Successful SPIKE NLOS LIVE FIRE from AH-64E Campaign by US Army & Polish Air Force
Ustka, Poland – The United States Army, in cooperation with the Inspectorate of the Polish Air Force and with support from Rafael Advanced Defense Systems, conducted a live fire campaign of the SPIKE NLOS (Non-Line-of-Sight) missile system from an AH-64E Apache attack helicopter at the Central Air Force Training Range in Ustka, Poland.
The campaign was organized under the direction of U.S. Army, which deployed AH-64E Apaches from the 12th Combat Aviation Brigade, headquartered in Ansbach, Germany, to Poland for training and evaluation. The exercise was hosted by the Polish Ministry of National Defence (MoND) with participation from the General Staff of the Polish Armed Forces and the Inspectorate of the Polish Air Force.
Observers from over ten allied nations, attended the event, alongside senior commanders from multiple NATO air forces.
During the campaign, two SPIKE NLOS missiles were launched from U.S. Army AH-64E Apaches at maritime targets, achieving direct hits at ranges of 26 kilometers.
Senior U.S. and Polish military officials emphasized that integrating SPIKE NLOS onto the Apache platform enhances rotary-wing aviation with extended standoff engagement and precision strike capabilities. They further noted the potential of the system as part of Poland’s future AH-64E fleet.
The successful campaign reflects over a year of close planning and coordination between U.S. and Polish forces, supported by industry partners. The demonstration underscored the growing cooperation between the United States and Poland in advancing allied interoperability and long-range precision strike capabilities.
As the developer and manufacturer of SPIKE NLOS, Rafael provided technical expertise, integration support, and operational know-how throughout the campaign. The company emphasized its commitment to supporting the Polish Armed Forces in every capability-building process they choose to pursue, including through cooperation with Poland’s defense industry.
(Rafael)
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced issues with spare parts for its assets, including a lack of budget, underperforming contractors, and outdated pricing.
Budget
• The MAF has faced budget constraints that affect the serviceability of its assets.
• The government's revenue has been affected by reduced commodity prices, which has reduced the funds available for defense procurement.
Outsourcing
• The MAF has outsourced the supply of spare parts and maintenance of its assets, but this has led to issues.
• Underperforming contractors and a lack of enforcement of contract terms have impacted the effectiveness of outsourcing.
• The process of awarding contracts can be lengthy, which can lead to outdated pricing.
Spare parts for specific assets
• The MAF's PT-91M tanks have faced issues with spare parts, as the supplier of some components is no longer in production.
• The MAF has also faced issues with Russian-produced fighter aircraft, including problems with the supply of spare parts.
Other issues
• The MAF has also faced issues with undertraining of staff, and the lack of clear guidance for the future strategic direction of the defense industry
============
The Royal MALONDESH Air Force (RMAF) faces a number of issues with its aircraft, including fleet maintenance, the age of its aircraft, and the need for a multi-role combat aircraft.
Fleet maintenance
The RMAF has fleet sustainment problems due to its aging aircraft fleet.
The RMAF's logistics equipment quality has been criticized.
The RMAF has had issues with the reliability of its fleet, which has forced it to cut schedules.
Age of aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets.
The RMAF's aircraft are aging, which can make them more difficult and expensive to maintain.
Need for a multi-role combat aircraft
The RMAF has stated that it needs a multi-role combat aircraft, but the government's defense budget is limited.
The RMAF has been discussing acquiring second-hand Kuwaiti F/A-18s, but no formal negotiations have taken place.
Other issues
The RMAF has faced issues with the quality of its logistics equipment.
The RMAF has been wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
TUNDUK BRITISH =
HapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH armed forces have faced challenges due to limited funding, which has hindered their ability to modernize and respond to threats.
Factors
Fiscal constraints: The government has been unwilling to cut spending elsewhere to fund defense.
Maintenance and repair: A significant portion of the defense budget goes toward maintenance and repair, leaving little for new assets.
Political uncertainty: Political uncertainty has limited defense spending.
Aging aircraft: The air force has a large fleet of aging aircraft that are expensive to maintain.
Diversified acquisitions: The country has acquired advanced weapon systems from different countries, which can lead to technical and logistical problems.
Poor governance: Poor governance has undermined the effectiveness of outsourcing programs.
========
The MALONDESH Armed Forces (MAF) has many outdated assets, including ships, helicopters, and spare parts. The MAF has acknowledged the need to replace these assets.
Ships
• The Royal MALONDESH Navy's (RMN) Fast Attack Craft (FAC) is over 50 years old
• The RMN has many vessels that are past their optimal lifespan
• The RMN's age limit for submarines is 35 years, and 30 years for frigates, corvettes, and other ships
• The RMN's smaller vessels, like fast patrol boats, have an age limit of 24 years
Helicopters
• Some helicopters in the MAF were commissioned in the 1960s
Spare parts
• The MAF has lost money due to spare parts that are no longer compatible with its fleet
TUNDUK BRITISH =
HapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
Ada yang ingat 31 Agustus hari apa????
BalasHapusHari perayaan giveaway
HapusINDIANESIA makin tak baik baik saja......
BalasHapusDETIK-DETIK Gedung DPRD Kota Kediri Hangus Dibakar Massa Pendemo yang Sempat Ricuh di Polres
https://www.youtube.com/watch?v=MQVe9Amsmmc
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
Makin parah keadaan di INDIANESIA.....KESIAN sekali...
BalasHapusDemo di DPRD NTB Berlangsung Rusuh, Gedung Utama dan Sekretariat Dibakar Massa
https://www.youtube.com/watch?v=gV375aL9xz8
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor yang membuat Malondesh kerap memilih skema sewa atau alternatif non pembelian langsung untuk memenuhi kebutuhan militernya, alih alih langsung mengakuisisi aset baru. Dari laporan dan analisis terbuka, alasannya meliputi:
1. Keterbatasan Anggaran & Prioritas Fiskal
• Anggaran pertahanan Malondesh relatif terbatas dibandingkan beberapa negara tetangga, sementara ada tekanan besar untuk membiayai sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
• Skema sewa atau leasing memungkinkan penggunaan aset tanpa mengeluarkan biaya besar di awal, sehingga beban fiskal tahunan lebih ringan.
2. Masalah dalam Proyek Pengadaan Besar
• Kasus seperti skandal kapal tempur pesisir (LCS) menunjukkan adanya keterlambatan dan pembengkakan biaya. Proyek senilai RM9 miliar itu belum menghasilkan kapal sesuai jadwal.
• Keterlambatan ini membuat kebutuhan operasional harus ditutup sementara dengan menyewa atau meminjam peralatan dari pihak luar.
3. Industri Pertahanan Domestik yang Belum Matang
• Walau sudah lama berdiri, industri pertahanan lokal masih banyak bergantung pada komponen impor untuk bagian kritis seperti mesin.
• Produksi dalam negeri sering hanya sebatas perakitan, sehingga sulit memenuhi kebutuhan mendesak dengan cepat dan murah.
4. Pendekatan Alternatif: Barter & Sewa
• Pemerintah pernah menjajaki barter komoditas (misalnya minyak sawit) dengan peralatan militer dari negara seperti Pakistan, Rusia, dan Tiongkok.
• Skema ini dianggap bisa memperkuat pertahanan tanpa menambah utang atau menguras cadangan devisa.
5. Isu Integritas & Reformasi Proses Pengadaan
• Ada upaya meningkatkan integritas perolehan aset, termasuk rotasi pejabat yang menangani pembelian setiap tiga tahun untuk mencegah korupsi.
• Reformasi ini kadang memperlambat proses akuisisi, sehingga sewa menjadi solusi sementara.
