, files a complaint with the French courts, requesting a full investigation into alleged corruption in the Scorpene deal.
2009:
• January: The two police commandos, Azilah Hadri and Sirul Azhar Umar, are found guilty of Altantuya's murder and sentenced to death.
2013:
• August 23: The Court of Appeal overturns the death sentences of Azilah Hadri and Sirul Azhar Umar, acquitting them of Altantuya's murder.
2015:
• January 13: The Federal Court reinstates the guilty verdict and death sentences for Azilah Hadri and Sirul Azhar Umar for Altantuya's murder. Sirul flees to Australia before the verdict and is held in an immigration detention center there. He consistently claims he was ordered to kill Altantuya.
2017:
• July: French financial prosecutors announce they are investigating allegations of corruption over the sale of the submarines. Four executives from Thales and DCNS are placed under formal investigation on charges of "active and passive bribery of foreign public officials," "complicity in misuse of corporate assets," and "money laundering."
2018:
• May: Following a change in government in Malondesh (Pakatan Harapan wins the general election), then-Prime Minister Mahathir Mohamad states that the government will reopen investigations into the Scorpene scandal if new evidence emerges.
• August: Malondesh's new Attorney General, Tommy Thomas, indicates that the authorities are reviewing documents related to the Scorpene deal.
2019:
• December: Azilah Hadri, from death row, makes a statutory declaration alleging that Najib Razak ordered him to kill Altantuya Shaariibuu. Najib vehemently denies the allegations.
2020s:
• The French investigation into the alleged corruption continues, with further arrests and charges being made against individuals associated with the deal.
• In Malondesh, calls for a renewed, comprehensive investigation persist, especially in light of Azilah Hadri's statutory declaration, though no new charges have been brought against political figures directly related to the alleged corruption in Malondesh.
Seronok sungguh pagi ni.... 1 liter RON95 = MYR 1.99
BalasHapus😁😁😁😁😁😁😁😁😁
TIPU-TIPU = DENDA
Hapus-----------------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
==============
CARA MENIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
==============
DENDA= US$83,8 JUTA
Defence contractor Aerotree Defence & Services Sdn Bhd has filed a RM353 million lawsuit against the Malondeshn government and Defence Ministry for cancelling a five-year lease agreement involving four US-made Blackhawk UH-60A helicopters for the Malondeshn army's air force unit.
Filed through Messrs Hafarizam, Wan Aisha & Mubarak at the Kuala Lumpur High Court, the suit names the Defence Ministry secretary general, the ministry, and the federal government as defendants.
In the statement of claim sighted by The Edge, Aerotree Defence is asking the court to order the Defence Ministry and the government to follow through with the helicopter lease deal based on the acceptance letter dated April 17, 2023. If the deal can’t be carried out, the company wants:
• RM17.5 million in special damages
• RM38.7 million in further damages
• US$38.7 million (about RM297.3 million) in additional compensation
Aerotree is also seeking to block the government from using a RM1.87 million bank guarantee it provided, and is asking for general damages for loss of reputation, plus exemplary and aggravated damages to be decided by the court.
In its 31-page claim, Aerotree said the government had agreed to lease four Blackhawk helicopters for five years at RM187.5 million. The deal was a Private Finance Initiative, meaning the government wouldn’t bear any cost or risk, as Aerotree would own, operate, and maintain the helicopters. The company said the helicopters were fully mission-capable, including for air force transport operations.
Aerotree is seeking a court declaration that the government’s termination of the agreement on Oct 31, 2024, is null and void.
==============
Denda Keterlambatan Pengadaan GEMPITA 8×8
Nilai Denda: RM162,75 juta
-
Denda Keterlambatan Servis & Suku Cadang
Nilai Denda: RM1,42 juta (belum dikenakan)
-
Denda Kendaraan Perisai GEMPITA (8×8)
Nilai Denda: RM162.75 juta
-
Keterlambatan Servis & Suku Cadang (GEMPITA, ADNAN, PENDEKAR)
Nilai Denda: RM1.42 juta
KLAIM KAYA CASH = LOAN
HapusUSE OF LOANS IN DEFENSE PROCUREMENT
1. Why Loans Are Used
a. Budget Limits: Malondesh’s annual defense budget is relatively modest (about RM15–20 billion in recent years). Buying big-ticket items like submarines, frigates, or fighter jets in one year would swallow a large chunk of the budget.
b. Need for Modernization: To maintain regional balance (especially with neighbors like Singapore, Indonesia, Thailand, and Vietnam), Malondesh wants to modernize across all services (army, navy, air force) simultaneously.
c. Smoothing Expenditure: Loans allow Malondesh to spread payments over 5–15 years, instead of paying everything upfront.
d. Political Optics: Loans make it easier for governments to announce “big” purchases without creating sudden budget spikes.
________________________________________
2. Where the Loans Come From
a. Foreign Export Credit Agencies (ECAs):
o Example: France’s COFACE, Germany’s Euler Hermes, South Korea’s KEXIM.
o These agencies guarantee loans tied to purchases from their industries.
b. International Banks / Syndicated Loans:
o Global banks provide financing secured by sovereign guarantees.
c. Domestic Financing:
o Malondesh sometimes uses local banks or issues government bonds to support large contracts (especially if local shipyards are involved).
________________________________________
3. How the Loans Are Structured
a. Buyer’s Credit (Tied Loans):
Malondesh borrows from the supplier’s country → money must be spent on that country’s defense products.
b. Supplier’s Credit:
The vendor arranges financing on Malondesh’s behalf.
c. Mixed Financing:
Part loan, part direct allocation from Malondesh’s budget.
d. Grace Periods:
Often 3–5 years before repayment begins, matching the delivery of ships/planes.
e. Repayment Terms:
Usually 5–15 years, in USD or EUR, sometimes with concessional interest if linked to government-to-government deals.
________________________________________
4. Examples of Loan-Financed Procurement
a. Scorpene Submarines (France, early 2000s):
Financed with loans from French banks, backed by the French government’s export credit agency. Payments stretched over many years.
b. PT-91M “Pendekar” Tanks (Poland):
Reports suggest export credit financing from Poland/Europe, since the total contract was too large for Malondesh’s defense budget in one year.
c. Littoral Combat Ship (LCS):
Domestic + foreign financing mix. Malondeshn banks supported Boustead Naval Shipyard with loans, while the government made progressive payments. Debt restructuring later became necessary due to delays.
d. FA-50M Fighter Jets (South Korea, 2023):
Likely tied to Korean financing packages (KEXIM export credit), though details not fully disclosed. A typical arrangement for aircraft sales from Korea.
e. NGPVs (Kedah-class Patrol Vessels, 1990s–2000s):
Built locally under a German license; financing reportedly included German export credit facilities.
________________________________________
5. Weaknesses & Risks
a. Debt Burden: Defense loans tie up future budgets for repayments.
b. Currency Risk: Loans often in USD/EUR; if the ringgit weakens, repayment costs rise.
c. Tied Procurement: Malondesh is locked into buying from the lending country, limiting competition.
d. Project Delays: If assets (e.g., LCS) are delayed, Malondesh is already servicing debt without receiving capability.
e. Transparency Issues: Loan terms and repayment schedules are often not publicly disclosed.
________________________________________
✅ In summary:
Malondesh relies on loan financing (foreign export credit, international bank loans, domestic financing) to fund expensive defense acquisitions like submarines, frigates, tanks, and fighter jets. This allows modernization without busting the yearly budget, but creates long-term debt obligations, currency risks, and vulnerability to project delays.
KLAIM MPA UAV CASH = LOAN
HapusMalondesh's defense procurement strategy has historically involved a mix of direct cash purchases, government-to-government (G2G) deals, and increasingly, the use of loans and financing schemes. The shift towards greater reliance on loans is driven by several factors, including:
1. Budgetary Constraints: Like many nations, Malondesh faces pressure to balance defense spending with other national priorities such as healthcare, education, and infrastructure. Loans allow the Ministry of Defense (MINDEF) to acquire high-value assets without immediately drawing large sums from the annual budget.
2. Modernization Needs: The Malondeshn Armed Forces (MAF) are undergoing a continuous modernization process to maintain regional relevance and address evolving security threats. Modern military equipment, such as fighter jets, warships, and advanced missile systems, is incredibly expensive.
3. Technological Advancement: Rapid advancements in defense technology mean that new equipment often comes with a hefty price tag. Loans help bridge the gap between budgetary allocations and the cost of acquiring cutting-edge systems.
4. Economic Offsets and Industrial Participation: Often, loan agreements or large procurement contracts come with clauses for economic offsets, technology transfer, or local industrial participation. These can be attractive to the Malondeshn government as they contribute to local economic development and build domestic defense capabilities.
5. Payment Flexibility: Loans offer structured payment plans over several years, which can be more manageable for national finances compared to a single, large upfront Detailed Example: The Littoral Combat Ship (LCS) Project
-----------------
The procurement of six Littoral Combat Ships (LCS) for the Royal Malondeshn Navy (RMN) serves as a prime example of a large-scale defense project heavily reliant on financing.
1. Initial Contract: The contract for the six LCS vessels was awarded to Boustead Naval Shipyard (BNS) in 2011, with a value exceeding RM9 billion (approximately USD2.1 billion at the time). The project involves the construction of Gowind-class corvettes designed by French company Naval Group (formerly DCNS).
2. Financing Structure: While specific details of the financing structure are not always publicly disclosed due to commercial sensitivities, it is understood that the project involved a significant portion of financing that was not entirely upfront cash payment. This typically includes a mix of government allocations and loans, possibly from local banks or with government guarantees, spread over the construction period.
3. Challenges and Delays: The LCS project has faced significant delays, cost overruns, and controversies. These issues highlight the risks associated with large, complex defense procurements, especially when financing is spread over many years. Delays can lead to increased interest payments and a greater overall cost.
4. Impact of Loans: The use of financing allowed Malondesh to embark on this ambitious naval modernization program, which is crucial for maritime security. However, the associated financial commitments, including loan repayments, become a long-term burden on the national budget. The controversies surrounding the project have also brought scrutiny to the transparency and accountability of such large-scale, loan-backed defense deals.
-----------------
Other Potential Examples:
1. Fighter Jet Acquisitions: When Malondesh acquired Sukhoi Su-30MKM fighter jets from Russia, the deal reportedly included a significant portion financed through counter-trade (palm oil for jets) and potentially long-term credit facilities provided by Russia.
2. Maritime Patrol Aircraft (MPA) and Unmanned Aerial Vehicles (UAVs): Recent procurements in these areas might also involve a mix of cash and financing, depending on the supplier and the value of the assets. For instance, the acquisition of maritime patrol aircraft or medium-altitude long-endurance (MALE) UAVs would represent substantial investments.
KLAIM MPA UAV CASH = LOAN
HapusMalondesh's defense procurement strategy has historically involved a mix of direct cash purchases, government-to-government (G2G) deals, and increasingly, the use of loans and financing schemes. The shift towards greater reliance on loans is driven by several factors, including:
1. Budgetary Constraints: Like many nations, Malondesh faces pressure to balance defense spending with other national priorities such as healthcare, education, and infrastructure. Loans allow the Ministry of Defense (MINDEF) to acquire high-value assets without immediately drawing large sums from the annual budget.
2. Modernization Needs: The Malondeshn Armed Forces (MAF) are undergoing a continuous modernization process to maintain regional relevance and address evolving security threats. Modern military equipment, such as fighter jets, warships, and advanced missile systems, is incredibly expensive.
3. Technological Advancement: Rapid advancements in defense technology mean that new equipment often comes with a hefty price tag. Loans help bridge the gap between budgetary allocations and the cost of acquiring cutting-edge systems.
4. Economic Offsets and Industrial Participation: Often, loan agreements or large procurement contracts come with clauses for economic offsets, technology transfer, or local industrial participation. These can be attractive to the Malondeshn government as they contribute to local economic development and build domestic defense capabilities.
5. Payment Flexibility: Loans offer structured payment plans over several years, which can be more manageable for national finances compared to a single, large upfront Detailed Example: The Littoral Combat Ship (LCS) Project
-----------------
The procurement of six Littoral Combat Ships (LCS) for the Royal Malondeshn Navy (RMN) serves as a prime example of a large-scale defense project heavily reliant on financing.
1. Initial Contract: The contract for the six LCS vessels was awarded to Boustead Naval Shipyard (BNS) in 2011, with a value exceeding RM9 billion (approximately USD2.1 billion at the time). The project involves the construction of Gowind-class corvettes designed by French company Naval Group (formerly DCNS).
2. Financing Structure: While specific details of the financing structure are not always publicly disclosed due to commercial sensitivities, it is understood that the project involved a significant portion of financing that was not entirely upfront cash payment. This typically includes a mix of government allocations and loans, possibly from local banks or with government guarantees, spread over the construction period.
3. Challenges and Delays: The LCS project has faced significant delays, cost overruns, and controversies. These issues highlight the risks associated with large, complex defense procurements, especially when financing is spread over many years. Delays can lead to increased interest payments and a greater overall cost.
4. Impact of Loans: The use of financing allowed Malondesh to embark on this ambitious naval modernization program, which is crucial for maritime security. However, the associated financial commitments, including loan repayments, become a long-term burden on the national budget. The controversies surrounding the project have also brought scrutiny to the transparency and accountability of such large-scale, loan-backed defense deals.
-----------------
Other Potential Examples:
1. Fighter Jet Acquisitions: When Malondesh acquired Sukhoi Su-30MKM fighter jets from Russia, the deal reportedly included a significant portion financed through counter-trade (palm oil for jets) and potentially long-term credit facilities provided by Russia.
2. Maritime Patrol Aircraft (MPA) and Unmanned Aerial Vehicles (UAVs): Recent procurements in these areas might also involve a mix of cash and financing, depending on the supplier and the value of the assets. For instance, the acquisition of maritime patrol aircraft or medium-altitude long-endurance (MALE) UAVs would represent substantial investments.
NEGARA TIPU-TIPU = AIB ASEAN MENDUNIA
BalasHapusFIFA
UN (PBB)
TURKI
PERANCIS
INDIA
PAKISTAN
SLOVAKIA
CINA
-------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
-------
TIPU UN (PBB)-PRANK IAG
Malaydesh dikenakan sanksi oleh PBB terkait penggantian biaya operasional kendaraan, karena sembilan IAG Guardians yang dikerahkannya tidak memenuhi persyaratan ini
--------
TIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
--------
TIPU PAKISTAN-PRANK JF17
“The MAID OF LONDON (MALON) government has shown interest in buying the JF-17 Thunder aircraft from Pakistan but the deal is yet to be finalized,” a senior Pakistan Ministry of Defense Production official told Arab News.
--------
TIPU INDIA-PRANK TEJAS
MAID OF LONDON (MALON) has reportedly identified the Indian-manufactured Tejas light combat aircraft to replace its current fleet of MiG-29 fighter jets and is believed to be in advanced negotiations to firm up its procurement.
--------
TIPU TURKI = PRANK YAVUZ
PRANK MKE : The Malonnn Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--------
TIPU FRANCE - PRANK NEXTER : LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the Malonnn Army's firepower inventory
--------
TIPU INDONESIA - PRANK PT PAL : "The contract with Malonn’s Navy will be inked next August. There is a possibility that they will order more than one MRSS.
--------
TIPU FRANCE - PRANK DASSAULT : Malonn, which wants to buy up to 18 combat planes in a deal potentially worth more than $2 billion, is now talking to only one supplier, France's Dassault Aviation, about its Rafale jets,
--------
TIPU SLOVAKIA - PRANK KDS : Malonn is expected to conclude a deal with Slovakia for the supply of EVA 155mm
--------
TIPU CHINA-PRANK KS-1A
MalAYDEWH has agreed in principle to purchase medium-range missiles from China, which in return will transfer technology on very short-range air defence to the country, Deputy Prime Minister Najib Razak said Tuesday
==============
DENDA UH-60A = US$83,8 JUTA
Defence contractor Aerotree Defence & Services Sdn Bhd has filed a RM353 million lawsuit against the Malondeshn government and Defence Ministry for cancelling a five-year lease agreement involving four US-made Blackhawk UH-60A helicopters for the Malondeshn army's air force unit.
-------
Denda Keterlambatan Pengadaan GEMPITA 8×8
Nilai Denda: RM162,75 juta
-------
Denda Keterlambatan Servis & Suku Cadang
Nilai Denda: RM1,42 juta (belum dikenakan)
-------
Denda Kendaraan Perisai GEMPITA (8×8)
Nilai Denda: RM162.75 juta
-------
Keterlambatan Servis & Suku Cadang (GEMPITA, ADNAN, PENDEKAR)
Nilai Denda: RM1.42 juta
Penipu naturalisasi woiii sampaaah!!!!
