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Overview of 2 systems at the exhibition (photo: Viettel)
In modern warfare, unmanned aerial vehicles (UAVs) have become popular because of their low cost, ease of manufacture and sale. Therefore, the need for anti-UAV equipment is extremely important in the modern combat environment.
UAVs are popular in modern warfare
Nowadays, UAVs are cheap, easy to manufacture, and easy to buy and sell. Even civilian equipment can be converted to serve military purposes.
This makes this device appear densely on the battlefield, from regular forces to rebels or terrorists.
Overview of 2 systems at the exhibition (photo: Viettel)
With effective reconnaissance capabilities, UAVs can fly low and compact, making them difficult for radar to detect, while transmitting live data on images and coordinates, helping the enemy quickly locate targets and adjust firepower.
Not only limited to reconnaissance missions, many UAVs are also equipped with weapons such as bombs, bullets or used as suicide planes, creating an asymmetric threat, when a cheap vehicle can destroy equipment worth millions of dollars.
In fact, the battlefields in Ukraine, the Middle East and many other conflict zones have proven that UAVs play a decisive role in both attack and defense.
VCU5 EMP version (photos: TuoiTre)
In addition, UAVs can also target civilian targets and critical infrastructure such as power plants, fuel depots or cities, directly affecting national security.
Viettel introduces 2 UAV reconnaissance and jamming complexes
Therefore, the development and deployment of anti-UAV equipment to detect, jam, neutralize or destroy them has become an urgent requirement, ensuring defense and adaptability in modern combat and warfare environments.
At the 80th Anniversary National Achievement Exhibition, held at the National Exhibition and Fair Center, the Military Industry - Telecommunications Group (Viettel) introduced two reconnaissance and jamming complexes against unmanned aerial vehicles.
VCU5 Lite version (photo: TuoiTre)
These weapons contribute to modernizing the army and protecting the Fatherland in the new situation.
The compact version of the tactical reconnaissance and jamming system against unmanned aerial vehicles (VUC5) is a product researched and manufactured by Vietnam, capable of reconnaissance, detection, identification, orientation, and jamming UAVs to protect key areas. The system is integrated on a pickup truck, can be deployed and retrieved quickly, and is suitable for modern operations.
The tactical reconnaissance and jamming complex against unmanned aerial vehicles (VCU5) EMP version researched and manufactured by Vietnam has the ability to jam with radio waves and suppress with electromagnetic pulses to bring down enemy UAVs, in order to protect important areas.
Overview of 2 systems at the exhibition (photo: TuoiTre)
The special feature of the electromagnetic pulse (EMP) version is its ability to use microwaves to destroy the UAV's circuitry, which can suppress even anti-electronic warfare devices. It is integrated on military trucks, can be deployed and recovered quickly, and is suitable for modern warfare.
Major General Nguyen Dinh Chien, Party Secretary and Deputy General Director of Viettel Group, said: "Participating in the field of defense industry since 2010, Viettel always has the aspiration to master high-tech weapons and technical equipment (VKTBKT) to contribute to the country and the Army.
Overview of 2 systems at the exhibition (photo: TuoiTre)
Up to now, Viettel has achieved initial results in manufacturing and supplying high-tech military equipment, contributing to helping a number of units move straight to modernity, enhancing military and defense potential, enhancing self-reliance, and saving the state budget in importing military equipment."
Up to now, Viettel has developed into a high-tech defense industry research and production unit, mastering core technology, some of which are close to and equivalent to advanced technology in the world, especially in the field of strategic weapons research, contributing to the goal of building a modern, dual-use and self-reliant defense industry.
(TuoiTre)
Vietnam ngeriíiiii industrinya
BalasHapusYeah MERDEKA! MERDEKA! MERDEKA!
BalasHapusProgram wisata tahunan Malaysia - Perarakan Hari Kemerdekaan
Program wisata INDON - Ricuh Tahunan bakar DPR
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
BEDA KASTA...memenang BERBEDA!!
📌 1. Frequent Change of Governments
Hapus• Since 2018, Malondesh has gone through five prime ministers (Najib → Mahathir → Muhyiddin → Ismail Sabri → Anwar).
• Each new administration brings in new defense ministers, new priorities, and new reviews of procurement plans.
• Defense programs often get shelved, re-tendered, or cancelled, even if already in progress.
👉 Example: The MRCA (fighter jet replacement) program was delayed repeatedly as every government pushed it aside to focus on other political promises.
________________________________________
📌 2. Short-Term Political Goals vs. Long-Term Defense Needs
• Politicians often treat the defense budget as a political tool, not a national strategy.
• Instead of investing in long-term modernization (ships, jets, systems that take 10–20 years), governments focus on populist measures like subsidies and cash transfers.
• Defense ends up being underfunded because it doesn’t bring quick electoral returns.
👉 Result: Modernization plans are written on paper (e.g., Malondesh Defence White Paper 2019) but rarely implemented.
________________________________________
📌 3. Procurement Decisions Driven by Politics
• Major defense deals are often influenced by political patronage and corruption instead of operational needs.
• Contracts are awarded to companies with political links, regardless of whether they can deliver.
👉 Example: The Littoral Combat Ship (LCS) project was handed to Boustead Naval Shipyard (linked to UMNO interests), leading to billions spent without a single ship delivered by 2025.
________________________________________
📌 4. Policy Flip-Flops
• Projects often get reversed or changed midway because of political shifts.
• Example:
o NGPV (New Generation Patrol Vessel) plan was for 27 ships. After political scandals and leadership changes, only 6 were built.
o MRCA Program (to replace MiG-29s) has been “top priority” since 2010, but each government postponed it → leaving RMAF with a shrinking fleet.
• This creates a stop-go cycle where billions are wasted and no consistent progress is made.
________________________________________
📌 5. Lack of Bipartisan Consensus on Defense
• Unlike Singapore (where defense is a non-political, bipartisan national priority), in Malondesh defense policy shifts with each ruling coalition.
• No stable long-term vision: every government reopens old debates instead of following through on past commitments.
👉 The 2019 Defence White Paper was a good roadmap, but after Pakatan Harapan fell in 2020, it was quietly shelved.
________________________________________
📌 6. Overemphasis on Local Industry & Patronage
• Malondesh insists on local build requirements to create domestic defense jobs.
• In principle this is good, but in practice it often serves political interests and patronage networks.
• Without strong oversight, projects like LCS or AV-8 Gempita become political cash cows, plagued by cost overruns and delays.
📌 1. Chronic Budget Allocation Problem
Hapus• Malondesh’s defense budget is small (~1% of GDP, RM15–18 billion/year).
• Of that, ~60% goes to salaries and pensions.
• Only 20–25% is left for operations & maintenance (O&M), and even less for procurement.
👉 This leaves little funding to buy spare parts, conduct regular overhauls, or invest in preventive maintenance.
________________________________________
📌 2. Air Force (RMAF) Problems
Su-30MKM (delivered 2007)
• Flagship fighter jets, but plagued by low availability.
• At one point (2018), reports said only 4 of 18 Su-30MKMs were airworthy, the rest grounded due to lack of spare parts and servicing delays.
• Malondesh had difficulties sourcing Russian spare parts after sanctions and because of budget shortfalls.
MiG-29N
• Retired in 2017 mainly due to high maintenance costs and poor availability (many were grounded).
Hawk 108/208
• Used since the 1990s, many are aging trainers with frequent technical issues.
• Maintenance consumes resources but still leaves many aircraft unfit for combat roles.
👉 Overall, RMAF has far fewer combat-ready aircraft than its official fleet size suggests.
________________________________________
📌 3. Navy (RMN) Problems
Old Vessels
• Many ships (patrol craft, corvettes) date from the 1970s–80s.
• Spare parts are often obsolete or no longer manufactured, forcing RMN to cannibalize parts from one ship to keep another running.
Submarines (Scorpène class)
• Maintenance is expensive.
• At times, only one of two submarines was operational due to refit or repair delays.
• Budget cuts make it hard to sustain long-term contracts with foreign suppliers.
Littoral Combat Ship (LCS) Delay
• Because the LCS program is stalled, RMN must overuse old Kedah-class vessels.
• Heavy usage without enough maintenance accelerates wear and reduces readiness.
________________________________________
📌 4. Army Problems
• The Army still operates Condor APCs from the 1980s, which break down frequently.
• Spare parts for these German-made vehicles are scarce.
• Even newer AV-8 Gempita vehicles have been criticized for high operating costs and inconsistent spare parts supply.
👉 Result: Many vehicles sit idle in depots, reducing combat mobility.
________________________________________
📌 5. Procurement & Supply Chain Weakness
• Malondesh’s defense relies heavily on foreign suppliers (Russia, France, UK, US, Turkey).
• Spare parts supply gets disrupted due to:
o Currency weakness (RM depreciation) → parts become more expensive.
o Geopolitical issues (e.g., Russian sanctions).
o Late payments to suppliers because of domestic budget delays.
• Local defense industry lacks capacity to produce spare parts domestically, unlike Singapore.
________________________________________
📌 6. Maintenance Culture & Planning Weakness
• Maintenance is often reactive, not preventive. Assets are used until breakdown, then repaired — instead of scheduled servicing.
• Poor planning and weak oversight → funds meant for maintenance sometimes diverted or delayed.
• Technical staff shortages also affect readiness (brain drain, low morale due to pay gaps vs private sector).
________________________________________
📌 7. Impact on Readiness
• Aircraft: Fleet numbers look good on paper, but only ~30–50% are mission-ready.
• Navy: Too many ships in dry dock or awaiting spare parts.
• Army: Many vehicles and artillery pieces are non-operational, reducing mobility and firepower.
• Training: Pilots and crews get fewer flight hours or sea days because aircraft/ships are not serviceable → reduces skill level.
📌 1. Small Defense Budget (Overall Envelope)
Hapus• Malondesh spends around RM15–18 billion per year on defense (≈ 1% of GDP).
• This is low compared to regional peers:
o Singapore: ~3% of GDP (RM70+ billion equivalent)
o Indonesia: ~0.8% of GDP, but larger economy → higher absolute spending (~RM60 billion)
o Thailand & Vietnam also outspend Malondesh in modernization.
👉 Malondesh’s small budget puts it at a disadvantage from the start.
________________________________________
📌 2. Budget Distribution – Heavy on Salaries
Typical Malondeshn defense budget split:
• 60% → Salaries & pensions
• 20–25% → Operations & maintenance (O&M)
• 15–20% → Procurement / modernization
🔎 In practice:
• Most of the money pays for personnel (over 100,000 active forces + veterans pensions).
• Very little left for buying new weapons or even maintaining old ones.
👉 This creates a large but poorly equipped force.
________________________________________
📌 3. Pensions Burden
• Malondesh has a generous pensions system for retired military personnel.
• As veterans population grows, pension spending keeps rising.
• Defense Ministry becomes a welfare ministry for ex-servicemen as much as a warfighting institution.
• This crowds out funds for modernization.
________________________________________
📌 4. Operations & Maintenance (O&M) Shortfall
• The O&M budget (fuel, spare parts, training, repairs) is chronically underfunded.
• Impact:
o Aircraft often grounded due to lack of parts.
o Navy ships idle in dockyards.
o Troops train less (pilots fewer flight hours, sailors fewer sea days).
👉 This lowers readiness, even before considering modernization gaps.
________________________________________
📌 5. Procurement = Stop-Go Cycle
• With only 15–20% for procurement, Malondesh struggles to commit to big projects.
• Big-ticket items (frigates, fighter jets, armored vehicles) are so expensive that the government buys in small batches or delays purchases for years.
• Example:
o MRCA (fighter jet replacement) delayed since 2010.
o Littoral Combat Ship (LCS) consumed billions, but no ships delivered yet.
• Each time budgets tighten (economic slowdown, political crisis), procurement is the first to be cut.
________________________________________
📌 6. Political Priorities & Populism
• Politicians prefer to protect salaries (because soldiers & veterans are voters).
• Cutting personnel costs is politically unpopular → no downsizing of the armed forces.
• Procurement and maintenance (less visible to voters) are sacrificed when budgets are tight.
👉 Leads to “big manpower, weak firepower” problem.
________________________________________
📌 7. Lack of Multi-Year Defense Planning
• Budgets are set year by year, with no guaranteed long-term allocation.
• Projects requiring 10–15 years of steady funding (like ships, aircraft fleets) are vulnerable to delays and underfunding.
• Unlike Singapore, which has a rolling multi-decade defense plan, Malondesh’s defense budgeting is short-term and reactive
📌 1. How the Budget Is Divided
Hapus• Annual defense budget: around RM15–18 billion.
• Distribution (typical year, Ministry of Defence reports):
o ~60% → Emoluments (salaries, allowances, pensions)
o ~20–25% → Operations & Maintenance (O&M: fuel, spare parts, training, exercises, repairs)
o ~15–20% → Development/Procurement (buying new weapons, infrastructure, modernization)
👉 This means more than half of the budget goes to people, not equipment.
________________________________________
📌 2. Why Salaries Are So High
a. Large Manpower Size
• Malondeshn Armed Forces (MAF) = ~110,000 active personnel + ~50,000 reserves.
• This is relatively large compared to Malondesh’s small defense budget.
• Each soldier = salary, housing, medical, training, allowances → recurring cost every year.
b. Generous Benefits & Pensions
• Retired servicemen receive lifetime pensions (sometimes including dependents).
• Number of veterans keeps growing, making pensions a ballooning burden.
• In some years, pension spending alone is bigger than equipment spending.
c. Civil Service Culture
• Malondesh’s military is part of the broader civil service system, where public employment is politically protected.
• Downsizing the armed forces would mean laying off civil servants — politically sensitive.
________________________________________
📌 3. Consequences of Salary-Heavy Budget
a. Starves Modernization
• With only ~15–20% left for development, Malondesh cannot sustain large procurement programs.
• Example:
o Littoral Combat Ship (LCS) program (RM9 billion) → consumed nearly a decade’s worth of procurement funds.
o Other projects (fighter replacement, new helicopters) keep getting postponed.
b. Weak Operations & Maintenance (O&M)
• Only ~20–25% for O&M means:
o Not enough spare parts for aircraft/ships.
o Limited flight hours for pilots.
o Fewer naval patrol days.
👉 Readiness suffers: equipment exists “on paper” but cannot be deployed.
c. Personnel vs Capability Imbalance
• Malondesh has a lot of soldiers but little firepower.
• Example:
o Army manpower is large, but many still ride 1980s Condor APCs.
o Air Force has trained pilots, but only a fraction of jets are flyable.
o Navy crews are available, but ships are too old or stuck in dock.
📌 1. Annual Budget Mentality
Hapus• Malondesh’s defense budget is decided year by year through the annual national budget (Belanjawan).
• There is no guaranteed multi-year allocation for long-term projects.
• If the economy dips or politics change, defense funding gets cut or reallocated.
👉 Example: Fighter jet replacement (MRCA program) has been “priority” since 2010, but every year, it gets postponed because the annual budget doesn’t set aside money consistently.
________________________________________
📌 2. Big Projects Need Long-Term Funding
• Modern defense assets take 10–20 years to plan, build, and deliver:
o Frigates: 8–12 years
o Fighter jets: 10+ years (from contract to delivery)
o Armored vehicles: 5–10 years
• Without multi-year budgeting, Malondesh cannot commit to these properly.
• Result: stop-go procurement cycle where contracts are delayed, resized, or cancelled.
👉 Example: Littoral Combat Ship (LCS) project — planned in 2011, but without a firm multi-year budget, it suffered from cost overruns, funding gaps, and political interference.
________________________________________
📌 3. Defense White Paper 2019 Failure
• Malondesh launched its first-ever Defence White Paper (DWP) in 2019 (under Pakatan Harapan).
• It was meant to provide a 10-year roadmap (2021–2030) for defense modernization.
• But after the government collapsed in 2020, the DWP was effectively shelved.
• No legal framework or bipartisan consensus exists to force future governments to follow it.
👉 Shows how fragile long-term planning is in Malondesh.
________________________________________
📌 4. Frequent Government Changes
• Since 2018, Malondesh has had five prime ministers and multiple defense ministers.
• Each new minister resets priorities:
o Some focus on Army → delay Navy/Air Force projects.
o Some emphasize domestic industry jobs → change procurement strategy.
• No long-term continuity → defense planning turns into short-term political bargaining.
________________________________________
📌 5. Contrast: Singapore & Others
• Singapore: Uses a 15–20 year rolling defense plan, protected by law and backed by stable budgets (~3% GDP yearly).
• Indonesia: Despite its issues, has a Minimum Essential Force (MEF) 2024 roadmap that gives continuity across governments.
• Malondesh: No legally binding roadmap → modernization depends on whichever coalition is in power.
📌 1. Budget Size in Absolute Terms
Hapus• Malondesh’s defense budget (2024–2025 estimates) is roughly RM15–18 billion/year (~USD 3.5–4.0 billion).
• For a country with ~32 million people and a sizeable military, this is relatively small, especially for modernization programs.
• Comparison with regional neighbors:
Country Budget (approx.) % of GDP
Malondesh RM15–18B (~$4B) ~1%
Singapore RM70B (~$16B) ~3%
Indonesia RM60B (~$13B) ~0.8%
Thailand RM35–40B (~$8–9B) ~1.2%
Vietnam RM40–45B (~$9B) ~2%
👉 Malondesh spends far less in absolute terms than Singapore or Indonesia, and even its GDP percentage is low.
________________________________________
📌 2. Causes of Small Budget
a. Limited Fiscal Space
• Malondesh has high public debt (~69% of GDP) and large annual deficits.
• Revenue collection is constrained due to:
o GST abolished 2018 → RM15–20B revenue lost per year
o Heavy dependence on volatile oil & gas revenues
• Consequently, the government must prioritize social programs, subsidies, and civil service salaries over defense.
b. Perceived Low Threat
• Malondesh sees itself as geographically secure, facing no direct high-intensity threat.
• Politically, it’s easier to allocate more funds to welfare than to defense.
c. Political Short-Termism
• Defense modernization takes decades to complete, but politicians prefer quick-return spending (cash aid, subsidies, infrastructure projects).
________________________________________
📌 3. Effects of Small Budget
a. Limited Procurement
• Malondesh cannot purchase enough modern platforms:
o Fighter jets, frigates, submarines, armored vehicles
• Leads to piecemeal acquisition rather than coherent modernization.
b. Maintenance & Spare Parts Shortages
• Small O&M allocation → aircraft, ships, and vehicles are grounded.
• Examples:
o Only ~4 of 18 Su-30MKMs airworthy at one point
o Navy relies on 1980s corvettes due to LCS delays
c. Low Training Hours
• Pilots and soldiers get fewer flight hours, exercises, and field deployments.
• Readiness and operational effectiveness decline.
d. Personnel vs Capability Imbalance
• Large manpower (110,000 active personnel) consumes 60% of the budget, leaving little for equipment.
• Malondesh ends up with many troops but outdated weapons
💸 1. Budget Breakdown: Overweight on Operational Costs
Hapus• In 2024, Malondesh allocated RM19.73 billion (~USD 4.16 billion) for defense.
o Salaries and allowances alone accounted for RM8.2 billion (~41.5%).
o Maintenance and asset upkeep received RM5.8 billion in 2025.
• That leaves less than RM6 billion for all other needs—including procurement, R&D, infrastructure, and strategic programs.
Impact: The budget is heavily skewed toward sustaining the current force rather than building future capabilities.
🧱 2. Procurement Funding Is Thin and Fragmented
• The RM5.71 billion allocated for procurement in 2024 includes:
o Scheduled payments for existing contracts (e.g. FA-50 jets, A400M upgrades, LCS ships)
o Small-scale purchases like communication gear, vehicles, and small arms
• Due to ringgit depreciation and reliance on foreign suppliers, real purchasing power is eroded.
Impact: Malondesh struggles to fund new combat systems, let alone strategic platforms like missiles, drones, or ISR networks.
🧰 3. Maintenance of Aging Assets Is Costly and Inefficient
• Much of the RM5.8 billion maintenance budget goes to keeping legacy platforms operational, some over 30–40 years old.
