Successful SPIKE NLOS LIVE FIRE from AH-64E Campaign by US Army & Polish Air Force
Ustka, Poland – The United States Army, in cooperation with the Inspectorate of the Polish Air Force and with support from Rafael Advanced Defense Systems, conducted a live fire campaign of the SPIKE NLOS (Non-Line-of-Sight) missile system from an AH-64E Apache attack helicopter at the Central Air Force Training Range in Ustka, Poland.
The campaign was organized under the direction of U.S. Army, which deployed AH-64E Apaches from the 12th Combat Aviation Brigade, headquartered in Ansbach, Germany, to Poland for training and evaluation. The exercise was hosted by the Polish Ministry of National Defence (MoND) with participation from the General Staff of the Polish Armed Forces and the Inspectorate of the Polish Air Force.
Observers from over ten allied nations, attended the event, alongside senior commanders from multiple NATO air forces.
During the campaign, two SPIKE NLOS missiles were launched from U.S. Army AH-64E Apaches at maritime targets, achieving direct hits at ranges of 26 kilometers.
Senior U.S. and Polish military officials emphasized that integrating SPIKE NLOS onto the Apache platform enhances rotary-wing aviation with extended standoff engagement and precision strike capabilities. They further noted the potential of the system as part of Poland’s future AH-64E fleet.
The successful campaign reflects over a year of close planning and coordination between U.S. and Polish forces, supported by industry partners. The demonstration underscored the growing cooperation between the United States and Poland in advancing allied interoperability and long-range precision strike capabilities.
As the developer and manufacturer of SPIKE NLOS, Rafael provided technical expertise, integration support, and operational know-how throughout the campaign. The company emphasized its commitment to supporting the Polish Armed Forces in every capability-building process they choose to pursue, including through cooperation with Poland’s defense industry.
(Rafael)
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced issues with spare parts for its assets, including a lack of budget, underperforming contractors, and outdated pricing.
Budget
• The MAF has faced budget constraints that affect the serviceability of its assets.
• The government's revenue has been affected by reduced commodity prices, which has reduced the funds available for defense procurement.
Outsourcing
• The MAF has outsourced the supply of spare parts and maintenance of its assets, but this has led to issues.
• Underperforming contractors and a lack of enforcement of contract terms have impacted the effectiveness of outsourcing.
• The process of awarding contracts can be lengthy, which can lead to outdated pricing.
Spare parts for specific assets
• The MAF's PT-91M tanks have faced issues with spare parts, as the supplier of some components is no longer in production.
• The MAF has also faced issues with Russian-produced fighter aircraft, including problems with the supply of spare parts.
Other issues
• The MAF has also faced issues with undertraining of staff, and the lack of clear guidance for the future strategic direction of the defense industry
============
The Royal MALONDESH Air Force (RMAF) faces a number of issues with its aircraft, including fleet maintenance, the age of its aircraft, and the need for a multi-role combat aircraft.
Fleet maintenance
The RMAF has fleet sustainment problems due to its aging aircraft fleet.
The RMAF's logistics equipment quality has been criticized.
The RMAF has had issues with the reliability of its fleet, which has forced it to cut schedules.
Age of aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets.
The RMAF's aircraft are aging, which can make them more difficult and expensive to maintain.
Need for a multi-role combat aircraft
The RMAF has stated that it needs a multi-role combat aircraft, but the government's defense budget is limited.
The RMAF has been discussing acquiring second-hand Kuwaiti F/A-18s, but no formal negotiations have taken place.
Other issues
The RMAF has faced issues with the quality of its logistics equipment.
The RMAF has been wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
TUNDUK BRITISH =
HapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH armed forces have faced challenges due to limited funding, which has hindered their ability to modernize and respond to threats.
Factors
Fiscal constraints: The government has been unwilling to cut spending elsewhere to fund defense.
Maintenance and repair: A significant portion of the defense budget goes toward maintenance and repair, leaving little for new assets.