BalasHapusDiesel Solar RM 1.98 VS RM 2.93
BalasHapusFAKTANYA=
✅️Diesel Solar kita RPM 6800=RM1.98
BBM Solar Diesel kita lebih Murah dibanding
❌️Diesel Solar RM.2.93
Mahal Amat...FIRAUN cebol luh haha!🤣🤣🤣
kahsiyan warganyet negri🎰kasino genting mudah di TIPU PMX haha!🤥😵💫🤥
Diesel Solar RM 1.98 VS RM 2.93
BalasHapusFAKTANYA=
✅️Diesel Solar kita RPM 6800=RM1.98
BBM Solar Diesel kita lebih Murah dibanding
❌️Diesel Solar kl, RM.2.93
Mahal Amat...FIRAUN cebol luh haha!🤣🤣🤣
kahsiyan warganyet negri🎰kasino genting mudah di TIPU PMX haha!🤥😵💫🤥
eitt kita langsung SHOPPING 2 Submarine Rescue Vessel, serta 2 kapal pengangkut spesialis...mantap haha!👍🦾👍
BalasHapusASET MAHAL & MEWAH haha!🤑🤑🤑
🔀SRV LR600 untuk kelengkapan kapal hidroseanografi Terbesar sekawasan haha!🦾🦾🦾
SRV khusus untuk kapal BHO 105 yg lg di Jerman haha!😉😉😉
sementara
🔀SFV-F Mk 3 dari Submarine Manufacturing Products Ltd. (SMP), UK khusus untuk kapal MOSHIP terbaruw haha!👍👍👍
--------
sedangkan kapal penyelamat kapal selam seblah, masa gak punyak SRV? Aneh...kurang moni yak haha!😋😋😋
Ada satu negara yg ikut tapi kapal selamnya tak butuh penyelamatan.... eternal patrol. 🤣🤣🤣🤣🤣🤣🤣
BalasHapusMISKIN .....
HapusTIPU-TIPU = DENDA
-----------------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
----------------
CARA MENIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
----------------
DENDA= US$83,8 JUTA
Defence contractor Aerotree Defence & Services Sdn Bhd has filed a RM353 million lawsuit against the Malondeshn government and Defence Ministry for cancelling a five-year lease agreement involving four US-made Blackhawk UH-60A
==============
Denda Keterlambatan Pengadaan GEMPITA 8×8
Nilai Denda: RM162,75 juta
----------------
Denda Keterlambatan Servis & Suku Cadang
Nilai Denda: RM1,42 juta (belum dikenakan)
----------------
Denda Kendaraan Perisai GEMPITA (8×8)
Nilai Denda: RM162.75 juta
----------------
Keterlambatan Servis & Suku Cadang (GEMPITA, ADNAN, PENDEKAR)
Nilai Denda: RM1.42 juta
==============
==============
KAYA .....
DAFTAR PENGADAAN ALUTSISTA ON PROGRESS
2 KRI Frigate Brawijaya Class dari Italia
2 KRI Frigate Merah Putih dari PT PAL
2 KRI Frigate Istif Class dari Turkiye
1 KRI Rigel Class dari Palindo/Jerman
2 KRI Kapal Cepat Rudal dari Turkiye
1 KRI Kapal Cepat Rudal dari Tesco Bekasi
2 KS Scorpene dari Perancis & PT PAL
1 Kapal Induk Giribaldi dari Italia (Opsi)
1 Kapal LHD Helikopter dari PT PAL (Opsi)
42 Jet Tempur Rafale dari Perancis
48 Jet Tempur IFX kerjasama Korsel RI
48 Jet Tempur KHAAN dari Turkiye
6 Jet Tempur T50 dari Korsel
2 Pesawat angkut A400M dari Spanyol
13 Radar GCI dari Thales Perancis
12 Radar Retia dari Retia
3 Baterai Rudal Balistik KHAN Turkiye
3 Baterai Rudal ADS Trisula dari Turkiye
22 Helikopter Blackhawk dari AS
12 Drone Anka dari Turkiye
60 Drone Bayraktar TB3 dari Turkiye
45 Rudal anti kapal Atmaca dari Turkiye
🤣BEDA KASTA BEDA LEVEL🤣
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
HapusFaktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Maid of london (MALON) .
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
-------------------
Bank Negara Maid of london (MALON) (BNM) dan sumber rasmi lain telah mengesahkan bahawa Maid of london (MALON) memiliki salah satu tahap hutang tertinggi di kalangan negara ASEAN, khususnya dalam kategori hutang isi rumah dan hutang kerajaan terhadap KDNK. Berikut penjelasan terperinci berdasarkan data terkini:
🇲🇾 Hutang Isi Rumah Maid of london (MALON) : Tertinggi di ASEAN
Menurut data rasmi BNM:
• Jumlah hutang isi rumah Maid of london (MALON) mencecah RM1.65 trilion setakat Mac 2025.
• Ini bersamaan dengan 84.3% daripada Keluaran Dalam Negara Kasar (KDNK).
• Maid of london (MALON) berada di kedudukan tertinggi dalam ASEAN untuk nisbah hutang isi rumah terhadap KDNK.
Faktor Penyumbang:
• Akses mudah kepada pinjaman peribadi, pembiayaan kenderaan, dan gadai janji.
• Kadar pemilikan rumah yang tinggi didorong oleh pembiayaan jangka panjang.
• Gaya hidup berasaskan kredit dan penggunaan kad kredit yang meluas.
📊 Hutang Kerajaan Maid of london (MALON) : Antara Tertinggi di ASEAN
Menurut laporan IMF yang dirujuk oleh CNBC Indonesia:
Negara ASEAN Nisbah Hutang Kerajaan kepada KDNK (2023)
Singapura 167.9%
Laos 121.7%
Maid of london (MALON) 66.9%
Indonesia 39%
Brunei 2.3%
Maid of london (MALON) berada di tempat ketiga tertinggi selepas Singapura dan Laos.
🧮 Implikasi Ekonomi
• Kos faedah hutang meningkat kerana jumlah hutang yang besar perlu dibiayai semula pada kadar pasaran semasa.
• Ruang fiskal mengecil, menyukarkan kerajaan untuk melaksanakan dasar rangsangan atau subsidi bersasar.
• Kestabilan kewangan terancam jika berlaku kejutan ekonomi atau penurunan penarafan kredit.
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
HapusRingkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
ANALISIS PROYEKSI PELUNASAN HUTANG MAID OF LONDON (MALON) 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Maid of london (MALON) meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
==========
1. Laporan Ketua Audit Negara 3/2024
Laporan Ketua Audit Negara 3/2024 mencatatkan bahawa hutang Kerajaan Persekutuan Maid of london (MALON) bagi tahun 2023 berjumlah RM 1.173 trilion, meningkat RM 92.918 bilion atau 8.6% berbanding tahun sebelumnya.
• Pinjaman Dalam Negeri: RM 1.143 trilion (97.5% daripada jumlah keseluruhan)
• Pinjaman Luar Negeri: RM 29.851 bilion (2.5% daripada jumlah keseluruhan)
• Nisbah hutang persekutuan kepada KDNK: 64.3% (naik dari 60.2% pada 2022)
• Had statutori hutang tidak melebihi 65% KDNK seperti diperuntukkan dalam Perintah Pinjaman 2022
2. Unjuran Kenanga Research (Julai 2025)
Kenanga Research mengunjurkan hutang Maid of london (MALON) akan mencecah RM 1.33 trilion pada 2025, bersamaan 65.9% KDNK—melebihi had statutori 65% yang ditetapkan kerajaan tahun ini.
• Peningkatan dari RM 1.22 trilion pada 2024
• Faktor pendorong: pertumbuhan ekonomi lebih perlahan dan lonjakan perbelanjaan kerajaan
• Risiko: kos faedah pinjaman baharu meningkat, potensi tekanan kredit dan penarafan kredit
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
HapusRingkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
ANALISIS PROYEKSI PELUNASAN HUTANG MAID OF LONDON (MALON) 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Maid of london (MALON) meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
==========
1. Laporan Ketua Audit Negara 3/2024
Laporan Ketua Audit Negara 3/2024 mencatatkan bahawa hutang Kerajaan Persekutuan Maid of london (MALON) bagi tahun 2023 berjumlah RM 1.173 trilion, meningkat RM 92.918 bilion atau 8.6% berbanding tahun sebelumnya.
• Pinjaman Dalam Negeri: RM 1.143 trilion (97.5% daripada jumlah keseluruhan)
• Pinjaman Luar Negeri: RM 29.851 bilion (2.5% daripada jumlah keseluruhan)
• Nisbah hutang persekutuan kepada KDNK: 64.3% (naik dari 60.2% pada 2022)
• Had statutori hutang tidak melebihi 65% KDNK seperti diperuntukkan dalam Perintah Pinjaman 2022
2. Unjuran Kenanga Research (Julai 2025)
Kenanga Research mengunjurkan hutang Maid of london (MALON) akan mencecah RM 1.33 trilion pada 2025, bersamaan 65.9% KDNK—melebihi had statutori 65% yang ditetapkan kerajaan tahun ini.
• Peningkatan dari RM 1.22 trilion pada 2024
• Faktor pendorong: pertumbuhan ekonomi lebih perlahan dan lonjakan perbelanjaan kerajaan
• Risiko: kos faedah pinjaman baharu meningkat, potensi tekanan kredit dan penarafan kredit
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
HapusRingkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
-------------------
1. Laporan Ketua Audit Negara 3/2024
Laporan Ketua Audit Negara 3/2024 mencatatkan bahawa hutang Kerajaan Persekutuan Maid of london (MALON) bagi tahun 2023 berjumlah RM 1.173 trilion, meningkat RM 92.918 bilion atau 8.6% berbanding tahun sebelumnya.
• Pinjaman Dalam Negeri: RM 1.143 trilion (97.5% daripada jumlah keseluruhan)
• Pinjaman Luar Negeri: RM 29.851 bilion (2.5% daripada jumlah keseluruhan)
• Nisbah hutang persekutuan kepada KDNK: 64.3% (naik dari 60.2% pada 2022)
• Had statutori hutang tidak melebihi 65% KDNK seperti diperuntukkan dalam Perintah Pinjaman 2022
2. Unjuran Kenanga Research (Julai 2025)
Kenanga Research mengunjurkan hutang Maid of london (MALON) akan mencecah RM 1.33 trilion pada 2025, bersamaan 65.9% KDNK—melebihi had statutori 65% yang ditetapkan kerajaan tahun ini.
• Peningkatan dari RM 1.22 trilion pada 2024
• Faktor pendorong: pertumbuhan ekonomi lebih perlahan dan lonjakan perbelanjaan kerajaan
• Risiko: kos faedah pinjaman baharu meningkat, potensi tekanan kredit dan penarafan kredit
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MAID OF LONDON (MALON) pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
Malaydesh kok gak pernah diajak ya. Serius tanya.
BalasHapusPaling enak jadi tentara malaydesh. Hanya makan tidor sampai buncit
BalasHapusada satu negara, kapal penyelamat kapal selam masa gak punyak SRV? Aneh...kurang moni yak haha!😋😋😋
BalasHapusADA SATU NEGERI TIPU TIPU KAPAL SELAM NYA PAKE BALON KUNING....HAHAHAA
BalasHapusElitnya kami, gaji puluhan juta sebulan, perkidmatan kesihatan taraf dunia, pendidikan taraf dunia, pungli tiada, aman, makmur, minyak 1 liter RON95 = MYR 1.99
BalasHapus😁😁😁😁😁😁😁😁😁
NEGARA GAGAL bro... ekonomi hancur, matawang hancur, PHK dimana mana, MGB GAGAL, lawan OPM KALAH... BOLA pun kerana BELANDA....HAHAHAHHA
HapusLEBIH BAAGUS BELANDA KARENA SAH DARIPADA LATINO TIPU TIPU DUNIA....HAHAAA
HapusAIB ASEAN MENDUNIA
HapusYANG SANKSI = FIFA
YANG MAIN = VIETNAM vs MALON
YANG LAPOR = VIETNAM
YANG DIUNTUNGKAN = VIETNAM
YANG DISALAHKAN = INDONESIA
-
MENDUNIA = DASAR TIPU-TIPU
KUALA LUMPUR, DISWAY.ID- Skandal yang mengguncang sepak bola Asia Tenggara akhirnya temukan titik terang, tapi pahit.
Federasi Sepak Bola Malaysia (FAM) secara resmi mengakui kesalahan internal dalam pengiriman dokumen naturalisasi, setelah sempat ngamuk ke FIFA atas sanksi berat yang menimpa tujuh pemain Timnas Harimau Malaya.
Pengakuan ini keluar melalui pernyataan resmi di media sosial FAM pada Minggu (28/9/2025), pasca-FIFA jatuhkan denda CHF 350.000 (Rp7,3 miliar) ke FAM plus skorsing 12 bulan buat Facundo Garces, Rodrigo Holgado, Joao Figueiredo, Jon Irazabal, Hector Serrano, Gabriel Arrocha, dan Paulo Josue.
============
MENDUNIA.......
KORBAN TIPU-TIPU & KLAIM =
1.FIFA
2. UN (PBB)
3. TURKI
4. PERANCIS
5. INDIA
6. PAKISTAN
7. SLOVAKIA
8. CINA
-------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
-------
TIPU UN (PBB)-PRANK IAG
Malaydesh dikenakan sanksi oleh PBB terkait penggantian biaya operasional kendaraan, karena sembilan IAG Guardians yang dikerahkannya tidak memenuhi persyaratan ini
--------
TIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
--------
TIPU PAKISTAN-PRANK JF17
“The MAID OF LONDON (MALON) government has shown interest in buying the JF-17 Thunder aircraft from Pakistan but the deal is yet to be finalized,” a senior Pakistan Ministry of Defense Production official told Arab News.
--------
TIPU INDIA-PRANK TEJAS
MAID OF LONDON (MALON) has reportedly identified the Indian-manufactured Tejas light combat aircraft to replace its current fleet of MiG-29 fighter jets and is believed to be in advanced negotiations to firm up its procurement.
--------
TIPU TURKI = PRANK YAVUZ
PRANK MKE : The Malonnn Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--------
TIPU FRANCE - PRANK NEXTER : LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the Malonnn Army's firepower inventory
--------
TIPU INDONESIA - PRANK PT PAL : "The contract with Malonn’s Navy will be inked next August. There is a possibility that they will order more than one MRSS.
--------
TIPU FRANCE - PRANK DASSAULT : Malonn, which wants to buy up to 18 combat planes in a deal potentially worth more than $2 billion, is now talking to only one supplier, France's Dassault Aviation, about its Rafale jets,
--------
TIPU SLOVAKIA - PRANK KDS : Malonn is expected to conclude a deal with Slovakia for the supply of EVA 155mm
--------
TIPU CHINA-PRANK KS-1A
MalAYDEWH has agreed in principle to purchase medium-range missiles from China, which in return will transfer technology on very short-range air defence to the country, Deputy Prime Minister Najib Razak said
LON... BAYAR RM 81,998 = BUAL JEEEE
HapusGOV + PEOPLE : OVERLIMIT DEBT
----------
2025 = DEFICIT
BORROWED = RM 92.8 BILLION
BORROWED = RM 92.8 BILLION
BORROWED = RM 92.8 BILLION
BANK NEGARA NEGERI KASINO JUST BORROWED ANOTHER RM 5.0 BILLION TO BRING THE BUDGET DEFICIT UP TO RM 92.8 BILLION. THE PRIME/FINANCE MINISTER ANWAR IBRAHIM STATED THE BUDGET DEFICIT WOULD BE RM 79.9 BILLION WHEN HE BROUGHT DOWN THE BUDGET 2025 IN OCTOBER LAST YEAR IN THE DEWAN RAKYAT.