• Example: The Navy’s Condor APCs and older patrol vessels require frequent repairs, yet offer limited tactical value.
Impact: High sunk costs in outdated systems reduce the ability to invest in transformative technologies.
🧠 4. No Dedicated Strategic Investment Stream
• Malondesh lacks a multi-year capital investment framework for defense.
• Unlike Singapore or South Korea, there’s no ring-fenced funding for:
o Missile development
o Cyber warfare
o Space-based surveillance
o Indigenous defense R&D
Impact: Strategic programs are ad hoc, underfunded, and vulnerable to political shifts.
📊 Summary Table: How Budget Crowds Out Combat Capability
Category Allocation (2024–2025) Strategic Impact
Salaries & Allowances RM8.2B (~41.5%) Limits flexibility for modernization
Maintenance & Upkeep RM5.8B Sustains aging platforms, not upgrades
Procurement (net new) RM5.71B (incl. legacy contracts) Thin funding for new combat systems
R&D / Strategic Programs Negligible No indigenous capability development
💰 1. Budget Composition: Operational vs Development
Hapus• In 2025, Malondesh allocated RM21.2 billion to the Ministry of Defence.
o Operational Expenditure (OPEX): RM13.36 billion (~63%) — covers salaries, pensions, allowances, and day-to-day operations.
o Development Expenditure (DE): RM7.49 billion (~37%) — intended for asset acquisition, infrastructure, and modernization.
Impact: The bulk of funding goes to sustaining the status quo, not building future capabilities.
👥 2. Personnel Costs Dominate Spending
• Salaries, pensions, and welfare programs for active-duty personnel and veterans consume over half of OPEX.
• Initiatives like RKAT housing repairs, pension adjustments, and cost-of-living allowances are important for morale but crowd out capital investment.
• Malondesh armed forces have a relatively large administrative footprint compared to its combat strength.
Impact: High fixed costs reduce flexibility for strategic procurement or force restructuring.
🔧 3. Maintenance Over Modernization
• RM5.8 billion in 2025 was earmarked for maintenance, repair, and acquisition of military assets.
• However, most of this goes to keeping aging platforms operational, not acquiring new ones.
• Example: The Royal Malondeshn Navy spends heavily on maintaining ships that are 30–40 years old, with minimal upgrades.
Impact: Funds are spent on patching legacy systems rather than leapfrogging to modern technologies.
📉 4. Low R&D and Capability Investment
• Malondesh allocates negligible funding to defense R&D, indigenous production, or strategic systems (e.g. missiles, cyber, ISR).
• Unlike peers such as Indonesia or Vietnam, Malondesh has no major co-development programs or defense industrial offsets.
Impact: Malondesh remains dependent on foreign suppliers and lacks autonomy in capability planning.
📊 Summary Table: Budget Allocation Weaknesses
Category Description Strategic Impact
Operational Expenditure RM13.36B for salaries, pensions, and operations Limits modernization and flexibility
Personnel Costs High welfare and admin spending Crowds out combat capability investment
Maintenance Focus RM5.8B for upkeep of aging assets Sustains outdated platforms
Low R&D Investment Minimal funding for innovation or strategic systems No indigenous capability development
SEWA = HUTANG 84.3% DARI GDP
BalasHapus1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA Flight Simulation Training Device (FSTD)
5. SEWA 1 unit Sistem Simulator EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA Fast Interceptor Boat (FIB)
9. SEWA Utility Boat
10. SEWA Rigid Hull Fender Boat (RHFB)
11. SEWA Rover Fiber Glass (Rover)
12. SEWA MV Aishah AIM 4
13. SEWA BMW R1250RT
14. SEWA 4x4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
Warga Serawak dan Sabah enggan memperingati hari kemerdekaan MALON. Di Sabah warga lebih tertarik menyambut hari Sabah dibanding kemerdekaan MALON
BalasHapusWajarlah, 31 Agustus merupakan kemerdekaan federasi Malaya bukan terbentuknya MALON
🤣🤣🤣🤣🤣
Yeah MERDEKA! MERDEKA! MERDEKA!
BalasHapusProgram wisata tahunan Malaysia - Perarakan Hari Kemerdekaan
https://www.youtube.com/shorts/ASvJdNVdsqU
https://www.youtube.com/shorts/tvXntmnm7qs
Program wisata INDON - Ricuh Tahunan bakar DPR
https://www.youtube.com/watch?v=s_HfhqSCMuU
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
BEDA KASTA...memenang BERBEDA!!
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
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BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
Key points about the Su-30MKM problems in MALONDESH:
• Engine issues:
The main concern is frequent engine failures attributed to wear and tear, with limited options for maintenance and replacements due to the difficulty in obtaining spare parts from Russia.
• Spare part limitations:
Sanctions and geopolitical factors have made acquiring necessary spare parts for the Su-30MKM challenging, hindering regular maintenance and repairs.
• Grounding of aircraft:
Due to these issues, a significant number of MALONDESH Su-30MKM aircraft have been grounded at times, impacting the Air Force's operational capability
==========
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA HELI
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several challenges in its maritime patrol, including a small defense budget, outdated equipment, and a lack of coordination between agencies.
Budget
• MALONDESH's defense budget is small compared to its GDP. In 2023, it was less than 1% of the country's GDP.
• The budget has been disrupted by unfavorable economic conditions and the value of the MALONDESH Ringgit.
• Politicization of defense spending has also hindered efforts to modernize.
Equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• The equipment is outdated and unable to meet the needs of emerging security challenges.
• For example, the KD Rahman submarine experienced technical problems in 2010.
Coordination
• There is a lack of coordination between agencies involved in maritime security.
• The Maritime Enforcement Agency (MMEA) is responsible for most enforcement of national maritime laws, but the Royal MALONDESH Navy (RMN) leads counter-terrorism at sea.
Other challenges
• The MAF faces internal and external threats, including piracy, illegal fishing, and smuggling.
• MALONDESH's defense procurement has been hindered by scandals.
• Funding
The ringgit's depreciation and the fact that MALONDESH sources much of its equipment from overseas may limit the amount of funding available for procurement.
• Government approval
The MALONDESH Army has faced delays in procuring new artillery systems due to a need for government approval.
Modernization challenges
• Fleet sustainment
The MALONDESH Army's fleet of aircraft may be reaching techNOLogical obsolescence and may be difficult to maintain.
• Artillery systems
The MALONDESH Army has a need to modernize its artillery systems and procure more 155 mm artillery systems
📌 1. Littoral Combat Ship (LCS) Scandal
Hapus• Contract signed: 2011 with Boustead Naval Shipyard (BNS).
• Budget: RM 9 billion for 6 LCS frigates based on the French Gowind-class design.
• Promise: First ship to be delivered in 2019.
• Reality (as of 2025):
o 0 ships delivered.
o Construction stalled, costs ballooned, and the project was marred by mismanagement and alleged corruption.
o Some funds used for unrelated purposes, poor oversight.
o First ship expected only by 2026 after multiple restructuring attempts.
👉 Result: The Royal Malondeshn Navy (RMN) still relies on old corvettes and patrol ships, while neighbors modernize.
________________________________________
📌 2. Armored Vehicle & Army Projects
• Condor APCs (1970s–80s) still in service because replacement programs were delayed.
• Malondesh purchased AV-8 Gempita armored vehicles (Turkey-Malondesh joint project, 2011), but production was slow and plagued by cost overruns.
• Planned replacements for older artillery and vehicles often stall due to lack of funds and changing government priorities.
________________________________________
📌 3. Aircraft Procurement Issues
• The Multi-Role Combat Aircraft (MRCA) Program to replace aging MiG-29s (retired in 2017) has been delayed for over a decade.
o Candidates: Rafale (France), Typhoon (UK), Gripen (Sweden), F/A-18 (US).
o Political changes caused the program to be postponed indefinitely.
o Malondesh now only relies on 18 Su-30MKM and 8 F/A-18D Hornets — both aging fleets.
• RMAF struggles with readiness: at one point, only 4 of 18 Su-30MKMs were operational due to spare parts shortages.
________________________________________
📌 4. Patrol Vessel (NGPV) Project
• 1990s project for New Generation Patrol Vessels (NGPV) — intended 27 ships.
• Only 6 Kedah-class ships were delivered (2006–2010).
• Project faced budget mismanagement and corruption, forcing scaling down.
• Navy ended up with far fewer ships than planned, with limited capabilities.
________________________________________
📌 5. Submarine Program (Scorpène Class)
• Two French-made Scorpène submarines purchased in mid-2000s.
• Program tainted by corruption allegations involving middlemen and political figures (linked to the controversial Altantuya case).
• While subs are operational, maintenance has been expensive, and one was sidelined for long periods due to technical issues.
________________________________________
📌 6. Frequent Policy & Leadership Changes
• Since 2018, Malondesh has had multiple changes of prime minister and defense ministers.
• Each leadership change often restarts or reshuffles procurement plans.
• Example: MRCA program shelved, then revived, then shelved again.
• Long-term defense planning is almost impossible in this environment.
________________________________________
📌 7. Overdependence on Local Industry with Weak Oversight
• Malondesh often insists on local content & offsets in defense contracts.
• While this helps local industry, weak oversight leads to inefficiency, delays, and inflated costs (e.g., LCS, AV-8 projects).
• Unlike Singapore, which has a well-managed defense industry (ST Engineering), Malondesh’s defense industry lacks capacity and accountability.
💰 1. Budget Composition Skewed Toward Salaries and Maintenance
Hapus• In 2024, Malondesh allocated RM19.73 billion (~USD 4.16 billion) for defense.
o RM8.2 billion (~41.5%) went to salaries and allowances.
o RM5.8 billion was earmarked for maintenance and asset upkeep.
• That leaves less than RM6 billion for all other needs—including procurement, R&D, and infrastructure.
Impact: The lion’s share of the budget sustains personnel and legacy systems, leaving little for new combat capabilities.
📦 2. Procurement Budget Includes Legacy Payments
• The RM5.71 billion procurement allocation in 2024 isn’t entirely for new systems. It includes:
o Scheduled payments for previously signed contracts (e.g. FA-50 jets from South Korea, A400M upgrades).
o Progressive payments for delayed projects like the Maharaja Lela-class Littoral Combat Ships.
o Small-scale purchases (e.g. small arms, radios, support vehicles).
Impact: The actual discretionary funding for new combat platforms is far lower than it appears on paper.
📉 3. Currency Depreciation Erodes Purchasing Power
• Malondesh sources most of its advanced systems from foreign OEMs (e.g. France, UK, South Korea).
• The depreciation of the ringgit against major currencies means that even modest increases in nominal budget do not translate into real gains.
Impact: Malondesh pays more for the same equipment, reducing the volume and quality of new acquisitions.
🧱 4. No Multi-Year Strategic Investment Framework
• Unlike Singapore or South Korea, Malondesh lacks a ring-fenced capital investment stream for defense.
• Each year’s procurement is subject to political negotiation and fiscal trade-offs, with no guaranteed continuity.
• This discourages long-term programs like missile development, drone fleets, or integrated air defense systems.
Impact: Strategic programs are fragmented, delayed, or abandoned mid-cycle.
📊 Summary Table: Why Funding for New Combat Systems Is Thin
Factor Description Strategic Impact
Budget skew 60–70% spent on salaries and maintenance Minimal room for new acquisitions
Legacy obligations Procurement includes old contracts and delayed projects New systems get crowded out
Currency depreciation Ringgit weakens against USD/EUR Reduces real purchasing power
No strategic investment model No multi-year capital planning Limits continuity and ambition
Malaysia? Merdeka? Kapan?
BalasHapus🤣🤣😂😂🤪😛🇧🇩👎
Hai Indog Indog miskin...terbakar lagu katu atau joget falam DPR..wkwkwkwkwkwkwkkwkwkwkwkwk
BalasHapusKalaulah merdeka, mengapa sudi masuk kumpulan British...?🤣🤣😂😂🤪
BalasHapusItu namanya KLAIM merdeka lon..alias merdeka tipu-tipu, karena masih jilat kaki British
🤪🤪🤪😛🇧🇩👎
Yeah MERDEKA! MERDEKA! MERDEKA!
BalasHapusDi Malaysia - Perarakan Hari Kemerdekaan
https://www.youtube.com/shorts/ASvJdNVdsqU
https://www.youtube.com/shorts/tvXntmnm7qs
Di INDON - Ricuh Tahunan bakar DPR
https://www.youtube.com/watch?v=s_HfhqSCMuU
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
BEDA KASTA...memenang BERBEDA!!
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
52.225 RELINQUISH [PINDAH NEGARA]
PER TAHUN = 10.104 MALONDESH PINDAH NEGARA
PER BULAN = 842 MALONDESH PINDAH NEGARA
PER HARI = 28 MALONDESH PINDAH NEGARA
Total of 52,225 applications from MALONDESHs to renounce their citizenship were approved between 1 January 2020 and 15 February this year.
This means, on average, 842 MALONDESHs relinquish their citizenship every month
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's defense policy has faced several weaknesses, including a lack of funding, outdated equipment, and political interference.
Funding
• Small procurement budgets
The military has had small procurement budgets for decades, which has led to a lack of resources to update equipment
• Fiscal constraints
The government has been focused on reducing the national deficit and the fiscal cost of the COVID-19 pandemic, which has limited defense funding
Equipment
• Outdated equipment
The military's equipment is aging, and the country has struggled to keep its aircraft operational
• Imported equipment
Most of the military's equipment is imported from other countries, and local companies have struggled to develop the capabilities to produce their own equipment
Political interference
• Political connections
Political connections can be a key factor in promotion and appointment decisions, especially at senior levels
• Lack of transparency
The process for promoting and appointing military personnel is not transparent, and Parliament is not involved in reviewing senior-level appointments
Other challenges include:
• Frequent government changes
• Weak whistleblower legislation
• The Official Secrets Act, which limits the ability of military personnel to report wrongdoing
====================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including a lack of modern equipment, corruption, and supply chain management issues.
Lack of modern equipment
• Much of the MAF's equipment was purchased between the 1970s and 1990s, and is now outdated
• The government has been unable to provide the MAF with modern defense assets
• The MAF has faced issues with the maintenance of its equipment
Corruption
• Corruption has been a recurring issue within the MAF
• Corruption has affected the MAF's supply chain management, which includes the procurement of weapons, uniforms, food, and other military supplies
Supply chain management issues
1. Aging Equipment
Hapus• A large portion of Malondesh’s armed forces equipment is 30–40+ years old.
• Examples:
o Navy: Some vessels date back to the 1970s–1980s; patrol craft and auxiliary ships are beyond recommended service life.
o Air Force (RMAF): Operates Su-30MKM (delivered 2007, but with spare parts issues), F/A-18D Hornets (1997), and Hawks (1994) — all aging platforms.
o Army: Armored vehicles like Condor APCs from the 1980s are still in service.
👉 Obsolescence makes maintenance expensive and reduces combat readiness.
________________________________________
2. Underinvestment in Modernisation
• Malondesh’s defense budget is small (around 1% of GDP, RM15–18 billion yearly) compared to regional peers.
• Over 40% goes to salaries and pensions, leaving little for procurement or modernization.
• This means many assets simply stay in service until they break down, instead of being replaced regularly like in Singapore or Australia.
________________________________________
3. Procurement Delays & Scandals
• Major programs often face delays, mismanagement, or corruption scandals.
• Example: Littoral Combat Ship (LCS) project – launched in 2011 (RM9 billion for 6 ships). As of 2025, no ship is operational; first delivery delayed to 2026.
• Result: the Navy is stuck using older corvettes and patrol vessels far past their prime.
________________________________________
4. Poor Maintenance & Spare Parts
• Limited budget also affects maintenance.
• The RMAF has had periods where only a fraction of its Su-30MKM fighters were airworthy due to spare parts shortages.
• Old systems without steady spare parts supply quickly degrade into obsolescence.
________________________________________
5. Shifts in Regional Military Balance
• Neighbors (Singapore, Indonesia, Vietnam, Thailand) have invested heavily in modern systems (submarines, 5th-gen fighters, frigates, drones).
• By contrast, Malondesh’s fleet and aircraft look increasingly outdated not just in age, but in capability compared to regional peers.
________________________________________
6. Political Interference & Short-Termism
• Defense procurement is often politicized.
• Changes in government (frequent in Malondesh since 2018) cause projects to be halted, renegotiated, or reset.
• This leads to long gaps without new equipment, forcing older assets to remain in use.
📄 1. Ambitious Policy Documents with Limited Follow-Through
Hapus• Malondesh’s first Defence White Paper (DWP), launched in 2019, laid out a 10-year roadmap for force modernization, defense industry reform, and multi-domain readiness.
• It proposed initiatives like:
o A revised National Military Strategy
o A Defence Capacity Plan
o A National Defence Industry Policy
• However, by 2021–2025, many of these remained in draft form or unimplemented, with only partial progress on cyber and air surveillance capabilities.
Impact: Strategic clarity exists, but execution lags, creating a credibility gap between policy and reality.
🕰️ 2. Stalled Programs and Missed Timelines
• The Littoral Combat Ship (LCS) program is the most glaring example:
o RM9 billion allocated for six ships
o None delivered as of 2025
o Delays linked to mismanagement, redacted audits, and political interference
• Other programs like the Ground-Based Air Defence (GBAD) system and High Mobility Armoured Vehicles (HMAV) remain unfunded or stuck in approval stages.
Impact: Operational capability suffers, and the military continues to rely on aging platforms.
🏛️ 3. Political Instability and Policy Discontinuity
• Malondesh experienced multiple changes in government between 2020 and 2022, disrupting defense planning cycles.
• Each administration brought new priorities, causing re-scoping, delays, or abandonment of existing programs.
• Even when policies are reaffirmed, bureaucratic inertia and fragmented oversight slow implementation.
Impact: Defense reform lacks continuity, and long-term planning is undermined.
🧱 4. Weak Institutional Mechanisms for Execution
• There’s no centralized authority to monitor and enforce defense policy implementation.
• Oversight is split between MINDEF, the Ministry of Finance, and political leadership, leading to diffused accountability.
• Audit findings are often delayed or redacted, and recommendations go unenforced.
Impact: Programs stall without consequence, and systemic inefficiencies persist.
📊 Summary Table: Why Policy Execution Is Weak
Problem Area Description Strategic Impact
Overambitious planning Policies exceed institutional capacity Unrealistic timelines, stalled delivery
Political volatility Frequent leadership changes disrupt continuity Re-scoping and abandonment of programs
Fragmented oversight No unified implementation body Poor accountability and follow-through
Audit suppression Delayed or redacted findings Mismanagement goes unchecked
🧭 Strategic Consequences
• Malondesh’s defense posture remains reactive and maintenance-heavy, not transformation-driven.
• The credibility of future policy documents is weakened unless backed by institutional reform and budget discipline.
• Regional peers like Indonesia and Vietnam are executing modernization plans more consistently, widening the capability gap.
INDON;
BalasHapusKamu akan terus miskin dan mengemis kemakmuran jiran. Kerana apa? Kerana sikap dan pola pemikiran mu:-
1. Selalu menyalahkan jiran kerana kemiskinanmu
2. Selalu iri hati terhadap kemakmuran jiran
3. Senantiasa buruk sangka terhadap jiran
4. Senantiasa menafikan kelemahan diri
5. Senantiasa menganggap diri itu maksum
Kalau kamu tidak mengubah sikap-sikap di atas, maka keadaanmu tidak akan berubah!
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces a number of challenges to its combat readiness, including:
• Training
The MAF may not have enough time or energy to train its subordinate units.
• Lack of modern assets
The MAF may not have the latest military assets to protect itself from internal and external threats.
• Cross-domain operations
The MAF may need to manage operations that involve land, sea, air, cyber, and space forces.
• Non-traditional security threats
MALONDESH may face a range of non-traditional security threats, such as low intensity conflicts.
• Budgetary constraints
The MAF may face budgetary constraints that limit its ability to procure modern weapons.
Some solutions to these challenges include:
• Cognitive readiness
The MAF can enhance combat readiness by improving the cognitive readiness of its military personnel.