Political uncertainty: Political uncertainty has limited defense spending.
Aging aircraft: The air force has a large fleet of aging aircraft that are expensive to maintain.
Diversified acquisitions: The country has acquired advanced weapon systems from different countries, which can lead to technical and logistical problems.
Poor governance: Poor governance has undermined the effectiveness of outsourcing programs.
========
The MALONDESH Armed Forces (MAF) has many outdated assets, including ships, helicopters, and spare parts. The MAF has acknowledged the need to replace these assets.
Ships
• The Royal MALONDESH Navy's (RMN) Fast Attack Craft (FAC) is over 50 years old
• The RMN has many vessels that are past their optimal lifespan
• The RMN's age limit for submarines is 35 years, and 30 years for frigates, corvettes, and other ships
• The RMN's smaller vessels, like fast patrol boats, have an age limit of 24 years
Helicopters
• Some helicopters in the MAF were commissioned in the 1960s
Spare parts
• The MAF has lost money due to spare parts that are no longer compatible with its fleet
TUNDUK BRITISH =
HapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
Ada yang ingat 31 Agustus hari apa????
BalasHapusHari perayaan giveaway
HapusINDIANESIA makin tak baik baik saja......
BalasHapusDETIK-DETIK Gedung DPRD Kota Kediri Hangus Dibakar Massa Pendemo yang Sempat Ricuh di Polres
https://www.youtube.com/watch?v=MQVe9Amsmmc
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
Makin parah keadaan di INDIANESIA.....KESIAN sekali...
BalasHapusDemo di DPRD NTB Berlangsung Rusuh, Gedung Utama dan Sekretariat Dibakar Massa
https://www.youtube.com/watch?v=gV375aL9xz8
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
ANALISIS PROYEKSI PELUNASAN HUTANG MALONDESH 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Malondesh meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
===========
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Malondesh untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Malondesh akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
===========
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Malondesh telah menyepakati untuk membeli sampai US$150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar US$240–242 miliar, termasuk US$70 miliar investasi Malondesh ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Malondesh ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
😝😝😝😝😝😝😝😝😝😝😝😝
DEMO merebak ke banyak wilayah INDIANESIA....makin PARAH.....
BalasHapusRICUH Demo di Brebes, Massa Bakar Gedung DPRD dan Rusak Polres
https://www.youtube.com/watch?v=HSITneIKb_E
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) face many challenges, including:
Personnel: The MAF has difficulty recruiting and retaining high-quality personnel, partly due to poor service conditions.
Equipment: The MAF needs to modernize its equipment, including replacing its fleet of Nuri helicopters.
Infrastructure: The MAF needs to improve its defense infrastructure, including living quarters.
Ethnic composition: The MAF needs to rebalance the ethnic composition of its forces.
Local content: The MAF needs to increase the local content of its equipment.
Research and development: The MAF needs to increase its research and development activities.
Logistic management: The MAF needs to improve its logistic management, including planning, operation implementation, and supply pre-budgeting.
Non-traditional security challenges: The MAF needs to increase its authority to tackle non-traditional security challenges.
===========
The MALONDESH Armed Forces (MAF) has a lack of modern military assets due to a small defense budget and aging equipment. This has left the MAF vulnerable to internal and external threats.
Causes
• Small defense budget: The MAF has had small procurement budgets for the past quarter-century.
• Aging equipment: Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Foreign dependence: The MAF relies on foreign Original Equipment Manufacturers (OEMs) for its military hardware and software.
Effects
• Vulnerability to threats
The MAF is vulnerable to internal and external threats due to its lack of modern military assets.
• Challenges with air force
The MAF's air force has been challenged by the withdrawal of its MiG-29 Fulcrum fighter aircraft in 2017.