=============
GOVERNMENT DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84.3% OF GDP
FEDERAL GOVERNMENT DEBT
• END OF 2024: RM 1.25 TRILLION
• END OF JUNE 2025: RM 1.3 TRILLION
• PROJECTED DEBT-TO-GDP: 69% BY THE END OF 2025
HOUSEHOLD DEBT
• END OF MARCH 2025: RM 1.65 TRILLION OR 84.3% OF GDP
=============
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
1. DEBT 84.3% DARI GDP
2. DEBT NEGARA RM 1.63 TRLLIUN
3. DEBT 1MDB RM 18.2 BILLION
4. TUNGGAKAN SEWA SABAH USD 15 BILLION
5. DEBT KERAJAAN PERSEKUTUAN 60.4%
6. SEWA SIMULATOR MKM
7. PESAWAT MIG GROUNDED
8. SEWA MOTOR POLIS
9. PESAWAT MB339CM GROUNDED
10. NURI GROUNDED SEWA BLACKHAWK
11. FIVE PROCUREMENT CANCELLED
12. 48 PESAWAT SKYHAWK HILANG
13. MESIN JET 2 BUAH HILANG
14. NO MARINIR NO AMPHIBIOUS NAVAL PLATFORM
15. NO LST
16. NO LPD – NGEMIS LPD USA
17. NO TANKER
18. NO KCR
19. MONUMEN MIG29M UNTUK JIMAT KOS
20. NO SPH
21. SUBMARINE DEFACT MEMBUNUH WANITA HAMIL
22. NO HELLFIRE
23. NO MPA ATR72 DELAYED
24. NO HIDRO-OSEANOGRAFI SEWA KAPAL HIDRO
25. NO HELI HEAVY ATTACK NGEMIS AH1Z
26. NO M3 AMPHIBIUS RIG
27. LCS MANGKRAK KARATAN
28. OPV MANGKRAK
29. TANK MOGOK STOP SPARE PARTS
30. CN 235 MSA VERSI MSI USA
31. SEWA MOTOR MILITARY POLICE
32. RADAR GIFTED PAID USA
33. 84% NO SAVING EVERY MONTH
34. SEWA VVSHORAD
35. SEWA TRUK 3 TON
36. 4X4 SEWA 6X6 CANCELLED
37. C130H DIGANTI 2045
38. TEMBAK GRANAT BOM PASUKAN SEMDIRI
39. NO DRONE UCAV – ANKA ISR OMPONG
40. SEWA BLACKHAWK SEWA AW159
41. NO TRACKED SPH
42. SEWA SIMULATOR HELI
43. SPH CANCELLED
44. SCORPION V150 CONDOR SIMBAS RETIRED
45. NO PESAWAT COIN
46. PILATUS MK II KARATAN
47. PENCEROBOHAN 43X BTA 316 HARI
48. SEWA AW139 SEWA COLIBRI
49. MRSS LMS B2 UAV ANKA HELI MENUNGGU 2026-2030
50. OPV DIBAYAR 3 JADI 1 SEWA BOAT
51. LYNX GROUNDED
52. MRCA CANCELLED SEWA PESAWAT ITTC
53. MICA CANCELLED NSM CANCELLED
54. NO LRAD NO MRAD JUST VSHORAD
55. PRANK UN PRANK TURKEY PRANK PERANCIS PRANK SLOVAKIA
56. 4X NGEMIS F18 KUWAIT
57. MENUNGGU 2050 KAPAL SELAM
58. NO TANK AMPHIBI AV8 MOGOK BERASAP
59. 84% NO SAVING EVERY MONTH
60. OVER LIMIT DEBT 65,6% (LIMIT DEBT 65%)
=============
SEWA = HUTANG 84.3% DARI GDP
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA FLIGHT SIMULATION TRAINING DEVICE (FSTD)
5. SEWA 1 UNIT SISTEM SIMULATOR EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA FAST INTERCEPTOR BOAT (FIB)
9. SEWA UTILITY BOAT
10. SEWA RIGID HULL FENDER BOAT (RHFB)
11. SEWA ROVER FIBER GLASS (ROVER)
12. SEWA MV AISHAH AIM 4
13. SEWA BMW R1250RT
14. SEWA 4X4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
Main bola aja menipu naturalisasi, cermin pemerintah dan warganya yg tukang klaim, tukang fitnah dan tukang tipu wooiii negara malasia sampah!!!!!
HapusFenomena “hutang bayar hutang” yang berlaku di Maid of london (MALON) bukan sekadar isu teknikal kewangan, tetapi hasil gabungan faktor ekonomi, fiskal, dan strategi pengurusan negara. Berikut penjelasan detailnya:
Hapus1. Struktur Hutang Negara
• Hutang Jangka Panjang & Pendek: Maid of london (MALON) memiliki obligasi hutang yang jatuh tempo setiap tahun. Saat hutang lama jatuh tempo, pemerintah perlu melunasinya — sering kali dengan menerbitkan hutang baru (refinancing).
• Komposisi Hutang: Sebagian besar hutang adalah dalam bentuk sekuriti kerajaan (contoh: Maid of london (MALON) n Government Securities) yang memiliki jadwal pembayaran bunga (faedah) dan pokok secara berkala.
2. Defisit Belanjawan yang Berterusan
• Belanja > Pendapatan: Sejak bertahun-tahun, belanja negara melebihi pendapatan, sehingga defisit harus ditutup dengan pinjaman baru.
• Keperluan Pembangunan & Operasi: Dana diperlukan untuk infrastruktur, pendidikan, kesihatan, dan subsidi — yang tidak semuanya dapat dibiayai dari pendapatan cukai semata.
3. Pembayaran Faedah yang Tinggi
• Beban Faedah Tahunan: Sebahagian besar perbelanjaan kerajaan digunakan untuk membayar faedah hutang, mengurangkan ruang fiskal untuk pembangunan.
• Kesan Domino: Semakin besar hutang, semakin besar pula faedah yang perlu dibayar, sehingga memerlukan dana tambahan.
4. Strategi Pengurusan Hutang
• Refinancing: Mengambil hutang baru untuk membayar hutang lama adalah amalan biasa di banyak negara, termasuk Maid of london (MALON) , demi menjaga kestabilan tunai dan mengelakkan kegagalan bayar (default).
• Pengurusan Risiko: Dengan menstruktur semula hutang, kerajaan dapat menyebar jatuh tempo pembayaran agar tidak menumpuk di satu tahun.
5. Faktor Ekonomi Global & Domestik
• Kejutan Ekonomi: Krisis global, pandemik, atau kenaikan harga komoditi memaksa kerajaan meningkatkan pinjaman untuk menyokong ekonomi.
• Kadar Pertumbuhan Hutang: Dari 2015 hingga 2023, hutang meningkat sekitar 40% — dari RM800 bilion ke RM1.5 trilion.
💡 Kesimpulan: Maid of london (MALON) membayar hutang setiap tahun kerana sifat hutang negara yang berjangka, defisit belanjawan yang berterusan, dan strategi refinancing untuk memastikan kelancaran fiskal. Ini bukan unik bagi Maid of london (MALON) — banyak negara menggunakan pendekatan serupa, tetapi keberlanjutan bergantung pada kemampuan mengawal defisit dan meningkatkan pendapatan negara.
-------------------
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah
Fenomena “hutang bayar hutang” yang berlaku di Maid of london (MALON) bukan sekadar isu teknikal kewangan, tetapi hasil gabungan faktor ekonomi, fiskal, dan strategi pengurusan negara. Berikut penjelasan detailnya:
Hapus1. Struktur Hutang Negara
• Hutang Jangka Panjang & Pendek: Maid of london (MALON) memiliki obligasi hutang yang jatuh tempo setiap tahun. Saat hutang lama jatuh tempo, pemerintah perlu melunasinya — sering kali dengan menerbitkan hutang baru (refinancing).
• Komposisi Hutang: Sebagian besar hutang adalah dalam bentuk sekuriti kerajaan (contoh: Maid of london (MALON) n Government Securities) yang memiliki jadwal pembayaran bunga (faedah) dan pokok secara berkala.
2. Defisit Belanjawan yang Berterusan
• Belanja > Pendapatan: Sejak bertahun-tahun, belanja negara melebihi pendapatan, sehingga defisit harus ditutup dengan pinjaman baru.
• Keperluan Pembangunan & Operasi: Dana diperlukan untuk infrastruktur, pendidikan, kesihatan, dan subsidi — yang tidak semuanya dapat dibiayai dari pendapatan cukai semata.
3. Pembayaran Faedah yang Tinggi
• Beban Faedah Tahunan: Sebahagian besar perbelanjaan kerajaan digunakan untuk membayar faedah hutang, mengurangkan ruang fiskal untuk pembangunan.
• Kesan Domino: Semakin besar hutang, semakin besar pula faedah yang perlu dibayar, sehingga memerlukan dana tambahan.
4. Strategi Pengurusan Hutang
• Refinancing: Mengambil hutang baru untuk membayar hutang lama adalah amalan biasa di banyak negara, termasuk Maid of london (MALON) , demi menjaga kestabilan tunai dan mengelakkan kegagalan bayar (default).
• Pengurusan Risiko: Dengan menstruktur semula hutang, kerajaan dapat menyebar jatuh tempo pembayaran agar tidak menumpuk di satu tahun.
5. Faktor Ekonomi Global & Domestik
• Kejutan Ekonomi: Krisis global, pandemik, atau kenaikan harga komoditi memaksa kerajaan meningkatkan pinjaman untuk menyokong ekonomi.
• Kadar Pertumbuhan Hutang: Dari 2015 hingga 2023, hutang meningkat sekitar 40% — dari RM800 bilion ke RM1.5 trilion.
💡 Kesimpulan: Maid of london (MALON) membayar hutang setiap tahun kerana sifat hutang negara yang berjangka, defisit belanjawan yang berterusan, dan strategi refinancing untuk memastikan kelancaran fiskal. Ini bukan unik bagi Maid of london (MALON) — banyak negara menggunakan pendekatan serupa, tetapi keberlanjutan bergantung pada kemampuan mengawal defisit dan meningkatkan pendapatan negara.
-------------------
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah
mana kapal selam KARATAN tak berkualiti tu...?? khabarnya sudah tak mampu menyelam ....HAHAHAHAH
BalasHapus"PRODUK GAGAL" bro....
Hapus😁😁😁😁😁😁😁😁😁
BISA BUAT TA....NEGERI TIPU TIPU SUKA MEMBUAL TERNYATA MISKIN DAN BODOH....HAHAAA
HapusAIB ASEAN MENDUNIA
HapusYANG SANKSI = FIFA
YANG MAIN = VIETNAM vs MALON
YANG LAPOR = VIETNAM
YANG DIUNTUNGKAN = VIETNAM
YANG DISALAHKAN = INDONESIA
-
MENDUNIA = DASAR TIPU-TIPU
KUALA LUMPUR, DISWAY.ID- Skandal yang mengguncang sepak bola Asia Tenggara akhirnya temukan titik terang, tapi pahit.
Federasi Sepak Bola Malaysia (FAM) secara resmi mengakui kesalahan internal dalam pengiriman dokumen naturalisasi, setelah sempat ngamuk ke FIFA atas sanksi berat yang menimpa tujuh pemain Timnas Harimau Malaya.
Pengakuan ini keluar melalui pernyataan resmi di media sosial FAM pada Minggu (28/9/2025), pasca-FIFA jatuhkan denda CHF 350.000 (Rp7,3 miliar) ke FAM plus skorsing 12 bulan buat Facundo Garces, Rodrigo Holgado, Joao Figueiredo, Jon Irazabal, Hector Serrano, Gabriel Arrocha, dan Paulo Josue.
============
MENDUNIA.......
KORBAN TIPU-TIPU & KLAIM =
1.FIFA
2. UN (PBB)
3. TURKI
4. PERANCIS
5. INDIA
6. PAKISTAN
7. SLOVAKIA
8. CINA
-------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
-------
TIPU UN (PBB)-PRANK IAG
Malaydesh dikenakan sanksi oleh PBB terkait penggantian biaya operasional kendaraan, karena sembilan IAG Guardians yang dikerahkannya tidak memenuhi persyaratan ini
--------
TIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
--------
TIPU PAKISTAN-PRANK JF17
“The MAID OF LONDON (MALON) government has shown interest in buying the JF-17 Thunder aircraft from Pakistan but the deal is yet to be finalized,” a senior Pakistan Ministry of Defense Production official told Arab News.
--------
TIPU INDIA-PRANK TEJAS
MAID OF LONDON (MALON) has reportedly identified the Indian-manufactured Tejas light combat aircraft to replace its current fleet of MiG-29 fighter jets and is believed to be in advanced negotiations to firm up its procurement.
--------
TIPU TURKI = PRANK YAVUZ
PRANK MKE : The Malonnn Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--------
TIPU FRANCE - PRANK NEXTER : LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the Malonnn Army's firepower inventory
--------
TIPU INDONESIA - PRANK PT PAL : "The contract with Malonn’s Navy will be inked next August. There is a possibility that they will order more than one MRSS.
--------
TIPU FRANCE - PRANK DASSAULT : Malonn, which wants to buy up to 18 combat planes in a deal potentially worth more than $2 billion, is now talking to only one supplier, France's Dassault Aviation, about its Rafale jets,
--------
TIPU SLOVAKIA - PRANK KDS : Malonn is expected to conclude a deal with Slovakia for the supply of EVA 155mm
--------
TIPU CHINA-PRANK KS-1A
MalAYDEWH has agreed in principle to purchase medium-range missiles from China, which in return will transfer technology on very short-range air defence to the country, Deputy Prime Minister Najib Razak said
SEWA = HUTANG 84.3% DARI GDP
Hapus1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA Flight Simulation Training Device (FSTD)
5. SEWA 1 unit Sistem Simulator EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA Fast Interceptor Boat (FIB)
9. SEWA Utility Boat
10. SEWA Rigid Hull Fender Boat (RHFB)
11. SEWA Rover Fiber Glass (Rover)
12. SEWA MV Aishah AIM 4
13. SEWA BMW R1250RT
14. SEWA 4x4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
=============
=============
1. BERUK KLAIM GHOIB = real contract five units C130J Hercules
2. BERUK KLAIM GHOIB = real contract two unit Frankethal class Countermine vessels (Pulau Fani class)
3. BERUK KLAIM GHOIB = real contract four units KCR 60 Fast missiles boats PT PAL
4. BERUK KLAIM GHOIB = real contract 9 units Bell 412 EPI
5. BERUK KLAIM GHOIB = real contract 8 additional H225 M
6. BERUK KLAIM GHOIB = real contract 2 units Bell 429 Global Ranger
7. BERUK KLAIM GHOIB = real contract 18 Medium weight tank Harimau
8. BERUK KLAIM GHOIB = real contract 22 Pandur II IFV
9. BERUK KLAIM GHOIB = real contract two unit Hospital Ships
10. BERUK KLAIM GHOIB = real contract one unit Command and control variant C295
11. BERUK KLAIM GHOIB = real contract one unit CN235 MPA
12. BERUK KLAIM GHOIB = real contract 7 Badak FSV, 26 ANOa apc and 10 additional Komodo recce vehicles in 2022
13. BERUK KLAIM GHOIB = real contract 4 AS 550 Fennec and 8 AS565 MBE, in 2024
14. BERUK KLAIM GHOIB = real contract five NC212i in 2023
15. BERUK KLAIM GHOIB = real contract one Leonardo RAT 31 DL/M
16. BERUK KLAIM GHOIB = real contract five C130H ordered from Australia in 2013 (finished in 2020) after received Grant of 4 C130H
17. BERUK KLAIM GHOIB = real contract 9 Teluk Bintuni class LST
18. BERUK KLAIM GHOIB = real contract six CH4B UCAV ordered in 2019
19. real contract t and process building of Abeking & Rasmussen design ocean Hydrography ship
20. BERUK KLAIM GHOIB = real contract building two AH140 AAW Frigate
21. BERUK KLAIM GHOIB = real contract building two OPV 90 ASW patrol vessels
22. BERUK KLAIM GHOIB = real contract building 42 Dassault Rafale F4 fighter
23. BERUK KLAIM GHOIB = real contract building two A400M heavy cargo aircraft
24. BERUK KLAIM GHOIB = real contract M3 Amphibious bridging system
25. BERUK KLAIM GHOIB = real contract 3 KT1 Wong Bee ordered in 2018 along with radar and spares for T/A50
26. BERUK KLAIM GHOIB = real contract building 13 GM 403 GCI radar from Thales
27. BERUK KLAIM GHOIB = real contract building 12 ANKA S UCAV
28. BERUK KLAIM GHOIB = real contract building additional CH4B UCAV
29. BERUK KLAIM GHOIB = real contract Slingshot Satcom system
30. BERUK KLAIM GHOIB = real contract Falcon 8X aircraft
31. BERUK KLAIM GHOIB = real contract Thales Alenia earth observation satelite
32. BERUK KLAIM GHOIB = real contract 22 S70M Blackhawk
33. BERUK KLAIM GHOIB = real contract 6 N219 aircraft
34. BERUK KLAIM GHOIB = real contract 3 CN235 for Army
35. BERUK KLAIM GHOIB = real contract 2 PPA patrol Frigate
36. BERUK KLAIM GHOIB = real contract 2 Scorpene Subs
37. BERUK KLAIM GHOIB = real contract Khan Short Range ballistic missiles from Turki
38. BERUK KLAIM GHOIB = real contract Trisula Air defense system
39. BERUK KLAIM GHOIB = real contract 6 T50i aircraft
40. BERUK KLAIM GHOIB = real contract Oiler and replenishment ship
41. BERUK KLAIM GHOIB = real contract several Tug Harbor ships
42. BERUK KLAIM GHOIB = real contract Submarine rescue vessels and system
43. BERUK KLAIM GHOIB = real contract two Large LCU for army
44. BERUK KLAIM GHOIB = real contract 45 Atmaca
45. BERUK KLAIM GHOIB = real contract 48 KAAN
Negara tipu tipu naturalisasi, emang sampah asia!!!!
