16 Maret 2025

Bell and PT Black Diamond Heliaero Completes Avionics Upgrade For Six Indonesian Army Aviation Bell 412EP Helicopters

16 Maret 2025

New cockpit display of the TNI AD Bell 412EP helicopter (photo: Bell)

Dallas, Texas  – Bell Textron Inc., a Textron Inc. (NYSE: TXT) company, announced that six Bell 412EP helicopters modernized with its BasiX-Pro Glass Cockpit Retrofit Kit have been delivered to the Indonesian Army Aviation.

The upgrade, delivered by PT. Black Diamond Heliaero (BDH), a Bell Authorized Maintenance Center in Indonesia, provides the Indonesian Army Aviation with a state-of-the-art flight deck, high-resolution displays as well as engine data and flight operation recording for their Bell 412EP helicopters. The upgrade improves the fleet’s performance by reducing pilot workload and improving situational awareness, marking a pivotal advancement in operational efficiency. 

“Our successful collaboration with Bell’s aftermarket teams allowed us to complete this important project for the Indonesian Army Aviation on an accelerated timeline,” said Karina Kasih, President Director, BDH. “We look forward to continuing our work with Bell to provide innovative and effective solutions for the Indonesian Army Aviation Bell helicopter fleet.”

Bell 412EP of the TNI AD (photo: BDH)

The Bell BasiX-Pro Glass Cockpit Retrofit Kit replaces analog instruments with a fully integrated glass cockpit system, utilizing current Bell production displays from Astronautics and Garmin avionics. This retrofit incorporates the latest technology and instrumentation, aligning with the systems found in the current SUBARU Bell 412EPX and Bell 429 aircraft.

“This avionics upgrade gives the Indonesian Army Aviation a modernized digital cockpit that enhances mission capabilities for their Bell 412EPs as they support critical national needs,” said Chris Schaefer, vice president, Global Customer Solutions, Bell. "We are proud of the initial positive feedback regarding how these helicopters with the newly retrofitted systems are already enhancing Army operations in diverse terrain at high altitudes and in rapidly changing weather conditions.”

Bell has been present in Indonesia for more than 50 years with an estimated 110 aircraft currently in operation with both government and commercial organizations. Bell’s presence includes a Bell-authorized service facility, a certified maintenance facility and dedicated customer service engineers located in Jakarta.


54 komentar:

  1. 84% OF MALONNN WOMEN ACCESSED PORN.....
    66% OF MALONNN MEN ACCESSED PORN
    84% of Malonnn women who browse on Pornhub used a mobile device. Meanwhile, only 66% of Malonnn men accessed porn in this manner.
    ==========
    MALONNN WOMEN RANK 7TH MOST LIKELY TO ACCESS PORN ON MOBILE....
    Women in Malonn are the seventh most likely in the world to use a mobile device to access porn, according to a report by pornography site Pornhub.
    ==========
    94% OF MALONNN KIDS EXPOSED TO ONLINE PORN....
    MCMC outreach implementation department director K Juslly Elis said 94.2% of children and teenagers between the ages of 10 and 17, have been exposed to pornographic content on the Internet.
    ==========
    PORK
    PORK
    PORK
    The Malonn government has gazetted bak kut teh, a hearty dish of pork ribs simmered in herbs and spices, as one of the country’s heritage dishes.
    --
    PORN #1 ASIA
    PORN #4 WORLD
    In a recent survey conducted by Pornhub, Malon was found to be the #1 country in Asia with the most visits to porNOgraphy websites. Globally, Malon was ranked as the #4 country with the most visits to porNOgraphy websites.
    ---------------
    KESEHATAN MALONN....
    1 IN 4 ADOLESCENTS HAD DEPRESSION
    1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
    the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
    Key findings
    • 1 in 4 adolescents had depression
    • 1 in 10 adolescents had attempted suicide
    • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
    Implications
    These findings highlight the need for targeted mental health interventions.
    ---------------
    KESEHATAN MALONN......
    1 IN 3 HAVE MENTAL DISORDER
    1 IN 4 ADOLESCENTS HAD DEPRESSION
    1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
    According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
    Prevalence of mental illness in Malonn
    • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
    • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
    • Mental health problems can affect people throughout their lives.
    Impact of untreated mental illness
    • People who don't get mental health treatment may develop serious complications and even be hospitalized.
    • Mental illness stigma is still widespread in many cultures and nations.
    ===========
    SIPRI 2024 = KOSONG JEE
    SIPRI 2023 = NOT YET ORDERED
    SIPRI 2022 = SELECTED NOT YET ORDERED
    SALAM KOSONG JEE SALAM SEWA .....

    BalasHapus
    Balasan
    1. SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.

      Hapus
  2. SIPRI 2024 = KOSONG = NO SHOPPING
    SIPRI 2023 = NOT YET ORDERED
    SIPRI 2022 = SELECTED NOT YET ORDERED
    SALAM KOSONG JEE SALAM SEWA ......
    ===========
    FAILED AND BANKRUPT COUNTRY =
    2029-2020 : DEBT PAY DEBT
    2029-2020 : OVERLIMIT DEBT
    2029-2020 : INCREASE DEBT
    HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN
    LEASE MILITARY ASSETS
    ==========
    BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
    Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things.
    ==========
    2029-2020 : INCREASE DEBT
    2029-2020 : INCREASE DEBT
    2029 = 438,09 BILLION USD
    2028 = 412,2 BILLION USD
    2027 = 386,51 BILLION USD
    2026 = 362,19 BILLION USD
    2025 = 338,75 BILLION USD
    2024 = 316,15 BILLION USD
    2023 = 293,83 BILLION USD
    2022 = 271,49 BILLION USD
    2021 = 247,49 BILLION USD
    2020 = 221,49 BILLION USD
    ==========
    2029-2020 : DEBT PAY DEBT
    2029-2020 : OVERLIMIT DEBT
    2029 = 69,54% DEBT RATIO TO GDP
    2028 = 69,34% DEBT RATIO TO GDP
    2027 = 68,8% DEBT RATIO TO GDP
    2026 = 68,17% DEBT RATIO TO GDP
    2025 = 68,07% DEBT RATIO TO GDP
    2024 = 68,38% DEBT RATIO TO GDP
    2023 = 69,76% DEBT RATIO TO GDP
    2022 = 65,5% DEBT RATIO TO GDP
    2021 = 69,16% DEBT RATIO TO GDP
    2020 = 67,69% DEBT RATIO TO GDP
    ==========
    LEASE VSHORAD
    LEASE TRUK CINA 3 TON
    Three weeks ago, the Madani government announced that it had struck a deal with China to lease 62 new train sets for KTM Bhd. The estimated cost for the deal is RM10.7 billion and it will be covered in installments over a 30-year lease period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VSHORAD proposals.
    LEASE PESAWAT
    ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal Malonn Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
    LEASE SIMULATOR MKM TAHUN
    Five-year contract for Sukhoi’s simulators. Publicly listed HeiTech Padu Bhd has announced that it had been awarded a RM67 million, five-year contract to operate and maintain the Su-30MKM flight simulators at the RMAF airbase in Gong Kedak
    LEASE HELI LEASE SIMULATOR
    Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
    LEASE HELI
    4 buah Helikopter Leonardo AW 139 yang diperolehi secara LEASEan ini adalah untuk kegunaan Tentera Udara Diraja Malon (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
    LEASE BOAT
    LEASEan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
    LEASE HIDROGRAFI
    tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak LEASEan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
    LEASE MOTOR
    The Royal Military Police Corp (KPTD) celebrated the lease of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
    LEASE PATROL BOATS : LEASE OUTBOARD MOTORS : LEASE TRAILERS
    Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
    LEASE 28 HELI
    The government signed an agreement with Weststar Aviation Sdn Bhd to lease 28 helicopters for use by ministries and other government agencies
    😝😝😝😝😝😝😝😝😝😝😝😝

    BalasHapus
  3. LEASE 28 HELIKOPTER
    LEASE 28 HELIKOPTER
    LEASE 28 HELIKOPTER
    The government signed an agreement with Weststar Aviation Sdn Bhd to lease 28 helicopters for use by ministries and other government agencies
    ---
    BLACKHAWK = GAGAL
    BLACKHAWK = GAGAL
    BLACKHAWK = GAGAL
    Menteri Pertahanan, Datuk Seri Mohamed Khaled Nordin berkata, ia susulan pelanjutan kontrak oleh syarikat itu pada Oktober lalu selepas gagal mematuhi kontrak penyerahannya.
    "Oktober sudah berakhir. Tiada apa-apa (Black Hawks), tiada apa-apa.
    ---
    LIGHT TWIN HELO = GAGAL
    LIGHT TWIN HELO = GAGAL
    LIGHT TWIN HELO = GAGAL
    The Procurement division of the Home Ministry issued two separate tenders for the supply and delivery of seven twin-engine utility and transport aircraft and five light twin engine helicopters for the police’s Air Wing. the tender for the five twin-engine helicopters has been canceled. Checks on the Eperolehan website today confirmed the cancelation
    ----
    LEASE HELI 28 = KONGSI 5
    LEASE HELI 28 = KONGSI 5
    LEASE HELI 28 = KONGSI 5
    Dengan termeterainya kontrak tersebut, sebanyak 12 buah akan digunakan Tentera Udara Diraja Malon (TUDM); Polis Diraja Malon (PDRM) (7); Tentera Laut Diraja Malon (TLDM) (2); Jabatan Bomba dan Penyelamat (JPBM) (2) dan Agensi Penguatkuasaan Maritim Malon (Maritim Malon) (4).
    ----
    HOVERCRAFT = WILL BE LEASED 3 YEARS
    HOVERCRAFT = WILL BE LEASED 3 YEARS
    HOVERCRAFT = WILL BE LEASED 3 YEARS
    So we gonna get 6 hovercraft fast interceptor lease for RM20.3 million ringgit in 3 years
    ----
    LEASE VSHORAD CINA = 30 YEARS
    LEASE VSHORAD CINA = 30 YEARS
    LEASE TRUK CINA 3 TON = 30 YEARS
    The Madani government announced that it had struck a deal with China to lease 62 new train sets for KTM Bhd. The estimated cost for the deal is RM10.7 billion and it will be covered in installments over a 30-year lease period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VSHORAD proposals. There is also the massive leasing deals for helicopters for all the services to think about.
    LEASE PESAWAT
    ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal Malonn Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
    LEASE SIMULATOR MKM TAHUN
    Five-year contract for Sukhoi’s simulators. Publicly listed HeiTech Padu Bhd has announced that it had been awarded a RM67 million, five-year contract to operate and maintain the Su-30MKM flight simulators at the RMAF airbase in Gong Kedak
    LEASE HELI LEASE SIMULATOR
    Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
    LEASE BOAT
    LEASEan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
    LEASE HIDROGRAFI
    tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak LEASEan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
    LEASE 4x4
    Pejabat perusahaan mengatakan kepada Janes di pameran bahwa Angkatan Bersenjata Malon sedang mencari untuk menyewa Tarantula
    LEASE MOTOR
    The Royal Military Police Corp (KPTD) celebrated the lease of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
    LEASE PATROL BOATS : LEASE OUTBOARD MOTORS : LEASE TRAILERS
    Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million.
    =========
    KEYWORDS
    SIPRI 2024 = KOSONG = NO SHOPPING
    SIPRI 2023 = NOT YET ORDERED
    SIPRI 2022 = SELECTED NOT YET ORDERED
    SALAM KOSONG JEE SALAM SEWA ......
    😝😝😝😝😝😝😝😝😝😝😝😝