• Challenges with naval assets
The MAF's naval assets are aging, as evidenced by the KD Rahman submarine issue in 2010
Polres Jakarta Utara Diserang, Pos Polisi Dibakar Massa
BalasHapushttps://www.youtube.com/watch?v=dfVMfQmvX7c
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) face many challenges, including:
Personnel: The MAF has difficulty recruiting and retaining high-quality personnel, partly due to poor service conditions.
Equipment: The MAF needs to modernize its equipment, including replacing its fleet of Nuri helicopters.
Infrastructure: The MAF needs to improve its defense infrastructure, including living quarters.
Ethnic composition: The MAF needs to rebalance the ethnic composition of its forces.
Local content: The MAF needs to increase the local content of its equipment.
Research and development: The MAF needs to increase its research and development activities.
Logistic management: The MAF needs to improve its logistic management, including planning, operation implementation, and supply pre-budgeting.
Non-traditional security challenges: The MAF needs to increase its authority to tackle non-traditional security challenges.
===========
The MALONDESH Armed Forces (MAF) has a lack of modern military assets due to a small defense budget and aging equipment. This has left the MAF vulnerable to internal and external threats.
Causes
• Small defense budget: The MAF has had small procurement budgets for the past quarter-century.
• Aging equipment: Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Foreign dependence: The MAF relies on foreign Original Equipment Manufacturers (OEMs) for its military hardware and software.
Effects
• Vulnerability to threats
The MAF is vulnerable to internal and external threats due to its lack of modern military assets.
• Challenges with air force
The MAF's air force has been challenged by the withdrawal of its MiG-29 Fulcrum fighter aircraft in 2017.
• Challenges with naval assets
The MAF's naval assets are aging, as evidenced by the KD Rahman submarine issue in 2010
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
📊 Hutang Isi Rumah Malondesh – Gambaran & Implikasi
Data yang anda kongsikan daripada Bank Negara Malondesh (BNM) memang mencerminkan satu realiti penting dalam ekonomi serantau:
• Nilai: RM1.65 trilion (setakat Mac 2025)
• Nisbah terhadap KDNK: 84.3%
• Kedudukan: Tertinggi di ASEAN untuk nisbah hutang isi rumah/KDNK
🔍 Kenapa angka ini tinggi?
1. Akses mudah kepada kredit – Kad kredit, pinjaman peribadi, dan skim pembiayaan kenderaan/perumahan yang meluas.
2. Harga rumah yang meningkat – Ramai bergantung pada pinjaman jangka panjang.
3. Kos sara hidup yang tinggi, memaksa sebahagian isi rumah bergantung kepada hutang untuk menampung perbelanjaan.
4. Pertumbuhan pendapatan yang perlahan berbanding kenaikan kos dan komitmen hutang.
📈 Implikasi kepada ekonomi & rakyat
• Kerentanan kewangan – Isi rumah lebih terdedah jika kadar faedah naik atau ekonomi meleset.
• Kesannya kepada penggunaan – Perbelanjaan pengguna mungkin berkurangan kerana sebahagian pendapatan digunakan untuk membayar hutang.
• Kestabilan kewangan negara – Bank pusat perlu mengimbangi pertumbuhan ekonomi dengan risiko kredit.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Malondesh.
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
PENJARAHAN di mana mana.....makin parah....
BalasHapusPenampakan Markas Gegana Brimob Dijebol dan Dijarah Massa, 2 Bus Polisi Dibakar Habis
https://www.youtube.com/watch?v=5krXhOjXWgQ
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
.The Royal MALONDESH Navy (RMN) has an aging fleet that is underfunded and struggling to keep up with techNOLogical advancements. This makes it difficult for the RMN to defend the country and its territorial claims in the South China Sea.
Causes
• Aging vessels
Many of the RMN's ships are past their prime and are used beyond their economical life
• Delayed replacements
The RMN has received only a small number of the new vessels it planned to receive
• Mismanagement
A government audit found that mismanagement has mangkrak plans to replace the aging fleet
Effects
• Limited ability to patrol: The RMN's ability to patrol its maritime domain is limited
• Increased reliance on the US: The RMN is relying more on the US to bolster its maritime capabilities
Increased risk of accidents: The age of the RMN's vessels increases the risk of accident
===========
The MALONDESH Armed Forces (MAF) face a variety of challenges, including personnel issues, logistics, and security threats.