HapusLON... BAYAR RM 81,998 = BUAL JEEEE
Hapus1. DEBT 84.3% DARI GDP
2. DEBT NEGARA RM 1.63 TRLLIUN
3. DEBT 1MDB RM 18.2 BILLION
4. TUNGGAKAN SEWA SABAH USD 15 BILLION
5. DEBT KERAJAAN PERSEKUTUAN 60.4%
6. SEWA SIMULATOR MKM
7. PESAWAT MIG GROUNDED
8. SEWA MOTOR POLIS
9. PESAWAT MB339CM GROUNDED
10. NURI GROUNDED SEWA BLACKHAWK
11. FIVE PROCUREMENT CANCELLED
12. 48 PESAWAT SKYHAWK HILANG
13. MESIN JET 2 BUAH HILANG
14. NO MARINIR NO AMPHIBIOUS NAVAL PLATFORM
15. NO LST
16. NO LPD – NGEMIS LPD USA
17. NO TANKER
18. NO KCR
19. MONUMEN MIG29M UNTUK JIMAT KOS
20. NO SPH
21. SUBMARINE DEFACT MEMBUNUH WANITA HAMIL
22. NO HELLFIRE
23. NO MPA ATR72 DELAYED
24. NO HIDRO-OSEANOGRAFI SEWA KAPAL HIDRO
25. NO HELI HEAVY ATTACK NGEMIS AH1Z
26. NO M3 AMPHIBIUS RIG
27. LCS MANGKRAK KARATAN
28. OPV MANGKRAK
29. TANK MOGOK STOP SPARE PARTS
30. CN 235 MSA VERSI MSI USA
31. SEWA MOTOR MILITARY POLICE
32. RADAR GIFTED PAID USA
33. 84% NO SAVING EVERY MONTH
34. SEWA VVSHORAD
35. SEWA TRUK 3 TON
36. 4X4 SEWA 6X6 CANCELLED
37. C130H DIGANTI 2045
38. TEMBAK GRANAT BOM PASUKAN SEMDIRI
39. NO DRONE UCAV – ANKA ISR OMPONG
40. SEWA BLACKHAWK SEWA AW159
41. NO TRACKED SPH
42. SEWA SIMULATOR HELI
43. SPH CANCELLED
44. SCORPION V150 CONDOR SIMBAS RETIRED
45. NO PESAWAT COIN
46. PILATUS MK II KARATAN
47. PENCEROBOHAN 43X BTA 316 HARI
48. SEWA AW139 SEWA COLIBRI
49. MRSS LMS B2 UAV ANKA HELI MENUNGGU 2026-2030
50. OPV DIBAYAR 3 JADI 1 SEWA BOAT
51. LYNX GROUNDED
52. MRCA CANCELLED SEWA PESAWAT ITTC
53. MICA CANCELLED NSM CANCELLED
54. NO LRAD NO MRAD JUST VSHORAD
55. PRANK UN PRANK TURKEY PRANK PERANCIS PRANK SLOVAKIA
56. 4X NGEMIS F18 KUWAIT
57. MENUNGGU 2050 KAPAL SELAM
58. NO TANK AMPHIBI AV8 MOGOK BERASAP
59. 84% NO SAVING EVERY MONTH
60. OVER LIMIT DEBT 65,6% (LIMIT DEBT 65%)
=============
SEWA = HUTANG 84.3% DARI GDP
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA FLIGHT SIMULATION TRAINING DEVICE (FSTD)
5. SEWA 1 UNIT SISTEM SIMULATOR EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA FAST INTERCEPTOR BOAT (FIB)
9. SEWA UTILITY BOAT
10. SEWA RIGID HULL FENDER BOAT (RHFB)
11. SEWA ROVER FIBER GLASS (ROVER)
12. SEWA MV AISHAH AIM 4
13. SEWA BMW R1250RT
14. SEWA 4X4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
=============
GOVERNMENT DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84.3% OF GDP
FEDERAL GOVERNMENT DEBT
• END OF 2024: RM 1.25 TRILLION
• END OF JUNE 2025: RM 1.3 TRILLION
• PROJECTED DEBT-TO-GDP: 69% BY THE END OF 2025
HOUSEHOLD DEBT
• END OF MARCH 2025: RM 1.65 TRILLION OR 84.3% OF GDP
=============
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
2025 =
HapusDEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
Bank Negara Negeri Kasino just borrowed another RM 5.0 billion to bring the budget deficit up to RM 92.8 billion. The prime/finance minister Anwar Ibrahim stated the budget deficit would be RM 79.9 billion when he brought down the budget 2025 in October last year in the Dewan Rakyat.
=============
GOV + PEOPLE HOBI HUTANG = OVERLIMIT DEBT
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman
• Pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) pada tahun 2023 naik RM92,918 miliar
• Rasio utang terhadap PDB MAID OF LONDON (MALON) pada tahun 2023 mencapai 64,3%
---
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
2018 = OPEN DONASI
2018 = OPEN DONASI
Kementerian Keuangan MAID OF LONDON (MALON) pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB
Elitnya kami, gaji puluhan juta sebulan, perkhidmatan kesihatan taraf dunia, pendidikan taraf dunia, makanan taraf dunia, pungli tiada, tunjuk perasaan bukan acara bulanan, aman, makmur, minyak 1 liter RON95 = MYR 1.99
BalasHapus😁😁😁😁😁😁😁😁😁
Tapi rakyatnya masih gemar berhutang
Hapus🤣🤣🤣🤣🤣
Kesian mereka bro makan pun sudah pakai HUTANG sebelah tu
HapusAIB ASEAN MENDUNIA
HapusYANG SANKSI = FIFA
YANG MAIN = VIETNAM vs MALON
YANG LAPOR = VIETNAM
YANG DIUNTUNGKAN = VIETNAM
YANG DISALAHKAN = INDONESIA
-
MENDUNIA = DASAR TIPU-TIPU
KUALA LUMPUR, DISWAY.ID- Skandal yang mengguncang sepak bola Asia Tenggara akhirnya temukan titik terang, tapi pahit.
Federasi Sepak Bola Malaysia (FAM) secara resmi mengakui kesalahan internal dalam pengiriman dokumen naturalisasi, setelah sempat ngamuk ke FIFA atas sanksi berat yang menimpa tujuh pemain Timnas Harimau Malaya.
Pengakuan ini keluar melalui pernyataan resmi di media sosial FAM pada Minggu (28/9/2025), pasca-FIFA jatuhkan denda CHF 350.000 (Rp7,3 miliar) ke FAM plus skorsing 12 bulan buat Facundo Garces, Rodrigo Holgado, Joao Figueiredo, Jon Irazabal, Hector Serrano, Gabriel Arrocha, dan Paulo Josue.
============
MENDUNIA.......
KORBAN TIPU-TIPU & KLAIM =
1.FIFA
2. UN (PBB)
3. TURKI
4. PERANCIS
5. INDIA
6. PAKISTAN
7. SLOVAKIA
8. CINA
-------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
-------
TIPU UN (PBB)-PRANK IAG
Malaydesh dikenakan sanksi oleh PBB terkait penggantian biaya operasional kendaraan, karena sembilan IAG Guardians yang dikerahkannya tidak memenuhi persyaratan ini
--------
TIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
--------
TIPU PAKISTAN-PRANK JF17
“The MAID OF LONDON (MALON) government has shown interest in buying the JF-17 Thunder aircraft from Pakistan but the deal is yet to be finalized,” a senior Pakistan Ministry of Defense Production official told Arab News.
--------
TIPU INDIA-PRANK TEJAS
MAID OF LONDON (MALON) has reportedly identified the Indian-manufactured Tejas light combat aircraft to replace its current fleet of MiG-29 fighter jets and is believed to be in advanced negotiations to firm up its procurement.
--------
TIPU TURKI = PRANK YAVUZ
PRANK MKE : The Malonnn Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--------
TIPU FRANCE - PRANK NEXTER : LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the Malonnn Army's firepower inventory
--------
TIPU INDONESIA - PRANK PT PAL : "The contract with Malonn’s Navy will be inked next August. There is a possibility that they will order more than one MRSS.
--------
TIPU FRANCE - PRANK DASSAULT : Malonn, which wants to buy up to 18 combat planes in a deal potentially worth more than $2 billion, is now talking to only one supplier, France's Dassault Aviation, about its Rafale jets,
--------
TIPU SLOVAKIA - PRANK KDS : Malonn is expected to conclude a deal with Slovakia for the supply of EVA 155mm
--------
TIPU CHINA-PRANK KS-1A
MalAYDEWH has agreed in principle to purchase medium-range missiles from China, which in return will transfer technology on very short-range air defence to the country, Deputy Prime Minister Najib Razak said
TIPU-TIPU = DENDA
Hapus-----------------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
==============
CARA MENIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
==============
DENDA= US$83,8 JUTA
Defence contractor Aerotree Defence & Services Sdn Bhd has filed a RM353 million lawsuit against the Malondeshn government and Defence Ministry for cancelling a five-year lease agreement involving four US-made Blackhawk UH-60A helicopters for the Malondeshn army's air force unit.
Filed through Messrs Hafarizam, Wan Aisha & Mubarak at the Kuala Lumpur High Court, the suit names the Defence Ministry secretary general, the ministry, and the federal government as defendants.
In the statement of claim sighted by The Edge, Aerotree Defence is asking the court to order the Defence Ministry and the government to follow through with the helicopter lease deal based on the acceptance letter dated April 17, 2023. If the deal can’t be carried out, the company wants:
• RM17.5 million in special damages
• RM38.7 million in further damages
• US$38.7 million (about RM297.3 million) in additional compensation
Aerotree is also seeking to block the government from using a RM1.87 million bank guarantee it provided, and is asking for general damages for loss of reputation, plus exemplary and aggravated damages to be decided by the court.
In its 31-page claim, Aerotree said the government had agreed to lease four Blackhawk helicopters for five years at RM187.5 million. The deal was a Private Finance Initiative, meaning the government wouldn’t bear any cost or risk, as Aerotree would own, operate, and maintain the helicopters. The company said the helicopters were fully mission-capable, including for air force transport operations.
Aerotree is seeking a court declaration that the government’s termination of the agreement on Oct 31, 2024, is null and void.
==============
Denda Keterlambatan Pengadaan GEMPITA 8×8
Nilai Denda: RM162,75 juta
-
Denda Keterlambatan Servis & Suku Cadang
Nilai Denda: RM1,42 juta (belum dikenakan)
-
Denda Kendaraan Perisai GEMPITA (8×8)
Nilai Denda: RM162.75 juta
-
Keterlambatan Servis & Suku Cadang (GEMPITA, ADNAN, PENDEKAR)
Nilai Denda: RM1.42 juta
2025 =
HapusDEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
Bank Negara Negeri Kasino just borrowed another RM 5.0 billion to bring the budget deficit up to RM 92.8 billion. The prime/finance minister Anwar Ibrahim stated the budget deficit would be RM 79.9 billion when he brought down the budget 2025 in October last year in the Dewan Rakyat.
=============
⚠️ KEY RISKS OF THE RM92.8 BILLION DEFICIT
1. Revenue Shortfalls
• Weaker-than-expected tax collections due to soft economic growth and delays in expanding the Sales and Service Tax (SST) and implementing e-invoicing for SMEs.
• Lower oil prices reduce petroleum-related revenue, which is a significant source of government income.
2. Overspending and Budget Deviations
• Operating expenditures may exceed budgeted levels due to unplanned aid packages and slower-than-expected savings from subsidy rationalisation.
• If fuel subsidy reforms are delayed, expected savings (RM4 billion in 2025) may not materialize.
3. Global Economic Uncertainty
• A weak global outlook—especially subdued demand from key trading partners—could slow Malondesh’s exports and GDP growth.
• This would make it harder to meet deficit reduction targets and maintain investor confidence.
4. Currency and Inflation Risks
• A large deficit may pressure the ringgit, especially if foreign investors perceive fiscal risks.
• Depreciation could raise the cost of imported goods and increase inflation, affecting household purchasing power.
📉 Implications for Malondesh
🏦 Investor Confidence
• While the deficit is manageable for now, persistent overshooting could lead to credit rating downgrades if fiscal reforms stall.
• This would raise borrowing costs and reduce Malondesh’s attractiveness to foreign investors.
🧾 Fiscal Reform Pressure
• The government must accelerate reforms like carbon taxation, broadening the tax base, and subsidy rationalisation to restore fiscal space.
• Budget 2026 and the 13th Malondesh Plan (13MP) will be pivotal in shaping medium-term sustainability.
=============
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
LON... BAYAR RM 81,998 = BUAL JEEEE
HapusTUKANG HUTANG = TUKANG TIPU-TIPU
----------
2025 = DEFICIT
BORROWED = RM 92.8 BILLION
BORROWED = RM 92.8 BILLION
BORROWED = RM 92.8 BILLION
BANK NEGARA NEGERI KASINO JUST BORROWED ANOTHER RM 5.0 BILLION TO BRING THE BUDGET DEFICIT UP TO RM 92.8 BILLION. THE PRIME/FINANCE MINISTER ANWAR IBRAHIM STATED THE BUDGET DEFICIT WOULD BE RM 79.9 BILLION WHEN HE BROUGHT DOWN THE BUDGET 2025 IN OCTOBER LAST YEAR IN THE DEWAN RAKYAT.
=============
GOVERNMENT DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84.3% OF GDP
FEDERAL GOVERNMENT DEBT
• END OF 2024: RM 1.25 TRILLION
• END OF JUNE 2025: RM 1.3 TRILLION
• PROJECTED DEBT-TO-GDP: 69% BY THE END OF 2025
HOUSEHOLD DEBT
• END OF MARCH 2025: RM 1.65 TRILLION OR 84.3% OF GDP
=============
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
1. DEBT 84.3% DARI GDP
2. DEBT NEGARA RM 1.63 TRLLIUN
3. DEBT 1MDB RM 18.2 BILLION
4. TUNGGAKAN SEWA SABAH USD 15 BILLION
5. DEBT KERAJAAN PERSEKUTUAN 60.4%
6. SEWA SIMULATOR MKM
7. PESAWAT MIG GROUNDED
8. SEWA MOTOR POLIS
9. PESAWAT MB339CM GROUNDED
10. NURI GROUNDED SEWA BLACKHAWK
11. FIVE PROCUREMENT CANCELLED
12. 48 PESAWAT SKYHAWK HILANG
13. MESIN JET 2 BUAH HILANG
14. NO MARINIR NO AMPHIBIOUS NAVAL PLATFORM
15. NO LST
16. NO LPD – NGEMIS LPD USA
17. NO TANKER
18. NO KCR
19. MONUMEN MIG29M UNTUK JIMAT KOS
20. NO SPH
21. SUBMARINE DEFACT MEMBUNUH WANITA HAMIL
22. NO HELLFIRE
23. NO MPA ATR72 DELAYED
24. NO HIDRO-OSEANOGRAFI SEWA KAPAL HIDRO
25. NO HELI HEAVY ATTACK NGEMIS AH1Z
26. NO M3 AMPHIBIUS RIG
27. LCS MANGKRAK KARATAN
28. OPV MANGKRAK
29. TANK MOGOK STOP SPARE PARTS
30. CN 235 MSA VERSI MSI USA
31. SEWA MOTOR MILITARY POLICE
32. RADAR GIFTED PAID USA
33. 84% NO SAVING EVERY MONTH
34. SEWA VVSHORAD
35. SEWA TRUK 3 TON
36. 4X4 SEWA 6X6 CANCELLED
37. C130H DIGANTI 2045
38. TEMBAK GRANAT BOM PASUKAN SEMDIRI
39. NO DRONE UCAV – ANKA ISR OMPONG
40. SEWA BLACKHAWK SEWA AW159
41. NO TRACKED SPH
42. SEWA SIMULATOR HELI
43. SPH CANCELLED
44. SCORPION V150 CONDOR SIMBAS RETIRED
45. NO PESAWAT COIN
46. PILATUS MK II KARATAN
47. PENCEROBOHAN 43X BTA 316 HARI
48. SEWA AW139 SEWA COLIBRI
49. MRSS LMS B2 UAV ANKA HELI MENUNGGU 2026-2030
50. OPV DIBAYAR 3 JADI 1 SEWA BOAT
51. LYNX GROUNDED
52. MRCA CANCELLED SEWA PESAWAT ITTC
53. MICA CANCELLED NSM CANCELLED
54. NO LRAD NO MRAD JUST VSHORAD
55. PRANK UN PRANK TURKEY PRANK PERANCIS PRANK SLOVAKIA
56. 4X NGEMIS F18 KUWAIT
57. MENUNGGU 2050 KAPAL SELAM
58. NO TANK AMPHIBI AV8 MOGOK BERASAP
59. 84% NO SAVING EVERY MONTH
60. OVER LIMIT DEBT 65,6% (LIMIT DEBT 65%)
=============
SEWA = HUTANG 84.3% DARI GDP
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA FLIGHT SIMULATION TRAINING DEVICE (FSTD)
5. SEWA 1 UNIT SISTEM SIMULATOR EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA FAST INTERCEPTOR BOAT (FIB)
9. SEWA UTILITY BOAT
10. SEWA RIGID HULL FENDER BOAT (RHFB)
11. SEWA ROVER FIBER GLASS (ROVER)
12. SEWA MV AISHAH AIM 4
13. SEWA BMW R1250RT
14. SEWA 4X4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
Ada satu negara yg ikut tapi rakyatnya 60% miskin.