• Cross-domain operational capability
The MAF can develop more integrated and holistic capabilities to manage cross-domain operations.
============
The MALONDESH Armed Forces (MAF) has faced issues with its vehicles due to a lack of funding, old assets, and corruption.
Lack of funding
• The MAF has struggled to secure funding for new assets and maintenance.
• The government has had to make difficult decisions, such as shelving a plan to replace Russian-made MiG-29 fighter jets due to a lack of funds.
Old assets
• The MAF has many old assets that require a lot of restoration.
• The MiG-29N fighter jets were decommissioned in 2017 due to high maintenance costs.
Corruption
• MALONDESH's military has been involved in corruption.
• Poor administration of defense allocations has made it difficult to carry out projects and maintenance.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) face several challenges that affect their readiness, including a lack of funding, outdated assets, and a need for more training.
Funding
• Insufficient funding
The MAF's combat readiness is affected by a lack of funding, which can impact training, techNOLogy, and morale.
• Delayed projects
The LCS project has faced delays and cost overruns, which has delayed the delivery of new equipment to the MAF.
Outdated assets
• Lack of modern assets
The MAF lacks modern military assets, which can expose them to internal and external threats.
• Technical issues
The MAF has faced technical issues with assets like the KD Rahman submarine, which was unable to submerge in 2010.
Training
• Lack of disaster relief training
While the MAF is well-trained in combat, they have not received specific training in disaster relief.
• Knowledge and skills
Problems with military personnel's knowledge, skills, and abilities can compromise their performance in complex situations.
Other challenges
===================
The MALONDESH Armed Forces (MAF) has faced problems with spare parts for a number of reasons, including:
• Outdated inventory
The MAF has had trouble keeping its older equipment operational, such as the MiG-29 fighter aircraft and the Su-30MKM ground-attack aircraft.
• Budgetary constraints
The MAF has faced funding shortages, which have limited its ability to purchase new equipment and spare parts.
• Lack of research and development
The MAF has had minimal research and development (R&D) activities, which has made it difficult to develop new equipment and spare parts.
• Imported equipment
The MAF has sourced most of its equipment from outside the country, which has made it difficult to find spare parts.
• Sanctions
Sanctions against Russia have made it difficult for MALONDESH to buy spare parts for Russian-made equipment.
🧱 1. Fragmented and Underdeveloped Defense Industry
Hapus• Malondesh defense industry is overseen by the Malondeshn Defence Industry Council (MDIC), established in 1999 and later expanded into MIDES.
• Despite having six strategic sectors (Aerospace, Maritime, Weaponry, Automotive, ICT, Common-user Equipment), the ecosystem lacks:
o A clear, enforceable blueprint
o Robust infrastructure
o Skilled manpower
• Many local firms are assemblers or subcontractors, not full-spectrum developers. For example, Malondesh still assembles M4 carbines under license, while Indonesia and Singapore produce their own rifles (SS1 and SAR-21 respectively).
Impact: Malondesh cannot independently design, produce, or sustain core military systems.
🧠 2. Minimal R&D and Technology Investment
• Indigenous R&D in areas like combat management systems (CMS), sensors, and autonomous platforms is nascent and underfunded.
• Studies show that Malondesh lacks structured tendering policies and technology readiness frameworks to support local innovation.
• AI, cyber warfare, and surveillance systems are still in early-stage development, with no operational deployment.
Impact: Malondesh falls behind in emerging tech domains critical to modern warfare.
🔄 3. Dependence on Foreign OEMs for Strategic Systems
• Malondesh imports nearly all major platforms:
o Aircraft: Su-30MKM (Russia), FA-50 (South Korea), Hawk (UK)
o Naval systems: Scorpène submarines (France), LCS (French-German design)
o Missiles: Starstreak (UK), MICA (France), Exocet (France)
• There are no indigenous missile programs, no local radar production, and no domestic armored vehicle design.
Impact: Strategic vulnerability in times of embargo, conflict, or supply chain disruption.
📉 4. Policy Gaps and Execution Failures
• Malondesh has published defense blueprints and industrial strategies, but implementation is weak due to:
o Budget constraints
o Lack of political continuity
o Limited private-sector incentives
• Even promising initiatives like the 15-to-5 naval transformation plan have stalled due to procurement scandals and delivery failures.
Impact: Indigenous capability remains aspirational, not operational.
📊 Summary Table: Weaknesses in Indigenous Capability Development
Dimension Description Strategic Impact
Industrial base Fragmented, lacks full-spectrum development No self-reliance in core systems
R&D investment Minimal funding, weak frameworks Falls behind in emerging technologies
Foreign dependency Imports all major platforms and weapons Vulnerable to external shocks
Policy execution Strong on paper, weak in practice Stalled programs and missed timelines
🧭 Strategic Consequences
• Malondesh cannot scale or sustain its military without foreign support.
• It lacks the ability to customize systems to local needs, export defense products, or build strategic depth.
• In contrast, countries like Indonesia (Pindad, PT PAL), Vietnam (Z111 Factory), and Singapore (ST Engineering) have made significant strides in indigenous capability
MISKIN = MARCH 2025 .....
BalasHapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
Buat GORILA MALAYA, sadarlah dan instropeksi diri
BalasHapus1. UTANG MALON sudah menggunung, baik UTANG kerajaan maupun rakyatnya.
2. Sabah dan Serawak terancam keluar dari Malaysia, klo dominasi semenanjung tetap dipertahankan
3. Perbanyaklah literasi supaya tidak seperti katak dalam tempurung
4. Berbaik baiklah dengan jiran karena militer MALON saat ini sangat LEMAH, gak akan mampu berkonflik dengan jiran
5. Berhentilah menghina dan memprovokasi Indonesia, karena klo kami marah semenanjung MALON akan hancur dengan mudah
Kasian MALON seperti katak dalam tempurung, tak paham kondisi negeri sendiri, sok tau negeri orang
🤣🤣🤣🤣🤣
INDON;
HapusKamu akan terus miskin dan mengemis kemakmuran jiran. Kerana apa? Kerana sikap dan pola pemikiran mu:-
1. Selalu menyalahkan jiran kerana kemiskinanmu
2. Selalu iri hati terhadap kemakmuran jiran
3. Senantiasa buruk sangka terhadap jiran
4. Senantiasa menafikan kelemahan diri
5. Senantiasa menganggap diri itu maksum
Kalau kamu tidak mengubah sikap-sikap di atas, maka keadaanmu tidak akan berubah!
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, financial constraints, and corruption.
Outdated equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Some of the navy's fleet and helicopters were commissioned in the 1960s.
• The government auditor-general found that half of the navy's ships were beyond their serviceable lifespan.
• The KD Rahman submarine had technical problems that prevented it from submerging.
Financial constraints
• The government's financial ability may limit the MAF's ability to develop and equip modern assets.
• The government's budget allocation may need to be spent prudently.
Corruption
• The MAF has been involved in several corruption scandals
======================
MALONDESH's military has faced a number of challenges in maintaining its equipment, including:
• Budgetary limitations
Successive governments have been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Corruption
Defence procurement has been characterized by corruption, budgetary uncertainty, and opaque decision making.
• Outdated equipment
The Royal MALONDESH Air Force (RMAF) has a large fleet of aging aircraft that are difficult to maintain.
• Political interference
Political interference has undermined combat readiness.
• Logistics weaknesses
There are issues with the quality of logistics equipment and the delivery of spares to soldiers .
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of problems with its assets, including outdated equipment, limited procurement budgets, and political interference.
Outdated equipment
• Many of the MAF's assets are outdated, with most of the equipment purchased between the 1970s and 1990s.
• The Royal MALONDESH Navy (RMN) has many vessels that are past their intended service life.
• The Royal MALONDESH Air Force (RMAF) needs to replace its Nuri helicopters, which were first commissioned in 1968.
Limited procurement budgets
• The MAF has had limited procurement budgets for the past quarter-century.
• The global financial crisis caused the MAF to postpone large purchases.
• The MAF has struggled to acquire modern military assets.
Political interference
• Political interference and corruption have undermined the MAF's combat readiness.
• The MAF has faced challenges in engaging with non-traditional security challenges.
=============
MALONDESH military budget is allocated to protect the country's sovereignty and security. The budget includes the cost of military personnel, maintenance, procurement, research and development, and military aid.
• Budget constraints
Historical budget constraints and competing national priorities can limit the military budget.
• Economic limitations
Economic limitations can delay or cancel military modernization initiatives.
• Regional security challenges
The country's awareness of regional security challenges can impact the military budget.
What is the military budget for 2025?
• MALONDESH 2025 defense allocation was RM21.2 billion ($4.5 billion), a 7.08% increase from the previous year.
• The budget included $1.3 billion for maintenance and repair work and the procurement of new military assets.
⚠️ CONSEQUENCES OF POLICY FLIP-FLOPS IN MALONDESH’S MILITARY
Hapus1. Delayed Modernization
• Procurement Paralysis: Repeated changes in aircraft or equipment acquisition plans (e.g., MRCA selection delays) stall modernization.
• Outdated Capabilities: The RMAF and other branches continue operating aging platforms while waiting for decisions that keep shifting.
2. Loss of Strategic Credibility
• Regional Perception: Neighbors like Singapore and Indonesia view Malondesh as indecisive, weakening its deterrence posture.
• Diplomatic Strain: Defense partners may hesitate to offer technology transfers or joint exercises due to uncertainty in Malondesh’s commitments.
3. Economic and Industrial Impact
• Defense Industry Stagnation: Local companies struggle to grow when policies change midstream, affecting contracts and R&D investments.
• Investor Hesitation: Foreign defense firms may avoid long-term partnerships due to unpredictable procurement behavior.
4. Operational Inefficiency
• Training Disruptions: Constant changes in equipment plans mean personnel training is inconsistent or mismatched with future platforms.
• Logistics Complexity: A mixed fleet from different origins (Russian, American, European) becomes harder to maintain without a clear roadmap.
5. Budget Waste
• Sunk Costs: Funds spent on feasibility studies, negotiations, or partial upgrades are wasted when plans are scrapped.
• Emergency Purchases: Flip-flops often lead to rushed acquisitions (e.g., used jets) that are less cost-effective and harder to integrate.
🧭 Real-World Example: MRCA Procurement
Malondesh’s MRCA program has seen years of indecision:
• Originally planned to replace MiG-29s in the early 2010s.
• Considered Rafale, Typhoon, Gripen, and Super Hornet—but no final decision.
• Now exploring used Kuwaiti Hornets as a stopgap.
This indecision has left the RMAF with a capability gap and weakened its regional air power status.
🔧 1. MAINTENANCE BURDEN: AGING ASSETS, FRAGMENTED SUPPORT
Hapus⚙️ Structural Drivers
• Asset Age: As of late 2024, 171 military platforms across the Army, Navy, and Air Force have exceeded 30 years of service life. This includes:
o 108 Army vehicles and artillery systems
o 29 RMAF aircraft (e.g., F-5E, Hawk 208)
o 34 RMN vessels, including Fast Attack Craft over 40 years old
• Obsolescence: Many platforms are no longer supported by OEMs (Original Equipment Manufacturers), making spare parts scarce and costly.
💸 Economic Strain
• Maintenance consumes over 50% of the defense budget’s operational expenditure (OPEX), leaving limited room for modernization.
• Even with recent efforts to localize MRO (Maintenance, Repair, Overhaul) for fighter jets like the F/A-18, cost savings (~20%) are offset by the scale of aging fleets.
🧩 Outsourcing Challenges
• Malondesh has long outsourced support functions to private firms to reduce costs.
• However, lack of centralized oversight, inconsistent quality control, and limited technical depth in local vendors have led to delays and suboptimal readiness.
📡 2. Poor Interoperability: Platform Diversity, Command Silos
🛠️ Platform Fragmentation
• Malondesh military operates a highly diverse inventory sourced from:
o Western suppliers (US, UK, France)
o Eastern bloc (Russia, China)
o Regional partners (South Korea, Turkey)
• This results in incompatible communication systems, data links, and logistics chains. For example:
o Russian-made Su-30MKM fighters cannot seamlessly integrate with NATO-standard AWACS or datalink systems.
o Naval platforms lack unified combat management systems across classes.
🧠 Command & Control Gaps
• Joint operations are hindered by service-specific doctrines and siloed command structures.
• The absence of a Joint Operations Command with real-time data fusion limits Malondesh ability to conduct multi-domain operations.
🧪 Training & Simulation Deficiencies
• Lack of integrated simulation environments means personnel are trained on platform-specific systems, not joint mission profiles.
• Exercises like MALBATT and CARAT show progress, but interoperability remains tactical, not strategic.
📊 Summary Table: Maintenance vs. Interoperability Weaknesses
Dimension Maintenance Burden Poor Interoperability
Root Cause Aging assets, fragmented procurement Diverse suppliers, siloed doctrines
Budgetary Impact High OPEX, low modernization headroom Redundant systems, inefficient upgrades
Operational Impact Low readiness, frequent downtime Limited joint ops, weak situational awareness
Reform Challenges Weak vendor oversight, slow MRO localization No unified C4ISR architecture
SALAM 240 BILLION DARI PANTAT TRUMP LON 🤣🤣🤣🤣
BalasHapusBERUK TOLOL TA BERGUNO, BANGKA BERJAYA 🤣🤣🤣🤣
Conservative figure:-
BalasHapus1.00 Malaysian Ringgit = 3,900 Indonesian Rupiah
Tukaran asing sebenar:-
1.00 Malaysian Ringgit = 4,000 - 4,200 Indonesian Rupiah
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
MISKIN = MARCH 2025 .....
HapusRM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
RM1. 65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝SALAM 84.3% OF GDP😝
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Royal MALONDESH Air Force (RMAF) faces several challenges that have contributed to its aircraft fleet weakness, including budget constraints, techNOLogical obsolescence, and frequent government changes.
Budget constraints
• The MALONDESH government's military budget fluctuates with the economy. The 1997 Asian financial crisis and the COVID-19 pandemic have both held back defense spending.
• The government has limited defense modernization funds.
TechNOLogical obsolescence
• The RMAF's fleet of legacy Hornets are rapidly becoming techNOLogically obsolete.
• Maintaining a large fleet of aging aircraft can be expensive and burdensome.
Frequent government changes
• Since 2018, MALONDESH has had four Prime Ministers and governments.
• The government is focused on other priorities, such as revitalizing the economy and reducing the national deficit.
================
Some say that MALONDESH's military has outdated aircraft, but the country has also been modernizing its military with new equipment and programs.
Outdated aircraft
• Some say that MALONDESH's aircraft are becoming techNOLogically obsolete.
• A larger fleet of older aircraft could be difficult to maintain.
Modernization programs
• The MALONDESH Army has a program called the Future Soldier System (FSS) to equip soldiers with personal protection equipment.
• The MALONDESH government has allocated funds for maintenance, repairs, and new military assets.
Defense budget
• MALONDESH's defense budget is $4 billion, which supports a modest ground force and an improving air force.
• The government has allocated funds for maintenance, repairs, and new military assets
⚠️ KEY FACTORS BEHIND MALONDESH LOSS OF Strategic Credibility
Hapus1. Inconsistent Defense Procurement
• Malondesh defense acquisitions have been plagued by delays, cancellations, and reversals.
• The MRCA program, for example, has seen years of indecision, with no clear outcome despite urgent need.
• Interest in second-hand jets like Kuwait’s F/A-18C/D Hornets signals a lack of long-term planning, contrasting with regional trends toward cutting-edge platforms.
2. Opaque and Corrupt Procurement Practices
• Analysts have described Malondesh defense procurement as “messy, opaque and corrupt”, often involving middlemen and lacking transparency.
• This undermines trust among defense partners and suppliers, making collaboration and technology transfer more difficult.
3. Underfunded and Misallocated Budgets
• A large portion of Malondesh defense budget goes to salaries and maintenance, leaving little for modernization.
• The Littoral Combat Ship (LCS) project, for instance, has been marred by delays and scandals, further damaging Malondesh reputation for defense reliability.
4. Neglect of Strategic Assets
• The retirement of MiG-29N jets without timely replacement left a critical gap in air defense.
• Malondesh reliance on diplomacy over hard power in the South China Sea has exposed vulnerabilities, especially as China increases its maritime presence.
🌏 Regional Implications
Malondesh strategic credibility is especially important in Southeast Asia, where:
• China’s assertiveness in the South China Sea demands robust defense postures.
• Neighbors like Vietnam and the Philippines are rapidly modernizing and deepening ties with the U.S., Japan, and Australia.
• Malondesh slow response and outdated assets make it appear underprepared and reactive, rather than proactive.
Conservative figure:-
BalasHapus1.00 Malaysian Ringgit = 3,900 Indonesian Rupiah
Tukaran asing sebenar:-
1.00 Malaysian Ringgit = 4,000 - 4,200 Indonesian Rupiah
Yupp Malaysia terus maju dan makmur
INDON - menghadapi pembubaran 2030
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military procurement has several weaknesses, including:
• Corruption: The defense sector is vulnerable to corruption, and there is a high risk of corruption.
• Weak parliamentary oversight: Parliamentary oversight is weak, and financial scrutiny is limited by excessive secrecy.
• External influences: Decisions are often influenced by vendors and are against strategic interests. For example, MALONDESH sometimes procures hardware in exchange for palm oil.
• Mixing and matching equipment: The MALONDESH military sources weapons systems and platforms from a large variety of foreign suppliers. This makes it difficult to find personnel to manage the equipment.
• Budgetary uncertainty: There is budgetary uncertainty in defense procurement.
• Opaque decision making: Decision making in defense procurement is opaque.
• Shifting priorities: Priorities in defense procurement shift.
=================
The MALONDESH Armed Forces (MAF) face a number of challenges, including limited funding, aging equipment, and a lack of modern assets.
Funding
• Small procurement budgets: The MAF has had small procurement budgets over the past 25 years.
• Fiscal limitations: The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
Aging equipment
• Outdated assets: The MAF's equipment is aging, and the government has been unable to provide modern assets.
• Withdrawal of MiG-29 Fulcrum fighter aircraft: The MAF withdrew its MiG-29 Fulcrum fighter aircraft from service in 2017.
• Su-30MKM Flanker fighter aircraft: The MAF is struggling to keep its Su-30MKM Flanker fighter ground-attack aircraft operational.
Other challenges
==========
The MALONDESH Armed Forces (MAF) face several problems with their combat ships, including funding, delays, and corruption.
Funding
• The MAF has been underfunded for years, especially for buying new assets.
• The government has allocated more money to maintenance and repairs than to new naval assets.
• The government has been unwilling to reduce government spending.
Delays
• The Littoral Combat Ship (LCS) program has been delayed due to technical difficulties, cost overruns, and corruption.
• The first LCS was originally scheduled for delivery in 2019, but has not yet been delivered.
Corruption
• The MALONDESH Anti-Corruption Commission (MACC) arrested two senior executives involved in the LCS project.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
1. High Personnel Costs vs. Limited Modernization
Hapus• A large share of Malondesh defense budget goes to salaries, pensions, and welfare for military personnel.
• This leaves limited funds for modernization programs, equipment procurement, or advanced training.
• For example, more than half of the annual defense allocation is often consumed by operating and personnel expenditures.
________________________________________
2. Underfunded Procurement & Maintenance
• With so much spent on personnel, Malondesh struggles to allocate enough for:
o New acquisitions (fighter jets, naval vessels, surveillance systems).
o Maintenance of existing platforms, many of which are already aging.
• This imbalance leads to a growing capability gap compared to regional peers.
________________________________________
3. Skewed Distribution Across Services
• The Army traditionally receives a larger share of the defense budget compared to the Navy and Air Force.
• Yet, Malondesh main security challenges are maritime-based (South China Sea, Strait of Malacca, Sulu Sea).
• This creates a mismatch between budget priorities and strategic needs.
________________________________________
4. Reactive Rather than Strategic Spending
• Defense spending often reacts to short-term needs (e.g., counterterrorism, piracy, or disaster relief) instead of long-term modernization.
