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Airborne Operations dengan pesawat C-130 Hercules dan CN-295 dalam Latgabma Super Garuda Shield 2025 (photos: TNI AD, TNI AU, DVIDS)
(Puspen TNI). Langit Baturaja pagi ini menjadi saksi ketangguhan prajurit TNI bersama pasukan multinasional dalam melaksanakan Airborne Operations atau operasi lintas udara, salah satu atraksi utama dalam rangkaian Latihan Gabungan Bersama Multinasional Super Garuda Shield 2025.
Sebanyak 129 peterjun beraksi menunjukkan profesionalisme, keberanian, dan kemampuan interoperabilitas dalam operasi lintas udara. Mereka terdiri dari prajurit Yonif Para Raider 330 Kostrad sebanyak 34 personel, Denmatra 1 Korpasgat TNI AU 16 personel, dan Brigrif 17 Kostrad 6 personel.
Sedangkan peterjun internasional terdiri dari Amerika Serikat yang menerjunkan 50 personel dari 1st Special Force dan 4th Quartermaster, sementara Jepang menerjunkan 40 personel dari 3rd Infantry Battalion dan 14 personel dari 1st Airborne Brigade.
Dalam latihan ini, berbagai aset militer udara dilibatkan dari negara peserta, di antaranya pesawat angkut C-130 dan CN-295 milik TNI Angkatan Udara, CN-235 dari Angkatan Udara Prancis, serta C-130 dari Amerika Serikat dan Jepang.
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Adapun skenario latihan meliputi penerjunan massal secara serentak, perebutan lapangan udara strategis melalui serbuan udara, misi lanjutan berupa pengamanan dan konsolidasi pasukan darat, hingga integrasi komando gabungan multinasional.
Bagi prajurit TNI, operasi lintas udara ini memberikan pengalaman berharga dalam taktik modern sekaligus meningkatkan kepercayaan diri untuk beroperasi bersama pasukan multinasional. Latihan ini juga menunjukkan kesiapan Indonesia menghadapi tantangan kawasan, dengan tetap menjunjung tinggi kerja sama dan solidaritas antar negara.
(TNI)
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Alasan Keterlambatan Upaya Pembelian F/A-18C/D Hornet Bekas dari Kuwait
• Kurangnya komitmen pemerintah Kuwait dalam melanjutkan negosiasi penjualan jet Hornet bekas kepada Malondesh. Meski kunjungan perwakilan TUDM direncanakan, respons resmi dari pihak Kuwait masih terbatas dan belum ada kepastian jumlah pesawat yang akan dilepas.
• Kebutuhan Kuwait untuk mempertahankan armadanya sambil menunggu pengiriman F/A-18E/F Super Hornet dari Amerika Serikat yang mengalami penundaan. Hal ini membuat Kuwait memilih fokus pada pemeliharaan dan peningkatan Hornet eksisting senilai US$1,8 miliar daripada melepasnya kepada Malondesh.
• Kompleksitas proses Foreign Military Sales (FMS) antara pemerintah Malondesh, pemerintah Kuwait, dan Departemen Pertahanan AS. Kesepakatan pemeliharaan, upgrade, serta persyaratan teknis dan administratif memakan waktu dan belum mencapai tahap finalisasi.
• Pertimbangan operasional Kuwait untuk memastikan kesiapan tempur hingga semua unit Super Hornet atau platform pengganti lain tiba. Pekerjaan pemeliharaan dan peningkatan sistem Hornet mereka menandakan ketidaktersediaan jet tersebut untuk dijual dalam waktu dekat.
Selain faktor-faktor di atas, Malondesh masih mengeksplorasi opsi lain untuk menjaga kapabilitas udara, seperti:
• Memperpanjang usia operasional F/A-18D Hornet yang dimiliki
• Mengejar alternatif platform multirole (contoh: Eurofighter Typhoon atau jet latih lanjutan yang dapat disulap menjadi tempur ringan)
MISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
2029-2020 : 10 YEARS = OVERLIMIT DEBT
2029-2020 : 10 YEARS = OVERLIMIT DEBT
DEBT RATIO TO GDP.......
2029 = 69,54%
2028 = 69,34%
2027 = 68,8%
2026 = 68,17%
2025 = 68,07%
2024 = 68,38%
2023 = 69,76%
2022 = 65,5%
2021 = 69,16%
2020 = 67,69%
BY STATISTA ......
================
SEWA HONDA CIVIC
SEWA 40 BMW SUPERBIKES
SEWAd BMW superbikes for military police. The Army’s military police – Kor Polis Tentera Di Raja – took delivery of 40 BMW R1250RT super bikes today. The superbikes are under SEWA from Syarikat Ammo Defence Sdn Bhd under a RM13.7 million Letter of Award.
As for leasing vehicles, this has been common practise by government departments for the decade or so as it is supposed to be cheaper overall. The MPs had also taken delivery of Honda Civics under a leasing programme,
-----
SEWA FAST INTERCEPTOR BOAT
SEWA UTILITY BOAT
SEWA RIGID HULL FENDER BOAT
SEWA ROVER FIBER GLASS
SEWA EC120B
SEWA FLIGHT SIMULATION TRAINING DEVICE
Mungkin ada yang tertanya-tanya, namun kaedah penyewaan ini bukanlah kali pertama dilakukan. Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM.
Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator dan SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
-----
SEWA KAPAL HIDROLOGI
SEWA KAPAL HIDROLOGI
SEWA KAPAL HIDROLOGI
Panglima TLDM Laksamana Tan Sri Ahmad Kamarulzaman Ahmad Badaruddin berkata Aishah Aims 4 diperoleh melalui kontrak SEWAan bagi menggantikan dua kapal hidrografi sedia ada milik TLDM iaitu KD Mutiara dan KD Perantau yang akan melalui proses lucut tauliah secara berperingkat.
===================
17 KREDITUR LCS
17 KREDITUR LCS
17 KREDITUR LCS
Besides MTU Services, others include Contraves Sdn Bhd, Axima Concept SA, Contraves Advanced Devices Sdn Bhd, Contraves Electrodynamics Sdn Bhd and Tyco Fire, Security & Services MALONDESH Sdn Bhd, as well as iXblue SAS, iXblue Sdn Bhd and Protank Mission Systems Sdn Bhd. Also included are Bank Pembangunan MALONDESH Bhd, AmBank Islamic Bhd, AmBank (M) Bhd, MTU Services, Affin Hwang Investment Bank Bhd, Bank Muamalat MALONDESH Bhd, Affin Bank Bhd, Bank Kerjasama Rakyat MALONDESH Bhd, Malayan Banking Bhd (Maybank) and KUWAIT FINANCE HOUSE (MALONDESH) Bhd.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
ANALISIS PROYEKSI PELUNASAN HUTANG MALONDESH 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Malondesh meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
===========
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Malondesh untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Malondesh akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
===========
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Malondesh telah menyepakati untuk membeli sampai US$150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar US$240–242 miliar, termasuk US$70 miliar investasi Malondesh ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Malondesh ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
😝😝😝😝😝😝😝😝😝😝😝😝
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
2029-2020 : 10 YEARS = OVERLIMIT DEBT
2029-2020 : 10 YEARS = OVERLIMIT DEBT
DEBT RATIO TO GDP.......
2029 = 69,54%
2028 = 69,34%
2027 = 68,8%
2026 = 68,17%
2025 = 68,07%
2024 = 68,38%
2023 = 69,76%
2022 = 65,5%
2021 = 69,16%
2020 = 67,69%
BY STATISTA ......
================
SEWA 28 HELI = 119 HELI BARU :
SEWA 28 HELI RM 16.8BN = USD 3.7BN/USD 3.700 JT DOLAR
•HARGA HELI AW149 = USD 31 JUTA
•28 UNITK X $ 31 JT= USD 857 JUTA
•$ 3.700JT ÷ $ 31 JT = 119 HELI BARU
----
4x LEBIH MAHAL SEWA DARIPADA BELI BARU =
SEWA 15 TAHUN = RM16.8 BILION
BELI BARU = RM3.954 BILION
SEWAan selama 15 tahun dianggarkan mencecah RM16.8 bilion, jauh lebih tinggi berbanding kos pembelian helikopter serupa yang dianggarkan sekitar RM3.954 bilion.MALONDESH (ATM)
===================
• LCS USD 4,74 BILLION/5 UNIT = USD 948 MILLION/UNIT.
• USD 948 JUTA (EXCLUDING AMMO) = FFBNW = MANGKRAK DELAYED
-NO NSM.
-NO VL MICA.
-NO TORPEDO RINGAN.
-NO SECONDARY GUNS.
-NO BOFORS MK3.
https://en.wikipedia.org/wiki/Maharaja_Lela-class_frigate
-------------
PRICE DESTROYER DAN FREGAT =
-KDX 3 CLASS/SEJONG USD 900 JUTA/UNIT
-TYPE 052D CLASS USD 500-600 JUTA.
-TYPE 055 CLASS USD 920 JUTA.
-OPV PPA USD 1,3 BILLION/2 UNIT = USD 650/UNIT
KASIHAN NEGARA MISKIN MALONDESH CUMA JADI JURU SORAK.....HAHAAAA
BalasHapusRUSUHAN makin merebak ke banyak wilayah..... BUBAR 2030 SEMAKIN NYATA..... 👍🏻👍🏻👍🏻
BalasHapusTiga Orang Tewas dalam Pembakaran Gedung DPRD Makassar
https://m.youtube.com/watch?v=RQfQoOKNPSk
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
Three weeks ago, the Madani government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd. The estimated cost for the deal is RM10.7 billion and it will be covered in installments over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals.
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA SIMULATOR MKM TAHUN
Five-year contract for Sukhoi’s simulators. Publicly listed HeiTech Padu Bhd has announced that it had been awarded a RM67 million, five-year contract to operate and maintain the Su-30MKM flight simulators at the RMAF airbase in Gong Kedak
SEWA HELI SEWA SIMULATOR
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA 4x4
Pejabat perusahaan mengatakan kepada Janes di pameran bahwa Angkatan Bersenjata MALONDESH sedang mencari untuk menyewa Tarantula
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
CUKUP SPR 2 PINDAD MENJEBOL DARI 2 KM =
PLAT TIPIS
PLAT TIPIS
PLAT TIPIS
TARANTULA HMAV 4X4 – RANTIS LAPIS BAJA MALAYSIA
BERAT: 14 TON
MESIN: CATERPILLAR TURBOCHARGED, 330 HP
KECEPATAN: HINGGA 110 KM/JAM
PERLINDUNGAN: STANAG 4569 LEVEL 2
ARTINYA MAMPU MENAHAN PELURU KALIBER 7.62 MM DARI JARAK DEKAT
------------
STANAG 4569 LEVEL 2 = 7.62×39 MM
STANAG 4569 LEVEL 2 = 7.62×39 MM
STANAG 4569 LEVEL 2 = 7.62×39 MM
STANAG 4569 LEVEL 2 – PERLINDUNGAN BALISTIK
ANCAMAN PELURU:
7.62×39 MM API BZ (ARMOR-PIERCING INCENDIARY)
DITEMBAKKAN DARI JARAK 30 METER DENGAN KECEPATAN SEKITAR 695 M/S
BERDASARKAN UJI PENETRASI PELURU 7.62 MM API BZ, BAJA YANG MAMPU MENAHAN PELURU INI BIASANYA MEMILIKI KETEBALAN SEKITAR:
6–10 MM BAJA BAJA KERAS (HARD STEEL)
==========
==========
SPR 2 PINDAD = 2 KM
TEMBUS BAJA 10 MM (STANAG 4569 LEVEL 2)
TEMBUS BAJA 10 MM (STANAG 4569 LEVEL 2)
TEMBUS BAJA 10 MM (STANAG 4569 LEVEL 2)
TEMBUS BAJA 10 MM (STANAG 4569 LEVEL 2)
🔫 SPR-2 PINDAD – SENAPAN ANTI-MATERIAL INDONESIA
KALIBER: 12.7 MM (.50 BMG)
JANGKAUAN EFEKTIF: HINGGA 2.000 METER
KEMAMPUAN: MENEMBUS BAJA SETEBAL 10 MM DARI JARAK 2 KM
KECEPATAN PROYEKTIL: 900 M/DETIK
BOBOT SENJATA: 19.5 KG
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
RUSUHAN makin merebak ke banyak wilayah..... BUBAR 2030 SEMAKIN NYATA..... 👍🏻👍🏻👍🏻
BalasHapusTiga Orang Tewas dalam Pembakaran Gedung DPRD Makassar
https://m.youtube.com/watch?v=RQfQoOKNPSk
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
2029-2020 : 10 YEARS = OVERLIMIT DEBT
2029-2020 : 10 YEARS = OVERLIMIT DEBT
DEBT RATIO TO GDP.......
2029 = 69,54%
2028 = 69,34%
2027 = 68,8%
2026 = 68,17%
2025 = 68,07%
2024 = 68,38%
2023 = 69,76%
2022 = 65,5%
2021 = 69,16%
2020 = 67,69%
BY STATISTA ......
================
SEWA 28 HELI = 119 HELI BARU :
SEWA 28 HELI RM 16.8BN = USD 3.7BN/USD 3.700 JT DOLAR
•HARGA HELI AW149 = USD 31 JUTA
•28 UNITK X $ 31 JT= USD 857 JUTA
•$ 3.700JT ÷ $ 31 JT = 119 HELI BARU
----
4x LEBIH MAHAL SEWA DARIPADA BELI BARU =
SEWA 15 TAHUN = RM16.8 BILION
BELI BARU = RM3.954 BILION
SEWAan selama 15 tahun dianggarkan mencecah RM16.8 bilion, jauh lebih tinggi berbanding kos pembelian helikopter serupa yang dianggarkan sekitar RM3.954 bilion.MALONDESH (ATM)
===================
• LCS USD 4,74 BILLION/5 UNIT = USD 948 MILLION/UNIT.
• USD 948 JUTA (EXCLUDING AMMO) = FFBNW = MANGKRAK DELAYED
-NO NSM.
-NO VL MICA.
-NO TORPEDO RINGAN.
-NO SECONDARY GUNS.
-NO BOFORS MK3.
https://en.wikipedia.org/wiki/Maharaja_Lela-class_frigate
-------------
PRICE DESTROYER DAN FREGAT =
-KDX 3 CLASS/SEJONG USD 900 JUTA/UNIT
-TYPE 052D CLASS USD 500-600 JUTA.
-TYPE 055 CLASS USD 920 JUTA.
-OPV PPA USD 1,3 BILLION/2 UNIT = USD 650/UNIT
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
2029-2020 : 10 YEARS = OVERLIMIT DEBT
2029-2020 : 10 YEARS = OVERLIMIT DEBT
DEBT RATIO TO GDP.......
2029 = 69,54%
2028 = 69,34%
2027 = 68,8%
2026 = 68,17%
2025 = 68,07%
2024 = 68,38%
2023 = 69,76%
2022 = 65,5%
2021 = 69,16%
2020 = 67,69%
BY STATISTA ......
================
SEWA HONDA CIVIC
SEWA 40 BMW SUPERBIKES
SEWAd BMW superbikes for military police. The Army’s military police – Kor Polis Tentera Di Raja – took delivery of 40 BMW R1250RT super bikes today. The superbikes are under SEWA from Syarikat Ammo Defence Sdn Bhd under a RM13.7 million Letter of Award.
As for leasing vehicles, this has been common practise by government departments for the decade or so as it is supposed to be cheaper overall. The MPs had also taken delivery of Honda Civics under a leasing programme,
-----
SEWA FAST INTERCEPTOR BOAT
SEWA UTILITY BOAT
SEWA RIGID HULL FENDER BOAT
SEWA ROVER FIBER GLASS
SEWA EC120B
SEWA FLIGHT SIMULATION TRAINING DEVICE
Mungkin ada yang tertanya-tanya, namun kaedah penyewaan ini bukanlah kali pertama dilakukan. Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM.
Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator dan SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
-----
SEWA KAPAL HIDROLOGI
SEWA KAPAL HIDROLOGI
SEWA KAPAL HIDROLOGI
Panglima TLDM Laksamana Tan Sri Ahmad Kamarulzaman Ahmad Badaruddin berkata Aishah Aims 4 diperoleh melalui kontrak SEWAan bagi menggantikan dua kapal hidrografi sedia ada milik TLDM iaitu KD Mutiara dan KD Perantau yang akan melalui proses lucut tauliah secara berperingkat.
===================
17 KREDITUR LCS
17 KREDITUR LCS
17 KREDITUR LCS
Besides MTU Services, others include Contraves Sdn Bhd, Axima Concept SA, Contraves Advanced Devices Sdn Bhd, Contraves Electrodynamics Sdn Bhd and Tyco Fire, Security & Services MALONDESH Sdn Bhd, as well as iXblue SAS, iXblue Sdn Bhd and Protank Mission Systems Sdn Bhd. Also included are Bank Pembangunan MALONDESH Bhd, AmBank Islamic Bhd, AmBank (M) Bhd, MTU Services, Affin Hwang Investment Bank Bhd, Bank Muamalat MALONDESH Bhd, Affin Bank Bhd, Bank Kerjasama Rakyat MALONDESH Bhd, Malayan Banking Bhd (Maybank) and KUWAIT FINANCE HOUSE (MALONDESH) Bhd.
KEHANCURAN DARI DALAM guys.... 🤣🤣🤣
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
2029-2020 : 10 YEARS = OVERLIMIT DEBT
2029-2020 : 10 YEARS = OVERLIMIT DEBT
DEBT RATIO TO GDP.......