BalasHapusNEGARA TIPU-TIPU = AIB ASEAN MENDUNIA
HapusFIFA
UN (PBB)
TURKI
PERANCIS
INDIA
PAKISTAN
SLOVAKIA
CINA
-------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
-------
TIPU UN (PBB)-PRANK IAG
Malaydesh dikenakan sanksi oleh PBB terkait penggantian biaya operasional kendaraan, karena sembilan IAG Guardians yang dikerahkannya tidak memenuhi persyaratan ini
--------
TIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
--------
TIPU PAKISTAN-PRANK JF17
“The MAID OF LONDON (MALON) government has shown interest in buying the JF-17 Thunder aircraft from Pakistan but the deal is yet to be finalized,” a senior Pakistan Ministry of Defense Production official told Arab News.
--------
TIPU INDIA-PRANK TEJAS
MAID OF LONDON (MALON) has reportedly identified the Indian-manufactured Tejas light combat aircraft to replace its current fleet of MiG-29 fighter jets and is believed to be in advanced negotiations to firm up its procurement.
--------
TIPU TURKI = PRANK YAVUZ
PRANK MKE : The Malonnn Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--------
TIPU FRANCE - PRANK NEXTER : LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the Malonnn Army's firepower inventory
--------
TIPU INDONESIA - PRANK PT PAL : "The contract with Malonn’s Navy will be inked next August. There is a possibility that they will order more than one MRSS.
--------
TIPU FRANCE - PRANK DASSAULT : Malonn, which wants to buy up to 18 combat planes in a deal potentially worth more than $2 billion, is now talking to only one supplier, France's Dassault Aviation, about its Rafale jets,
--------
TIPU SLOVAKIA - PRANK KDS : Malonn is expected to conclude a deal with Slovakia for the supply of EVA 155mm
--------
TIPU CHINA-PRANK KS-1A
MalAYDEWH has agreed in principle to purchase medium-range missiles from China, which in return will transfer technology on very short-range air defence to the country, Deputy Prime Minister Najib Razak said Tuesday
==============
DENDA UH-60A = US$83,8 JUTA
Defence contractor Aerotree Defence & Services Sdn Bhd has filed a RM353 million lawsuit against the Malondeshn government and Defence Ministry for cancelling a five-year lease agreement involving four US-made Blackhawk UH-60A helicopters for the Malondeshn army's air force unit.
-------
Denda Keterlambatan Pengadaan GEMPITA 8×8
Nilai Denda: RM162,75 juta
-------
Denda Keterlambatan Servis & Suku Cadang
Nilai Denda: RM1,42 juta (belum dikenakan)
-------
Denda Kendaraan Perisai GEMPITA (8×8)
Nilai Denda: RM162.75 juta
-------
Keterlambatan Servis & Suku Cadang (GEMPITA, ADNAN, PENDEKAR)
Nilai Denda: RM1.42 juta
KAYA .....
HapusDAFTAR PENGADAAN ALUTSISTA ON PROGRESS
2 KRI Frigate Brawijaya Class dari Italia
2 KRI Frigate Merah Putih dari PT PAL
2 KRI Frigate Istif Class dari Turkiye
1 KRI Rigel Class dari Palindo/Jerman
2 KRI Kapal Cepat Rudal dari Turkiye
1 KRI Kapal Cepat Rudal dari Tesco Bekasi
2 KS Scorpene dari Perancis & PT PAL
1 Kapal Induk Giribaldi dari Italia (Opsi)
1 Kapal LHD Helikopter dari PT PAL (Opsi)
42 Jet Tempur Rafale dari Perancis
48 Jet Tempur IFX kerjasama Korsel RI
48 Jet Tempur KHAAN dari Turkiye
6 Jet Tempur T50 dari Korsel
2 Pesawat angkut A400M dari Spanyol
13 Radar GCI dari Thales Perancis
12 Radar Retia dari Retia
3 Baterai Rudal Balistik KHAN Turkiye
3 Baterai Rudal ADS Trisula dari Turkiye
22 Helikopter Blackhawk dari AS
12 Drone Anka dari Turkiye
60 Drone Bayraktar TB3 dari Turkiye
45 Rudal anti kapal Atmaca dari Turkiye
----------------
GDP INDONESIA 2024 X 1.5% = BUDGET DEFENSE
USD 1492 BILLION X 0.015 = USD 22 BILLION
USD 1492 BILLION X 0.015 = USD 22 BILLION
USD 1492 BILLION X 0.015 = USD 22 BILLION
Indonesia's Ministry of Defense aims to gradually increase the defense budget from 0.8 percent to 1.5 percent of the country's gross domestic product (GDP) to enhance defense capabilities
=============
=============
MISKIN = MARCH 2025 .....
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Maid of london (MALON) 's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
----------------
MISKIN ......
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
----------------
2025 $1.3 BILLION MINDEF =
MAINTENANCE
REPAIRS
ASSETS.
(SEWA, SEWA AND SEWA)
In 2025, MAID OF LONDON (MALON) Ministry of Defense (MINDEF) was allocated $4.8 billion to protect the country's sovereignty.
This budget included $1.3 billion for maintenance, repairs, and new military assets...
🤣BEDA KASTA BEDA LEVEL🤣
2025 =
HapusDEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
Bank Negara Negeri Kasino just borrowed another RM 5.0 billion to bring the budget deficit up to RM 92.8 billion. The prime/finance minister Anwar Ibrahim stated the budget deficit would be RM 79.9 billion when he brought down the budget 2025 in October last year in the Dewan Rakyat.
=============
GOV + PEOPLE HOBI HUTANG = OVERLIMIT DEBT
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman
• Pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) pada tahun 2023 naik RM92,918 miliar
• Rasio utang terhadap PDB MAID OF LONDON (MALON) pada tahun 2023 mencapai 64,3%
---
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
2018 = OPEN DONASI
2018 = OPEN DONASI
Kementerian Keuangan MAID OF LONDON (MALON) pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB
BAYAR RM 81,998 = DIPERAS KERAJAAN
HapusGOV + PEOPLE : OVERLIMIT DEBT
--------------------
FEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
--------------------
RAISING NEW TAX = BUDGET DEFICIT
MAID OF LONDON (MALON) is raising taxes to reduce its budget deficit. The government is also cutting subsidies and reforming the tax system to make it more progressive.
New taxes
• Dividend tax: A 2% tax on individual dividend income for high earners
• Excise duties: Higher excise duties on sugary drinks
• Sales and service tax: Expanded scope of the sales and service tax (SST)
• Carbon tax: A new tax on carbon emissions
• Sugar duties: Higher duties on sugar
• Unhealthy food tax: A tax on unhealthy foods
• Inheritance tax: A tax on inheritance
• High-value goods tax (HVGT): A tax on high-value goods
• Artificial Intelligence (AI) tax: A tax on AI
Subsidy cuts Reduced subsidies for electricity since 2023, Diesel subsidy reforms in June 2024, and Reform of RON95 fuel subsidy.
Berita terkini..ternyata KAPAL SELAM BARU INDIANESIA ada masalah guys... tak boleh menyelam.... KARATAN....ternyata pakai plat besi TIADA KUALITI....HAHAHAHHA
BalasHapushttps://www.facebook.com/photo/?fbid=122275981934211399&set=pcb.122275982330211399
NEGARA TIPU-TIPU = AIB ASEAN MENDUNIA
HapusCHRONOLOGY OF SCORPENE SCANDAL
The Scorpene scandal is a political controversy surrounding the purchase of two Scorpene-class submarines by the Malondeshn government from French shipbuilder DCNS (now Naval Group) in 2002. Here's a chronology of key events:
2002:
• June 5: Malondesh signs a contract with DCNS and Thales for the procurement of two Scorpene-class submarines and one Agosta-class submarine (for training) for a reported €1.1 billion (approximately RM4.7 billion at the time). Abdul Razak Baginda, a close associate of then-Defence Minister Najib Razak, plays a significant role in the negotiations.
2006:
• October 18: Mongolian national Altantuya Shaariibuu, who allegedly acted as a translator in the submarine deal and was reportedly seeking a commission, is murdered in Malondesh. Her body is blown up with military-grade explosives. Two police commandos, Chief Inspector Azilah Hadri and Corporal Sirul Azhar Umar, who were bodyguards to Najib Razak, are arrested and later charged with her murder. Abdul Razak Baginda is also charged with abetting the murder.
2007:
• November: French investigative journalist and author, Denis Robert, publishes a book alleging corruption in various French arms deals, including the Scorpene sale to Malondesh.
2000s (Ongoing):
• Allegations of kickbacks and commissions surface, with reports focusing on Perimekar Sdn Bhd, a company co-owned by Abdul Razak Baginda, which received a "services fee" of €114 million (RM570 million) for coordinating and advisory services related to the deal. Critics question the necessity and value of these services.
2008:
• April 9: Abdul Razak Baginda is acquitted of Altantuya's murder without his defense being called. The prosecution states it will appeal the decision, but the appeal is later withdrawn.
• August: Suaram, a Malondeshn human rights organization, files a complaint with the French courts, requesting a full investigation into alleged corruption in the Scorpene deal.
2009:
• January: The two police commandos, Azilah Hadri and Sirul Azhar Umar, are found guilty of Altantuya's murder and sentenced to death.
2013:
• August 23: The Court of Appeal overturns the death sentences of Azilah Hadri and Sirul Azhar Umar, acquitting them of Altantuya's murder.
2015:
• January 13: The Federal Court reinstates the guilty verdict and death sentences for Azilah Hadri and Sirul Azhar Umar for Altantuya's murder. Sirul flees to Australia before the verdict and is held in an immigration detention center there. He consistently claims he was ordered to kill Altantuya.
2017:
• July: French financial prosecutors announce they are investigating allegations of corruption over the sale of the submarines. Four executives from Thales and DCNS are placed under formal investigation on charges of "active and passive bribery of foreign public officials," "complicity in misuse of corporate assets," and "money laundering."
2018:
• May: Following a change in government in Malondesh (Pakatan Harapan wins the general election), then-Prime Minister Mahathir Mohamad states that the government will reopen investigations into the Scorpene scandal if new evidence emerges.
• August: Malondesh's new Attorney General, Tommy Thomas, indicates that the authorities are reviewing documents related to the Scorpene deal.
2019:
• December: Azilah Hadri, from death row, makes a statutory declaration alleging that Najib Razak ordered him to kill Altantuya Shaariibuu. Najib vehemently denies the allegations.
2020s:
• The French investigation into the alleged corruption continues, with further arrests and charges being made against individuals associated with the deal.
• In Malondesh, calls for a renewed, comprehensive investigation persist, especially in light of Azilah Hadri's statutory declaration, though no new charges have been brought against political figures directly related to the alleged corruption in Malondesh.
TIPU-TIPU = DENDA
Hapus-----------------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
==============
CARA MENIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
==============
DENDA= US$83,8 JUTA
Defence contractor Aerotree Defence & Services Sdn Bhd has filed a RM353 million lawsuit against the Malondeshn government and Defence Ministry for cancelling a five-year lease agreement involving four US-made Blackhawk UH-60A helicopters for the Malondeshn army's air force unit.
Filed through Messrs Hafarizam, Wan Aisha & Mubarak at the Kuala Lumpur High Court, the suit names the Defence Ministry secretary general, the ministry, and the federal government as defendants.
In the statement of claim sighted by The Edge, Aerotree Defence is asking the court to order the Defence Ministry and the government to follow through with the helicopter lease deal based on the acceptance letter dated April 17, 2023. If the deal can’t be carried out, the company wants:
• RM17.5 million in special damages
• RM38.7 million in further damages
• US$38.7 million (about RM297.3 million) in additional compensation
Aerotree is also seeking to block the government from using a RM1.87 million bank guarantee it provided, and is asking for general damages for loss of reputation, plus exemplary and aggravated damages to be decided by the court.
In its 31-page claim, Aerotree said the government had agreed to lease four Blackhawk helicopters for five years at RM187.5 million. The deal was a Private Finance Initiative, meaning the government wouldn’t bear any cost or risk, as Aerotree would own, operate, and maintain the helicopters. The company said the helicopters were fully mission-capable, including for air force transport operations.
Aerotree is seeking a court declaration that the government’s termination of the agreement on Oct 31, 2024, is null and void.
==============
Denda Keterlambatan Pengadaan GEMPITA 8×8
Nilai Denda: RM162,75 juta
-
Denda Keterlambatan Servis & Suku Cadang
Nilai Denda: RM1,42 juta (belum dikenakan)
-
Denda Kendaraan Perisai GEMPITA (8×8)
Nilai Denda: RM162.75 juta
-
Keterlambatan Servis & Suku Cadang (GEMPITA, ADNAN, PENDEKAR)
Nilai Denda: RM1.42 juta
2025 =
HapusDEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
Bank Negara Negeri Kasino just borrowed another RM 5.0 billion to bring the budget deficit up to RM 92.8 billion. The prime/finance minister Anwar Ibrahim stated the budget deficit would be RM 79.9 billion when he brought down the budget 2025 in October last year in the Dewan Rakyat.
=============
GOV + PEOPLE HOBI HUTANG = OVERLIMIT DEBT
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman
• Pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) pada tahun 2023 naik RM92,918 miliar
• Rasio utang terhadap PDB MAID OF LONDON (MALON) pada tahun 2023 mencapai 64,3%
---
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
2018 = OPEN DONASI
2018 = OPEN DONASI
Kementerian Keuangan MAID OF LONDON (MALON) pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB
BAYAR RM 81,998 = DIPERAS KERAJAAN
HapusGOV + PEOPLE : OVERLIMIT DEBT
--------------------
FEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
--------------------
RAISING NEW TAX = BUDGET DEFICIT
MAID OF LONDON (MALON) is raising taxes to reduce its budget deficit. The government is also cutting subsidies and reforming the tax system to make it more progressive.
New taxes
• Dividend tax: A 2% tax on individual dividend income for high earners
• Excise duties: Higher excise duties on sugary drinks
• Sales and service tax: Expanded scope of the sales and service tax (SST)
• Carbon tax: A new tax on carbon emissions
• Sugar duties: Higher duties on sugar
• Unhealthy food tax: A tax on unhealthy foods
• Inheritance tax: A tax on inheritance
• High-value goods tax (HVGT): A tax on high-value goods
• Artificial Intelligence (AI) tax: A tax on AI
Subsidy cuts Reduced subsidies for electricity since 2023, Diesel subsidy reforms in June 2024, and Reform of RON95 fuel subsidy.