💡 Kesimpulan: Bagi Malondesh, menyewa peralatan militer adalah strategi pragmatis untuk menjaga kesiapan tempur di tengah keterbatasan anggaran, tantangan industri lokal, dan masalah tata kelola pengadaan.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Ada beberapa faktor utama yang membuat Malondesh belum mampu merealisasikan pembelian Multi Role Combat Aircraft (MRCA) kelas berat seperti yang dimiliki sebagian negara tetangganya, dan akhirnya memilih opsi Light Combat Aircraft (LCA) seperti FA 50 dari Korea Selatan2. Berikut penjelasan terperinci:
1. Keterbatasan Anggaran Pertahanan
• Harga jet tempur MRCA kelas berat seperti Dassault Rafale, Eurofighter Typhoon, atau Su 35 bisa mencapai USD 80–120 juta per unit, belum termasuk biaya operasional dan pemeliharaan jangka panjang.
• Anggaran pertahanan Malondesh relatif kecil dibandingkan Singapura atau Indonesia, sehingga sulit mengalokasikan dana besar sekaligus untuk akuisisi pesawat tempur berat.
• Pemerintah harus menyeimbangkan belanja pertahanan dengan kebutuhan sektor lain seperti kesehatan, pendidikan, dan infrastruktur.
2. Prioritas Kebutuhan Mendesak
• TUDM menghadapi kekosongan kemampuan tempur setelah pesawat MiG 29N dipensiunkan.
• FA 50 dipilih karena bisa berfungsi ganda: sebagai pesawat latih lanjut (lead in fighter trainer) dan pesawat tempur ringan untuk patroli udara, sehingga mengisi celah kemampuan dengan cepat sambil menunggu keputusan jangka panjang soal MRCA.
• Pengiriman FA 50 dijadwalkan mulai 2026, sehingga lebih cepat dibandingkan negosiasi ulang MRCA yang bisa memakan waktu bertahun tahun.
3. Kendala Proses Pengadaan
• Program MRCA sudah digagas bertahun tahun, namun berulang kali tertunda karena masalah pendanaan dan perubahan prioritas strategis.
• Tawaran dari produsen besar seperti Rusia (MiG 35) dan Prancis (Rafale) pernah masuk, tetapi dinilai tidak sesuai kemampuan anggaran saat itu.
• Upaya membeli F/A 18C/D Hornet bekas dari Kuwait juga belum membuahkan hasil
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
ANALISIS PROYEKSI PELUNASAN HUTANG MALONDESH 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Malondesh meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
===========
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
TARIF BARANG AMERIKA = 0%
Tarif Impor Malondesh untuk Barang Amerika
Mulai tanggal 8 Agustus 2025, Malondesh akan memberlakukan kebijakan 0% atau tarif yang dikurangi untuk banyak produk impor dari Amerika Serikat:
• Lebih dari 11.000 lini produk (tariff lines) akan mendapatkan tarif nol atau tarif lebih rendah
• Dari jumlah itu, sebanyak 6.911 produk (sekitar 61%) akan 0% tarif
• Sisanya (sekitar 39%) akan dikenakan tarif yang dikurangi – keseluruhan mencakup sekitar 98.4% dari semua lini tarif
• Produk pertanian tertentu seperti susu, unggas, buah, dan produk sanitasi termasuk yang diturunkan tarifnya; banyak produk manufaktur juga termasuk dalam daftar tarif nol.
===========
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
DIPERAS 242 MILIAR DOLLAR
FAKTA UTAMA
• Malondesh telah menyepakati untuk membeli sampai US$150 miliar dalam jangka waktu lima tahun dari perusahaan-perusahaan Amerika di sektor semikonduktor, aerospace, dan pusat data. Komitmen ini merupakan bagian dari kesepakatan perdagangan dengan AS untuk mengurangi tarif dari ancaman awal 25% menjadi 19%
• Dengan total paket transaksi mencapai sekitar US$240–242 miliar, termasuk US$70 miliar investasi Malondesh ke AS, pembelian LNG, pesawat Boeing, dan peralatan telekomunikasi
• Hasil dari kesepakatan ini: tarif impor Malondesh ke AS resmi ditetapkan pada 19%, berlaku mulai 8 Agustus 2025, lebih rendah dari tarif yang sempat diusulkan 25%
😝😝😝😝😝😝😝😝😝😝😝😝
DEMO merebak ke banyak wilayah INDIANESIA....makin PARAH.....
BalasHapusRICUH Demo di Brebes, Massa Bakar Gedung DPRD dan Rusak Polres
https://www.youtube.com/watch?v=HSITneIKb_E
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) face many challenges, including:
Personnel: The MAF has difficulty recruiting and retaining high-quality personnel, partly due to poor service conditions.
Equipment: The MAF needs to modernize its equipment, including replacing its fleet of Nuri helicopters.
Infrastructure: The MAF needs to improve its defense infrastructure, including living quarters.
Ethnic composition: The MAF needs to rebalance the ethnic composition of its forces.
Local content: The MAF needs to increase the local content of its equipment.
Research and development: The MAF needs to increase its research and development activities.
Logistic management: The MAF needs to improve its logistic management, including planning, operation implementation, and supply pre-budgeting.
Non-traditional security challenges: The MAF needs to increase its authority to tackle non-traditional security challenges.
===========
The MALONDESH Armed Forces (MAF) has a lack of modern military assets due to a small defense budget and aging equipment. This has left the MAF vulnerable to internal and external threats.
Causes
• Small defense budget: The MAF has had small procurement budgets for the past quarter-century.
• Aging equipment: Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Foreign dependence: The MAF relies on foreign Original Equipment Manufacturers (OEMs) for its military hardware and software.
Effects
• Vulnerability to threats
The MAF is vulnerable to internal and external threats due to its lack of modern military assets.
• Challenges with air force
The MAF's air force has been challenged by the withdrawal of its MiG-29 Fulcrum fighter aircraft in 2017.
• Challenges with naval assets
The MAF's naval assets are aging, as evidenced by the KD Rahman submarine issue in 2010
Polres Jakarta Utara Diserang, Pos Polisi Dibakar Massa
BalasHapushttps://www.youtube.com/watch?v=dfVMfQmvX7c
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) face many challenges, including:
Personnel: The MAF has difficulty recruiting and retaining high-quality personnel, partly due to poor service conditions.
Equipment: The MAF needs to modernize its equipment, including replacing its fleet of Nuri helicopters.
Infrastructure: The MAF needs to improve its defense infrastructure, including living quarters.
Ethnic composition: The MAF needs to rebalance the ethnic composition of its forces.
Local content: The MAF needs to increase the local content of its equipment.
Research and development: The MAF needs to increase its research and development activities.
Logistic management: The MAF needs to improve its logistic management, including planning, operation implementation, and supply pre-budgeting.
Non-traditional security challenges: The MAF needs to increase its authority to tackle non-traditional security challenges.
===========
The MALONDESH Armed Forces (MAF) has a lack of modern military assets due to a small defense budget and aging equipment. This has left the MAF vulnerable to internal and external threats.
Causes
• Small defense budget: The MAF has had small procurement budgets for the past quarter-century.
• Aging equipment: Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Foreign dependence: The MAF relies on foreign Original Equipment Manufacturers (OEMs) for its military hardware and software.
Effects
• Vulnerability to threats
The MAF is vulnerable to internal and external threats due to its lack of modern military assets.
• Challenges with air force
The MAF's air force has been challenged by the withdrawal of its MiG-29 Fulcrum fighter aircraft in 2017.
• Challenges with naval assets
The MAF's naval assets are aging, as evidenced by the KD Rahman submarine issue in 2010
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
📊 Hutang Isi Rumah Malondesh – Gambaran & Implikasi
Data yang anda kongsikan daripada Bank Negara Malondesh (BNM) memang mencerminkan satu realiti penting dalam ekonomi serantau:
• Nilai: RM1.65 trilion (setakat Mac 2025)
• Nisbah terhadap KDNK: 84.3%
• Kedudukan: Tertinggi di ASEAN untuk nisbah hutang isi rumah/KDNK
🔍 Kenapa angka ini tinggi?