Personnel issues
Lack of military knowledge
Military personnel may struggle with decision-making, thinking skills, and problem-solving due to a lack of military knowledge.
Civil-military relations
The military is controlled by civilians who exercise authority over the military.
Logistics issues
Readiness: The MAF must be able to provide the minimum supply and service needed to start a combat operation.
Responsiveness: The MAF must provide accurate support at the right place and time.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Bank Negara Malondesh (BNM) dan sumber rasmi lain telah mengesahkan bahawa Malondesh memiliki salah satu tahap hutang tertinggi di kalangan negara ASEAN, khususnya dalam kategori hutang isi rumah dan hutang kerajaan terhadap KDNK. Berikut penjelasan terperinci berdasarkan data terkini:
🇲🇾 Hutang Isi Rumah Malondesh: Tertinggi di ASEAN
Menurut data rasmi BNM:
• Jumlah hutang isi rumah Malondesh mencecah RM1.65 trilion setakat Mac 2025.
• Ini bersamaan dengan 84.3% daripada Keluaran Dalam Negara Kasar (KDNK).
• Malondesh berada di kedudukan tertinggi dalam ASEAN untuk nisbah hutang isi rumah terhadap KDNK.
Faktor Penyumbang:
• Akses mudah kepada pinjaman peribadi, pembiayaan kenderaan, dan gadai janji.
• Kadar pemilikan rumah yang tinggi didorong oleh pembiayaan jangka panjang.
• Gaya hidup berasaskan kredit dan penggunaan kad kredit yang meluas.
📊 Hutang Kerajaan Malondesh: Antara Tertinggi di ASEAN
Menurut laporan IMF yang dirujuk oleh CNBC Indonesia:
Negara ASEAN Nisbah Hutang Kerajaan kepada KDNK (2023)
Singapura 167.9%
Laos 121.7%
Malondesh 66.9%
Indonesia 39%
Brunei 2.3%
Malondesh berada di tempat ketiga tertinggi selepas Singapura dan Laos.
🧮 Implikasi Ekonomi
• Kos faedah hutang meningkat kerana jumlah hutang yang besar perlu dibiayai semula pada kadar pasaran semasa.
• Ruang fiskal mengecil, menyukarkan kerajaan untuk melaksanakan dasar rangsangan atau subsidi bersasar.
• Kestabilan kewangan terancam jika berlaku kejutan ekonomi atau penurunan penarafan kredit.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
ANALISIS PROYEKSI PELUNASAN HUTANG MALONDESH 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Malondesh meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
==========
1. Laporan Ketua Audit Negara 3/2024
Laporan Ketua Audit Negara 3/2024 mencatatkan bahawa hutang Kerajaan Persekutuan Malondesh bagi tahun 2023 berjumlah RM 1.173 trilion, meningkat RM 92.918 bilion atau 8.6% berbanding tahun sebelumnya.
• Pinjaman Dalam Negeri: RM 1.143 trilion (97.5% daripada jumlah keseluruhan)
• Pinjaman Luar Negeri: RM 29.851 bilion (2.5% daripada jumlah keseluruhan)
• Nisbah hutang persekutuan kepada KDNK: 64.3% (naik dari 60.2% pada 2022)
• Had statutori hutang tidak melebihi 65% KDNK seperti diperuntukkan dalam Perintah Pinjaman 2022
2. Unjuran Kenanga Research (Julai 2025)
Kenanga Research mengunjurkan hutang Malondesh akan mencecah RM 1.33 trilion pada 2025, bersamaan 65.9% KDNK—melebihi had statutori 65% yang ditetapkan kerajaan tahun ini.