Tuh kapal selam MALON sering terlihat berdua ngobrol di pangkalan
BalasHapus🤣🤣🤣🤣🤣🤣🤣
Keadaan rakyat INDIANESIA sekarang.....HAHAHHAHA
BalasHapusGawat! Sinyal Ekonomi Lesu, Masyarakat Mulai Makan Utang
https://www.kompas.tv/ekonomi/611676/gawat-sinyal-ekonomi-lesu-masyarakat-mulai-makan-utang-kompas-bisnis
NEGARA TIPU-TIPU = AIB ASEAN MENDUNIA
HapusCHRONOLOGY OF SCORPENE SCANDAL
The Scorpene scandal is a political controversy surrounding the purchase of two Scorpene-class submarines by the Malondeshn government from French shipbuilder DCNS (now Naval Group) in 2002. Here's a chronology of key events:
2002:
• June 5: Malondesh signs a contract with DCNS and Thales for the procurement of two Scorpene-class submarines and one Agosta-class submarine (for training) for a reported €1.1 billion (approximately RM4.7 billion at the time). Abdul Razak Baginda, a close associate of then-Defence Minister Najib Razak, plays a significant role in the negotiations.
2006:
• October 18: Mongolian national Altantuya Shaariibuu, who allegedly acted as a translator in the submarine deal and was reportedly seeking a commission, is murdered in Malondesh. Her body is blown up with military-grade explosives. Two police commandos, Chief Inspector Azilah Hadri and Corporal Sirul Azhar Umar, who were bodyguards to Najib Razak, are arrested and later charged with her murder. Abdul Razak Baginda is also charged with abetting the murder.
2007:
• November: French investigative journalist and author, Denis Robert, publishes a book alleging corruption in various French arms deals, including the Scorpene sale to Malondesh.
2000s (Ongoing):
• Allegations of kickbacks and commissions surface, with reports focusing on Perimekar Sdn Bhd, a company co-owned by Abdul Razak Baginda, which received a "services fee" of €114 million (RM570 million) for coordinating and advisory services related to the deal. Critics question the necessity and value of these services.
2008:
• April 9: Abdul Razak Baginda is acquitted of Altantuya's murder without his defense being called. The prosecution states it will appeal the decision, but the appeal is later withdrawn.
• August: Suaram, a Malondeshn human rights organization, files a complaint with the French courts, requesting a full investigation into alleged corruption in the Scorpene deal.
2009:
• January: The two police commandos, Azilah Hadri and Sirul Azhar Umar, are found guilty of Altantuya's murder and sentenced to death.
2013:
• August 23: The Court of Appeal overturns the death sentences of Azilah Hadri and Sirul Azhar Umar, acquitting them of Altantuya's murder.
2015:
• January 13: The Federal Court reinstates the guilty verdict and death sentences for Azilah Hadri and Sirul Azhar Umar for Altantuya's murder. Sirul flees to Australia before the verdict and is held in an immigration detention center there. He consistently claims he was ordered to kill Altantuya.
2017:
• July: French financial prosecutors announce they are investigating allegations of corruption over the sale of the submarines. Four executives from Thales and DCNS are placed under formal investigation on charges of "active and passive bribery of foreign public officials," "complicity in misuse of corporate assets," and "money laundering."
2018:
• May: Following a change in government in Malondesh (Pakatan Harapan wins the general election), then-Prime Minister Mahathir Mohamad states that the government will reopen investigations into the Scorpene scandal if new evidence emerges.
• August: Malondesh's new Attorney General, Tommy Thomas, indicates that the authorities are reviewing documents related to the Scorpene deal.
2019:
• December: Azilah Hadri, from death row, makes a statutory declaration alleging that Najib Razak ordered him to kill Altantuya Shaariibuu. Najib vehemently denies the allegations.
2020s:
• The French investigation into the alleged corruption continues, with further arrests and charges being made against individuals associated with the deal.
• In Malondesh, calls for a renewed, comprehensive investigation persist, especially in light of Azilah Hadri's statutory declaration, though no new charges have been brought against political figures directly related to the alleged corruption in Malondesh.
MISKIN .....
HapusTIPU-TIPU = DENDA
-----------------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
----------------
CARA MENIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
----------------
DENDA= US$83,8 JUTA
Defence contractor Aerotree Defence & Services Sdn Bhd has filed a RM353 million lawsuit against the Malondeshn government and Defence Ministry for cancelling a five-year lease agreement involving four US-made Blackhawk UH-60A
==============
Denda Keterlambatan Pengadaan GEMPITA 8×8
Nilai Denda: RM162,75 juta
----------------
Denda Keterlambatan Servis & Suku Cadang
Nilai Denda: RM1,42 juta (belum dikenakan)
----------------
Denda Kendaraan Perisai GEMPITA (8×8)
Nilai Denda: RM162.75 juta
----------------
Keterlambatan Servis & Suku Cadang (GEMPITA, ADNAN, PENDEKAR)
Nilai Denda: RM1.42 juta
==============
==============
KAYA .....
DAFTAR PENGADAAN ALUTSISTA ON PROGRESS
2 KRI Frigate Brawijaya Class dari Italia
2 KRI Frigate Merah Putih dari PT PAL
2 KRI Frigate Istif Class dari Turkiye
1 KRI Rigel Class dari Palindo/Jerman
2 KRI Kapal Cepat Rudal dari Turkiye
1 KRI Kapal Cepat Rudal dari Tesco Bekasi
2 KS Scorpene dari Perancis & PT PAL
1 Kapal Induk Giribaldi dari Italia (Opsi)
1 Kapal LHD Helikopter dari PT PAL (Opsi)
42 Jet Tempur Rafale dari Perancis
48 Jet Tempur IFX kerjasama Korsel RI
48 Jet Tempur KHAAN dari Turkiye
6 Jet Tempur T50 dari Korsel
2 Pesawat angkut A400M dari Spanyol
13 Radar GCI dari Thales Perancis
12 Radar Retia dari Retia
3 Baterai Rudal Balistik KHAN Turkiye
3 Baterai Rudal ADS Trisula dari Turkiye
22 Helikopter Blackhawk dari AS
12 Drone Anka dari Turkiye
60 Drone Bayraktar TB3 dari Turkiye
45 Rudal anti kapal Atmaca dari Turkiye
🤣BEDA KASTA BEDA LEVEL🤣
Keadaan rakyat INDIANESIA....makin parah....HAHAHAHA
BalasHapusKemiskinan Struktural RI Kian Nyata: Warga Andalkan Utang Buat Makan
https://www.cnnindonesia.com/ekonomi/20241023084442-532-1158581/kemiskinan-struktural-ri-kian-nyata-warga-andalkan-utang-buat-makan
DAFTAR PENGADAAN ALUTSISTA ON PROGRESS
Hapus2 KRI Frigate Brawijaya Class dari Italia
2 KRI Frigate Merah Putih dari PT PAL
2 KRI Frigate Istif Class dari Turkiye
1 KRI Rigel Class dari Palindo/Jerman
2 KRI Kapal Cepat Rudal dari Turkiye
1 KRI Kapal Cepat Rudal dari Tesco Bekasi
2 KS Scorpene dari Perancis & PT PAL
1 Kapal Induk Giribaldi dari Italia (Opsi)
1 Kapal LHD Helikopter dari PT PAL (Opsi)
42 Jet Tempur Rafale dari Perancis
48 Jet Tempur IFX kerjasama Korsel RI
48 Jet Tempur KHAAN dari Turkiye
6 Jet Tempur T50 dari Korsel
2 Pesawat angkut A400M dari Spanyol
13 Radar GCI dari Thales Perancis
12 Radar Retia dari Retia
3 Baterai Rudal Balistik KHAN Turkiye
3 Baterai Rudal ADS Trisula dari Turkiye
22 Helikopter Blackhawk dari AS
12 Drone Anka dari Turkiye
60 Drone Bayraktar TB3 dari Turkiye
45 Rudal anti kapal Atmaca dari Turkiye
=============
1. BERUK KLAIM GHOIB = real contract five units C130J Hercules
2. BERUK KLAIM GHOIB = real contract two unit Frankethal class Countermine vessels (Pulau Fani class)
3. BERUK KLAIM GHOIB = real contract four units KCR 60 Fast missiles boats PT PAL
4. BERUK KLAIM GHOIB = real contract 9 units Bell 412 EPI
5. BERUK KLAIM GHOIB = real contract 8 additional H225 M
6. BERUK KLAIM GHOIB = real contract 2 units Bell 429 Global Ranger
7. BERUK KLAIM GHOIB = real contract 18 Medium weight tank Harimau
8. BERUK KLAIM GHOIB = real contract 22 Pandur II IFV
9. BERUK KLAIM GHOIB = real contract two unit Hospital Ships
10. BERUK KLAIM GHOIB = real contract one unit Command and control variant C295
11. BERUK KLAIM GHOIB = real contract one unit CN235 MPA
12. BERUK KLAIM GHOIB = real contract 7 Badak FSV, 26 ANOa apc and 10 additional Komodo recce vehicles in 2022
13. BERUK KLAIM GHOIB = real contract 4 AS 550 Fennec and 8 AS565 MBE, in 2024
14. BERUK KLAIM GHOIB = real contract five NC212i in 2023
15. BERUK KLAIM GHOIB = real contract one Leonardo RAT 31 DL/M
16. BERUK KLAIM GHOIB = real contract five C130H ordered from Australia in 2013 (finished in 2020) after received Grant of 4 C130H
17. BERUK KLAIM GHOIB = real contract 9 Teluk Bintuni class LST
18. BERUK KLAIM GHOIB = real contract six CH4B UCAV ordered in 2019
19. real contract t and process building of Abeking & Rasmussen design ocean Hydrography ship
20. BERUK KLAIM GHOIB = real contract building two AH140 AAW Frigate
21. BERUK KLAIM GHOIB = real contract building two OPV 90 ASW patrol vessels
22. BERUK KLAIM GHOIB = real contract building 42 Dassault Rafale F4 fighter
23. BERUK KLAIM GHOIB = real contract building two A400M heavy cargo aircraft
24. BERUK KLAIM GHOIB = real contract M3 Amphibious bridging system
25. BERUK KLAIM GHOIB = real contract 3 KT1 Wong Bee ordered in 2018 along with radar and spares for T/A50
26. BERUK KLAIM GHOIB = real contract building 13 GM 403 GCI radar from Thales
27. BERUK KLAIM GHOIB = real contract building 12 ANKA S UCAV
28. BERUK KLAIM GHOIB = real contract building additional CH4B UCAV
29. BERUK KLAIM GHOIB = real contract Slingshot Satcom system
30. BERUK KLAIM GHOIB = real contract Falcon 8X aircraft
31. BERUK KLAIM GHOIB = real contract Thales Alenia earth observation satelite
32. BERUK KLAIM GHOIB = real contract 22 S70M Blackhawk
33. BERUK KLAIM GHOIB = real contract 6 N219 aircraft
34. BERUK KLAIM GHOIB = real contract 3 CN235 for Army
35. BERUK KLAIM GHOIB = real contract 2 PPA patrol Frigate
36. BERUK KLAIM GHOIB = real contract 2 Scorpene Subs
37. BERUK KLAIM GHOIB = real contract Khan Short Range ballistic missiles from Turki
38. BERUK KLAIM GHOIB = real contract Trisula Air defense system
39. BERUK KLAIM GHOIB = real contract 6 T50i aircraft
40. BERUK KLAIM GHOIB = real contract Oiler and replenishment ship
41. BERUK KLAIM GHOIB = real contract several Tug Harbor ships
42. BERUK KLAIM GHOIB = real contract Submarine rescue vessels and system
43. BERUK KLAIM GHOIB = real contract two Large LCU for army
44. BERUK KLAIM GHOIB = real contract 45 Atmaca
45. BERUK KLAIM GHOIB = real contract 48 KAAN
DAFTAR PENGADAAN ALUTSISTA ON PROGRESS
Hapus2 KRI Frigate Brawijaya Class dari Italia
2 KRI Frigate Merah Putih dari PT PAL
2 KRI Frigate Istif Class dari Turkiye
1 KRI Rigel Class dari Palindo/Jerman
2 KRI Kapal Cepat Rudal dari Turkiye
1 KRI Kapal Cepat Rudal dari Tesco Bekasi
2 KS Scorpene dari Perancis & PT PAL
1 Kapal Induk Giribaldi dari Italia (Opsi)
1 Kapal LHD Helikopter dari PT PAL (Opsi)
42 Jet Tempur Rafale dari Perancis
48 Jet Tempur IFX kerjasama Korsel RI
48 Jet Tempur KHAAN dari Turkiye
6 Jet Tempur T50 dari Korsel
2 Pesawat angkut A400M dari Spanyol
13 Radar GCI dari Thales Perancis
12 Radar Retia dari Retia
3 Baterai Rudal Balistik KHAN Turkiye
3 Baterai Rudal ADS Trisula dari Turkiye
22 Helikopter Blackhawk dari AS
12 Drone Anka dari Turkiye
60 Drone Bayraktar TB3 dari Turkiye
45 Rudal anti kapal Atmaca dari Turkiye
=============
=============
SEWA 28 HELIKOPTER
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies.
SEWA VVSHORAD CINA = 30 YEARS
SEWA VVSHORAD CINA = 30 YEARS
SEWA TRUK CINA 3 TON = 30 YEARS
The Madani government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd. The estimated cost for the deal is RM10.7 billion and it will be covered in installments over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals. There is also the massive leasing deals for helicopters for all the services to think about.
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MAID OF LONDON (MALON) Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA SIMULATOR MKM TAHUN
Five-year contract for Sukhoi’s simulators. Publicly listed HeiTech Padu Bhd has announced that it had been awarded a RM67 million, five-year contract to operate and maintain the Su-30MKM flight simulators at the RMAF airbase in Gong Kedak
SEWA HELI SEWA SIMULATOR
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MAID OF LONDON (MALON) (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
KAPAL SELAM versi NGUTANG...sudah jadi kapal selam KARATAN...HAHAHAHA
BalasHapus
HapusNEGARA TIPU-TIPU = AIB ASEAN MENDUNIA
CHRONOLOGY OF SCORPENE SCANDAL
The Scorpene scandal is a political controversy surrounding the purchase of two Scorpene-class submarines by the Malondeshn government from French shipbuilder DCNS (now Naval Group) in 2002. Here's a chronology of key events:
2002:
• June 5: Malondesh signs a contract with DCNS and Thales for the procurement of two Scorpene-class submarines and one Agosta-class submarine (for training) for a reported €1.1 billion (approximately RM4.7 billion at the time). Abdul Razak Baginda, a close associate of then-Defence Minister Najib Razak, plays a significant role in the negotiations.
2006:
• October 18: Mongolian national Altantuya Shaariibuu, who allegedly acted as a translator in the submarine deal and was reportedly seeking a commission, is murdered in Malondesh. Her body is blown up with military-grade explosives. Two police commandos, Chief Inspector Azilah Hadri and Corporal Sirul Azhar Umar, who were bodyguards to Najib Razak, are arrested and later charged with her murder. Abdul Razak Baginda is also charged with abetting the murder.
2007:
• November: French investigative journalist and author, Denis Robert, publishes a book alleging corruption in various French arms deals, including the Scorpene sale to Malondesh.
2000s (Ongoing):
• Allegations of kickbacks and commissions surface, with reports focusing on Perimekar Sdn Bhd, a company co-owned by Abdul Razak Baginda, which received a "services fee" of €114 million (RM570 million) for coordinating and advisory services related to the deal. Critics question the necessity and value of these services.
2008:
• April 9: Abdul Razak Baginda is acquitted of Altantuya's murder without his defense being called. The prosecution states it will appeal the decision, but the appeal is later withdrawn.
• August: Suaram, a Malondeshn human rights organization, files a complaint with the French courts, requesting a full investigation into alleged corruption in the Scorpene deal.
2009:
• January: The two police commandos, Azilah Hadri and Sirul Azhar Umar, are found guilty of Altantuya's murder and sentenced to death.
2013:
• August 23: The Court of Appeal overturns the death sentences of Azilah Hadri and Sirul Azhar Umar, acquitting them of Altantuya's murder.
2015:
• January 13: The Federal Court reinstates the guilty verdict and death sentences for Azilah Hadri and Sirul Azhar Umar for Altantuya's murder. Sirul flees to Australia before the verdict and is held in an immigration detention center there. He consistently claims he was ordered to kill Altantuya.
2017:
• July: French financial prosecutors announce they are investigating allegations of corruption over the sale of the submarines. Four executives from Thales and DCNS are placed under formal investigation on charges of "active and passive bribery of foreign public officials," "complicity in misuse of corporate assets," and "money laundering."
2018:
• May: Following a change in government in Malondesh (Pakatan Harapan wins the general election), then-Prime Minister Mahathir Mohamad states that the government will reopen investigations into the Scorpene scandal if new evidence emerges.