1. Akses mudah kepada kredit – Kad kredit, pinjaman peribadi, dan skim pembiayaan kenderaan/perumahan yang meluas.
2. Harga rumah yang meningkat – Ramai bergantung pada pinjaman jangka panjang.
3. Kos sara hidup yang tinggi, memaksa sebahagian isi rumah bergantung kepada hutang untuk menampung perbelanjaan.
4. Pertumbuhan pendapatan yang perlahan berbanding kenaikan kos dan komitmen hutang.
📈 Implikasi kepada ekonomi & rakyat
• Kerentanan kewangan – Isi rumah lebih terdedah jika kadar faedah naik atau ekonomi meleset.
• Kesannya kepada penggunaan – Perbelanjaan pengguna mungkin berkurangan kerana sebahagian pendapatan digunakan untuk membayar hutang.
• Kestabilan kewangan negara – Bank pusat perlu mengimbangi pertumbuhan ekonomi dengan risiko kredit.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Intinya: rasio utang menembus 65% karena kombinasi pembiayaan defisit yang masih tinggi pascapandemi dan perlambatan pertumbuhan PDB nominal yang mengecilkan penyebut rasio. Kenaikan biaya pinjaman global juga memperberat beban, sementara kebijakan bantuan/ subsidi terbaru menambah kebutuhan pembiayaan dalam jangka pendek2.
Faktor utama pendorong kenaikan rasio
• Defisit pascapandemi tetap tinggi: Pemerintah mempertahankan dukungan fiskal untuk pemulihan, subsidi, dan belanja pembangunan; ini membuat kebutuhan pinjaman (terutama domestik) besar, di saat suku bunga global meningkat sehingga biaya utang naik.
• Efek “penyebut” dari PDB nominal: Pelambatan ekonomi 2025 menekan PDB nominal sehingga rasio utang/ PDB terdorong naik; proyeksi independen menilai rasio dapat mencapai sekitar 65,9% tahun ini, melampaui perkiraan resmi 64%.
• Kebijakan bantuan yang memperbesar pembiayaan: Langkah seperti bantuan tunai satu kali, penurunan harga RON95, dan pembekuan kenaikan tol menambah tekanan pembiayaan dalam jangka pendek, memperlambat konsolidasi fiskal.
• Lintasan jangka menengah tanpa reform: Analisis keberlanjutan utang menunjukkan tanpa perubahan kebijakan, rasio dapat melampaui 65% di tahun-tahun mendatang; perlu diingat plafon utang sempat dinaikkan dari 55% ke 60% (2020) dan ke 65% (2021) untuk ruang stimulus saat pandemi.
Apa yang sebenarnya dihitung
• Definisi utang “statutory”: Batas 65% berlaku untuk utang statutori (MGS, MGII, dan MITB). Inilah agregat yang harus dijaga di bawah 65% dari PDB menurut aturan fiskal domestik Malondesh.
Dampak dan risiko
• Risiko kredibilitas fiskal: Pelanggaran sementara dimungkinkan, tetapi agensi pemeringkat telah mengingatkan bahwa kegagalan mencapai target konsolidasi dapat menekan peringkat, menaikkan biaya pinjaman bagi pemerintah dan sektor swasta.
• Biaya bunga lebih tinggi: Lingkungan suku bunga global yang ketat membuat beban bunga meningkat, mempersempit ruang fiskal jika tidak diimbangi oleh kenaikan pendapatan atau efisiensi belanja
PENJARAHAN di mana mana.....makin parah....
BalasHapusPenampakan Markas Gegana Brimob Dijebol dan Dijarah Massa, 2 Bus Polisi Dibakar Habis
https://www.youtube.com/watch?v=5krXhOjXWgQ
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
.The Royal MALONDESH Navy (RMN) has an aging fleet that is underfunded and struggling to keep up with techNOLogical advancements. This makes it difficult for the RMN to defend the country and its territorial claims in the South China Sea.
Causes
• Aging vessels
Many of the RMN's ships are past their prime and are used beyond their economical life
• Delayed replacements
The RMN has received only a small number of the new vessels it planned to receive
• Mismanagement
A government audit found that mismanagement has mangkrak plans to replace the aging fleet
Effects
• Limited ability to patrol: The RMN's ability to patrol its maritime domain is limited
• Increased reliance on the US: The RMN is relying more on the US to bolster its maritime capabilities
Increased risk of accidents: The age of the RMN's vessels increases the risk of accident
===========
The MALONDESH Armed Forces (MAF) face a variety of challenges, including personnel issues, logistics, and security threats.
Personnel issues
Lack of military knowledge
Military personnel may struggle with decision-making, thinking skills, and problem-solving due to a lack of military knowledge.
Civil-military relations
The military is controlled by civilians who exercise authority over the military.
Logistics issues
Readiness: The MAF must be able to provide the minimum supply and service needed to start a combat operation.
Responsiveness: The MAF must provide accurate support at the right place and time.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Bank Negara Malondesh (BNM) dan sumber rasmi lain telah mengesahkan bahawa Malondesh memiliki salah satu tahap hutang tertinggi di kalangan negara ASEAN, khususnya dalam kategori hutang isi rumah dan hutang kerajaan terhadap KDNK. Berikut penjelasan terperinci berdasarkan data terkini:
🇲🇾 Hutang Isi Rumah Malondesh: Tertinggi di ASEAN
Menurut data rasmi BNM:
• Jumlah hutang isi rumah Malondesh mencecah RM1.65 trilion setakat Mac 2025.
• Ini bersamaan dengan 84.3% daripada Keluaran Dalam Negara Kasar (KDNK).
• Malondesh berada di kedudukan tertinggi dalam ASEAN untuk nisbah hutang isi rumah terhadap KDNK.
Faktor Penyumbang:
• Akses mudah kepada pinjaman peribadi, pembiayaan kenderaan, dan gadai janji.
• Kadar pemilikan rumah yang tinggi didorong oleh pembiayaan jangka panjang.
• Gaya hidup berasaskan kredit dan penggunaan kad kredit yang meluas.
📊 Hutang Kerajaan Malondesh: Antara Tertinggi di ASEAN
Menurut laporan IMF yang dirujuk oleh CNBC Indonesia:
Negara ASEAN Nisbah Hutang Kerajaan kepada KDNK (2023)
Singapura 167.9%
Laos 121.7%
Malondesh 66.9%
Indonesia 39%
Brunei 2.3%
Malondesh berada di tempat ketiga tertinggi selepas Singapura dan Laos.
🧮 Implikasi Ekonomi
• Kos faedah hutang meningkat kerana jumlah hutang yang besar perlu dibiayai semula pada kadar pasaran semasa.
• Ruang fiskal mengecil, menyukarkan kerajaan untuk melaksanakan dasar rangsangan atau subsidi bersasar.
• Kestabilan kewangan terancam jika berlaku kejutan ekonomi atau penurunan penarafan kredit.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
ANALISIS PROYEKSI PELUNASAN HUTANG MALONDESH 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Malondesh meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan defisit anggaran yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
==========
1. Laporan Ketua Audit Negara 3/2024
Laporan Ketua Audit Negara 3/2024 mencatatkan bahawa hutang Kerajaan Persekutuan Malondesh bagi tahun 2023 berjumlah RM 1.173 trilion, meningkat RM 92.918 bilion atau 8.6% berbanding tahun sebelumnya.
• Pinjaman Dalam Negeri: RM 1.143 trilion (97.5% daripada jumlah keseluruhan)
• Pinjaman Luar Negeri: RM 29.851 bilion (2.5% daripada jumlah keseluruhan)
• Nisbah hutang persekutuan kepada KDNK: 64.3% (naik dari 60.2% pada 2022)
• Had statutori hutang tidak melebihi 65% KDNK seperti diperuntukkan dalam Perintah Pinjaman 2022
2. Unjuran Kenanga Research (Julai 2025)
Kenanga Research mengunjurkan hutang Malondesh akan mencecah RM 1.33 trilion pada 2025, bersamaan 65.9% KDNK—melebihi had statutori 65% yang ditetapkan kerajaan tahun ini.
