19 Februari 06
Badan Teknologi Pertahanan Kementerian Pertahanan Republik Indonesia melaksanakan penandatanganan kontrak kerja sama pengembangan dan pengadaan sistem rocket launcher sebagai bagian dari upaya strategis penguatan Alutsista nasional. 13/02/2026.
Kegiatan ini merupakan wujud komitmen Kemhan RI dalam meningkatkan kemandirian industri pertahanan, memperkuat kemampuan teknologi dalam negeri, serta mendukung modernisasi sistem persenjataan TNI secara berkelanjutan.
Kerja sama ini diharapkan mampu mendorong percepatan transfer teknologi, peningkatan kapasitas sumber daya manusia, serta penguatan ekosistem riset dan inovasi pertahanan nasional. Dengan sinergi yang solid antara pemerintah dan mitra strategis, pembangunan kekuatan pertahanan negara terus dilaksanakan secara terukur, profesional, dan berorientasi pada kepentingan nasional.
Langkah ini menjadi bagian penting dalam mewujudkan sistem pertahanan negara yang tangguh, adaptif, dan berdaya saing global. Bertekad Kuat, Berteknologi Maju, untuk Pertahanan Negara yang Mandiri.
(Batekhan)
Mantap jaya haha!👍😎👍
BalasHapus🚀MLRS ARJUNA 122mm
HapusPawer Kamaz haha!🦾🔥🦾
Aplot jugak min yg ini ROKET BIGBOI haha!🚀🧞♂️🚀
⬇️⬇️⬇️⬇️
https://www.instagram.com/p/DNUiNEyxyW9/?img_index=5
Selamat berbuka puasa om@pal dan seluruh warga DEFENSE STUDIES
HapusADA YANG WARAS DAN PAHAM
BalasHapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------------
DATA STATISTA 2029-2020 : DEBT PAY DEBT
DATA STATISTA 2029-2020 : OVERLIMIT DEBT
2029 = 69,54% DEBT RATIO TO GDP
2028 = 69,34% DEBT RATIO TO GDP
2027 = 68,8% DEBT RATIO TO GDP
2026 = 68,17% DEBT RATIO TO GDP
2025 = 68,07% DEBT RATIO TO GDP
2024 = 68,38% DEBT RATIO TO GDP
2023 = 69,76% DEBT RATIO TO GDP
2022 = 65,5% DEBT RATIO TO GDP
2021 = 69,16% DEBT RATIO TO GDP
2020 = 67,69% DEBT RATIO TO GDP
==========
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
==========
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALAYDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALAYDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALAYDESH , among other things.
😝😝😝😝😝😝😝😝😝😝😝
Mantap 👍
HapusADA YANG WARAS DAN PAHAM
BalasHapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
VETO AIM-120 AMRAAM
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Hambatan integrasi rudal AIM-120 AMRAAM pada armada FA-50PL Polandia adalah contoh nyata bagaimana teknologi militer digunakan sebagai instrumen geopolitik dan ekonomi. Analisis mengenai fenomena ini dapat diurai menjadi tiga dimensi utama:
-
1. Strategi "Segmentation and Locking" (Segmentasi Pasar)
Amerika Serikat (melalui Lockheed Martin) ingin memastikan bahwa setiap pesawat tempur memiliki "kasta" yang jelas.
Menghindari Kanibalisasi: Jika FA-50 (yang jauh lebih murah) diberi kemampuan rudal jarak jauh (BVR) yang setara dengan F-16, maka nilai jual F-16 Viper akan merosot. Banyak negara akan memilih membeli dua atau tiga unit FA-50 daripada satu unit F-16 jika keduanya memiliki daya pukul yang sama.
Kendali Jarak Jauh: Dengan menahan izin integrasi AMRAAM, AS secara efektif "mengunci" FA-50 pada peran serangan darat atau patroli udara jarak dekat saja. Hal ini memaksa negara seperti Polandia untuk tetap bergantung pada F-16 atau F-35 untuk misi supremasi udara yang lebih kritis.
-
2. Kedaulatan Digital dan "Black Box" Technology
Masalah source code (kode sumber) adalah inti dari hambatan teknis ini.
Proteksi Kekayaan Intelektual: Sistem radar dan komputer misi F-16 atau F-35 adalah rahasia negara paling berharga bagi AS. Membuka kode tersebut agar bisa "berbicara" dengan rudal AMRAAM di platform buatan Korea Selatan (KAI) berisiko membocorkan algoritma sensitif kepada pihak ketiga.
Veto Teknis: AS menggunakan source code sebagai "rem" strategis. Tanpa akses ke kode ini, integrasi senjata menjadi tidak mungkin atau sangat mahal karena harus melibatkan kontraktor AS secara penuh. Ini memberi AS kekuatan veto atas kemampuan tempur yang dimiliki oleh negara pembeli, bahkan setelah pesawat tersebut dibayar lunas.
-
3. Geopolitik Rantai Pasok (Supply Chain Dependency)
Polandia berada dalam posisi sulit karena mereka membutuhkan pesawat dengan cepat untuk menggantikan MiG-29, namun mereka terjebak dalam ketergantungan teknologi AS.
Pelajaran bagi Pembeli Lain: Kasus Polandia mengirimkan pesan kepada pasar global (seperti Malaydesh atau Thailand) bahwa membeli FA-50 tidak otomatis memberikan kemampuan tempur "standar NATO" secara penuh tanpa restu eksplisit dari Washington.
ADA YANG WARAS DAN PAHAM
BalasHapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
F16 VERSUS FA-50 TRAINER AIRCRAFT
F16 VERSUS FA-50 TRAINER AIRCRAFT
F16 VERSUS FA-50 TRAINER AIRCRAFT
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1. It is not meant for the sort of hard maneuvering that an F-16 is. It is not inherently aerodynamically unstable like an F-16, and does not possess the agility or thrust to weight ratio of an F-16.
-
2. It is meant to be a fairly forgiving and stable aircraft that new pilots can learn to fly in. Unless you had a pilot who’s never flown an F-16 before in the F-16, and a 20 year veteran pilot in the T-50, the F-16 is going to win every time. They are completely different aircraft with different missions and entirely uneven capabilities.
-
3. The FA-50 probably could not directly compete against the F-16. It is a much smaller aircraft, at 6.5 tons v. 8.5. The FA-50s in lighter paint are flying the foreground:
-
4. he size difference is also noticable in this video of South Korean Air Force fighters in training. You can compare both the F-16 and FA-50s taxi-ing on the runway with the much larger F-15s and F-4 Phantoms in the beginning minute. The F-16s appear at 13 seconds and the FA-50s appear at 45 seconds.
🚀MLRS ARJUNA 122mm
BalasHapusPawer Kamaz haha!🦾🔥🦾
Aplot jugak min yg ini ROKET BIGBOI haha!🚀🧞♂️🚀
⬇️⬇️⬇️⬇️
https://www.instagram.com/p/DNUiNEyxyW9/?img_index=5
BalasHapusKamikaze Dron, mini geran 5 haha!😎🚀😎
⬇️⬇️⬇️⬇️
https://youtube.com/shorts/_9rfqNEsM-4
https://youtube.com/watch?v=tg2oxcry7Vs&pp=ygUVTGF0aWhhbiBkcm9uIGthbWlrYXpl0gcJCYcKAYcqIYzv
==========
🚀MLRS ARJUNA 122mm
wuiii bening beud haha!😍🥳😍
⬇️⬇️⬇️⬇️
https://www.instagram.com/p/DNUiNEyxyW9/?img_index=5
kita impor sanggup
BIKIN BISA JUGAK DONK haha!☠️🚀☠️
borong semua amunusi...besok war🔥haha!🤑🚀🤑
Si Vis Pacem, Para Bellum
Mantap.. Yup.. 👍
HapusYa ampun baru prototype..? 🔥🔥🤣🤣🤣
BalasHapusADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------------
DATA STATISTA 2029-2020 : DEBT PAY DEBT
DATA STATISTA 2029-2020 : OVERLIMIT DEBT
2029 = 69,54% DEBT RATIO TO GDP
2028 = 69,34% DEBT RATIO TO GDP
2027 = 68,8% DEBT RATIO TO GDP
2026 = 68,17% DEBT RATIO TO GDP
2025 = 68,07% DEBT RATIO TO GDP
2024 = 68,38% DEBT RATIO TO GDP
2023 = 69,76% DEBT RATIO TO GDP
2022 = 65,5% DEBT RATIO TO GDP
2021 = 69,16% DEBT RATIO TO GDP
2020 = 67,69% DEBT RATIO TO GDP
==========
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
==========
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALAYDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALAYDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALAYDESH , among other things.
😝😝😝😝😝😝😝😝😝😝😝
ADA YANG WARAS = NO AMRAAM
HapusDI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
ADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
KU LI = MALAYDESH MONKEY
KU LI = MALAYDESH MONKEY
MALAYDESH had never enjoyed the status of being an “Asian Tiger” economy, instead it was more of “a monkey”, said former finance minister Tengku Razaleigh Hamzah.
Tengku Razaleigh, better known as Ku Li, dismissed the label which was claimed by many, including former prime minister Dr Mahathir Mohamad.
--------
MASIH ADA YANG WARAS ......
Romeo says:
16 FEBRUARY 2025 AT 10:35 AM
I would say “DENGAR BOLEH PERCAYA JANGAN”
1. Politicians are not good at keeping their plan. Policy is changed depend on who is sitting on driver seat.
2. The gov is struggling to meet 36 units of FA-50. No fund will available in 2030.
3. RMAF is not ready to operate 5th gen fighters. Operating 5th gen is about networked environment not platform.
4. 5th gen fighter is costly in operating and maintaining which need significant increment in annual military budget.
5. Other branches and MMEA are under equipt that need attention.
6. Many homework should be done first such as LCS, OPV, SPH, used hornet etc.
In short, it is all about LIMA. This is just old gimmick because LIMA has less attractive and the EO has run of option to make LIMA great again.
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
DOWNGRADE ADA CLASS = NO ASW
DOWNGRADE ADA CLASS = NO ASW
DOWNGRADE ADA CLASS = NO ASW
-
1. ADA CLASS PAKISTAN USD 1 MILYAR/4 = USD 250 JUTA PER UNIT
-
2. ADA CLASS UKRAINE USD 1 MILYAR/2 = USD 250 JUTA PER UNIT + UCAV SENILAI USD 500 JUTA
-
3. HISAR OPV CLASS (LMS B2) MALAYDESH USD 530 JUTA /3 = USD 176,7 JUTA PER UNIT
----------
CHEAPEST VARIANT FA50
CHEAPEST VARIANT FA50
CHEAPEST VARIANT FA50
-
1. FA 50 GF (TA 50 BLOK II) 12 UNIT HARGA USD 705 JUTA ALIAS USD 58,75 JUTA/UNIT
-
2. FA 50 PL (BLOK 20) 36 UNIT HARGA USD 2300 JUTA ALIAS USD 63,89 JUTA/UNIT
-
3. FA 50M 18 UNIT HARGA USD 920 JUTA ALIAS USD 51,1 JUTA/UNIT
----------
🦧GORILA IQ BOTOL = SEWA 28 HELI > 119 HELI BARU > ART : WAJIB LAPOR USA
SEWA 28 HELI RM 16.8BN = USD 3.7BN/USD 3.700 JT DOLAR
•HARGA HELI AW149 = USD 31 JUTA
•28 UNITK X USD 31 JT= USD 857 JUTA
•USD 3.700JT ÷ USD 31 JT = 119 HELI BARU
----
4x LEBIH MAHAL SEWA DARIPADA BELI BARU =
SEWA 15 TAHUN = RM16.8 BILION
BELI BARU = RM3.954 BILION
SEWAan selama 15 tahun dianggarkan mencecah RM16.8 bilion, jauh lebih tinggi berbanding kos pembelian helikopter serupa yang dianggarkan sekitar RM3.954 bilion.MALAYDESH (ATM)
-------------------------------------
CHEAPEST PLATFORM VARIANT :
-
HARGA CN 235 = USUSD 27,50 Juta
-
HARGA ATR 72 = USUSD24.7 Juta
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
==============
DATA STATISTA 2029-2020 : INCREASE DEBT
DATA STATISTA 2029-2020 : INCREASE DEBT
2029 = 438,09 BILLION USD
2028 = 412,2 BILLION USD
2027 = 386,51 BILLION USD
2026 = 362,19 BILLION USD
2025 = 338,75 BILLION USD
2024 = 316,15 BILLION USD
2023 = 293,83 BILLION USD
2022 = 271,49 BILLION USD
2021 = 247,49 BILLION USD
2020 = 221,49 BILLION USD
------------------
DATA STATISTA 2029-2020 : DEBT PAY DEBT
DATA STATISTA 2029-2020 : OVERLIMIT DEBT
2029 = 69,54% DEBT RATIO TO GDP
2028 = 69,34% DEBT RATIO TO GDP
2027 = 68,8% DEBT RATIO TO GDP
2026 = 68,17% DEBT RATIO TO GDP
2025 = 68,07% DEBT RATIO TO GDP
2024 = 68,38% DEBT RATIO TO GDP
2023 = 69,76% DEBT RATIO TO GDP
2022 = 65,5% DEBT RATIO TO GDP
2021 = 69,16% DEBT RATIO TO GDP
2020 = 67,69% DEBT RATIO TO GDP
==========
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
==========
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALAYDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALAYDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALAYDESH , among other things.
😝😝😝😝😝😝😝😝😝😝😝
KEYWORDS = MAHAL versus MURAHAN
Hapus1. 1 UNIT APACHE = 13 UNIT MD530G
2. 1 UNIT RAFALE = 4 UNIT FA50M
3. 1 UNIT PPA = 3 UNIT LMS B2
4. 1 UNIT SCORPENE IDN = 2 UNIT SCORPENE MALONDESH
5. CN 235 US$ 27,50 JUTA = ATR 72 US$24.7 JUTA
6. SEWA 28 HELI = 119 HELI BARU
7. 4.5 KM JAVELIN = 1 KM NLAW
8. ANKA ISR NOT ARMED
9. LCS EXCLUDING AMMO = DESTROYER INCLUDING AMMO
==============
The MALONDESH Armed Forces (MAF) face a number of equipment challenges, including:
Aging aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets, which are becoming technologically obsolete. Maintaining a large fleet of aging aircraft can be expensive.
Limited defense budget
The government's defense modernization budget is limited, making it difficult to afford new equipment.
Local content
Most MAF equipment is sourced from outside the country, and there is a lack of research and development (R&D) activities.
Local company capabilities
Local companies may not have the necessary capabilities to produce the equipment the MAF needs.
OEM reluctance
Original equipment manufacturers (OEMs) may be reluctant to share their technology for fear of competition.
Defense infrastructure
The condition of some military living quarters and defense infrastructure is poor
--------------------------
5x GANTI PM = AKAN
6x GANTI MENHAN = AKAN
PROCUREMENT = 2026 FREEZES : 2023 CANCELLED
-
2025 = 84,3% DARI GDP
MISKIN KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
-
PERDANA MENTERI = TIDAK BAYAR TERTUNGGAK
MENTERI PERTAHANAN = KEKANGAN KEWANGAN
97.000 EKSODUS = 2018-2026 HUTANG BAYAR HUTANG
--------------------------
MEANWHILE MALAYDESH = 2026 SALARIES 65% MAINTENANE PROCUREMENT 35%
-
1. Pengeluaran Operasional (Operating Expenditure - OE)
Jumlah: Sekitar RM14,1 miliar.
Persentase: Mencakup sekitar 65% dari total pengeluaran operasional yang lebih luas, dan sebagian besar dari jumlah ini secara spesifik untuk gaji (salaries) dan tunjangan personel militer.
Fokus: Dana ini digunakan untuk menutupi biaya harian, termasuk remunerasi personel, tunjangan, dan layanan pendukung rutin.
-
2. Pengeluaran Pembangunan (Development Expenditure - DE)
Jumlah: Sekitar RM7,63 miliar.
Persentase: Jumlah ini setara dengan sekitar 35% dari total alokasi kementerian (RM21,7 miliar), namun hanya sedikit di atas setengah dari porsi biaya operasional.
Fokus: Dana ini ditujukan untuk pengadaan (procurement) aset baru, pemeliharaan (maintenance) besar, dan pengembangan infrastruktur.