2029 = 69,54%
2028 = 69,34%
2027 = 68,8%
2026 = 68,17%
2025 = 68,07%
2024 = 68,38%
2023 = 69,76%
2022 = 65,5%
2021 = 69,16%
2020 = 67,69%
BY STATISTA ......
================
SEWA 28 HELI = 119 HELI BARU :
SEWA 28 HELI RM 16.8BN = USD 3.7BN/USD 3.700 JT DOLAR
•HARGA HELI AW149 = USD 31 JUTA
•28 UNITK X $ 31 JT= USD 857 JUTA
•$ 3.700JT ÷ $ 31 JT = 119 HELI BARU
----
4x LEBIH MAHAL SEWA DARIPADA BELI BARU =
SEWA 15 TAHUN = RM16.8 BILION
BELI BARU = RM3.954 BILION
SEWAan selama 15 tahun dianggarkan mencecah RM16.8 bilion, jauh lebih tinggi berbanding kos pembelian helikopter serupa yang dianggarkan sekitar RM3.954 bilion.MALONDESH (ATM)
===================
• LCS USD 4,74 BILLION/5 UNIT = USD 948 MILLION/UNIT.
• USD 948 JUTA (EXCLUDING AMMO) = FFBNW = MANGKRAK DELAYED
-NO NSM.
-NO VL MICA.
-NO TORPEDO RINGAN.
-NO SECONDARY GUNS.
-NO BOFORS MK3.
https://en.wikipedia.org/wiki/Maharaja_Lela-class_frigate
-------------
PRICE DESTROYER DAN FREGAT =
-KDX 3 CLASS/SEJONG USD 900 JUTA/UNIT
-TYPE 052D CLASS USD 500-600 JUTA.
-TYPE 055 CLASS USD 920 JUTA.
-OPV PPA USD 1,3 BILLION/2 UNIT = USD 650/UNIT
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
2029-2020 : 10 YEARS = OVERLIMIT DEBT
2029-2020 : 10 YEARS = OVERLIMIT DEBT
DEBT RATIO TO GDP.......
2029 = 69,54%
2028 = 69,34%
2027 = 68,8%
2026 = 68,17%
2025 = 68,07%
2024 = 68,38%
2023 = 69,76%
2022 = 65,5%
2021 = 69,16%
2020 = 67,69%
BY STATISTA ......
================
SEWA HONDA CIVIC
SEWA 40 BMW SUPERBIKES
SEWAd BMW superbikes for military police. The Army’s military police – Kor Polis Tentera Di Raja – took delivery of 40 BMW R1250RT super bikes today. The superbikes are under SEWA from Syarikat Ammo Defence Sdn Bhd under a RM13.7 million Letter of Award.
As for leasing vehicles, this has been common practise by government departments for the decade or so as it is supposed to be cheaper overall. The MPs had also taken delivery of Honda Civics under a leasing programme,
-----
SEWA FAST INTERCEPTOR BOAT
SEWA UTILITY BOAT
SEWA RIGID HULL FENDER BOAT
SEWA ROVER FIBER GLASS
SEWA EC120B
SEWA FLIGHT SIMULATION TRAINING DEVICE
Mungkin ada yang tertanya-tanya, namun kaedah penyewaan ini bukanlah kali pertama dilakukan. Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM.
Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator dan SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
-----
SEWA KAPAL HIDROLOGI
SEWA KAPAL HIDROLOGI
SEWA KAPAL HIDROLOGI
Panglima TLDM Laksamana Tan Sri Ahmad Kamarulzaman Ahmad Badaruddin berkata Aishah Aims 4 diperoleh melalui kontrak SEWAan bagi menggantikan dua kapal hidrografi sedia ada milik TLDM iaitu KD Mutiara dan KD Perantau yang akan melalui proses lucut tauliah secara berperingkat.
===================
17 KREDITUR LCS
17 KREDITUR LCS
17 KREDITUR LCS
Besides MTU Services, others include Contraves Sdn Bhd, Axima Concept SA, Contraves Advanced Devices Sdn Bhd, Contraves Electrodynamics Sdn Bhd and Tyco Fire, Security & Services MALONDESH Sdn Bhd, as well as iXblue SAS, iXblue Sdn Bhd and Protank Mission Systems Sdn Bhd. Also included are Bank Pembangunan MALONDESH Bhd, AmBank Islamic Bhd, AmBank (M) Bhd, MTU Services, Affin Hwang Investment Bank Bhd, Bank Muamalat MALONDESH Bhd, Affin Bank Bhd, Bank Kerjasama Rakyat MALONDESH Bhd, Malayan Banking Bhd (Maybank) and KUWAIT FINANCE HOUSE (MALONDESH) Bhd.
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
2029-2020 : 10 YEARS = OVERLIMIT DEBT
2029-2020 : 10 YEARS = OVERLIMIT DEBT
DEBT RATIO TO GDP.......
2029 = 69,54%
2028 = 69,34%
2027 = 68,8%
2026 = 68,17%
2025 = 68,07%
2024 = 68,38%
2023 = 69,76%
2022 = 65,5%
2021 = 69,16%
2020 = 67,69%
BY STATISTA ......
================
SEWA HONDA CIVIC
SEWA 40 BMW SUPERBIKES
SEWAd BMW superbikes for military police. The Army’s military police – Kor Polis Tentera Di Raja – took delivery of 40 BMW R1250RT super bikes today. The superbikes are under SEWA from Syarikat Ammo Defence Sdn Bhd under a RM13.7 million Letter of Award.
As for leasing vehicles, this has been common practise by government departments for the decade or so as it is supposed to be cheaper overall. The MPs had also taken delivery of Honda Civics under a leasing programme,
-----
SEWA FAST INTERCEPTOR BOAT
SEWA UTILITY BOAT
SEWA RIGID HULL FENDER BOAT
SEWA ROVER FIBER GLASS
SEWA EC120B
SEWA FLIGHT SIMULATION TRAINING DEVICE
Mungkin ada yang tertanya-tanya, namun kaedah penyewaan ini bukanlah kali pertama dilakukan. Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM.
Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator dan SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
-----
SEWA KAPAL HIDROLOGI
SEWA KAPAL HIDROLOGI
SEWA KAPAL HIDROLOGI
Panglima TLDM Laksamana Tan Sri Ahmad Kamarulzaman Ahmad Badaruddin berkata Aishah Aims 4 diperoleh melalui kontrak SEWAan bagi menggantikan dua kapal hidrografi sedia ada milik TLDM iaitu KD Mutiara dan KD Perantau yang akan melalui proses lucut tauliah secara berperingkat.
===================
17 KREDITUR LCS
17 KREDITUR LCS
17 KREDITUR LCS
Besides MTU Services, others include Contraves Sdn Bhd, Axima Concept SA, Contraves Advanced Devices Sdn Bhd, Contraves Electrodynamics Sdn Bhd and Tyco Fire, Security & Services MALONDESH Sdn Bhd, as well as iXblue SAS, iXblue Sdn Bhd and Protank Mission Systems Sdn Bhd. Also included are Bank Pembangunan MALONDESH Bhd, AmBank Islamic Bhd, AmBank (M) Bhd, MTU Services, Affin Hwang Investment Bank Bhd, Bank Muamalat MALONDESH Bhd, Affin Bank Bhd, Bank Kerjasama Rakyat MALONDESH Bhd, Malayan Banking Bhd (Maybank) and KUWAIT FINANCE HOUSE (MALONDESH) Bhd.
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
--------------------
FUNDING USA = NGEMIS USA
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
the US through its Indo-Pacific Command ( IndoPacom) is funding the expansion of the MMEA headquarters in Kuching, Sarawak, the Tun Abang Salahuddin Complex or Komtas, located at Muara Tebas. The complex is located some 30km – by road – north of Kuching.
--------------------
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
Back in 2006, the US gifted MALONDESH an unkTIADAwn number and type of coastal surveillance radars which were kTIADAwn colloquially as the 1206 radars. Some 17 years later the 1206 CSS radars have been upgraded which was also paid by the US.
--------------------
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
Minister DSU Mohamad Hasan told Parliament on March 16 that the Lockheed Martin TPS-77 long range surveillance radar, donated by the US, will be commissioned in Labuan by year end.
--------------------
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
It appears that Japan has donated at least a single airfield surveillance radar (ASR) to MALONDESH for use by the RMAF.
------------------
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
Three weeks ago, the Madani government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd. The estimated cost for the deal is RM10.7 billion and it will be covered in installments over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals.
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA SIMULATOR MKM TAHUN
Five-year contract for Sukhoi’s simulators. Publicly listed HeiTech Padu Bhd has announced that it had been awarded a RM67 million, five-year contract to operate and maintain the Su-30MKM flight simulators at the RMAF airbase in Gong Kedak
SEWA HELI SEWA SIMULATOR
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA 4x4
Pejabat perusahaan mengatakan kepada Janes di pameran bahwa Angkatan Bersenjata MALONDESH sedang mencari untuk menyewa Tarantula
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
BalasHapusSemakin parah.... 🤣🤣🤣
Mapolres Metro Jakarta Timur "Diserang" Ribuan Massa Pada Dini Hari
https://m.youtube.com/watch?v=9TgpjSiLo2c&pp=0gcJCbIJAYcqIYzv
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
--------------------
FUNDING USA = NGEMIS USA
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
the US through its Indo-Pacific Command ( IndoPacom) is funding the expansion of the MMEA headquarters in Kuching, Sarawak, the Tun Abang Salahuddin Complex or Komtas, located at Muara Tebas. The complex is located some 30km – by road – north of Kuching.
--------------------
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
Back in 2006, the US gifted MALONDESH an unkTIADAwn number and type of coastal surveillance radars which were kTIADAwn colloquially as the 1206 radars. Some 17 years later the 1206 CSS radars have been upgraded which was also paid by the US.
--------------------
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
Minister DSU Mohamad Hasan told Parliament on March 16 that the Lockheed Martin TPS-77 long range surveillance radar, donated by the US, will be commissioned in Labuan by year end.
--------------------
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
It appears that Japan has donated at least a single airfield surveillance radar (ASR) to MALONDESH for use by the RMAF.
------------------
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
--------------------
FUNDING USA = NGEMIS USA
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
the US through its Indo-Pacific Command ( IndoPacom) is funding the expansion of the MMEA headquarters in Kuching, Sarawak, the Tun Abang Salahuddin Complex or Komtas, located at Muara Tebas. The complex is located some 30km – by road – north of Kuching.
--------------------
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
Back in 2006, the US gifted MALONDESH an unkTIADAwn number and type of coastal surveillance radars which were kTIADAwn colloquially as the 1206 radars. Some 17 years later the 1206 CSS radars have been upgraded which was also paid by the US.
--------------------
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
Minister DSU Mohamad Hasan told Parliament on March 16 that the Lockheed Martin TPS-77 long range surveillance radar, donated by the US, will be commissioned in Labuan by year end.
--------------------
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
It appears that Japan has donated at least a single airfield surveillance radar (ASR) to MALONDESH for use by the RMAF.
------------------
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
===========
SEWA = MISKIN HUTANG 84.3% DARI GDP
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA Flight Simulation Training Device (FSTD)
5. SEWA 1 unit Sistem Simulator EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA Fast Interceptor Boat (FIB)
9. SEWA Utility Boat
10. SEWA Rigid Hull Fender Boat (RHFB)
11. SEWA Rover Fiber Glass (Rover)
12. SEWA MV Aishah AIM 4
13. SEWA BMW R1250RT
14. SEWA 4x4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
52.225 RELINQUISH [PINDAH NEGARA]
PER TAHUN = 10.104 MALONDESH PINDAH NEGARA
PER BULAN = 842 MALONDESH PINDAH NEGARA
PER HARI = 28 MALONDESH PINDAH NEGARA
Total of 52,225 applications from MALONDESHs to renounce their citizenship were approved between 1 January 2020 and 15 February this year.
This means, on average, 842 MALONDESHs relinquish their citizenship every month
===================
THE MALONDESH ARMY HAS FACED SOME CHALLENGES, INCLUDING CORRUPTION AND ISSUES WITH MILITARY PERSONNEL:
1. Corruption
MALONDESH's military has been involved in corruption, and the country's military doctrine doesn't recognize it as a threat. The Integrity Plan addresses corruption, but it's not a strategic document, and commanders don't receive training on corruption issues before deployments.
2. Military personnel
Some say that military personnel have struggles with thinking skills, decision-making, and problem-solving.
3. Logistics
Some say that MALONDESH has had problems ensuring the readiness of the MALONDESH Armed Forces (MAF) in the face of threats
-------------------------------------
MALONDESH ARMED FORCES (MAF) FACES SEVERAL CHALLENGES WITH MAINTAINING ITS EQUIPMENT, INCLUDING:
1. Budget
The MAF has a limited budget, which affects the serviceability of its assets.
2. Outsourcing
The MAF has outsourced maintenance of its assets since the 1970s, but the outsourcing program has faced challenges such as undertrained staff, underperforming contractors, and lack of contract enforcement.
3. Old inventory
The Royal MALONDESH Navy (RMN) has a number of old ships in service, including the Kasturi-class Corvette, the Laksamana Corvette class, the Perdana-class gunboat, and the Handalan and Jerung class.
4. Spare parts
There are issues with delivering spare parts to soldiers on the ground at the right time
-------------------------------------
KEY WORDS :
1. 1 UNIT APACHE = 13 UNIT MD530G
2. 1 UNIT RAFALE = 4 UNIT FA50M
3. 1 UNIT PPA = 3 UNIT LMS B2
4. 1 UNIT SCORPENE IDN = 2 UNIT SCORPENE MALONDESH
5. CN 235 US$ 27,50 JUTA = ATR 72 US$24.7 JUTA
6. SEWA 28 HELI = 119 HELI BARU
7. 4.5 KM JAVELIN = 1 KM NLAW
8. ANKA ISR NOT ARMED
9. LCS EXCLUDING AMMO = DESTROYER INCLUDING AMMO
😝DIPERAS USA 242 MILIAR DOLAR😝
Semakin parah.... 🤣🤣🤣
BalasHapusMapolres Metro Jakarta Timur "Diserang" Ribuan Massa Pada Dini Hari
https://m.youtube.com/watch?v=9TgpjSiLo2c&pp=0gcJCbIJAYcqIYzv
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
--------------------
FUNDING USA = NGEMIS USA
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
the US through its Indo-Pacific Command ( IndoPacom) is funding the expansion of the MMEA headquarters in Kuching, Sarawak, the Tun Abang Salahuddin Complex or Komtas, located at Muara Tebas. The complex is located some 30km – by road – north of Kuching.
--------------------
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
Back in 2006, the US gifted MALONDESH an unkTIADAwn number and type of coastal surveillance radars which were kTIADAwn colloquially as the 1206 radars. Some 17 years later the 1206 CSS radars have been upgraded which was also paid by the US.
--------------------
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
Minister DSU Mohamad Hasan told Parliament on March 16 that the Lockheed Martin TPS-77 long range surveillance radar, donated by the US, will be commissioned in Labuan by year end.
--------------------
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
It appears that Japan has donated at least a single airfield surveillance radar (ASR) to MALONDESH for use by the RMAF.
------------------
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
--------------------
FUNDING USA = NGEMIS USA
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
the US through its Indo-Pacific Command ( IndoPacom) is funding the expansion of the MMEA headquarters in Kuching, Sarawak, the Tun Abang Salahuddin Complex or Komtas, located at Muara Tebas. The complex is located some 30km – by road – north of Kuching.
--------------------
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
Back in 2006, the US gifted MALONDESH an unkTIADAwn number and type of coastal surveillance radars which were kTIADAwn colloquially as the 1206 radars. Some 17 years later the 1206 CSS radars have been upgraded which was also paid by the US.
--------------------
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
Minister DSU Mohamad Hasan told Parliament on March 16 that the Lockheed Martin TPS-77 long range surveillance radar, donated by the US, will be commissioned in Labuan by year end.
--------------------
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
It appears that Japan has donated at least a single airfield surveillance radar (ASR) to MALONDESH for use by the RMAF.
------------------
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
===========
SEWA = MISKIN HUTANG 84.3% DARI GDP
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA Flight Simulation Training Device (FSTD)
5. SEWA 1 unit Sistem Simulator EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA Fast Interceptor Boat (FIB)
9. SEWA Utility Boat
10. SEWA Rigid Hull Fender Boat (RHFB)
11. SEWA Rover Fiber Glass (Rover)
12. SEWA MV Aishah AIM 4
13. SEWA BMW R1250RT
14. SEWA 4x4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
2016 PRANK NEXTER
Nexter in cooperation with Advanced Defense Systems (ADS) is proposing the CAESAR 155mm 52 .cal self propelled howitzer to the MALONDESH Army, in order to fill a capability gap. An LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the MALONDESH Army's firepower inventory.
--
2023 PRANK MKE
The MALONDESH Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--
2022 PRANK KDS
MALONDESH is expected to conclude a deal with Slovakia for the supply of EVA 155mm self-propelled howitzers for the MALONDESH Army.
-------------------------------------
The ‘CAESAR CLUB’ aims to bring together its different user countries and share feedback. Around the manufacturer, KNDS, the officialization in Canjuers gathered countries using the self-propelled howitzer: France (76), Thailand (6), Saudi Arabia (132), Indonesia (55), Czech Republic (62), Belgium (9 GN ordered) and Lithuania (18). And Ukraine for several months.