• Peningkatan dari RM 1.22 trilion pada 2024
• Faktor pendorong: pertumbuhan ekonomi lebih perlahan dan lonjakan perbelanjaan kerajaan
• Risiko: kos faedah pinjaman baharu meningkat, potensi tekanan kredit dan penarafan kredit
😝😝😝😝😝😝😝😝😝😝😝😝
keadaan di INDIANESIA makin BAHAYA.....
BalasHapusMassa Marah Bakar Pos Polisi, Emosi Serang Polres Jakarta Utara
https://www.youtube.com/watch?v=pNrZwPdKuRA
Selamat hari lahir babu Inggris Pur
Hapusmau tanya HUTANG BELANDA untuk imbalan MERDEKA sudah dilunas atau belum...?? jaga jaga MERDEKAnya diambil semula sama BELANDA....HAHAHAHHA
HapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
• The MALONDESH Armed Forces (MAF) face a number of equipment challenges, including:
Aging aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets, which are becoming technologically obsolete. Maintaining a large fleet of aging aircraft can be expensive.
Limited defense budget
The government's defense modernization budget is limited, making it difficult to afford new equipment.
Local content
Most MAF equipment is sourced from outside the country, and there is a lack of research and development (R&D) activities.
Local company capabilities
Local companies may not have the necessary capabilities to produce the equipment the MAF needs.
OEM reluctance
Original equipment manufacturers (OEMs) may be reluctant to share their technology for fear of competition.
Defense infrastructure
The condition of some military living quarters and defense infrastructure is poor
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================T)
MARET 2025 = 84,3% DARI GDP -
1. Struktur Hutang & Jadual Pembayaran
• Hutang Berjangka: Sebahagian besar hutang kerajaan Malondesh adalah dalam bentuk sekuriti kerajaan (contoh: MGS, GII) yang memiliki tempoh matang tertentu.
• Pembayaran Faedah Berkala: Faedah (kupon) dibayar secara berkala mengikut jadual, sementara pokok hutang hanya dibayar pada tarikh matang.
• Refinancing: Apabila hutang matang, kerajaan biasanya menerbitkan hutang baru untuk membayar hutang lama — ini membuatkan pokok hutang jarang dibayar sekaligus, tetapi “digulung” ke hadapan.
2. Defisit Belanjawan yang Kronik
• Belanja Melebihi Pendapatan: Sejak bertahun-tahun, Malondesh mengalami defisit fiskal, bermakna pendapatan cukai dan hasil lain tidak cukup untuk menampung semua perbelanjaan.
• Keutamaan Operasi Negara: Dana yang ada digunakan untuk perkhidmatan awam, subsidi, pembangunan, dan pembayaran faedah — sehingga ruang untuk membayar pokok hutang secara besar-besaran menjadi terhad.
3. Mengelakkan Risiko Gagal Bayar (Default)
• Bayar Faedah = Kekalkan Kepercayaan Pasaran: Selagi faedah dibayar tepat waktu, pelabur melihat Malondesh sebagai peminjam yang boleh dipercayai.
• Kesan Jika Gagal Bayar Faedah: Kegagalan membayar faedah akan segera menjejaskan penarafan kredit negara dan menaikkan kos pinjaman masa depan.
4. Beban Faedah yang Tinggi
• Pada 2023, Malondesh membelanjakan sekitar RM46.1 bilion hanya untuk pembayaran hutang (termasuk faedah), iaitu kira-kira 16% daripada hasil kerajaan.
• Nisbah hutang kepada KDNK mencecah 65–80% bergantung kaedah pengiraan, menjadikan pembayaran faedah sebagai komponen besar dalam bajet tahunan
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Alasan Defisit Belanjawan Malondesh yang Kronik
Malondesh berdepan defisit belanjawan yang konsisten tinggi (kronik) disebabkan kombinasi faktor struktural dan kitaran ekonomi. Di bawah ini huraian terperinci punca-puncanya, disusuli ringkasan statistik defisit dari tahun ke tahun.
1. Ketergantungan pada Sumber Pendapatan yang Terhad dan Volatil
• Pendapatan kerajaan banyak bergantung kepada hasil petroleum dan komoditi lain. Harga minyak mentah mudah turun naik, menjejaskan aliran tunai.
• Pelaksanaan Sales and Service Tax (SST) menggantikan Goods and Services Tax (GST) pada 2018 menyaksikan penurunan hasil cukai tidak langsung, meruncingkan jurang antara perbelanjaan dan pendapatan.
2. Beban Perbelanjaan Berulang yang Tinggi
• Subsidi: Kerajaan menanggung subsidi bahan api, elektrik dan air untuk menjaga kos sara hidup rakyat.
• Gaji dan elaun penjawat awam menyumbang sebahagian besar perbelanjaan berulang. Ini sukar dipotong disebabkan implikasi sosial dan politik.
3. Kos Servis Hutang Meningkat
• Hutang terkumpul membawa kepada beban faedah yang terus meningkat setiap tahun.
• Setiap ringgit yang diperoleh daripada pinjaman baru sebahagiannya dibelanjakan untuk membayar faedah hutang sedia ada.
4. Pelaburan Infrastruktur Berskala Besar
• Projek mega seperti MRT, ECRL dan lebuh raya memerlukan peruntukan besar dalam jangka pendek.
• Manfaat jangka panjangnya tetap positif, tetapi kos permulaan terus melebihi pendapatan tahunan.
5. Langkah Rangsangan Ekonomi dan Pelepasan Fiskal
• Semasa krisis COVID-19, kerajaan melaksanakan pakej rangsangan bernilai berpuluh bilion ringgit untuk membantu perniagaan dan rakyat.
• Pelepasan cukai dan bantuan tunai (contoh: Bantuan Prihatin Rakyat) menambah tekanan ke atas belanjawan.
6. Ketiadaan Peraturan Defisit yang Ketat
• Tiada rangka perundangan yang mengikat had defisit maksimum berkadar peratusan KDNK.
• Tekanan politik semasa pilihan raya sering mendorong kerajaan boros untuk meraih sokongan.
kesian INDIANESIA......HAHAHAHAH
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
• The MALONDESH Armed Forces (MAF) face a number of equipment challenges, including:
Aging aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets, which are becoming technologically obsolete. Maintaining a large fleet of aging aircraft can be expensive.
Limited defense budget
The government's defense modernization budget is limited, making it difficult to afford new equipment.
Local content
Most MAF equipment is sourced from outside the country, and there is a lack of research and development (R&D) activities.
Local company capabilities
Local companies may not have the necessary capabilities to produce the equipment the MAF needs.
OEM reluctance
Original equipment manufacturers (OEMs) may be reluctant to share their technology for fear of competition.
Defense infrastructure
The condition of some military living quarters and defense infrastructure is poor
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
TUNDUK BRITISH =
HapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
BADUT ASEAN NGEMIS =
MANGKRAK =
1.ECRL $ 20 bn dolar
-
2. Forest city $ 100bn dolar
-
3.China-MALONDESH Qinzhou Industrial Park (CMQIP) $ 4,2 bn dolar
-
4.MALONDESH-China Kuantan Industrial Park (MCKIP) $ 3,77 bn dolar
-
5.China Railway Rolling Stock Corp’s Rolling Stock Center - $ 131 juta dolar
-
6. 1 MDB = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy in which the MALONDESH sovereign wealth fund 1MALONDESH Development Berhad (1MDB) was systematically embezzled, with assets diverted globally by the perpetrators of the scheme
-
7. LCS = MANGKRAK
Kementerian Pertahanan MALONDESH mengumumkan langkah strategis terebut saat ajang LIMA 2023 minggu lalu. Kontrak terbaru ini akan memompa anggaran tambahan bagi MALONDESH hingga US$430 juta untuk kapal-kapal tersebut. MALONDESH juga akan mengurangi jumlah kapal yang akan diterima berdasarkan kontrak yang direvisi dari enam menjadi lima, dan menerima penundaan tambahan untuk pengiriman kapal.