    BalasHapus
  4. SIPRI 2024 = KOSONG = NO SHOPPING
    SIPRI 2023 = NOT YET ORDERED
    SIPRI 2022 = SELECTED NOT YET ORDERED
    SALAM KOSONG JEE SALAM SEWA ......
    ===========
    LEASE 28 HELI = 119 HELI BARU :
    LEASE 28 HELI RM 16.8BN = USD 3.7BN/USD 3.700 JT DOLAR
    •HARGA HELI AW149 = USD 31 JUTA
    •28 UNITK X $ 31 JT= USD 857 JUTA
    •$ 3.700JT ÷ $ 31 JT = 119 HELI BARU
    ----
    4x LEBIH MAHAL LEASE DARIPADA BELI BARU =
    LEASE 15 TAHUN = RM16.8 BILION
    BELI BARU = RM3.954 BILION
    LEASEan selama 15 tahun dianggarkan mencecah RM16.8 bilion, jauh lebih tinggi berbanding kos pembelian helikopter serupa yang dianggarkan sekitar RM3.954 bilion.Malon (ATM)
    ===================
    • LCS USD 4,74 BILLION/5 UNIT = USD 948 MILLION/UNIT.
    • USD 948 JUTA (EXCLUDING AMMO) = FFBNW = MANGKRAK DELAYED
    -NO NSM.
    -NO VL MICA.
    -NO TORPEDO RINGAN.
    -NO SECONDARY GUNS.
    -NO BOFORS MK3.
    -------------
    PRICE DESTROYER DAN FREGAT =
    -KDX 3 CLASS/SEJONG USD 900 JUTA/UNIT
    -TYPE 052D CLASS USD 500-600 JUTA.
    -TYPE 055 CLASS USD 920 JUTA.
    -OPV PPA USD 1,3 BILLION/2 UNIT = USD 650/UNIT
    ===================
    LEASE FAST INTERCEPTOR BOAT
    LEASE UTILITY BOAT
    LEASE RIGID HULL FENDER BOAT
    LEASE ROVER FIBER GLASS
    LEASE EC120B
    LEASE FLIGHT SIMULATION TRAINING DEVICE
    Memang dalam perancangan TUDM untuk membeli helikopter baharu, namun dengan mengambil kira situasi semasa termasuk ancaman pandemik, perolehan secara LEASEan menggunakan konsep Government Operate, Company Own and Maintain (GOCOM) adalah lebih efektif buat masa ini.
    Mungkin ada yang tertanya-tanya, namun kaedah penyewaan ini bukanlah kali pertama dilakukan. Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM.
    Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator dan LEASEan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
    Melalui kaedah LEASEan ini, tempoh masa untuk melaksanakan proses perolehan termasuk berkaitan tender serta pembinaan aset dapat dikurangkan.
    -----
    LEASE KAPAL HIDROLOGI
    LEASE KAPAL HIDROLOGI
    LEASE KAPAL HIDROLOGI
    Tentera Laut Diraja Malon (TLDM) hari ini menerima kapal MV Aishah Aims 4 (Aishah Aims 4) yang berkeupayaan dalam melaksanakan liputan data pengukuran hidrografi yang meluas dan komprehensif.
    Panglima TLDM Laksamana Tan Sri Ahmad Kamarulzaman Ahmad Badaruddin berkata Aishah Aims 4 diperoleh melalui kontrak LEASEan bagi menggantikan dua kapal hidrografi sedia ada milik TLDM iaitu KD Mutiara dan KD Perantau yang akan melalui proses lucut tauliah secara berperingkat.
    =========
    LCS BAYAR HUTANG NGPVs = seperti didedahkan Jawatankuasa Kira-kira Wang Negara (PAC) dan CEO LTAT, syarikat BNS menggunakan RM400 juta daripada bayaran pendahuluan bagi projek LCS untuk menjelaskan hutang lapuk bagi projek NGPV," syarikat PSC-Naval Dockyard pada Disember 2005 sebelum dijenamakan semula menjadi syarikat Boustead Naval Dockyard Sdn Bhd....
    ---
    OPV KEDAH CLASS = NO MISSILE = GUNBOAT SHIP
    OPV KEDAH CLASS = NO MISSILE = GUNBOAT SHIP
    Persenjataan
    1 × 76 mm Oto Melara
    1 × 30 mm Breda Mauser
    The Kedah-class offshore patrol vessels of the Royal Malonn Navy (RMN) are six ships based on the MEKO 100 design by Blohm + Voss. Originally, a total of 27 ships were planned, but due to programme delays and overruns, only six were eventually ordered. Their construction began in the early 2000s, and by 2009, all six were in active service. The six vessels are named after Malonn states
    ---
    PERDANA MENTERI = DEFACT KILL PREGNANT WOMEN
    LCS = STALLED 13 YEARS
    LMS B1 = GUNBOAT NO MISSILE
    LMS B2 = DOWNGRADE
    LEKIU = EXO B2 EXPIRED
    KASTURI = EXO B2 EXPIRED
    LAKSAMANA = GUNBOAT NO MISSILE
    KEDAH = GUNBOAT NO MISSILE
    PERDANA = GUNBOAT NO MISSILE
    HANDALAN = GUNBOAT NO MISSILE
    JERUNG = GUNBOAT NO MISSILE
    😝😝😝😝😝😝😝😝😝😝😝😝

    BalasHapus
  5. PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
    These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
    Mr Anwar also said the government will look to “gradually reduce” education subsidies for the top 15 per cent of earners. The money saved can be redirected to improve the infrastructure of government schools and public universities for the benefit of all students, he added.
    --------------
    SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
    maining 10 percent was derived from tuition fees and other
    self-generated income. Public funds were also allocated
    indirectly through scholarships, student loans, and annual
    stipends for individual students to purchase books, refer-
    ence materials, and broadband subscriptions.
    Since 2007, the Malonnn government has reduced
    funding for higher education. The allocation to public uni-
    versities is at present reduced to 70 percent, with 30 per-
    cent of the budget covered through self-generated income.
    The cuts have been particularly drastic the past two years:
    in 2017, public universities received a total allocation of RM
    6.12 billion, which represents a 19.23 percent drop from the
    RM 7.57 billion allocation received in 2016.
    These massive cuts have not been well received among
    Malonn’s academic community. Multiple calls were made
    for the government to reconsider the budget cuts, not only
    by vice-chancellors of public universities, but also by the
    public, which is concerned with the quality of higher educa-
    tion delivered in an environment with limited resources
    Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
    --------------
    Malonn's education system faces several challenges, including low quality of education, socio-economic disparity, and global challenges.
    Low quality of education
    • The quality of education in Malonn is a contentious issue
    Socio-economic disparity
    • Access to quality education is often determined by a family's socio-economic status
    • There is a gap in the quality of education between urban and rural areas
    Global challenges
    • Globalization poses challenges to Malonn's education system
    • Students need to be equipped with a global mindset and the skills to navigate a multicultural and multilingual world
    • STEM skills are a major challenge, especially for high school and university students
    Other challenges
    • Lack of access to modern technology, facilities, and quality learning materials
    • Social norms that put girls behind should be revised to build gender equality
    • Education reform in Malonn is complex, intertwined with language, religion, and racial identity

    BalasHapus
  6. 2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE

    Malaysia's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
    Budget cuts
    • Targeted subsidies
    The government will end universal healthcare and instead offer targeted subsidies for healthcare.
    • Fees
    High-income families and individuals will pay more for healthcare services.
    Budget allocations
    • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
    • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
    • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malaysia.
    • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
    Other social sector priorities
    The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
    --------------
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
    These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
    ---------------
    KESEHATAN MALONN....
    1 IN 4 ADOLESCENTS HAD DEPRESSION
    1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
    the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
    Key findings
    • 1 in 4 adolescents had depression
    • 1 in 10 adolescents had attempted suicide
    • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
    Implications
    These findings highlight the need for targeted mental health interventions.
    ---------------
    KESEHATAN MALONN......
    1 IN 3 HAVE MENTAL DISORDER
    1 IN 4 ADOLESCENTS HAD DEPRESSION
    1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
    According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
    Prevalence of mental illness in Malonn
    • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
    • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
    • Mental health problems can affect people throughout their lives.
    Impact of untreated mental illness
    • People who don't get mental health treatment may develop serious complications and even be hospitalized.
    • Mental illness stigma is still widespread in many cultures and nations.
    ===========
    SIPRI 2024 = KOSONG JEE
    SIPRI 2023 = NOT YET ORDERED
    SIPRI 2022 = SELECTED NOT YET ORDERED
    SALAM KOSONG JEE SALAM SEWA .....