-
SPH MYANMAR : That is the main reason why Myanmar bought large number of SH 1 howitzers in early 2010s. Currently there are as many as 72 SH 1 howitzers in Myanmar inventory and they are used extensively in many counter insurgency operations.
-
SPH LAOS : At the end of 2017, a unit of the Lao People's Army Artillery Division surprised the regional military observers with the publicity of CS/SH1's self-evident training image.
-
SPH FILIPINA : Philippine Army operates two batteries of ATMOS 155 self-propelled guns which consist of 6 mobile firing units each (12 total) has been delivered by Elbit Systems.
-
SPH THAILAND : THailand mengakuisisi sistem meriam swagerak (self-propelled gun-howitzer) kaliber 155 mm untuk melindungi wilayah perbatasan timur Negara Gajah Putih dengan Kamboja.
-
SPH VIETNAM : Over the past decade the People's Army of Vietnam developed homebuilt self-propelled howitzers using leftover M101 self-propelled guns combined with the chassis of Ural trucks & M548 tracked cargo carriers
-
NORA B-52 = CYPRUS, ALGERIA, KENYA, AZERBAIJAN, BANGLADESH AND MYANMAR
This artillery system, beyond the domestic market, has seen a fair amount of success in international sales to Cyprus, Algeria, Kenya, Azerbaijan, Bangladesh and Myanmar.
-------------------------------------
The MALONDESH army has faced some challenges, including corruption and issues with military personnel:
• Corruption
MALONDESH's military has been involved in corruption, and the country's military doctrine doesn't recognize it as a threat. The Integrity Plan addresses corruption, but it's not a strategic document, and commanders don't receive training on corruption issues before deployments.
• Military personnel
Some say that military personnel have struggles with thinking skills, decision-making, and problem-solving.
• Logistics
Some say that MALONDESH has had problems ensuring the readiness of the MALONDESH Armed Forces (MAF) in the face of threats
😝DIPERAS USA 242 MILIAR DOLAR😝
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
2016 PRANK NEXTER
Nexter in cooperation with Advanced Defense Systems (ADS) is proposing the CAESAR 155mm 52 .cal self propelled howitzer to the MALONDESH Army, in order to fill a capability gap. An LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the MALONDESH Army's firepower inventory.
--
2023 PRANK MKE
The MALONDESH Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--
2022 PRANK KDS
MALONDESH is expected to conclude a deal with Slovakia for the supply of EVA 155mm self-propelled howitzers for the MALONDESH Army.
-------------------------------------
The ‘CAESAR CLUB’ aims to bring together its different user countries and share feedback. Around the manufacturer, KNDS, the officialization in Canjuers gathered countries using the self-propelled howitzer: France (76), Thailand (6), Saudi Arabia (132), Indonesia (55), Czech Republic (62), Belgium (9 GN ordered) and Lithuania (18). And Ukraine for several months.
-
SPH MYANMAR : That is the main reason why Myanmar bought large number of SH 1 howitzers in early 2010s. Currently there are as many as 72 SH 1 howitzers in Myanmar inventory and they are used extensively in many counter insurgency operations.
-
SPH LAOS : At the end of 2017, a unit of the Lao People's Army Artillery Division surprised the regional military observers with the publicity of CS/SH1's self-evident training image.
-
SPH FILIPINA : Philippine Army operates two batteries of ATMOS 155 self-propelled guns which consist of 6 mobile firing units each (12 total) has been delivered by Elbit Systems.
-
SPH THAILAND : THailand mengakuisisi sistem meriam swagerak (self-propelled gun-howitzer) kaliber 155 mm untuk melindungi wilayah perbatasan timur Negara Gajah Putih dengan Kamboja.
-
SPH VIETNAM : Over the past decade the People's Army of Vietnam developed homebuilt self-propelled howitzers using leftover M101 self-propelled guns combined with the chassis of Ural trucks & M548 tracked cargo carriers
-
NORA B-52 = CYPRUS, ALGERIA, KENYA, AZERBAIJAN, BANGLADESH AND MYANMAR
This artillery system, beyond the domestic market, has seen a fair amount of success in international sales to Cyprus, Algeria, Kenya, Azerbaijan, Bangladesh and Myanmar.
-------------------------------------
The MALONDESH army has faced some challenges, including corruption and issues with military personnel:
• Corruption
MALONDESH's military has been involved in corruption, and the country's military doctrine doesn't recognize it as a threat. The Integrity Plan addresses corruption, but it's not a strategic document, and commanders don't receive training on corruption issues before deployments.
• Military personnel
Some say that military personnel have struggles with thinking skills, decision-making, and problem-solving.
• Logistics
Some say that MALONDESH has had problems ensuring the readiness of the MALONDESH Armed Forces (MAF) in the face of threats
😝DIPERAS USA 242 MILIAR DOLAR😝
MISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
--------------------
FUNDING USA = NGEMIS USA
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
the US through its Indo-Pacific Command ( IndoPacom) is funding the expansion of the MMEA headquarters in Kuching, Sarawak, the Tun Abang Salahuddin Complex or Komtas, located at Muara Tebas. The complex is located some 30km – by road – north of Kuching.
--------------------
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
Back in 2006, the US gifted MALONDESH an unkTIADAwn number and type of coastal surveillance radars which were kTIADAwn colloquially as the 1206 radars. Some 17 years later the 1206 CSS radars have been upgraded which was also paid by the US.
--------------------
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
Minister DSU Mohamad Hasan told Parliament on March 16 that the Lockheed Martin TPS-77 long range surveillance radar, donated by the US, will be commissioned in Labuan by year end.
--------------------
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
It appears that Japan has donated at least a single airfield surveillance radar (ASR) to MALONDESH for use by the RMAF.
------------------
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
MISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
--------------------
FUNDING USA = NGEMIS USA
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
EXPANSION MMEA HEADQUARTERS
the US through its Indo-Pacific Command ( IndoPacom) is funding the expansion of the MMEA headquarters in Kuching, Sarawak, the Tun Abang Salahuddin Complex or Komtas, located at Muara Tebas. The complex is located some 30km – by road – north of Kuching.
--------------------
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
GIFTED PAID BY USA = NGEMIS RADAR USA
Back in 2006, the US gifted MALONDESH an unkTIADAwn number and type of coastal surveillance radars which were kTIADAwn colloquially as the 1206 radars. Some 17 years later the 1206 CSS radars have been upgraded which was also paid by the US.
--------------------
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
DONATED BY US = NGEMIS RADAR USA
Minister DSU Mohamad Hasan told Parliament on March 16 that the Lockheed Martin TPS-77 long range surveillance radar, donated by the US, will be commissioned in Labuan by year end.
--------------------
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
DONATED BY JAPAN = NGEMIS RADAR JAPAN
It appears that Japan has donated at least a single airfield surveillance radar (ASR) to MALONDESH for use by the RMAF.
------------------
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
MISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
FUNDING USA = NGEMIS USA
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
UPGRADE SHOOTING RANGE.
United States is continuing to provide funding for upgrades of facilities of the Armed Forces. The latest funding is for the upgrade of the Kota Belud firing range in Sabah. Army Eastern Field Commander Leftenant General Mohd Sofi Md Lepi said in Tawau on April 16 that they will work with the US Army Pacific (USARPAC) for the RM57.6 million upgrade of the shooting range.
===========
SEWA = MISKIN HUTANG 84.3% DARI GDP
1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA Flight Simulation Training Device (FSTD)
5. SEWA 1 unit Sistem Simulator EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA Fast Interceptor Boat (FIB)
9. SEWA Utility Boat
10. SEWA Rigid Hull Fender Boat (RHFB)
11. SEWA Rover Fiber Glass (Rover)
12. SEWA MV Aishah AIM 4
13. SEWA BMW R1250RT
14. SEWA 4x4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
MISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
52.225 RELINQUISH [PINDAH NEGARA]
PER TAHUN = 10.104 MALONDESH PINDAH NEGARA
PER BULAN = 842 MALONDESH PINDAH NEGARA
PER HARI = 28 MALONDESH PINDAH NEGARA
Total of 52,225 applications from MALONDESHs to renounce their citizenship were approved between 1 January 2020 and 15 February this year.
This means, on average, 842 MALONDESHs relinquish their citizenship every month
===================
THE MALONDESH ARMY HAS FACED SOME CHALLENGES, INCLUDING CORRUPTION AND ISSUES WITH MILITARY PERSONNEL:
1. Corruption
MALONDESH's military has been involved in corruption, and the country's military doctrine doesn't recognize it as a threat. The Integrity Plan addresses corruption, but it's not a strategic document, and commanders don't receive training on corruption issues before deployments.
2. Military personnel
Some say that military personnel have struggles with thinking skills, decision-making, and problem-solving.
3. Logistics
Some say that MALONDESH has had problems ensuring the readiness of the MALONDESH Armed Forces (MAF) in the face of threats
-------------------------------------
MALONDESH ARMED FORCES (MAF) FACES SEVERAL CHALLENGES WITH MAINTAINING ITS EQUIPMENT, INCLUDING:
1. Budget
The MAF has a limited budget, which affects the serviceability of its assets.
2. Outsourcing
The MAF has outsourced maintenance of its assets since the 1970s, but the outsourcing program has faced challenges such as undertrained staff, underperforming contractors, and lack of contract enforcement.
3. Old inventory
The Royal MALONDESH Navy (RMN) has a number of old ships in service, including the Kasturi-class Corvette, the Laksamana Corvette class, the Perdana-class gunboat, and the Handalan and Jerung class.
4. Spare parts
There are issues with delivering spare parts to soldiers on the ground at the right time
-------------------------------------
KEY WORDS :
1. 1 UNIT APACHE = 13 UNIT MD530G
2. 1 UNIT RAFALE = 4 UNIT FA50M
3. 1 UNIT PPA = 3 UNIT LMS B2
4. 1 UNIT SCORPENE IDN = 2 UNIT SCORPENE MALONDESH
5. CN 235 US$ 27,50 JUTA = ATR 72 US$24.7 JUTA
6. SEWA 28 HELI = 119 HELI BARU
7. 4.5 KM JAVELIN = 1 KM NLAW
8. ANKA ISR NOT ARMED
9. LCS EXCLUDING AMMO = DESTROYER INCLUDING AMMO
😝DIPERAS USA 242 MILIAR DOLAR😝
MISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
DIBAWAH KAKI =
LAOS
VIETNAM
MYANMAR
BANGLADESH
KENYA
-
The ‘CAESAR CLUB’ aims to bring together its different user countries and share feedback. Around the manufacturer, KNDS, the officialization in Canjuers gathered countries using the self-propelled howitzer: France (76), Thailand (6), Saudi Arabia (132), Indonesia (55), Czech Republic (62), Belgium (9 GN ordered) and Lithuania (18). And Ukraine for several months.
-
SPH MYANMAR : That is the main reason why Myanmar bought large number of SH 1 howitzers in early 2010s. Currently there are as many as 72 SH 1 howitzers in Myanmar inventory and they are used extensively in many counter insurgency operations.
-
SPH LAOS : At the end of 2017, a unit of the Lao People's Army Artillery Division surprised the regional military observers with the publicity of CS/SH1's self-evident training image.
-
SPH FILIPINA : Philippine Army operates two batteries of ATMOS 155 self-propelled guns which consist of 6 mobile firing units each (12 total) has been delivered by Elbit Systems.
-
SPH THAILAND : THailand mengakuisisi sistem meriam swagerak (self-propelled gun-howitzer) kaliber 155 mm untuk melindungi wilayah perbatasan timur Negara Gajah Putih dengan Kamboja.
-
SPH VIETNAM : Over the past decade the People's Army of Vietnam developed homebuilt self-propelled howitzers using leftover M101 self-propelled guns combined with the chassis of Ural trucks & M548 tracked cargo carriers
-
NORA B-52 = CYPRUS, ALGERIA, KENYA, AZERBAIJAN, BANGLADESH AND MYANMAR
This artillery system, beyond the domestic market, has seen a fair amount of success in international sales to Cyprus, Algeria, Kenya, Azerbaijan, Bangladesh and Myanmar.
-------------------------------------
The MALONDESH army has faced some challenges, including corruption and issues with military personnel:
• Corruption
MALONDESH's military has been involved in corruption, and the country's military doctrine doesn't recognize it as a threat. The Integrity Plan addresses corruption, but it's not a strategic document, and commanders don't receive training on corruption issues before deployments.
• Military personnel
Some say that military personnel have struggles with thinking skills, decision-making, and problem-solving.
• Logistics
Some say that MALONDESH has had problems ensuring the readiness of the MALONDESH Armed Forces (MAF) in the face of threats
😝DIPERAS USA 242 MILIAR DOLAR😝
Jiran kok nggak diajak latihan bareng ? 😁😁😁😁
BalasHapusMISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
-------
INDONESIA =
RECIPROCAL = 27,5 MILIAR DOLLAR
DEVISA = 152,6 MILIAR DOLLAR
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
152,6-27,5 = 125,1 MILIAR DOLLAR (LUNAS)
---------
MALONDESH =
DIPERAS RECIPROCAL = 242 MILIAR DOLLAR
DEVISA = 120 MILIAR DOLLAR
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
242-120 = 122 MILIAR DOLLAR (KURANG UANG = HUTANG)
==============
2016 PRANK NEXTER
Nexter in cooperation with Advanced Defense Systems (ADS) is proposing the CAESAR 155mm 52 .cal self propelled howitzer to the MALONDESH Army, in order to fill a capability gap. An LoI is signed during day three of DSA 2016. 20 units are to be supplied, which include the supporting vehicles, and will boost the MALONDESH Army's firepower inventory.
--
2023 PRANK MKE
The MALONDESH Ministry of Defence has reportedly reviewing its planned acquisition of Yavuz 155mm
--
2022 PRANK KDS
MALONDESH is expected to conclude a deal with Slovakia for the supply of EVA 155mm self-propelled howitzers for the MALONDESH Army.
-------------------------------------
The ‘CAESAR CLUB’ aims to bring together its different user countries and share feedback. Around the manufacturer, KNDS, the officialization in Canjuers gathered countries using the self-propelled howitzer: France (76), Thailand (6), Saudi Arabia (132), Indonesia (55), Czech Republic (62), Belgium (9 GN ordered) and Lithuania (18). And Ukraine for several months.
-
SPH MYANMAR : That is the main reason why Myanmar bought large number of SH 1 howitzers in early 2010s. Currently there are as many as 72 SH 1 howitzers in Myanmar inventory and they are used extensively in many counter insurgency operations.
-
SPH LAOS : At the end of 2017, a unit of the Lao People's Army Artillery Division surprised the regional military observers with the publicity of CS/SH1's self-evident training image.
-
SPH FILIPINA : Philippine Army operates two batteries of ATMOS 155 self-propelled guns which consist of 6 mobile firing units each (12 total) has been delivered by Elbit Systems.
-
SPH THAILAND : THailand mengakuisisi sistem meriam swagerak (self-propelled gun-howitzer) kaliber 155 mm untuk melindungi wilayah perbatasan timur Negara Gajah Putih dengan Kamboja.
-
SPH VIETNAM : Over the past decade the People's Army of Vietnam developed homebuilt self-propelled howitzers using leftover M101 self-propelled guns combined with the chassis of Ural trucks & M548 tracked cargo carriers
-
NORA B-52 = CYPRUS, ALGERIA, KENYA, AZERBAIJAN, BANGLADESH AND MYANMAR
This artillery system, beyond the domestic market, has seen a fair amount of success in international sales to Cyprus, Algeria, Kenya, Azerbaijan, Bangladesh and Myanmar.
-------------------------------------
The MALONDESH army has faced some challenges, including corruption and issues with military personnel:
• Corruption
MALONDESH's military has been involved in corruption, and the country's military doctrine doesn't recognize it as a threat. The Integrity Plan addresses corruption, but it's not a strategic document, and commanders don't receive training on corruption issues before deployments.
• Military personnel
Some say that military personnel have struggles with thinking skills, decision-making, and problem-solving.
• Logistics
Some say that MALONDESH has had problems ensuring the readiness of the MALONDESH Armed Forces (MAF) in the face of threats
😝DIPERAS USA 242 MILIAR DOLAR😝
MISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
==========
EKONOMI = DIJAJAH USA 242 MILIAR DOLLAR
KEDAULATAN = DIJAJAH BRITISH 999 TAHUN
HUTANG = DIJAJAH CHINA OBOR/BRI
RASIO HUTANG = 84.3 % DARI GDP
==============
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
===========
CHANGE SKIN = CHANGE NAME = SAME .....
PSC = 1995
PSC > BNS = 2005
BNC > LUNAS = 2024
PSC-Naval Dockyard founded 1995. In 2005, Public Accounts Committee (PAC) unveiled serious corruption in the PCS-ND and caused solemn concern from the public. Under pressure of the public, MALONDESH government enforced a reorganize result the PCS-ND to be taken over by Boustead Heavy Industries Corporation and renamed as Boustead Naval Shipyard Sdn Bhd. Boustead Heavy Industries Corporation (BHIC) was listed on Bursa MALONDESH in 2007 and the parent company is Boustead Holdings. BHIC was known for its subsidiary Boustead Naval Shipyard (BNS) which is specialised in naval shipbuilding and ship repair.[5] BNS now had taken over by Government and renamed as Lumut Naval Shipyard (LUNAS) 2024
===================
NEVER BUILT ANYTHING BUT = TRAWLERS OR POLICE BOATS
NEVER BUILT ANYTHING BUT = TRAWLERS OR POLICE BOATS
NEVER BUILT ANYTHING BUT = TRAWLERS OR POLICE BOATS
Despite the auditor-general stating that PSC-Naval Dockyard had never built anything but trawlers or police boats before being given the contract, the company was contracted to deliver six patrol boats for the MALONDESH Navy in 2004 and complete the delivery in 2007.