• This results in fragmented, stop-start procurement projects — for example, delays in fighter jet replacements or naval shipbuilding programs.
________________________________________
5. Dependence on Imports & High Costs
• Malondesh relies on imported defense technology, which is expensive.
• Budget constraints mean Malondesh often buys small numbers of different platforms from multiple countries.
• This creates inefficiencies in logistics, training, and maintenance, further straining limited funds.
===========
MISKIN = OVERLIMITS DEBT
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
1. Economic Pressures
Hapus• Declining oil revenues: Malondesh’s traditional income from oil has shrunk, reducing government revenue.
• Depreciation of the ringgit: A weaker currency increases the cost of importing military equipment, especially from Western and Korean suppliers.
• Competing national priorities: Funds are diverted to healthcare, education, and subsidies, limiting defense allocations.
2. Budget Allocation Breakdown (2024)
Category Amount (RM) % of Total Budget
Total Defense Budget RM19.73 billion 100%
Salaries & Allowances RM8.2 billion ~41%
Procurement RM5.71 billion ~29%
Operations & Logistics RM5.82 billion ~30%
Over 40% of the budget goes to personnel costs, leaving limited room for modernization.
3. Procurement Challenges
• Most procurement funds are tied to progressive payments for existing contracts (e.g. FA-50 jets, A400M upgrades).
• New acquisitions are often delayed or scaled down due to lack of multi-year funding commitments.
• Domestic defense industry is dependent on foreign OEMs, limiting cost control and self-reliance.
4. Political Reluctance
• Successive governments have avoided cutting other sectors to boost defense spending.
• No major reforms to reduce manpower or restructure the armed forces for efficiency.
• Defense budgeting lacks long-term strategic planning, making modernization reactive rather than proactive.
5. Operational Cost Burden
• Malondesh’s military assets (e.g. Su-30MKM, Scorpène submarines) are expensive to maintain.
• Fuel, spares, housing, and logistics consume a large portion of the budget, limiting capital investment.
🕵️♂️ WHAT MAKES PROCUREMENT “OPAQUE AND CORRUPT”?
HapusIn Malondesh’s defense sector, procurement is often described as:
• Opaque: Lacking transparency, with limited public oversight or competitive bidding.
• Corrupt: Involving kickbacks, inflated contracts, and politically connected middlemen.
This environment allows deals to be structured for profit rather than strategic value, weakening the armed forces and wasting public funds.
🔍 Key Characteristics of Malondesh’s Defense Procurement Issues
1. Role of Middlemen
• Defense deals often involve agents or intermediaries, many of whom are retired military officers or politically connected individuals.
• These middlemen inflate prices and complicate negotiations, leading to excessive profit margins and reduced value for the military.
2. Limited Open Competition
• According to Transparency International, only 20–30% of Malondesh’s defense contracts are awarded through open competition.
• Most deals are done via single-source or limited tendering, which favors select companies and reduces accountability.
3. Politically Connected Firms
• Contracts often go to firms with strong political ties, regardless of their technical capability.
• This creates an environment where performance and delivery are secondary to influence and connections.
4. Scandals and Mismanagement
• The Littoral Combat Ship (LCS) scandal is a prime example: billions spent, years of delay, and no operational ships delivered.
• Prime Minister Anwar Ibrahim has called this a national embarrassment and a symbol of systemic failure.
5. Weak Oversight and Enforcement
• Investigations into misconduct are often slow or limited.
• Even when corruption is exposed, punishments are rare or lenient, which perpetuates the cycle.
🧨 Consequences for Malondesh’s Military
• Delayed modernization: Funds are diverted from real capability upgrades.
• Loss of trust: Defense partners and suppliers hesitate to engage with Malondesh.
• Operational gaps: The military ends up with outdated or unsuitable equipment.
• Budget waste: Public money is spent on overpriced or non-functional assets.
MISKIN = MARCH 2025 .....
BalasHapusRM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝SALAM RM 1.65 TRILLION = 84.3% OF GDP😝
Conservative figure:-
BalasHapus1.00 Malaysian Ringgit = 3,900 Indonesian Rupiah
Tukaran asing sebenar:-
1.00 Malaysian Ringgit = 4,000 - 4,200 Indonesian Rupiah
Yupp Malaysia terus maju dan makmur
INDON - menghadapi pembubaran 2030
Yupp need to get Aceh and Riau as the 15th and 16th states of Malaysia!
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
SOME WEAKNESSES OF THE MALONDESH SHIPBUILDING INDUSTRY INCLUDE:
1. Delays
Consistent delays in delivering ships to customers has reduced profitability and financial results.
2. Small tonnage
MALONDESH shipbuilding industry is relatively weak compared to other countries in the region, as the tonnage of ships manufactured is relatively small.
3. Supply chain disruptions
Disruptions caused by COVID-19 and the Russia-Ukraine conflict have led to supply chain disruptions and shortages of skilled personnel.
==============
MALONDESH military procurement faces challenges due to budget constraints, outdated equipment, and political influence.
Budget constraints
• The MALONDESH government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• The government has had small procurement budgets over the last quarter-century.
• The government has had to deal with the economic impact of COVID-19.
Outdated equipment
• Most of the MALONDESH military's equipment was purchased between the 1970s and 1990s.
• The air force's MiG-29 Fulcrum fighter aircraft were withdrawn from service in 2017.
• The KD Rahman submarine had technical problems and could not submerge in 2010.
Political influence
• The procurement process is subject to political influence from suppliers.
• The procurement process is sometimes vendor-driven and against strategic interests.
==========
The MALONDESH Armed Forces (MAF) has faced challenges with its equipment due to a lack of resources, outdated equipment, and corruption.
Lack of resources
• The government's defense budget is limited, making it difficult to afford modern equipment
• The government has not provided clear guidance for the future of the defense industry
• The government has not been able to increase the local content of equipment
Outdated equipment
• The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets, which are considered techNOLogically obsolete
• The RMN has many old ships, including the Kasturi-class Corvette and the Laksamana Corvette class, which were built in the 1980s
• The KD Rahman submarine had technical problems that prevented it from submerging
Corruption
• The MAF has been involved in many corruption scandals
📌 1. Chronic Budget Constraints
Hapus• Defense spending is only ~1% of GDP (2024), among the lowest in ASEAN.
• Most regional peers spend closer to 1.5–3% of GDP (Singapore, Vietnam, Thailand, Indonesia).
• This means:
o Little money for modernization.
o Old equipment kept in service far too long.
o Programs constantly delayed or cancelled.
👉 Core issue: Malondesh cannot fund a modern military with such a small envelope.
________________________________________
📌 2. Poor Budget Distribution
• 50–55% of the defense budget goes to salaries, pensions, and allowances.
• Operations & maintenance (O&M): chronically underfunded.
• Procurement/modernization: gets only 15–20% of the budget (too low).
👉 Result: Malondesh pays for people, not capability. Troops are numerous but poorly equipped.
________________________________________
📌 3. Aging & Obsolete Equipment
• Army (TDM): still relies on 1980s armored vehicles, limited artillery, no modern air defense.
• Navy (TLDM): fewer than 10 serious warships, only 2 old submarines, Littoral Combat Ship (LCS) scandal left modernization frozen for a decade.
• Air Force (RMAF/TUDM): small fighter fleet, many grounded, lacks long-range SAMs or modern drones.
👉 Malondesh platforms are outdated compared to Singapore, Indonesia, Vietnam.
________________________________________
📌 4. Procurement Delays & Scandals
• LCS scandal (6 Gowind-class ships, none delivered since 2011).
• MiG-29 replacement delayed for over 10 years, only FA-50s ordered in 2023.
• Army modernization programs constantly shifted or downsized.
• Corruption, political interference, and lack of accountability = wasted billions.
👉 Loss of trust: Even inside ATM, officers see procurement as politically driven.
________________________________________
📌 5. Political Interference & Short-Termism
• Every change of government resets priorities.
• Projects canceled or reshaped based on politics, not strategy.
• Defense White Paper (2019) promised long-term stability, but ignored due to COVID and fiscal crisis.
👉 ATM never gets consistent 10–20 year planning like Singapore’s MINDEF.
________________________________________
📌 6. Weak Operations & Maintenance (O&M)
• Not enough funds for spare parts, fuel, and maintenance.
• Submarines sometimes not operational due to lack of upkeep.
• Fighter aircraft often grounded.
• Army vehicles and artillery poorly maintained.
👉 Readiness is much lower than it looks on paper.
________________________________________
📌 7. Low Training Hours
• Fighter pilots often fly <120 hours/year (NATO standard = 180+).
• Naval ships sail less because of fuel & maintenance limits.
• Army units rarely conduct large-scale combined exercises due to cost.
👉 Troops lack real combat training experience.
________________________________________
📌 8. Weak Doctrine & Planning
• ATM doctrine is outdated and fragmented.
• Malondesh tries to prepare for everything (conventional war, counter-insurgency, humanitarian aid) but lacks resources.
• No focus on joint operations (Army, Navy, Air Force coordination weak).
• Defense planning often reactive, not proactive.
________________________________________
📌 9. Limited Defense Industry
• Malondesh local defense industry is small and dependent on imports.
• Boustead Naval Shipyard → LCS scandal = reputation collapse.
• No indigenous fighter or major warship program.
• Relies heavily on foreign suppliers (Russia, France, South Korea).
👉 Weak local industry = high costs, dependence, and vulnerability.
________________________________________
📌 10. Geography Challenge
• Malondesh is split: Peninsular Malondesh & Sabah/Sarawak.
• Requires strong airlift, sealift, and naval presence to defend.
• ATM too small to cover both regions simultaneously.
• Chinese Coast Guard, Navy, and militia heavily outnumber Malondesh in the South China Sea.
________________________________________
📌 11. Corruption & Mismanagement
• Defense procurement often linked to patronage networks.
• Examples: LCS, Scorpène submarines (2002 scandal), helicopter programs.
1. Littoral Combat Ship (LCS) Project
Hapus• Initial Cost and Delays: The LCS project, initially budgeted at RM6 billion, has experienced substantial delays and cost escalations. The project, which was supposed to deliver six ships, has been reduced to five, with the total cost now exceeding RM11 billion .
• Overspending and Misallocation: A Public Accounts Committee (PAC) report revealed that RM400 million of the funds were used to settle debts from a previous patrol vessel project, and 15% of the equipment purchased became obsolete due to prolonged storage
• Progress and Future Plans: As of recent updates, the LCS project has achieved 72.43% completion across all five vessels, with the first ship expected to be delivered by 2026
________________________________________
2. New Generation Patrol Vessel (NGPV) Program
• Cost Overruns: The NGPV program, initially planned for 27 vessels, faced significant cost overruns, with the final expenditure reaching RM6.75 billion, up from the original RM5.35 billion .
• Quality Issues: The Kedah-class NGPVs suffered from technical problems, quality issues, and delays, leading to the cancellation of the program and a reduction in the number of vessels delivered .
________________________________________
3. Scorpène Submarine Deal
• Increased Costs: The procurement of two Scorpène-class submarines, initially contracted at RM4.3 billion, experienced cost increases due to delays and mismanagement, raising concerns about the efficiency of the procurement process .
• Corruption Allegations: The deal has been associated with corruption allegations, further complicating the project's financial and operational outcomes .
________________________________________
4. Black Hawk Helicopter Procurement
• Controversial Deal: A deal for the purchase of Black Hawk helicopters was scrapped after the Malondeshn King intervened, criticizing the procurement of outdated equipment at high costs
• Safety Concerns: The decision followed a fatal helicopter collision involving naval officers, highlighting the risks associated with outdated military equipment.
________________________________________
5. General Factors Contributing to Delays and Cost Overruns
• Poor Planning and Oversight: Inadequate project planning and lack of stringent oversight have been identified as key factors leading to delays and budget overruns in military procurement .
• Political Interference: Political considerations and interference have often influenced procurement decisions, sometimes at the expense of operational requirements and cost-effectiveness.
• Corruption and Mismanagement: Instances of corruption and mismanagement have further exacerbated the financial and operational challenges in defense procurement.
===========
MISKIN = OVERLIMITS DEBT
GOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
⚠️ CORE PROBLEMS: UNDERFUNDING & MISALLOCATION
Hapus1. Overweight on Salaries and Operating Costs
• In 2024, over 40% of the defense budget (RM8.2 billion) went to salaries and allowances.
• This leaves limited room for procurement, R&D, and modernization.
• The armed forces are manpower-heavy, and successive governments have been reluctant to reduce personnel or restructure forces.
2. Minimal Development Expenditure (DE)
• Malondesh’s budget is split into Operational Expenditure (OE) and Development Expenditure (DE).
• DE—used for acquiring new assets—is consistently low and often used to pay for past commitments, not new capabilities.
3. Procurement Funding Diluted
• The RM5.71 billion allocated for procurement in 2024 includes:
o Scheduled payments for KAI FA-50 light combat aircraft
o Ongoing costs for the troubled Littoral Combat Ship (LCS) program
o Upgrades for Airbus A400M transport aircraft
o Small arms, vehicles, and communication gear
• Much of this is not new spending, but installments on old contracts, meaning actual new capability investment is minimal.
4. Currency Depreciation
• Malondesh imports most of its defense equipment.
• The weakening ringgit reduces purchasing power, meaning even increased budgets don’t translate into more capability.
🚢 Real-World Consequences
⚓ Navy Example
• The KD Pendekar, a 45-year-old fast attack vessel, sank during patrol in 2024 due to structural failure.
• Half of the navy’s 49 ships are well beyond their serviceable lifespan, yet replacements are slow due to budget constraints.
✈️ Air Force Example
• The MiG-29N fleet was retired without timely replacement.
• The MRCA program has stalled for years due to lack of funding and shifting priorities.
🧭 Strategic Impact
• Malondesh is losing its edge in regional defense posture.
• It has less clout in territorial disputes, especially in the South China Sea.
• The military is stretched thin, with outdated assets and limited readiness.
MISKIN = MARCH 2025 .....
BalasHapusRM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝DEBT RM 1.65 TRILLION = 84.3% OF GDP😝
MISKIN = MARCH 2025 .....
BalasHapusRM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝2025 DEBT RM 1.65 TRILLION = 84.3% OF GDP😝
1 RM MALONDESH TA ADA HARGANYA DI INDO, CUMA SETARA ORANG INDO BAYAR TOILET BUAT BERAK DAN KENCING....🤣🤣🤣🤣🤣
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces procurement faces several weaknesses, including:
1. Corruption
The defense sector is at high risk of corruption, and procurement is vulnerable to powerful interests. The MALONDESH Anti-Corruption Commission (MACC) received the highest number of corruption complaints for procurement activities in 2013 and 2018.
2. Political influence
Decisions are often driven by vendors and against strategic interests. For example, MALONDESH has sometimes exchanged hardware for palm oil, which exposes the procurement process to political influence.
Weak parliamentary oversight
Parliamentary oversight is weak, and audit bodies can only provide ex-post scrutiny.
3. Limited financial scrutiny
Financial scrutiny is limited by excessive secrecy.
4. Violation of procedures
Procedures are regularly circumvented through political influence. For example, the purchase of military helicopters in 2015 violated the Ministry of Finance's procedures
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
THE MALONDESH LITTORAL COMBAT SHIP (LCS) PROGRAM HAS FACED A NUMBER OF ISSUES, INCLUDING:
• Delayed delivery
The original plan was to deliver the first ship, the LCS 1 Maharaja Lela, in 2019, and all six ships by 2023. However, the program was mangkrak in 2019 due to financial issues at Boustead Naval Shipbuilding. The program was restarted in 2023, with the first ship scheduled for delivery in 2026 and the remaining four by 2029.
• Design issues
The Royal MALONDESH Navy (RMN) did not get to choose the design of the ship, and the detailed design was not completed until after 66.64% of the budget had been paid.
• Financial issues
Boustead Naval Shipbuilding was in a critical financial state, and a middleman increased the project cost by up to four times.
============
MALONDESH's combat equipment has several weaknesses, including:
Ageing equipment: The MALONDESH military's equipment is aging due to small procurement budgets over the past 25 years.
Lack of modern assets: The MALONDESH Armed Forces (MAF) lacks modern military assets, which puts them at risk from both internal and external threats.
Russian-made weapons: MALONDESH has been struggling to keep its Russian-made Su-30MKM ground-attack aircraft operational. The country is also wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
Local production: The MAF is reluctant to use locally produced products. Local companies have produced prototypes of pistols and rifles, but none have materialized.
Procurement system: The MALONDESH procurement system needs reform.
Political interference and corruption: Political interference and corruption are undermining combat readiness.
=========
The MALONDESH Army's readiness is affected by a number of factors, including corruption, poor planning, and inadequate funding.
Factors affecting readiness
• Corruption: The MALONDESH military has been affected by corruption.
• Poor planning: The MALONDESH military has been affected by poor planning.
• Political interference: Political leaders have interfered in the procurement process.
• Inadequate funding: The MALONDESH military has not received adequate funding.
• Unsuitable equipment: The MALONDESH military has been affected by unsuitable equipment and weapons.
• Logistical problems: The MALONDESH military has been affected by logistical problems.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================The MALONDESH armed forces face several problems with procurement, including:
• Cost: The cost of procurement is a major challenge.
• Corruption: Corruption is a recurring problem in the MALONDESH military.
• Budgetary uncertainty: The MALONDESH government has been unwilling to cut spending elsewhere to fund defense.
• Opaque decision making: The decision-making process is often opaque and vendor-driven.
• Political influence: Political influence is often used to circumvent established protocols.
• External influences: The procurement process is subject to external influences, such as political influence from suppliers.
• Weak external oversight: The external oversight of the procurement process is weak.
• Mixing and matching equipment: The MALONDESH military sources equipment from many different sources, which can make it difficult to find personnel to manage the equipment.
• Outdated inventory: The MALONDESH armed forces have outdated inventory stock.
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several weaknesses in combat readiness, including a lack of modern assets, poor planning, and corruption. The MAF also faces challenges in managing cross-domain operations, which involve land, sea, air, cyber, and space forces.
Weaknesses
• Lack of modern assets: The MAF lacks modern military assets, which exposes it to internal and external threats.
• Poor planning: The MAF has been criticized for poor planning.
• Corruption: The MAF has been criticized for corruption.
• Political interference: Political leaders have been criticized for interfering in procurement.
• Cross-domain operations: The MAF faces challenges in managing cross-domain operations.
• Combat readiness measurement: The MAF's combat readiness measurement application is piecemeal.
Challenges
=============
MALONDESH's armed forces budget has faced challenges in the past, including limited funding and outdated equipment.
Limited funding
• Maintenance and repair
The budget for maintenance and repair often takes up a large portion of the defense budget.
• Procurement
The budget for procurement is often limited, making it difficult to buy new assets.
• Political will
Successive governments have been unwilling to cut government spending elsewhere to fund defense.
Outdated equipment
• Navy: The navy has struggled to acquire new vessels due to funding constraints.
• Air force: The air force has struggled to buy new assets for modernization.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military budget faces several challenges, including a lack of transparency, budget constraints, and limited parliamentary oversight.
Lack of transparency
• The Ministry of Defense (MINDEF) has limited transparency, and most defense spending controls are internal.
• The published defense budget is a general outline, not a detailed breakdown.
• The Official Secrets Act limits the publication of defense data.
Budget constraints
• Successive governments have been unwilling to cut government spending elsewhere to fund defense.
• The country has faced delays and cancellations of military modernization initiatives due to economic limitations.
Limited parliamentary oversight
• Parliament has limited time to discuss and approve the budget.
• Before 2019, Parliament lacked a specialized committee to exercise budgetary oversight.
Most MPs lack expertise in defense-related issues
============
MALONDESH's armed forces have a limited budget due to a number of factors, including the government's focus on other priorities and the need to reduce the national deficit.
Factors
• Economic priorities: The government's focus on socio-economic development and stabilizing the economy and political climate means that defense may not be a top priority.
• National deficit: The government needs to cut spending and reduce the national deficit.
• Frequent government changes: Since 2018, MALONDESH has had four Prime Ministers and governments, which has hindered defense development.