-
8. OPV = MANGKRAK
Menteri Dalam Negeri, Datuk Seri Saifuddin Nasution Ismail berkata, OPV kedua pula dijangka dapat disiapkan pada Oktober tahun ini.
Beliau berkata, pembinaan dua kapal marititm itu mampu disiapkan selepas kerajaan bersetuju meluluskan suntikan dana berjumlah RM152.6 juta
HANCUR DARI DALAM.....BUBAR 2030 semakin nyata....HAHAHAHAH
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
• The MALONDESH Armed Forces (MAF) face a number of equipment challenges, including:
Aging aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets, which are becoming technologically obsolete. Maintaining a large fleet of aging aircraft can be expensive.
Limited defense budget
The government's defense modernization budget is limited, making it difficult to afford new equipment.
Local content
Most MAF equipment is sourced from outside the country, and there is a lack of research and development (R&D) activities.
Local company capabilities
Local companies may not have the necessary capabilities to produce the equipment the MAF needs.
OEM reluctance
Original equipment manufacturers (OEMs) may be reluctant to share their technology for fear of competition.
Defense infrastructure
The condition of some military living quarters and defense infrastructure is poor
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
REALITAS SKENARIO PELUNASAN UTANG 2053 “NOL PINJAMAN BARU”
Ringkasan Singkat
Proyeksi pelunasan utang pada 2053 dengan asumsi nol pinjaman baru kini hampir mustahil dicapai. Tren defisit primer negatif dan kebutuhan refinancing menambah beban utang setiap tahun sehingga rasio utang terus mencetak rekor baru.
• Pinjaman baru tiap tahun meningkat rata-rata 14 % sejak 2022.
• Refinancing (pembayaran pokok yang digantikan utang baru) membesar, menunjukkan bahwa sebagian besar pinjaman baru hanya untuk menggantikan jatuh tempo, bukan membiayai proyek produktif.
===========
Faktor Penghambat Realisasi
• Fragmentasi kebijakan fiskal: target defisit longgar, reformasi perpajakan terhambat.
• Subsidi energi yang masih besar: menyedot anggaran tanpa hasil produktivitas.
• Ketergantungan pada utang valas: meningkatkan risiko nilai tukar dan volatilitas biaya bunga.
• Kurangnya insentif bagi investasi padat karya bernilai tambah.
===========
BADUT KASTA PENGHUTANG = KLAIM BERUK KLAIM GHOIB
NO MONEY = 2024-2018 HUTANG BAYAR HUTANG
----------
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman. Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
---
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB.
TUNDUK BRITISH =
HapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
SALAM 240 BILLION DARI PANTAT TRUMP YA LON 🤣🤣🤣🤣
BalasHapusBERUK TA BERGUNO, BANGLA BERJAYA 🤣🤣🤣
31 agustus hari Sabah
BalasHapusSelamat buat rakyat Sabah merayakan kemerdekaannya
Biasa itu negara kami isinya pejuang semua mau rakyat ataupun polisi dan tentara nya. Kadang-kadang kalau demo ada rusuhnya. Kalau negara merdeka hasil giveaway dari Inggris ya mana tau berjuang hehehe Tetap Lembik Malasia
BalasHapusTUNDUK BRITISH =
BalasHapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
TUNDUK BRITISH =
BalasHapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
BADUT ASEAN NGEMIS =
MANGKRAK =
1.ECRL $ 20 bn dolar
-
2. Forest city $ 100bn dolar
-
3.China-MALONDESH Qinzhou Industrial Park (CMQIP) $ 4,2 bn dolar
-
4.MALONDESH-China Kuantan Industrial Park (MCKIP) $ 3,77 bn dolar
-
5.China Railway Rolling Stock Corp’s Rolling Stock Center - $ 131 juta dolar
-
6. 1 MDB = The 1MALONDESH Development Berhad scandal, often referred to as the 1MDB scandal or just 1MDB, is an ongoing corruption, bribery and money laundering conspiracy in which the MALONDESH sovereign wealth fund 1MALONDESH Development Berhad (1MDB) was systematically embezzled, with assets diverted globally by the perpetrators of the scheme
-
7. LCS = MANGKRAK
Kementerian Pertahanan MALONDESH mengumumkan langkah strategis terebut saat ajang LIMA 2023 minggu lalu. Kontrak terbaru ini akan memompa anggaran tambahan bagi MALONDESH hingga US$430 juta untuk kapal-kapal tersebut. MALONDESH juga akan mengurangi jumlah kapal yang akan diterima berdasarkan kontrak yang direvisi dari enam menjadi lima, dan menerima penundaan tambahan untuk pengiriman kapal.
-
8. OPV = MANGKRAK
Menteri Dalam Negeri, Datuk Seri Saifuddin Nasution Ismail berkata, OPV kedua pula dijangka dapat disiapkan pada Oktober tahun ini.
Beliau berkata, pembinaan dua kapal marititm itu mampu disiapkan selepas kerajaan bersetuju meluluskan suntikan dana berjumlah RM152.6 juta
Woiii sebentar lagi ada yg mau merayakan kemerdekaan hasil giveaway... Negara malasia yg isinya manusia pemalas semua... Merdeka kok dikasih bukan direbut, bangga pula wkwkwk keep lembik malasia
BalasHapusTUNDUK BRITISH =
BalasHapusNGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
NGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
Selamat hari give away buat babu england Pur
BalasHapusTUNDUK BRITISH =
BalasHapusNGEMIS MERDEKA
NGEMIS MERDEKA
GIVEAWAY BY UK
The effort for independence was spearheaded by Tunku Abdul Rahman Putra Al-Haj, the first Prime Minister of MALONDESH, who led a delegation of ministers and political leaders of Malaya in negotiations with the British in London for Merdeka
---
TUNDUK BRITISH =
NGEMIS BENDERA
NGEMIS BENDERA
BENDERA DISETUJUI UK
The final version of the Malayan flag was approved by king George VI on 19 May 1950 and was first raised in front of the Sultan of Selangor's residence on 26 May 1950. On 31 August 1957, it was raised upon independence at Merdeka Square in place of the British Union Flag.
---
TUNDUK BRITISH =
JAGA BUCKINGHAM
JAGA BUCKINGHAM
JAGA BUCKINGHAM
Tugasan untuk berkawal di istana berusia lebih 250 tahun itu digalas penuh rasa tanggungjawab oleh setiap anggota RAMD. MALONDESH yang pernah dijajah British pada suatu masa dahulu diiktiraf kerana mempunyai barisan tentera yang berketrampilan,.
---
TUNDUK BRITISH =
TIRU BENDERA USA
TIRU BENDERA USA
TIRU BENDERA USA
The current version has 14 stripes and a 14-pointed star. Yellow is a royal colour in MALONDESH, and red, white, and blue indicate the close association of the country with the Commonwealth. The flag design was also influenced by the flag of the United States.
---
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
TUNDUK CHINA = GIVEAWAY BPA
Bilangan hari di mana kapal-kapal pengawal pantai China melakukan rondaan di Beting Patinggi Ali berhampiran dengan operasi minyak BBM dan gas penting MALONDESH telah meningkat daripada 279 hari pada 2020 kepada 316 hari pada tahun lepas
---
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
TUNDUK CHINA = GIVE AWAY RUANG UDARA
Jumlah keseluruhan pesawat asing yang dikesan dan direkodkan menceroboh ruang udara negara dari bulan Januari 2023 sehingga Mei 2023 ialah berjumlah 43 kes pencerobohan.
---
MAHATHIR = MALAS MISKIN
menyebut orang-orang suku Melayu terus-terusan miskin karena tak mau bekerja keras. Ia pun mengkritik sifat warga Melayu yang malah menyalahkan etnis lain karena kesuksesan mereka.