    BalasHapus
  7. Kesian rakyat INDIANESIA... 🤣🤣

    Bandingkan.. bagaimana MALAYSIA menaikkan anggaran KESIHATAN untuk kesejahteraan rakyatnya ini Berbeza dengan INDONESIA ... Alhamdulilah... Syukur menjadi rakyat MALAYSIA...

    KESIHATAN 🇲🇾
    Belanjawan 2025: RM45.3 bilion untuk pertingkat kemudahan kesihatan berkualiti

    https://www.buletintv3.my/nasional/belanjawan-2025-rm45-3-bilion-untuk-pertingkat-kemudahan-kesihatan-berkualiti/

    ________________________________

    KESIHATAN 🇮🇩
    Anggaran Kementerian Kesehatan Kena Pangkas hingga Rp 19,6 Triliun

    https://www.tempo.co/politik/anggaran-kementerian-kesehatan-kena-pangkas-hingga-rp-19-6-triliun-1203551

    BalasHapus
    Balasan
    1. PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      Mr Anwar also said the government will look to “gradually reduce” education subsidies for the top 15 per cent of earners. The money saved can be redirected to improve the infrastructure of government schools and public universities for the benefit of all students, he added.
      --------------
      SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      --------------
      Malonn's education system faces several challenges, including low quality of education, socio-economic disparity, and global challenges.
      Low quality of education
      • The quality of education in Malonn is a contentious issue
      Socio-economic disparity
      • Access to quality education is often determined by a family's socio-economic status
      • There is a gap in the quality of education between urban and rural areas
      Global challenges
      • Globalization poses challenges to Malonn's education system
      • Students need to be equipped with a global mindset and the skills to navigate a multicultural and multilingual world
      • STEM skills are a major challenge, especially for high school and university students
      Other challenges
      • Lack of access to modern technology, facilities, and quality learning materials
      • Social norms that put girls behind should be revised to build gender equality
      • Education reform in Malonn is complex, intertwined with language, religion, and racial identity

      Hapus
    2. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      KESEHATAN MALONN....
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
      Key findings
      • 1 in 4 adolescents had depression
      • 1 in 10 adolescents had attempted suicide
      • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
      Implications
      These findings highlight the need for targeted mental health interventions.
      ---------------
      KESEHATAN MALONN......
      1 IN 3 HAVE MENTAL DISORDER
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
      Prevalence of mental illness in Malonn
      • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
      • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
      • Mental health problems can affect people throughout their lives.
      Impact of untreated mental illness
      • People who don't get mental health treatment may develop serious complications and even be hospitalized.
      • Mental illness stigma is still widespread in many cultures and nations.

      Hapus
    3. PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.

      Hapus
    4. SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.

      Hapus
    5. LEBIH BANYAK MYANMAR ........
      SIPRI 2024 = KOSONG = NO SHOPPING
      SIPRI 2023 = NOT YET ORDERED
      SIPRI 2022 = SELECTED NOT YET ORDERED
      SALAM KOSONG JEE SALAM SEWA ........
      ===========
      Malonn armed forces face a number of challenges with maintenance costs, including a lack of funding, outdated equipment, and corruption.
      Funding
      Limited budget: Malonn defense budget has been limited due to fiscal constraints.
      Unwillingness to cut spending: Successive governments have been unwilling to cut spending elsewhere to fund defense.
      Corruption: There have been allegations of kickbacks in tenders for military equipment.
      Outdated equipment
      Aging aircraft: The Royal Malonn Air Force (RMAF) has a fleet of aging aircraft that are difficult to maintain.
      Incompatible spare parts: The navy has spare parts that are no longer compatible with its fleet.
      Failure to modernize: The navy has failed to modernize its fleet to meet current and future challenges.
      Other challenges
      Political machinations: The military faces significant risks from political machinations.
      Bureaucratic corruption: The military faces significant risks from bureaucratic corruption.
      Lack of clear anti-corruption strategy: The National Defence Policy lacks a clear anti-corruption strategy.
      ==============
      Malonn armed forces face challenges with limited funding, which has led to a lack of progress in defense. These challenges include:
      • Limited budget
      The government has been unwilling to reduce spending in other areas or cut the size of the military.
      • Aging aircraft
      The military has a large fleet of aging aircraft that are difficult to maintain.
      • Outdated inventory
      The military's logistics equipment is outdated, which can put the country's security at risk.
      • Secrecy
      There is a lack of transparency around the military's pension fund and how it is managed.
      • Corruption
      There have been allegations of mismanagement and misuse of funds by the military's pension fund
      ==========
      Military spending can contribute to a country's national debt, including Malonn.
      Explanation
      Military spending and public debt
      A study found a positive correlation between public debt and defense spending in Malonn.
      Military spending and fiscal deficits
      Military spending can increase fiscal deficits in developing economies, which can lead to economic consequences.
      Military spending and national debt
      Military spending can increase foreign debt, which can constrain government spending.
      Military spending in Malonn
      In 2022, Malonn military expenditure was 0.95753% of its GDP.
      Military expenditures in Malonn include personnel, operation and maintenance, procurement, research and development, and military aid.
      National debt in Malonn
      In September 2024, Malonn national government debt was around 300.7 billion USD.
      ==============
      Malonn armed forces have faced challenges due to limited funding, which has hindered their ability to modernize and respond to threats.
      Factors
      Fiscal constraints: The government has been unwilling to cut spending elsewhere to fund defense.
      Maintenance and repair: A significant portion of the defense budget goes toward maintenance and repair, leaving little for new assets.
      Political uncertainty: Political uncertainty has limited defense spending.
      Aging aircraft: The air force has a large fleet of aging aircraft that are expensive to maintain.
      Diversified acquisitions: The country has acquired advanced weapon systems from different countries, which can lead to technical and logistical problems.

      Hapus
    6. SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income.
      ---------------
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      ---------------
      2029-2020 : INCREASE DEBT
      2029-2020 : INCREASE DEBT
      2029 = 438,09 BILLION USD
      2028 = 412,2 BILLION USD
      2027 = 386,51 BILLION USD
      2026 = 362,19 BILLION USD
      2025 = 338,75 BILLION USD
      2024 = 316,15 BILLION USD
      2023 = 293,83 BILLION USD
      2022 = 271,49 BILLION USD
      2021 = 247,49 BILLION USD
      2020 = 221,49 BILLION USD
      ------------------
      2029-2020 : DEBT PAY DEBT
      2029-2020 : OVERLIMIT DEBT
      2029 = 69,54% DEBT RATIO TO GDP
      2028 = 69,34% DEBT RATIO TO GDP
      2027 = 68,8% DEBT RATIO TO GDP
      2026 = 68,17% DEBT RATIO TO GDP
      2025 = 68,07% DEBT RATIO TO GDP
      2024 = 68,38% DEBT RATIO TO GDP
      2023 = 69,76% DEBT RATIO TO GDP
      2022 = 65,5% DEBT RATIO TO GDP
      2021 = 69,16% DEBT RATIO TO GDP
      2020 = 67,69% DEBT RATIO TO GDP
      ==========
      RINGIT TIDAK LAKU
      https://www.youtube.com/watch?v=rZD9_nKqIWQ
      ==========
      HUTANG 2024 = RM 1,57 TRILLION
      HUTANG 2023 = RM 1,53 TRILLION
      HUTANG 2022 = RM 1,45 TRILLION
      HUTANG 2021 = RM 1,38 TRILLION
      HUTANG 2020 = RM 1,32 TRILLION
      HUTANG 2019 = RM 1,25 TRILLION
      HUTANG 2018 = RM 1,19 TRILLION
      The Finance Ministry stated that the aggregate national household debt stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household debt for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household debt to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.2% compared with 82% in 2018,” it said.
      ==========
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things.
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
  8. Kesian rakyat INDIANESIA... 🤣🤣

    Bandingkan.. bagaimana MALAYSIA menaikkan anggaran KESIHATAN untuk kesejahteraan rakyatnya ini Berbeza dengan INDONESIA ... Alhamdulilah... Syukur menjadi rakyat MALAYSIA...

    KESIHATAN 🇲🇾
    Belanjawan 2025: RM45.3 bilion untuk pertingkat kemudahan kesihatan berkualiti

    https://www.buletintv3.my/nasional/belanjawan-2025-rm45-3-bilion-untuk-pertingkat-kemudahan-kesihatan-berkualiti/

    ________________________________

    KESIHATAN 🇮🇩
    Anggaran Kementerian Kesehatan Kena Pangkas hingga Rp 19,6 Triliun

    https://www.tempo.co/politik/anggaran-kementerian-kesehatan-kena-pangkas-hingga-rp-19-6-triliun-1203551

    BalasHapus
    Balasan
    1. PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      Mr Anwar also said the government will look to “gradually reduce” education subsidies for the top 15 per cent of earners. The money saved can be redirected to improve the infrastructure of government schools and public universities for the benefit of all students, he added.
      --------------
      SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      --------------
      Malonn's education system faces several challenges, including low quality of education, socio-economic disparity, and global challenges.
      Low quality of education
      • The quality of education in Malonn is a contentious issue
      Socio-economic disparity
      • Access to quality education is often determined by a family's socio-economic status
      • There is a gap in the quality of education between urban and rural areas
      Global challenges
      • Globalization poses challenges to Malonn's education system
      • Students need to be equipped with a global mindset and the skills to navigate a multicultural and multilingual world
      • STEM skills are a major challenge, especially for high school and university students
      Other challenges
      • Lack of access to modern technology, facilities, and quality learning materials
      • Social norms that put girls behind should be revised to build gender equality
      • Education reform in Malonn is complex, intertwined with language, religion, and racial identity

      Hapus
    2. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      KESEHATAN MALONN....
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
      Key findings
      • 1 in 4 adolescents had depression
      • 1 in 10 adolescents had attempted suicide
      • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
      Implications
      These findings highlight the need for targeted mental health interventions.
      ---------------
      KESEHATAN MALONN......
      1 IN 3 HAVE MENTAL DISORDER
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
      Prevalence of mental illness in Malonn
      • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
      • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
      • Mental health problems can affect people throughout their lives.
      Impact of untreated mental illness
      • People who don't get mental health treatment may develop serious complications and even be hospitalized.
      • Mental illness stigma is still widespread in many cultures and nations.
      ===========
      SIPRI 2024 = KOSONG JEE
      SIPRI 2023 = NOT YET ORDERED
      SIPRI 2022 = SELECTED NOT YET ORDERED
      SALAM KOSONG JEE SALAM SEWA .....