• Peningkatan dari RM 1.22 trilion pada 2024
• Faktor pendorong: pertumbuhan ekonomi lebih perlahan dan lonjakan perbelanjaan kerajaan
• Risiko: kos faedah pinjaman baharu meningkat, potensi tekanan kredit dan penarafan kredit
😝😝😝😝😝😝😝😝😝😝😝😝
keadaan di INDIANESIA makin BAHAYA.....
BalasHapusMassa Marah Bakar Pos Polisi, Emosi Serang Polres Jakarta Utara
https://www.youtube.com/watch?v=pNrZwPdKuRA
Selamat hari lahir babu Inggris Pur
Hapusmau tanya HUTANG BELANDA untuk imbalan MERDEKA sudah dilunas atau belum...?? jaga jaga MERDEKAnya diambil semula sama BELANDA....HAHAHAHHA
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
• The MALONDESH Armed Forces (MAF) face a number of equipment challenges, including:
Aging aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets, which are becoming technologically obsolete. Maintaining a large fleet of aging aircraft can be expensive.
Limited defense budget
The government's defense modernization budget is limited, making it difficult to afford new equipment.
Local content
Most MAF equipment is sourced from outside the country, and there is a lack of research and development (R&D) activities.
Local company capabilities
Local companies may not have the necessary capabilities to produce the equipment the MAF needs.
OEM reluctance
Original equipment manufacturers (OEMs) may be reluctant to share their technology for fear of competition.
Defense infrastructure
The condition of some military living quarters and defense infrastructure is poor
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================T)
MARET 2025 = 84,3% DARI GDP -
1. Struktur Hutang & Jadual Pembayaran
• Hutang Berjangka: Sebahagian besar hutang kerajaan Malondesh adalah dalam bentuk sekuriti kerajaan (contoh: MGS, GII) yang memiliki tempoh matang tertentu.
• Pembayaran Faedah Berkala: Faedah (kupon) dibayar secara berkala mengikut jadual, sementara pokok hutang hanya dibayar pada tarikh matang.
• Refinancing: Apabila hutang matang, kerajaan biasanya menerbitkan hutang baru untuk membayar hutang lama — ini membuatkan pokok hutang jarang dibayar sekaligus, tetapi “digulung” ke hadapan.
2. Defisit Belanjawan yang Kronik
• Belanja Melebihi Pendapatan: Sejak bertahun-tahun, Malondesh mengalami defisit fiskal, bermakna pendapatan cukai dan hasil lain tidak cukup untuk menampung semua perbelanjaan.
• Keutamaan Operasi Negara: Dana yang ada digunakan untuk perkhidmatan awam, subsidi, pembangunan, dan pembayaran faedah — sehingga ruang untuk membayar pokok hutang secara besar-besaran menjadi terhad.
3. Mengelakkan Risiko Gagal Bayar (Default)
• Bayar Faedah = Kekalkan Kepercayaan Pasaran: Selagi faedah dibayar tepat waktu, pelabur melihat Malondesh sebagai peminjam yang boleh dipercayai.
• Kesan Jika Gagal Bayar Faedah: Kegagalan membayar faedah akan segera menjejaskan penarafan kredit negara dan menaikkan kos pinjaman masa depan.
4. Beban Faedah yang Tinggi
• Pada 2023, Malondesh membelanjakan sekitar RM46.1 bilion hanya untuk pembayaran hutang (termasuk faedah), iaitu kira-kira 16% daripada hasil kerajaan.
• Nisbah hutang kepada KDNK mencecah 65–80% bergantung kaedah pengiraan, menjadikan pembayaran faedah sebagai komponen besar dalam bajet tahunan
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Alasan Defisit Belanjawan Malondesh yang Kronik
Malondesh berdepan defisit belanjawan yang konsisten tinggi (kronik) disebabkan kombinasi faktor struktural dan kitaran ekonomi. Di bawah ini huraian terperinci punca-puncanya, disusuli ringkasan statistik defisit dari tahun ke tahun.