-----------------
Sumber Berita :
Informasi ini diambil dari analisis mendalam yang dipublikasikan oleh sumber-sumber terkemuka di bidang pertahanan dan ekonomi =
1. Aviation Week: Melaporkan total alokasi dan menyebutkan fokus pada pengadaan aset baru seperti pesawat patroli dan sistem pertahanan udara.
-
3. The Edge Malaydesh/Bernama: Publikasi berita ini mengonfirmasi total angka alokasi untuk Kementerian Pertahanan sebesar RM21,7 miliar dalam liputan utama Anggaran 2026 merek
===========
NO MONEY SIPRI MALONDESH 2024 = NOL = NO SHOPPING
NO MONEY SIPRI MALONDESH 2023 = NOT YET ORDERED
NO MONEY SIPRI MALONDESH 2022 = SELECTED NOT YET ORDERED
SALAM NOL SALAM SEWA ......
PASWORD 2026 = YE YE
HapusYE YE = PARTI DAN WANITA
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YE YE = PARTI DAN WANITA
Siasatan terhadap 21 pegawai Tentera Udara Diraja Mayadesh (TUDM) yang terbabit dengan aktiviti tidak bermoral, dikaitkan dengan budaya 'Yeye' seperti yang tular di media sosial baru-baru ini, akan beralih kepada proses perundangan dalam masa terdekat.
Siasatan terhadap 21 pegawai TUDM yang terlibat dalam aktiviti tidak bermoral dikaitkan dengan budaya 'Yeye' bakal masuk fasa perundangan.
Larangan membawa tetamu bukan ahli keluarga ke dalam mess TUDM telah lama ditetapkan dalam peraturan ATM.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
HUTANG LUAR NEGERI
RASIO 70% PDB
RASIO 70% PDB
RASIO 70% PDB
Rasio hutang luar negeri Malaydesh terhadap PDB berada di kisaran 69–70% pada tahun 2024–2025, menunjukkan tingkat ketergantungan yang cukup tinggi terhadap pembiayaan eksternal.
📊 Detail Rasio Hutang Luar Negeri Malaydesh
2023: 68.2% dari PDB
2024: 69.7% dari PDB
Puncak historis: 73.2% (tahun 2016)
Terendah historis: 52.9% (tahun 2010)
2025 (Q3): Utang luar negeri tercatat sekitar 1.381 miliar MYR
📌 Interpretasi Ekonomi
Tingkat moderat-tinggi: Rasio hampir 70% menandakan Malaydesh cukup bergantung pada pembiayaan luar negeri.
Stabilitas: Meskipun tinggi, Malaydesh masih mampu menjaga arus modal dan cadangan devisa sehingga risiko krisis utang relatif terkendali.
Faktor pendorong:
Investasi asing langsung (FDI) dan pembiayaan korporasi internasional.
Pembiayaan proyek infrastruktur dan sektor energi.
Fluktuasi nilai tukar ringgit terhadap USD
-----------
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
70 % PDB = HUTANG LUAR NEGERI
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
-
KLAIM CASH = 🦧GORILA HUTANG ASET MILITER
-
1. 🇹🇷 Turki (LMS Batch 2)
Model: G2G (Antar Pemerintah) via SSB.
Bunga: 4% – 6% (Fixed/OECD CIRR).
Tenor: 10 – 15 Tahun.
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2. 🇰🇷 Korea Selatan (Pesawat FA-50)
Model: Hybrid (Kredit KEXIM & Barter CPO 50%).
Biaya: Management Fee sangat rendah (0,10% - 0,50%).
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3. 🇬🇧 Inggris (Standar UKEF)
Syarat: Wajib DP 15% (Standar OECD).
Bunga: Stabil, mengikuti National Loans Fund.
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4. 🇨🇳 China (LMS Batch 1)
Model: 100% Kredit Ekspor (China Eximbank).
Bunga: Sangat murah (3,5% Fixed).
Tenor: 10 Tahun.
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5. 🇵🇱 Polandia (Tank PT-91M)
Model: DP 15% + Barter CPO (30-40%).
Tenor: 10 Tahun cicilan.
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6. 🇩🇪 Jerman (Kedah-Class)
Model: Kredit Komersial dijamin negara (Euler Hermes).
Pendana: Deutsche Bank & Konsorsium.
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7. Kredit Sindikasi (Proyek LCS)
Model: Konsorsium Bank Domestik/Intl (Skala Masif).
Bunga: 6% (Saldo Menurun).
Tenor: 15 Tahun (Akibat penundaan proyek).
-----------------
WEAKNESS MAINTENANCE
The Malaydesh n Armed Forces (MAF) have long faced challenges related to maintenance, logistics, and readiness. Below is a breakdown of the main issues contributing to this perception or reality:
________________________________________
Key Maintenance Challenges in the MAF
1. Aging Equipment
• Much of the MAF’s hardware—particularly in the Royal Malaydesh n Air Force (RMAF) and Royal Malaydesh n Navy (RMN)—is outdated.
• Some aircraft, ships, and vehicles are decades old, making maintenance both difficult and costly due to scarcity of spare parts and technical expertise.
2. Inconsistent Procurement and Planning
• Procurement decisions have often been driven by political considerations rather than long-term strategic needs.
• Lack of continuity in defense planning leads to a diverse mix of systems (e.g., Russian, Western, and Chinese), which complicates logistics and maintenance.
3. Budget Constraints
• Defense spending in Malaydesh is relatively low (often below 1.5% of GDP).
• Limited budgets affect the ability to sustain scheduled maintenance cycles, upgrades, and training for technical personnel.
4. Skilled Manpower Shortage
• There is a shortage of trained maintenance engineers and technicians within the services.
• Retention of skilled personnel is difficult, as many transition to higher-paying private sector roles.
5. Maintenance Neglect Leading to Grounding
• There have been multiple reports of aircraft (e.g., MiG-29s, Aermacchi MB-339s) and naval vessels being grounded or laid up due to poor maintenance.
• RMN’s submarine program, for example, faced operational readiness concerns early on.
________________________________________
Examples of Maintenance-Related Incidents
2015 = RMAF grounded MiG-29 fleet = Lack of spare parts, high maintenance cost
2017 = KD Kasturi overhaul delays = Technical issues and funding
2021 = Multiple RMAF aircraft grounded = Spare parts shortages
2023 = LCS (Littoral Combat Ship) program scandal = Procurement mismanagement, incomplete ships
Pantatmu prototipe!
HapusYa ampun ada yang DENGKI
BalasHapusMALON .... MALON ....
TERUK SANGAT MALONDESH, SUDAH BUKAN AHLI BRICS,G20, OTAK TERNYATA BOTOL 😂😂😂😂
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Ada malaysdesh yang hanya bisa BUAL BESAR tapi tidak mampu membuat produk sejenis....
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BalasHapusHizir jadi Tampal stiker tarantula..🤣🤣🤣😁😁😁😛😝😜 Botolll..
BalasHapusGak Sabar Sabah Sarawak merdeka!💪💪💪💪💪 Merdeka atau Mati!
BalasHapusContoh matawang tak berharga di dunia.... 🤣🤣🤣🤣
BalasHapusBI Pandang Rupiah Sudah Terlalu Lemah Alias Undervalued
https://www.bloombergtechnoz.com/detail-news/100106/bi-pandang-rupiah-sudah-terlalu-lemah-alias-undervalued
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
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KELEMAHAN EKONOMI MALAYDESH (DITOPANG KORPORASI)
Kerentanan terhadap Guncangan Global: Ekonomi yang sangat bergantung pada korporasi besar dan ekspor (Malaydesh sangat bergantung pada ekspor komoditas seperti minyak sawit, minyak bumi, dan gas alam, serta barang elektronik) menjadi rentan terhadap fluktuasi permintaan global. Ketika terjadi krisis atau permintaan global melemah, sektor korporasi dapat terpukul keras, menyebabkan efek domino ke seluruh perekonomian.
Ketimpangan Pendapatan: Fokus pada korporasi besar sering kali menyebabkan konsentrasi kekayaan dan pendapatan pada segelintir pemilik modal atau pemegang saham, yang berpotensi meningkatkan kesenjangan sosial.
Penciptaan Lapangan Kerja yang Kurang Merata: Meskipun korporasi besar menciptakan lapangan kerja, jangkauannya tidak semasif UMKM dalam menyerap tenaga kerja dalam jumlah besar dan tersebar luas secara geografis. Hal ini dapat menyebabkan ketimpangan kesempatan kerja antar wilayah atau sektor.
Kurangnya Inovasi dari Basis yang Luas: Meskipun korporasi besar mampu berinovasi, inovasi cenderung terpusat di sektor tertentu. Berbeda dengan UMKM di Indonesia yang secara kolektif mendorong inovasi dan kreativitas di berbagai sektor akar rumput, meskipun dalam skala kecil.
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KEUNGGULAN RELATIF INDONESIA (DITOPANG UMKM)
Sebaliknya, struktur ekonomi Indonesia yang didominasi UMKM (menyumbang lebih dari 60% PDB dan menyerap hampir 97% tenaga kerja) memiliki keunggulan dalam hal:
Resiliensi (Daya Tahan) Krisis: UMKM di Indonesia terbukti memiliki daya tahan yang luar biasa dalam menghadapi krisis ekonomi global, seperti saat krisis moneter 1998 dan pandemi COVID-19. Sifatnya yang lokal dan tidak terlalu bergantung pada pasar ekspor global menjadikannya peredam guncangan yang efektif.
Pemerataan Ekonomi: Keberadaan UMKM yang tersebar luas membantu pemerataan pendapatan dan aktivitas ekonomi di berbagai daerah, mengurangi konsentrasi ekonomi di perkotaan atau pusat industri tertentu.
Basis Konsumen Domestik yang Kuat: Dengan banyaknya UMKM yang melayani pasar domestik, ekonomi Indonesia memiliki basis permintaan internal yang kuat, mengurangi ketergantungan berlebihan pada ekspor.
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EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
EKONOMI LEMAH versus EKONOMI KUAT
IDN : SHOPPING VERSUS MY : CANCELLING
HapusIDN : BUYING VERSUS MY : LEASING
IDN : PROCUREMENT VERSUS MY : RETIREMENT
-
INDONESIA = BATAS LIMIT 60%
GOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
5X PM 6X MOD = 2026 FREEZES - 2023 CANCELLED
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KLAIM LCS CASH = HUTANG BAYAR HUTANG
1. Tata Kelola dan Korupsi yang Buruk:
• Skandal Korupsi: Ini adalah akar masalah utama. Proyek LCS telah dirundung tuduhan korupsi, penyalahgunaan dana, dan konflik kepentingan sejak awal. Penyelidikan oleh berbagai badan, termasuk Komite Akuntan Publik (PAC) parlemen Malaydesh dan Komisi Anti-Korupsi Malaydesh (MACC), telah mengungkap banyak anomali.
• Pengambilan Keputusan yang Meragukan: Keputusan-keputusan penting dalam proyek, seperti pemilihan desain kapal (Gowind class dari Naval Group Prancis), seringkali dipertanyakan apakah didasarkan pada pertimbangan teknis terbaik atau kepentingan lain.
• Kurangnya Transparansi: Kurangnya transparansi dalam kontrak, pengadaan, dan alur pembayaran telah mempersulit pengawasan dan akuntabilitas.
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2. Masalah Finansial dan Pembengkakan Biaya:
• Pembengkakan Anggaran: Biaya proyek telah melonjak jauh dari perkiraan awal. Kontrak senilai RM9 miliar (sekitar USUSD2,1 miliar) untuk enam kapal LCS pada tahun 2011 kini diperkirakan membutuhkan lebih banyak lagi, padahal belum ada satu pun kapal yang selesai.
• Misappropriasi Dana: Sebagian besar uang yang dibayarkan di muka kepada kontraktor utama, Boustead Naval Shipyard (BNS), diduga tidak digunakan untuk pembelian komponen atau pembangunan kapal, melainkan dialihkan atau disalahgunakan. Ini menyebabkan BNS gagal membayar sub-kontraktor dan pemasok.
• Ketergantungan pada Pinjaman: Karena masalah aliran kas dan dugaan penyalahgunaan dana, BNS dan entitas terkait harus bergantung pada pinjaman dari berbagai lembaga keuangan. Keterlibatan 17 kreditor menunjukkan betapa parahnya masalah keuangan yang dihadapi BNS dan betapa rumitnya struktur utang proyek ini. Ini juga mengindikasikan bahwa dana awal dari pemerintah tidak cukup atau tidak dikelola dengan baik.
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3. Ketidakmampuan Kontraktor Utama (Boustead Naval Shipyard - BNS):
• Kurangnya Kapabilitas Teknis dan Manajerial: Meskipun BNS memiliki pengalaman dalam pembangunan dan perbaikan kapal, proyek LCS dengan skala dan kompleksitas ini mungkin di luar kapasitasnya. Ada dugaan bahwa BNS tidak memiliki keahlian teknis yang memadai untuk mengelola proyek sebesar ini secara efektif.
• Manajemen Proyek yang Buruk: Penjadwalan, pengadaan material, dan koordinasi antara berbagai pihak (desainer, pemasok, sub-kontraktor) sangat buruk. Ini menyebabkan penundaan yang signifikan dalam setiap tahap pembangunan.
• Masalah Rantai Pasokan: Kegagalan BNS membayar sub-kontraktor dan pemasok menyebabkan terhentinya pasokan komponen penting. Banyak peralatan yang sudah dipesan tidak dapat dikirim karena pembayaran yang tertunda.
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4. Campur Tangan Politik dan Perubahan Kebijakan:
• Perubahan Pemerintah: Pergantian pemerintahan di Malaydesh (misalnya, setelah pemilu 2018 dan 2020) seringkali membawa tinjauan ulang terhadap proyek-proyek besar. Ini bisa menunda keputusan, mengubah arah, atau mengungkap masalah sebelumnya.
• Kurangnya Visi Jangka Panjang: Kebijakan pertahanan dan pengadaan seringkali terpengaruh oleh siklus politik jangka pendek, yang dapat mengganggu kontinuitas dan perencanaan strategis proyek jangka panjang seperti pembangunan kapal perang.
IDN : SHOPPING VERSUS MY : CANCELLING
HapusIDN : BUYING VERSUS MY : LEASING
IDN : PROCUREMENT VERSUS MY : RETIREMENT
-
INDONESIA = BATAS LIMIT 60%
GOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
5X PM 6X MOD = 2026 FREEZES - 2023 CANCELLED
-
KLAIM LCS CASH = HUTANG BAYAR HUTANG
1. AKAR MASALAH: ALIRAN KAS (CASH FLOW) YANG BURUK
• Definisi Aliran Kas: Aliran kas adalah pergerakan uang tunai masuk dan keluar dari sebuah perusahaan. Aliran kas positif berarti lebih banyak uang masuk daripada keluar, sedangkan aliran kas negatif berarti sebaliknya.
• Mengapa Buruk?
o Pendapatan Tidak Mencukupi: Proyek mungkin tidak menghasilkan pendapatan sesuai target, atau penjualan/layanan yang diberikan tidak mampu menutupi biaya operasional.
o Biaya Operasional Tinggi: Biaya harian, gaji, pembelian bahan baku, pemeliharaan, dan sebagainya mungkin terlalu tinggi dibandingkan pendapatan.
o Piutang Tak Tertagih: Pelanggan atau pihak yang berhutang kepada BNS mungkin menunggak pembayaran, menyebabkan uang yang seharusnya masuk tertahan.
o Investasi yang Tidak Produktif: Dana mungkin diinvestasikan pada aset yang tidak menghasilkan keuntungan cepat, atau bahkan mengalami kerugian.
o Siklus Proyek yang Panjang: Untuk proyek infrastruktur atau pengembangan besar, waktu antara pengeluaran awal dan penerimaan pendapatan bisa sangat panjang, membutuhkan manajemen kas yang ketat.
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2. Pemicu Masalah: Dugaan Penyalahgunaan Dana
Ini adalah faktor yang sangat memperburuk masalah aliran kas dan mendorong ketergantungan pada pinjaman.