      Hapus
    3. SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    4. SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    5. PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      Mr Anwar also said the government will look to “gradually reduce” education subsidies for the top 15 per cent of earners. The money saved can be redirected to improve the infrastructure of government schools and public universities for the benefit of all students, he added.
      --------------
      SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      --------------
      Malonn's education system faces several challenges, including low quality of education, socio-economic disparity, and global challenges.
      Low quality of education
      • The quality of education in Malonn is a contentious issue
      Socio-economic disparity
      • Access to quality education is often determined by a family's socio-economic status
      • There is a gap in the quality of education between urban and rural areas
      Global challenges
      • Globalization poses challenges to Malonn's education system
      • Students need to be equipped with a global mindset and the skills to navigate a multicultural and multilingual world
      • STEM skills are a major challenge, especially for high school and university students
      Other challenges
      • Lack of access to modern technology, facilities, and quality learning materials
      • Social norms that put girls behind should be revised to build gender equality
      • Education reform in Malonn is complex, intertwined with language, religion, and racial identity
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    6. PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      ---------------
      2029-2020 : INCREASE DEBT
      2029-2020 : INCREASE DEBT
      2029 = 438,09 BILLION USD
      2028 = 412,2 BILLION USD
      2027 = 386,51 BILLION USD
      2026 = 362,19 BILLION USD
      2025 = 338,75 BILLION USD
      2024 = 316,15 BILLION USD
      2023 = 293,83 BILLION USD
      2022 = 271,49 BILLION USD
      2021 = 247,49 BILLION USD
      2020 = 221,49 BILLION USD
      ------------------
      2029-2020 : DEBT PAY DEBT
      2029-2020 : OVERLIMIT DEBT
      2029 = 69,54% DEBT RATIO TO GDP
      2028 = 69,34% DEBT RATIO TO GDP
      2027 = 68,8% DEBT RATIO TO GDP
      2026 = 68,17% DEBT RATIO TO GDP
      2025 = 68,07% DEBT RATIO TO GDP
      2024 = 68,38% DEBT RATIO TO GDP
      2023 = 69,76% DEBT RATIO TO GDP
      2022 = 65,5% DEBT RATIO TO GDP
      2021 = 69,16% DEBT RATIO TO GDP
      2020 = 67,69% DEBT RATIO TO GDP
      ==========
      HUTANG 2024 = RM 1,57 TRILLION
      HUTANG 2023 = RM 1,53 TRILLION
      HUTANG 2022 = RM 1,45 TRILLION
      HUTANG 2021 = RM 1,38 TRILLION
      HUTANG 2020 = RM 1,32 TRILLION
      HUTANG 2019 = RM 1,25 TRILLION
      HUTANG 2018 = RM 1,19 TRILLION
      The Finance Ministry stated that the aggregate national household debt stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household debt for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household debt to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.2% compared with 82% in 2018,” it said.
      ==========
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things.
      😝😝😝😝😝😝😝😝😝😝😝

      Hapus
  9. Dari kesihatan hingga PENDIDIKAN anggaran DI POTONG.... 🤣🤣🤣

    BalasHapus
    Balasan
    1. PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      Mr Anwar also said the government will look to “gradually reduce” education subsidies for the top 15 per cent of earners. The money saved can be redirected to improve the infrastructure of government schools and public universities for the benefit of all students, he added.
      --------------
      SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      --------------
      Malonn's education system faces several challenges, including low quality of education, socio-economic disparity, and global challenges.
      Low quality of education
      • The quality of education in Malonn is a contentious issue
      Socio-economic disparity
      • Access to quality education is often determined by a family's socio-economic status
      • There is a gap in the quality of education between urban and rural areas
      Global challenges
      • Globalization poses challenges to Malonn's education system
      • Students need to be equipped with a global mindset and the skills to navigate a multicultural and multilingual world
      • STEM skills are a major challenge, especially for high school and university students
      Other challenges
      • Lack of access to modern technology, facilities, and quality learning materials
      • Social norms that put girls behind should be revised to build gender equality
      • Education reform in Malonn is complex, intertwined with language, religion, and racial identity

      Hapus
    2. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      53.000 ORANG = RM1.9 BILLION DEBT
      53.000 ORANG = RM1.9 BILLION DEB
      53.000 ORANG = RM1.9 BILLION DEB
      The Credit Counselling and Debt Management Agency (AKPK) has revealed that 53,000 individuals under 30 are burdened by nearly RM1.9 billion in cumulative debt.
      Finance minister II Amir Hamzah Azizan said the agency also found that 28% of working adults have borrowed money to purchase essential goods
      --------------
      300.000 LOST JOBS
      300.000 LOST JOBS
      300.000 LOST JOBS
      Almost 300,000 lost their jobs in the last 4 years, Dewan Rakyat told Deputy human resources minister Abdul Rahman Mohamad says various programmes have been introduced to tackle underemployment. total of 293,639 workers lost their jobs between 2020 and Sept 26, with the manufacturing sector recording the highest number of layoffs at 75,615
      --------------
      30.000 JOBS CUT PETRONAS
      30.000 JOBS CUT PETRONAS
      30.000 JOBS CUT PETRONAS
      Malonn's state energy firm Petronas will reduce its workforce to ensure its long-term survival amid increasing challenges in the global operating environment .
      --------------
      30.000 JOBS CUT GOVERMENTS
      30.000 JOBS CUT GOVERMENTS
      30.000 JOBS CUT GOVERMENTS
      The Malonnn government’s decision to terminate 30,000 contract staff without a school-leaving certification has drawn backlash from the country’s public service union, which said the sudden end to long careers working for the state lacks compassion.
      --------------
      33.000 REFUGEE TO AUSTRALIA
      33.000 REFUGEE TO AUSTRALIA
      33.000 REFUGEE TO AUSTRALIA
      High Commissioner Andrew GoledziNOwski said 33,000 Malonns had applied for asylum in Australia in recent years, most of whom were thought NOt to be genuine refugees. "Many who overstay then apply for refugee
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    3. SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      CUTTING SUBSIDIES FOR =
      FUEL
      ELECTRICITY
      WATER
      EDUCATION
      HEALTH SERVICES.
      the Malonnn government is raising taxes to narrow the budget deficit and improve tax collections. The government is also cutting subsidies for certain items.
      Explanation
      • The government is introducing new taxes, such as a carbon tax, inheritance tax, and a tax on unhealthy food.
      • The government is raising excise duties on sugary drinks.
      • The government is expanding the scope of the sales and service tax (SST).
      • The government is raising the minimum wage.
      • The government is cutting subsidies for fuel, electricity, water, education, and health services.
      • The government is targeting subsidies for those most in need.
      The government's goal is to reduce dependency on oil and gas revenues. The government also wants to build a more sustainable economy.
      Budget deficit
      The government's fiscal deficit is expected to narrow to 3.8% of GDP in 2025 from an estimated 4.3% in 2024. The government's medium-term goal is to cut the fiscal deficit to 3% of GDP.
      ==========

      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      Malonn's rising household debt has contributed to an increase in bankruptcy.
      Explanation
      • High household debt
      High household debt can lead to decreased purchasing power, which can slow the economy and increase poverty and bankruptcy.
      • Easy access to credit
      The availability of consumer credit can encourage borrowers to take on more debt than they can afford.
      • Inadequate savings
      Many Malonnn households don't have adequate savings reserves, which makes it harder to pay debts.
      • Multiple debts
      The more loans a person has, the greater the likelihood that they will declare bankruptcy.
      Factors that contribute to bankruptcy
      • Loss of income
      • High medical expenses
      • An unaffordable mortgage
      • Spending beyond one's means
      • Lending money to loved ones
      • Credit cards
      • Bank regulations
      • Inadequate financial planning
      • Attitudes towards money

      Hapus
    4. SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      CUTTING SUBSIDIES FOR =
      FUEL
      ELECTRICITY
      WATER
      EDUCATION
      HEALTH SERVICES.
      the Malonnn government is raising taxes to narrow the budget deficit and improve tax collections. The government is also cutting subsidies for certain items.
      Explanation
      • The government is introducing new taxes, such as a carbon tax, inheritance tax, and a tax on unhealthy food.
      • The government is raising excise duties on sugary drinks.
      • The government is expanding the scope of the sales and service tax (SST).
      • The government is raising the minimum wage.
      • The government is cutting subsidies for fuel, electricity, water, education, and health services.
      • The government is targeting subsidies for those most in need.
      The government's goal is to reduce dependency on oil and gas revenues. The government also wants to build a more sustainable economy.
      Budget deficit
      The government's fiscal deficit is expected to narrow to 3.8% of GDP in 2025 from an estimated 4.3% in 2024. The government's medium-term goal is to cut the fiscal deficit to 3% of GDP.
      ==========

      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      Malonn's rising household debt has contributed to an increase in bankruptcy.
      Explanation
      • High household debt
      High household debt can lead to decreased purchasing power, which can slow the economy and increase poverty and bankruptcy.
      • Easy access to credit
      The availability of consumer credit can encourage borrowers to take on more debt than they can afford.
      • Inadequate savings
      Many Malonnn households don't have adequate savings reserves, which makes it harder to pay debts.
      • Multiple debts
      The more loans a person has, the greater the likelihood that they will declare bankruptcy.
      Factors that contribute to bankruptcy
      • Loss of income
      • High medical expenses
      • An unaffordable mortgage
      • Spending beyond one's means
      • Lending money to loved ones
      • Credit cards
      • Bank regulations
      • Inadequate financial planning
      • Attitudes towards money

      Hapus
    5. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      KESEHATAN MALONN....
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
      Key findings
      • 1 in 4 adolescents had depression
      • 1 in 10 adolescents had attempted suicide
      • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
      Implications
      These findings highlight the need for targeted mental health interventions.
      ---------------
      KESEHATAN MALONN......
      1 IN 3 HAVE MENTAL DISORDER
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
      Prevalence of mental illness in Malonn
      • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
      • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
      • Mental health problems can affect people throughout their lives.
      Impact of untreated mental illness
      • People who don't get mental health treatment may develop serious complications and even be hospitalized.
      • Mental illness stigma is still widespread in many cultures and nations.