Those were supposed to be the first of 27 offshore vessels ultimately cost RM24 billion plus the right to maintain and repair all of the country’s naval craft.
😝DIPERAS USA 242 MILIAR DOLAR😝
MAnakala Malaydesh tak sadar, puluhan tahun diinvasi Bangla + Rohingya, perlahan dikuasai dari dalam...
BalasHapus😂😂🤣🤣🤪😛🇧🇩👎
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
Keadaan INDIANESIA sekarang parah.... 🤣🤣🤣
BalasHapusCHAOS! Polsek Jatinegara Dirusak dan Dibakar Ratusan Massa
https://m.youtube.com/watch?v=R638AnBFrYg&pp=0gcJCbIJAYcqIYzv
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
ANALISIS PROYEKSI PELUNASAN HUTANG MALONDESH 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Malondesh meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
===========
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Malondesh untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Malondesh akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
===========
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Malondesh telah menyepakati untuk membeli sampai US$150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar US$240–242 miliar, termasuk US$70 miliar investasi Malondesh ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Malondesh ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
😝😝😝😝😝😝😝😝😝😝😝😝
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
KEHANCURAN DARI DALAM... BUBAR 2030 SEMAKIN NYATA.... 🤣🤣🤣
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
ANALISIS PROYEKSI PELUNASAN HUTANG MALONDESH 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Malondesh meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
===========
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Malondesh untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Malondesh akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
===========
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Malondesh telah menyepakati untuk membeli sampai US$150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar US$240–242 miliar, termasuk US$70 miliar investasi Malondesh ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Malondesh ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
😝😝😝😝😝😝😝😝😝😝😝😝
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Malondesh.
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================T)
MARET 2025 = 84,3% DARI GDP -
1. Struktur Hutang & Jadual Pembayaran
• Hutang Berjangka: Sebahagian besar hutang kerajaan Malondesh adalah dalam bentuk sekuriti kerajaan (contoh: MGS, GII) yang memiliki tempoh matang tertentu.
• Pembayaran Faedah Berkala: Faedah (kupon) dibayar secara berkala mengikut jadual, sementara pokok hutang hanya dibayar pada tarikh matang.
• Refinancing: Apabila hutang matang, kerajaan biasanya menerbitkan hutang baru untuk membayar hutang lama — ini membuatkan pokok hutang jarang dibayar sekaligus, tetapi “digulung” ke hadapan.
2. Defisit Belanjawan yang Kronik
• Belanja Melebihi Pendapatan: Sejak bertahun-tahun, Malondesh mengalami defisit fiskal, bermakna pendapatan cukai dan hasil lain tidak cukup untuk menampung semua perbelanjaan.
• Keutamaan Operasi Negara: Dana yang ada digunakan untuk perkhidmatan awam, subsidi, pembangunan, dan pembayaran faedah — sehingga ruang untuk membayar pokok hutang secara besar-besaran menjadi terhad.
3. Mengelakkan Risiko Gagal Bayar (Default)
• Bayar Faedah = Kekalkan Kepercayaan Pasaran: Selagi faedah dibayar tepat waktu, pelabur melihat Malondesh sebagai peminjam yang boleh dipercayai.
• Kesan Jika Gagal Bayar Faedah: Kegagalan membayar faedah akan segera menjejaskan penarafan kredit negara dan menaikkan kos pinjaman masa depan.
4. Beban Faedah yang Tinggi
• Pada 2023, Malondesh membelanjakan sekitar RM46.1 bilion hanya untuk pembayaran hutang (termasuk faedah), iaitu kira-kira 16% daripada hasil kerajaan.
• Nisbah hutang kepada KDNK mencecah 65–80% bergantung kaedah pengiraan, menjadikan pembayaran faedah sebagai komponen besar dalam bajet tahunan
Keadaan INDIANESIA sekarang parah.... 🤣🤣🤣
BalasHapusCHAOS! Polsek Jatinegara Dirusak dan Dibakar Ratusan Massa
https://m.youtube.com/watch?v=R638AnBFrYg&pp=0gcJCbIJAYcqIYzv
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
📊 Hutang Isi Rumah Malondesh – Gambaran & Implikasi
Data yang anda kongsikan daripada Bank Negara Malondesh (BNM) memang mencerminkan satu realiti penting dalam ekonomi serantau:
• Nilai: RM1.65 trilion (setakat Mac 2025)
• Nisbah terhadap KDNK: 84.3%
• Kedudukan: Tertinggi di ASEAN untuk nisbah hutang isi rumah/KDNK
🔍 Kenapa angka ini tinggi?
1. Akses mudah kepada kredit – Kad kredit, pinjaman peribadi, dan skim pembiayaan kenderaan/perumahan yang meluas.
2. Harga rumah yang meningkat – Ramai bergantung pada pinjaman jangka panjang.
3. Kos sara hidup yang tinggi, memaksa sebahagian isi rumah bergantung kepada hutang untuk menampung perbelanjaan.
4. Pertumbuhan pendapatan yang perlahan berbanding kenaikan kos dan komitmen hutang.
📈 Implikasi kepada ekonomi & rakyat
• Kerentanan kewangan – Isi rumah lebih terdedah jika kadar faedah naik atau ekonomi meleset.
• Kesannya kepada penggunaan – Perbelanjaan pengguna mungkin berkurangan kerana sebahagian pendapatan digunakan untuk membayar hutang.
• Kestabilan kewangan negara – Bank pusat perlu mengimbangi pertumbuhan ekonomi dengan risiko kredit.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Malondesh.
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
RUSUHAN PARAH MULAI MEREBAK KE BANYAK WILAYAH... 👍🏻👍🏻🤣🤣
BalasHapusKeadaan INDIANESIA sekarang parah.... 🤣🤣🤣
BalasHapusCHAOS! Polsek Jatinegara Dirusak dan Dibakar Ratusan Massa
https://m.youtube.com/watch?v=R638AnBFrYg&pp=0gcJCbIJAYcqIYzv
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
📊 Hutang Isi Rumah Malondesh – Gambaran & Implikasi
Data yang anda kongsikan daripada Bank Negara Malondesh (BNM) memang mencerminkan satu realiti penting dalam ekonomi serantau:
• Nilai: RM1.65 trilion (setakat Mac 2025)
• Nisbah terhadap KDNK: 84.3%
• Kedudukan: Tertinggi di ASEAN untuk nisbah hutang isi rumah/KDNK
🔍 Kenapa angka ini tinggi?
1. Akses mudah kepada kredit – Kad kredit, pinjaman peribadi, dan skim pembiayaan kenderaan/perumahan yang meluas.
2. Harga rumah yang meningkat – Ramai bergantung pada pinjaman jangka panjang.
3. Kos sara hidup yang tinggi, memaksa sebahagian isi rumah bergantung kepada hutang untuk menampung perbelanjaan.
4. Pertumbuhan pendapatan yang perlahan berbanding kenaikan kos dan komitmen hutang.
📈 Implikasi kepada ekonomi & rakyat
• Kerentanan kewangan – Isi rumah lebih terdedah jika kadar faedah naik atau ekonomi meleset.
• Kesannya kepada penggunaan – Perbelanjaan pengguna mungkin berkurangan kerana sebahagian pendapatan digunakan untuk membayar hutang.
• Kestabilan kewangan negara – Bank pusat perlu mengimbangi pertumbuhan ekonomi dengan risiko kredit.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Malondesh.
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Malondesh.
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================T)
MARET 2025 = 84,3% DARI GDP -
1. Struktur Hutang & Jadual Pembayaran
• Hutang Berjangka: Sebahagian besar hutang kerajaan Malondesh adalah dalam bentuk sekuriti kerajaan (contoh: MGS, GII) yang memiliki tempoh matang tertentu.
• Pembayaran Faedah Berkala: Faedah (kupon) dibayar secara berkala mengikut jadual, sementara pokok hutang hanya dibayar pada tarikh matang.
• Refinancing: Apabila hutang matang, kerajaan biasanya menerbitkan hutang baru untuk membayar hutang lama — ini membuatkan pokok hutang jarang dibayar sekaligus, tetapi “digulung” ke hadapan.
2. Defisit Belanjawan yang Kronik
• Belanja Melebihi Pendapatan: Sejak bertahun-tahun, Malondesh mengalami defisit fiskal, bermakna pendapatan cukai dan hasil lain tidak cukup untuk menampung semua perbelanjaan.
• Keutamaan Operasi Negara: Dana yang ada digunakan untuk perkhidmatan awam, subsidi, pembangunan, dan pembayaran faedah — sehingga ruang untuk membayar pokok hutang secara besar-besaran menjadi terhad.
3. Mengelakkan Risiko Gagal Bayar (Default)
• Bayar Faedah = Kekalkan Kepercayaan Pasaran: Selagi faedah dibayar tepat waktu, pelabur melihat Malondesh sebagai peminjam yang boleh dipercayai.
• Kesan Jika Gagal Bayar Faedah: Kegagalan membayar faedah akan segera menjejaskan penarafan kredit negara dan menaikkan kos pinjaman masa depan.
4. Beban Faedah yang Tinggi
• Pada 2023, Malondesh membelanjakan sekitar RM46.1 bilion hanya untuk pembayaran hutang (termasuk faedah), iaitu kira-kira 16% daripada hasil kerajaan.
• Nisbah hutang kepada KDNK mencecah 65–80% bergantung kaedah pengiraan, menjadikan pembayaran faedah sebagai komponen besar dalam bajet tahunan
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
📊 Hutang Isi Rumah Malondesh – Gambaran & Implikasi
Data yang anda kongsikan daripada Bank Negara Malondesh (BNM) memang mencerminkan satu realiti penting dalam ekonomi serantau:
• Nilai: RM1.65 trilion (setakat Mac 2025)
• Nisbah terhadap KDNK: 84.3%
• Kedudukan: Tertinggi di ASEAN untuk nisbah hutang isi rumah/KDNK
🔍 Kenapa angka ini tinggi?
1. Akses mudah kepada kredit – Kad kredit, pinjaman peribadi, dan skim pembiayaan kenderaan/perumahan yang meluas.
2. Harga rumah yang meningkat – Ramai bergantung pada pinjaman jangka panjang.
3. Kos sara hidup yang tinggi, memaksa sebahagian isi rumah bergantung kepada hutang untuk menampung perbelanjaan.
4. Pertumbuhan pendapatan yang perlahan berbanding kenaikan kos dan komitmen hutang.
📈 Implikasi kepada ekonomi & rakyat
• Kerentanan kewangan – Isi rumah lebih terdedah jika kadar faedah naik atau ekonomi meleset.
• Kesannya kepada penggunaan – Perbelanjaan pengguna mungkin berkurangan kerana sebahagian pendapatan digunakan untuk membayar hutang.
• Kestabilan kewangan negara – Bank pusat perlu mengimbangi pertumbuhan ekonomi dengan risiko kredit.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Malondesh.
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Malondesh.
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Alasan Defisit Belanjawan Malondesh yang Kronik
Malondesh berdepan defisit belanjawan yang konsisten tinggi (kronik) disebabkan kombinasi faktor struktural dan kitaran ekonomi. Di bawah ini huraian terperinci punca-puncanya, disusuli ringkasan statistik defisit dari tahun ke tahun.
1. Ketergantungan pada Sumber Pendapatan yang Terhad dan Volatil
• Pendapatan kerajaan banyak bergantung kepada hasil petroleum dan komoditi lain. Harga minyak mentah mudah turun naik, menjejaskan aliran tunai.
• Pelaksanaan Sales and Service Tax (SST) menggantikan Goods and Services Tax (GST) pada 2018 menyaksikan penurunan hasil cukai tidak langsung, meruncingkan jurang antara perbelanjaan dan pendapatan.
2. Beban Perbelanjaan Berulang yang Tinggi
• Subsidi: Kerajaan menanggung subsidi bahan api, elektrik dan air untuk menjaga kos sara hidup rakyat.
• Gaji dan elaun penjawat awam menyumbang sebahagian besar perbelanjaan berulang. Ini sukar dipotong disebabkan implikasi sosial dan politik.
3. Kos Servis Hutang Meningkat
• Hutang terkumpul membawa kepada beban faedah yang terus meningkat setiap tahun.
• Setiap ringgit yang diperoleh daripada pinjaman baru sebahagiannya dibelanjakan untuk membayar faedah hutang sedia ada.
4. Pelaburan Infrastruktur Berskala Besar
• Projek mega seperti MRT, ECRL dan lebuh raya memerlukan peruntukan besar dalam jangka pendek.
• Manfaat jangka panjangnya tetap positif, tetapi kos permulaan terus melebihi pendapatan tahunan.
5. Langkah Rangsangan Ekonomi dan Pelepasan Fiskal
• Semasa krisis COVID-19, kerajaan melaksanakan pakej rangsangan bernilai berpuluh bilion ringgit untuk membantu perniagaan dan rakyat.
• Pelepasan cukai dan bantuan tunai (contoh: Bantuan Prihatin Rakyat) menambah tekanan ke atas belanjawan.
6. Ketiadaan Peraturan Defisit yang Ketat
• Tiada rangka perundangan yang mengikat had defisit maksimum berkadar peratusan KDNK.
• Tekanan politik semasa pilihan raya sering mendorong kerajaan boros untuk meraih sokongan.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
NGERI
🤣🤣🤣🤣🤣🤣🤣
👍🏻👍🏻🤣🤣🤣🤣...
BalasHapusDemo Jakarta Chaos! Massa Saling Serang dengan Aparat di Mako Brimob hingga DPR
https://m.youtube.com/watch?v=kO42jP1aahk&pp=ygUKS3Vhc2FpIGRwcg%3D%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
THE MALONDESH LITTORAL COMBAT SHIP (LCS) PROGRAM HAS FACED A NUMBER OF ISSUES, INCLUDING:
• Delayed delivery
The original plan was to deliver the first ship, the LCS 1 Maharaja Lela, in 2019, and all six ships by 2023. However, the program was mangkrak in 2019 due to financial issues at Boustead Naval Shipbuilding. The program was restarted in 2023, with the first ship scheduled for delivery in 2026 and the remaining four by 2029.
• Design issues
The Royal MALONDESH Navy (RMN) did not get to choose the design of the ship, and the detailed design was not completed until after 66.64% of the budget had been paid.
• Financial issues
Boustead Naval Shipbuilding was in a critical financial state, and a middleman increased the project cost by up to four times.
============
MALONDESH's combat equipment has several weaknesses, including:
Ageing equipment: The MALONDESH military's equipment is aging due to small procurement budgets over the past 25 years.
Lack of modern assets: The MALONDESH Armed Forces (MAF) lacks modern military assets, which puts them at risk from both internal and external threats.
Russian-made weapons: MALONDESH has been struggling to keep its Russian-made Su-30MKM ground-attack aircraft operational. The country is also wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
Local production: The MAF is reluctant to use locally produced products. Local companies have produced prototypes of pistols and rifles, but none have materialized.
Procurement system: The MALONDESH procurement system needs reform.
Political interference and corruption: Political interference and corruption are undermining combat readiness.
=========
The MALONDESH Army's readiness is affected by a number of factors, including corruption, poor planning, and inadequate funding.
Factors affecting readiness
• Corruption: The MALONDESH military has been affected by corruption.
• Poor planning: The MALONDESH military has been affected by poor planning.
• Political interference: Political leaders have interfered in the procurement process.
• Inadequate funding: The MALONDESH military has not received adequate funding.
• Unsuitable equipment: The MALONDESH military has been affected by unsuitable equipment and weapons.
• Logistical problems: The MALONDESH military has been affected by logistical problems.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
👍🏻👍🏻🤣🤣🤣🤣...
BalasHapusDemo Jakarta Chaos! Massa Saling Serang dengan Aparat di Mako Brimob hingga DPR
https://m.youtube.com/watch?v=kO42jP1aahk&pp=ygUKS3Vhc2FpIGRwcg%3D%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military procurement has several weaknesses, including:
• Corruption: The defense sector is vulnerable to corruption, and there is a high risk of corruption.
• Weak parliamentary oversight: Parliamentary oversight is weak, and financial scrutiny is limited by excessive secrecy.
• External influences: Decisions are often influenced by vendors and are against strategic interests. For example, MALONDESH sometimes procures hardware in exchange for palm oil.
• Mixing and matching equipment: The MALONDESH military sources weapons systems and platforms from a large variety of foreign suppliers. This makes it difficult to find personnel to manage the equipment.
• Budgetary uncertainty: There is budgetary uncertainty in defense procurement.
• Opaque decision making: Decision making in defense procurement is opaque.
• Shifting priorities: Priorities in defense procurement shift.
=================
The MALONDESH Armed Forces (MAF) face a number of challenges, including limited funding, aging equipment, and a lack of modern assets.
Funding
• Small procurement budgets: The MAF has had small procurement budgets over the past 25 years.
• Fiscal limitations: The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
Aging equipment
• Outdated assets: The MAF's equipment is aging, and the government has been unable to provide modern assets.
• Withdrawal of MiG-29 Fulcrum fighter aircraft: The MAF withdrew its MiG-29 Fulcrum fighter aircraft from service in 2017.
• Su-30MKM Flanker fighter aircraft: The MAF is struggling to keep its Su-30MKM Flanker fighter ground-attack aircraft operational.
Other challenges
==========
The MALONDESH Armed Forces (MAF) face several problems with their combat ships, including funding, delays, and corruption.