• Definisi Penyalahgunaan Dana: Tindakan menggunakan dana untuk tujuan yang tidak semestinya, tidak sah, atau di luar tujuan yang telah ditetapkan. Ini bisa berupa korupsi, penggelapan, pembelian aset pribadi, atau pengeluaran fiktif.
• Dampak Negatif:
o Pengurasan Dana Proyek: Dana yang seharusnya digunakan untuk operasional, investasi produktif, atau pembayaran kewajiban, malah dialihkan. Ini secara instan menciptakan defisit kas.
o Peningkatan Kebutuhan Pinjaman: Dengan dana internal yang terkuras, BNS terpaksa mencari sumber dana eksternal, yaitu pinjaman, hanya untuk menjaga proyek tetap berjalan atau menutupi lubang yang diciptakan oleh penyalahgunaan.
o Kerugian Kepercayaan Investor/Pemerintah: Jika terbukti ada penyalahgunaan, kepercayaan dari pihak-pihak yang telah memberikan dana awal (misalnya pemerintah) akan hancur, mempersulit akses pendanaan di masa depan.
o Masalah Hukum: Penyalahgunaan dana hampir selalu berujung pada konsekuensi hukum serius bagi pihak yang terlibat.
-----------------
3. Fenomena "Galakan Pinjaman" (Pinjam untuk Menutupi Pinjaman Lama)
Ketika aliran kas terus bermasalah dan ada penyalahgunaan dana, entitas seringkali masuk ke dalam lingkaran setan:
• Pinjaman baru diambil bukan untuk ekspansi atau investasi produktif, tetapi semata-mata untuk membayar bunga pinjaman lama atau menutupi defisit operasional.
• Ini adalah tanda bahaya serius dalam keuangan, karena beban utang terus menumpuk tanpa adanya peningkatan kapasitas pembayaran dari operasional inti.
Kejatuhan nilai rupiah menghampiri RP17.000 / 1 USD.....GILA PARAH... 🤣🤣🤣
BalasHapusBI Pandang Rupiah Sudah Terlalu Lemah Alias Undervalued
https://www.bloombergtechnoz.com/detail-news/100106/bi-pandang-rupiah-sudah-terlalu-lemah-alias-undervalued
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
5x GANTI PM = AKAN
6x GANTI MENHAN = AKAN
SERIUS!!! BADUT 🦧GORILA IQ BOTOL = MEMBUAL SHOPPING
-
2025 = 84,3% DARI GDP
MISKIN KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
-
PERDANA MENTERI = TIDAK BAYAR TERTUNGGAK
MENTERI PERTAHANAN = KEKANGAN KEWANGAN
SERIUS!!! BADUT 🦧GORILA IQ BOTOL = MEMBUAL KLAIM KAYA
--------------------------
NGEMIS F18 KUWAIT 2025-2017=
5x GANTI PERDANA MENTERI
5x GANTI MENTERI PERTAHANAN
-
MANGKRAK LCS 2025-2011 =
5x GANTI PERDANA MENTERI
6x GANTI MENTERI PERTAHANAN
-
MEMBUAL SPH 2025-2016 =
5x GANTI PERDANA MENTERI
5x GANTI MENTERI PERTAHANAN
-
2026 = ZONK = NGEMIS MEMBUAL MISKIN
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
VETO USA
-
Hingga 2026, terdapat laporan bahwa Amerika Serikat belum memberikan izin (veto de facto) untuk integrasi rudal AIM-120 AMRAAM pada armada FA-50 milik Polandia.
Berikut adalah poin-poin utama mengenai situasi tersebut:
-
1. Masalah Integrasi pada FA-50PL
Polandia memesan 48 unit jet FA-50, yang terdiri dari 12 unit varian FA-50GF (sudah dikirim) dan 36 unit varian FA-50PL (sedang diproduksi). Meskipun varian FA-50PL dirancang untuk memiliki kemampuan tempur penuh (Block 20), integrasi rudal jarak menengah AMRAAM terhambat karena:
Ketiadaan Izin AS: Pemerintah AS dilaporkan belum memberikan persetujuan ekspor dan integrasi untuk penggunaan AMRAAM pada platform FA-50 di Polandia.
Biaya dan Teknis: Biaya integrasi tidak termasuk dalam kontrak awal tahun 2022, dan studi kelayakan teknis diperkirakan memakan waktu beberapa tahun.
-
2. Pembatalan Upgrade FA-50GF
Akibat ketidakpastian integrasi AMRAAM, pada Desember 2025, Polandia memutuskan untuk membatalkan rencana peningkatan (upgrade) 12 unit FA-50GF menjadi standar FA-50PL.
Pemerintah Polandia menilai bahwa tanpa kemampuan rudal BVR (Beyond Visual Range) seperti AMRAAM, pesawat ini lebih efisien digunakan sebagai pesawat latih lanjut daripada dipaksakan menjadi jet tempur gardu depan.
-
3. Solusi Sementara: AIM-9X Sidewinder
Berbeda dengan AMRAAM, AS telah menyetujui integrasi rudal jarak pendek AIM-9X Sidewinder untuk FA-50PL. Kontrak dukungan integrasi AIM-9X ini baru saja ditandatangani pada Januari 2026, yang memungkinkan FA-50PL setidaknya memiliki kemampuan pertahanan udara jarak dekat yang modern.
-
4. Perbandingan dengan Jet Lain
Sebagai catatan, AS telah menyetujui penjualan besar AMRAAM (varian AIM-120D-3) untuk armada F-16 dan F-35 Polandia. Hal ini menunjukkan bahwa "veto" atau hambatan tersebut spesifik pada platform FA-50
-
Kesimpulan: Saat ini FA-50 Polandia masih dianggap "ompong" dalam hal pertempuran jarak jauh karena belum adanya restu dari AS untuk memasang AMRAAM, yang memicu Polandia mengubah strategi penggunaan pesawat tersebut menjadi platform pelatihan
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
RASIO HUTANG LUAR NEGERI =
70% PDB
70% PDB
70% PDB
Stabilitas: Rasio ULN Malaydesh relatif tinggi dibandingkan banyak negara ASEAN, menunjukkan ketergantungan besar pada pembiayaan eksternal.
Struktur ULN: Sebagian besar ULN Malaydesh berbentuk utang jangka panjang, sehingga risiko likuiditas jangka pendek lebih terkendali.
Perbandingan regional:
1. Indonesia (2025): ULN sekitar 29,5% PDB.
2. Thailand (2025): ULN sekitar 38–40% PDB.
3. Filipina (2025): ULN sekitar 30–32% PDB. → Malaydesh menonjol sebagai negara dengan rasio ULN tertinggi di ASEAN.
📌 Kesimpulan
Rasio ULN Malaydesh 2025: sekitar 69–70% PDB.
Angka ini jauh lebih tinggi dibanding Indonesia, Thailand, dan Filipina, sehingga Malaydesh memiliki beban eksternal lebih besar.
Meskipun sebagian besar ULN bersifat jangka panjang, tingginya rasio tetap menjadi tantangan bagi stabilitas fiskal dan nilai tukar ringgit.
-----------
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
2025 RASIO HUTANG LUAR NEGERI 70% PDB
Nilai RUPIAH UNDERVALUED... 🔥🔥🤣🤣
BalasHapusINDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
MALAYDESH = BATAS LIMIT 65%
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
OVERLIMIT DEBT = DEFISIT SEJAK 1998
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
F16 VERSUS FA-50 TRAINER AIRCRAFT
F16 VERSUS FA-50 TRAINER AIRCRAFT
F16 VERSUS FA-50 TRAINER AIRCRAFT
-
1. It is not meant for the sort of hard maneuvering that an F-16 is. It is not inherently aerodynamically unstable like an F-16, and does not possess the agility or thrust to weight ratio of an F-16.
-
2. It is meant to be a fairly forgiving and stable aircraft that new pilots can learn to fly in. Unless you had a pilot who’s never flown an F-16 before in the F-16, and a 20 year veteran pilot in the T-50, the F-16 is going to win every time. They are completely different aircraft with different missions and entirely uneven capabilities.
-
3. The FA-50 probably could not directly compete against the F-16. It is a much smaller aircraft, at 6.5 tons v. 8.5. The FA-50s in lighter paint are flying the foreground:
-
4. he size difference is also noticable in this video of South Korean Air Force fighters in training. You can compare both the F-16 and FA-50s taxi-ing on the runway with the much larger F-15s and F-4 Phantoms in the beginning minute. The F-16s appear at 13 seconds and the FA-50s appear at 45 seconds.
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
VETO AIM-120 AMRAAM
-
Hambatan integrasi rudal AIM-120 AMRAAM pada armada FA-50PL Polandia adalah contoh nyata bagaimana teknologi militer digunakan sebagai instrumen geopolitik dan ekonomi. Analisis mengenai fenomena ini dapat diurai menjadi tiga dimensi utama:
-
1. Strategi "Segmentation and Locking" (Segmentasi Pasar)
Amerika Serikat (melalui Lockheed Martin) ingin memastikan bahwa setiap pesawat tempur memiliki "kasta" yang jelas.
Menghindari Kanibalisasi: Jika FA-50 (yang jauh lebih murah) diberi kemampuan rudal jarak jauh (BVR) yang setara dengan F-16, maka nilai jual F-16 Viper akan merosot. Banyak negara akan memilih membeli dua atau tiga unit FA-50 daripada satu unit F-16 jika keduanya memiliki daya pukul yang sama.
Kendali Jarak Jauh: Dengan menahan izin integrasi AMRAAM, AS secara efektif "mengunci" FA-50 pada peran serangan darat atau patroli udara jarak dekat saja. Hal ini memaksa negara seperti Polandia untuk tetap bergantung pada F-16 atau F-35 untuk misi supremasi udara yang lebih kritis.
-
2. Kedaulatan Digital dan "Black Box" Technology
Masalah source code (kode sumber) adalah inti dari hambatan teknis ini.
Proteksi Kekayaan Intelektual: Sistem radar dan komputer misi F-16 atau F-35 adalah rahasia negara paling berharga bagi AS. Membuka kode tersebut agar bisa "berbicara" dengan rudal AMRAAM di platform buatan Korea Selatan (KAI) berisiko membocorkan algoritma sensitif kepada pihak ketiga.
Veto Teknis: AS menggunakan source code sebagai "rem" strategis. Tanpa akses ke kode ini, integrasi senjata menjadi tidak mungkin atau sangat mahal karena harus melibatkan kontraktor AS secara penuh. Ini memberi AS kekuatan veto atas kemampuan tempur yang dimiliki oleh negara pembeli, bahkan setelah pesawat tersebut dibayar lunas.
-
3. Geopolitik Rantai Pasok (Supply Chain Dependency)
Polandia berada dalam posisi sulit karena mereka membutuhkan pesawat dengan cepat untuk menggantikan MiG-29, namun mereka terjebak dalam ketergantungan teknologi AS.
Pelajaran bagi Pembeli Lain: Kasus Polandia mengirimkan pesan kepada pasar global (seperti Malaydesh atau Thailand) bahwa membeli FA-50 tidak otomatis memberikan kemampuan tempur "standar NATO" secara penuh tanpa restu eksplisit dari Washington.
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------------
DATA STATISTA 2029-2020 : DEBT PAY DEBT
DATA STATISTA 2029-2020 : OVERLIMIT DEBT
2029 = 69,54% DEBT RATIO TO GDP
2028 = 69,34% DEBT RATIO TO GDP
2027 = 68,8% DEBT RATIO TO GDP
2026 = 68,17% DEBT RATIO TO GDP
2025 = 68,07% DEBT RATIO TO GDP
2024 = 68,38% DEBT RATIO TO GDP
2023 = 69,76% DEBT RATIO TO GDP
2022 = 65,5% DEBT RATIO TO GDP
2021 = 69,16% DEBT RATIO TO GDP
2020 = 67,69% DEBT RATIO TO GDP
==========
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
==========
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALAYDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALAYDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALAYDESH , among other things.
😝😝😝😝😝😝😝😝😝😝😝
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
RATA-RATA HUTANG LUAR NEGERI =
2009–2024: 66,0%.
2009–2024: 66,0%.
2009–2024: 66,0%.
Per tahun 2025, rasio utang luar negeri (ULN) Malaydesh terhadap PDB berada di kisaran 69–70%, sedikit naik dibandingkan 2023 (68,2%) dan 2024 (69,7%).
📊 Rincian Utang Luar Negeri Malaydesh 2025
Total ULN kuartal III 2025: MYR 1.381,2 miliar (turun dari MYR 1.403,3 miliar kuartal II 2025).
Rasio ULN terhadap PDB: sekitar 69–70%.
Tren historis:
Tertinggi: 73,2% pada 2016.
Terendah: 52,9% pada 2010.
Rata-rata 2009–2024: 66,0%.
-----------
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
🔥🔥🤣🤣🤣
BalasHapusBI Pandang Rupiah Sudah Terlalu Lemah Alias Undervalued
https://www.bloombergtechnoz.com/detail-news/100106/bi-pandang-rupiah-sudah-terlalu-lemah-alias-undervalued
ADA YANG WARAS = NO AMRAAM
HapusDI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
-------------
FA50M VERSI DOWNGRADE FA50PL
FA50M VERSI DOWNGRADE FA50PL
FA50M VERSI DOWNGRADE FA50PL
FA50M VERSI DOWNGRADE FA50PL
FA50M VERSI DOWNGRADE FA50PL
FA50M VERSI DOWNGRADE FA50PL
-
Harga pesawat FA-50 Fighting Eagle buatan Korea Selatan bervariasi antar negara:
1. Polandia: US$700 juta untuk 12 unit GF (±US$58 juta/unit) + US$2,3 miliar untuk 36 unit FA-50PL (±US$64 juta/unit).
-
2. Filipina: US$700 juta untuk 12 unit (±US$58 juta/unit).
-
3. Malaydesh : US$920 juta untuk 18 unit (±US$51 juta/unit).
-------------
ANGSURAN FA50M = 10 TAHUN
ANGSURAN FA50M = 10 TAHUN
ANGSURAN FA50M = 10 TAHUN
-
angsuran untuk proyek Jet Tempur FA-50 Block 20 dengan skema Hybrid (Kredit & Barter) yang sangat unik:
Parameter Simulasi
Total Kontrak: US$ 920.000.000 (Sekitar RM 4,08 Miliar).
Pembagian Skema (50:50):
50% Kredit (Hutang): US$ 460.000.000
50% Barter (Sawit): US$ 460.000.000
Tenor (Jangka Waktu): 10 Tahun.
Estimasi Bunga KEXIM: 4,5% per tahun (mengikuti standar OECD CIRR)..
IDN : SHOPPING VERSUS MY : CANCELLING
HapusIDN : BUYING VERSUS MY : LEASING
IDN : PROCUREMENT VERSUS MY : RETIREMENT
-
INDONESIA = BATAS LIMIT 60%
GOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
5X PM 6X MOD = 2026 FREEZES - 2023 CANCELLED
-
KLAIM LCS CASH = LOAN
Keterlibatan 17 Kreditor: Sebuah Cerminan Kompleksitas dan Keparahan
Angka 17 kreditor ini bukan hanya sekadar angka, melainkan indikator multi-dimensi dari masalah yang sangat serius:
• Keparahan Masalah Keuangan: Jika BNS membutuhkan pinjaman dari begitu banyak lembaga, ini menunjukkan bahwa satu atau dua kreditor saja tidak cukup (atau tidak mau) menanggung seluruh risiko. Masing-masing kreditor mungkin hanya bersedia memberikan porsi kecil karena persepsi risiko yang tinggi.
• Kerumitan Struktur Utang:
o Berbagai Jenis Utang: Kemungkinan melibatkan berbagai jenis pinjaman: utang bank komersial, obligasi, pinjaman dari lembaga keuangan non-bank, mungkin juga pinjaman sindikasi (beberapa bank patungan memberikan pinjaman besar).
o Jangka Waktu Berbeda: Pinjaman-pinjaman ini bisa memiliki jangka waktu pembayaran yang bervariasi (jangka pendek, menengah, panjang), suku bunga yang berbeda, dan persyaratan (covenant) yang unik. Ini membuat pengelolaan utang menjadi sangat kompleks dan rentan terhadap kesalahan.
o Prioritas Pembayaran: Dalam skenario default, menentukan siapa yang harus dibayar terlebih dahulu dari 17 kreditor ini bisa menjadi sangat rumit dan seringkali berujung pada perselisihan hukum.