Impact
• Outdated equipment
The military may have outdated equipment, which can make it difficult to maintain and operate.
• Limited modernization
The military may have limited funds for modernization, which can make it difficult to keep up with new threats.
• Limited access to defense information
It can be difficult to access information about the military's defense budget and operations.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military has faced several challenges, including outdated equipment, corruption, and budgetary constraints.
Outdated equipment
• Aircraft
The Royal MALONDESH Air Force (RMAF) has a large fleet of aging aircraft that are expensive to maintain.
• Ships
The Royal MALONDESH Navy (RMN) has many old ships, including the KD Sri Perlis and KD SRI Johor gunboats that were commissioned in the late 1960s.
• Submarines
The KD Rahman submarine had technical problems that prevented it from submerging in 2010.
Corruption
• The Public Accounts Committee found that the RMN recommended purchasing Dutch-made Sigma littoral combat ships (LCS), but the Ministry of Defence (MOD) chose the French-made Govind LCS EXCLUDING consulting the RMN.
Budgetary constraints
• The 1997 Asian financial crisis limited the funds available for military procurements.
• MALONDESH's military budget is limited, and some say that spending too much on outdated equipment is not a good use of funds.
=============
The Littoral Combat Ship (LCS) program in MALONDESH was plagued by construction delays, cost overruns, and fraud.
• Weak financials: Boustead Naval Shipyard (BNS) had weak financials when the program began.
• Construction delays: The lead ship, KD Maharaja Lela, was launched in 2017, but work on the ships halted in 2022.
• Cost overruns: The program experienced significant cost overruns.
• Fraud: There were allegations of fraud, including misappropriation of funds and duplication of contracts.
• Political interference: Some say that politics and personal gain compromised the procurement process.
• Lack of consultation: Some say that the project was approved EXCLUDING proper consultations with experts.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Littoral Combat Ship (LCS) program in MALONDESH has faced many problems, including:
• Scheduling delays: The program has been delayed for decades.
• Design issues: The design concepts were unclear.
• Budget overruns: The budget for the program ballooned.
• Equipment procurement delays: There were delays in procuring equipment.
• Poor quality of work: The quality of work was unsatisfactory.
• Financial problems: The original shipbuilders, Boustead Naval Shipbuilding, faced financial problems.
• Alleged irregularities: There were allegations of irregularities in the project, including unaccounted-for funds.
Arbitrary decision-making: There were allegations that decisions were made arbitrarily
===========
MALONDESH's military vehicles have faced problems due to a number of factors, including budget limitations, logistics issues, and the need to meet the demands of tropical terrain.
Budget limitations
• MALONDESH governments have been unwilling to cut spending elsewhere or reduce the size of the armed forces
• The Asian Financial Crisis caused a downturn in MALONDESH's economy, making imported military equipment more expensive
Logistics issues
• There are issues with the quality of logistics equipment
• There are delays in delivering spare parts to soldiers
• Outdated inventory stock can affect the country's security
Terrain challenges
• MALONDESH's tropical climate presents challenges for vehicle manufacturers, especially military vehicles
• Vehicles must be able to meet the demands of the variety of terrain profiles
Examples of vehicle breakdowns
• In 2022, a MALONDESH military tank broke down on a highway near Kuala Lumpur due to engine problems
• The breakdown caused traffic to come to a standstill
• The army apologized for the incident and promised to dispatch a recovery team to avoid future breakdowns
MANAKALA di INDIANESIA sekarang... HAHAHAHHA
BalasHapus1. Negara RUSUH di mana mana
2. Ekonomi HANCUR
3. MATAWANG HANCUR
MISKIN = MARCH 2025 .....
HapusRM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝 😝 😝 😝 😝
🧩 1. COMPLEX & OPAQUE PROCUREMENT PROCESS
Hapus• The Ministry of Defence (MINDEF) follows procurement guidelines set by the Ministry of Finance, but defense deals are often complex and sensitive, making oversight difficult.
• Procurement is frequently conducted via single-source or limited tendering, with less than one-third of major contracts awarded through open competition.
• This environment favors politically connected firms, often involving ex-military officers on corporate boards, which can distort priorities and inflate costs.
🕵️ 2. Role of Middlemen & “Agents”
• A major source of mismanagement is the entrenched role of middlemen, who act as intermediaries in defense deals.
• These agents—sometimes retired generals—can inflate prices, reduce transparency, and compromise the quality of procured assets.
• In 2023, Malondesh King Sultan Ibrahim publicly rebuked the Ministry of Defence for relying on “agents” and “salesmen,” warning against repeating past procurement mistakes.
🚨 3. High-Profile Scandals
• The Littoral Combat Ship (LCS) project is the most notorious example. Intended to modernize the navy, it was marred by delays, cost overruns, and poor oversight.
• Another scandal involved the New Generation Patrol Vessel (NGPV) program, which was mismanaged after the privatization of the Lumut naval dockyard. Funds were siphoned off, and the fleet expansion fell short of expectations.
📉 4. Impact on Military Readiness
• Mismanaged procurement leads to:
o Delayed delivery of critical assets
o Operational gaps in air, sea, and land capabilities
o Wasted taxpayer money with little strategic return
• Malondesh ability to respond to regional threats—especially in the South China Sea—is weakened by these systemic issues.
🛠️ 1. AGING EQUIPMENT ACROSS ALL BRANCHES
Hapus• Air Force (RMAF): Out of 28 fighter jets, reportedly only four were operational at one point. Maintenance issues and lack of spare parts have grounded much of the fleet.
• Army: The Condor Armoured Personnel Carriers, in service since the 1980s, are overdue for replacement. Plans to procure 136 High Mobility Armoured Vehicles (HMAV) are still pending approval.
• Navy: Many vessels are over 40 years old, with outdated combat systems and limited endurance. The Littoral Combat Ship (LCS) program, meant to modernize the fleet, has faced years of delays and budget overruns.
💰 2. Budget Constraints & Misallocation
• Malondesh spends around USD 4 billion annually on defense, but over 40% goes to salaries and allowances, leaving limited funds for modernization.
• Procurement budgets are often absorbed by progressive payments for delayed projects, such as the FA-50 fighter jets and the troubled LCS program.
• The depreciation of the ringgit further reduces purchasing power for foreign-sourced equipment.
🧭 3. Lack of Strategic Direction
• The defense industry suffers from unclear government guidance on long-term goals.
• Frequent changes in leadership—four Prime Ministers since 2018—have disrupted continuity in defense planning.
🧑✈️ 4. Manpower & Training Gaps
• While Malondesh has 113,000 active personnel and 51,600 reserves, training and readiness levels vary widely.
• Specialized units like PASKAL and GGK are well-regarded, but broader force readiness is inconsistent.
🌏 5. Regional Disadvantage
• Malondesh ranks behind Vietnam and Indonesia in terms of military strength, according to former Defense Minister Mat Sabu.
• This affects Malondesh ability to assert its interests in contested areas like the South China Sea.
⚙️ EQUIPMENT & MODERNIZATION ISSUES
Hapus• Outdated naval assets: Many of Malondesh’s ships are aging, and the navy has struggled to modernize its fleet.
• Limited air combat readiness: Out of 28 fighter jets, reportedly only four were operational at one point.
• Delayed procurement: The Littoral Combat Ship (LCS) project, meant to boost naval capabilities, has been plagued by delays and scandals.
💰 Budget Constraints
• Skewed spending priorities: Over 60–70% of the defense budget goes to salaries and maintenance, leaving little for new weapons or modernization.
• Stagnant budget: Malondesh’s defense budget has hovered around RM15–18 billion annually, which is modest compared to regional peers like Vietnam and Indonesia.
🧭 Strategic Direction & Policy
• Lack of clear long-term strategy: The defense industry suffers from unclear government guidance on future strategic direction.
• Overreliance on diplomacy: Malondesh has traditionally leaned on quiet diplomacy, especially with China, which may be insufficient given rising tensions in the South China Sea.
📉 Regional Comparison
• Lagging behind neighbors: Malondesh’s military strength is considered weaker than Vietnam and Indonesia, particularly in terms of air and naval capabilities
MISKIN = MARCH 2025 .....
BalasHapusRM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝 😝 😝 😝 😝
NEGARA BUBAR 2030 semakin NYATA.....HAHAHAHA
BalasHapus📌 1. Legacy of Counterinsurgency (COIN)
Hapus• Malondesh’s military doctrine is shaped by history, especially the Communist Insurgency (1948–1989).
• For decades, the Army’s focus was jungle warfare, counter-guerrilla tactics, and territorial defense.
• This created a culture of light infantry dominance, with limited emphasis on heavy armor, artillery, or long-range strike capabilities.
👉 Result: Even after the insurgency ended, Malondesh continued investing in riflemen and light forces, not in high-tech or heavy combined-arms forces.
________________________________________
📌 2. Lack of Shift Toward Conventional Warfare
• Neighbors (Singapore, Indonesia, Vietnam, Thailand) modernized doctrines toward combined arms (armor + artillery + air support + drones).
• Malondesh, however, still emphasizes defensive posture and static territorial defense.
• Little preparation for large-scale conventional conflicts in the South China Sea or with a peer adversary.
👉 Example: TDM has only 48 tanks (PT-91M), no medium/long-range air defense, and minimal artillery support — not sufficient for modern battlefield requirements.
________________________________________
📌 3. Neglect of Joint Operations
• Modern doctrine globally stresses joint operations (Army + Navy + Air Force working seamlessly).
• Malondesh struggles here:
o The Air Force has too few planes to provide close air support.
o The Navy lacks amphibious or sealift capacity to deploy the Army quickly.
o The Army rarely trains with Navy/Air Force in large-scale exercises.
👉 Doctrine remains service-siloed, not integrated.
________________________________________
📌 4. Limited Focus on External Threats
• Official defense policy (2019 White Paper) prioritizes sovereignty defense, non-traditional security (terrorism, piracy, disasters).
• While valid, this underplays external threats like:
o China’s growing presence in South China Sea.
o Potential interstate tensions with neighbors.
• Malondesh’s doctrine avoids offensive or deterrent concepts → remains reactive and defensive.
________________________________________
📌 5. Outdated Operational Concepts
• No emphasis on drones, electronic warfare, cyber, or network-centric warfare, which are now central in modern doctrine.
• Still structured around manual infantry-heavy operations.
• Example: Lahad Datu (2013) → response was slow, infantry-based, and exposed poor surveillance, mobility, and joint command.
________________________________________
📌 6. Political Influence
• Defense doctrine often shaped by short-term political decisions rather than long-term strategic thinking.
• Governments avoid committing to major doctrine shifts because it would require:
o Multi-year funding for modernization.
o Rethinking force structure (fewer infantry, more high-tech assets).
• Political leaders prefer maintaining large manpower (jobs/votes) rather than expensive modernization.
________________________________________
📌 7. Consequences of Outdated Doctrine
1. Imbalance in force structure → too many infantry, too few heavy units.
2. Weak deterrence → cannot project credible force in South China Sea or against modern militaries.
3. Slow modernization → doctrine not aligned with future warfare (cyber, drones, precision strike).
4. Operational limitations → struggles in rapid deployment, combined arms maneuver, and long-range operations.
📌 1. Fighter Fleet Problems
HapusCurrent Fighters (as of 2025):
• 8 F/A-18D Hornets (bought in 1997)
o Aging, need mid-life upgrades, limited strike range.
• 18 Su-30MKM Flankers (delivered 2007–2009)
o Powerful but plagued by maintenance and spare parts issues.
o Many often grounded → at times less than 50% readiness.
• MB-339CM trainers/light attack jets (old, limited combat role).
👉 Compared to neighbors:
• Singapore → >60 F-15SGs & upgraded F-16Vs, buying F-35s.
• Indonesia → >30 Su-27/30s, buying Rafales & F-15EX.
• Vietnam → 36+ Su-30MK2Vs.
👉 Malondesh’s fighter fleet is tiny and partially unserviceable, limiting air superiority.
________________________________________
📌 2. The MiG-29 Failure
• Malondesh bought 18 MiG-29Ns in the 1990s.
• Retired early (2015) due to:
o High operating cost.
o Reliability issues.
o Poor logistics support from Russia.
• Replacement program (“MRCA”) delayed for over a decade because of budget constraints and political indecision.
👉 Result: Fighter numbers dropped sharply → “air power gap” still not fixed.
________________________________________
📌 3. Transport & Airlift
• C-130 Hercules fleet (14 units) → old but reliable, used for logistics & disaster relief.
• A400M Atlas (4 units, delivered 2015–2017)
• Gap: Malondesh lacks enough airlift to rapidly reinforce East Malondesh (Sabah & Sarawak).
________________________________________
📌 4. Maritime Patrol Aircraft (MPA) Weakness
• Currently uses Beechcraft King Air B200Ts → outdated and limited range.
• Malondesh faces constant Chinese Coast Guard intrusion in South China Sea, but has no dedicated long-range MPA fleet.
• Boeing P-8 Poseidon (used by US, Australia, India) is far beyond Malondesh’s budget.
👉 Weak maritime domain awareness → navy operations suffer too.
________________________________________
📌 5. Helicopter Fleet
• Nuri helicopters (Sikorsky S-61) retired in 2019 due to age.
• Replacement delayed — Army and Air Force face lift helicopter shortage.
• Only a few AW139 and EC725 Cougar are available, limiting troop transport and search & rescue (SAR).
________________________________________
📌 6. Air Defense & Radar
• Malondesh has no long-range surface-to-air missile (SAM) systems.
• Relies only on short-range man-portable systems (MANPADS) and some older gun-based defenses.
• Radar coverage is patchy, especially over the South China Sea.
👉 Meaning: Malondeshn airspace is vulnerable to intrusion by modern air forces.
________________________________________
📌 7. Procurement Delays & Budget Issues
• Fighter replacement program (MRCA → Multi-Role Combat Aircraft) has been discussed since 2010s, but still no decision due to budget politics.
• Plans for KAI FA-50 light fighters (up to 36 units) finally approved in 2023, but delivery will stretch into late 2020s.
• No clear roadmap for 5th-generation fighters (like F-35 or KF-21).
________________________________________
📌 8. Training & Readiness
• Flight hours per pilot are low (due to budget and fuel costs).
• Many pilots get less than half the NATO-recommended hours.
• Limits skill in complex missions (air-to-air combat, night operations).
• Dependence on foreign exercises with US, Australia, Singapore to maintain training standards.
________________________________________
📌 9. Structural Weakness
• Too many bases spread across Peninsular and East Malondesh → increases costs, reduces efficiency.
• Lack of aerial refueling tankers → fighters cannot sustain long-range missions.
• Weak electronic warfare and drone capabilities compared to modern peers.
________________________________________
📌 10. Consequences
1. Weak air deterrence → cannot challenge China’s PLA Air Force or even regional peers.
2. Limited support for Navy/Army → few aircraft for close air support or maritime patrol.
3. Aging platforms → constant readiness problems, high maintenance costs.
4. Dependence on foreign partners → for training, spares, and even operational backup
🚢 AGING NAVAL ASSETS – ROYAL MALONDESHN NAVY (RMN)
Hapus⚙️ Fleet Breakdown
• 34 RMN vessels have exceeded their intended service life, with 28 of them over 40 years old.
• These include Fast Attack Craft (FAC) that are now half a century old, far beyond modern standards.
• The RMN operates 53 ships across various classes, but many are technologically outdated and costly to maintain.
⚠️ Operational Risks
• Older ships suffer from:
o Reduced combat capability
o Outdated sensors and weapons systems
o High maintenance costs and frequent breakdowns
• The sinking of the KD Pendekar, a 45-year-old vessel, in August 2024 due to flooding highlights the dangers of keeping obsolete ships in service.
🪖 Aging Ground Assets – Malondeshn Army
📊 Asset Overview
• 108 Army units have surpassed 30 years of service.
• These include aging armored vehicles, artillery systems, and logistics platforms that are increasingly difficult to maintain and upgrade.
🔧 Maintenance Challenges
• Spare parts for older systems are scarce or discontinued.
• Modernization plans are slow due to budget constraints and procurement delays.
• Operational efficiency is compromised, especially in jungle and border operations where reliability is critical.
🧭 Strategic Implications
• Malondesh aging assets limit its ability to:
o Respond to regional threats, especially in the South China Sea
o Participate effectively in joint exercises and peacekeeping missions
o Maintain deterrence posture against more modernized neighbors
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces procurement faces several weaknesses, including:
1. Corruption
The defense sector is at high risk of corruption, and procurement is vulnerable to powerful interests. The MALONDESH Anti-Corruption Commission (MACC) received the highest number of corruption complaints for procurement activities in 2013 and 2018.
2. Political influence
Decisions are often driven by vendors and against strategic interests. For example, MALONDESH has sometimes exchanged hardware for palm oil, which exposes the procurement process to political influence.
Weak parliamentary oversight
Parliamentary oversight is weak, and audit bodies can only provide ex-post scrutiny.
3. Limited financial scrutiny
Financial scrutiny is limited by excessive secrecy.
4. Violation of procedures
Procedures are regularly circumvented through political influence. For example, the purchase of military helicopters in 2015 violated the Ministry of Finance's procedures
==================
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Royal MALONDESH Air Force (RMAF) faces several challenges that have contributed to its aircraft fleet weakness, including budget constraints, techNOLogical obsolescence, and frequent government changes.
Budget constraints
• The MALONDESH government's military budget fluctuates with the economy. The 1997 Asian financial crisis and the COVID-19 pandemic have both held back defense spending.
• The government has limited defense modernization funds.
TechNOLogical obsolescence
• The RMAF's fleet of legacy Hornets are rapidly becoming techNOLogically obsolete.
• Maintaining a large fleet of aging aircraft can be expensive and burdensome.
Frequent government changes
• Since 2018, MALONDESH has had four Prime Ministers and governments.
• The government is focused on other priorities, such as revitalizing the economy and reducing the national deficit.
================
Some say that MALONDESH's military has outdated aircraft, but the country has also been modernizing its military with new equipment and programs.
Outdated aircraft
• Some say that MALONDESH's aircraft are becoming techNOLogically obsolete.
• A larger fleet of older aircraft could be difficult to maintain.
Modernization programs
• The MALONDESH Army has a program called the Future Soldier System (FSS) to equip soldiers with personal protection equipment.
• The MALONDESH government has allocated funds for maintenance, repairs, and new military assets.
Defense budget
• MALONDESH's defense budget is $4 billion, which supports a modest ground force and an improving air force.
• The government has allocated funds for maintenance, repairs, and new military assets
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Royal MALONDESH Air Force (RMAF) faces several challenges that have contributed to its aircraft fleet weakness, including budget constraints, techNOLogical obsolescence, and frequent government changes.
Budget constraints
• The MALONDESH government's military budget fluctuates with the economy. The 1997 Asian financial crisis and the COVID-19 pandemic have both held back defense spending.
• The government has limited defense modernization funds.
TechNOLogical obsolescence
• The RMAF's fleet of legacy Hornets are rapidly becoming techNOLogically obsolete.
• Maintaining a large fleet of aging aircraft can be expensive and burdensome.
Frequent government changes
• Since 2018, MALONDESH has had four Prime Ministers and governments.
• The government is focused on other priorities, such as revitalizing the economy and reducing the national deficit.
================
Some say that MALONDESH's military has outdated aircraft, but the country has also been modernizing its military with new equipment and programs.
Outdated aircraft
• Some say that MALONDESH's aircraft are becoming techNOLogically obsolete.
• A larger fleet of older aircraft could be difficult to maintain.
Modernization programs
• The MALONDESH Army has a program called the Future Soldier System (FSS) to equip soldiers with personal protection equipment.
• The MALONDESH government has allocated funds for maintenance, repairs, and new military assets.
Defense budget
• MALONDESH's defense budget is $4 billion, which supports a modest ground force and an improving air force.