Funding
• The MAF has been underfunded for years, especially for buying new assets.
• The government has allocated more money to maintenance and repairs than to new naval assets.
• The government has been unwilling to reduce government spending.
Delays
• The Littoral Combat Ship (LCS) program has been delayed due to technical difficulties, cost overruns, and corruption.
• The first LCS was originally scheduled for delivery in 2019, but has not yet been delivered.
Corruption
• The MALONDESH Anti-Corruption Commission (MACC) arrested two senior executives involved in the LCS project.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
THE MALONDESH LITTORAL COMBAT SHIP (LCS) PROGRAM HAS FACED A NUMBER OF ISSUES, INCLUDING:
• Delayed delivery
The original plan was to deliver the first ship, the LCS 1 Maharaja Lela, in 2019, and all six ships by 2023. However, the program was mangkrak in 2019 due to financial issues at Boustead Naval Shipbuilding. The program was restarted in 2023, with the first ship scheduled for delivery in 2026 and the remaining four by 2029.
• Design issues
The Royal MALONDESH Navy (RMN) did not get to choose the design of the ship, and the detailed design was not completed until after 66.64% of the budget had been paid.
• Financial issues
Boustead Naval Shipbuilding was in a critical financial state, and a middleman increased the project cost by up to four times.
============
MALONDESH's combat equipment has several weaknesses, including:
Ageing equipment: The MALONDESH military's equipment is aging due to small procurement budgets over the past 25 years.
Lack of modern assets: The MALONDESH Armed Forces (MAF) lacks modern military assets, which puts them at risk from both internal and external threats.
Russian-made weapons: MALONDESH has been struggling to keep its Russian-made Su-30MKM ground-attack aircraft operational. The country is also wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
Local production: The MAF is reluctant to use locally produced products. Local companies have produced prototypes of pistols and rifles, but none have materialized.
Procurement system: The MALONDESH procurement system needs reform.
Political interference and corruption: Political interference and corruption are undermining combat readiness.
=========
The MALONDESH Army's readiness is affected by a number of factors, including corruption, poor planning, and inadequate funding.
Factors affecting readiness
• Corruption: The MALONDESH military has been affected by corruption.
• Poor planning: The MALONDESH military has been affected by poor planning.
• Political interference: Political leaders have interfered in the procurement process.
• Inadequate funding: The MALONDESH military has not received adequate funding.
• Unsuitable equipment: The MALONDESH military has been affected by unsuitable equipment and weapons.
• Logistical problems: The MALONDESH military has been affected by logistical problems.
KEHANCURAN DARI DALAM GUYS.... 🤣🤣🤣
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military procurement has several weaknesses, including:
• Corruption: The defense sector is vulnerable to corruption, and there is a high risk of corruption.
• Weak parliamentary oversight: Parliamentary oversight is weak, and financial scrutiny is limited by excessive secrecy.
• External influences: Decisions are often influenced by vendors and are against strategic interests. For example, MALONDESH sometimes procures hardware in exchange for palm oil.
• Mixing and matching equipment: The MALONDESH military sources weapons systems and platforms from a large variety of foreign suppliers. This makes it difficult to find personnel to manage the equipment.
• Budgetary uncertainty: There is budgetary uncertainty in defense procurement.
• Opaque decision making: Decision making in defense procurement is opaque.
• Shifting priorities: Priorities in defense procurement shift.
=================
The MALONDESH Armed Forces (MAF) face a number of challenges, including limited funding, aging equipment, and a lack of modern assets.
Funding
• Small procurement budgets: The MAF has had small procurement budgets over the past 25 years.
• Fiscal limitations: The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
Aging equipment
• Outdated assets: The MAF's equipment is aging, and the government has been unable to provide modern assets.
• Withdrawal of MiG-29 Fulcrum fighter aircraft: The MAF withdrew its MiG-29 Fulcrum fighter aircraft from service in 2017.
• Su-30MKM Flanker fighter aircraft: The MAF is struggling to keep its Su-30MKM Flanker fighter ground-attack aircraft operational.
Other challenges
==========
The MALONDESH Armed Forces (MAF) face several problems with their combat ships, including funding, delays, and corruption.
Funding
• The MAF has been underfunded for years, especially for buying new assets.
• The government has allocated more money to maintenance and repairs than to new naval assets.
• The government has been unwilling to reduce government spending.
Delays
• The Littoral Combat Ship (LCS) program has been delayed due to technical difficulties, cost overruns, and corruption.
• The first LCS was originally scheduled for delivery in 2019, but has not yet been delivered.
Corruption
• The MALONDESH Anti-Corruption Commission (MACC) arrested two senior executives involved in the LCS project.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several challenges in its maritime patrol, including a small defense budget, outdated equipment, and a lack of coordination between agencies.
Budget
• MALONDESH's defense budget is small compared to its GDP. In 2023, it was less than 1% of the country's GDP.
• The budget has been disrupted by unfavorable economic conditions and the value of the MALONDESH Ringgit.
• Politicization of defense spending has also hindered efforts to modernize.
Equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• The equipment is outdated and unable to meet the needs of emerging security challenges.
• For example, the KD Rahman submarine experienced technical problems in 2010.
Coordination
• There is a lack of coordination between agencies involved in maritime security.
• The Maritime Enforcement Agency (MMEA) is responsible for most enforcement of national maritime laws, but the Royal MALONDESH Navy (RMN) leads counter-terrorism at sea.
Other challenges
• The MAF faces internal and external threats, including piracy, illegal fishing, and smuggling.
• MALONDESH's defense procurement has been hindered by scandals.
• Funding
The ringgit's depreciation and the fact that MALONDESH sources much of its equipment from overseas may limit the amount of funding available for procurement.
• Government approval
The MALONDESH Army has faced delays in procuring new artillery systems due to a need for government approval.
Modernization challenges
• Fleet sustainment
The MALONDESH Army's fleet of aircraft may be reaching techNOLogical obsolescence and may be difficult to maintain.
• Artillery systems
The MALONDESH Army has a need to modernize its artillery systems and procure more 155 mm artillery systems
INDIANESIA makin parah.... 🤣🤣🤣
BalasHapusTiga Orang Tewas dalam Pembakaran Gedung DPRD Makassar
https://m.youtube.com/watch?v=RQfQoOKNPSk
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military procurement has several weaknesses, including:
• Corruption: The defense sector is vulnerable to corruption, and there is a high risk of corruption.
• Weak parliamentary oversight: Parliamentary oversight is weak, and financial scrutiny is limited by excessive secrecy.
• External influences: Decisions are often influenced by vendors and are against strategic interests. For example, MALONDESH sometimes procures hardware in exchange for palm oil.
• Mixing and matching equipment: The MALONDESH military sources weapons systems and platforms from a large variety of foreign suppliers. This makes it difficult to find personnel to manage the equipment.
• Budgetary uncertainty: There is budgetary uncertainty in defense procurement.
• Opaque decision making: Decision making in defense procurement is opaque.
• Shifting priorities: Priorities in defense procurement shift.
=================
The MALONDESH Armed Forces (MAF) face a number of challenges, including limited funding, aging equipment, and a lack of modern assets.
Funding
• Small procurement budgets: The MAF has had small procurement budgets over the past 25 years.
• Fiscal limitations: The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
Aging equipment
• Outdated assets: The MAF's equipment is aging, and the government has been unable to provide modern assets.
• Withdrawal of MiG-29 Fulcrum fighter aircraft: The MAF withdrew its MiG-29 Fulcrum fighter aircraft from service in 2017.
• Su-30MKM Flanker fighter aircraft: The MAF is struggling to keep its Su-30MKM Flanker fighter ground-attack aircraft operational.
Other challenges
==========
The MALONDESH Armed Forces (MAF) face several problems with their combat ships, including funding, delays, and corruption.
Funding
• The MAF has been underfunded for years, especially for buying new assets.
• The government has allocated more money to maintenance and repairs than to new naval assets.
• The government has been unwilling to reduce government spending.
Delays
• The Littoral Combat Ship (LCS) program has been delayed due to technical difficulties, cost overruns, and corruption.
• The first LCS was originally scheduled for delivery in 2019, but has not yet been delivered.
Corruption
• The MALONDESH Anti-Corruption Commission (MACC) arrested two senior executives involved in the LCS project.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several challenges in its maritime patrol, including a small defense budget, outdated equipment, and a lack of coordination between agencies.
Budget
• MALONDESH's defense budget is small compared to its GDP. In 2023, it was less than 1% of the country's GDP.
• The budget has been disrupted by unfavorable economic conditions and the value of the MALONDESH Ringgit.
• Politicization of defense spending has also hindered efforts to modernize.
Equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• The equipment is outdated and unable to meet the needs of emerging security challenges.
• For example, the KD Rahman submarine experienced technical problems in 2010.
Coordination
• There is a lack of coordination between agencies involved in maritime security.
• The Maritime Enforcement Agency (MMEA) is responsible for most enforcement of national maritime laws, but the Royal MALONDESH Navy (RMN) leads counter-terrorism at sea.
Other challenges
• The MAF faces internal and external threats, including piracy, illegal fishing, and smuggling.
• MALONDESH's defense procurement has been hindered by scandals.
• Funding
The ringgit's depreciation and the fact that MALONDESH sources much of its equipment from overseas may limit the amount of funding available for procurement.
• Government approval
The MALONDESH Army has faced delays in procuring new artillery systems due to a need for government approval.
Modernization challenges
• Fleet sustainment
The MALONDESH Army's fleet of aircraft may be reaching techNOLogical obsolescence and may be difficult to maintain.
• Artillery systems
The MALONDESH Army has a need to modernize its artillery systems and procure more 155 mm artillery systems
BUBAR 2030 SEMAKIN NYATA GUYS... 🤣🤣🤣
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military procurement has several weaknesses, including:
• Corruption: The defense sector is vulnerable to corruption, and there is a high risk of corruption.
• Weak parliamentary oversight: Parliamentary oversight is weak, and financial scrutiny is limited by excessive secrecy.
• External influences: Decisions are often influenced by vendors and are against strategic interests. For example, MALONDESH sometimes procures hardware in exchange for palm oil.
• Mixing and matching equipment: The MALONDESH military sources weapons systems and platforms from a large variety of foreign suppliers. This makes it difficult to find personnel to manage the equipment.
• Budgetary uncertainty: There is budgetary uncertainty in defense procurement.
• Opaque decision making: Decision making in defense procurement is opaque.
• Shifting priorities: Priorities in defense procurement shift.
=================
The MALONDESH Armed Forces (MAF) face a number of challenges, including limited funding, aging equipment, and a lack of modern assets.
Funding
• Small procurement budgets: The MAF has had small procurement budgets over the past 25 years.
• Fiscal limitations: The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
Aging equipment
• Outdated assets: The MAF's equipment is aging, and the government has been unable to provide modern assets.
• Withdrawal of MiG-29 Fulcrum fighter aircraft: The MAF withdrew its MiG-29 Fulcrum fighter aircraft from service in 2017.
• Su-30MKM Flanker fighter aircraft: The MAF is struggling to keep its Su-30MKM Flanker fighter ground-attack aircraft operational.
Other challenges
==========
The MALONDESH Armed Forces (MAF) face several problems with their combat ships, including funding, delays, and corruption.
Funding
• The MAF has been underfunded for years, especially for buying new assets.
• The government has allocated more money to maintenance and repairs than to new naval assets.
• The government has been unwilling to reduce government spending.
Delays
• The Littoral Combat Ship (LCS) program has been delayed due to technical difficulties, cost overruns, and corruption.
• The first LCS was originally scheduled for delivery in 2019, but has not yet been delivered.
Corruption
• The MALONDESH Anti-Corruption Commission (MACC) arrested two senior executives involved in the LCS project.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Key points about the Su-30MKM problems in MALONDESH:
• Engine issues:
The main concern is frequent engine failures attributed to wear and tear, with limited options for maintenance and replacements due to the difficulty in obtaining spare parts from Russia.
• Spare part limitations:
Sanctions and geopolitical factors have made acquiring necessary spare parts for the Su-30MKM challenging, hindering regular maintenance and repairs.
• Grounding of aircraft:
Due to these issues, a significant number of MALONDESH Su-30MKM aircraft have been grounded at times, impacting the Air Force's operational capability
==========
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA HELI
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Key points about the Su-30MKM problems in MALONDESH:
• Engine issues:
The main concern is frequent engine failures attributed to wear and tear, with limited options for maintenance and replacements due to the difficulty in obtaining spare parts from Russia.
• Spare part limitations:
Sanctions and geopolitical factors have made acquiring necessary spare parts for the Su-30MKM challenging, hindering regular maintenance and repairs.
• Grounding of aircraft:
Due to these issues, a significant number of MALONDESH Su-30MKM aircraft have been grounded at times, impacting the Air Force's operational capability
==========
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA HELI
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals
Mapolres Metro Jakarta Timur "Diserang" Ribuan Massa Pada Dini Hari
BalasHapushttps://m.youtube.com/watch?v=9TgpjSiLo2c&pp=0gcJCbIJAYcqIYzv
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military procurement has several weaknesses, including:
• Corruption: The defense sector is vulnerable to corruption, and there is a high risk of corruption.
• Weak parliamentary oversight: Parliamentary oversight is weak, and financial scrutiny is limited by excessive secrecy.
• External influences: Decisions are often influenced by vendors and are against strategic interests. For example, MALONDESH sometimes procures hardware in exchange for palm oil.
• Mixing and matching equipment: The MALONDESH military sources weapons systems and platforms from a large variety of foreign suppliers. This makes it difficult to find personnel to manage the equipment.
• Budgetary uncertainty: There is budgetary uncertainty in defense procurement.
• Opaque decision making: Decision making in defense procurement is opaque.
• Shifting priorities: Priorities in defense procurement shift.
=================
The MALONDESH Armed Forces (MAF) face a number of challenges, including limited funding, aging equipment, and a lack of modern assets.
Funding
• Small procurement budgets: The MAF has had small procurement budgets over the past 25 years.
• Fiscal limitations: The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
Aging equipment
• Outdated assets: The MAF's equipment is aging, and the government has been unable to provide modern assets.
• Withdrawal of MiG-29 Fulcrum fighter aircraft: The MAF withdrew its MiG-29 Fulcrum fighter aircraft from service in 2017.
• Su-30MKM Flanker fighter aircraft: The MAF is struggling to keep its Su-30MKM Flanker fighter ground-attack aircraft operational.
Other challenges
==========
The MALONDESH Armed Forces (MAF) face several problems with their combat ships, including funding, delays, and corruption.
Funding
• The MAF has been underfunded for years, especially for buying new assets.
• The government has allocated more money to maintenance and repairs than to new naval assets.
• The government has been unwilling to reduce government spending.
Delays
• The Littoral Combat Ship (LCS) program has been delayed due to technical difficulties, cost overruns, and corruption.
• The first LCS was originally scheduled for delivery in 2019, but has not yet been delivered.
Corruption
• The MALONDESH Anti-Corruption Commission (MACC) arrested two senior executives involved in the LCS project.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
MALONDESH's armed forces budget faces several challenges, including limited funding, a lack of transparency, and an aging equipment inventory.
Funding
• Limited funding
MALONDESH's defense budget is modest compared to other countries. The government is reluctant to cut spending elsewhere to fund defense.
• Economic downturns
The global financial crisis and slower economic growth have impacted defense spending.
Transparency
• Budget transparency: The published defense budget is general, not a detailed breakdown.
• Access to information: The Official Secrets Act limits the publication of defense data.
Aging equipment
• Small procurement budgets
Small procurement budgets over the last quarter-century have led to gaps in military capabilities.
• Outdated equipment
The withdrawal of the MiG-29 Fulcrum fighter aircraft in 2017 and the challenge of keeping the Su-30MKM Flanker fighter operational have contributed to the aging equipment inventory.
Other challenges
• Parliamentary oversight: Parliament has limited time to discuss and approve the budget.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military procurement has several weaknesses, including:
• Corruption: The defense sector is vulnerable to corruption, and there is a high risk of corruption.
• Weak parliamentary oversight: Parliamentary oversight is weak, and financial scrutiny is limited by excessive secrecy.
• External influences: Decisions are often influenced by vendors and are against strategic interests. For example, MALONDESH sometimes procures hardware in exchange for palm oil.
• Mixing and matching equipment: The MALONDESH military sources weapons systems and platforms from a large variety of foreign suppliers. This makes it difficult to find personnel to manage the equipment.
• Budgetary uncertainty: There is budgetary uncertainty in defense procurement.
• Opaque decision making: Decision making in defense procurement is opaque.
• Shifting priorities: Priorities in defense procurement shift.
=================
The MALONDESH Armed Forces (MAF) face a number of challenges, including limited funding, aging equipment, and a lack of modern assets.
Funding
• Small procurement budgets: The MAF has had small procurement budgets over the past 25 years.
• Fiscal limitations: The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
Aging equipment
• Outdated assets: The MAF's equipment is aging, and the government has been unable to provide modern assets.
• Withdrawal of MiG-29 Fulcrum fighter aircraft: The MAF withdrew its MiG-29 Fulcrum fighter aircraft from service in 2017.
• Su-30MKM Flanker fighter aircraft: The MAF is struggling to keep its Su-30MKM Flanker fighter ground-attack aircraft operational.
Other challenges
==========
The MALONDESH Armed Forces (MAF) face several problems with their combat ships, including funding, delays, and corruption.
Funding
• The MAF has been underfunded for years, especially for buying new assets.