• Indikasi Kepercayaan yang Menurun: Semakin banyak kreditor kecil yang terlibat dibandingkan satu atau dua kreditor besar, bisa menunjukkan bahwa kreditor besar memiliki kekhawatiran yang cukup besar sehingga mereka tidak mau mengambil risiko terlalu banyak.
• Tekanan Konstan: Dengan begitu banyak pihak yang harus dilayani (pembayaran bunga, pokok pinjaman), BNS akan berada di bawah tekanan konstan untuk menghasilkan uang, yang seringkali menyebabkan keputusan bisnis yang kurang strategis atau terburu-buru.
Dana Awal dari Pemerintah: Tidak Cukup atau Tidak Dikelola dengan Baik?
Pernyataan ini menyentuh akar masalah yang mungkin terjadi pada tahap awal proyek:
• Tidak Cukup:
o Perencanaan Anggaran Buruk: Perencanaan awal mungkin meremehkan total biaya proyek atau mengabaikan potensi risiko yang membutuhkan dana cadangan.
o Kenaikan Biaya Tak Terduga: Proyek mungkin menghadapi kenaikan harga bahan baku, perubahan regulasi, atau masalah teknis yang tidak diantisipasi, sehingga dana awal menjadi tidak memadai.
• Tidak Dikelola dengan Baik: Ini adalah skenario yang lebih mengkhawatirkan dan seringkali berkaitan erat dengan "dugaan penyalahgunaan dana".
o Boros: Pengeluaran yang tidak perlu, pembelian dengan harga mahal, atau operasional yang tidak efisien menghabiskan dana lebih cepat.
o Tidak Transparan: Kurangnya akuntabilitas dalam penggunaan dana, membuat sulit untuk melacak ke mana uang itu pergi.
o Pengalihan Dana: Dana pemerintah yang seharusnya untuk tujuan spesifik malah dialihkan untuk kepentingan lain (termasuk penyalahgunaan pribadi atau politik).
IDN : SHOPPING VERSUS MY : CANCELLING
HapusIDN : BUYING VERSUS MY : LEASING
IDN : PROCUREMENT VERSUS MY : RETIREMENT
-
INDONESIA = BATAS LIMIT 60%
GOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
5X PM 6X MOD = 2026 FREEZES - 2023 CANCELLED
-
KLAIM LCS CASH = LOAN
💰 1. LIMITED DOMESTIC DEFENSE BUDGET
• Malaydesh’s defense budget is modest — around 1% of GDP, which restricts large-scale acquisitions.
• Instead of upfront payments, Malaydesh often negotiates deferred payment schemes, installment plans, or loans backed by export credit agencies (ECAs) from supplier countries.
• These financing models allow Malaydesh to acquire high-value assets without immediate fiscal strain.
-----------------
⚙️ 2. Need for Advanced Technology and Capabilities
Malaydesh lacks the domestic capacity to produce high-end military platforms, so it turns to foreign suppliers:
Country Asset Procured Financing/Support Mechanism
🇰🇷 South Korea FA-50 Light Combat Aircraft Industrial offsets, local assembly, favorable terms
🇮🇹 Italy ATR-72 Maritime Patrol Aircraft G2G deal, possible ECA-backed financing
🇹🇷 Turkey ANKA MALE Drones Strategic partnership, tech transfer
These deals often include training, maintenance, and technology sharing, which Malaydesh cannot yet provide internally.
-----------------
🏭 3. Desire to Build Local Defense Industry
Malaydesh wants to reduce dependency and stimulate its own defense ecosystem:
• Offsets: Foreign suppliers agree to invest in Malaydesh’s defense industry or transfer technology.
• Joint Ventures: Local firms like Boustead Naval Shipyard (BNS) are involved in assembly and integration.
• Local Assembly: 14 of the FA-50 jets will be assembled in Malaydesh, building technical capacity.
💸 Role of Loans in Defense Procurement
While not always disclosed as “loans,” Malaydesh’s defense deals often involve:
• Export Credit Agency (ECA) Financing: Countries like Italy and South Korea use ECAs to offer low-interest loans or guarantees to support defense exports.
• G2G Agreements: These bypass middlemen and commissions, reducing corruption risks and allowing for more favorable financing terms3.
• Strategic Installment Plans
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malaydesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malaydesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
Pssstttt...... Yang penting GORILLA klaim ahli G20 dengan BRICS..... 🔥🔥🤣🤣🤣
BalasHapusPemerintah Hadapi Beban Utang Baru Rp1.650 Triliun, Risiko Gagal Bayar di Depan Mata
https://ekbis.sindonews.com/read/1669971/33/pemerintah-hadapi-beban-utang-baru-rp1650-triliun-risiko-gagal-bayar-di-depan-mata-1769392892
TOP ASIA
Hapus-
Laporan IMF World Economic Outlook (Oktober 2025/Januari 2026). Perlu dicatat bahwa angka tersebut menggunakan metode GDP Purchasing Power Parity (PPP), bukan GDP nominal.
Berikut adalah penjelasan sumber berita bahasa Inggris untuk 10 ekonomi terbesar di Asia tersebut:
1. China ($39.4 – 43.5 Triliun)
Sumber seperti Visual Capitalist menyebut China sebagai ekonomi nomor 1 dunia dalam hal PPP, mengungguli Amerika Serikat. Fokusnya tetap pada dominasi manufaktur dan investasi masif di sektor energi hijau serta AI.
2. India ($17.3 – 19.1 Triliun)
India adalah ekonomi dengan pertumbuhan tercepat (diproyeksikan ~6.2% pada 2026). Bloomberg sering menyebutnya sebagai "kuda hitam" yang didorong oleh konsumsi domestik dan digitalisasi layanan.
3. Jepang ($6.5 – 6.7 Triliun)
Meskipun disalip oleh Jerman dalam GDP nominal, Jepang tetap berada di posisi ke-5 atau ke-6 dunia dalam PPP. Sumber seperti Investopedia menyoroti stabilitasnya meskipun menghadapi tantangan demografi.
4. Korea Selatan (~$3.1 - 3.4 Triliun)
Dikenal sebagai "tech-heavy economy." Berita dari World Bank menyoroti ketahanannya pada ekspor semikonduktor dan otomotif.
5. Indonesia ($4.9 – 5.4 Triliun)
Poin yang Anda sebutkan sangat akurat berdasarkan data IMF April 2025. Indonesia resmi menempati peringkat ke-7 ekonomi terbesar dunia berdasarkan PPP, berada di atas Inggris dan Prancis. The Investor dan Tempo English menyoroti peran Indonesia sebagai powerhouse ASEAN.
6. Arab Saudi (~$2.4 - 2.6 Triliun)
Sumber IMF mencatat keberhasilan diversifikasi di bawah "Vision 2030," namun sektor energi tetap menjadi tulang punggung utama.
7. Turki (~$3.9 Triliun - Peringkat PPP Global Lebih Tinggi)
Secara PPP, posisi Turki sebenarnya sangat kuat (sering di 10 besar dunia). OECD mencatat lokasinya yang strategis sebagai penghubung perdagangan.
8. Taiwan (~$1.8 - 2.0 Triliun)
Laporan dari Trading Economics mengonfirmasi dominasi Taiwan dalam rantai pasok global semikonduktor.
9. Thailand (~$1.6 - 1.8 Triliun)
Menempati posisi ke-2 di ASEAN secara PPP. Sumber World Bank menekankan pemulihan sektor pariwisata sebagai motor utama.
10. Iran (~$1.7 - 1.8 Triliun)
Meskipun sanksi berat, Iran tetap menjadi salah satu ekonomi besar di Asia Barat karena kapasitas produksi minyak dan gasnya yang besar, seperti yang tercatat di data Worldometer/IMF.
-
10 EKONOMI TERBESAR ASIA
10 EKONOMI TERBESAR ASIA
10 EKONOMI TERBESAR ASIA
Pada tahun 2025, China tetap menjadi ekonomi terbesar di Asia dengan PDB sekitar US$19,5 triliun, disusul oleh Jepang, India, Korea Selatan, dan Indonesia yang masuk dalam jajaran 10 besar.
🌏Ranking Ekonomi Terbesar Asia 2025 (berdasarkan IMF & Forbes)
Peringkat Asia Negara Estimasi PDB 2025 (US$ triliun) Catatan Utama
1 China 19,5 = Tetap dominan, pusat manufaktur & teknologi
2 Jepang 4,9 = Stabil, meski pertumbuhan melambat
3 India 4,3 = Pertumbuhan pesat, didorong sektor jasa & digital
4 Korea Selatan 2,1 = Kuat di teknologi & ekspor
5 Indonesia 1,8–2,0 = IMF menempatkan Indonesia di peringkat 7 dunia, di atas Inggris & Prancis
6 Arab Saudi 1,5 = Didukung minyak & diversifikasi ekonomi
7 Turki 1,4 = Ekonomi campuran, posisi strategis
8 Taiwan 1,2 = Kuat di semikonduktor
9 Thailand 0,7 = Pariwisata & manufaktur
10 Iran 0,6 = Didukung energi, meski tertekan sanksi
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INDONESIA = BATAS LIMIT 60%
GOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
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🔥🔥🔥🔥🔥🔥🔥
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
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RATA-RATA HUTANG LUAR NEGERI =
2009–2024: 66,0%.
2009–2024: 66,0%.
2009–2024: 66,0%.
Per tahun 2025, rasio utang luar negeri (ULN) Malaydesh terhadap PDB berada di kisaran 69–70%, sedikit naik dibandingkan 2023 (68,2%) dan 2024 (69,7%).
📊 Rincian Utang Luar Negeri Malaydesh 2025
Total ULN kuartal III 2025: MYR 1.381,2 miliar (turun dari MYR 1.403,3 miliar kuartal II 2025).
Rasio ULN terhadap PDB: sekitar 69–70%.
Tren historis:
Tertinggi: 73,2% pada 2016.
Terendah: 52,9% pada 2010.
Rata-rata 2009–2024: 66,0%.
📉 Analisis
Stabilitas: Rasio ULN Malaydesh relatif tinggi dibandingkan banyak negara ASEAN, menunjukkan ketergantungan besar pada pembiayaan eksternal.
Struktur ULN: Sebagian besar ULN Malaydesh berbentuk utang jangka panjang, sehingga risiko likuiditas jangka pendek lebih terkendali.
Perbandingan regional:
1. Indonesia (2025): ULN sekitar 29,5% PDB.
2. Thailand (2025): ULN sekitar 38–40% PDB.
3. Filipina (2025): ULN sekitar 30–32% PDB. → Malaydesh menonjol sebagai negara dengan rasio ULN tertinggi di ASEAN.
📌 Kesimpulan
Rasio ULN Malaydesh 2025: sekitar 69–70% PDB.
Angka ini jauh lebih tinggi dibanding Indonesia, Thailand, dan Filipina, sehingga Malaydesh memiliki beban eksternal lebih besar.
Meskipun sebagian besar ULN bersifat jangka panjang, tingginya rasio tetap menjadi tantangan bagi stabilitas fiskal dan nilai tukar ringgit.
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2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
2025 HUTANG LUAR NEGERI 69-70% PDB
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
KLAIM CASH = 🦧GORILA HUTANG ASET MILITER
-
1. 🇹🇷 Turki (LMS Batch 2)
Model: G2G (Antar Pemerintah) via SSB.
Bunga: 4% – 6% (Fixed/OECD CIRR).
Tenor: 10 – 15 Tahun.
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2. 🇰🇷 Korea Selatan (Pesawat FA-50)
Model: Hybrid (Kredit KEXIM & Barter CPO 50%).
Biaya: Management Fee sangat rendah (0,10% - 0,50%).
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3. 🇬🇧 Inggris (Standar UKEF)
Syarat: Wajib DP 15% (Standar OECD).
Bunga: Stabil, mengikuti National Loans Fund.
-
4. 🇨🇳 China (LMS Batch 1)
Model: 100% Kredit Ekspor (China Eximbank).
Bunga: Sangat murah (3,5% Fixed).
Tenor: 10 Tahun.
-
5. 🇵🇱 Polandia (Tank PT-91M)
Model: DP 15% + Barter CPO (30-40%).
Tenor: 10 Tahun cicilan.
-
6. 🇩🇪 Jerman (Kedah-Class)
Model: Kredit Komersial dijamin negara (Euler Hermes).
Pendana: Deutsche Bank & Konsorsium.
-
7. Kredit Sindikasi (Proyek LCS)
Model: Konsorsium Bank Domestik/Intl (Skala Masif).
Bunga: 6% (Saldo Menurun).
Tenor: 15 Tahun (Akibat penundaan proyek).
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TIADA 🦧GORILA MALAYDESH ........
10 EKONOMI TERBESAR ASIA
10 EKONOMI TERBESAR ASIA
10 EKONOMI TERBESAR ASIA
Pada tahun 2025, China tetap menjadi ekonomi terbesar di Asia dengan PDB sekitar US$19,5 triliun, disusul oleh Jepang, India, Korea Selatan, dan Indonesia yang masuk dalam jajaran 10 besar.
🌏Ranking Ekonomi Terbesar Asia 2025 (berdasarkan IMF & Forbes)
Peringkat Asia Negara Estimasi PDB 2025 (US$ triliun) Catatan Utama
1 China 19,5 = Tetap dominan, pusat manufaktur & teknologi
2 Jepang 4,9 = Stabil, meski pertumbuhan melambat
3 India 4,3 = Pertumbuhan pesat, didorong sektor jasa & digital
4 Korea Selatan 2,1 = Kuat di teknologi & ekspor
5 Indonesia 1,8–2,0 = IMF menempatkan Indonesia di peringkat 7 dunia, di atas Inggris & Prancis
6 Arab Saudi 1,5 = Didukung minyak & diversifikasi ekonomi
7 Turki 1,4 = Ekonomi campuran, posisi strategis
8 Taiwan 1,2 = Kuat di semikonduktor
9 Thailand 0,7 = Pariwisata & manufaktur
10 Iran 0,6 = Didukung energi, meski tertekan sanksi
Sources:
📊 Catatan Penting
China vs AS: Secara global, AS masih nomor 1, tapi di Asia, China unggul jauh.
Indonesia: Menariknya, ada perbedaan sumber. Forbes menempatkan Indonesia di peringkat 15 dunia, sedangkan IMF menempatkan Indonesia di peringkat 7 dunia. Perbedaan ini muncul karena metodologi berbeda (nominal vs PPP, proyeksi vs realisasi).
India: Diprediksi akan menyalip Jepang dalam dekade mendatang, menjadi ekonomi terbesar kedua di Asia.
Asia Timur & Tenggara: Korea Selatan, Taiwan, dan Indonesia menunjukkan daya saing kuat di sektor teknologi dan manufaktur.
🔎 Analisis Singkat
Asia tetap menjadi motor pertumbuhan global, dengan China, India, dan Indonesia sebagai tiga negara kunci yang mendorong dinamika ekonomi. Indonesia khususnya menarik karena lonjakan peringkat IMF menunjukkan potensi besar, meski masih ada tantangan seperti utang rumah tangga tinggi dan ketergantungan ekspor komoditas.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
KLAIM CASH = 🦧GORILA HUTANG ASET MILITER
-
1. 🇹🇷 Turki (LMS Batch 2)
Model: G2G (Antar Pemerintah) via SSB.
Bunga: 4% – 6% (Fixed/OECD CIRR).
Tenor: 10 – 15 Tahun.
-
2. 🇰🇷 Korea Selatan (Pesawat FA-50)
Model: Hybrid (Kredit KEXIM & Barter CPO 50%).
Biaya: Management Fee sangat rendah (0,10% - 0,50%).
-
3. 🇬🇧 Inggris (Standar UKEF)
Syarat: Wajib DP 15% (Standar OECD).
Bunga: Stabil, mengikuti National Loans Fund.
-
4. 🇨🇳 China (LMS Batch 1)
Model: 100% Kredit Ekspor (China Eximbank).
Bunga: Sangat murah (3,5% Fixed).
Tenor: 10 Tahun.
-
5. 🇵🇱 Polandia (Tank PT-91M)
Model: DP 15% + Barter CPO (30-40%).
Tenor: 10 Tahun cicilan.