      Hapus
  10. BANDINGKAN 2 NEGARA dalam bidang PENDIDIKAN... Jelas MALAYSIA utamakan kebajikan rakyatnya... Alhamdulillah...

    PENDIDIKAN 🇲🇾
    Belanjawan 2025: Peruntukan besar bukti komitmen kerajaan perkukuh asas pendidikan

    https://www.astroawani.com/berita-malaysia/belanjawan-2025-peruntukan-besar-bukti-komitmen-kerajaan-perkukuh-asas-pendidikan-492523
    ________________________________

    PENDIDIKAN 🇮🇩
    Anggaran pendidikan dasar dan menengah dipangkas Rp8 triliun – Bagaimana nasib guru honorer dan program pembangunan sekolah?

    https://www.bbc.com/indonesia/articles/ckgxe99qyzno

    BalasHapus
    Balasan
    1. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE

      Malaysia's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malaysia.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      KESEHATAN MALONN....
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
      Key findings
      • 1 in 4 adolescents had depression
      • 1 in 10 adolescents had attempted suicide
      • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
      Implications
      These findings highlight the need for targeted mental health interventions.
      ---------------
      KESEHATAN MALONN......
      1 IN 3 HAVE MENTAL DISORDER
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
      Prevalence of mental illness in Malonn
      • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
      • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
      • Mental health problems can affect people throughout their lives.
      Impact of untreated mental illness
      • People who don't get mental health treatment may develop serious complications and even be hospitalized.
      • Mental illness stigma is still widespread in many cultures and nations.
      ===========
      SIPRI 2024 = KOSONG JEE
      SIPRI 2023 = NOT YET ORDERED
      SIPRI 2022 = SELECTED NOT YET ORDERED
      SALAM KOSONG JEE SALAM SEWA .....

      Hapus
    2. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      Malonn's rising household debt has contributed to an increase in bankruptcy.
      Explanation
      • High household debt
      High household debt can lead to decreased purchasing power, which can slow the economy and increase poverty and bankruptcy.
      • Easy access to credit
      The availability of consumer credit can encourage borrowers to take on more debt than they can afford.
      • Inadequate savings
      Many Malonnn households don't have adequate savings reserves, which makes it harder to pay debts.
      • Multiple debts
      The more loans a person has, the greater the likelihood that they will declare bankruptcy.
      Factors that contribute to bankruptcy
      • Loss of income
      • High medical expenses
      • An unaffordable mortgage
      • Spending beyond one's means
      • Lending money to loved ones
      • Credit cards
      • Bank regulations
      • Inadequate financial planning
      • Attitudes towards money
      ==========
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    3. SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      CUTTING SUBSIDIES FOR =
      FUEL
      ELECTRICITY
      WATER
      EDUCATION
      HEALTH SERVICES.
      the Malonnn government is raising taxes to narrow the budget deficit and improve tax collections. The government is also cutting subsidies for certain items.
      Explanation
      • The government is introducing new taxes, such as a carbon tax, inheritance tax, and a tax on unhealthy food.
      • The government is raising excise duties on sugary drinks.
      • The government is expanding the scope of the sales and service tax (SST).
      • The government is raising the minimum wage.
      • The government is cutting subsidies for fuel, electricity, water, education, and health services.
      • The government is targeting subsidies for those most in need.
      The government's goal is to reduce dependency on oil and gas revenues. The government also wants to build a more sustainable economy.
      Budget deficit
      The government's fiscal deficit is expected to narrow to 3.8% of GDP in 2025 from an estimated 4.3% in 2024. The government's medium-term goal is to cut the fiscal deficit to 3% of GDP.
      ==========

      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      Malonn's rising household debt has contributed to an increase in bankruptcy.
      Explanation
      • High household debt
      High household debt can lead to decreased purchasing power, which can slow the economy and increase poverty and bankruptcy.
      • Easy access to credit
      The availability of consumer credit can encourage borrowers to take on more debt than they can afford.
      • Inadequate savings
      Many Malonnn households don't have adequate savings reserves, which makes it harder to pay debts.
      • Multiple debts
      The more loans a person has, the greater the likelihood that they will declare bankruptcy.
      Factors that contribute to bankruptcy
      • Loss of income
      • High medical expenses
      • An unaffordable mortgage
      • Spending beyond one's means
      • Lending money to loved ones
      • Credit cards
      • Bank regulations
      • Inadequate financial planning
      • Attitudes towards money

      Hapus
    4. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      MALON DEFICIT =
      SALES AND SERVICE TAX EXPANSION
      SUBSIDY RATIONALISATION
      A budget deficit in Malonn can lead to economic instability, financial difficulties, and increased government debt.
      Economic impact
      • Economic growth: Prolonged budget deficits can hinder economic growth.
      • Financial instability: Budget deficits can expose Malonn to financial instability.
      Government debt
      • Debt increase: Budget deficits increase government debt over time.
      • Interest costs: Higher interest costs dampen economic growth.
      • Creditors: Creditors may become concerned about the government's ability to repay its debt.
      Fiscal consolidation
      • Subsidy rationalisation
      Rationalizing subsidies, particularly for fuel, can help reduce the fiscal deficit.
      • Sales and Service Tax (SST) expansion
      Expanding the Sales and Service Tax (SST) can help reduce the fiscal deficit.
      Budget deficit targets
      • 2025: The government targets a budget deficit of 3.8% of GDP in 2025.
      • 2026: The government aims to reduce the fiscal deficit to around 3% of GDP by 2026.
      Budget deficit and debt
      • Budget deficits and federal government debt are interrelated and affect each other.
      ==========
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    5. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      53.000 ORANG = RM1.9 BILLION DEBT
      53.000 ORANG = RM1.9 BILLION DEB
      53.000 ORANG = RM1.9 BILLION DEB
      The Credit Counselling and Debt Management Agency (AKPK) has revealed that 53,000 individuals under 30 are burdened by nearly RM1.9 billion in cumulative debt.
      Finance minister II Amir Hamzah Azizan said the agency also found that 28% of working adults have borrowed money to purchase essential goods
      --------------
      300.000 LOST JOBS
      300.000 LOST JOBS
      300.000 LOST JOBS
      Almost 300,000 lost their jobs in the last 4 years, Dewan Rakyat told Deputy human resources minister Abdul Rahman Mohamad says various programmes have been introduced to tackle underemployment. total of 293,639 workers lost their jobs between 2020 and Sept 26, with the manufacturing sector recording the highest number of layoffs at 75,615
      --------------
      30.000 JOBS CUT PETRONAS
      30.000 JOBS CUT PETRONAS
      30.000 JOBS CUT PETRONAS
      Malonn's state energy firm Petronas will reduce its workforce to ensure its long-term survival amid increasing challenges in the global operating environment .
      --------------
      30.000 JOBS CUT GOVERMENTS
      30.000 JOBS CUT GOVERMENTS
      30.000 JOBS CUT GOVERMENTS
      The Malonnn government’s decision to terminate 30,000 contract staff without a school-leaving certification has drawn backlash from the country’s public service union, which said the sudden end to long careers working for the state lacks compassion.
      --------------
      33.000 REFUGEE TO AUSTRALIA
      33.000 REFUGEE TO AUSTRALIA
      33.000 REFUGEE TO AUSTRALIA
      High Commissioner Andrew GoledziNOwski said 33,000 Malonns had applied for asylum in Australia in recent years, most of whom were thought NOt to be genuine refugees. "Many who overstay then apply for refugee
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    6. LEBIH BANYAK MYANMAR ........
      SIPRI 2024 = KOSONG = NO SHOPPING
      SIPRI 2023 = NOT YET ORDERED
      SIPRI 2022 = SELECTED NOT YET ORDERED
      SALAM KOSONG JEE SALAM SEWA ........
      ===========
      The Malonn Armed Forces (MAF) faces problems with fleet sustainment, including the maintenance of an aging aircraft fleet. The MAF may also face economic constraints when prioritizing and provisioning for its military.
      Fleet sustainment
      • Aging aircraft: The MAF's fleet of aircraft may be too old to maintain effectively.
      • Limited defense budget: The MAF's defense modernization budget may be limited, making it difficult to expand or accelerate programs to upgrade its aircraft.
      Economic constraints
      • Limited power resources
      The MAF may have limited power resources, such as labor, tools, and money, to support its operations.
      • Prioritizing and provisioning
      The MAF may need to consider economic constraints when prioritizing and provisioning for its operations.
      ========
      The Malonn Armed Forces (MAF) has had issues with the serviceability of its assets due to a limited budget. The MAF has outsourced maintenance of its assets since the 1970s, but this program has faced challenges.
      Explanation
      The MAF's budget is limited, which affects the serviceability of its assets.
      The MAF outsources maintenance of its assets through competitive tenders.
      However, the outsourcing program has faced challenges such as undertrained staff and underperforming contractors.
      Over-reliance on outsourcing can compromise national security if policies are not attentively implemented.
      ==========
      The Malonn Armed Forces (MAF) faces challenges in its defense industry, including a lack of indigenous capabilities, budget constraints, and a lack of government guidance.
      Lack of indigenous capabilities
      • Malonn imports most of its major defense assets from overseas.
      • Local companies lack the ability to design, manufacture, and develop tech2 PAGES NOLogically advanced defense systems.
      • Local companies lack the ability to innovate and commercialize products or processes.
      Budget constraints
      • The government lacks strategic patience and vision to groom and guide the industry.
      Other challenges
      • A lack of sufficient human talents, especially STEM specialists.
      • A lack of local industry engagement at the outset of capability and procurement planning.
      • Poor program management and oversight.
      • Reluctance of Original Equipment Manufacturers (OEMs) to share their tech2 PAGES NOLogy
      • Lack of training: Commanders don't receive training on corruption issues before deployments.
      High levels of corruption in politics: There is a high level of corruption in Malonn politics and royalty, which can lead to corruption in the military.
      • Lack of a military doctrine: Malonn doesn't have a military doctrine that recognizes corruption.
      Effects
      • Outdated inventory: Outdated inventory can make it difficult to deliver supplies to soldiers in a timely manner.
      Counterfeit parts: Counterfeit parts can be supplied to military bases, which can make it difficult to ensure that all assets are functioning properly.