• August: Malondesh's new Attorney General, Tommy Thomas, indicates that the authorities are reviewing documents related to the Scorpene deal.
2019:
• December: Azilah Hadri, from death row, makes a statutory declaration alleging that Najib Razak ordered him to kill Altantuya Shaariibuu. Najib vehemently denies the allegations.
2020s:
• The French investigation into the alleged corruption continues, with further arrests and charges being made against individuals associated with the deal.
• In Malondesh, calls for a renewed, comprehensive investigation persist, especially in light of Azilah Hadri's statutory declaration, though no new charges have been brought against political figures directly related to the alleged corruption in Malondesh.
TIPU-TIPU = DENDA
Hapus-----------------
FIFA = DENDA FAM DAN 7 PEMAIN
The FIFA Disciplinary Committee has imposed sanctions on the Football Association of Malondesh (FAM) and seven players – Gabriel Felipe Arrocha, Facundo Tomás Garcés, Rodrigo Julián Holgado, Imanol Javier Machuca, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano – for breaches of article 22 of the FIFA Disciplinary Code (FDC) concerning forgery and falsification.
All seven players played for Malondesh against Vietnam in the third round of qualifiers for the AFC Asian Cup Saudi Arabia 2027 on 10 June 2025, after which FIFA received a complaint regarding the eligibility of Facundo Tomás Garcés, Rodrigo Julián Holgado, João Vitor Brandão Figueiredo, Jon Irazábal Iraurgui and Hector Alejandro Hevel Serrano.
==============
CARA MENIPU SULTAN - PSIM FAKE
Jika pada peluncurannya tahun 2017 lalu kapal ini terlihat telah dilengkapi dengan modul PSIM, maka itu adalah modul PSIM palsu/fake yang dipasang untuk upacara peluncuran sebagaimana disampaikan dalam sidang PAC (Public Account Committe). Modul PSIM palsu ini kemudian dilepas saat kapal ini dipasangi hanggar.
==============
DENDA= US$83,8 JUTA
Defence contractor Aerotree Defence & Services Sdn Bhd has filed a RM353 million lawsuit against the Malondeshn government and Defence Ministry for cancelling a five-year lease agreement involving four US-made Blackhawk UH-60A helicopters for the Malondeshn army's air force unit.
Filed through Messrs Hafarizam, Wan Aisha & Mubarak at the Kuala Lumpur High Court, the suit names the Defence Ministry secretary general, the ministry, and the federal government as defendants.
In the statement of claim sighted by The Edge, Aerotree Defence is asking the court to order the Defence Ministry and the government to follow through with the helicopter lease deal based on the acceptance letter dated April 17, 2023. If the deal can’t be carried out, the company wants:
• RM17.5 million in special damages
• RM38.7 million in further damages
• US$38.7 million (about RM297.3 million) in additional compensation
Aerotree is also seeking to block the government from using a RM1.87 million bank guarantee it provided, and is asking for general damages for loss of reputation, plus exemplary and aggravated damages to be decided by the court.
In its 31-page claim, Aerotree said the government had agreed to lease four Blackhawk helicopters for five years at RM187.5 million. The deal was a Private Finance Initiative, meaning the government wouldn’t bear any cost or risk, as Aerotree would own, operate, and maintain the helicopters. The company said the helicopters were fully mission-capable, including for air force transport operations.
Aerotree is seeking a court declaration that the government’s termination of the agreement on Oct 31, 2024, is null and void.
==============
Denda Keterlambatan Pengadaan GEMPITA 8×8
Nilai Denda: RM162,75 juta
-
Denda Keterlambatan Servis & Suku Cadang
Nilai Denda: RM1,42 juta (belum dikenakan)
-
Denda Kendaraan Perisai GEMPITA (8×8)
Nilai Denda: RM162.75 juta
-
Keterlambatan Servis & Suku Cadang (GEMPITA, ADNAN, PENDEKAR)
Nilai Denda: RM1.42 juta
PARAH LAGI MALONDESH KAPAL LCS HUTANG LENDER SETARA HARGA DESTROYER JADI KAPAL KARATAN, MANGKRAK DAN SALAH POTONG KARENA KETOLOLON BERUK......HAHAHAA
BalasHapus2025 =
BalasHapusDEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
Bank Negara Negeri Kasino just borrowed another RM 5.0 billion to bring the budget deficit up to RM 92.8 billion. The prime/finance minister Anwar Ibrahim stated the budget deficit would be RM 79.9 billion when he brought down the budget 2025 in October last year in the Dewan Rakyat.
=============
📉 What Is a Fiscal Deficit?
A fiscal deficit occurs when a government’s expenditure exceeds its revenue. In Malondesh’s case for 2025:
• Government revenue: ~RM299.2 billion
• Government spending: ~RM392 billion
• Deficit: RM92.8 billion, or 3.8% of GDP
This means the government must borrow to cover the shortfall, adding to national debt.
🔍 Why Is the Deficit RM92.8 Billion?
Originally, the 2025 budget tabled by Prime Minister Anwar Ibrahim projected a deficit of RM79.9 billion. However, it ballooned to RM92.8 billion due to:
• Overspending: Additional RM5 billion borrowed by Bank Negara Malondesh to cover rising costs
• Revenue shortfall: Tax and non-tax income lagged behind projections
• Debt servicing: RM96.7 billion was used just to repay maturing debts
• Subsidies and social programs: Continued support for fuel, food, and cash aid
⚠️ Risks and Implications
• Investor confidence: A bloated deficit may raise concerns about Malondesh’s fiscal discipline
• Currency pressure: A weaker ringgit could increase the cost of foreign debt
• Potential rating downgrade: Credit agencies may reassess Malondesh’s sovereign rating
=============
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Maid of london (MALON) untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Maid of london (MALON) akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
=============
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Maid of london (MALON) telah menyepakati untuk membeli sampai US$150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar US$240–242 miliar, termasuk US$70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
1. Struktur Hutang & Jadual Pembayaran
BalasHapus• Hutang Berjangka: Sebahagian besar hutang kerajaan Maid of london (MALON) adalah dalam bentuk sekuriti kerajaan (contoh: MGS, GII) yang memiliki tempoh matang tertentu.
• Pembayaran Faedah Berkala: Faedah (kupon) dibayar secara berkala mengikut jadual, sementara pokok hutang hanya dibayar pada tarikh matang.
• Refinancing: Apabila hutang matang, kerajaan biasanya menerbitkan hutang baru untuk membayar hutang lama — ini membuatkan pokok hutang jarang dibayar sekaligus, tetapi “digulung” ke hadapan.
2. Defisit Belanjawan yang Kronik
• Belanja Melebihi Pendapatan: Sejak bertahun-tahun, Maid of london (MALON) mengalami defisit fiskal, bermakna pendapatan cukai dan hasil lain tidak cukup untuk menampung semua perbelanjaan.
• Keutamaan Operasi Negara: Dana yang ada digunakan untuk perkhidmatan awam, subsidi, pembangunan, dan pembayaran faedah — sehingga ruang untuk membayar pokok hutang secara besar-besaran menjadi terhad.
3. Mengelakkan Risiko Gagal Bayar (Default)
• Bayar Faedah = Kekalkan Kepercayaan Pasaran: Selagi faedah dibayar tepat waktu, pelabur melihat Maid of london (MALON) sebagai peminjam yang boleh dipercayai.
• Kesan Jika Gagal Bayar Faedah: Kegagalan membayar faedah akan segera menjejaskan penarafan kredit negara dan menaikkan kos pinjaman masa depan.
4. Beban Faedah yang Tinggi
• Pada 2023, Maid of london (MALON) membelanjakan sekitar RM46.1 bilion hanya untuk pembayaran hutang (termasuk faedah), iaitu kira-kira 16% daripada hasil kerajaan.
• Nisbah hutang kepada KDNK mencecah 65–80% bergantung kaedah pengiraan, menjadikan pembayaran faedah sebagai komponen besar dalam bajet tahunan
-------------------
Alasan Defisit Belanjawan Maid of london (MALON) yang Kronik
Maid of london (MALON) berdepan defisit belanjawan yang konsisten tinggi (kronik) disebabkan kombinasi faktor struktural dan kitaran ekonomi. Di bawah ini huraian terperinci punca-puncanya, disusuli ringkasan statistik defisit dari tahun ke tahun.
1. Ketergantungan pada Sumber Pendapatan yang Terhad dan Volatil
• Pendapatan kerajaan banyak bergantung kepada hasil petroleum dan komoditi lain. Harga minyak mentah mudah turun naik, menjejaskan aliran tunai.
• Pelaksanaan Sales and Service Tax (SST) menggantikan Goods and Services Tax (GST) pada 2018 menyaksikan penurunan hasil cukai tidak langsung, meruncingkan jurang antara perbelanjaan dan pendapatan.
2. Beban Perbelanjaan Berulang yang Tinggi
• Subsidi: Kerajaan menanggung subsidi bahan api, elektrik dan air untuk menjaga kos sara hidup rakyat.
• Gaji dan elaun penjawat awam menyumbang sebahagian besar perbelanjaan berulang. Ini sukar dipotong disebabkan implikasi sosial dan politik.
3. Kos Servis Hutang Meningkat
• Hutang terkumpul membawa kepada beban faedah yang terus meningkat setiap tahun.
• Setiap ringgit yang diperoleh daripada pinjaman baru sebahagiannya dibelanjakan untuk membayar faedah hutang sedia ada.
4. Pelaburan Infrastruktur Berskala Besar
• Projek mega seperti MRT, ECRL dan lebuh raya memerlukan peruntukan besar dalam jangka pendek.
• Manfaat jangka panjangnya tetap positif, tetapi kos permulaan terus melebihi pendapatan tahunan.
5. Langkah Rangsangan Ekonomi dan Pelepasan Fiskal
• Semasa krisis COVID-19, kerajaan melaksanakan pakej rangsangan bernilai berpuluh bilion ringgit untuk membantu perniagaan dan rakyat.
• Pelepasan cukai dan bantuan tunai (contoh: Bantuan Prihatin Rakyat) menambah tekanan ke atas belanjawan.
6. Ketiadaan Peraturan Defisit yang Ketat
• Tiada rangka perundangan yang mengikat had defisit maksimum berkadar peratusan KDNK.
• Tekanan politik semasa pilihan raya sering mendorong kerajaan boros untuk meraih sokongan.
BAYAR RM 81,998 = DIPERAS KERAJAAN
BalasHapusFEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
-------------------
1. Laporan Ketua Audit Negara 3/2024
Laporan Ketua Audit Negara 3/2024 mencatatkan bahawa hutang Kerajaan Persekutuan Maid of london (MALON) bagi tahun 2023 berjumlah RM 1.173 trilion, meningkat RM 92.918 bilion atau 8.6% berbanding tahun sebelumnya.
• Pinjaman Dalam Negeri: RM 1.143 trilion (97.5% daripada jumlah keseluruhan)
• Pinjaman Luar Negeri: RM 29.851 bilion (2.5% daripada jumlah keseluruhan)
• Nisbah hutang persekutuan kepada KDNK: 64.3% (naik dari 60.2% pada 2022)
• Had statutori hutang tidak melebihi 65% KDNK seperti diperuntukkan dalam Perintah Pinjaman 2022
2. Unjuran Kenanga Research (Julai 2025)
Kenanga Research mengunjurkan hutang Maid of london (MALON) akan mencecah RM 1.33 trilion pada 2025, bersamaan 65.9% KDNK—melebihi had statutori 65% yang ditetapkan kerajaan tahun ini.
• Peningkatan dari RM 1.22 trilion pada 2024
• Faktor pendorong: pertumbuhan ekonomi lebih perlahan dan lonjakan perbelanjaan kerajaan
• Risiko: kos faedah pinjaman baharu meningkat, potensi tekanan kredit dan penarafan kredit
===========
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Maid of london (MALON) untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Maid of london (MALON) akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
===========
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Maid of london (MALON) telah menyepakati untuk membeli sampai US$150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar US$240–242 miliar, termasuk US$70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25
BAYAR RM 81,998 = DIPERAS KERAJAAN
BalasHapusGOV + PEOPLE : OVERLIMIT DEBT
--------------------
FEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
--------------------
RAISING NEW TAX = BUDGET DEFICIT
MAID OF LONDON (MALON) is raising taxes to reduce its budget deficit. The government is also cutting subsidies and reforming the tax system to make it more progressive.
New taxes
• Dividend tax: A 2% tax on individual dividend income for high earners
• Excise duties: Higher excise duties on sugary drinks
• Sales and service tax: Expanded scope of the sales and service tax (SST)
• Carbon tax: A new tax on carbon emissions
• Sugar duties: Higher duties on sugar
• Unhealthy food tax: A tax on unhealthy foods
• Inheritance tax: A tax on inheritance
• High-value goods tax (HVGT): A tax on high-value goods
• Artificial Intelligence (AI) tax: A tax on AI
Subsidy cuts Reduced subsidies for electricity since 2023, Diesel subsidy reforms in June 2024, and Reform of RON95 fuel subsidy.
Akhirnya..tercapai jg cita2 malondesh bs terkenal d seluruh dunia😅😅😅
BalasHapusMALONDESH MEMBUAT NODA HITAM DI DUNIA...😅😅😅
https://youtu.be/tPRxGmJSdhM
BAYAR RM 81,998 PER KAPITA =TIPU-TIPU
BalasHapusGOV + PEOPLE : OVERLIMIT DEBT
--------------------
FEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
--------------------
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Maid of london (MALON) untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Maid of london (MALON) akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
=============
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Maid of london (MALON) telah menyepakati untuk membeli sampai US$150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar US$240–242 miliar, termasuk US$70 miliar investasi Maid of london (MALON) ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
Hasil dari kesepakatan ini: tarif impor Maid of london (MALON) ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
WANG HASIL NGUTANG LENDER buat kapal selam KARATAN... 🤣🤣🤣
BalasHapusParah nya yang Bayar HUTANG tu rakyat diperas.... 🔥🔥🔥
DIPERAS = BAYAR RM 81,998 PER KAPITA
HapusTUKANG HUTANG = TUKANG TIPU-TIPU
--------------------
FEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
--------------------
DATA STATISTA 2029-2020 : INCREASE DEBT
DATA STATISTA 2029-2020 : INCREASE DEBT
2029 = 438,09 BILLION USD
2028 = 412,2 BILLION USD
2027 = 386,51 BILLION USD
2026 = 362,19 BILLION USD
2025 = 338,75 BILLION USD
2024 = 316,15 BILLION USD
2023 = 293,83 BILLION USD
2022 = 271,49 BILLION USD
2021 = 247,49 BILLION USD
2020 = 221,49 BILLION USD
------------------
DATA STATISTA 2029-2020 : DEBT PAY DEBT
DATA STATISTA 2029-2020 : OVERLIMIT DEBT
2029 = 69,54% DEBT RATIO TO GDP
2028 = 69,34% DEBT RATIO TO GDP
2027 = 68,8% DEBT RATIO TO GDP
2026 = 68,17% DEBT RATIO TO GDP
2025 = 68,07% DEBT RATIO TO GDP
2024 = 68,38% DEBT RATIO TO GDP
2023 = 69,76% DEBT RATIO TO GDP
2022 = 65,5% DEBT RATIO TO GDP
2021 = 69,16% DEBT RATIO TO GDP
2020 = 67,69% DEBT RATIO TO GDP
DIPERAS = BAYAR RM 81,998 PER KAPITA
HapusTUKANG HUTANG = TUKANG TIPU-TIPU
--------------------
FEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
--------------------
DATA STATISTA 2029-2020 : INCREASE DEBT
DATA STATISTA 2029-2020 : INCREASE DEBT
2029 = 438,09 BILLION USD
2028 = 412,2 BILLION USD
2027 = 386,51 BILLION USD
2026 = 362,19 BILLION USD
2025 = 338,75 BILLION USD
2024 = 316,15 BILLION USD
2023 = 293,83 BILLION USD
2022 = 271,49 BILLION USD
2021 = 247,49 BILLION USD
2020 = 221,49 BILLION USD
------------------
DATA STATISTA 2029-2020 : DEBT PAY DEBT
DATA STATISTA 2029-2020 : OVERLIMIT DEBT
2029 = 69,54% DEBT RATIO TO GDP
2028 = 69,34% DEBT RATIO TO GDP
2027 = 68,8% DEBT RATIO TO GDP
2026 = 68,17% DEBT RATIO TO GDP
2025 = 68,07% DEBT RATIO TO GDP
2024 = 68,38% DEBT RATIO TO GDP
2023 = 69,76% DEBT RATIO TO GDP
2022 = 65,5% DEBT RATIO TO GDP
2021 = 69,16% DEBT RATIO TO GDP
2020 = 67,69% DEBT RATIO TO GDP
DIPERAS = BAYAR RM 81,998 PER KAPITA
HapusTUKANG HUTANG = TUKANG TIPU-TIPU
--------------------
FEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM) Kenaikan per Orang (RM)
Akhir 2024 1.25 35,977,838 34,735 –
Juni 2025 1.30 35,977,838 36,139 +1,404
4️⃣ Analisis
• Dalam 6 bulan pertama 2025, utang per penduduk naik sekitar RM 1,404.