• The government has allocated funds for maintenance, repairs, and new military assets
Biar FAKTA berbicara....HAHAHHAHA
BalasHapusSinyal Ekonomi Indonesia Makin Lesu, Rakyat Mulai Makan 'Utang'
https://www.youtube.com/watch?v=M2A5ss5KHLk
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces several weaknesses in combat readiness, including a lack of modern assets, poor planning, and corruption. The MAF also faces challenges in managing cross-domain operations, which involve land, sea, air, cyber, and space forces.
Weaknesses
• Lack of modern assets: The MAF lacks modern military assets, which exposes it to internal and external threats.
• Poor planning: The MAF has been criticized for poor planning.
• Corruption: The MAF has been criticized for corruption.
• Political interference: Political leaders have been criticized for interfering in procurement.
• Cross-domain operations: The MAF faces challenges in managing cross-domain operations.
• Combat readiness measurement: The MAF's combat readiness measurement application is piecemeal.
Challenges
=============
MALONDESH's armed forces budget has faced challenges in the past, including limited funding and outdated equipment.
Limited funding
• Maintenance and repair
The budget for maintenance and repair often takes up a large portion of the defense budget.
• Procurement
The budget for procurement is often limited, making it difficult to buy new assets.
• Political will
Successive governments have been unwilling to cut government spending elsewhere to fund defense.
Outdated equipment
• Navy: The navy has struggled to acquire new vessels due to funding constraints.
• Air force: The air force has struggled to buy new assets for modernization.
🛠️ WHAT “OUTDATED” REALLY MEANS
HapusOutdated systems refer to:
• Sensors that lack modern tracking, targeting, and surveillance capabilities
• Weapons with limited range, accuracy, and compatibility with newer platforms
• Command-and-control systems that cannot integrate with digital battlefield networks
🚢 Royal Malondeshn Navy (RMN)
• 28 ships are over 40 years old, including Fast Attack Craft and patrol vessels.
• Many vessels still use analog radar systems, manual fire-control systems, and obsolete sonar.
• These systems struggle to detect modern threats like stealth submarines or drones.
• Maintenance costs are skyrocketing, and spare parts are often unavailable or discontinued.
🛩️ Royal Malondeshn Air Force (RMAF)
• Older aircraft like the MiG-29N (retired) and F/A-18D Hornets still rely on legacy avionics.
• Limited electronic warfare capabilities and outdated targeting pods reduce effectiveness in modern air combat.
• Poor interoperability with newer aircraft and NATO-standard systems.
🪖 Malondeshn Army
• Ground vehicles, including legacy APCs and tanks, use basic optical sights and manual targeting systems.
• Many artillery units lack GPS-guided fire control, making precision strikes difficult.
• Communication systems are often analog or semi-digital, limiting coordination in joint operations.
⚠️ Consequences of Technological Lag
• Reduced combat effectiveness in high-tech warfare environments
• Increased vulnerability to cyber attacks and electronic jamming
• Limited participation in multinational exercises and peacekeeping missions
• Higher risk to personnel due to unreliable systems, as seen in the 2025 commando tragedy linked to aging gear
🚨 1. LITTORAL COMBAT SHIP (LCS) SCANDAL
Hapus💰 What Happened
• Malondesh government allocated RM9 billion for six Littoral Combat Ships.
• Despite billions spent, no ships were delivered as of 2025.
• The Public Accounts Committee (PAC) revealed cost overruns, mismanagement, and non-compliance with procurement procedures.
👤 Key Figures
• Former Navy Chief was implicated but later discharged due to health concerns.
• The scandal sparked public outrage and demands for transparency.
🚁 2. MD530G Helicopter Procurement Failure
🛠️ The Issue
• Malondesh paid 35% upfront for six McDonnell Douglas MD530G helicopters in 2015.
• None were delivered by the promised 2018 deadline.
• The deal, worth RM300 million, became a symbol of failed oversight.
🧾 3. Land Swap Scandal
🏗️ What Went Wrong
• Military land near urban centers was swapped for remote land to build camps.
• Many of these swaps were poorly executed, resulting in RM500 million in losses.
• Defense Minister Mohamad Sabu criticized the deals as wasteful and corrupt.
🕵️ 4. RM3 Million Smuggling Conspiracy
🔍 Operation Sohor (2025)
• Malondeshn Anti-Corruption Commission (MACC) arrested 10 individuals, including 3 active military officers and 2 ex-intelligence personnel.
• They allegedly leaked operational intelligence to smugglers for RM30,000–RM50,000 per trip.
• The syndicate moved contraband worth RM5 million monthly, compromising border security
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, financial constraints, and corruption.
Outdated equipment
• Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Some of the navy's fleet and helicopters were commissioned in the 1960s.
• The government auditor-general found that half of the navy's ships were beyond their serviceable lifespan.
• The KD Rahman submarine had technical problems that prevented it from submerging.
Financial constraints
• The government's financial ability may limit the MAF's ability to develop and equip modern assets.
• The government's budget allocation may need to be spent prudently.
Corruption
• The MAF has been involved in several corruption scandals
======================
MALONDESH's military has faced a number of challenges in maintaining its equipment, including:
• Budgetary limitations
Successive governments have been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Corruption
Defence procurement has been characterized by corruption, budgetary uncertainty, and opaque decision making.
• Outdated equipment
The Royal MALONDESH Air Force (RMAF) has a large fleet of aging aircraft that are difficult to maintain.
• Political interference
Political interference has undermined combat readiness.
• Logistics weaknesses
There are issues with the quality of logistics equipment and the delivery of spares to soldiers .
BUBAR 2030 semakin nyata.....HAHAHAHHA
BalasHapusMualem Sebut Aceh Kini Berkiblat ke Kuala Lumpur, Bukan Lagi ke Jakarta
https://www.infoaceh.net/aceh/mualem-sebut-aceh-kini-berkiblat-ke-kuala-lumpur-bukan-lagi-ke-jakarta/
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) face several challenges that affect their readiness, including a lack of funding, outdated assets, and a need for more training.
Funding
• Insufficient funding
The MAF's combat readiness is affected by a lack of funding, which can impact training, techNOLogy, and morale.
• Delayed projects
The LCS project has faced delays and cost overruns, which has delayed the delivery of new equipment to the MAF.
Outdated assets
• Lack of modern assets
The MAF lacks modern military assets, which can expose them to internal and external threats.
• Technical issues
The MAF has faced technical issues with assets like the KD Rahman submarine, which was unable to submerge in 2010.
Training
• Lack of disaster relief training
While the MAF is well-trained in combat, they have not received specific training in disaster relief.
• Knowledge and skills
Problems with military personnel's knowledge, skills, and abilities can compromise their performance in complex situations.
Other challenges
===================
The MALONDESH Armed Forces (MAF) has faced problems with spare parts for a number of reasons, including:
• Outdated inventory
The MAF has had trouble keeping its older equipment operational, such as the MiG-29 fighter aircraft and the Su-30MKM ground-attack aircraft.
• Budgetary constraints
The MAF has faced funding shortages, which have limited its ability to purchase new equipment and spare parts.
• Lack of research and development
The MAF has had minimal research and development (R&D) activities, which has made it difficult to develop new equipment and spare parts.
• Imported equipment
The MAF has sourced most of its equipment from outside the country, which has made it difficult to find spare parts.
• Sanctions
Sanctions against Russia have made it difficult for MALONDESH to buy spare parts for Russian-made equipment.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's defense policy has faced several weaknesses, including a lack of funding, outdated equipment, and political interference.
Funding
• Small procurement budgets
The military has had small procurement budgets for decades, which has led to a lack of resources to update equipment
• Fiscal constraints
The government has been focused on reducing the national deficit and the fiscal cost of the COVID-19 pandemic, which has limited defense funding
Equipment
• Outdated equipment
The military's equipment is aging, and the country has struggled to keep its aircraft operational
• Imported equipment
Most of the military's equipment is imported from other countries, and local companies have struggled to develop the capabilities to produce their own equipment
Political interference
• Political connections
Political connections can be a key factor in promotion and appointment decisions, especially at senior levels
• Lack of transparency
The process for promoting and appointing military personnel is not transparent, and Parliament is not involved in reviewing senior-level appointments
Other challenges include:
• Frequent government changes
• Weak whistleblower legislation
• The Official Secrets Act, which limits the ability of military personnel to report wrongdoing
====================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including a lack of modern equipment, corruption, and supply chain management issues.
Lack of modern equipment
• Much of the MAF's equipment was purchased between the 1970s and 1990s, and is now outdated
• The government has been unable to provide the MAF with modern defense assets
• The MAF has faced issues with the maintenance of its equipment
Corruption
• Corruption has been a recurring issue within the MAF
• Corruption has affected the MAF's supply chain management, which includes the procurement of weapons, uniforms, food, and other military supplies
Supply chain management issues
💸 1. POTENTIALLY HIGHER LONG-TERM COSTS
Hapus• Critics argue that leasing may cost more than outright purchase over time.
• For example, Poland purchased 32 AW149 helicopters for US$1.83 billion, while Malaysia is leasing 28 helicopters for RM16.5 billion (~US$3.5 billion) over 15 years.
• Leasing includes bundled services (maintenance, training, insurance), but the total cost may exceed the value of the helicopters themselves.
🕵️♂️ 2. Transparency & Procurement Concerns
• The deal was signed with Weststar Aviation, a private firm owned by a prominent businessman, raising questions about middlemen and lobbying.
• Past scandals in Malaysia’s defense procurement—like the LCS and MD530G helicopter failures—have made the public wary of opaque contracts and lack of competitive bidding.
🛠️ 3. Limited Sovereignty Over Assets
• Leased helicopters are not fully owned until the end of the contract, which may limit:
o Upgrades or modifications
o Deployment flexibility
o Integration with other military systems
• This could hinder Malaysia’s ability to adapt the fleet to evolving threats or mission needs.
🧭 4. Missed Opportunity for Local Industry Growth
• Purchasing helicopters could have supported local assembly, maintenance, and technology transfer, boosting Malaysia’s defense industry.
• Leasing centralizes operations under a private provider, reducing opportunities for domestic capability development.
⚠️ 5. Risk of Contractual Disputes or Service Interruptions
• If the leasing company fails to meet service-level agreements (e.g., 85% fleet availability), Malaysia may face operational gaps.
• Legal or financial disputes could delay missions or compromise national security.
🗣️ Public & Political Backlash
• Opposition leaders and defense experts have called the deal overpriced and strategically flawed, urging a review of procurement practices.
• The Prime Minister defended the lease as a way to avoid maintenance burdens, but critics say it reflects short-term budgeting over long-term planning.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) face several challenges that affect their readiness, including a lack of funding, outdated assets, and a need for more training.
Funding
• Insufficient funding
The MAF's combat readiness is affected by a lack of funding, which can impact training, techNOLogy, and morale.
• Delayed projects
The LCS project has faced delays and cost overruns, which has delayed the delivery of new equipment to the MAF.
Outdated assets
• Lack of modern assets
The MAF lacks modern military assets, which can expose them to internal and external threats.
• Technical issues
The MAF has faced technical issues with assets like the KD Rahman submarine, which was unable to submerge in 2010.
Training
• Lack of disaster relief training
While the MAF is well-trained in combat, they have not received specific training in disaster relief.
• Knowledge and skills
Problems with military personnel's knowledge, skills, and abilities can compromise their performance in complex situations.
Other challenges
===================
The MALONDESH Armed Forces (MAF) has faced problems with spare parts for a number of reasons, including:
• Outdated inventory
The MAF has had trouble keeping its older equipment operational, such as the MiG-29 fighter aircraft and the Su-30MKM ground-attack aircraft.
• Budgetary constraints
The MAF has faced funding shortages, which have limited its ability to purchase new equipment and spare parts.
• Lack of research and development
The MAF has had minimal research and development (R&D) activities, which has made it difficult to develop new equipment and spare parts.
• Imported equipment
The MAF has sourced most of its equipment from outside the country, which has made it difficult to find spare parts.
• Sanctions
Sanctions against Russia have made it difficult for MALONDESH to buy spare parts for Russian-made equipment.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) are modernizing their equipment and increasing their military spending, but some say that political interference and corruption are undermining their combat readiness.
Equipment
• Main Battle Tanks (MBT): The MAF has acquired MBTs to make the army more powerful in the region
• Armored Personnel Carriers (APC): The MAF has acquired APCs to make the army more powerful in the region
• Infantry Fighting Vehicles (IFV): The MAF has acquired IFVs to make the army more powerful in the region
• Modern artillery: The MAF has acquired modern artillery to make the army more powerful in the region
• Personal Protection Equipment (PPE): The MAF has a program to equip all soldiers with PPE like Kevlar helmets, Kevlar vests, Oakley goggles, and ear protection equipment
Military spending
• MALONDESH has increased its military spending, joining the global trend of rising defense budgets
• The country's 2025 defense allocation was RM21.2 billion ($4.5 billion), which is a 7.08% increase from the previous year
Other factors
• The MAF's strategic plan, known as the Fourth Dimension MALONDESH Armed Forces (4D MAF), aims to develop capabilities to tackle multi-spectral challenges
• The MAF faces challenges from big power politics and non-traditional security threats
===================
MALONDESH's armed forces budget faces several challenges, including limited funding, a lack of transparency, and an aging equipment inventory.
Funding
• Limited funding
MALONDESH's defense budget is modest compared to other countries. The government is reluctant to cut spending elsewhere to fund defense.
• Economic downturns
The global financial crisis and slower economic growth have impacted defense spending.
Transparency
• Budget transparency: The published defense budget is general, not a detailed breakdown.
• Access to information: The Official Secrets Act limits the publication of defense data.
Aging equipment
• Small procurement budgets
Small procurement budgets over the last quarter-century have led to gaps in military capabilities.
• Outdated equipment
The withdrawal of the MiG-29 Fulcrum fighter aircraft in 2017 and the challenge of keeping the Su-30MKM Flanker fighter operational have contributed to the aging equipment inventory.
Other challenges
• Parliamentary oversight: Parliament has limited time to discuss and approve the budget.
MANAKALA di INDIANESIA sekarang... HAHAHAHHA
BalasHapus1. PEMBAKARAN & PENJARAHAN di mana mana
2. Ekonomi HANCUR
3. MATAWANG HANCUR
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Royal MALONDESH Navy (RMN) has faced issues with the age and condition of its ships. These issues have raised questions about the navy's ability to defend the country.
Age
• The RMN has used ships that have exceeded their life shelf.
• The KD Pendekar, a fast attack vessel, sank in August 2024 after a navigational error. The ship was 45 years old, which contributed to its sinking.
Hull structure
• The KD Pendekar's hull structure was weak, which made it difficult to control flooding.
• The weakness of the hull structure accelerated the spread of flooding to other compartments.
Spare parts management
• An audit found that the management of spare parts was unsatisfactory.
Logistics
=================
MALONDESH's coast guard, the Maritime Enforcement Agency (MMEA), has faced challenges with resources and coordination. These challenges have made it difficult for the MMEA to carry out its mandate of maritime law enforcement.
Resource challenges
• Small defense budget: MALONDESH's defense budget is small compared to its GDP.
• Lack of resources for civilian agencies: The MMEA is funded separately from the defense budget and has historically lacked resources.
• Insufficient assets: The MMEA has a small fleet of vessels and aircraft.
Coordination challenges
• Lack of coordination between agencies
There is a lack of coordination between agencies responsible for maritime security.
• Scandals
Scandals surrounding defense procurement have hindered efforts to improve defense capabilities.
Other challenges
• Non-traditional threats
MALONDESH faces non-traditional threats that require advanced techNOLogy and assets.
• Disputed areas
MALONDESH needs to improve surveillance and reconnaissance capabilities in disputed areas.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Littoral Combat Ship (LCS) program for the MALONDESH Navy has faced significant delays and cost overruns. The project has also been plagued by financial issues and allegations of misappropriation.
Delays
• The first ship was originally scheduled for delivery in 2019, but the delivery date has been repeatedly postponed.
• The project has been plagued by construction delays.
• The Public Accounts Committee (PAC) flagged concerns over the persistent delay in the construction of the ships.
Cost overruns
• The project has been plagued by cost overruns, including a reported cost overrun of RM1.4 billion.
• The project was originally planned to cost RM9.128 billion, but the costs are now expected to escalate to RM11.22 billion.
Financial issues
• The committee revealed in August 2022 that $300 million was misappropriated from the program.
• Fraud charges were leveled against Boustead Heavy Industries' former managing director, Ahmad Ramli Mohammad Nor.
Other issues
• The views of the navy as the end user were ignored by the Ministry of Defence and the BNS.
• Poor corporate governance and alleged mishandling of funds.
===================
MALONDESH's submarines have faced problems due to aging, technical issues, and a lack of funding.
Aging
• The majority of the navy's fleet and helicopters are over 30 years old.
• The KD Rahman submarine, a conventional Scorpène-class submarine, had technical issues that prevented it from submerging in 2010.
Technical issues
• The hull of the KD Pendekar fast attack vessel was weak, which accelerated flooding after it collided with a reef.
• The KD Perdana RMN boat went missing for a few days in 2017 due to communication problems.
Lack of funding
• The government has been unable to provide modern defense assets to the MALONDESH Armed Forces (MAF).
• In 2019, financial problems at Boustead Naval Shipbuilding (BNS) caused the program to stall
• In 2020, there were allegations that RM1 billion of the RM6 billion spent on the project was unaccounted for
Design flaws
• The Freedom-class LCS had a design flaw in the ship's combining gear, which led to the Navy halting deliveries in January 2021
• The detailed design for the LCS was supposed to be completed in November 2016, but it was not finalized until much later
Delays
• The original plan was to deliver the first LCS, Maharaja Lela, in 2019, but it was delayed
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH ARMED FORCES LOGISTIC MANAGEMENT PROBLEM
MALONDESH ARMED FORCES LOGISTIC MANAGEMENT PROBLEM
MALONDESH ARMED FORCES LOGISTIC MANAGEMENT PROBLEM
Most of the assets bought by the MALONDESH government in solidify the country’s defence were used and outdated. This creates various problems; and the used and outdated airforce assets will expose to the air threat from the enemy [5]. This is because most of the MALONDESH Army (MA), Royal MALONDESH Navy (RMN) and Royal MALONDESH Air Force (RMAF) equipments were bought between 1970s to the end of 1990s and still in MAF main inventory [6]. Other than that, lack of modern and latest military assets faced by MAF, will expose it to the internal threat and especially external threat that is escalating with the uncontrollable situation in the southern Philippines and China’s aggressive stand in the island conflict issue in the South China Sea [7]. Besides, the government is incapable to provide and equip modern and latest defence assets to MAF. Moreover, KD Rahman submarine issue (Scorpene) that cannot submerge in the demersal because of technical problem in 2010. It was a conventional submarine that can hold 10 torpedo and 30 mine destructors, was able to observe the country’s waters between 100 to 200 meters in depth. This also shows that the defence asset is outdated and cannot function well [8]. With various reports on pirates’ attacks and abductions in Sabah waters, terrorists attack in Lahad Datu in February 2013 and recently the missing RMN boat KD Perdana on 22 May 2017 for a few days due to communication problem. This scenario creates concern towards MAF logistics to ensure and guarantee the country’s security. With many series of RMAF training and fighter aircrafts crashes and accidents involving MA and vehicles damages that happen quite often, raise questions to the government policy that still maintain the outdated vehicles for country’s defence. Therefore, this study examines the problem in MAF logistic aspect and the effect towards the country’s security.....
💸 1. LONG-TERM FINANCIAL BURDEN
Hapus• Malaysia’s RM16.5 billion lease for 28 helicopters over 15 years may cost more than outright purchase.
• For comparison, Poland bought 32 AW149 helicopters for US$1.83 billion, while Malaysia is leasing fewer units for nearly double the price.
• Critics argue that bundled services (maintenance, training, insurance) inflate the cost, creating a hidden financial strain over time.
🛠️ 2. Limited Control Over Assets
• Leased helicopters are not fully owned until the end of the contract.
• This restricts Malaysia’s ability to:
o Upgrade systems
o Reconfigure for new missions
o Integrate with other platforms
• Strategic flexibility is compromised, especially in emergencies or regional conflicts.