-
6. 🇩🇪 Jerman (Kedah-Class)
Model: Kredit Komersial dijamin negara (Euler Hermes).
Pendana: Deutsche Bank & Konsorsium.
-
7. Kredit Sindikasi (Proyek LCS)
Model: Konsorsium Bank Domestik/Intl (Skala Masif).
Bunga: 6% (Saldo Menurun).
Tenor: 15 Tahun (Akibat penundaan proyek).
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NASIB 🦧GORILA MALAYDESH ........
DEFISIT SEJAK 1998
Malaydesh mengalami defisit anggaran federal secara berkelanjutan sejak tahun 1998, yang didorong oleh kombinasi kelemahan struktural ekonomi dan kebijakan fiskal ekspansif yang berkelanjutan.
Berikut adalah penjelasan detail mengenai kelemahan ekonomi Malaydesh yang berkontribusi terhadap defisit kronis tersebut:
1. Ketergantungan pada Kebijakan Fiskal Ekspansif
Pemerintah Malaydesh secara konsisten menjalankan kebijakan fiskal ekspansif (mengeluarkan lebih banyak uang daripada pendapatan) untuk mendorong pertumbuhan ekonomi, terutama setelah Krisis Finansial Asia 1998.
Pembiayaan Melalui Utang: Karena pengeluaran melebihi pendapatan, pemerintah membiayai defisit ini melalui pinjaman (utang), yang menyebabkan peningkatan utang publik secara berkelanjutan. Pinjaman ini, menurut aturan fiskal Malaydesh, ditujukan untuk membiayai pengeluaran pembangunan, namun tetap menambah beban utang.
Beban Subsidi Tinggi: Sebagian besar pengeluaran pemerintah dialokasikan untuk subsidi yang besar (seperti bahan bakar dan pangan), yang membebani anggaran negara dalam jangka panjang dan mengurangi fleksibilitas fiskal.
2. Struktur Penerimaan Pajak yang Belum Optimal
Salah satu tantangan berkelanjutan Malaydesh adalah penerimaan pajak yang tidak mencukupi untuk menutupi pengeluaran pemerintah yang tinggi.
Perdebatan Pajak: Terdapat perdebatan mengenai strategi keuangan, seperti penerapan kembali Pajak Barang dan Jasa (GST) atau reformasi sistem pajak lainnya, untuk meningkatkan basis pendapatan, namun implementasinya sering kali menghadapi resistensi politik dan tantangan.
Ketergantungan pada Komoditas: Meskipun ekonominya telah terdiversifikasi, pendapatan negara masih sangat bergantung pada sektor komoditas seperti minyak dan gas, yang pendapatannya fluktuatif mengikuti harga pasar global.
3. Kerentanan Eksternal dan Fluktuasi Mata Uang
Ekonomi Malaydesh masih rentan terhadap guncangan eksternal dan pergerakan pasar global.
Pelemahan Ringgit: Mata uang Ringgit Malaydesh (RM) sering mengalami pelemahan signifikan terhadap Dolar AS, terutama saat terjadi penguatan dolar AS atau perbedaan suku bunga yang lebar. Pelemahan mata uang ini meningkatkan beban utang luar negeri dalam mata uang asing dan biaya impor, yang berdampak negatif pada neraca keuangan negara.
Arus Modal Keluar: Kerentanan terhadap sentimen pasar global dapat memicu arus modal keluar yang cepat, memberikan tekanan lebih lanjut pada mata uang dan cadangan devisa.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-NASIB 🦧GORILA MALAYDESH ........
DEFISIT = TAMBAH HUTANG
Pembiayaan defisit anggaran pemerintah melalui utang adalah mekanisme fiskal standar yang digunakan ketika total pengeluaran pemerintah melebihi total pendapatannya dalam satu periode fiskal tertentu.
Berikut penjelasan detail mengenai proses dan implikasinya, khususnya dalam konteks aturan fiskal yang disebutkan:
1. Mekanisme Pembiayaan Melalui Utang
Ketika pemerintah menghadapi defisit fiskal (pengeluaran > pendapatan), mereka perlu menutupi selisih tersebut untuk menjaga operasional dan komitmen keuangan negara tetap berjalan. Cara utamanya adalah dengan meminjam dana, yang pada dasarnya merupakan "Pembiayaan Melalui Utang".
Pemerintah melakukannya dengan menerbitkan instrumen utang, seperti obligasi pemerintah atau surat perbendaharaan negara (Surat Utang Negara/SUN di Indonesia atau Malaydeshn Government Securities/MGS di Malaydesh), yang dibeli oleh investor domestik dan internasional (bank, dana pensiun, individu, bank sentral, dll.). Dana yang terkumpul dari penjualan instrumen ini kemudian digunakan untuk membiayai pengeluaran pemerintah.
2. Peningkatan Utang Publik Secara Berkelanjutan
Setiap kali pemerintah meminjam untuk menutupi defisit, jumlah total utang yang terakumulasi—yang disebut utang publik atau utang negara—akan meningkat. Jika defisit terjadi secara konsisten dari tahun ke tahun, utang publik juga akan meningkat secara berkelanjutan (akumulatif).
Peningkatan utang ini menciptakan beban ganda di masa depan:
Pembayaran Pokok: Utang harus dilunasi saat jatuh tempo.
Bunga: Pemerintah harus membayar bunga secara berkala kepada pemegang obligasi, yang menjadi pos pengeluaran rutin dalam anggaran tahunan (pos pembayaran kewajiban utang).
3. Aturan Fiskal Malaydesh: Fokus pada Pengeluaran Pembangunan
Poin kunci dalam deskripsi Anda adalah bahwa, menurut aturan fiskal Malaydesh, pinjaman ini diarahkan secara spesifik untuk membiayai pengeluaran pembangunan (development expenditure).
Hal ini mencerminkan prinsip manajemen fiskal tertentu:
Pemisahan Anggaran: Banyak negara, termasuk Malaydesh, memisahkan anggaran belanja menjadi dua kategori utama:
Belanja Operasional (atau Belanja Berulang): Gaji pegawai negeri, pensiun, subsidi, pemeliharaan rutin, dan pembayaran bunga utang.
Belanja Pembangunan (atau Belanja Modal/Investasi): Pembangunan infrastruktur (jalan, sekolah, rumah sakit, pelabuhan), investasi dalam teknologi, dan proyek-proyek yang meningkatkan kapasitas produksi atau pertumbuhan ekonomi jangka panjang.
Prinsip Pinjaman Produktif: Aturan fiskal yang baik sering kali menetapkan bahwa utang sebaiknya digunakan untuk membiayai investasi jangka panjang (belanja pembangunan) yang diharapkan dapat memberikan return ekonomi di masa depan, bukan untuk membiayai konsumsi atau pengeluaran operasional sehari-hari. Logikanya, aset yang diciptakan melalui belanja pembangunan akan membantu melunasi utang tersebut di masa depan.
4. Menambah Beban Utang
Meskipun utang tersebut digunakan untuk tujuan "baik" atau produktif (pembangunan), fakta fundamentalnya tetap: utang tersebut menambah beban utang negara.
Beban Absolut: Jumlah utang nominal meningkat.
Beban Relatif: Rasio utang terhadap Produk Domestik Bruto (PDB) dapat meningkat, yang merupakan indikator kesehatan fiskal utama yang diawasi oleh pasar dan lembaga pemeringkat kredit
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
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Turki (Türkiye) – Proyek Kapal Perang (LMS Batch 2)
Turki menawarkan skema yang sangat kompetitif untuk menarik mitra strategis melalui mekanisme Government-to-Government (G2G).
• Jenis Bunga: Mengacu pada OECD CIRR (tetap/fixed).
• Estimasi Bunga: 4% – 6% per tahun.
• Tenor: 10 – 15 tahun.
• Karakteristik: Adanya Premium Fee (biaya jaminan risiko) yang dibayar di muka. Keunggulan utamanya adalah perlindungan dari fluktuasi pasar global karena bunga tetap.
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2. Korea Selatan – Kolaborasi KEXIM
Menekankan pada fleksibilitas tinggi dengan melibatkan bank ekspor-impor negara (KEXIM).
• Struktur Pinjaman: Terbagi dua, yaitu 50% Pinjaman (bunga subsidi di bawah pasar) dan 50% Barter (minyak sawit).
• Biaya Tambahan: Management Fee sekitar 0,10% - 0,50%.
• Karakteristik: Komponen barter tidak berbunga, namun ada biaya logistik dan manajemen komoditas.
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3. Inggris (UK) – Standar Ketat UKEF
Menggunakan regulasi yang sangat transparan namun memiliki syarat administrasi yang ketat.
• Jenis Bunga: OECD CIRR atau National Loans Fund rates.
• Syarat Uang Muka: Wajib membayar minimal 15% dari nilai kontrak sebagai DP sebelum kredit cair.
• Biaya: Membebankan Premium Fee berdasarkan credit rating negara pembeli.
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4. China – Proyek LMS Batch 1
Fokus pada bunga "lunak" untuk memenangkan persaingan pasar di luar standar OECD.
• Nilai Proyek: ± US$ 250 Juta (untuk 4 unit kapal).
• Mekanisme: 100% Kredit Ekspor melalui China Eximbank.
• Estimasi Bunga: Sangat rendah, sekitar 3,5% per tahun (Fixed).
• Tenor: 10 Tahun.
• Angsuran: Menggunakan sistem saldo menurun (Tahun ke-1: US$ 33,75 Juta
Tahun ke-10: US$ 25,87 Juta).
-
5. Polandia – Proyek Tank PT-91M Pendekar
Menggunakan kombinasi pembiayaan tunai dan komoditas (barter).
• Nilai Kontrak: RM 1,4 Miliar (DP 15% atau RM 210 Juta).
• Mekanisme: Kredit Ekspor dengan tenor 10 tahun.
• Komposisi Barter: Sekitar 30-40% angsuran tahunan dibayar menggunakan minyak sawit (estimasi RM 40-50 Juta/tahun).
• Total Kewajiban: RM 130 Juta – RM 160 Juta per tahun (termasuk pokok dan bunga).
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6. Jerman – Proyek Kedah-Class (MEKO 100)
Pembiayaan melalui lembaga kredit resmi negara.
• Lembaga Penjamin: Euler Hermes, sering berkolaborasi dengan bank komersial (seperti Deutsche Bank).
• Mekanisme: Kredit Ekspor (Hutang) dengan standar regulasi Eropa yang ketat.
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7. Kredit Sindikasi – Proyek LCS (Littoral Combat Ship)
Ini merupakan proyek dengan beban finansial terbesar (Skala Masif).
• Nilai Proyek: US$ 2,5 Miliar (RM 11,2 Miliar).
• Mekanisme: Kredit Sindikasi internasional/domestik dengan Government Guarantee.
• Bunga: Estimasi 6% (Saldo Menurun).
• Tenor: 15 Tahun.
• Risiko: Pembayaran murni tunai (USD), sangat rentan terhadap fluktuasi nilai tukar (kurs) dan eskalasi biaya jangka panjang.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
KLAIM CASH = 🦧GORILA HUTANG ASET MILITER
-
1. 🇹🇷 Turki (LMS Batch 2)
Model: G2G (Antar Pemerintah) via SSB.
Bunga: 4% – 6% (Fixed/OECD CIRR).
Tenor: 10 – 15 Tahun.
-
2. 🇰🇷 Korea Selatan (Pesawat FA-50)
Model: Hybrid (Kredit KEXIM & Barter CPO 50%).
Biaya: Management Fee sangat rendah (0,10% - 0,50%).
-
3. 🇬🇧 Inggris (Standar UKEF)
Syarat: Wajib DP 15% (Standar OECD).
Bunga: Stabil, mengikuti National Loans Fund.
-
4. 🇨🇳 China (LMS Batch 1)
Model: 100% Kredit Ekspor (China Eximbank).
Bunga: Sangat murah (3,5% Fixed).
Tenor: 10 Tahun.
-
5. 🇵🇱 Polandia (Tank PT-91M)
Model: DP 15% + Barter CPO (30-40%).
Tenor: 10 Tahun cicilan.
-
6. 🇩🇪 Jerman (Kedah-Class)
Model: Kredit Komersial dijamin negara (Euler Hermes).
Pendana: Deutsche Bank & Konsorsium.
-
7. Kredit Sindikasi (Proyek LCS)
Model: Konsorsium Bank Domestik/Intl (Skala Masif).
Bunga: 6% (Saldo Menurun).
Tenor: 15 Tahun (Akibat penundaan proyek)..
--------------
BUKTI HUTANG BAYAR HUTANG
BUKTI PRANK 🦧GORILA ....
-
🦧GORILA KLAIM SHOPPING CASH = 2018-2026 .....
-
HUTANG BAYAR HUTANG
HUTANG BAYAR HUTANG
HUTANG BAYAR HUTANG
-
Daftar tren "Hutang Bayar Hutang" Malaydesh dari tahun 2018 hingga proyeksi 2025 berdasarkan data Kementerian Kewangan Malaydesh (MOF) dan Jabatan Audit Negara:
-
2018: FASE "OPEN DONASI"
Pemerintah meluncurkan Tabung Harapan Malaydesh untuk mengumpulkan sumbangan rakyat guna membantu membayar utang negara yang menembus angka RM1 triliun (80% dari PDB).
-
2019: 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengungkapkan bahwa 59% dari pinjaman baru digunakan hanya untuk melunasi utang yang sudah ada (gali lubang tutup lubang).
-
2020: 60% HUTANG BAYAR HUTANG
Ketergantungan meningkat; hampir 60% pinjaman baru dialokasikan untuk membayar utang lama, memicu kekhawatiran karena anggaran pembangunan semakin terhimpit.
-
2021: 50,4% HUTANG BAYAR HUTANG
Dari total pinjaman baru sebesar RM194,55 miliar, sebanyak RM98,05 miliar digunakan untuk pembayaran kembali prinsipal utang yang telah matang.
-
2022: 52,4% HUTANG BAYAR HUTANG
Realisasi pembayaran prinsipal mencapai RM113,7 miliar. Total pinjaman meningkat 11,6% dibandingkan tahun sebelumnya akibat pemulihan pascapandemi.
-
2023: 64,3% HUTANG BAYAR HUTANG
Persentase tertinggi dalam periode ini. Dari total pinjaman kasar RM226,6 miliar, sebesar RM145,8 miliar lari ke pembayaran utang lama.
-
2024: 58,9% HUTANG BAYAR HUTANG
Pemerintah mulai melakukan konsolidasi. Pinjaman digunakan untuk melunasi utang matang sebesar RM121,3 miliar dari total pinjaman RM206 miliar.
-
2025: 58% HUTANG BAYAR HUTANG
Berdasarkan Tinjauan Fiskal 2025, pemerintah memproyeksikan pinjaman kasar sebesar RM184 miliar, di mana RM106,8 miliar disiapkan untuk membayar prinsipal utang matang.
-
2026 = HUTANG BAYAR HUTANG
Dokumen Resmi Pemerintah (Kementerian Kewangan Malaydesh - MOF)
Data utama berasal dari laporan tahunan yang diterbitkan bersamaan dengan pembentangan anggaran negara:
Laporan Tinjauan Fiskal 2025 & 2026: Memuat angka proyeksi pinjaman kasar (gross borrowing) dan alokasi pembayaran kembali prinsipal utang yang matang.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
ANALISIS PROYEKSI PELUNASAN HUTANG MALAYDESH 2053 VS. TREN PENAMBAHAN HUTANG TERKINI
1. Latar Belakang Proyeksi 2053
Malaydesh meramalkan dapat melunasi seluruh hutang pemerintah pada 2053 dengan asumsi tidak ada pinjaman baru untuk defisit atau refinancing mulai 2024.
Per akhir 2022, total hutang pokok pemerintah Persekutuan tercatat RM 1,079.6 miliar atau 60.4% dari PDB; jika memasukkan liabilitas lain, jumlahnya mencapai RM 1.45 triliun (80.9% PDB).