---
ANWAR IBRAHIM = MISKIN
“Tapi saya kata, sebagai contoh projek tebatan banjir…kerana banjir itu menyeksa rakyat dan yang jadi mangsa itu orang miskin dan majoriti yang miskin itu Melayu. "Sebab itu kalau kita nak belanjakan kita kena teliti. Ini soal tadbir urus, mengurus negara itu harus dengan ketertiban, peraturan dan ke arah yang betul.
=========
DEBT MARCH 2025 = RM 1.65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
Sunyi sepi indog2 sekalian..sudah kobong dalam DPR terbakar?
BalasHapusMISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Malaysia's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
============
UNREADY ARMED FORCES
The idea that the Malondeshn Armed Forces (MAF) are “unready” is a serious claim that depends heavily on context — such as readiness for what kind of conflict, under what conditions, and compared to which other countries. However, there have been recurring concerns expressed by analysts, defense observers, and even Malondeshn officials about issues affecting MAF readiness. Below are some of the reasons often cited:
________________________________________
🔧 1. Aging Equipment and Delayed Procurement
• Old platforms: Many of Malondesh's military assets, especially in the Royal Malondeshn Air Force and Navy, are aging.
o E.g., MiG-29s (retired), ageing CN-235s, and some old patrol vessels.
• Procurement delays: High-profile delays like the Littoral Combat Ship (LCS) scandal have raised alarm.
o The LCS program suffered billions of ringgit in cost overruns and years of delay.
o It was described as a “national embarrassment” and affected naval readiness.
________________________________________
💰 2. Limited Defense Budget
• Malondesh’s defense budget is comparatively small (around 1.0–1.1% of GDP), below the ASEAN average.
• Budget constraints limit:
o Modernization efforts
o Maintenance of existing systems
o Training and readiness operations
________________________________________
🤝 3. Peacetime Posture and Non-Alignment
• Malondesh practices a non-aligned foreign policy, relying on diplomacy and regional cooperation (ASEAN) to manage threats.
• This leads to a modest force structure, suitable for internal security and peacetime patrols, but not high-intensity war.
• Less emphasis is placed on full-spectrum warfare or expeditionary capability.
________________________________________
👥 4. Manpower and Training Challenges
• Recruitment and retention issues persist, particularly for high-skill positions like pilots or naval engineers.
• Some reports suggest limited joint training exercises or insufficient hours logged in live-fire and combat simulation.
• While Malondesh participates in international exercises (e.g., with the US, Australia, and regional neighbors), some claim it lacks the operational tempo to maintain high readiness.
________________________________________
📍 5. Geographical Dispersion and Logistics
• Malondesh is split between Peninsular Malondesh and East Malondesh (Sabah & Sarawak), complicating logistics and force deployment.
• The Navy and Air Force face challenges in maintaining persistent presence across vast EEZs and maritime zones.
________________________________________
⚠️ 6. Cyber and Asymmetric Readiness Gaps
• Limited capacity in cyber defense, drone warfare, and asymmetric capabilities, compared to more advanced militaries.
• Regional neighbors like Singapore or Indonesia have made more visible investments in these areas.
MISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Malondesh's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN = MARCH 2025 .....
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malondesh's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝 😝 😝 😝 😝
MISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
WEAKNESS MALONDESH AIR FORCES
Malondesh's air force, officially known as the Royal Malondeshn Air Force (RMAF), has several strengths but also faces a number of key weaknesses and challenges. These are based on public defense analyses, expert commentary, and open-source information as of recent years.
Key Weaknesses of the Royal Malondeshn Air Force (RMAF):
------------
1. Aging Aircraft Fleet
• MiG-29s: These have been retired due to high maintenance costs and limited effectiveness.
• F/A-18D Hornets: Still operational but aging.
• SU-30MKMs: Require significant maintenance, and some have faced operational readiness issues due to lack of spare parts and support.
------------
2. Limited Fleet Size
• Malondesh operates a relatively small number of combat aircraft, limiting its ability to project power or maintain a credible deterrent in the region.
• The country lacks strategic airlift capacity, making it harder to respond quickly to crises.
------------
3. Modernization Delays
• RMAF modernization programs have suffered from delays and budget constraints.
• The Multirole Combat Aircraft (MRCA) replacement program has been postponed multiple times, leaving capability gaps.
------------
4. Logistical and Maintenance Challenges
• Heavy reliance on foreign suppliers (Russia, U.S., and Europe) creates issues with interoperability and spare parts availability.
• Maintenance costs and delays impact aircraft readiness and mission capability.
------------
5. Limited Indigenous Defense Industry
• Malondesh has limited local aerospace manufacturing or support capability.
• It depends on external partners for upgrades, parts, training, and weapons integration.
------------
6. Insufficient Force Multipliers
• The RMAF lacks a comprehensive airborne early warning (AEW&C) system.
• Limited use of drones, electronic warfare (EW), and ISR (Intelligence, Surveillance, Reconnaissance) capabilities reduces situational awareness.
------------
7. Geopolitical Pressures and Resource Constraints
• Regional tensions in the South China Sea require stronger capabilities than currently available.
• Defense budgets are constrained due to domestic priorities and economic conditions.
------------
8. Pilot Training and Retention
• Budget limitations can impact pilot training hours.
• Retaining skilled pilots and technical personnel can be challenging due to better pay in the private sector or other government roles.
MISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Malondesh's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
===================
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman
• Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
• Rasio utang terhadap PDB MALONDESH pada tahun 2023 mencapai 64,3%
---
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
2018 = OPEN DONASI
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB
MISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
=============
KELEMAHAN KEMAMPUAN TEMPUR MILITER MALONDESH
Malondesh menghadapi beberapa kelemahan struktur dan operasional yang menurunkan efektivitas tempur di berbagai domain, antara lain:
• pertahanan udara yang terbatas
• kekuatan personel dan alutsista darat relatif kecil
• armada laut yang minim
• anggaran dan pemeliharaan yang terkendala
• keterbatasan inter¬ope¬rabilitas serta sistem komando dan kendali yang belum memadai
1. Pertahanan Udara
• Malondesh hanya memiliki sekitar 12 pesawat tempur aktif, dan total armada udara 135 pesawat, jauh lebih kecil dibanding tetangga seperti Indonesia yang mengoperasikan 34 pesawat tempur dari total 459 skuadron udara.
• Sebagian jet tempur F/A-18C/D Hornet dibeli bekas pakai Kuwait, memunculkan keraguan atas kesiapan dan keandalan melawan ancaman modern.
• Sistem radar darat dan sistem SAM (Surface-to-Air Missile) terbatas; hanya ada empat radar GM400a baru yang akan ditempatkan, masih kurang untuk mencakup Semenanjung dan Malondesh Timur secara simultan.
2. Kekuatan Darat
• Jumlah personel aktif Angkatan Bersenjata Malondesh (ATM) sekitar 113.000, jauh di bawah cadangan pasukan aktif Indonesia (400.000) yang menunjukkan keterbatasan skala operasi darat besar–besaran.
• Alutsista lapis baja hanya terdiri dari 48 tank dan sekitar 13.500 kendaraan tempur lapis baja, berbanding 331 tank dan 20.440 kendaraan lapis baja milik Indonesia.
• Kapasitas daya tembak dan mobilitas lapangan minim jika dibandingkan dengan negara ASEAN lain yang terus modernisasi pasukan darat.
3. Kekuatan Laut
• Armada perang Malondesh sekitar 100 kapal: 2 kapal selam, 2 fregat, 6 korvet; Indonesia mengoperasikan 4 kapal selam, 7 fregat, 25 korvet dari total 331 kapal perang, menunjukkan kesenjangan kapabilitas maritim besar.
• Kapasitas projektil anti-kapal dan kemampuan patroli perairan laut dalam masih terbatas, menyulitkan Malondesh mempertahankan ZEE di Laut China Selatan dan Selat Malaka.
4. Anggaran & Pemeliharaan
• Anggaran pertahanan Malondesh sekitar US$ 247,5 miliar, hampir setengah dari alokasi Indonesia (US$ 440 miliar), membatasi pembelian alutsista baru dan program pemeliharaan jangka panjang.