🧭 3. Missed Opportunity for Local Industry Growth
• Leasing bypasses local manufacturing, assembly, and maintenance, which could have boosted Malaysia’s defense industry.
• No significant technology transfer or job creation occurs under private leasing arrangements.
• This weakens Malaysia’s long-term goal of defense self-reliance.
🕵️♂️ 4. Procurement Transparency Risks
• The deal was awarded to Weststar Aviation, a private firm, raising concerns about middlemen and lobbying.
• Past scandals (e.g., LCS and MD530G) have made the public wary of opaque procurement processes.
• Leasing may reduce upfront corruption risks, but it doesn’t eliminate contractual opacity.
⚠️ 5. Strategic Dependency
• Malaysia becomes dependent on private contractors for asset readiness and maintenance.
• If the contractor fails to meet service-level agreements (e.g., 85% fleet availability), national security could be compromised.
• Legal or financial disputes could delay operations or ground critical assets.
🗣️ Political & Public Backlash
• Opposition leaders and defense experts have criticized the lease as overpriced and strategically flawed.
• The government defends it as a way to avoid upfront costs and ensure faster deployment, but the debate continues in Parliament and among analysts
PENJARAHAN Makin Tak terkawal....INDIANESIA makin parah....
BalasHapusVIRAL! DIDUGA RUMAH SRI MULYANI DAN PUAN MAHARANI JUGA JADI SASARAN GERUDUK MASSA?!
https://m.youtube.com/watch?v=kRRPmr4XFK0&pp=ygUXcnVtYWggc3JpIG11bHlhbmkgYmFrYXI%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
SEWA 28 HELI
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA HELI
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
SEWA VVSHORAD
SEWA TRUK CINA 3 TON
government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals
===========
NO MONEY SIPRI MALONDESH 2024 = NOL = NO BERUK KLAIM GHOIB
NO MONEY SIPRI MALONDESH 2023 = NOT YET ORDERED
NO MONEY SIPRI MALONDESH 2022 = SELECTED NOT YET ORDERED
SALAM NOL SALAM SEWA ......
📣 1. PROCUREMENT SCANDALS FUEL PUBLIC DISTRUST
HapusLittoral Combat Ship (LCS) Scandal
• The RM9 billion LCS project became a lightning rod for criticism when no ships were delivered despite billions spent.
• Media outlets and the Public Accounts Committee exposed mismanagement, cost overruns, and non-compliance, triggering public outrage and parliamentary scrutiny.
MD530G Helicopter Failure
• Malaysia paid RM112 million upfront for six helicopters that were never delivered on time.
• The media labeled it a “ghost fleet,” and citizens questioned the lack of accountability.
👑 2. Royal Intervention Amplifies Criticism
• King Sultan Ibrahim, also Supreme Commander of the Armed Forces, publicly condemned the procurement of 35-year-old Black Hawk helicopters, calling them “flying coffins.”
• His rebuke—“If you don’t know the price, ask me first”—went viral, reinforcing public frustration over opaque and overpriced deals.
🕵️♂️ 3. Smuggling Conspiracy Exposes Internal Corruption
• In Operation Sohor (2025), MACC arrested military intelligence officers for leaking classified data to smugglers.
• Media reports revealed the syndicate earned RM5 million monthly, with officers receiving RM30,000–RM50,000 per trip.
• The scandal was widely covered, with headlines like “Civil Service Corruption Crisis” and “Where is Akmal Saleh?” fueling public anger.
🧑⚖️ 4. Abuse Cases at Military Institutions
• A 2024 bullying case at Universiti Pertahanan Nasional Malaysia (UPNM) reignited outrage when a cadet suffered multiple fractures after being stomped by a senior.
• Media coverage highlighted a pattern of hazing and abuse, prompting demands for institutional reform and stricter oversight.
📱 5. Social Media & Grassroots Pressure
• Platforms like Twitter and TikTok have become battlegrounds for public discourse, with hashtags like #ReformATM and #MilitaryTransparency trending during major scandals.
• Independent media and citizen journalists have played a key role in exposing misconduct, bypassing traditional gatekeepers.
🛠️ Impact on Policy & Reform
• The backlash has led to:
o Cancellation of controversial deals
o Promises of procurement reform
o Greater scrutiny of defense budgets and contractor relationships
• However, many Malaysians remain skeptical, citing deep-rooted patronage networks and slow institutional change
Parah.... 🤣🤣🤣
BalasHapusIHSG & Rupiah Turun Imbas Demo, Kemenko Perekonomian Beri Respons
https://www.bloombergtechnoz.com/detail-news/82361/ihsg-rupiah-turun-imbas-demo-kemenko-perekonomian-beri-respons
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's defense policy faces a number of challenges, including:
• Corruption
The military has been accused of corruption in defense procurement. The government's Integrity Plan addresses corruption, but it's not a strategic document.
• Recruitment
The military has difficulty recruiting and retaining qualified personnel. This is partly due to poor service conditions.
• Infrastructure
The defense infrastructure needs to be fixed, but the government is prioritizing other needs.
• Ethnic composition
The armed forces are overrepresented by Indigenous MALONDESHs (Bumiputeras) and underrepresented by ethnic Chinese MALONDESHs.
• Budget
MALONDESH has consistently underspent on defense needs.
• Defense industry
The defense industry has challenges with research and development, techNOLogy transfer, and job creation.
• Territorial disputes
MALONDESH has territorial disputes and intrusions in its Exclusive Economic Zone (EEZ).
• Transboundary haze
Transboundary haze has had a negative impact on MALONDESH's economy and social activities.
• Maritime defense
The Strait of Singapore is critical for MALONDESH's maritime defense, but it's also important for international commerce.
Some of the challenges have been addressed by the Anwar government, which has implemented plans to attract more non-Bumiputeras to the military.
===========
Some factors that contribute to the MALONDESH Army's perceived weakness include:
• Political instability: Frequent government changes since 2018 have made it difficult for the MALONDESH Armed Forces (MAF) to receive the support it needs.
• Corruption: The MAF has been plagued by corruption.
• Poor planning: The MAF has been criticized for poor planning.
• Political interference: Political leaders have interfered in the MAF's procurement process.
• Outdated equipment: Much of the MAF's equipment was purchased between the 1970s and 1990s, and the government has been unable to provide modern equipment.
Lack of military knowledge: Military personnel have struggled with decision-making and problem-solving during military operations
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military has faced delays due to fiscal limitations and a lack of willingness to reduce government spending.
Explanation
• Defense budget
MALONDESH governments have been reluctant to cut government spending to fund defense. This has led to delays in the military's ability to procure new equipment and maintain existing assets.
• Military size
MALONDESH governments have been reluctant to reduce the size of the armed forces by reducing manpower and equipment.
• Military spending
MALONDESH has been increasing its military spending, but the country's defense budget is still limited by fiscal constraints
===========
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including corruption, outdated equipment, and a lack of authority.
Corruption
• The MAF has been plagued by corruption, which has undermined its combat readiness.
• The MAF's Integrity Plan addresses corruption, but it's not a strategic document and doesn't provide comprehensive guidelines.
• Commanders don't receive training on corruption issues before deployments.
Outdated equipment
• Most of the MAF's equipment was purchased between the 1970s and the 1990s.
• The MAF's equipment is outdated and behind that of neighboring countries.
• The government has been unable to provide the MAF with modern defense assets.
Lack of authority
• The MAF has limited authority, especially when it comes to non-traditional security challenges.
• The MAF's role is generally to assist other authorities, such as the police.
Other weaknesses
• Political interference has undermined the MAF's combat readiness.
• The MAF has faced budgetary constraints.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, corruption, and political interference.
Outdated equipment
• The MAF's equipment is outdated and lacks modern military assets.
• The MAF's equipment was purchased between the 1970s and 1990s.
• The MAF's KD Rahman submarine was unable to submerge due to technical problems in 2010.
Corruption
• Political interference and corruption have undermined the MAF's combat readiness.
• The MAF has been plagued by corruption.
Budgetary constraints
• The MAF's procurement has been held back by budgetary constraints.
• The MAF's budget is limited to 1.4% of MALONDESH's GDP.
Non-traditional security threats
• The MAF faces non-traditional security threats, such as territory disputes with neighboring countries.
• The MAF faces non-conventional threats, such as those that are transboundary in nature.
Regional strategic environment
• The MAF needs to consider the regional strategic environment when developing its strategic perspective.
=========
The MALONDESH Armed Forces (MAF) faces a number of challenges, including:
• Logistics
A study noted that the MAF's rapid development has raised questions about its readiness to face threats.
• Budgeting
MALONDESH's defense budget and spending has been limited by fiscal constraints. The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Personnel
The MA has identified that military personnel struggle with thinking skills, decision-making, and problem-solving during military operations.
• Procurement
The MALONDESH procurement system needs reform. The LCS program has been delayed and reduced in scope.
• Political interference
Political interference and corruption are undermining combat readiness.
• Territorial disputes
MALONDESH faces territorial disputes and intrusions in its Exclusive Economic Zone (EEZ).
• Transboundary haze
Transboundary haze has had a grave impact on economic and social activities in MALONDESHThe Royal MALONDESH Air Force (RMAF) faces several problems, including:
• Fleet sustainment
The RMAF has faced challenges maintaining its fleet of aircraft. For example, in 2018, only four of the RMAF's 18 Sukhoi Su-30MKM aircraft were able to fly due to maintenance issues and a lack of spare parts.
• Nological obsolescence
Some aircraft in the RMAF's fleet are reaching techNOLogical obsolescence. For example, the Kuwaiti HORNET MALONDESHs are an earlier block of the HORNET MALONDESH, which may cause compatibility issues with spare parts.
• Modernization
The RMAF has ambitious plans to modernize its air capabilities to address current and future threats. However, the government's defense modernization budget is limited
MISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Malondesh's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN = MARCH 2025 .....
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
RM 1.65 TRILLION = 84.3% OF GDP
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malondesh's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
=============
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
TIDAK BAYAR DEBT
“Kalau dikira daripada peratus, (DEBT) 82 peratus daripada KDNK (Keluaran Dalam Negara Kasar) dan untuk DEBT kerajaan persekutuan sudah mencecah 60.4 peratus. “Ini bermakna bayaran khidmat DEBT banyak…hanya membayar faedah bukan bayar DEBT tertunggak,” kata Anwar lagi
😝 😝 😝 😝 😝
PENJARAHAN Makin Tak terkawal....INDIANESIA makin parah....
BalasHapusVIRAL! DIDUGA RUMAH SRI MULYANI DAN PUAN MAHARANI JUGA JADI SASARAN GERUDUK MASSA
https://m.youtube.com/watch?v=kRRPmr4XFK0&pp=ygUXcnVtYWggc3JpIG11bHlhbmkgYmFrYXI%3D
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
===================
The Royal MALONDESH Navy (RMN) has faced several problems, including delayed replacements for its aging fleet and a failed Littoral Combat Ship (LCS) program. These issues have made it difficult for the RMN to patrol its vast maritime domain.
Delayed replacements
• A government audit found that the RMN's plans to replace its aging fleet have mangkrak due to mismanagement.
• The RMN has only received four of its planned 18 new vessels.
• Over half of the RMN's fleet is past its prime.
Failed LCS program
• The LCS was not suitable for fighting peer competitors like China.
• The LCS lacked the lethality and survivability needed in a high-end fight.
• The LCS had low endurance and lacked significant air and surface warfare capabilities
==========
The MALONDESH Armed Forces (MAF) has faced a number of technical issues, including fleet sustainment problems, a lack of research and development, and a reliance on imported equipment.
Fleet sustainment problems
The MAF has a large fleet of aging aircraft that can be expensive to maintain.
The government's defense modernization budget is limited, which can make it difficult to sustain the fleet.
Lack of research and development
The MAF has limited research and development (R&D) activities.
The government has not provided clear guidance on the future strategic direction of the defense industry.
Reliance on imported equipment
Most of the MAF's equipment is imported from outside the country.
The Asian Financial Crisis caused a downturn in MALONDESH's economy, which made imported goods more expensive.
Other technical issues
The MAF has faced logistic management problems.
The MAF has faced challenges in developing its capabilities due to tight budgets and uncertain timelines.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH army has several weaknesses, including:
• Limited defense budgeting: The MALONDESH government has been unwilling to fund defense by cutting other government spending or reducing the size of the armed forces.
• Outdated equipment: Most of the MALONDESH Army's equipment was purchased between the 1970s and 1990s, and the government is unable to provide modern equipment.
• Corruption: The MALONDESH military has been plagued by corruption.
• Political interference: Political leaders have interfered in procurement.
• Lack of authority: The armed forces are generally given authority to assist relevant authorities, such as the police, in dealing with non-traditional security challenges.
• Low ranking in military capability: According to the Lowy Institute Asia Power Index, MALONDESH ranks 16th in military capability in Southeast Asia.
Other challenges include:
• The need to replace the Nuri helicopter fleet, which has seen 14 crashes with many fatalities
• The need for the Navy and Maritime Enforcement Agency to patrol the country's maritime expanse to combat piracy, human trafficking, and smuggling
=============
MALONDESH has faced several crises, including political, financial, and economic crises:
• Political crisis
From 2020–2022, MALONDESH experienced a political crisis that led to the resignation of two Prime Ministers and the collapse of two coalition governments. The crisis was caused by political infighting, party switching, and the refusal of Prime Minister Mahathir Mohamad to transition power to Anwar Ibrahim. The crisis ended in 2022 with a snap general election and the formation of a coalition government.
• Financial crisis
MALONDESH experienced a financial crisis when the country's economic fundamentals appeared strong, but the crisis came suddenly. The government's initial response was to increase interest rates and tighten fiscal policy, but this was not enough to correct the external imbalances.
• Economic crisis
MALONDESH's economy has faced challenges due to weak global demand and a dependence on exports. In 2020, MALONDESH's economy shrank by the most since the Asian crisis. In 2023, weak global demand for electronics and a decline in energy prices weighed on the economy.
• Household DEBT crisis
As of the end of 2023, MALONDESH's household DEBT-to-GDP ratio was 84.3%, with household DEBT reaching RM1.53 trillion
MALONDESH has faced several rice crises in the past, including in 1973–1975, the 1980s, 1997–1998, 2008, and 2023. These crises are often caused by price hikes, which are driven by supply and demand, as well as market player behavior
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's air defense has faced challenges due to a lack of funds, aging equipment, and political interference.
Lack of funds
• MALONDESH's defense budget has been limited by fiscal constraints.
• The government has been unwilling to reduce spending elsewhere or cut the size of the armed forces.
• The 1997 Asian financial crisis held back many procurement programs.
Aging equipment
• MALONDESH's air force has an aging equipment inventory.
• The MiG-29 Fulcrum fighter aircraft were withdrawn from service in 2017.
• The Su-30MKM Flanker fighter ground-attack aircraft are also of Russian origin and will be difficult to keep operational once spare parts run out.
Political interference and corruption
• Political interference and corruption have undermined combat readiness.
• MALONDESH's military has been plagued by corruption.
Other challenges
• The government has not been able to acquire a multi-role combat aircraft due to lack of funds.
• The government has not been able to purchase second-hand F/A-18C/D Hornet fighters from Kuwait.
• =====================
The MALONDESH Armed Forces (MAF) face several problems that affect their combat readiness, including outdated equipment, corruption, and political interference.
Outdated equipment
• Much of the MAF's equipment was purchased between the 1970s and 1990s.
• Some equipment is outdated and can't function well.
• The MAF lacks modern military assets.
Corruption
• The MAF has been affected by corruption.
• Political leaders have interfered with procurement.
Political interference Political leaders have interfered with procurement.
Other problems
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH government's Littoral Combat Ship (LCS) program was plagued by construction delays, cost overruns, and other issues. The program was restarted in 2023, but the first ship is not expected to be delivered until 2026.
Reasons for the issues
• Financial problems: Boustead Naval Shipbuilding, the company building the ships, experienced financial problems that mangkrak the program in 2019.
• Misappropriation of funds: A parliamentary public accounts committee alleged that $300 million was misappropriated from the program.
• Hull cracking: The LCS hull, known as the sea frame, had issues with hull cracking.
• Immature mission modules: Many mission module components were immature or struggled to pass testing.
Program restart
• In 2023, the Royal MALONDESH Navy announced a new contract to restart the program.
• The first ship, KD Maharaja Lela, is now scheduled to be delivered in 2026.
• The remaining four frigates are expected to be delivered by 2029.
• The Ministry of Finance purchased Boustead Naval Shipbuilding and renamed it Lumut Naval Shipyard.
Other issues with the LCS program
• Sikorsky S-61A4 Nuri: Since 1989, around 95 armed forces personnel have died in crashes involving this helicopter
• Mikoyan MiG-29: A MiG-29 suffered a hydraulic failure during a flight in 1998 and crashed into an oil palm plantation in 2004
• Pilatus PC-7 Mark II: A PC-7 Mark II crashed into a forest reserve in 2010 during a flypast
• CN-235-220M: A CN-235-220M made an emergency landing in a mangrove swamp in 2016 due to engine failure
• AW139: An AW139 helicopter crashed into the sea during a rescue flight
• G2CA: Two G2CA helicopters collided mid-air during flight training in 2020
• HOM and Fennec: Two helicopters collided mid-air during a training session in 2024, killing all 10 people on board
PEMBAKARAN & PENJARAHAN dimana mana..... Ngeri guys... 🤣🤣🤣
BalasHapusDEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Royal MALONDESH Navy (RMN) faces a number of challenges, including a fleet that is aging, delays in acquiring new ships, and corruption.
Aging fleet
• Half of the RMN's fleet of 49 ships are past their serviceable lifespan.
• The fleet is largely past its prime, making it difficult to monitor the country's extensive maritime domain.
Delays in acquiring new ships
• The RMN has experienced delays in acquiring new ships, which has contributed to the use of ships that are beyond their useful life.
• The RMN has canceled plans to add new batches of Lekiu frigates.
Corruption
• Some of the RMN's modernization efforts have been linked to corruption.
• The Public Accounts Committee (PAC) found that BNS subsidiaries did not use all of the government's payments for the RM9 billion warship procurement.
Other challenges
• Maritime boundary disputes with other countries, including China, Indonesia, and the Philippines
• Sea robbery, smuggling, and illegal sand mining
• Maritime piracy, which can also be used by terrorists to raise funds
China's assertiveness in the South China Sea
============
The MALONDESH Armed Forces (ATM) face several readiness issues, including a lack of funding, outdated techNOLogy, and morale issues. These issues can affect the ATM's combat readiness and strategic deterrence capability.
Lack of funding
• Inadequate funding can affect the ATM's training, techNOLogy, and morale.
• The government may not be able to provide the ATM with the latest defense assets.
Outdated techNOLogy
• The ATM may lack modern military assets, which can expose it to internal and external threats.
• For example, the KD Rahman submarine had technical issues in 2010 that prevented it from submerging.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's armed forces have been underfunded for some time, due to a lack of political will to increase defense spending. This has limited the country's ability to modernize and respond to threats.
Causes of underfunding
• Government spending
MALONDESH governments have been reluctant to cut spending in other areas to fund defense
• Size of armed forces
Governments have been unwilling to reduce the size of the armed forces by cutting manpower and equipment
• Corruption
Corruption risks remain significant in MALONDESH's defense governance architecture
Effects of underfunding
• Limited procurement: The navy and air force have struggled to procure new assets to modernize
• Outdated equipment: The MAF has outdated logistics equipment
• Limited ability to respond to threats: The MAF has been unable to improve its fighting capacity to deal with external threats
===========
MALONDESH's armed forces have been underfunded for years due to fiscal constraints and a lack of political will to invest in defense. This has limited the country's ability to modernize its military and respond to threats.
Factors contributing to underfunding
• Budget allocations: The defense budget has remained stagnant over the past five years.
• Government priorities: The government has focused on stabilizing the economy and political climate instead of defense.
• Corruption: Corruption risks are high in the defense governance architecture, including procurement and personnel ethics.
Impacts of underfunding
• Limited procurement: The navy and air force have struggled to purchase new assets.
• Aging fleet: The navy has an aging fleet of ships that need to be replaced.