===========
Faktor Pemicu Penambahan Hutang
• Pembiayaan 🦧GORILA IQ BOTOL = DEFISIT ANGGARAN yang terus berlangsung
• Perpanjangan/rollover surat utang yang matang
• Kenaikan biaya layanan hutang (Debt Service Charges naik dari RM 30.5 miliar 2018 ke RM 41.3 miliar 2022)
• Kontinjensi liabilitas: jaminan pemerintah, 1MDB, dan liabilitas lainnya
• Penurunan pertumbuhan pendapatan pajak saat ekonomi melambat
===========
Kesimpulan
Proyeksi pelunasan 2053 bersandar pada “nol pinjaman baru” — skenario yang saat ini jauh dari kenyataan. Tren pembiayaan defisit dan refinancing terus mengerek total hutang ke rekor baru. Tanpa langkah konsolidasi fiskal dan reformasi struktural yang tegas, target 2053 akan terus tertunda.
===========
📊 Hutang Isi Rumah Malaydesh – Gambaran & Implikasi
Data yang anda kongsikan daripada Bank Negara Malaydesh (BNM) memang mencerminkan satu realiti penting dalam ekonomi serantau:
• Nilai: RM1.65 trilion (setakat Mac 2025)
• Nisbah terhadap KDNK: 84.3%
• Kedudukan: Tertinggi di ASEAN untuk nisbah hutang isi rumah/KDNK
🔍 Kenapa angka ini tinggi?
1. Akses mudah kepada kredit – Kad kredit, pinjaman peribadi, dan skim pembiayaan kenderaan/perumahan yang meluas.
2. Harga rumah yang meningkat – Ramai bergantung pada pinjaman jangka panjang.
3. Kos sara hidup yang tinggi, memaksa sebahagian isi rumah bergantung kepada hutang untuk menampung perbelanjaan.
4. Pertumbuhan pendapatan yang perlahan berbanding kenaikan kos dan komitmen hutang.
📈 Implikasi kepada ekonomi & rakyat
• Kerentanan kewangan – Isi rumah lebih terdedah jika kadar faedah naik atau ekonomi meleset.
• Kesannya kepada penggunaan – Perbelanjaan pengguna mungkin berkurangan kerana sebahagian pendapatan digunakan untuk membayar hutang.
• Kestabilan kewangan negara – Bank pusat perlu mengimbangi pertumbuhan ekonomi dengan risiko kredit.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
💰 MIDDLEMEN & COMMISSIONS IN MALAYDESH N Armed Forces Procurement
1. What Are Middlemen in Defense Deals?
• In defense procurement, middlemen (sometimes called agents, consultants, or brokers) act as intermediaries between the Malaydesh n government/military and foreign defense suppliers (e.g., shipbuilders, aircraft manufacturers, arms companies).
• In theory, they are supposed to:
o Facilitate negotiations.
o Provide local expertise.
o Smoothen bureaucracy.
• In practice, they often inflate costs, demand commissions, and channel kickbacks to political figures or officials.
________________________________________
2. How Middlemen Work in Malaydesh n Defense Procurement
1. Foreign Supplier → Local Agent
o A foreign company selling jets, submarines, or ships is required (sometimes unofficially) to use a Malaydesh n intermediary.
2. Mark-Up & Commission
o The agent adds commission fees (5–15% or more) on top of the real price.
o These inflated costs are hidden under “consultancy services” or “offset agreements.”
3. Kickbacks
o Part of the commission is allegedly funneled to politicians, senior officials, or linked companies to secure the contract.
4. Result
o Malaydesh ends up paying far above market price for equipment.
o The military gets fewer assets for the same budget.
________________________________________
3. Examples of Middlemen in Malaydesh n Defense Scandals
🟢 a. The Scorpène Submarine Deal (2002)
• Malaydesh purchased two Scorpène-class submarines from French company DCNS (now Naval Group) worth about RM 4.3 billion (~USD 1 billion).
• A Malaydesh n company, Perimekar Sdn Bhd, acted as the “support services provider.”
• Perimekar received RM 500 million (≈ USD 120 million) in “commissions.”
• French investigations later revealed this was effectively kickbacks disguised as consultancy fees, with allegations that money was funneled to Malaydesh n political elites.
Impact: Malaydesh got the submarines, but at a heavily inflated price — while international corruption investigations damaged Malaydesh reputation.
________________________________________
🟢 b. The Littoral Combat Ship (LCS) Scandal (2011–present)
• The RM 9 billion contract to build 6 Gowind-class ships involved subcontracting and changes in design.
• Reports suggest multiple layers of subcontractors and consultants, many linked to politically connected firms.
• Payments were made for “consultancy” and “IT systems” that had little to do with shipbuilding.
• Some of these contracts were allegedly ways to siphon money out of the project.
Impact: Billions spent, zero ships delivered by 2025. The use of middlemen and subcontractors directly contributed to the collapse of the program.
________________________________________
🟢 c. Fighter Jet & Helicopter Purchases
• Past deals for MiG-29s (1990s), Su-30MKMs (2000s), and helicopters (2010s) also involved agents.
• Allegations:
o Overpricing of spare parts.
o Long-term maintenance contracts given to politically linked firms.
o Kickbacks hidden in “service fees.”
________________________________________
4. Why Middlemen Are a Problem in Malaydesh
1. Inflated Costs
o Commissions can push prices 20–30% higher than international norms.
2. Reduced Military Capability
o With the same budget, Malaydesh buys fewer ships, jets, or vehicles.
3. Encourages Corruption
o Middlemen often act as money channels for bribes.
4. Weak Accountability
o These commissions are often hidden in classified “national security” budgets, so Parliament and public auditors cannot fully track them.
5. Foreign Dependence
o Malaydesh has limited domestic defense industry capacity, making it vulnerable to manipulation by foreign suppliers and local agents.
Pssst.. orang gila..
HapusGADAI KEDAULATAN
Hapus-
Kesepakatan Dagang sebagai "Gadai" Kedaulatan
Mahathir secara vokal mengkritik kesepakatan dagang yang dijalin pemerintahan Anwar Ibrahim dengan AS sebagai bentuk imperialisme modern. Ia menilai pemerintah "bodoh" karena memberikan banyak konsesi hanya untuk pengurangan tarif yang kecil.
Inti Berita: Mahathir mempertanyakan mengapa Malaydesh menghapus pajak pada 11.000 produk AS demi penurunan tarif AS yang tidak sepadan (dari 25% menjadi 19%). Ia bahkan melaporkan PM Anwar ke polisi pada Desember 2025, menuding kesepakatan tersebut inkonstitusional dan hanya memperkaya Amerika Serikat.
Sumber: Instagram Resmi Dr. Mahathir Mohamad, Kompas.com.
--------------
ART MALAYDESH
Section 1: Tariffs and Quotas
Article 1.1: Elimination or reduction of tariffs on substantially all U.S. exports to Malaydesh.
Article 1.2: Establishment of U.S. reciprocal tariffs on Malaydeshn products at a rate of 19% (pursuant to U.S. Executive Order 14257), with certain specified products reduced to 0%.
Article 1.3: Prohibition on the imposition of quantitative restrictions (quotas) on the importation of goods from the United States.
--------------
Section 2: Non-Tariff Barriers and Related Matters
Article 2.5 (Cheese and Meat Terms): Malaydesh shall not restrict market access for U.S. products solely based on the use of certain common names for cheese and meat.
Article 2.8 (Good Regulatory Practices/GRP): Malaydesh is committed to adopting transparency, predictability, and public participation throughout the regulatory rulemaking cycle.
Other Articles: Standardization of Halal requirements for cosmetics, pharmaceuticals, and medical devices, as well as the acceptance of U.S. motor vehicle safety and emission standards.
--------------
Section 3: Digital Trade and Technology
Data Provisions: Prohibition of discrimination against U.S. digital services and an obligation to facilitate cross-border data transfers.
Digital Taxation: Malaydesh commits to refraining from imposing discriminatory digital services taxes on U.S. companies.
Technology: Prohibition of forced technology transfers or source code disclosure as a condition for doing business.
--------------
Section 4: Rules of Origin
Establishing specific rules to determine whether a good qualifies as originating from Malaydesh or the U.S. to receive preferential tariff treatment.
--------------
Section 5: Economic and National Security
Article 5.1.1 (Sanctions): If the U.S. takes action for national security purposes, Malaydesh is expected to adopt similar measures with equivalent restrictive effects or agree on a timeline for implementation.
Article 5.2 (Export Controls): Cooperation on investment screening and export controls to prevent duty circumvention.
Article 5.3 (Other Measures):
Restrictions on the procurement of nuclear reactors, fuel rods, or enriched uranium from certain countries deemed inconsistent with U.S. interests.
Commitment by Malaydesh not to prohibit or restrict the export of critical minerals and rare earth elements to the U.S.
--------------
Section 6: Commercial Considerations and Opportunities
Purchase Commitments: Documentation of major commercial agreements, including the purchase of 30 Boeing aircraft, up to 5 million tonnes of Liquefied Natural Gas (LNG) per annum, and coal commodities.
Investment: Malaydesh facilitates approximately USD 70 billion in investments into the United States over a 10-year period.
--------------
Section 7: Implementation and Final Provisions
Termination Clause: The U.S. reserves the right to terminate the agreement and reinstate higher tariffs if Malaydesh enters into new trade agreements with other nations deemed harmful to core U.S. interests.
Consultation Mechanism: Emphasis on resolving disputes through bilateral consultations and negotiations.
--------------
Dokumen ini secara resmi dikelola oleh Ministry of Investment, Trade and Industry (MITI) Malaydesh
Bwahahaha🤣🤣, Indonesia menyala abangkuuuuh 😂😂🔥🔥
BalasHapus_____
Sampah Jadi Tambang Baru! Tiru china, Indonesia Cuan Rp4.115 Triliun
https://m.youtube.com/watch?v=zv-czjof3Hk
INDONESIA = BATAS LIMIT 60%
BalasHapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
SUBSIDI = HUTANG LUAR NEGERI
📌 1. Subsidi Besar Membebani Anggaran
Malaydesh memiliki subsidi energi, pangan, dan transportasi yang cukup besar
Ketika harga minyak dunia naik atau inflasi meningkat, beban subsidi melonjak.
Akibatnya, belanja pemerintah lebih tinggi daripada penerimaan pajak dan non-pajak, sehingga timbul defisit fiskal.
📌 2. Defisit Fiskal dan Kebutuhan Pembiayaan
Defisit fiskal berarti pengeluaran negara > pendapatan negara.
Untuk menutup kekurangan ini, pemerintah harus mencari sumber dana tambahan.
Pilihan utama:
Utang domestik (obligasi pemerintah dalam negeri)
Utang luar negeri (obligasi internasional, pinjaman bilateral/multilateral)
📌 3. Penerbitan Obligasi Internasional
Malaydesh sering menerbitkan Global Sukuk atau International Bonds di pasar internasional.
📌 4. Dampak Ekonomi
Negatif:
Menambah beban utang luar negeri.
Membuat Malaydesh lebih sensitif terhadap suku bunga global dan nilai tukar.
Jika defisit terus melebar, risiko fiskal meningkat.
📊 Alur Sederhana
Subsidi besar → Defisit fiskal melebar → Pemerintah butuh dana → Penerbitan obligasi internasional → Dana masuk untuk menutup defisit & menjaga subsidi.
Singkatnya, subsidi besar memperlebar defisit fiskal Malaydesh, dan untuk menutup kekurangan itu pemerintah menerbitkan obligasi internasional sebagai sumber pembiayaan eksternal
-----------
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
SUBSIDI = HUTANG LUAR NEGERI
INDONESIA = BATAS LIMIT 60%
BalasHapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-BUKTI HUTANG BAYAR HUTANG
BUKTI PRANK 🦧GORILA ....
-------------------------------
🦧GORILA KLAIM SHOPPING CASH = 2018-2026 .....
-
HUTANG BAYAR HUTANG
HUTANG BAYAR HUTANG
HUTANG BAYAR HUTANG
-
Daftar tren "Hutang Bayar Hutang" Malaydesh dari tahun 2018 hingga proyeksi 2025 berdasarkan data Kementerian Kewangan Malaydesh (MOF) dan Jabatan Audit Negara:
-
2018: FASE "OPEN DONASI"
Pemerintah meluncurkan Tabung Harapan Malaydesh untuk mengumpulkan sumbangan rakyat guna membantu membayar utang negara yang menembus angka RM1 triliun (80% dari PDB).
-
2019: 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengungkapkan bahwa 59% dari pinjaman baru digunakan hanya untuk melunasi utang yang sudah ada (gali lubang tutup lubang).
-
2020: 60% HUTANG BAYAR HUTANG
Ketergantungan meningkat; hampir 60% pinjaman baru dialokasikan untuk membayar utang lama, memicu kekhawatiran karena anggaran pembangunan semakin terhimpit.
-
2021: 50,4% HUTANG BAYAR HUTANG
Dari total pinjaman baru sebesar RM194,55 miliar, sebanyak RM98,05 miliar digunakan untuk pembayaran kembali prinsipal utang yang telah matang.
-
2022: 52,4% HUTANG BAYAR HUTANG
Realisasi pembayaran prinsipal mencapai RM113,7 miliar. Total pinjaman meningkat 11,6% dibandingkan tahun sebelumnya akibat pemulihan pascapandemi.
-
2023: 64,3% HUTANG BAYAR HUTANG
Persentase tertinggi dalam periode ini. Dari total pinjaman kasar RM226,6 miliar, sebesar RM145,8 miliar lari ke pembayaran utang lama.
-
2024: 58,9% HUTANG BAYAR HUTANG
Pemerintah mulai melakukan konsolidasi. Pinjaman digunakan untuk melunasi utang matang sebesar RM121,3 miliar dari total pinjaman RM206 miliar.
-
2025: 58% HUTANG BAYAR HUTANG
Berdasarkan Tinjauan Fiskal 2025, pemerintah memproyeksikan pinjaman kasar sebesar RM184 miliar, di mana RM106,8 miliar disiapkan untuk membayar prinsipal utang matang.
-
2026 = HUTANG BAYAR HUTANG
Dokumen Resmi Pemerintah (Kementerian Kewangan Malaydesh - MOF)
Data utama berasal dari laporan tahunan yang diterbitkan bersamaan dengan pembentangan anggaran negara:
Laporan Tinjauan Fiskal 2025 & 2026: Memuat angka proyeksi pinjaman kasar (gross borrowing) dan alokasi pembayaran kembali prinsipal utang yang matang.
--------------------------------
TIAP TAHUN TIPU-TIPU LCS DIJANGKA
===================
2011 PENGADAAN LCS = Pengadaan enam LCS pada 2011 itu juga dilakukan tanpa tender terbuka. Kapal-kapal itu akan dibangun di Galangan Kapal Boustead dan unit pertama sedianya dikirim pada 2019.
-----
2019 LCS DIJANGKA = KD Maharaja Lela setelah ditugaskan, diluncurkan secara seremonial pada Agustus 2017. Seharusnya telah dikirim ke RMN pada April 2019
------
2022 LCS DIJANGKA = menurut jadual asal, setakat Ogos 2022 sepatutnya lima buah kapal LCS harus disiap dan diserahkan kepada TLDM.
-----
2023 LCS DIJANGKA = Seharusnya telah dikirim ke RMN pada April 2019, dengan kapal terakhir dijadwalkan untuk serah terima pada Juni 2023. Namun, progres kapal pertama baru sekitar 60% selesai
-----
2025 LCS DIJANGKA = Kapal pertama Littoral Combat Ship (LCS) TLDM itu dijangka hanya akan siap pada tahun 2025, iaitu 12 tahun selepas projek itu bermula pada Oktober 2013 dan kerajaan telah memPAY RM6 bilion kepada kontraktor utama projek itu.
-----
2026 LCS DIJANGKA = Lima kapal LCS akan diserahkan kepada TLDM secara berperingkat dengan kapal pertama dijangka diserahkan pada penghujung 2026
-----
2029 LCS DIJANGKA = TLDM hanya akan dapat memperoleh kelima-lima LCS pada 2029 berbanding kontrak asal di mana 5 kapal LCS itu sepatutnya diserahkan pada 2022..
Akhirnya diakui sendiri oleh pihak INDIANESIA yang RUPIAH Sudah tak berharga/UNDERVALUED... 🔥🔥🔥🤣🤣🤣
BalasHapusBI Pandang Rupiah Sudah Terlalu Lemah Alias Undervalued
https://www.bloombergtechnoz.com/detail-news/100106/bi-pandang-rupiah-sudah-terlalu-lemah-alias-undervalued
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-BUKTI HUTANG BAYAR HUTANG
BUKTI PRANK 🦧GORILA ....