• The government has allocated more money to maintenance and repairs than to new naval assets.
• The government has been unwilling to reduce government spending.
Delays
• The Littoral Combat Ship (LCS) program has been delayed due to technical difficulties, cost overruns, and corruption.
• The first LCS was originally scheduled for delivery in 2019, but has not yet been delivered.
Corruption
• The MALONDESH Anti-Corruption Commission (MACC) arrested two senior executives involved in the LCS project.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
UTANG GEMPUR DAN MMW BERAPA YA?
BalasHapusKASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
THE MALONDESH LITTORAL COMBAT SHIP (LCS) PROGRAM HAS FACED A NUMBER OF ISSUES, INCLUDING:
• Delayed delivery
The original plan was to deliver the first ship, the LCS 1 Maharaja Lela, in 2019, and all six ships by 2023. However, the program was mangkrak in 2019 due to financial issues at Boustead Naval Shipbuilding. The program was restarted in 2023, with the first ship scheduled for delivery in 2026 and the remaining four by 2029.
• Design issues
The Royal MALONDESH Navy (RMN) did not get to choose the design of the ship, and the detailed design was not completed until after 66.64% of the budget had been paid.
• Financial issues
Boustead Naval Shipbuilding was in a critical financial state, and a middleman increased the project cost by up to four times.
============
MALONDESH's combat equipment has several weaknesses, including:
Ageing equipment: The MALONDESH military's equipment is aging due to small procurement budgets over the past 25 years.
Lack of modern assets: The MALONDESH Armed Forces (MAF) lacks modern military assets, which puts them at risk from both internal and external threats.
Russian-made weapons: MALONDESH has been struggling to keep its Russian-made Su-30MKM ground-attack aircraft operational. The country is also wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
Local production: The MAF is reluctant to use locally produced products. Local companies have produced prototypes of pistols and rifles, but none have materialized.
Procurement system: The MALONDESH procurement system needs reform.
Political interference and corruption: Political interference and corruption are undermining combat readiness.
=========
The MALONDESH Army's readiness is affected by a number of factors, including corruption, poor planning, and inadequate funding.
Factors affecting readiness
• Corruption: The MALONDESH military has been affected by corruption.
• Poor planning: The MALONDESH military has been affected by poor planning.
• Political interference: Political leaders have interfered in the procurement process.
• Inadequate funding: The MALONDESH military has not received adequate funding.
• Unsuitable equipment: The MALONDESH military has been affected by unsuitable equipment and weapons.
• Logistical problems: The MALONDESH military has been affected by logistical problems.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
UTANG GEMPUR DAN MMW BERAPA YA?
BalasHapus🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
INDIANESIA Makin parah........
BalasHapusPria Berjaket Ojek Online Terlindas Rantis Brimob saat Demo Ricuh di Pejompongan, Warga Ngamuk!
https://m.youtube.com/watch?v=BrTz6ZhqZhw&pp=ygUUb2pvbCBkaXRhYnJhayBicmltb2I%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, financial constraints, and corruption.
Outdated equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Some of the navy's fleet and helicopters were commissioned in the 1960s.
• The government auditor-general found that half of the navy's ships were beyond their serviceable lifespan.
• The KD Rahman submarine had technical problems that prevented it from submerging.
Financial constraints
• The government's financial ability may limit the MAF's ability to develop and equip modern assets.
• The government's budget allocation may need to be spent prudently.
Corruption
• The MAF has been involved in several corruption scandals
======================
MALONDESH's military has faced a number of challenges in maintaining its equipment, including:
• Budgetary limitations
Successive governments have been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Corruption
Defence procurement has been characterized by corruption, budgetary uncertainty, and opaque decision making.
• Outdated equipment
The Royal MALONDESH Air Force (RMAF) has a large fleet of aging aircraft that are difficult to maintain.
• Political interference
Political interference has undermined combat readiness.
• Logistics weaknesses
There are issues with the quality of logistics equipment and the delivery of spares to soldiers .
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, financial constraints, and corruption.
Outdated equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Some of the navy's fleet and helicopters were commissioned in the 1960s.
• The government auditor-general found that half of the navy's ships were beyond their serviceable lifespan.
• The KD Rahman submarine had technical problems that prevented it from submerging.
Financial constraints
• The government's financial ability may limit the MAF's ability to develop and equip modern assets.
• The government's budget allocation may need to be spent prudently.
Corruption
• The MAF has been involved in several corruption scandals
======================
MALONDESH's military has faced a number of challenges in maintaining its equipment, including:
• Budgetary limitations
Successive governments have been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Corruption
Defence procurement has been characterized by corruption, budgetary uncertainty, and opaque decision making.
• Outdated equipment
The Royal MALONDESH Air Force (RMAF) has a large fleet of aging aircraft that are difficult to maintain.
• Political interference
Political interference has undermined combat readiness.
• Logistics weaknesses
There are issues with the quality of logistics equipment and the delivery of spares to soldiers .
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
MALONDESH's armed forces budget faces several challenges, including limited funding, a lack of transparency, and an aging equipment inventory.
Funding
• Limited funding
MALONDESH's defense budget is modest compared to other countries. The government is reluctant to cut spending elsewhere to fund defense.
• Economic downturns
The global financial crisis and slower economic growth have impacted defense spending.
Transparency
• Budget transparency: The published defense budget is general, not a detailed breakdown.
• Access to information: The Official Secrets Act limits the publication of defense data.
Aging equipment
• Small procurement budgets
Small procurement budgets over the last quarter-century have led to gaps in military capabilities.
• Outdated equipment
The withdrawal of the MiG-29 Fulcrum fighter aircraft in 2017 and the challenge of keeping the Su-30MKM Flanker fighter operational have contributed to the aging equipment inventory.
Other challenges
• Parliamentary oversight: Parliament has limited time to discuss and approve the budget.
INDIANESIA Makin parah........
BalasHapusPria Berjaket Ojek Online Terlindas Rantis Brimob saat Demo Ricuh di Pejompongan, Warga Ngamuk!
https://m.youtube.com/watch?v=BrTz6ZhqZhw&pp=ygUUb2pvbCBkaXRhYnJhayBicmltb2I%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces procurement faces several weaknesses, including:
1. Corruption
The defense sector is at high risk of corruption, and procurement is vulnerable to powerful interests. The MALONDESH Anti-Corruption Commission (MACC) received the highest number of corruption complaints for procurement activities in 2013 and 2018.
2. Political influence
Decisions are often driven by vendors and against strategic interests. For example, MALONDESH has sometimes exchanged hardware for palm oil, which exposes the procurement process to political influence.
Weak parliamentary oversight
Parliamentary oversight is weak, and audit bodies can only provide ex-post scrutiny.
3. Limited financial scrutiny
Financial scrutiny is limited by excessive secrecy.
4. Violation of procedures
Procedures are regularly circumvented through political influence. For example, the purchase of military helicopters in 2015 violated the Ministry of Finance's procedures
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, financial constraints, and corruption.
Outdated equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Some of the navy's fleet and helicopters were commissioned in the 1960s.
• The government auditor-general found that half of the navy's ships were beyond their serviceable lifespan.
• The KD Rahman submarine had technical problems that prevented it from submerging.
Financial constraints
• The government's financial ability may limit the MAF's ability to develop and equip modern assets.
• The government's budget allocation may need to be spent prudently.
Corruption
• The MAF has been involved in several corruption scandals
======================
MALONDESH's military has faced a number of challenges in maintaining its equipment, including:
• Budgetary limitations
Successive governments have been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Corruption
Defence procurement has been characterized by corruption, budgetary uncertainty, and opaque decision making.
• Outdated equipment
The Royal MALONDESH Air Force (RMAF) has a large fleet of aging aircraft that are difficult to maintain.
• Political interference
Political interference has undermined combat readiness.
• Logistics weaknesses
There are issues with the quality of logistics equipment and the delivery of spares to soldiers .
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
MALONDESH's armed forces budget faces several challenges, including limited funding, a lack of transparency, and an aging equipment inventory.
Funding
• Limited funding
MALONDESH's defense budget is modest compared to other countries. The government is reluctant to cut spending elsewhere to fund defense.
• Economic downturns
The global financial crisis and slower economic growth have impacted defense spending.
Transparency
• Budget transparency: The published defense budget is general, not a detailed breakdown.
• Access to information: The Official Secrets Act limits the publication of defense data.
Aging equipment
• Small procurement budgets
Small procurement budgets over the last quarter-century have led to gaps in military capabilities.
• Outdated equipment
The withdrawal of the MiG-29 Fulcrum fighter aircraft in 2017 and the challenge of keeping the Su-30MKM Flanker fighter operational have contributed to the aging equipment inventory.
Other challenges
• Parliamentary oversight: Parliament has limited time to discuss and approve the budget.
Tiga Orang Tewas dalam Pembakaran Gedung DPRD Makassar
BalasHapushttps://m.youtube.com/watch?v=RQfQoOKNPSk
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces procurement faces several weaknesses, including:
1. Corruption
The defense sector is at high risk of corruption, and procurement is vulnerable to powerful interests. The MALONDESH Anti-Corruption Commission (MACC) received the highest number of corruption complaints for procurement activities in 2013 and 2018.
2. Political influence
Decisions are often driven by vendors and against strategic interests. For example, MALONDESH has sometimes exchanged hardware for palm oil, which exposes the procurement process to political influence.
Weak parliamentary oversight
Parliamentary oversight is weak, and audit bodies can only provide ex-post scrutiny.
3. Limited financial scrutiny
Financial scrutiny is limited by excessive secrecy.
4. Violation of procedures
Procedures are regularly circumvented through political influence. For example, the purchase of military helicopters in 2015 violated the Ministry of Finance's procedures
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================The MALONDESH armed forces face several problems with procurement, including:
• Cost: The cost of procurement is a major challenge.
• Corruption: Corruption is a recurring problem in the MALONDESH military.
• Budgetary uncertainty: The MALONDESH government has been unwilling to cut spending elsewhere to fund defense.
• Opaque decision making: The decision-making process is often opaque and vendor-driven.
• Political influence: Political influence is often used to circumvent established protocols.
• External influences: The procurement process is subject to external influences, such as political influence from suppliers.
• Weak external oversight: The external oversight of the procurement process is weak.
• Mixing and matching equipment: The MALONDESH military sources equipment from many different sources, which can make it difficult to find personnel to manage the equipment.
• Outdated inventory: The MALONDESH armed forces have outdated inventory stock.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
52.225 RELINQUISH [PINDAH NEGARA]
PER TAHUN = 10.104 MALONDESH PINDAH NEGARA
PER BULAN = 842 MALONDESH PINDAH NEGARA
PER HARI = 28 MALONDESH PINDAH NEGARA
Total of 52,225 applications from MALONDESHs to renounce their citizenship were approved between 1 January 2020 and 15 February this year.
This means, on average, 842 MALONDESHs relinquish their citizenship every month
KEHANCURAN DARI DALAM guys... 🤣🤣🤣
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces procurement faces several weaknesses, including:
1. Corruption
The defense sector is at high risk of corruption, and procurement is vulnerable to powerful interests. The MALONDESH Anti-Corruption Commission (MACC) received the highest number of corruption complaints for procurement activities in 2013 and 2018.
2. Political influence
Decisions are often driven by vendors and against strategic interests. For example, MALONDESH has sometimes exchanged hardware for palm oil, which exposes the procurement process to political influence.
Weak parliamentary oversight
Parliamentary oversight is weak, and audit bodies can only provide ex-post scrutiny.
3. Limited financial scrutiny
Financial scrutiny is limited by excessive secrecy.
4. Violation of procedures
Procedures are regularly circumvented through political influence. For example, the purchase of military helicopters in 2015 violated the Ministry of Finance's procedures
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================The MALONDESH armed forces face several problems with procurement, including:
• Cost: The cost of procurement is a major challenge.
• Corruption: Corruption is a recurring problem in the MALONDESH military.
• Budgetary uncertainty: The MALONDESH government has been unwilling to cut spending elsewhere to fund defense.
• Opaque decision making: The decision-making process is often opaque and vendor-driven.
• Political influence: Political influence is often used to circumvent established protocols.
• External influences: The procurement process is subject to external influences, such as political influence from suppliers.
• Weak external oversight: The external oversight of the procurement process is weak.
• Mixing and matching equipment: The MALONDESH military sources equipment from many different sources, which can make it difficult to find personnel to manage the equipment.
• Outdated inventory: The MALONDESH armed forces have outdated inventory stock.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
52.225 RELINQUISH [PINDAH NEGARA]
PER TAHUN = 10.104 MALONDESH PINDAH NEGARA
PER BULAN = 842 MALONDESH PINDAH NEGARA
PER HARI = 28 MALONDESH PINDAH NEGARA
Total of 52,225 applications from MALONDESHs to renounce their citizenship were approved between 1 January 2020 and 15 February this year.
This means, on average, 842 MALONDESHs relinquish their citizenship every month
CHAOS! Polsek Jatinegara Dirusak dan Dibakar Ratusan Massa
BalasHapushttps://m.youtube.com/watch?v=R638AnBFrYg&pp=0gcJCbIJAYcqIYzv
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces procurement faces several weaknesses, including:
1. Corruption
The defense sector is at high risk of corruption, and procurement is vulnerable to powerful interests. The MALONDESH Anti-Corruption Commission (MACC) received the highest number of corruption complaints for procurement activities in 2013 and 2018.
2. Political influence
Decisions are often driven by vendors and against strategic interests. For example, MALONDESH has sometimes exchanged hardware for palm oil, which exposes the procurement process to political influence.
Weak parliamentary oversight
Parliamentary oversight is weak, and audit bodies can only provide ex-post scrutiny.
3. Limited financial scrutiny
Financial scrutiny is limited by excessive secrecy.
4. Violation of procedures
Procedures are regularly circumvented through political influence. For example, the purchase of military helicopters in 2015 violated the Ministry of Finance's procedures
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several weaknesses in combat readiness, including a lack of modern assets, poor planning, and corruption. The MAF also faces challenges in managing cross-domain operations, which involve land, sea, air, cyber, and space forces.
Weaknesses
• Lack of modern assets: The MAF lacks modern military assets, which exposes it to internal and external threats.
• Poor planning: The MAF has been criticized for poor planning.
• Corruption: The MAF has been criticized for corruption.
• Political interference: Political leaders have been criticized for interfering in procurement.
• Cross-domain operations: The MAF faces challenges in managing cross-domain operations.
• Combat readiness measurement: The MAF's combat readiness measurement application is piecemeal.
Challenges
=============
MALONDESH's armed forces budget has faced challenges in the past, including limited funding and outdated equipment.
Limited funding
• Maintenance and repair
The budget for maintenance and repair often takes up a large portion of the defense budget.
• Procurement
The budget for procurement is often limited, making it difficult to buy new assets.
• Political will
Successive governments have been unwilling to cut government spending elsewhere to fund defense.
Outdated equipment
• Navy: The navy has struggled to acquire new vessels due to funding constraints.
• Air force: The air force has struggled to buy new assets for modernization.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
52.225 RELINQUISH [PINDAH NEGARA]
PER TAHUN = 10.104 MALONDESH PINDAH NEGARA
PER BULAN = 842 MALONDESH PINDAH NEGARA
PER HARI = 28 MALONDESH PINDAH NEGARA
Total of 52,225 applications from MALONDESHs to renounce their citizenship were approved between 1 January 2020 and 15 February this year.
This means, on average, 842 MALONDESHs relinquish their citizenship every month
NEGARA BUBAR SEMAKIN NYATA...... 🤣🤣🤣
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces procurement faces several weaknesses, including:
1. Corruption
The defense sector is at high risk of corruption, and procurement is vulnerable to powerful interests. The MALONDESH Anti-Corruption Commission (MACC) received the highest number of corruption complaints for procurement activities in 2013 and 2018.
2. Political influence
Decisions are often driven by vendors and against strategic interests. For example, MALONDESH has sometimes exchanged hardware for palm oil, which exposes the procurement process to political influence.
Weak parliamentary oversight
Parliamentary oversight is weak, and audit bodies can only provide ex-post scrutiny.
3. Limited financial scrutiny
Financial scrutiny is limited by excessive secrecy.
4. Violation of procedures
Procedures are regularly circumvented through political influence. For example, the purchase of military helicopters in 2015 violated the Ministry of Finance's procedures
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several weaknesses in combat readiness, including a lack of modern assets, poor planning, and corruption. The MAF also faces challenges in managing cross-domain operations, which involve land, sea, air, cyber, and space forces.
Weaknesses
• Lack of modern assets: The MAF lacks modern military assets, which exposes it to internal and external threats.
• Poor planning: The MAF has been criticized for poor planning.
• Corruption: The MAF has been criticized for corruption.
• Political interference: Political leaders have been criticized for interfering in procurement.
• Cross-domain operations: The MAF faces challenges in managing cross-domain operations.
• Combat readiness measurement: The MAF's combat readiness measurement application is piecemeal.
Challenges
=============
MALONDESH's armed forces budget has faced challenges in the past, including limited funding and outdated equipment.
Limited funding
• Maintenance and repair
The budget for maintenance and repair often takes up a large portion of the defense budget.
• Procurement
The budget for procurement is often limited, making it difficult to buy new assets.
• Political will
Successive governments have been unwilling to cut government spending elsewhere to fund defense.
Outdated equipment
• Navy: The navy has struggled to acquire new vessels due to funding constraints.
• Air force: The air force has struggled to buy new assets for modernization.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several weaknesses in combat readiness, including a lack of modern assets, poor planning, and corruption. The MAF also faces challenges in managing cross-domain operations, which involve land, sea, air, cyber, and space forces.