1. Ketergantungan pada Sumber Pendapatan yang Terhad dan Volatil
• Pendapatan kerajaan banyak bergantung kepada hasil petroleum dan komoditi lain. Harga minyak mentah mudah turun naik, menjejaskan aliran tunai.
• Pelaksanaan Sales and Service Tax (SST) menggantikan Goods and Services Tax (GST) pada 2018 menyaksikan penurunan hasil cukai tidak langsung, meruncingkan jurang antara perbelanjaan dan pendapatan.
2. Beban Perbelanjaan Berulang yang Tinggi
• Subsidi: Kerajaan menanggung subsidi bahan api, elektrik dan air untuk menjaga kos sara hidup rakyat.
• Gaji dan elaun penjawat awam menyumbang sebahagian besar perbelanjaan berulang. Ini sukar dipotong disebabkan implikasi sosial dan politik.
3. Kos Servis Hutang Meningkat
• Hutang terkumpul membawa kepada beban faedah yang terus meningkat setiap tahun.
• Setiap ringgit yang diperoleh daripada pinjaman baru sebahagiannya dibelanjakan untuk membayar faedah hutang sedia ada.
4. Pelaburan Infrastruktur Berskala Besar
• Projek mega seperti MRT, ECRL dan lebuh raya memerlukan peruntukan besar dalam jangka pendek.
• Manfaat jangka panjangnya tetap positif, tetapi kos permulaan terus melebihi pendapatan tahunan.
5. Langkah Rangsangan Ekonomi dan Pelepasan Fiskal
• Semasa krisis COVID-19, kerajaan melaksanakan pakej rangsangan bernilai berpuluh bilion ringgit untuk membantu perniagaan dan rakyat.
• Pelepasan cukai dan bantuan tunai (contoh: Bantuan Prihatin Rakyat) menambah tekanan ke atas belanjawan.
6. Ketiadaan Peraturan Defisit yang Ketat
• Tiada rangka perundangan yang mengikat had defisit maksimum berkadar peratusan KDNK.
• Tekanan politik semasa pilihan raya sering mendorong kerajaan boros untuk meraih sokongan.
kesian INDIANESIA......HAHAHAHAH
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
• The MALONDESH Armed Forces (MAF) face a number of equipment challenges, including:
Aging aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets, which are becoming technologically obsolete. Maintaining a large fleet of aging aircraft can be expensive.
Limited defense budget
The government's defense modernization budget is limited, making it difficult to afford new equipment.
Local content
Most MAF equipment is sourced from outside the country, and there is a lack of research and development (R&D) activities.
Local company capabilities
Local companies may not have the necessary capabilities to produce the equipment the MAF needs.
OEM reluctance
Original equipment manufacturers (OEMs) may be reluctant to share their technology for fear of competition.
Defense infrastructure
The condition of some military living quarters and defense infrastructure is poor
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
TUNDUK BRITISH =
HapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
BADUT ASEAN NGEMIS =
MANGKRAK =
1.ECRL $ 20 bn dolar
-
2. Forest city $ 100bn dolar
-
3.China-MALONDESH Qinzhou Industrial Park (CMQIP) $ 4,2 bn dolar
-
4.MALONDESH-China Kuantan Industrial Park (MCKIP) $ 3,77 bn dolar
-
5.China Railway Rolling Stock Corp’s Rolling Stock Center - $ 131 juta dolar
-
6. 1 MDB = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy in which the MALONDESH sovereign wealth fund 1MALONDESH Development Berhad (1MDB) was systematically embezzled, with assets diverted globally by the perpetrators of the scheme
-
7. LCS = MANGKRAK
Kementerian Pertahanan MALONDESH mengumumkan langkah strategis terebut saat ajang LIMA 2023 minggu lalu. Kontrak terbaru ini akan memompa anggaran tambahan bagi MALONDESH hingga US$430 juta untuk kapal-kapal tersebut. MALONDESH juga akan mengurangi jumlah kapal yang akan diterima berdasarkan kontrak yang direvisi dari enam menjadi lima, dan menerima penundaan tambahan untuk pengiriman kapal.