      Hapus
  11. BANDINGKAN 2 NEGARA dalam bidang PENDIDIKAN... Jelas MALAYSIA utama kan kebajikan rakyatnya... Alhamdulillah...

    PENDIDIKAN 🇲🇾
    Belanjawan 2025: Peruntukan besar bukti komitmen kerajaan perkukuh asas pendidikan

    https://www.astroawani.com/berita-malaysia/belanjawan-2025-peruntukan-besar-bukti-komitmen-kerajaan-perkukuh-asas-pendidikan-492523
    ________________________________

    PENDIDIKAN 🇮🇩
    Anggaran pendidikan dasar dan menengah dipangkas Rp8 triliun – Bagaimana nasib guru honorer dan program pembangunan sekolah?

    https://www.bbc.com/indonesia/articles/ckgxe99qyzno

    BalasHapus
    Balasan
    1. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE

      Malaysia's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malaysia.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      KESEHATAN MALONN....
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
      Key findings
      • 1 in 4 adolescents had depression
      • 1 in 10 adolescents had attempted suicide
      • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
      Implications
      These findings highlight the need for targeted mental health interventions.
      ---------------
      KESEHATAN MALONN......
      1 IN 3 HAVE MENTAL DISORDER
      1 IN 4 ADOLESCENTS HAD DEPRESSION
      1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
      According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
      Prevalence of mental illness in Malonn
      • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
      • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
      • Mental health problems can affect people throughout their lives.
      Impact of untreated mental illness
      • People who don't get mental health treatment may develop serious complications and even be hospitalized.
      • Mental illness stigma is still widespread in many cultures and nations.
      ===========
      SIPRI 2024 = KOSONG JEE
      SIPRI 2023 = NOT YET ORDERED
      SIPRI 2022 = SELECTED NOT YET ORDERED
      SALAM KOSONG JEE SALAM SEWA .....

      Hapus
    2. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      RAISING NEW TAX = BUDGET DEFICIT
      RAISING NEW TAX = BUDGET DEFICIT
      RAISING NEW TAX = BUDGET DEFICIT
      Malonn is raising taxes to reduce its budget deficit. The government is also cutting subsidies and reforming the tax system to make it more progressive.
      New taxes
      • Dividend tax: A 2% tax on individual dividend income for high earners
      • Excise duties: Higher excise duties on sugary drinks
      • Sales and service tax: Expanded scope of the sales and service tax (SST)
      • Carbon tax: A new tax on carbon emissions
      • Sugar duties: Higher duties on sugar
      • Unhealthy food tax: A tax on unhealthy foods
      • Inheritance tax: A tax on inheritance
      • High-value goods tax (HVGT): A tax on high-value goods
      • Artificial Intelligence (AI) tax: A tax on AI
      Subsidy cuts Reduced subsidies for electricity since 2023, Diesel subsidy reforms in June 2024, and Reform of RON95 fuel subsidy.
      --------------
      33.000 REFUGEE TO AUSTRALIA
      33.000 REFUGEE TO AUSTRALIA
      33.000 REFUGEE TO AUSTRALIA
      High Commissioner Andrew GoledziNOwski said 33,000 Malonns had applied for asylum in Australia in recent years, most of whom were thought NOt to be genuine refugees. "Many who overstay then apply for refugee
      ==========
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    3. SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    4. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      RAISING NEW TAX = BUDGET DEFICIT
      RAISING NEW TAX = BUDGET DEFICIT
      RAISING NEW TAX = BUDGET DEFICIT
      Malonn is raising taxes to reduce its budget deficit. The government is also cutting subsidies and reforming the tax system to make it more progressive.
      New taxes
      • Dividend tax: A 2% tax on individual dividend income for high earners
      • Excise duties: Higher excise duties on sugary drinks
      • Sales and service tax: Expanded scope of the sales and service tax (SST)
      • Carbon tax: A new tax on carbon emissions
      • Sugar duties: Higher duties on sugar
      • Unhealthy food tax: A tax on unhealthy foods
      • Inheritance tax: A tax on inheritance
      • High-value goods tax (HVGT): A tax on high-value goods
      • Artificial Intelligence (AI) tax: A tax on AI
      Subsidy cuts Reduced subsidies for electricity since 2023, Diesel subsidy reforms in June 2024, and Reform of RON95 fuel subsidy.
      --------------
      33.000 REFUGEE TO AUSTRALIA
      33.000 REFUGEE TO AUSTRALIA
      33.000 REFUGEE TO AUSTRALIA
      High Commissioner Andrew GoledziNOwski said 33,000 Malonns had applied for asylum in Australia in recent years, most of whom were thought NOt to be genuine refugees. "Many who overstay then apply for refugee
      ==========
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    5. 2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
      ---------------
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      RISING HOUSEHOLD DEBT = BANKRUPTCY
      Malonn's rising household debt has contributed to an increase in bankruptcy.
      Explanation
      • High household debt
      High household debt can lead to decreased purchasing power, which can slow the economy and increase poverty and bankruptcy.
      • Easy access to credit
      The availability of consumer credit can encourage borrowers to take on more debt than they can afford.
      • Inadequate savings
      Many Malonnn households don't have adequate savings reserves, which makes it harder to pay debts.
      • Multiple debts
      The more loans a person has, the greater the likelihood that they will declare bankruptcy.
      Factors that contribute to bankruptcy
      • Loss of income
      • High medical expenses
      • An unaffordable mortgage
      • Spending beyond one's means
      • Lending money to loved ones
      • Credit cards
      • Bank regulations
      • Inadequate financial planning
      • Attitudes towards money
      ==========
      BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
      Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
      😝😝😝😝😝😝😝😝😝😝😝😝

      Hapus
    6. LEBIH BANYAK MYANMAR ........
      SIPRI 2024 = KOSONG = NO SHOPPING
      SIPRI 2023 = NOT YET ORDERED
      SIPRI 2022 = SELECTED NOT YET ORDERED
      SALAM KOSONG JEE SALAM SEWA ........
      ===========
      The Malonn Armed Forces (MAF) has faced a number of weaknesses, including corruption, outdated equipment, and a lack of training.
      Corruption
      Corruption is a problem in the MAF, including in supply chain management.
      Corruption can undermine the MAF's ability to function effectively.
      Commanders are not trained to address corruption risks in the areas where they are deployed.
      Outdated equipment
      Much of the MAF's equipment was purchased between the 1970s and 1990s.
      The MAF has a lack of modern military assets.
      The MAF's defense assets are outdated and cannot function well.
      ==============
      Military spending can increase a country's national debt. This is because military spending is a cost that a country incurs, which can lead to a larger debt.
      Explanation
      Military spending
      Military spending includes the money spent on a country's armed forces, including defense operations and peacekeeping.
      National debt
      National debt is the total amount of money a country owes. This includes all liabilities that the country needs to pay back, plus any interest or principal that needs to be paid.
      Impact on the economy
      When a country spends more on its military, it can have a significant impact on its balance sheet. This can lead to higher interest rates and borrowing costs, which can eventually slow economic growth and increase taxes.
      Example
      In 2025, Malonn allocated $4.8 billion to its Ministry of Defense (MINDEF). This included $1.3 billion for maintenance, repairs, and new military assets
      ==========
      The Malonn Armed Forces (MAF) faces many challenges with its equipment and capabilities, including a lack of budget, an aging equipment inventory, and a lack of modern assets.
      Budget
      The MAF has faced budget constraints for decades, which have limited its ability to purchase new equipment and upgrade existing assets
      The government has been unwilling to cut spending elsewhere to fund defense
      Aging equipment
      The MAF's equipment is aging, and some assets are over 50 years old
      The MAF's air force lost its MiG-29 Fulcrum fighter aircraft in 2017, and is struggling to keep its Su-30MKM Flanker fighter aircraft operational
      Lack of modern assets
      The MAF lacks modern military assets, which exposes it to internal and external threats
      The MAF has had issues with the serviceability of its assets due to a lack of budget
      Outsourcing
      The MAF has outsourced the maintenance of its assets, but this has led to challenges such as undertraining of staff and underperforming contractors
      Procurement
      The procurement process can be lengthy, which can lead to outdated pricing
      The MAF has acquired advanced weapon systems from different countries, which can lead to technical and logistical problems
      Maintenance: Maintaining a large fleet of aging aircraft can be costly and burdensome.
      Operational capabilities: Aging assets can limit the operational capabilities of the MAF.
      Budget constraints: The MAF may not have enough budget to replace aging assets.
      Procurement system: The MAF's procurement system may need to be restructured to avoid political interference and excessive commissions.
      Scandals: The MAF has been involved in scandals involving fighter jets, submarines, and other equipment.
      Logistics: The MAF may have issues with delivering spares to soldiers in time