• Ketergantungan pada peralatan bekas pakai dan kontrak pemeliharaan eksternal meningkatkan risiko downtime karena suku cadang sukar diperoleh dan mahal.
5. Interoperabilitas dan Sistem Komando
• Implementasi C4ISR (Command, Control, Communications, Computers, Intelligence, Surveillance, Reconnaissance) belum terintegrasi penuh di ketiga matra, membatasi pertukaran data real-time dalam operasi gabungan.
• Latihan militer bilateral dan multilateral skalanya terbatas, sehingga ATM kurang pengalaman interaksi taktis dengan sistem dan taktik aliansi modern.
6. Rantai Logistik dan Dukungan Pangkalan
• Ketersediaan suku cadang kritis terpusat di vendor asing, mempengaruhi kecepatan perbaikan alutsista
MISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Malondesh's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
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KELEMAHAN ARMADA TEMPUR MILITER MALONDESH
Secara ringkas, kelemahan utama armada tempur Angkatan Laut Malondesh (TLDM) terletak pada jumlah dan komposisi kapal yang terbatas, kesiapan operasional yang dipengaruhi usia platform, dukungan logistik yang kurang memadai, sistem persenjataan dan sensor yang belum terintegrasi penuh, serta keterbatasan anggaran yang menghambat modernisasi.
1. Jumlah dan Komposisi Kapal Terbatas
• TLDM hanya mengoperasikan sekitar 100 kapal perang aktif, jauh di bawah tetangga regional seperti Indonesia yang memiliki 331 unit.
• Dari total tersebut, hanya 2 kapal selam, 2 frigat, dan 6 korvet—jumlah yang minim untuk menjaga kehadiran di perairan Selat Malaka dan Laut China Selatan.
2. Usia Platform dan Kesiapan Operasi
• Banyak kapal utama (misalnya kelas Kasturi dan Lekiu) telah melampaui usia desain 25–30 tahun, sehingga sering masuk dockyard untuk perbaikan struktural dan overhaul mesin.
• Littoral Mission Ship (LMS) kelas Keris dan Kerambit relatif baru, tetapi dirancang untuk patroli ringan, bukan pertempuran jarak jauh atau operasi bersama dengan armada besar.
3. Dukungan Logistik dan Sustainment
• Tidak ada kapal logistik (replenishment ship) berkapasitas besar, sehingga operasi di laut lepas hanya bergantung pada kapal tunda dan fasilitas di pangkalan pantai.
• Dependensi tinggi pada suku cadang dan dukungan teknis dari pemasok luar (UE, Korea Selatan), membuat jadwal perawatan mudah terganggu jika ada kendala impor.
4. Sistem Persenjataan dan Sensor
• Persenjataan anti-kapal permukaan (ASuW) terbatas pada rudal C-802, tanpa platform peluncur vertikal (VLS) untuk rudal antikapal atau permukaan udara.
• Belum ada sistem Integrated Mast dengan AESA radar dan ESM/ECM yang terpusat, sehingga titik buta dalam deteksi ancaman udara dan kapal selam masih cukup luas.
5. Sumber Daya Manusia dan Pelatihan
• Kru kapal berjumlah kecil dan jam terbang operasi jauh lebih rendah dibandingkan armada negara tetangga.
• Program latihan antarkapal (fleet exercise) masih berkutat pada skala regional ASEAN, belum memasukkan pelatihan joint task force dengan mitra utama di Indo-Pasifik.
6. Keterbatasan Anggaran dan Modernisasi
• Anggaran pertahanan Malondesh sekitar 4,8 miliar USD per tahun, hanya sedikit di atas separuh alokasi Indonesia, sehingga sulit mendanai proyek besar seperti fregat baru atau kapal selam tambahan.
• Program Maharaja Lela–class frigate yang direkayasa bersama Perancis mengalami beberapa kali penundaan serah terima, menunda penambahan kapal berkemampuan AAW (Anti-Air Warfare).
MISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Malondesh's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
KELEMAHAN KAPAL PERANG MILITER MALONDESH
Militer Laut Diraja Malondesh menghadapi beberapa kelemahan mendasar yang membatasi efektivitas operasional dan daya jaga kedaulatan laut. Faktor utama meliputi usia armada yang tinggi, jumlah platform terbatas, kesenjangan kemampuan tempur, serta tantangan pemeliharaan dan logistik.
1. Aset dan Modernisasi
• Usia rata-rata kapal melebihi 30 tahun, memicu frekuensi kegagalan sistem dan tenggelamnya KD Pendekar akibat kebocoran ruang mesin pada Agustus 2024.
• Hanya memiliki 6 fregat utama (Lekiu-class dan Maharaja Lela-class) untuk mengawaki lebih dari 4.600 km garis pantai.
• Rencana pengadaan Maharaja Lela-class terhambat gangguan rantai pasok dan anggaran, memperpanjang keterbatasan jumlah unit tempur.
2. Kekuatan Tempur dan Sensor
• Kapasitas penembakan rudal anti-kapal terbatas pada sistem peluncur jarak menengah; tidak ada rudal jelajah anti-kapal jarak jauh.
• Sistem pertahanan udara kapal sebagian besar hanya mengandalkan peluncur rudal MICA VL (16 sel), tanpa VLS terintegrasi untuk ancaman berlapis.
• Sensor sonar aktif/pasif pada kapal selam Scorpene-class belum dilengkapi towed array sonar, mengurangi jangkauan deteksi kapal selam musuh.
3. Pemeliharaan, Logistik, dan Industri
• Kapasitas galangan nasional untuk perawatan tengah-umur (mid-life upgrade) terbatas; sebagian besar kapal diperbaiki di luar negeri dengan lead time > 6 bulan.
• Sistem manajemen suku cadang terfragmentasi, menyebabkan stok critical-spare part sering kosong.
• Anggaran operasional dan pemeliharaan (O&M) hanya 15-18% dari total alokasi Angkatan Laut, di bawah standar ideal 20-25%.
4. Interoperabilitas dan Jaringan
• Belum ada sistem C4I terpadu antar kapal dan pesawat patroli untuk datalink real-time; setiap platform menggunakan protokol berbeda.
• Latihan bersama (multilateral exercises) terbatas pada skala korvet dan frigat; belum pernah full-spectrum joint exercise dengan platform HMS/US Navy.
1. Limited Defense Budget Allocation
HapusMalondesh historically allocates a relatively modest portion of its national budget to defense. While exact figures vary yearly, defense spending generally hovers around 1.2%–1.5% of GDP, which is lower than many neighboring countries in Southeast Asia. This limited allocation constrains the military’s ability to fund:
• Procurement of advanced weapons systems
• Research and development (R&D)
• Infrastructure maintenance and upgrades
• Personnel training and welfare
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2. High Operational Costs vs. Budget
Even with a modest defense budget, a significant portion goes toward salaries, pensions, and day-to-day operations, leaving limited funds for modernization programs. For instance:
• Military personnel costs (salaries, benefits, retirement pay) consume a large share of the budget.
• Routine operational expenses such as fuel, maintenance, and logistics reduce available funds for new equipment.
This means that Malondesh often faces trade-offs between maintaining existing forces and acquiring new capabilities.
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3. Competition with Domestic Priorities
Malondesh faces multiple domestic financial priorities, including:
• Education and healthcare
• Infrastructure development
• Social welfare programs
These competing priorities make it politically and economically difficult to significantly increase defense spending, even when modernization is needed.
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4. Dependency on Foreign Technology
Malondesh relies heavily on foreign suppliers for advanced military hardware, which is expensive. Limited financial resources make it challenging to:
• Procure large quantities of modern equipment
• Maintain sophisticated systems
• Engage in long-term defense research or develop indigenous capabilities
As a result, Malondesh often acquires second-hand equipment or delays procurement programs.
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5. Impact on Modernization and Strategic Readiness
The financial constraints directly influence Malondesh’s military readiness:
• Aging Equipment: Existing platforms (ships, aircraft, and vehicles) are kept operational beyond their intended lifespan due to budget constraints.