-
8. OPV = MANGKRAK
Menteri Dalam Negeri, Datuk Seri Saifuddin Nasution Ismail berkata, OPV kedua pula dijangka dapat disiapkan pada Oktober tahun ini.
Beliau berkata, pembinaan dua kapal marititm itu mampu disiapkan selepas kerajaan bersetuju meluluskan suntikan dana berjumlah RM152.6 juta
HANCUR DARI DALAM.....BUBAR 2030 semakin nyata....HAHAHAHAH
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
• The MALONDESH Armed Forces (MAF) face a number of equipment challenges, including:
Aging aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets, which are becoming technologically obsolete. Maintaining a large fleet of aging aircraft can be expensive.
Limited defense budget
The government's defense modernization budget is limited, making it difficult to afford new equipment.
Local content
Most MAF equipment is sourced from outside the country, and there is a lack of research and development (R&D) activities.
Local company capabilities
Local companies may not have the necessary capabilities to produce the equipment the MAF needs.
OEM reluctance
Original equipment manufacturers (OEMs) may be reluctant to share their technology for fear of competition.
Defense infrastructure
The condition of some military living quarters and defense infrastructure is poor
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
TUNDUK BRITISH =
HapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
SALAM 240 BILLION DARI PANTAT TRUMP YA LON 🤣🤣🤣🤣
BalasHapusBERUK TA BERGUNO, BANGLA BERJAYA 🤣🤣🤣
31 agustus hari Sabah
BalasHapusSelamat buat rakyat Sabah merayakan kemerdekaannya
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe Tetap Lembik Malasia
BalasHapusTUNDUK BRITISH =
BalasHapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
TUNDUK BRITISH =
BalasHapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
BADUT ASEAN NGEMIS =
MANGKRAK =
1.ECRL $ 20 bn dolar
-
2. Forest city $ 100bn dolar
-
3.China-MALONDESH Qinzhou Industrial Park (CMQIP) $ 4,2 bn dolar
-
4.MALONDESH-China Kuantan Industrial Park (MCKIP) $ 3,77 bn dolar
-
5.China Railway Rolling Stock Corp’s Rolling Stock Center - $ 131 juta dolar
-
6. 1 MDB = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy in which the MALONDESH sovereign wealth fund 1MALONDESH Development Berhad (1MDB) was systematically embezzled, with assets diverted globally by the perpetrators of the scheme
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7. LCS = MANGKRAK
Kementerian Pertahanan MALONDESH mengumumkan langkah strategis terebut saat ajang LIMA 2023 minggu lalu. Kontrak terbaru ini akan memompa anggaran tambahan bagi MALONDESH hingga US$430 juta untuk kapal-kapal tersebut. MALONDESH juga akan mengurangi jumlah kapal yang akan diterima berdasarkan kontrak yang direvisi dari enam menjadi lima, dan menerima penundaan tambahan untuk pengiriman kapal.
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8. OPV = MANGKRAK
Menteri Dalam Negeri, Datuk Seri Saifuddin Nasution Ismail berkata, OPV kedua pula dijangka dapat disiapkan pada Oktober tahun ini.
Beliau berkata, pembinaan dua kapal marititm itu mampu disiapkan selepas kerajaan bersetuju meluluskan suntikan dana berjumlah RM152.6 juta
Woiii sebentar lagi ada yg mau merayakan kemerdekaan hasil giveaway... Negara malasia yg isinya manusia pemalas semua... Merdeka kok dikasih bukan direbut, bangga pula wkwkwk keep lembik malasia
BalasHapusTUNDUK BRITISH =
BalasHapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
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TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
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TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
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MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
Selamat hari give away buat babu england Pur
BalasHapusTUNDUK BRITISH =
BalasHapusNGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
NGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.