• Kenaikan ini setara dengan +4% dibanding akhir 2024.
• Artinya, setiap warga Malondesh secara rata-rata “menanggung” tambahan utang sekitar RM 234 per bulan selama periode tersebut.
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
3️⃣ Ringkasan dalam tabel
Periode Total Utang Rumah Tangga (RM Triliun) Penduduk (Jiwa) Utang per Orang (RM)
Maret 2025 1.65 35,977,838 45,859
4️⃣ Analisis
• Setiap penduduk Malondesh, secara rata-rata, “menanggung” utang rumah tangga sekitar RM 45,859.
• Angka ini lebih tinggi dibanding utang per kapita pemerintah federal yang kita hitung sebelumnya (sekitar RM 36 ribu per orang).
• Jika digabungkan (utang pemerintah + utang rumah tangga), beban utang total per kapita bisa mendekati RM 82 ribu.
• Rasio 84.3% dari PDB menunjukkan bahwa utang rumah tangga Malondesh relatif tinggi dibanding ukuran ekonominya, yang dapat memengaruhi daya beli dan risiko keuangan rumah tangga jika suku bunga naik.
--------------------
2024 EXTERNAL DEBT REACHED AN ALL-TIME
2024 EXTERNAL DEBT REACHED AN ALL-TIME
2024 EXTERNAL DEBT REACHED AN ALL-TIME
MAID OF LONDON (MALON) external DEBT reached an all-time high of MYR 1,345,400 million in the fourth quarter of 2024. This was an increase from MYR 1,262,300 million in the third quarter of 2024.
Additional information
The average external DEBT for MAID OF LONDON (MALON) from 1990 to 2024 was MYR 393,996.07 million.
The record low for MAID OF LONDON (MALON) external DEBT was MYR 9,063 million in the second quarter of 1997.
MAID OF LONDON (MALON) faced external pressures in 2023, including capital outflows, a negative interest rate differential, and ringgit depreciation.
Gross international reserves (GIR) declined from US$114.7 billion at the end of 2022 to US$113.5 billion at the end of 2023.
However, as of mid-January 2024, reserves had increased to US$115.1 billion.
The Bank Negara MAID OF LONDON (MALON) (BNM) Quarterly Bulletin provides a quarterly review of MAID OF LONDON (MALON) economic, monetary, and financial developments.
---------------
NATIONAL DEBT = $300.7 BILLION
EXTERNAL DEBT = $306.3 BILLION
As of September 2024, MAID OF LONDON (MALON) national government DEBT was $300.7 billion. The country's external DEBT was $306.3 billion.
Explanation
External DEBT: This is the total DEBT owed to creditors outside of MAID OF LONDON (MALON) .
Fiscal deficit: The government's goal is to reduce the fiscal deficit from 4.3% of GDP in 2024 to around 3% by 2026.
Subsidies: The government plans to rationalize subsidies, especially for fuel.
Sales and Service Tax (SST): The government plans to expand the SST in May 2025.
DIPERAS = BAYAR RM 81,998 PER KAPITA
HapusTUKANG HUTANG = TUKANG TIPU-TIPU
----------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
===================
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman
• Pinjaman baru Kerajaan Persekutuan MAID OF LONDON (MALON) pada tahun 2023 naik RM92,918 miliar
• Rasio utang terhadap PDB MAID OF LONDON (MALON) pada tahun 2023 mencapai 64,3%
---
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
2018 = OPEN DONASI
2018 = OPEN DONASI
Kementerian Keuangan MAID OF LONDON (MALON) pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB
LON... BAYAR RM 81,998 = BUAL JEEEE
HapusFEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
-------------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Maid of london (MALON) 's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN = MARCH 2025 .....
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Maid of london (MALON) 's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝 😝 😝 😝 😝
LON... BAYAR RM 81,998 = BUAL JEEEE
HapusFEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
-------------------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Maid of london (MALON) 's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN = MARCH 2025 .....
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Maid of london (MALON) 's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝 😝 😝 😝 😝
Keadaan rakyat INDIANESIA....makin parah....HAHAHAHA
BalasHapusKemiskinan Struktural RI Kian Nyata: Warga Andalkan Utang Buat Makan
https://www.cnnindonesia.com/ekonomi/20241023084442-532-1158581/kemiskinan-struktural-ri-kian-nyata-warga-andalkan-utang-buat-makan
DIPERAS = BAYAR RM 81,998 PER KAPITA
HapusFEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
-------------------
2025 = DEFICIT
BORROWED = RM 92.8 BILLION
BORROWED = RM 92.8 BILLION
BORROWED = RM 92.8 BILLION
BANK NEGARA NEGERI KASINO JUST BORROWED ANOTHER RM 5.0 BILLION TO BRING THE BUDGET DEFICIT UP TO RM 92.8 BILLION. THE PRIME/FINANCE MINISTER ANWAR IBRAHIM STATED THE BUDGET DEFICIT WOULD BE RM 79.9 BILLION WHEN HE BROUGHT DOWN THE BUDGET 2025 IN OCTOBER LAST YEAR IN THE DEWAN RAKYAT.
=============
GOVERNMENT DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84.3% OF GDP
FEDERAL GOVERNMENT DEBT
• END OF 2024: RM 1.25 TRILLION
• END OF JUNE 2025: RM 1.3 TRILLION
• PROJECTED DEBT-TO-GDP: 69% BY THE END OF 2025
HOUSEHOLD DEBT
• END OF MARCH 2025: RM 1.65 TRILLION OR 84.3% OF GDP
=============
DATA STATISTA 2029-2020 : INCREASE DEBT
DATA STATISTA 2029-2020 : INCREASE DEBT
2029 = 438,09 BILLION USD
2028 = 412,2 BILLION USD
2027 = 386,51 BILLION USD
2026 = 362,19 BILLION USD
2025 = 338,75 BILLION USD
2024 = 316,15 BILLION USD
2023 = 293,83 BILLION USD
2022 = 271,49 BILLION USD
2021 = 247,49 BILLION USD
2020 = 221,49 BILLION USD
------------------
DATA STATISTA 2029-2020 : DEBT PAY DEBT
DATA STATISTA 2029-2020 : OVERLIMIT DEBT
2029 = 69,54% DEBT RATIO TO GDP
2028 = 69,34% DEBT RATIO TO GDP
2027 = 68,8% DEBT RATIO TO GDP
2026 = 68,17% DEBT RATIO TO GDP
2025 = 68,07% DEBT RATIO TO GDP
2024 = 68,38% DEBT RATIO TO GDP
2023 = 69,76% DEBT RATIO TO GDP
2022 = 65,5% DEBT RATIO TO GDP
2021 = 69,16% DEBT RATIO TO GDP
2020 = 67,69% DEBT RATIO TO GDP
==========
RINGIT TIDAK LAKU
https://www.youtube.com/watch?v=rZD9_nKqIWQ
==========
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
==========
BANK NEGARA MAID OF LONDON (MALON) [BNM] =
DEBT HIGHEST IN THE ASEAN
DEBT HIGHEST IN THE ASEAN
DEBT HIGHEST IN THE ASEAN
MAID OF LONDON (MALON) 's household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MAID OF LONDON (MALON) (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MAID OF LONDON (MALON) , among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of MAID OF LONDON (MALON)s.
DIPERAS = BAYAR RM 81,998 PER KAPITA
HapusTUKANG HUTANG = TUKANG TIPU-TIPU
----------
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Maid of london (MALON) 's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN = MARCH 2025 .....
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Maid of london (MALON) 's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MAID OF LONDON (MALON) household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MAID OF LONDON (MALON) (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MAID OF LONDON (MALON) , among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household DEBT. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of inDEBTedness of MAID OF LONDON (MALON)
BalasHapus2025 =
DEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
DEFICIT RM 92.8 BILLION
Bank Negara Negeri Kasino just borrowed another RM 5.0 billion to bring the budget deficit up to RM 92.8 billion. The prime/finance minister Anwar Ibrahim stated the budget deficit would be RM 79.9 billion when he brought down the budget 2025 in October last year in the Dewan Rakyat.
=============
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
1. DEBT 84.3% DARI GDP
2. DEBT NEGARA RM 1.63 TRLLIUN
3. DEBT 1MDB RM 18.2 BILLION
4. TUNGGAKAN SEWA SABAH USD 15 BILLION
5. DEBT KERAJAAN PERSEKUTUAN 60.4%
6. SEWA SIMULATOR MKM
7. PESAWAT MIG GROUNDED
8. SEWA MOTOR POLIS
9. PESAWAT MB339CM GROUNDED
10. NURI GROUNDED SEWA BLACKHAWK
11. FIVE PROCUREMENT CANCELLED
12. 48 PESAWAT SKYHAWK HILANG
13. MESIN JET 2 BUAH HILANG
14. NO MARINIR NO AMPHIBIOUS NAVAL PLATFORM
15. NO LST
16. NO LPD – NGEMIS LPD USA
17. NO TANKER
18. NO KCR
19. MONUMEN MIG29M UNTUK JIMAT KOS
20. NO SPH
21. SUBMARINE DEFACT MEMBUNUH WANITA HAMIL
22. NO HELLFIRE
23. NO MPA ATR72 DELAYED
24. NO HIDRO-OSEANOGRAFI SEWA KAPAL HIDRO
25. NO HELI HEAVY ATTACK NGEMIS AH1Z
26. NO M3 AMPHIBIUS RIG
27. LCS MANGKRAK KARATAN
28. OPV MANGKRAK
29. TANK MOGOK STOP SPARE PARTS
30. CN 235 MSA VERSI MSI USA
31. SEWA MOTOR MILITARY POLICE
32. RADAR GIFTED PAID USA
33. 84% NO SAVING EVERY MONTH
34. SEWA VVSHORAD
35. SEWA TRUK 3 TON
36. 4X4 SEWA 6X6 CANCELLED
37. C130H DIGANTI 2045
38. TEMBAK GRANAT BOM PASUKAN SEMDIRI
39. NO DRONE UCAV – ANKA ISR OMPONG
40. SEWA BLACKHAWK SEWA AW159
41. NO TRACKED SPH
42. SEWA SIMULATOR HELI
43. SPH CANCELLED
44. SCORPION V150 CONDOR SIMBAS RETIRED
45. NO PESAWAT COIN
46. PILATUS MK II KARATAN
47. PENCEROBOHAN 43X BTA 316 HARI
48. SEWA AW139 SEWA COLIBRI
49. MRSS LMS B2 UAV ANKA HELI MENUNGGU 2026-2030
50. OPV DIBAYAR 3 JADI 1 SEWA BOAT
51. LYNX GROUNDED
52. MRCA CANCELLED SEWA PESAWAT ITTC
53. MICA CANCELLED NSM CANCELLED
54. NO LRAD NO MRAD JUST VSHORAD
55. PRANK UN PRANK TURKEY PRANK PERANCIS PRANK SLOVAKIA
56. 4X NGEMIS F18 KUWAIT
57. MENUNGGU 2050 KAPAL SELAM
58. NO TANK AMPHIBI AV8 MOGOK BERASAP
59. 84% NO SAVING EVERY MONTH
60. OVER LIMIT DEBT 65,6% (LIMIT DEBT 65%)
=============
SEWA = HUTANG 84.3% DARI GDP
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA FLIGHT SIMULATION TRAINING DEVICE (FSTD)
5. SEWA 1 UNIT SISTEM SIMULATOR EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA FAST INTERCEPTOR BOAT (FIB)
9. SEWA UTILITY BOAT
10. SEWA RIGID HULL FENDER BOAT (RHFB)
11. SEWA ROVER FIBER GLASS (ROVER)
12. SEWA MV AISHAH AIM 4
13. SEWA BMW R1250RT
14. SEWA 4X4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
LON... BAYAR RM 81,998 = BUAL JEEEE
BalasHapusFEDERAL GOVERNMENT DEBT = PER PEOPLE : RM 36,139
HOUSEHOLD DEBT = PER PEOPLE : RM 45,859.
GOV + HOUSEHOLD = PER PEOPLE : RM 81,998
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malondesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malondesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
-------------------
1. DEBT 84.3% DARI GDP
2. DEBT NEGARA RM 1.63 TRLLIUN
3. DEBT 1MDB RM 18.2 BILLION
4. TUNGGAKAN SEWA SABAH USD 15 BILLION
5. DEBT KERAJAAN PERSEKUTUAN 60.4%
6. SEWA SIMULATOR MKM
7. PESAWAT MIG GROUNDED
8. SEWA MOTOR POLIS
9. PESAWAT MB339CM GROUNDED
10. NURI GROUNDED SEWA BLACKHAWK
11. FIVE PROCUREMENT CANCELLED
12. 48 PESAWAT SKYHAWK HILANG
13. MESIN JET 2 BUAH HILANG
14. NO MARINIR NO AMPHIBIOUS NAVAL PLATFORM
15. NO LST
16. NO LPD – NGEMIS LPD USA
17. NO TANKER
18. NO KCR
19. MONUMEN MIG29M UNTUK JIMAT KOS
20. NO SPH
21. SUBMARINE DEFACT MEMBUNUH WANITA HAMIL
22. NO HELLFIRE
23. NO MPA ATR72 DELAYED
24. NO HIDRO-OSEANOGRAFI SEWA KAPAL HIDRO
25. NO HELI HEAVY ATTACK NGEMIS AH1Z
26. NO M3 AMPHIBIUS RIG
27. LCS MANGKRAK KARATAN
28. OPV MANGKRAK
29. TANK MOGOK STOP SPARE PARTS
30. CN 235 MSA VERSI MSI USA
31. SEWA MOTOR MILITARY POLICE
32. RADAR GIFTED PAID USA
33. 84% NO SAVING EVERY MONTH
34. SEWA VVSHORAD
35. SEWA TRUK 3 TON
36. 4X4 SEWA 6X6 CANCELLED
37. C130H DIGANTI 2045
38. TEMBAK GRANAT BOM PASUKAN SEMDIRI
39. NO DRONE UCAV – ANKA ISR OMPONG
40. SEWA BLACKHAWK SEWA AW159
41. NO TRACKED SPH
42. SEWA SIMULATOR HELI
43. SPH CANCELLED
44. SCORPION V150 CONDOR SIMBAS RETIRED
45. NO PESAWAT COIN
46. PILATUS MK II KARATAN
47. PENCEROBOHAN 43X BTA 316 HARI
48. SEWA AW139 SEWA COLIBRI
49. MRSS LMS B2 UAV ANKA HELI MENUNGGU 2026-2030
50. OPV DIBAYAR 3 JADI 1 SEWA BOAT
51. LYNX GROUNDED
52. MRCA CANCELLED SEWA PESAWAT ITTC
53. MICA CANCELLED NSM CANCELLED
54. NO LRAD NO MRAD JUST VSHORAD
55. PRANK UN PRANK TURKEY PRANK PERANCIS PRANK SLOVAKIA
56. 4X NGEMIS F18 KUWAIT
57. MENUNGGU 2050 KAPAL SELAM
58. NO TANK AMPHIBI AV8 MOGOK BERASAP
59. 84% NO SAVING EVERY MONTH
60. OVER LIMIT DEBT 65,6% (LIMIT DEBT 65%)
=============
SEWA = HUTANG 84.3% DARI GDP
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA FLIGHT SIMULATION TRAINING DEVICE (FSTD)
5. SEWA 1 UNIT SISTEM SIMULATOR EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA FAST INTERCEPTOR BOAT (FIB)
9. SEWA UTILITY BOAT
10. SEWA RIGID HULL FENDER BOAT (RHFB)
11. SEWA ROVER FIBER GLASS (ROVER)
12. SEWA MV AISHAH AIM 4
13. SEWA BMW R1250RT
14. SEWA 4X4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
Awal bulan...kira2 datang apa lagi nich aset Baruw...ketar ketir warganyet kl di seblah haha!🥶🥶🥶
BalasHapus