      Hapus
    7. SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      SINCE 2007 REDUCED FUNDING EDUCATION.
      maining 10 percent was derived from tuition fees and other
      self-generated income. Public funds were also allocated
      indirectly through scholarships, student loans, and annual
      stipends for individual students to purchase books, refer-
      ence materials, and broadband subscriptions.
      Since 2007, the Malonnn government has reduced
      funding for higher education. The allocation to public uni-
      versities is at present reduced to 70 percent, with 30 per-
      cent of the budget covered through self-generated income.
      The cuts have been particularly drastic the past two years:
      in 2017, public universities received a total allocation of RM
      6.12 billion, which represents a 19.23 percent drop from the
      RM 7.57 billion allocation received in 2016.
      These massive cuts have not been well received among
      Malonn’s academic community. Multiple calls were made
      for the government to reconsider the budget cuts, not only
      by vice-chancellors of public universities, but also by the
      public, which is concerned with the quality of higher educa-
      tion delivered in an environment with limited resources
      Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
      -------------
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      2025 CUT SUBSIDIES FOR HEALTHCARE
      Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
      Budget cuts
      • Targeted subsidies
      The government will end universal healthcare and instead offer targeted subsidies for healthcare.
      • Fees
      High-income families and individuals will pay more for healthcare services.
      Budget allocations
      • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
      • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
      • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
      • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
      Other social sector priorities
      The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
      --------------
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      PMX REDUCE EDUCATION SUBSIDES
      Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
      These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.

      Hapus
  12. PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
    These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
    Mr Anwar also said the government will look to “gradually reduce” education subsidies for the top 15 per cent of earners. The money saved can be redirected to improve the infrastructure of government schools and public universities for the benefit of all students, he added.
    --------------
    SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
    maining 10 percent was derived from tuition fees and other
    self-generated income. Public funds were also allocated
    indirectly through scholarships, student loans, and annual
    stipends for individual students to purchase books, refer-
    ence materials, and broadband subscriptions.
    Since 2007, the Malonnn government has reduced
    funding for higher education. The allocation to public uni-
    versities is at present reduced to 70 percent, with 30 per-
    cent of the budget covered through self-generated income.
    The cuts have been particularly drastic the past two years:
    in 2017, public universities received a total allocation of RM
    6.12 billion, which represents a 19.23 percent drop from the
    RM 7.57 billion allocation received in 2016.
    These massive cuts have not been well received among
    Malonn’s academic community. Multiple calls were made
    for the government to reconsider the budget cuts, not only
    by vice-chancellors of public universities, but also by the
    public, which is concerned with the quality of higher educa-
    tion delivered in an environment with limited resources
    Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
    --------------
    Malonn's education system faces several challenges, including low quality of education, socio-economic disparity, and global challenges.
    Low quality of education
    • The quality of education in Malonn is a contentious issue
    Socio-economic disparity
    • Access to quality education is often determined by a family's socio-economic status
    • There is a gap in the quality of education between urban and rural areas
    Global challenges
    • Globalization poses challenges to Malonn's education system
    • Students need to be equipped with a global mindset and the skills to navigate a multicultural and multilingual world
    • STEM skills are a major challenge, especially for high school and university students
    Other challenges
    • Lack of access to modern technology, facilities, and quality learning materials
    • Social norms that put girls behind should be revised to build gender equality
    • Education reform in Malonn is complex, intertwined with language, religion, and racial identity

    BalasHapus
  13. 2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
    Budget cuts
    • Targeted subsidies
    The government will end universal healthcare and instead offer targeted subsidies for healthcare.
    • Fees
    High-income families and individuals will pay more for healthcare services.
    Budget allocations
    • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
    • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
    • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
    • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
    Other social sector priorities
    The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
    --------------
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
    These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
    ---------------
    MALON DEFICIT =
    SALES AND SERVICE TAX EXPANSION
    SUBSIDY RATIONALISATION
    A budget deficit in Malonn can lead to economic instability, financial difficulties, and increased government debt.
    Economic impact
    • Economic growth: Prolonged budget deficits can hinder economic growth.
    • Financial instability: Budget deficits can expose Malonn to financial instability.
    Government debt
    • Debt increase: Budget deficits increase government debt over time.
    • Interest costs: Higher interest costs dampen economic growth.
    • Creditors: Creditors may become concerned about the government's ability to repay its debt.
    Fiscal consolidation
    • Subsidy rationalisation
    Rationalizing subsidies, particularly for fuel, can help reduce the fiscal deficit.
    • Sales and Service Tax (SST) expansion
    Expanding the Sales and Service Tax (SST) can help reduce the fiscal deficit.
    Budget deficit targets
    • 2025: The government targets a budget deficit of 3.8% of GDP in 2025.
    • 2026: The government aims to reduce the fiscal deficit to around 3% of GDP by 2026.
    Budget deficit and debt
    • Budget deficits and federal government debt are interrelated and affect each other.
    ==========
    BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
    Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
    😝😝😝😝😝😝😝😝😝😝😝😝

    BalasHapus
  14. 2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
    Budget cuts
    • Targeted subsidies
    The government will end universal healthcare and instead offer targeted subsidies for healthcare.
    • Fees
    High-income families and individuals will pay more for healthcare services.
    Budget allocations
    • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
    • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
    • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
    • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
    Other social sector priorities
    The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
    --------------
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
    These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
    ---------------
    KESEHATAN MALONN....
    1 IN 4 ADOLESCENTS HAD DEPRESSION
    1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
    the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
    Key findings
    • 1 in 4 adolescents had depression
    • 1 in 10 adolescents had attempted suicide
    • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
    Implications
    These findings highlight the need for targeted mental health interventions.
    ---------------
    KESEHATAN MALONN......
    1 IN 3 HAVE MENTAL DISORDER
    1 IN 4 ADOLESCENTS HAD DEPRESSION
    1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
    According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
    Prevalence of mental illness in Malonn
    • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
    • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
    • Mental health problems can affect people throughout their lives.
    Impact of untreated mental illness
    • People who don't get mental health treatment may develop serious complications and even be hospitalized.
    • Mental illness stigma is still widespread in many cultures and nations.

    BalasHapus
  15. SINCE 2007, THE MALONNN GOVERNMENT HAS REDUCED FUNDING FOR HIGHER EDUCATION.
    maining 10 percent was derived from tuition fees and other
    self-generated income. Public funds were also allocated
    indirectly through scholarships, student loans, and annual
    stipends for individual students to purchase books, refer-
    ence materials, and broadband subscriptions.
    Since 2007, the Malonnn government has reduced
    funding for higher education. The allocation to public uni-
    versities is at present reduced to 70 percent, with 30 per-
    cent of the budget covered through self-generated income.
    The cuts have been particularly drastic the past two years:
    in 2017, public universities received a total allocation of RM
    6.12 billion, which represents a 19.23 percent drop from the
    RM 7.57 billion allocation received in 2016.
    These massive cuts have not been well received among
    Malonn’s academic community. Multiple calls were made
    for the government to reconsider the budget cuts, not only
    by vice-chancellors of public universities, but also by the
    public, which is concerned with the quality of higher educa-
    tion delivered in an environment with limited resources
    Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
    -------------
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
    Budget cuts
    • Targeted subsidies
    The government will end universal healthcare and instead offer targeted subsidies for healthcare.
    • Fees
    High-income families and individuals will pay more for healthcare services.
    Budget allocations
    • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
    • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
    • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
    • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
    Other social sector priorities
    The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
    --------------
    BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
    Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things. Using aggregated data from BNM's Central Credit Reference Information System (CCRIS), this dashboard gives you insight into key trends on household debt. For now, it displays data on the flow of borrowing activity on a monthly basis, broken down by purpose. In due time, it will be deepened with granular data showing the state of indebtedness of Malonn
    😝😝😝😝😝😝😝😝😝😝😝😝

    BalasHapus
  16. SINCE 2007 REDUCED FUNDING EDUCATION.
    SINCE 2007 REDUCED FUNDING EDUCATION.
    SINCE 2007 REDUCED FUNDING EDUCATION.
    maining 10 percent was derived from tuition fees and other
    self-generated income. Public funds were also allocated
    indirectly through scholarships, student loans, and annual
    stipends for individual students to purchase books, refer-
    ence materials, and broadband subscriptions.
    Since 2007, the Malonnn government has reduced
    funding for higher education. The allocation to public uni-
    versities is at present reduced to 70 percent, with 30 per-
    cent of the budget covered through self-generated income.
    The cuts have been particularly drastic the past two years:
    in 2017, public universities received a total allocation of RM
    6.12 billion, which represents a 19.23 percent drop from the
    RM 7.57 billion allocation received in 2016.
    These massive cuts have not been well received among
    Malonn’s academic community. Multiple calls were made
    for the government to reconsider the budget cuts, not only
    by vice-chancellors of public universities, but also by the
    public, which is concerned with the quality of higher educa-
    tion delivered in an environment with limited resources
    Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income. The cuts have been particularly drastic the past two years: in 2017, public universities received a total allocation of RM 6.12 billion, which represents a 19.23 percent drop from the RM 7.57 billion allocation received in 2016. These massive cuts have not been well received among Malonn’s academic community. Multiple calls were made for the government to reconsider the budget cuts, not only by vice-chancellors of public universities, but also by the public, which is concerned with the quality of higher education delivered in an environment with limited resources.
    -------------
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
    Budget cuts
    • Targeted subsidies
    The government will end universal healthcare and instead offer targeted subsidies for healthcare.
    • Fees
    High-income families and individuals will pay more for healthcare services.
    Budget allocations
    • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
    • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
    • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
    • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
    Other social sector priorities
    The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
    --------------
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
    These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.