Weaknesses
• Lack of modern assets: The MAF lacks modern military assets, which exposes it to internal and external threats.
• Poor planning: The MAF has been criticized for poor planning.
• Corruption: The MAF has been criticized for corruption.
• Political interference: Political leaders have been criticized for interfering in procurement.
• Cross-domain operations: The MAF faces challenges in managing cross-domain operations.
• Combat readiness measurement: The MAF's combat readiness measurement application is piecemeal.
Challenges
=============
MALONDESH's armed forces budget has faced challenges in the past, including limited funding and outdated equipment.
Limited funding
• Maintenance and repair
The budget for maintenance and repair often takes up a large portion of the defense budget.
• Procurement
The budget for procurement is often limited, making it difficult to buy new assets.
• Political will
Successive governments have been unwilling to cut government spending elsewhere to fund defense.
Outdated equipment
• Navy: The navy has struggled to acquire new vessels due to funding constraints.
• Air force: The air force has struggled to buy new assets for modernization.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
THE MALONDESH LITTORAL COMBAT SHIP (LCS) PROGRAM HAS FACED A NUMBER OF ISSUES, INCLUDING:
• Delayed delivery
The original plan was to deliver the first ship, the LCS 1 Maharaja Lela, in 2019, and all six ships by 2023. However, the program was mangkrak in 2019 due to financial issues at Boustead Naval Shipbuilding. The program was restarted in 2023, with the first ship scheduled for delivery in 2026 and the remaining four by 2029.
• Design issues
The Royal MALONDESH Navy (RMN) did not get to choose the design of the ship, and the detailed design was not completed until after 66.64% of the budget had been paid.
• Financial issues
Boustead Naval Shipbuilding was in a critical financial state, and a middleman increased the project cost by up to four times.
============
MALONDESH's combat equipment has several weaknesses, including:
Ageing equipment: The MALONDESH military's equipment is aging due to small procurement budgets over the past 25 years.
Lack of modern assets: The MALONDESH Armed Forces (MAF) lacks modern military assets, which puts them at risk from both internal and external threats.
Russian-made weapons: MALONDESH has been struggling to keep its Russian-made Su-30MKM ground-attack aircraft operational. The country is also wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
Local production: The MAF is reluctant to use locally produced products. Local companies have produced prototypes of pistols and rifles, but none have materialized.
Procurement system: The MALONDESH procurement system needs reform.
Political interference and corruption: Political interference and corruption are undermining combat readiness.
=========
The MALONDESH Army's readiness is affected by a number of factors, including corruption, poor planning, and inadequate funding.
Factors affecting readiness
• Corruption: The MALONDESH military has been affected by corruption.
• Poor planning: The MALONDESH military has been affected by poor planning.
• Political interference: Political leaders have interfered in the procurement process.
• Inadequate funding: The MALONDESH military has not received adequate funding.
• Unsuitable equipment: The MALONDESH military has been affected by unsuitable equipment and weapons.
• Logistical problems: The MALONDESH military has been affected by logistical problems.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces procurement faces several weaknesses, including:
1. Corruption
The defense sector is at high risk of corruption, and procurement is vulnerable to powerful interests. The MALONDESH Anti-Corruption Commission (MACC) received the highest number of corruption complaints for procurement activities in 2013 and 2018.
2. Political influence
Decisions are often driven by vendors and against strategic interests. For example, MALONDESH has sometimes exchanged hardware for palm oil, which exposes the procurement process to political influence.
Weak parliamentary oversight
Parliamentary oversight is weak, and audit bodies can only provide ex-post scrutiny.
3. Limited financial scrutiny
Financial scrutiny is limited by excessive secrecy.
4. Violation of procedures
Procedures are regularly circumvented through political influence. For example, the purchase of military helicopters in 2015 violated the Ministry of Finance's procedures
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, financial constraints, and corruption.
Outdated equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Some of the navy's fleet and helicopters were commissioned in the 1960s.
• The government auditor-general found that half of the navy's ships were beyond their serviceable lifespan.
• The KD Rahman submarine had technical problems that prevented it from submerging.
Financial constraints
• The government's financial ability may limit the MAF's ability to develop and equip modern assets.
• The government's budget allocation may need to be spent prudently.
Corruption
• The MAF has been involved in several corruption scandals
======================
MALONDESH's military has faced a number of challenges in maintaining its equipment, including:
• Budgetary limitations
Successive governments have been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Corruption
Defence procurement has been characterized by corruption, budgetary uncertainty, and opaque decision making.
• Outdated equipment
The Royal MALONDESH Air Force (RMAF) has a large fleet of aging aircraft that are difficult to maintain.
• Political interference
Political interference has undermined combat readiness.
• Logistics weaknesses
There are issues with the quality of logistics equipment and the delivery of spares to soldiers .
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================The MALONDESH armed forces face several problems with procurement, including:
• Cost: The cost of procurement is a major challenge.
• Corruption: Corruption is a recurring problem in the MALONDESH military.
• Budgetary uncertainty: The MALONDESH government has been unwilling to cut spending elsewhere to fund defense.
• Opaque decision making: The decision-making process is often opaque and vendor-driven.
• Political influence: Political influence is often used to circumvent established protocols.
• External influences: The procurement process is subject to external influences, such as political influence from suppliers.
• Weak external oversight: The external oversight of the procurement process is weak.
• Mixing and matching equipment: The MALONDESH military sources equipment from many different sources, which can make it difficult to find personnel to manage the equipment.
• Outdated inventory: The MALONDESH armed forces have outdated inventory stock.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several weaknesses in combat readiness, including a lack of modern assets, poor planning, and corruption. The MAF also faces challenges in managing cross-domain operations, which involve land, sea, air, cyber, and space forces.
Weaknesses
• Lack of modern assets: The MAF lacks modern military assets, which exposes it to internal and external threats.
• Poor planning: The MAF has been criticized for poor planning.
• Corruption: The MAF has been criticized for corruption.
• Political interference: Political leaders have been criticized for interfering in procurement.
• Cross-domain operations: The MAF faces challenges in managing cross-domain operations.
• Combat readiness measurement: The MAF's combat readiness measurement application is piecemeal.
Challenges
=============
MALONDESH's armed forces budget has faced challenges in the past, including limited funding and outdated equipment.
Limited funding
• Maintenance and repair
The budget for maintenance and repair often takes up a large portion of the defense budget.
• Procurement
The budget for procurement is often limited, making it difficult to buy new assets.
• Political will
Successive governments have been unwilling to cut government spending elsewhere to fund defense.
Outdated equipment
• Navy: The navy has struggled to acquire new vessels due to funding constraints.
• Air force: The air force has struggled to buy new assets for modernization.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
Hapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several weaknesses in combat readiness, including a lack of modern assets, poor planning, and corruption. The MAF also faces challenges in managing cross-domain operations, which involve land, sea, air, cyber, and space forces.
Weaknesses
• Lack of modern assets: The MAF lacks modern military assets, which exposes it to internal and external threats.
• Poor planning: The MAF has been criticized for poor planning.
• Corruption: The MAF has been criticized for corruption.
• Political interference: Political leaders have been criticized for interfering in procurement.
• Cross-domain operations: The MAF faces challenges in managing cross-domain operations.
• Combat readiness measurement: The MAF's combat readiness measurement application is piecemeal.
Challenges
=============
MALONDESH's armed forces budget has faced challenges in the past, including limited funding and outdated equipment.
Limited funding
• Maintenance and repair
The budget for maintenance and repair often takes up a large portion of the defense budget.
• Procurement
The budget for procurement is often limited, making it difficult to buy new assets.
• Political will
Successive governments have been unwilling to cut government spending elsewhere to fund defense.
Outdated equipment
• Navy: The navy has struggled to acquire new vessels due to funding constraints.
• Air force: The air force has struggled to buy new assets for modernization.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
MALONDESH's armed forces budget faces several challenges, including limited funding, a lack of transparency, and an aging equipment inventory.
Funding
• Limited funding
MALONDESH's defense budget is modest compared to other countries. The government is reluctant to cut spending elsewhere to fund defense.
• Economic downturns
The global financial crisis and slower economic growth have impacted defense spending.
Transparency
• Budget transparency: The published defense budget is general, not a detailed breakdown.
• Access to information: The Official Secrets Act limits the publication of defense data.
Aging equipment
• Small procurement budgets
Small procurement budgets over the last quarter-century have led to gaps in military capabilities.
• Outdated equipment
The withdrawal of the MiG-29 Fulcrum fighter aircraft in 2017 and the challenge of keeping the Su-30MKM Flanker fighter operational have contributed to the aging equipment inventory.
Other challenges
• Parliamentary oversight: Parliament has limited time to discuss and approve the budget.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
MALONDESH's armed forces budget faces several challenges, including limited funding, a lack of transparency, and an aging equipment inventory.
Funding
• Limited funding
MALONDESH's defense budget is modest compared to other countries. The government is reluctant to cut spending elsewhere to fund defense.
• Economic downturns
The global financial crisis and slower economic growth have impacted defense spending.
Transparency
• Budget transparency: The published defense budget is general, not a detailed breakdown.
• Access to information: The Official Secrets Act limits the publication of defense data.
Aging equipment
• Small procurement budgets
Small procurement budgets over the last quarter-century have led to gaps in military capabilities.
• Outdated equipment
The withdrawal of the MiG-29 Fulcrum fighter aircraft in 2017 and the challenge of keeping the Su-30MKM Flanker fighter operational have contributed to the aging equipment inventory.
Other challenges
• Parliamentary oversight: Parliament has limited time to discuss and approve the budget.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
MALONDESH's armed forces budget faces several challenges, including limited funding, a lack of transparency, and an aging equipment inventory.
Funding
• Limited funding
MALONDESH's defense budget is modest compared to other countries. The government is reluctant to cut spending elsewhere to fund defense.
• Economic downturns
The global financial crisis and slower economic growth have impacted defense spending.
Transparency
• Budget transparency: The published defense budget is general, not a detailed breakdown.
• Access to information: The Official Secrets Act limits the publication of defense data.
Aging equipment
• Small procurement budgets
Small procurement budgets over the last quarter-century have led to gaps in military capabilities.
• Outdated equipment
The withdrawal of the MiG-29 Fulcrum fighter aircraft in 2017 and the challenge of keeping the Su-30MKM Flanker fighter operational have contributed to the aging equipment inventory.
Other challenges
• Parliamentary oversight: Parliament has limited time to discuss and approve the budget.
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several challenges in its maritime patrol, including a small defense budget, outdated equipment, and a lack of coordination between agencies.
Budget
• MALONDESH's defense budget is small compared to its GDP. In 2023, it was less than 1% of the country's GDP.
• The budget has been disrupted by unfavorable economic conditions and the value of the MALONDESH Ringgit.
• Politicization of defense spending has also hindered efforts to modernize.
Equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• The equipment is outdated and unable to meet the needs of emerging security challenges.
• For example, the KD Rahman submarine experienced technical problems in 2010.
Coordination
• There is a lack of coordination between agencies involved in maritime security.
• The Maritime Enforcement Agency (MMEA) is responsible for most enforcement of national maritime laws, but the Royal MALONDESH Navy (RMN) leads counter-terrorism at sea.
Other challenges
• The MAF faces internal and external threats, including piracy, illegal fishing, and smuggling.
• MALONDESH's defense procurement has been hindered by scandals.
• Funding
The ringgit's depreciation and the fact that MALONDESH sources much of its equipment from overseas may limit the amount of funding available for procurement.
• Government approval
The MALONDESH Army has faced delays in procuring new artillery systems due to a need for government approval.
Modernization challenges
• Fleet sustainment
The MALONDESH Army's fleet of aircraft may be reaching techNOLogical obsolescence and may be difficult to maintain.
• Artillery systems
The MALONDESH Army has a need to modernize its artillery systems and procure more 155 mm artillery systems
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Royal MALONDESH Navy (RMN) has faced issues with the age and condition of its ships. These issues have raised questions about the navy's ability to defend the country.
Age
• The RMN has used ships that have exceeded their life shelf.
• The KD Pendekar, a fast attack vessel, sank in August 2024 after a navigational error. The ship was 45 years old, which contributed to its sinking.
Hull structure
• The KD Pendekar's hull structure was weak, which made it difficult to control flooding.
• The weakness of the hull structure accelerated the spread of flooding to other compartments.
Spare parts management
• An audit found that the management of spare parts was unsatisfactory.
Logistics
=================
MALONDESH's coast guard, the Maritime Enforcement Agency (MMEA), has faced challenges with resources and coordination. These challenges have made it difficult for the MMEA to carry out its mandate of maritime law enforcement.
Resource challenges
• Small defense budget: MALONDESH's defense budget is small compared to its GDP.
• Lack of resources for civilian agencies: The MMEA is funded separately from the defense budget and has historically lacked resources.
• Insufficient assets: The MMEA has a small fleet of vessels and aircraft.
Coordination challenges
• Lack of coordination between agencies
There is a lack of coordination between agencies responsible for maritime security.
• Scandals
Scandals surrounding defense procurement have hindered efforts to improve defense capabilities.
Other challenges
• Non-traditional threats
MALONDESH faces non-traditional threats that require advanced techNOLogy and assets.
• Disputed areas
MALONDESH needs to improve surveillance and reconnaissance capabilities in disputed areas.
INDIANESIA MAKIN PARAH.... 🤣🤣🤣
BalasHapusMakin Panas! Massa Ojol Geruduk Mako Brimob Kwitang, Rantis Dibakar
https://m.youtube.com/watch?v=rkbqduSqhgU&pp=ygUOQnJpbW9iIGRpYmFrYXI%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA HELI
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals
===========
NO MONEY SIPRI MALONDESH 2024 = NOL = NO BERUK KLAIM GHOIB
NO MONEY SIPRI MALONDESH 2023 = NOT YET ORDERED
NO MONEY SIPRI MALONDESH 2022 = SELECTED NOT YET ORDERED
SALAM NOL SALAM SEWA ......
INDIANESIA MAKIN PARAH.... 🤣🤣🤣
BalasHapusMakin Panas! Massa Ojol Geruduk Mako Brimob Kwitang, Rantis Dibakar
https://m.youtube.com/watch?v=rkbqduSqhgU&pp=ygUOQnJpbW9iIGRpYmFrYXI%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's air defense has faced challenges due to a lack of funds, aging equipment, and political interference.
Lack of funds
• MALONDESH's defense budget has been limited by fiscal constraints.
• The government has been unwilling to reduce spending elsewhere or cut the size of the armed forces.
• The 1997 Asian financial crisis held back many procurement programs.
Aging equipment
• MALONDESH's air force has an aging equipment inventory.
• The MiG-29 Fulcrum fighter aircraft were withdrawn from service in 2017.
• The Su-30MKM Flanker fighter ground-attack aircraft are also of Russian origin and will be difficult to keep operational once spare parts run out.
Political interference and corruption
• Political interference and corruption have undermined combat readiness.
• MALONDESH's military has been plagued by corruption.
Other challenges
• The government has not been able to acquire a multi-role combat aircraft due to lack of funds.
• The government has not been able to purchase second-hand F/A-18C/D Hornet fighters from Kuwait.
• =====================
The MALONDESH Armed Forces (MAF) face several problems that affect their combat readiness, including outdated equipment, corruption, and political interference.
Outdated equipment
• Much of the MAF's equipment was purchased between the 1970s and 1990s.
• Some equipment is outdated and can't function well.
• The MAF lacks modern military assets.
Corruption
• The MAF has been affected by corruption.
• Political leaders have interfered with procurement.
Political interference Political leaders have interfered with procurement.
Other problems
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's air defense has faced challenges due to a lack of funds, aging equipment, and political interference.
Lack of funds
• MALONDESH's defense budget has been limited by fiscal constraints.
• The government has been unwilling to reduce spending elsewhere or cut the size of the armed forces.
• The 1997 Asian financial crisis held back many procurement programs.
Aging equipment
• MALONDESH's air force has an aging equipment inventory.
• The MiG-29 Fulcrum fighter aircraft were withdrawn from service in 2017.
• The Su-30MKM Flanker fighter ground-attack aircraft are also of Russian origin and will be difficult to keep operational once spare parts run out.
Political interference and corruption
• Political interference and corruption have undermined combat readiness.
• MALONDESH's military has been plagued by corruption.
Other challenges
• The government has not been able to acquire a multi-role combat aircraft due to lack of funds.
• The government has not been able to purchase second-hand F/A-18C/D Hornet fighters from Kuwait.
• =====================
The MALONDESH Armed Forces (MAF) face several problems that affect their combat readiness, including outdated equipment, corruption, and political interference.
Outdated equipment
• Much of the MAF's equipment was purchased between the 1970s and 1990s.
• Some equipment is outdated and can't function well.
• The MAF lacks modern military assets.
Corruption
• The MAF has been affected by corruption.
• Political leaders have interfered with procurement.
Political interference Political leaders have interfered with procurement.