-------------------------------
🦧GORILA KLAIM SHOPPING CASH = 2018-2026 .....
-
HUTANG BAYAR HUTANG
HUTANG BAYAR HUTANG
HUTANG BAYAR HUTANG
-
Daftar tren "Hutang Bayar Hutang" Malaydesh dari tahun 2018 hingga proyeksi 2025 berdasarkan data Kementerian Kewangan Malaydesh (MOF) dan Jabatan Audit Negara:
-
2018: FASE "OPEN DONASI"
Pemerintah meluncurkan Tabung Harapan Malaydesh untuk mengumpulkan sumbangan rakyat guna membantu membayar utang negara yang menembus angka RM1 triliun (80% dari PDB).
-
2019: 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengungkapkan bahwa 59% dari pinjaman baru digunakan hanya untuk melunasi utang yang sudah ada (gali lubang tutup lubang).
-
2020: 60% HUTANG BAYAR HUTANG
Ketergantungan meningkat; hampir 60% pinjaman baru dialokasikan untuk membayar utang lama, memicu kekhawatiran karena anggaran pembangunan semakin terhimpit.
-
2021: 50,4% HUTANG BAYAR HUTANG
Dari total pinjaman baru sebesar RM194,55 miliar, sebanyak RM98,05 miliar digunakan untuk pembayaran kembali prinsipal utang yang telah matang.
-
2022: 52,4% HUTANG BAYAR HUTANG
Realisasi pembayaran prinsipal mencapai RM113,7 miliar. Total pinjaman meningkat 11,6% dibandingkan tahun sebelumnya akibat pemulihan pascapandemi.
-
2023: 64,3% HUTANG BAYAR HUTANG
Persentase tertinggi dalam periode ini. Dari total pinjaman kasar RM226,6 miliar, sebesar RM145,8 miliar lari ke pembayaran utang lama.
-
2024: 58,9% HUTANG BAYAR HUTANG
Pemerintah mulai melakukan konsolidasi. Pinjaman digunakan untuk melunasi utang matang sebesar RM121,3 miliar dari total pinjaman RM206 miliar.
-
2025: 58% HUTANG BAYAR HUTANG
Berdasarkan Tinjauan Fiskal 2025, pemerintah memproyeksikan pinjaman kasar sebesar RM184 miliar, di mana RM106,8 miliar disiapkan untuk membayar prinsipal utang matang.
-
2026 = HUTANG BAYAR HUTANG
Dokumen Resmi Pemerintah (Kementerian Kewangan Malaydesh - MOF)
Data utama berasal dari laporan tahunan yang diterbitkan bersamaan dengan pembentangan anggaran negara:
Laporan Tinjauan Fiskal 2025 & 2026: Memuat angka proyeksi pinjaman kasar (gross borrowing) dan alokasi pembayaran kembali prinsipal utang yang matang.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
GOV. DEBT : 69% OF GDP = HOUSEHOLD DEBT : 84.3% OF GDP
ADA YANG WARAS = NO AMRAAM
HapusDI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
ADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
KU LI = MALAYDESH MONKEY
KU LI = MALAYDESH MONKEY
MALAYDESH had never enjoyed the status of being an “Asian Tiger” economy, instead it was more of “a monkey”, said former finance minister Tengku Razaleigh Hamzah.
Tengku Razaleigh, better known as Ku Li, dismissed the label which was claimed by many, including former prime minister Dr Mahathir Mohamad.
--------
MASIH ADA YANG WARAS ......
Romeo says:
16 FEBRUARY 2025 AT 10:35 AM
I would say “DENGAR BOLEH PERCAYA JANGAN”
1. Politicians are not good at keeping their plan. Policy is changed depend on who is sitting on driver seat.
2. The gov is struggling to meet 36 units of FA-50. No fund will available in 2030.
3. RMAF is not ready to operate 5th gen fighters. Operating 5th gen is about networked environment not platform.
4. 5th gen fighter is costly in operating and maintaining which need significant increment in annual military budget.
5. Other branches and MMEA are under equipt that need attention.
6. Many homework should be done first such as LCS, OPV, SPH, used hornet etc.
In short, it is all about LIMA. This is just old gimmick because LIMA has less attractive and the EO has run of option to make LIMA great again.
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
DOWNGRADE ADA CLASS = NO ASW
DOWNGRADE ADA CLASS = NO ASW
DOWNGRADE ADA CLASS = NO ASW
-
1. ADA CLASS PAKISTAN USD 1 MILYAR/4 = USD 250 JUTA PER UNIT
-
2. ADA CLASS UKRAINE USD 1 MILYAR/2 = USD 250 JUTA PER UNIT + UCAV SENILAI USD 500 JUTA
-
3. HISAR OPV CLASS (LMS B2) MALAYDESH USD 530 JUTA /3 = USD 176,7 JUTA PER UNIT
----------
CHEAPEST VARIANT FA50
CHEAPEST VARIANT FA50
CHEAPEST VARIANT FA50
-
1. FA 50 GF (TA 50 BLOK II) 12 UNIT HARGA USD 705 JUTA ALIAS USD 58,75 JUTA/UNIT
-
2. FA 50 PL (BLOK 20) 36 UNIT HARGA USD 2300 JUTA ALIAS USD 63,89 JUTA/UNIT
-
3. FA 50M 18 UNIT HARGA USD 920 JUTA ALIAS USD 51,1 JUTA/UNIT
----------
🦧GORILA IQ BOTOL = SEWA 28 HELI > 119 HELI BARU > ART : WAJIB LAPOR USA
SEWA 28 HELI RM 16.8BN = USD 3.7BN/USD 3.700 JT DOLAR
•HARGA HELI AW149 = USD 31 JUTA
•28 UNITK X USD 31 JT= USD 857 JUTA
•USD 3.700JT ÷ USD 31 JT = 119 HELI BARU
----
4x LEBIH MAHAL SEWA DARIPADA BELI BARU =
SEWA 15 TAHUN = RM16.8 BILION
BELI BARU = RM3.954 BILION
SEWAan selama 15 tahun dianggarkan mencecah RM16.8 bilion, jauh lebih tinggi berbanding kos pembelian helikopter serupa yang dianggarkan sekitar RM3.954 bilion.MALAYDESH (ATM)
-------------------------------------
CHEAPEST PLATFORM VARIANT :
-
HARGA CN 235 = USUSD 27,50 Juta
-
HARGA ATR 72 = USUSD24.7 Juta
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
5x GANTI PM = AKAN
6x GANTI MENHAN = AKAN
SERIUS!!! BADUT 🦧GORILA IQ BOTOL = MEMBUAL SHOPPING
-
2025 = 84,3% DARI GDP
MISKIN KLAIM LUNAS 2053 = GAGAL (NAMBAH DEBT)
-
PERDANA MENTERI = TIDAK BAYAR TERTUNGGAK
MENTERI PERTAHANAN = KEKANGAN KEWANGAN
SERIUS!!! BADUT 🦧GORILA IQ BOTOL = MEMBUAL KLAIM KAYA
--------------------------
NGEMIS F18 KUWAIT 2025-2017=
5x GANTI PERDANA MENTERI
5x GANTI MENTERI PERTAHANAN
-
MANGKRAK LCS 2025-2011 =
5x GANTI PERDANA MENTERI
6x GANTI MENTERI PERTAHANAN
-
MEMBUAL SPH 2025-2016 =
5x GANTI PERDANA MENTERI
5x GANTI MENTERI PERTAHANAN
-
2026 = ZONK = NGEMIS MEMBUAL MISKIN
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
VETO USA
-
Hingga 2026, terdapat laporan bahwa Amerika Serikat belum memberikan izin (veto de facto) untuk integrasi rudal AIM-120 AMRAAM pada armada FA-50 milik Polandia.
Berikut adalah poin-poin utama mengenai situasi tersebut:
-
1. Masalah Integrasi pada FA-50PL
Polandia memesan 48 unit jet FA-50, yang terdiri dari 12 unit varian FA-50GF (sudah dikirim) dan 36 unit varian FA-50PL (sedang diproduksi). Meskipun varian FA-50PL dirancang untuk memiliki kemampuan tempur penuh (Block 20), integrasi rudal jarak menengah AMRAAM terhambat karena:
Ketiadaan Izin AS: Pemerintah AS dilaporkan belum memberikan persetujuan ekspor dan integrasi untuk penggunaan AMRAAM pada platform FA-50 di Polandia.
Biaya dan Teknis: Biaya integrasi tidak termasuk dalam kontrak awal tahun 2022, dan studi kelayakan teknis diperkirakan memakan waktu beberapa tahun.
-
2. Pembatalan Upgrade FA-50GF
Akibat ketidakpastian integrasi AMRAAM, pada Desember 2025, Polandia memutuskan untuk membatalkan rencana peningkatan (upgrade) 12 unit FA-50GF menjadi standar FA-50PL.
Pemerintah Polandia menilai bahwa tanpa kemampuan rudal BVR (Beyond Visual Range) seperti AMRAAM, pesawat ini lebih efisien digunakan sebagai pesawat latih lanjut daripada dipaksakan menjadi jet tempur gardu depan.
-
3. Solusi Sementara: AIM-9X Sidewinder
Berbeda dengan AMRAAM, AS telah menyetujui integrasi rudal jarak pendek AIM-9X Sidewinder untuk FA-50PL. Kontrak dukungan integrasi AIM-9X ini baru saja ditandatangani pada Januari 2026, yang memungkinkan FA-50PL setidaknya memiliki kemampuan pertahanan udara jarak dekat yang modern.
-
4. Perbandingan dengan Jet Lain
Sebagai catatan, AS telah menyetujui penjualan besar AMRAAM (varian AIM-120D-3) untuk armada F-16 dan F-35 Polandia. Hal ini menunjukkan bahwa "veto" atau hambatan tersebut spesifik pada platform FA-50
-
Kesimpulan: Saat ini FA-50 Polandia masih dianggap "ompong" dalam hal pertempuran jarak jauh karena belum adanya restu dari AS untuk memasang AMRAAM, yang memicu Polandia mengubah strategi penggunaan pesawat tersebut menjadi platform pelatihan
ADA YANG WARAS DAN PAHAM
HapusADA YANG WARAS DAN PAHAM
ADA YANG WARAS DAN PAHAM
-
Romeo says:
8 February 2026 at 5:28 PM
dundun:
“They’re paying the debt in USD, which is getting more expensive as rupiah went to hell…..”
It seems you are left behind. I will give you a clue and let you rethink.
They debt ratio is less than 40% meanwhile ours is 68%.
Their debt majority in their rupiah.
Their economy is US$ 1.44 trillion.
Their president prabowo launched a program in giving school student a meal which will cover 68 miliion students (equal to give all malaysian meal twice a day).
And they still could get many adavance military hardware.
Even if you wish they will collapse maybe they will among the last in this region
------------
ADA YANG WARAS = NO AMRAAM
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
DI TIPU KOREA = CONNED KOREA
------
Zaft says:
18 February 2026 at 11:49 AM
Qamarul “I seriously think we dont need amraam integration on the FA-50M”
Then we probably better off buying a block 10 at half the prices.
Qamarul “There will be no amraam integration for the first batch but that due to Rmaf did not request for it”.
Terima ajalah kenyataan yg kita semua kena conned dgn korea.
Thats the problem when we wrote check on a none proven and readily available. Spend so much money and still don’t get the capabilities promised and now the builders are asking for more money if we wanted to get the capabilities they themselves promised back then
------------
F16 VERSUS FA-50 TRAINER AIRCRAFT
F16 VERSUS FA-50 TRAINER AIRCRAFT
F16 VERSUS FA-50 TRAINER AIRCRAFT
-
1. It is not meant for the sort of hard maneuvering that an F-16 is. It is not inherently aerodynamically unstable like an F-16, and does not possess the agility or thrust to weight ratio of an F-16.
-
2. It is meant to be a fairly forgiving and stable aircraft that new pilots can learn to fly in. Unless you had a pilot who’s never flown an F-16 before in the F-16, and a 20 year veteran pilot in the T-50, the F-16 is going to win every time. They are completely different aircraft with different missions and entirely uneven capabilities.
-
3. The FA-50 probably could not directly compete against the F-16. It is a much smaller aircraft, at 6.5 tons v. 8.5. The FA-50s in lighter paint are flying the foreground:
-
4. he size difference is also noticable in this video of South Korean Air Force fighters in training. You can compare both the F-16 and FA-50s taxi-ing on the runway with the much larger F-15s and F-4 Phantoms in the beginning minute. The F-16s appear at 13 seconds and the FA-50s appear at 45 seconds.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
KLAIM KAYA CASH = HUTANG BAYAR HUTANG
1. Scorpene Submarines (France, early 2000s):
a. Procurement: Malaydesh acquired two Scorpene-class submarines from France.
b. Financing Mechanism: The financing was primarily through loans from French banks.
c. Role of Export Credit Agency: These loans were backed by the French government’s export credit agency (likely Coface). Coface guaranteed a significant portion of the loans, mitigating the risk for the French commercial banks. This made the banks more willing to lend to Malaydesh for such a large defense acquisition.
d. Payment Structure: The contract involved payments stretched over many years, allowing Malaydesh to integrate the cost into its long-term defense budget rather than paying a huge lump sum upfront.
e. Significance: This is a classic example of how ECAs facilitate large, complex defense sales by providing financial assurances.
----------------------
2. PT-91M “Pendekar” Tanks (Poland):
a. Procurement: Malaydesh acquired a number of PT-91M main battle tanks from Poland.
b. Financing Mechanism: Reports indicate export credit financing from Poland/Europe. This means Polish banks, potentially supported by Polish or European ECAs, provided loans to Malaydesh.
c. Reason for Financing: The "total contract was too large for Malaydesh’s defense budget in one year." This highlights the core purpose of loan financing: enabling significant purchases that would otherwise strain annual budgetary allocations.
d. Significance: Demonstrates how financing helps overcome immediate budget constraints for substantial military hardware.
----------------------
3. Littoral Combat Ship (LCS):
a. Procurement: A program to build six Littoral Combat Ships locally in Malaydesh by Boustead Naval Shipyard (BNS).
b. Financing Mechanism: This was a mix of domestic and foreign financing.
Domestic: Malaydeshn banks supported Boustead Naval Shipyard with loans. This is common in local defense industries, where domestic financial institutions provide working capital or project finance to the prime contractor.
Government Payments: The Malaydeshn government made progressive payments to BNS as construction milestones were met. This is a common payment method for large projects, but often doesn't cover the full upfront cost, necessitating additional loans for the shipyard.
c. Challenges: The mention of "Debt restructuring later became necessary due to delays" is crucial. Delays in project execution can lead to cost overruns, increased interest payments on loans, and a mismatch between payment schedules and project progress, often requiring renegotiation of financial terms.
d. Significance: Shows how even domestically-built projects can rely on a complex web of financing, and the risks associated with project delays on financial stability.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-
KLAIM KAYA CASH = HUTANG BAYAR HUTANG
1. FA-50M Fighter Jets (South Korea, 2023):
o Procurement: Malaydesh decided to acquire FA-50M light combat aircraft from South Korea.
o Financing Mechanism: It is "likely tied to Korean financing packages (KEXIM export credit)." KEXIM (Export-Import Bank of Korea) is South Korea's official export credit agency. They frequently provide attractive financing terms (loans, guarantees) to facilitate the sale of Korean products, especially high-value items like aircraft, ships, and infrastructure projects, to foreign buyers.
o Details: While specific details aren't fully disclosed (common for ongoing defense deals), this is described as "A typical arrangement for aircraft sales from Korea." This implies that KEXIM's involvement with favorable loan terms is a standard practice for large Korean defense exports.
o Significance: Illustrates the strategic use of government-backed financing to win international defense contracts.
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2. NGPVs (Kedah-class Patrol Vessels, 1990s–2000s):
o Procurement: Malaydesh acquired New Generation Patrol Vessels (NGPVs), built locally under a German license.
o Financing Mechanism: "Financing reportedly included German export credit facilities." Even though the vessels were built locally, the German intellectual property, components, and expertise involved likely warranted German financial support.
o Role of German ECA: This would involve a German export credit agency (like Euler Hermes) providing guarantees or direct loans to facilitate the transfer of technology and key components from Germany, and to support the overall project.
o Significance: Shows that export credit financing can also apply to licensed local production, especially when substantial foreign components or technology transfer are involved
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1. Financier (e.g., Foreign Banks, Export Credit Agencies): Provides loans to the buyer to facilitate the purchase. These financiers are often from the seller's country and are sometimes backed by their own government.