• Delayed Modernization: Planned acquisitions, such as advanced fighter jets, naval vessels, or air defense systems, are often postponed.
• Limited Training and Exercises: Reduced funds for joint exercises, international cooperation, and troop training can affect operational effectiveness.
________________________________________
6. Political and Economic Uncertainties
Fluctuating oil revenues, global economic conditions, and political changes affect budget allocations. Defense funding is often reactive rather than strategic, meaning modernization projects may stall if economic growth slows or budget priorities shift.
________________________________________
Summary:
Financial limitations in Malondesh’s military are primarily caused by modest defense budget allocations, high operational costs, competing domestic priorities, reliance on costly foreign technology, and economic/political uncertainties. These factors collectively constrain modernization, maintenance, and strategic readiness, leaving the armed forces with aging equipment and delayed capability development.
1. Overview
HapusMalondesh armed forces, Angkatan Tentera Malondesh (ATM), operate under limited budgets. Over the decades, this has led to prolonged use of older military equipment and delays in modernizing their forces. These challenges impact operational readiness, capabilities, and strategic deterrence.
________________________________________
2. Ageing Equipment
“Ageing equipment” refers to military hardware that has outlived its intended operational lifespan or requires extensive maintenance to remain functional.
Examples in Malondesh:
1. Air Force (TUDM / Tentera Udara Diraja Malondesh)
o MiG-29s and F-5E Tiger IIs: Some aircraft are over 30 years old.
o Maintenance costs increase with age, and spare parts become harder to source.
o Operational readiness is reduced; fewer aircraft are available for exercises or patrols.
2. Navy (TLDM / Tentera Laut Diraja Malondesh)
o Kasturi-class frigates and older Perdana-class patrol vessels are decades old.
o Ships need constant upkeep; older vessels have limited combat capabilities compared to modern ships.
3. Army (TDM / Tentera Darat Malondesh)
o Condor armored vehicles and old artillery systems are still in service.
o Modern threats like asymmetric warfare or rapid deployment require more advanced, mobile systems.
Consequences of Ageing Equipment
• Higher maintenance costs: More resources go into keeping old hardware operational.
• Reduced combat effectiveness: Outdated technology may be inferior to neighboring militaries’ systems.
• Operational limitations: Older platforms may be slower, less reliable, or incompatible with modern communication and weapon systems.
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3. Delayed Modernization
“Delayed modernization” occurs when planned upgrades or new acquisitions are postponed, usually due to budget constraints, bureaucratic issues, or changing priorities.
Examples in Malondesh:
1. Air Force
o Replacement of aging fighters like MiG-29s and F-5E has been delayed.
o New acquisitions like the Su-30MKM and M346 trainers are fewer than initially planned.
2. Navy
o Plans for new frigates, submarines, and multi-role combat ships are often slow-moving or downscaled.
o Patrol vessels are prioritized over high-end warships due to cost constraints.
3. Army
o Modern armored vehicles and artillery acquisition programs face delays, affecting mobility and firepower.
o Emphasis is placed on upgrading existing equipment rather than full-scale replacement.
Causes of Delayed Modernization
• Limited defense budget: Malondesh allocates ~1.5–2% of GDP to defense. High-cost projects compete with other national priorities.
• Procurement bureaucracy: Complex procurement processes slow down acquisition.
• Foreign dependence: Reliance on imported equipment leads to delays in deliveries.
• Strategic threat assessment: Malondesh relatively low external threat level reduces urgency for rapid modernization.
________________________________________
4. Impacts
1. Operational Readiness
o Fewer active platforms are available due to maintenance of old systems.
2. Capability Gap
o Aging systems may lack advanced radar, missile systems, or networked command capabilities.
3. Regional Competitiveness
o Malondesh may lag behind neighbors like Singapore or Thailand in modern warfare technology.
4. Financial Burden
o Continuous repair and patching of old equipment may ultimately cost more than timely modernization.
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5. Summary
• Ageing Equipment: Military platforms (aircraft, ships, vehicles) are decades old, expensive to maintain, and less effective.
• Delayed Modernization: New acquisitions or upgrades are postponed due to budget, bureaucracy, and strategic prioritization.
• Overall Effect: Malondesh maintains a capable but moderately modernized military, with limitations in high-end operations, regional power projection, and technological parity.
📌 1. What Are Policy Flip-Flops?
HapusPolicy flip-flops in Malondesh defense mean:
• Frequent changes in plans, programs, and procurement priorities.
• Caused by government changes, minister reshuffles, or shifting political agendas.
• Leads to cancellations, re-tendering, or redesigning programs.
• Results in years of delays, wasted funds, and capability gaps.
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📌 2. Drivers of Policy Flip-Flops
a. Frequent Political Changes
• Since 2018: Malondesh had 5 prime ministers in 7 years (Najib → Mahathir → Muhyiddin → Ismail Sabri → Anwar).
• Each PM/defense minister reviews and changes defense priorities.
• Example: The same program (fighter jets, navy ships) can be launched, paused, revived, or cancelled multiple times.
________________________________________
b. Short-Term Focus
• Politicians prioritize 5-year election cycles over 15–20 year defense modernization.
• Programs requiring long-term funding commitments (e.g., fighter jets, submarines, frigates) get disrupted.
________________________________________
c. Budget Pressures
• High national debt (69% of GDP in 2025).
• Defense is seen as “non-essential”, so big-ticket programs are often the first to be cut or postponed.
• Leads to repeated “defer until later” cycles.
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d. Corruption & Scandals
• When scandals erupt (e.g., LCS RM9 billion scandal), programs face:
o Audits, suspensions, parliamentary probes.
o Restructuring or even outright cancellation.
• Creates uncertainty for ongoing and future procurement.
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📌 3. Examples of Policy Flip-Flops
✈️ Fighter Jet Replacement (MRCA Program)
• 2007–2010: Plan to replace MiG-29 with new fighters.
• Candidates: Rafale, Typhoon, Gripen, Super Hornet, Su-35.
• 2015: Najib government delayed due to budget.
• 2018: Mahathir cancelled, shifted to cheaper LCA (Light Combat Aircraft).
• 2022: RMAF selected Korean FA-50 → but deliveries only from 2026.
⏳ Result: 20 years later, still no MRCA. MiG-29 retired with no replacement.
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🚢 Littoral Combat Ship (LCS) Program
• 2011: Najib government approved 6 ships (RM9 billion).
• 2018: PH government halted payments due to mismanagement.
• 2020: PN government restarted program with restructuring.
• 2023–2025: Still no ship delivered.
⏳ Result: Program flip-flopped between “go-ahead” and “pause”, now 14 years with 0 ships.
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🚁 Helicopter Procurement
• Malaysia planned medium-lift helicopter replacements (Nuri).
• 2017: Nuri retired suddenly → capability gap.
• 2019: Mahathir’s government cancelled immediate purchase, shifted to leasing option.
• 2022: Army announced leasing 4 Black Hawks → contract collapsed due to disputes.
⏳ Result: Years without adequate helicopters.
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🪖 Army Armored Vehicles
• 1980s Condor APCs still in use.
• AV-8 Gempita ordered (2011) → only 257 built, production ended.
• Plan for new wheeled APC → repeatedly delayed.
⏳ Result: Army still operates outdated vehicles because replacement kept shifting.
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📌 4. Consequences of Policy Flip-Flops
1. Capability Gaps
o Air Force without MRCA fighters.
o Navy without new frigates.
o Army using outdated artillery and APCs.
2. Wasted Money
o Billions spent on projects that stall or fail (e.g., LCS, helicopter leasing).
3. Industry Instability
o Local companies cannot plan or invest because contracts keep shifting.
o Leads to failures like Boustead Naval Shipyard.
4. Loss of Credibility
o Foreign suppliers lose trust in Malondesh.
o Military loses confidence that promised equipment will ever arrive.
😝😝😝😝😝😝😝😝😝