Other problems
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH ARMED FORCES LOGISTIC MANAGEMENT PROBLEM
MALONDESH ARMED FORCES LOGISTIC MANAGEMENT PROBLEM
MALONDESH ARMED FORCES LOGISTIC MANAGEMENT PROBLEM
Most of the assets bought by the MALONDESH government in solidify the country’s defence were used and outdated. This creates various problems; and the used and outdated airforce assets will expose to the air threat from the enemy [5]. This is because most of the MALONDESH Army (MA), Royal MALONDESH Navy (RMN) and Royal MALONDESH Air Force (RMAF) equipments were bought between 1970s to the end of 1990s and still in MAF main inventory [6]. Other than that, lack of modern and latest military assets faced by MAF, will expose it to the internal threat and especially external threat that is escalating with the uncontrollable situation in the southern Philippines and China’s aggressive stand in the island conflict issue in the South China Sea [7]. Besides, the government is incapable to provide and equip modern and latest defence assets to MAF. Moreover, KD Rahman submarine issue (Scorpene) that cannot submerge in the demersal because of technical problem in 2010. It was a conventional submarine that can hold 10 torpedo and 30 mine destructors, was able to observe the country’s waters between 100 to 200 meters in depth. This also shows that the defence asset is outdated and cannot function well [8]. With various reports on pirates’ attacks and abductions in Sabah waters, terrorists attack in Lahad Datu in February 2013 and recently the missing RMN boat KD Perdana on 22 May 2017 for a few days due to communication problem. This scenario creates concern towards MAF logistics to ensure and guarantee the country’s security. With many series of RMAF training and fighter aircrafts crashes and accidents involving MA and vehicles damages that happen quite often, raise questions to the government policy that still maintain the outdated vehicles for country’s defence. Therefore, this study examines the problem in MAF logistic aspect and the effect towards the country’s security.....
INDIANESIA MAKIN PARAH.... 🤣🤣🤣
BalasHapusMakin Panas! Massa Ojol Geruduk Mako Brimob Kwitang, Rantis Dibakar
https://m.youtube.com/watch?v=rkbqduSqhgU&pp=ygUOQnJpbW9iIGRpYmFrYXI%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA HELI
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals
===========
NO MONEY SIPRI MALONDESH 2024 = NOL = NO BERUK KLAIM GHOIB
NO MONEY SIPRI MALONDESH 2023 = NOT YET ORDERED
NO MONEY SIPRI MALONDESH 2022 = SELECTED NOT YET ORDERED
SALAM NOL SALAM SEWA ......
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces a number of challenges, including:
• Outdated equipment
Much of the MAF's equipment was purchased between the 1970s and 1990s, and the government is unable to provide modern assets. For example, the KD Rahman submarine was unable to submerge due to technical issues in 2010.
• Misappropriation of funds
There have been multiple instances of public funds being misappropriated under the guise of meeting defense needs.
• Army-centric mindset
MALONDESH has an army-centric mindset, even though the country is surrounded by water.
• Double budgetary allocation
The army receives more of the budget than the other services.
• Lack of standard operating procedures
There are issues with standard operating procedures, from the e-procurement process to inventory receipts.
• Tension between public and military
There is tension between the public's right to know and the military's "need-to-know" policies
🤣🤣🤣🤣
BalasHapusMenambah Utang pada APBN 2026, Indonesia Masuk Jebakan Utang
https://muslimahnews.net/2025/08/28/38343/
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's defense policy faces a number of challenges, including:
• Corruption
The military has been accused of corruption in defense procurement. The government's Integrity Plan addresses corruption, but it's not a strategic document.
• Recruitment
The military has difficulty recruiting and retaining qualified personnel. This is partly due to poor service conditions.
• Infrastructure
The defense infrastructure needs to be fixed, but the government is prioritizing other needs.
• Ethnic composition
The armed forces are overrepresented by Indigenous MALONDESHs (Bumiputeras) and underrepresented by ethnic Chinese MALONDESHs.
• Budget
MALONDESH has consistently underspent on defense needs.
• Defense industry
The defense industry has challenges with research and development, techNOLogy transfer, and job creation.
• Territorial disputes
MALONDESH has territorial disputes and intrusions in its Exclusive Economic Zone (EEZ).
• Transboundary haze
Transboundary haze has had a negative impact on MALONDESH's economy and social activities.
• Maritime defense
The Strait of Singapore is critical for MALONDESH's maritime defense, but it's also important for international commerce.
Some of the challenges have been addressed by the Anwar government, which has implemented plans to attract more non-Bumiputeras to the military.
===========
Some factors that contribute to the MALONDESH Army's perceived weakness include:
• Political instability: Frequent government changes since 2018 have made it difficult for the MALONDESH Armed Forces (MAF) to receive the support it needs.
• Corruption: The MAF has been plagued by corruption.
• Poor planning: The MAF has been criticized for poor planning.
• Political interference: Political leaders have interfered in the MAF's procurement process.
• Outdated equipment: Much of the MAF's equipment was purchased between the 1970s and 1990s, and the government has been unable to provide modern equipment.
Lack of military knowledge: Military personnel have struggled with decision-making and problem-solving during military operations
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's defense policy faces a number of challenges, including:
• Corruption
The military has been accused of corruption in defense procurement. The government's Integrity Plan addresses corruption, but it's not a strategic document.
• Recruitment
The military has difficulty recruiting and retaining qualified personnel. This is partly due to poor service conditions.
• Infrastructure
The defense infrastructure needs to be fixed, but the government is prioritizing other needs.
• Ethnic composition
The armed forces are overrepresented by Indigenous MALONDESHs (Bumiputeras) and underrepresented by ethnic Chinese MALONDESHs.
• Budget
MALONDESH has consistently underspent on defense needs.
• Defense industry
The defense industry has challenges with research and development, techNOLogy transfer, and job creation.
• Territorial disputes
MALONDESH has territorial disputes and intrusions in its Exclusive Economic Zone (EEZ).
• Transboundary haze
Transboundary haze has had a negative impact on MALONDESH's economy and social activities.
• Maritime defense
The Strait of Singapore is critical for MALONDESH's maritime defense, but it's also important for international commerce.
Some of the challenges have been addressed by the Anwar government, which has implemented plans to attract more non-Bumiputeras to the military.
===========
Some factors that contribute to the MALONDESH Army's perceived weakness include:
• Political instability: Frequent government changes since 2018 have made it difficult for the MALONDESH Armed Forces (MAF) to receive the support it needs.
• Corruption: The MAF has been plagued by corruption.
• Poor planning: The MAF has been criticized for poor planning.
• Political interference: Political leaders have interfered in the MAF's procurement process.
• Outdated equipment: Much of the MAF's equipment was purchased between the 1970s and 1990s, and the government has been unable to provide modern equipment.
Lack of military knowledge: Military personnel have struggled with decision-making and problem-solving during military operations
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, corruption, and political interference.
Outdated equipment
• The MAF's equipment is outdated and lacks modern military assets.
• The MAF's equipment was purchased between the 1970s and 1990s.
• The MAF's KD Rahman submarine was unable to submerge due to technical problems in 2010.
Corruption
• Political interference and corruption have undermined the MAF's combat readiness.
• The MAF has been plagued by corruption.
Budgetary constraints
• The MAF's procurement has been held back by budgetary constraints.
• The MAF's budget is limited to 1.4% of MALONDESH's GDP.
Non-traditional security threats
• The MAF faces non-traditional security threats, such as territory disputes with neighboring countries.
• The MAF faces non-conventional threats, such as those that are transboundary in nature.
Regional strategic environment
• The MAF needs to consider the regional strategic environment when developing its strategic perspective.
=========
The MALONDESH Armed Forces (MAF) faces a number of challenges, including:
• Logistics
A study noted that the MAF's rapid development has raised questions about its readiness to face threats.
• Budgeting
MALONDESH's defense budget and spending has been limited by fiscal constraints. The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Personnel
The MA has identified that military personnel struggle with thinking skills, decision-making, and problem-solving during military operations.
• Procurement
The MALONDESH procurement system needs reform. The LCS program has been delayed and reduced in scope.
• Political interference
Political interference and corruption are undermining combat readiness.
• Territorial disputes
MALONDESH faces territorial disputes and intrusions in its Exclusive Economic Zone (EEZ).
• Transboundary haze
Transboundary haze has had a grave impact on economic and social activities in MALONDESHThe Royal MALONDESH Air Force (RMAF) faces several problems, including:
• Fleet sustainment
The RMAF has faced challenges maintaining its fleet of aircraft. For example, in 2018, only four of the RMAF's 18 Sukhoi Su-30MKM aircraft were able to fly due to maintenance issues and a lack of spare parts.
• Nological obsolescence
Some aircraft in the RMAF's fleet are reaching techNOLogical obsolescence. For example, the Kuwaiti HORNET MALONDESHs are an earlier block of the HORNET MALONDESH, which may cause compatibility issues with spare parts.
• Modernization
The RMAF has ambitious plans to modernize its air capabilities to address current and future threats. However, the government's defense modernization budget is limited
🤣🤣🤣🤣
BalasHapusMenambah Utang pada APBN 2026, Indonesia Masuk Jebakan Utang
https://muslimahnews.net/2025/08/28/38343/
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA HELI
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals
===========
NO MONEY SIPRI MALONDESH 2024 = NOL = NO BERUK KLAIM GHOIB
NO MONEY SIPRI MALONDESH 2023 = NOT YET ORDERED
NO MONEY SIPRI MALONDESH 2022 = SELECTED NOT YET ORDERED
SALAM NOL SALAM SEWA ......
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH government's Littoral Combat Ship (LCS) program was plagued by construction delays, cost overruns, and other issues. The program was restarted in 2023, but the first ship is not expected to be delivered until 2026.
Reasons for the issues
• Financial problems: Boustead Naval Shipbuilding, the company building the ships, experienced financial problems that mangkrak the program in 2019.
• Misappropriation of funds: A parliamentary public accounts committee alleged that $300 million was misappropriated from the program.
• Hull cracking: The LCS hull, known as the sea frame, had issues with hull cracking.
• Immature mission modules: Many mission module components were immature or struggled to pass testing.
Program restart
• In 2023, the Royal MALONDESH Navy announced a new contract to restart the program.
• The first ship, KD Maharaja Lela, is now scheduled to be delivered in 2026.
• The remaining four frigates are expected to be delivered by 2029.
• The Ministry of Finance purchased Boustead Naval Shipbuilding and renamed it Lumut Naval Shipyard.
Other issues with the LCS program
• Sikorsky S-61A4 Nuri: Since 1989, around 95 armed forces personnel have died in crashes involving this helicopter
• Mikoyan MiG-29: A MiG-29 suffered a hydraulic failure during a flight in 1998 and crashed into an oil palm plantation in 2004
• Pilatus PC-7 Mark II: A PC-7 Mark II crashed into a forest reserve in 2010 during a flypast
• CN-235-220M: A CN-235-220M made an emergency landing in a mangrove swamp in 2016 due to engine failure
• AW139: An AW139 helicopter crashed into the sea during a rescue flight
• G2CA: Two G2CA helicopters collided mid-air during flight training in 2020
• HOM and Fennec: Two helicopters collided mid-air during a training session in 2024, killing all 10 people on board
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH government's Littoral Combat Ship (LCS) program was plagued by construction delays, cost overruns, and other issues. The program was restarted in 2023, but the first ship is not expected to be delivered until 2026.
Reasons for the issues
• Financial problems: Boustead Naval Shipbuilding, the company building the ships, experienced financial problems that mangkrak the program in 2019.
• Misappropriation of funds: A parliamentary public accounts committee alleged that $300 million was misappropriated from the program.
• Hull cracking: The LCS hull, known as the sea frame, had issues with hull cracking.
• Immature mission modules: Many mission module components were immature or struggled to pass testing.
Program restart
• In 2023, the Royal MALONDESH Navy announced a new contract to restart the program.
• The first ship, KD Maharaja Lela, is now scheduled to be delivered in 2026.
• The remaining four frigates are expected to be delivered by 2029.
• The Ministry of Finance purchased Boustead Naval Shipbuilding and renamed it Lumut Naval Shipyard.
Other issues with the LCS program
• Sikorsky S-61A4 Nuri: Since 1989, around 95 armed forces personnel have died in crashes involving this helicopter
• Mikoyan MiG-29: A MiG-29 suffered a hydraulic failure during a flight in 1998 and crashed into an oil palm plantation in 2004
• Pilatus PC-7 Mark II: A PC-7 Mark II crashed into a forest reserve in 2010 during a flypast
• CN-235-220M: A CN-235-220M made an emergency landing in a mangrove swamp in 2016 due to engine failure
• AW139: An AW139 helicopter crashed into the sea during a rescue flight
• G2CA: Two G2CA helicopters collided mid-air during flight training in 2020
• HOM and Fennec: Two helicopters collided mid-air during a training session in 2024, killing all 10 people on board
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
Keadaan hidup rakyat INDIANESIA.....🤣🤣🤣
BalasHapusSinyal Ekonomi Indonesia Makin Lesu, Rakyat Mulai Makan 'Utang'
https://www.kompas.tv/ekonomi/611676/gawat-sinyal-ekonomi-lesu-masyarakat-mulai-makan-utang-kompas-bisnis
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces a number of challenges, including:
• Outdated equipment
Much of the MAF's equipment was purchased between the 1970s and 1990s, and the government is unable to provide modern assets. For example, the KD Rahman submarine was unable to submerge due to technical issues in 2010.
• Misappropriation of funds
There have been multiple instances of public funds being misappropriated under the guise of meeting defense needs.
• Army-centric mindset
MALONDESH has an army-centric mindset, even though the country is surrounded by water.
• Double budgetary allocation
The army receives more of the budget than the other services.
• Lack of standard operating procedures
There are issues with standard operating procedures, from the e-procurement process to inventory receipts.
• Tension between public and military
There is tension between the public's right to know and the military's "need-to-know" policies
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
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BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's defense policy faces a number of challenges, including:
• Corruption
The military has been accused of corruption in defense procurement. The government's Integrity Plan addresses corruption, but it's not a strategic document.
• Recruitment
The military has difficulty recruiting and retaining qualified personnel. This is partly due to poor service conditions.
• Infrastructure
The defense infrastructure needs to be fixed, but the government is prioritizing other needs.
• Ethnic composition
The armed forces are overrepresented by Indigenous MALONDESHs (Bumiputeras) and underrepresented by ethnic Chinese MALONDESHs.
• Budget
MALONDESH has consistently underspent on defense needs.
• Defense industry
The defense industry has challenges with research and development, techNOLogy transfer, and job creation.
• Territorial disputes
MALONDESH has territorial disputes and intrusions in its Exclusive Economic Zone (EEZ).
• Transboundary haze
Transboundary haze has had a negative impact on MALONDESH's economy and social activities.
• Maritime defense
The Strait of Singapore is critical for MALONDESH's maritime defense, but it's also important for international commerce.
Some of the challenges have been addressed by the Anwar government, which has implemented plans to attract more non-Bumiputeras to the military.
===========
Some factors that contribute to the MALONDESH Army's perceived weakness include:
• Political instability: Frequent government changes since 2018 have made it difficult for the MALONDESH Armed Forces (MAF) to receive the support it needs.
• Corruption: The MAF has been plagued by corruption.
• Poor planning: The MAF has been criticized for poor planning.
• Political interference: Political leaders have interfered in the MAF's procurement process.
• Outdated equipment: Much of the MAF's equipment was purchased between the 1970s and 1990s, and the government has been unable to provide modern equipment.
Lack of military knowledge: Military personnel have struggled with decision-making and problem-solving during military operations
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
Tiga Orang Tewas dalam Pembakaran Gedung DPRD Makassar
BalasHapushttps://m.youtube.com/watch?v=RQfQoOKNPSk
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's defense policy faces a number of challenges, including:
• Corruption
The military has been accused of corruption in defense procurement. The government's Integrity Plan addresses corruption, but it's not a strategic document.
• Recruitment
The military has difficulty recruiting and retaining qualified personnel. This is partly due to poor service conditions.
• Infrastructure
The defense infrastructure needs to be fixed, but the government is prioritizing other needs.
• Ethnic composition
The armed forces are overrepresented by Indigenous MALONDESHs (Bumiputeras) and underrepresented by ethnic Chinese MALONDESHs.
• Budget
MALONDESH has consistently underspent on defense needs.
• Defense industry
The defense industry has challenges with research and development, techNOLogy transfer, and job creation.
• Territorial disputes
MALONDESH has territorial disputes and intrusions in its Exclusive Economic Zone (EEZ).
• Transboundary haze
Transboundary haze has had a negative impact on MALONDESH's economy and social activities.
• Maritime defense
The Strait of Singapore is critical for MALONDESH's maritime defense, but it's also important for international commerce.
Some of the challenges have been addressed by the Anwar government, which has implemented plans to attract more non-Bumiputeras to the military.
===========
Some factors that contribute to the MALONDESH Army's perceived weakness include:
• Political instability: Frequent government changes since 2018 have made it difficult for the MALONDESH Armed Forces (MAF) to receive the support it needs.
• Corruption: The MAF has been plagued by corruption.
• Poor planning: The MAF has been criticized for poor planning.
• Political interference: Political leaders have interfered in the MAF's procurement process.
• Outdated equipment: Much of the MAF's equipment was purchased between the 1970s and 1990s, and the government has been unable to provide modern equipment.
Lack of military knowledge: Military personnel have struggled with decision-making and problem-solving during military operations
KASIHAN RAKYAT MALON, TERJERAT UTANG MENGGUNUNG
BalasHapus- UTANG KERAJAAN HAMPIR 70% GDP
- UTANG RUMAH TANGGA HAMPIR 85% GDP
RATA2 SETIAP WARGA MALON MENANGGUNG BEBAN UTANG HAMPIR RM 70.000
NGERI
🤣🤣🤣🤣🤣🤣🤣
Tiga Orang Tewas dalam Pembakaran Gedung DPRD Makassar
BalasHapushttps://m.youtube.com/watch?v=RQfQoOKNPSk