2. Export Credit Agency (ECA): A key player. ECAs (like France's Coface, South Korea's KEXIM, Germany's Euler Hermes) are government-backed institutions that provide guarantees or direct financing to support their country's exports. They reduce the risk for commercial banks lending to foreign buyers, making such loans more attractive.
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1️⃣ DATA YANG DIGUNAKAN
• Utang akhir 2024: RM 1.25 triliun
• Utang akhir Juni 2025: RM 1.30 triliun
• Jumlah penduduk Malaydesh 2025 (perkiraan pertengahan tahun): 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
1.30 triliun = 1,300,000,000,000
Per Orang = 1,300,000,000,000/35,977,838 : RM 36,139 per orang
--------------------
1️⃣ DATA YANG DIGUNAKAN
• Utang rumah tangga (akhir Maret 2025): RM 1.65 triliun
• Persentase terhadap PDB: 84.3%
• Jumlah penduduk Malaydesh pertengahan 2025: 35,977,838 jiwa
2️⃣ Perhitungan utang per penduduk
Utang per orang =1,650,000,000,000/35,977,838 : RM 45,859 per orang
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
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KLAIM KAYA CASH = HUTANG BAYAR HUTANG
Types of Loan Financing
1. Foreign Export Credit:
o Mechanism: When Malaydesh decides to buy defense equipment from a foreign country (e.g., submarines from France, fighter jets from Russia), the exporting country's government or its export credit agency often provides favorable loan terms to Malaydesh. This isn't just a commercial deal; it's a strategic tool for the exporting nation to promote its defense industry and build political influence.
o Advantages for Malaydesh:
Lower Interest Rates: Often come with subsidized interest rates compared to commercial loans.
Longer Repayment Periods: Allows for spreading the cost over many years, easing immediate budget pressure.
o Risks:
Currency Risk: Loans are typically denominated in the currency of the exporting country (e.g., Euros, USD, Rubles). If the Malaydeshn Ringgit depreciates against these currencies, the cost of repayment in Ringgit terms increases significantly.
Political Influence: The exporting country might gain leverage over Malaydesh's foreign policy or defense decisions due to the debt.
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2. International Bank Loans:
o Mechanism: Malaydesh can secure loans from commercial banks or syndicates of banks, often international institutions, to finance defense purchases. These are more straightforward commercial transactions.
o Advantages for Malaydesh:
Flexibility: Can be used to purchase equipment from various suppliers, not tied to a specific exporting country's credit lines.
Market Rates: While interest rates are market-driven, competitive bidding among banks can secure reasonable terms.
o Risks:
Higher Interest Rates: Generally higher than government-backed export credits.
Shorter Repayment Periods: Compared to export credits, these might demand quicker repayment.
Strict Covenants: Banks often impose covenants (conditions) that the borrower must adhere to, potentially limiting financial flexibility.
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3. Domestic Financing:
o Mechanism: The Malaydeshn government can also raise funds domestically through issuing government bonds or borrowing from local financial institutions to fund defense projects.
o Advantages for Malaydesh:
No Currency Risk: Loans are denominated in Malaydeshn Ringgit, eliminating foreign exchange fluctuations as a direct risk to the loan principal and interest.
Stimulates Domestic Economy: Money stays within the country's financial system.
o Risks:
Crowding Out: Large government borrowing can "crowd out" private sector investment by driving up domestic interest rates.
Inflationary Pressure: Excessive domestic money creation or borrowing can contribute to inflation.
Limited Capital: The domestic market might not always have the depth to fund extremely large, multi-billion dollar acquisitions.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
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KLAIM KAYA CASH = HUTANG BAYAR HUTANG
• UTANG PEMERINTAH FEDERAL PER KAPITA: RM 36,139
• UTANG RUMAH TANGGA PER KAPITA: RM 45,859
Angka-angka ini cukup signifikan dan menunjukkan tingkat ketergantungan yang tinggi pada utang baik di tingkat pemerintah maupun rumah tangga.
Implikasi Detail terhadap Perekonomian Riil:
Implikasi Gabungan (Utang Pemerintah + Utang Rumah Tangga):
1. Risiko Krisis Keuangan yang Lebih Tinggi:
o Penjelasan: Kombinasi utang pemerintah dan rumah tangga yang tinggi menciptakan dua front kerentanan. Jika salah satu sektor goyah, ia bisa menarik sektor lainnya ke dalam masalah.
o Dampak Riil: Jika terjadi perlambatan ekonomi, baik pemerintah maupun rumah tangga akan kesulitan membayar utang, menciptakan efek domino yang parah dan potensi krisis keuangan yang dalam.
2. Ruang Gerak Kebijakan yang Terbatas:
o Penjelasan: Baik pemerintah maupun bank sentral memiliki ruang gerak yang terbatas untuk merespons krisis ekonomi.
o Dampak Riil:
Stimulus Fiskal Sulit: Pemerintah mungkin kesulitan meluncurkan paket stimulus fiskal (misalnya, melalui pengeluaran infrastruktur atau bantuan sosial) jika utangnya sudah sangat tinggi.
Batas Bawah Suku Bunga: Bank sentral mungkin sudah menurunkan suku bunga ke tingkat yang sangat rendah untuk mendukung ekonomi, sehingga tidak banyak lagi "amunisi" tersisa jika terjadi krisis lebih lanjut.
3. Ketidakpastian Ekonomi dan Investor:
o Penjelasan: Tingkat utang yang tinggi secara keseluruhan menciptakan ketidakpastian bagi investor domestik maupun asing.
o Dampak Riil: Investor cenderung menghindari negara dengan tingkat utang yang meragukan, mengurangi investasi dan berpotensi memicu pelarian modal (capital flight), yang akan melemahkan mata uang dan memperburuk kondisi ekonomi.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
-📌 1. Chronic Underfunding
• Malaydesh spends ~1% of GDP on defense (2023–2025: around RM16–19 billion).
• By comparison:
o Singapore: ~3% of GDP
o Indonesia: ~1.2–1.3% but rising
• The small “envelope” means:
o Not enough money for procurement + operations + maintenance simultaneously.
o Programs get stretched for decades, cancelled, or reduced in scale.
o Even when announced, many projects end up shelved.
________________________________________
📌 2. Political Instability & Short-Termism
• Since 2018, Malaydesh has had 5 prime ministers in 7 years → policies keep changing.
• Each new government “re-evaluates” defense programs, often pausing or cancelling them.
• Politicians see defense as low priority compared to subsidies, social spending, and debt repayment.
• Long-term defense plans (like the Defense White Paper 2019) collapse because they require 10–15 years of consistent execution, which Malaydesh ’s politics cannot provide.
________________________________________
📌 3. Budget Distribution Problems
• Even the small budget is poorly allocated:
o ~50–60% on salaries and pensions.
o ~20–30% on operations & maintenance.
o <20% left for procurement/modernization.
• Effect: Malaydesh maintains a large but under-equipped force → many personnel, few modern assets.
________________________________________
📌 4. Weak Local Defense Industry
• Malaydesh relies on foreign technology and local assembly (e.g., AV-8 Gempita, LCS).
• Local firms often have political ties, not technical competence.
• Results in scandals and failures (e.g., Littoral Combat Ship – RM9 billion, zero ships delivered).
• No strong exports → cannot sustain industry with economies of scale.
________________________________________
📌 5. Procurement Delays, Cancellations & Scandals
• Major programs (fighters, ships, artillery) delayed for 10–20 years.
• Scandals (LCS, helicopter purchases) erode public and political trust.
• Frequent “resetting” of programs → capability gaps widen.
• Example: MRCA program to replace MiG-29 has been discussed since 2007, still no aircraft by 2025.
________________________________________
📌 6. Operational & Maintenance Weakness
• Many platforms cannot be sustained:
o Su-30MKM fighter availability often <50%.
o Submarines require costly foreign maintenance.
o Condor APCs from 1980s still in service because replacements delayed.
• Spare parts supply chain weak → long downtime for equipment.
________________________________________
📌 7. External Dependence
• Malaydesh buys from multiple suppliers (Russia, US, Europe, China, Korea).
• Creates logistics nightmare → incompatible spare parts, training, and support.
• Unlike Singapore (which standardizes on Western tech), Malaydesh struggles with interoperability.
________________________________________
📌 8. Public Perception & Priorities
• Ordinary Malaydesh ns often see defense spending as “wasteful”.
• Scandals reinforce belief that defense = corruption.
• Governments focus instead on subsidies, civil service pay, and development projects to win votes.
• Defense is always sacrificed first when budget pressures rise.
________________________________________
📌 9. Consequences: Why Malaydesh Stays Stuck
• Capability gaps in all services:
o Air Force: fighter gap, weak surveillance.
o Navy: LCS delays, only 2 submarines, no amphibious capability.
o Army: outdated artillery, APCs, no attack helicopters.
• Low readiness: Many assets grounded or unavailable.
• Falling behind neighbors:
o Singapore maintains cutting-edge military.
o Indonesia accelerating modernization.
o Vietnam expanding navy & air force for South China Sea.
• Malaydesh risks becoming a “hollow force”: large on paper, weak in reality.
INDONESIA = BATAS LIMIT 60%
HapusGOV. DEBT : 40% OF GDP
HOUSEHOLD DEBT : 16% OF GDP
DEFISIT : 2,9%
GDP = USD 1,44 TRILIUN
=============
=============
MALAYDESH = BATAS LIMIT 65%
GOV. DEBT : 69% OF GDP
HOUSEHOLD DEBT : 84,3% OF GDP
DEFISIT : 3,8%
GDP = USD 416,90 MILIAR
5X PM 6X MOD = 2026 FREEZES - 2023 CANCELLED
-
KLAIM KAYA CASH = HUTANG BAYAR HUTANG
• UTANG PEMERINTAH FEDERAL PER KAPITA: RM 36,139
• UTANG RUMAH TANGGA PER KAPITA: RM 45,859
Angka-angka ini cukup signifikan dan menunjukkan tingkat ketergantungan yang tinggi pada utang baik di tingkat pemerintah maupun rumah tangga.
Implikasi Detail terhadap Perekonomian Riil:
Implikasi dari Utang Pemerintah Federal per Kapita (RM 36,139):
1. Beban Pelayanan Utang yang Lebih Tinggi:
o Penjelasan: Dengan utang pemerintah yang besar, pemerintah harus mengalokasikan sebagian besar anggaran tahunannya untuk membayar bunga dan pokok utang. Ini disebut "beban pelayanan utang" (debt service).
o Dampak Riil:
Pengurangan Pengeluaran untuk Layanan Publik: Dana yang seharusnya bisa digunakan untuk investasi infrastruktur (jalan, jembatan, pelabuhan), pendidikan, kesehatan, riset dan pengembangan, atau program kesejahteraan sosial, justru habis untuk membayar utang. Ini menghambat pembangunan jangka panjang dan peningkatan kualitas hidup masyarakat.
Kenaikan Pajak di Masa Depan: Untuk membiayai utang, pemerintah mungkin terpaksa menaikkan pajak (PPh, PPN, pajak korporasi) di masa depan. Kenaikan pajak ini akan mengurangi daya beli masyarakat dan laba perusahaan, yang pada gilirannya bisa memperlambat pertumbuhan ekonomi.
Risiko Fiskal: Jika bunga utang naik secara signifikan atau pertumbuhan ekonomi melambat, kemampuan pemerintah untuk membayar utang bisa tertekan, meningkatkan risiko krisis fiskal.
2. Ketergantungan pada Pasar Keuangan:
o Penjelasan: Pemerintah harus terus-menerus mencari pinjaman baru (menerbitkan obligasi) untuk membiayai utang yang jatuh tempo atau 🦧GORILA IQ BOTOL = DEFISIT ANGGARAN.
o Dampak Riil:
Sensitivitas terhadap Suku Bunga: Pemerintah menjadi sangat sensitif terhadap perubahan suku bunga di pasar. Jika suku bunga global atau domestik naik, biaya pinjaman pemerintah akan melonjak, memperparah beban utang.
Potensi "Crowding Out": Pinjaman pemerintah yang besar bisa menyedot dana dari pasar modal, sehingga mengurangi ketersediaan dana bagi sektor swasta untuk berinvestasi (ini disebut "crowding out"). Akibatnya, investasi swasta yang produktif bisa terhambat.
3. Kredibilitas dan Peringkat Kredit Negara:
o Penjelasan: Lembaga pemeringkat kredit (seperti Moody's, S&P, Fitch) mengevaluasi kemampuan negara untuk membayar utangnya.
o Dampak Riil:
Biaya Pinjaman Lebih Tinggi: Jika peringkat kredit negara turun karena tingkat utang yang tinggi, investor akan meminta imbal hasil (bunga) yang lebih tinggi untuk meminjamkan uang kepada pemerintah. Ini membuat biaya pinjaman semakin mahal.
Citra Investor Negatif: Peringkat yang buruk juga bisa membuat investor asing ragu untuk berinvestasi di negara tersebut, mengurangi aliran modal asing langsung (FDI) yang penting untuk penciptaan lapangan kerja dan transfer teknologi.
BEDA KASTA BEDA LEVEL
BalasHapus-
1. Profil Fiskal dan Kesehatan Utang
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Indonesia (Stabil & Terkendali):
Utang Pemerintah: 40% dari PDB (Jauh di bawah batas aman 60%).
Utang Rumah Tangga: Sangat rendah di angka 16% dari PDB.
Defisit Anggaran: Disiplin pada level 2,9%.
Kapasitas Ekonomi: PDB mencapai USD 1,44 Triliun.
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Malaydesh (Krisis & Overlimit):
Utang Pemerintah: 69% dari PDB (Melampaui batas legal 65%).
Utang Rumah Tangga: Salah satu yang tertinggi di ASEAN (84,3% dari PDB).
Defisit Anggaran: Melebar hingga 3,8%.
Tren Utang: Terjebak dalam siklus "Debt Pay Debt" dengan proyeksi rasio utang yang terus naik hingga 2029.
________________________________________
2. Kedaulatan Hukum dan Perjanjian Dagang
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Indonesia (Mutual Recognition):
Menggunakan prinsip Kesepakatan Bersama.
Hukum nasional (seperti UU Cipta Kerja) tetap menjadi otoritas tertinggi.
Tidak ada intervensi asing dalam merombak regulasi domestik.
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Malaydesh (Mandatory Compliance):
Terikat klausul "Malaydesh Shall" yang bersifat imperatif/memaksa.
Wajib mengubah UU nasional (seperti aturan serikat buruh) sesuai standar AS dalam waktu singkat (6 bulan).
Kehilangan diskresi nasional karena harus mengadopsi standar asing secara otomatis.
________________________________________
3. Strategi Diplomasi dan Geopolitik
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Indonesia (Smart Diplomacy):
Posisi: Pemenang Strategis dengan kebijakan Bebas Aktif.
Efisiensi: Hanya belanja USD 22,7 Miliar untuk mengamankan tarif 0% pada 1.819 produk.
Target: Menarik investasi untuk hilirisasi dan penguatan industri dalam negeri.
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Malaydesh (Desperate Diplomacy):
Posisi: "Vasal Ekonomi" yang berada dalam tekanan defensif.
In-efisiensi: Mengeluarkan "Upeti Modern" sebesar USD 242 Miliar (10x lipat lebih mahal) hanya untuk tarif 0% pada 1.711 produk.
Restriksi: Dilarang membuat kesepakatan strategis dengan rival AS (China/Rusia) tanpa konsultasi (kehilangan kemandirian politik luar negeri).
________________________________________
Kesimpulan Perbandingan
Indikator Indonesia Malaydesh
Status Utang Sehat & Di bawah Limit Lampaui Limit (Overlimit)
Kedaulatan Mutlak (Hukum Nasional) Tergadai (Dikte Asing)
Biaya Akses Pasar Murah & Efisien Sangat Mahal (Upeti)
Peran Global Pemimpin Regional Pelaksana Kebijakan Washington