    BalasHapus
  17. Asas pendidikan tipu tipu puuur , engginer Malon tiada kepakaran , cakap grad A reality iq Malon otak gorilla semua

    BalasHapus
  18. PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
    These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
    ---------------
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
    ---------------
    2029-2020 : INCREASE DEBT
    2029-2020 : INCREASE DEBT
    2029 = 438,09 BILLION USD
    2028 = 412,2 BILLION USD
    2027 = 386,51 BILLION USD
    2026 = 362,19 BILLION USD
    2025 = 338,75 BILLION USD
    2024 = 316,15 BILLION USD
    2023 = 293,83 BILLION USD
    2022 = 271,49 BILLION USD
    2021 = 247,49 BILLION USD
    2020 = 221,49 BILLION USD
    ------------------
    2029-2020 : DEBT PAY DEBT
    2029-2020 : OVERLIMIT DEBT
    2029 = 69,54% DEBT RATIO TO GDP
    2028 = 69,34% DEBT RATIO TO GDP
    2027 = 68,8% DEBT RATIO TO GDP
    2026 = 68,17% DEBT RATIO TO GDP
    2025 = 68,07% DEBT RATIO TO GDP
    2024 = 68,38% DEBT RATIO TO GDP
    2023 = 69,76% DEBT RATIO TO GDP
    2022 = 65,5% DEBT RATIO TO GDP
    2021 = 69,16% DEBT RATIO TO GDP
    2020 = 67,69% DEBT RATIO TO GDP
    ==========
    HUTANG 2024 = RM 1,57 TRILLION
    HUTANG 2023 = RM 1,53 TRILLION
    HUTANG 2022 = RM 1,45 TRILLION
    HUTANG 2021 = RM 1,38 TRILLION
    HUTANG 2020 = RM 1,32 TRILLION
    HUTANG 2019 = RM 1,25 TRILLION
    HUTANG 2018 = RM 1,19 TRILLION
    The Finance Ministry stated that the aggregate national household debt stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household debt for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household debt to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.2% compared with 82% in 2018,” it said.
    ==========
    BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
    Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things.
    😝😝😝😝😝😝😝😝😝😝😝

    BalasHapus
  19. SINCE 2007 REDUCED FUNDING EDUCATION.
    SINCE 2007 REDUCED FUNDING EDUCATION.
    SINCE 2007 REDUCED FUNDING EDUCATION.
    maining 10 percent was derived from tuition fees and other
    self-generated income. Public funds were also allocated
    indirectly through scholarships, student loans, and annual
    stipends for individual students to purchase books, refer-
    ence materials, and broadband subscriptions.
    Since 2007, the Malonnn government has reduced
    funding for higher education. The allocation to public uni-
    versities is at present reduced to 70 percent, with 30 per-
    cent of the budget covered through self-generated income.
    The cuts have been particularly drastic the past two years:
    in 2017, public universities received a total allocation of RM
    6.12 billion, which represents a 19.23 percent drop from the
    RM 7.57 billion allocation received in 2016.
    These massive cuts have not been well received among
    Malonn’s academic community. Multiple calls were made
    for the government to reconsider the budget cuts, not only
    by vice-chancellors of public universities, but also by the
    public, which is concerned with the quality of higher educa-
    tion delivered in an environment with limited resources
    Since 2007, the Malonnn government has reduced funding for higher education. The allocation to public universities is at present reduced to 70 percent, with 30 percent of the budget covered through self-generated income.
    ---------------
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
    ---------------
    2029-2020 : INCREASE DEBT
    2029-2020 : INCREASE DEBT
    2029 = 438,09 BILLION USD
    2028 = 412,2 BILLION USD
    2027 = 386,51 BILLION USD
    2026 = 362,19 BILLION USD
    2025 = 338,75 BILLION USD
    2024 = 316,15 BILLION USD
    2023 = 293,83 BILLION USD
    2022 = 271,49 BILLION USD
    2021 = 247,49 BILLION USD
    2020 = 221,49 BILLION USD
    ------------------
    2029-2020 : DEBT PAY DEBT
    2029-2020 : OVERLIMIT DEBT
    2029 = 69,54% DEBT RATIO TO GDP
    2028 = 69,34% DEBT RATIO TO GDP
    2027 = 68,8% DEBT RATIO TO GDP
    2026 = 68,17% DEBT RATIO TO GDP
    2025 = 68,07% DEBT RATIO TO GDP
    2024 = 68,38% DEBT RATIO TO GDP
    2023 = 69,76% DEBT RATIO TO GDP
    2022 = 65,5% DEBT RATIO TO GDP
    2021 = 69,16% DEBT RATIO TO GDP
    2020 = 67,69% DEBT RATIO TO GDP
    ==========
    RINGIT TIDAK LAKU
    https://www.youtube.com/watch?v=rZD9_nKqIWQ
    ==========
    HUTANG 2024 = RM 1,57 TRILLION
    HUTANG 2023 = RM 1,53 TRILLION
    HUTANG 2022 = RM 1,45 TRILLION
    HUTANG 2021 = RM 1,38 TRILLION
    HUTANG 2020 = RM 1,32 TRILLION
    HUTANG 2019 = RM 1,25 TRILLION
    HUTANG 2018 = RM 1,19 TRILLION
    The Finance Ministry stated that the aggregate national household debt stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household debt for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household debt to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.2% compared with 82% in 2018,” it said.
    ==========
    BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
    Malonn household debt is one of the highest in the ASEAN region. Against this backdrop, Bank Negara Malonn (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in Malonn, among other things.
    😝😝😝😝😝😝😝😝😝😝😝😝

    BalasHapus
  20. Patut lah Anggaran Kesehatan Malaydeshia tinggi...terutama utk Anggaran Rumah Sakit Jiwa...maklum Mentality illness rakyat malaydeshia tinggi 1 dari 3 Rakyat Malaydeshian mengalami Gangguan Jiwa alias Sakit Jiwa.. sesuai penelitan Prudential Life...🤪🤪🤪🤪🤪🤪🤪🤪

    BalasHapus
  21. 2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    2025 CUT SUBSIDIES FOR HEALTHCARE
    Malonn's 2025 budget includes plans to cut subsidies for healthcare, but also includes funding for upgrades and targeted subsidies. The goal is to improve healthcare access and quality, while also reducing the fiscal deficit.
    Budget cuts
    • Targeted subsidies
    The government will end universal healthcare and instead offer targeted subsidies for healthcare.
    • Fees
    High-income families and individuals will pay more for healthcare services.
    Budget allocations
    • Ministry of Health: The Ministry of Health (MOH) received RM45.3 billion in 2025, a 9.8% increase from 2024.
    • Sarawak Cancer Centre: RM1 billion was allocated for the Sarawak Cancer Centre.
    • Hospital upgrades: Funding was allocated for upgrades to hospitals across Malonn.
    • Targeted subsidies: Targeted subsidies will be offered to improve healthcare access, particularly for marginalized communities.
    Other social sector priorities
    The budget also includes allocations for education and social welfare. The goal is to improve the quality of life and public services.
    --------------
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    PMX REDUCE EDUCATION SUBSIDES
    Malonn will cut back on subsidies and social assistance by excluding top earners from these benefits, Prime Minister Anwar Ibrahim said when tabling Budget 2025.
    These include the rationalisation of petrol and education subsidies by moving from blanket subsidy schemes to more targeted initiatives. But the country’s larger urban households with higher incomes will be the hardest hit by this shift, experts say.
    ---------------
    KESEHATAN MALONN....
    1 IN 4 ADOLESCENTS HAD DEPRESSION
    1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
    the 2022 National Health Morbidity Survey (NHMS) in Malonn found that one in four adolescents had depression and one in ten had attempted suicide. The survey also found that suicidal thoughts and attempted suicide rates were higher among girls than boys.
    Key findings
    • 1 in 4 adolescents had depression
    • 1 in 10 adolescents had attempted suicide
    • 18.5% of girls had suicidal thoughts, compared to 13.4% of boys who had attempted suicide
    Implications
    These findings highlight the need for targeted mental health interventions.
    ---------------
    KESEHATAN MALONN......
    1 IN 3 HAVE MENTAL DISORDER
    1 IN 4 ADOLESCENTS HAD DEPRESSION
    1 IN 10 ADOLESCENTS HAD ATTEMPTED SUICIDE
    According to Prudential, one in three people in Malonn have a mental disorder, but half of them haven't been diagnosed. This is a serious issue that requires targeted interventions.
    Prevalence of mental illness in Malonn
    • The 2022 National Health Morbidity Survey found that one in four adolescents have depression, and one in ten have attempted suicide.
    • The prevalence of mental health problems is highest among people aged 16–19 and those from low-income families.
    • Mental health problems can affect people throughout their lives.
    Impact of untreated mental illness
    • People who don't get mental health treatment may develop serious complications and even be hospitalized.
    • Mental illness stigma is still widespread in many cultures and nations.

    BalasHapus
  22. Wkwk...anggaran kesehatan n pendidikan besar buat apa kalau marwah negara . harga diri bangsa di injak2 bangla dan ccg cina?...TOLOL...

    BalasHapus
  23. Anggaran pendidikan dan keshatan tinggi tp kenyataan buat kapal 1 saja 13th tak jadi2 dan mental hospital penuh...macam apa pula lah ni...xaxaxaxxaxaxaxaxaxaxa

    BalasHapus