• Limited ability to respond to threats: The armed forces are unable to fully respond to threats such as those from extremist and separatist groups in the region.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced issues with spare parts for its assets, including a lack of budget, underperforming contractors, and outdated pricing.
Budget
• The MAF has faced budget constraints that affect the serviceability of its assets.
• The government's revenue has been affected by reduced commodity prices, which has reduced the funds available for defense procurement.
Outsourcing
• The MAF has outsourced the supply of spare parts and maintenance of its assets, but this has led to issues.
• Underperforming contractors and a lack of enforcement of contract terms have impacted the effectiveness of outsourcing.
• The process of awarding contracts can be lengthy, which can lead to outdated pricing.
Spare parts for specific assets
• The MAF's PT-91M tanks have faced issues with spare parts, as the supplier of some components is no longer in production.
• The MAF has also faced issues with Russian-produced fighter aircraft, including problems with the supply of spare parts.
Other issues
• The MAF has also faced issues with undertraining of staff, and the lack of clear guidance for the future strategic direction of the defense industry
============
The Royal MALONDESH Air Force (RMAF) faces a number of issues with its aircraft, including fleet maintenance, the age of its aircraft, and the need for a multi-role combat aircraft.
Fleet maintenance
The RMAF has fleet sustainment problems due to its aging aircraft fleet.
The RMAF's logistics equipment quality has been criticized.
The RMAF has had issues with the reliability of its fleet, which has forced it to cut schedules.
Age of aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets.
The RMAF's aircraft are aging, which can make them more difficult and expensive to maintain.
Need for a multi-role combat aircraft
The RMAF has stated that it needs a multi-role combat aircraft, but the government's defense budget is limited.
The RMAF has been discussing acquiring second-hand Kuwaiti F/A-18s, but no formal negotiations have taken place.
Other issues
The RMAF has faced issues with the quality of its logistics equipment.
The RMAF has been wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
DEBT MARCH 2025 = RM 1.65 TRILLION
HapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH armed forces have faced challenges due to limited funding, which has hindered their ability to modernize and respond to threats.
Factors
Fiscal constraints: The government has been unwilling to cut spending elsewhere to fund defense.
Maintenance and repair: A significant portion of the defense budget goes toward maintenance and repair, leaving little for new assets.
Political uncertainty: Political uncertainty has limited defense spending.
Aging aircraft: The air force has a large fleet of aging aircraft that are expensive to maintain.
Diversified acquisitions: The country has acquired advanced weapon systems from different countries, which can lead to technical and logistical problems.
Poor governance: Poor governance has undermined the effectiveness of outsourcing programs.
========
The MALONDESH Armed Forces (MAF) has many outdated assets, including ships, helicopters, and spare parts. The MAF has acknowledged the need to replace these assets.
Ships
• The Royal MALONDESH Navy's (RMN) Fast Attack Craft (FAC) is over 50 years old
• The RMN has many vessels that are past their optimal lifespan
• The RMN's age limit for submarines is 35 years, and 30 years for frigates, corvettes, and other ships
• The RMN's smaller vessels, like fast patrol boats, have an age limit of 24 years
Helicopters
• Some helicopters in the MAF were commissioned in the 1960s
Spare parts
• The MAF has lost money due to spare parts that are no longer compatible with its fleet
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) faces a number of challenges, including:
• Outdated equipment
Much of the MAF's equipment was purchased between the 1970s and 1990s, and the government is unable to provide modern assets. For example, the KD Rahman submarine was unable to submerge due to technical issues in 2010.
• Misappropriation of funds
There have been multiple instances of public funds being misappropriated under the guise of meeting defense needs.
• Army-centric mindset
MALONDESH has an army-centric mindset, even though the country is surrounded by water.
• Double budgetary allocation
The army receives more of the budget than the other services.
• Lack of standard operating procedures
There are issues with standard operating procedures, from the e-procurement process to inventory receipts.
• Tension between public and military
There is tension between the public's right to know and the military's "need-to-know" policies
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
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BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
MALONDESH's military has faced delays due to fiscal limitations and a lack of willingness to reduce government spending.
Explanation
• Defense budget
MALONDESH governments have been reluctant to cut government spending to fund defense. This has led to delays in the military's ability to procure new equipment and maintain existing assets.
• Military size
MALONDESH governments have been reluctant to reduce the size of the armed forces by reducing manpower and equipment.
• Military spending
MALONDESH has been increasing its military spending, but the country's defense budget is still limited by fiscal constraints
===========
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including corruption, outdated equipment, and a lack of authority.
Corruption
• The MAF has been plagued by corruption, which has undermined its combat readiness.
• The MAF's Integrity Plan addresses corruption, but it's not a strategic document and doesn't provide comprehensive guidelines.
• Commanders don't receive training on corruption issues before deployments.
Outdated equipment
• Most of the MAF's equipment was purchased between the 1970s and the 1990s.
• The MAF's equipment is outdated and behind that of neighboring countries.
• The government has been unable to provide the MAF with modern defense assets.
Lack of authority
• The MAF has limited authority, especially when it comes to non-traditional security challenges.
• The MAF's role is generally to assist other authorities, such as the police.
Other weaknesses
• Political interference has undermined the MAF's combat readiness.
• The MAF has faced budgetary constraints.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced a number of weaknesses, including outdated equipment, corruption, and political interference.
Outdated equipment
• The MAF's equipment is outdated and lacks modern military assets.
• The MAF's equipment was purchased between the 1970s and 1990s.
• The MAF's KD Rahman submarine was unable to submerge due to technical problems in 2010.
Corruption
• Political interference and corruption have undermined the MAF's combat readiness.
• The MAF has been plagued by corruption.
Budgetary constraints
• The MAF's procurement has been held back by budgetary constraints.
• The MAF's budget is limited to 1.4% of MALONDESH's GDP.
Non-traditional security threats
• The MAF faces non-traditional security threats, such as territory disputes with neighboring countries.
• The MAF faces non-conventional threats, such as those that are transboundary in nature.
Regional strategic environment
• The MAF needs to consider the regional strategic environment when developing its strategic perspective.
=========
The MALONDESH Armed Forces (MAF) faces a number of challenges, including:
• Logistics
A study noted that the MAF's rapid development has raised questions about its readiness to face threats.
• Budgeting
MALONDESH's defense budget and spending has been limited by fiscal constraints. The government has been unwilling to cut spending elsewhere or reduce the size of the armed forces.
• Personnel
The MA has identified that military personnel struggle with thinking skills, decision-making, and problem-solving during military operations.
• Procurement
The MALONDESH procurement system needs reform. The LCS program has been delayed and reduced in scope.
• Political interference
Political interference and corruption are undermining combat readiness.
• Territorial disputes
MALONDESH faces territorial disputes and intrusions in its Exclusive Economic Zone (EEZ).
• Transboundary haze
Transboundary haze has had a grave impact on economic and social activities in MALONDESHThe Royal MALONDESH Air Force (RMAF) faces several problems, including:
• Fleet sustainment
The RMAF has faced challenges maintaining its fleet of aircraft. For example, in 2018, only four of the RMAF's 18 Sukhoi Su-30MKM aircraft were able to fly due to maintenance issues and a lack of spare parts.
• Nological obsolescence
Some aircraft in the RMAF's fleet are reaching techNOLogical obsolescence. For example, the Kuwaiti HORNET MALONDESHs are an earlier block of the HORNET MALONDESH, which may cause compatibility issues with spare parts.
• Modernization
The RMAF has ambitious plans to modernize its air capabilities to address current and future threats. However, the government's defense modernization budget is limited
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH army has several weaknesses, including:
• Limited defense budgeting: The MALONDESH government has been unwilling to fund defense by cutting other government spending or reducing the size of the armed forces.
• Outdated equipment: Most of the MALONDESH Army's equipment was purchased between the 1970s and 1990s, and the government is unable to provide modern equipment.
• Corruption: The MALONDESH military has been plagued by corruption.
• Political interference: Political leaders have interfered in procurement.
• Lack of authority: The armed forces are generally given authority to assist relevant authorities, such as the police, in dealing with non-traditional security challenges.
• Low ranking in military capability: According to the Lowy Institute Asia Power Index, MALONDESH ranks 16th in military capability in Southeast Asia.
Other challenges include:
• The need to replace the Nuri helicopter fleet, which has seen 14 crashes with many fatalities
• The need for the Navy and Maritime Enforcement Agency to patrol the country's maritime expanse to combat piracy, human trafficking, and smuggling
=============
MALONDESH has faced several crises, including political, financial, and economic crises:
• Political crisis
From 2020–2022, MALONDESH experienced a political crisis that led to the resignation of two Prime Ministers and the collapse of two coalition governments. The crisis was caused by political infighting, party switching, and the refusal of Prime Minister Mahathir Mohamad to transition power to Anwar Ibrahim. The crisis ended in 2022 with a snap general election and the formation of a coalition government.
• Financial crisis
MALONDESH experienced a financial crisis when the country's economic fundamentals appeared strong, but the crisis came suddenly. The government's initial response was to increase interest rates and tighten fiscal policy, but this was not enough to correct the external imbalances.
• Economic crisis
MALONDESH's economy has faced challenges due to weak global demand and a dependence on exports. In 2020, MALONDESH's economy shrank by the most since the Asian crisis. In 2023, weak global demand for electronics and a decline in energy prices weighed on the economy.
• Household DEBT crisis
As of the end of 2023, MALONDESH's household DEBT-to-GDP ratio was 84.3%, with household DEBT reaching RM1.53 trillion
MALONDESH has faced several rice crises in the past, including in 1973–1975, the 1980s, 1997–1998, 2008, and 2023. These crises are often caused by price hikes, which are driven by supply and demand, as well as market player behavior
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The Royal MALONDESH Navy (RMN) faces a number of challenges, including a fleet that is aging, delays in acquiring new ships, and corruption.
Aging fleet
• Half of the RMN's fleet of 49 ships are past their serviceable lifespan.
• The fleet is largely past its prime, making it difficult to monitor the country's extensive maritime domain.
Delays in acquiring new ships
• The RMN has experienced delays in acquiring new ships, which has contributed to the use of ships that are beyond their useful life.
• The RMN has canceled plans to add new batches of Lekiu frigates.
Corruption
• Some of the RMN's modernization efforts have been linked to corruption.
• The Public Accounts Committee (PAC) found that BNS subsidiaries did not use all of the government's payments for the RM9 billion warship procurement.
Other challenges
• Maritime boundary disputes with other countries, including China, Indonesia, and the Philippines
• Sea robbery, smuggling, and illegal sand mining
• Maritime piracy, which can also be used by terrorists to raise funds
China's assertiveness in the South China Sea
============
The MALONDESH Armed Forces (ATM) face several readiness issues, including a lack of funding, outdated techNOLogy, and morale issues. These issues can affect the ATM's combat readiness and strategic deterrence capability.
Lack of funding
• Inadequate funding can affect the ATM's training, techNOLogy, and morale.
• The government may not be able to provide the ATM with the latest defense assets.
Outdated techNOLogy
• The ATM may lack modern military assets, which can expose it to internal and external threats.
• For example, the KD Rahman submarine had technical issues in 2010 that prevented it from submerging.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) has faced issues with spare parts for its assets, including a lack of budget, underperforming contractors, and outdated pricing.
Budget
• The MAF has faced budget constraints that affect the serviceability of its assets.
• The government's revenue has been affected by reduced commodity prices, which has reduced the funds available for defense procurement.
Outsourcing
• The MAF has outsourced the supply of spare parts and maintenance of its assets, but this has led to issues.
• Underperforming contractors and a lack of enforcement of contract terms have impacted the effectiveness of outsourcing.
• The process of awarding contracts can be lengthy, which can lead to outdated pricing.
Spare parts for specific assets
• The MAF's PT-91M tanks have faced issues with spare parts, as the supplier of some components is no longer in production.
• The MAF has also faced issues with Russian-produced fighter aircraft, including problems with the supply of spare parts.
Other issues
• The MAF has also faced issues with undertraining of staff, and the lack of clear guidance for the future strategic direction of the defense industry
============
The Royal MALONDESH Air Force (RMAF) faces a number of issues with its aircraft, including fleet maintenance, the age of its aircraft, and the need for a multi-role combat aircraft.
Fleet maintenance
The RMAF has fleet sustainment problems due to its aging aircraft fleet.
The RMAF's logistics equipment quality has been criticized.
The RMAF has had issues with the reliability of its fleet, which has forced it to cut schedules.
Age of aircraft
The RMAF's main fighter fleet includes the Su-30MKMs and Boeing F/A-18 Hornets.
The RMAF's aircraft are aging, which can make them more difficult and expensive to maintain.
Need for a multi-role combat aircraft
The RMAF has stated that it needs a multi-role combat aircraft, but the government's defense budget is limited.
The RMAF has been discussing acquiring second-hand Kuwaiti F/A-18s, but no formal negotiations have taken place.
Other issues
The RMAF has faced issues with the quality of its logistics equipment.
The RMAF has been wary of Russian-made weapons due to sanctions imposed on Russia after its invasion of Ukraine.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
.The Royal MALONDESH Navy (RMN) has an aging fleet that is underfunded and struggling to keep up with techNOLogical advancements. This makes it difficult for the RMN to defend the country and its territorial claims in the South China Sea.
Causes
• Aging vessels
Many of the RMN's ships are past their prime and are used beyond their economical life
• Delayed replacements
The RMN has received only a small number of the new vessels it planned to receive
• Mismanagement
A government audit found that mismanagement has mangkrak plans to replace the aging fleet
Effects
• Limited ability to patrol: The RMN's ability to patrol its maritime domain is limited
• Increased reliance on the US: The RMN is relying more on the US to bolster its maritime capabilities
Increased risk of accidents: The age of the RMN's vessels increases the risk of accident
===========
The MALONDESH Armed Forces (MAF) face a variety of challenges, including personnel issues, logistics, and security threats.
Personnel issues
Lack of military knowledge
Military personnel may struggle with decision-making, thinking skills, and problem-solving due to a lack of military knowledge.
Civil-military relations
The military is controlled by civilians who exercise authority over the military.
Logistics issues
Readiness: The MAF must be able to provide the minimum supply and service needed to start a combat operation.
Responsiveness: The MAF must provide accurate support at the right place and time.
DEBT MARCH 2025 = RM 1.65 TRILLION
BalasHapusDEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
MARCH 2025 — deputy finance minister. KUALA LUMPUR (Aug 13): Malaysia's household debt stood at RM1. 65 trillion as of end-March 2025, equivalent to 84.3% of gross domestic product (GDP) as at end-March 2025, a level that remains elevated but is balanced by strong household assets.
-
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said.
------
BNM = HOUSEHOLD DEBT IS ONE OF THE HIGHEST IN THE ASEAN ......
MALONDESH household DEBT is one of the highest in the ASEAN region. Against this backdrop, Bank Negara MALONDESH (BNM) safeguards financial stability by monitoring and regulating the lending activity of all financial institutions in MALONDESH, among other things.
===================
The MALONDESH Armed Forces (MAF) face many challenges, including:
Personnel: The MAF has difficulty recruiting and retaining high-quality personnel, partly due to poor service conditions.
Equipment: The MAF needs to modernize its equipment, including replacing its fleet of Nuri helicopters.
Infrastructure: The MAF needs to improve its defense infrastructure, including living quarters.
Ethnic composition: The MAF needs to rebalance the ethnic composition of its forces.
Local content: The MAF needs to increase the local content of its equipment.
Research and development: The MAF needs to increase its research and development activities.
Logistic management: The MAF needs to improve its logistic management, including planning, operation implementation, and supply pre-budgeting.
Non-traditional security challenges: The MAF needs to increase its authority to tackle non-traditional security challenges.
===========
The MALONDESH Armed Forces (MAF) has a lack of modern military assets due to a small defense budget and aging equipment. This has left the MAF vulnerable to internal and external threats.
Causes
• Small defense budget: The MAF has had small procurement budgets for the past quarter-century.
• Aging equipment: Most of the MAF's equipment was purchased between the 1970s and 1990s.
• Foreign dependence: The MAF relies on foreign Original Equipment Manufacturers (OEMs) for its military hardware and software.
Effects
• Vulnerability to threats
The MAF is vulnerable to internal and external threats due to its lack of modern military assets.
• Challenges with air force
The MAF's air force has been challenged by the withdrawal of its MiG-29 Fulcrum fighter aircraft in 2017.
• Challenges with naval assets
The MAF's naval assets are aging, as evidenced by the KD Rahman submarine issue in 2010.
HUTANG DI BAYAR SAMA HUTANG.... 🤣🤣🤣
BalasHapusSri Mulyani Bakal Tarik Utang Baru untuk Bayar Jatuh Tempo 2025
https://ekonomi.bisnis.com/read/20241115/9/1816301/sri-mulyani-bakal-tarik-utang-baru-untuk-bayar-jatuh-tempo-2025
📌 1. Nature of Corruption in Defense
HapusDefense procurement is especially vulnerable in Malondesh because:
• Contracts are opaque, often labeled “national security” (no public scrutiny).
• Deals are politically negotiated, not based on military needs.
• Offsets and local content requirements create opportunities for rent-seeking.
• Oversight is weak; Parliament rarely audits defense deals in depth.
________________________________________
📌 2. Major Examples of Corruption & Mismanagement
a. Littoral Combat Ship (LCS) Scandal
• Budget: RM9 billion (≈ USD 2B) approved in 2011.
• Plan: 6 Gowind-class stealth frigates (from France/Thales-DCNS via Boustead Naval Shipyard).
• Reality:
o By 2022, not a single ship delivered despite RM6B already spent.
o Designs were changed mid-way without Navy approval.
o Funds misused → overpriced contracts, subcontracting to cronies.
o Parliamentary Public Accounts Committee (PAC) found “serious mismanagement & corruption.”
• Effect: Malondesh’s navy today still lacks new major combatants.
________________________________________
b. Scorpène Submarine Scandal (2002 deal)
• Malondesh bought 2 French Scorpène submarines (~EUR 1B).
• Allegations:
o Commissions of over EUR 100M paid to Malondeshn middlemen.
o Linked to Altantuya Shaariibuu murder case (Mongolian translator who was investigating kickbacks).
• Submarines delivered, but maintenance problems + corruption controversy damaged credibility.
________________________________________
c. AV8 Gempita Armored Vehicles
• Contract: RM7.5 billion for 257 vehicles (with Turkish FNSS tech transfer).
• Issues:
o Final unit cost very high (~USD 7M per vehicle, more expensive than Western IFVs).
o Questionable whether Malondesh needed so many heavy IFVs for its geography.
o Seen as more of an industrial project for DRB-HICOM than a military necessity.
________________________________________
d. Helicopter & Aircraft Procurement
• MD530G light scout helicopters → ordered in 2016 (RM321M), but delivery delayed for years.
• Spare parts for Nuri helicopters (now retired) were procured at inflated prices.
• Many contracts allegedly awarded to politically connected firms with no expertise.
________________________________________
📌 3. Forms of Mismanagement
1. Overpricing → Malondesh pays higher than global market prices.
2. Delayed Deliveries → money spent, assets not delivered on time (or never).
3. Capability Mismatch → politicians push prestige projects instead of what the armed forces need.
4. Maintenance Neglect → assets delivered but poorly supported (e.g., Su-30MKM spare parts issue).
5. Cronyism in Local Industry → contracts given to politically linked companies (Boustead, DRB-HICOM, etc.).
________________________________________
📌 4. Systemic Causes
• Weak Oversight: PAC investigations only happen after scandals explode.
• Political Patronage: Defense contracts = tool to fund ruling parties & allies.
• Short-Term Politics: Each government wants “their own” deals, canceling or altering old ones.
• Secrecy Shield: “National security” label prevents open tender.
• Lack of Continuity: Frequent government changes → projects stall.
________________________________________
📌 5. Consequences for the Military
• Loss of Trust: Public sees defense as corrupt, reducing support for bigger budgets.
• Capability Gaps: Navy still using aging ships, Air Force has no new fighters, Army modernization slow.
• Higher Costs: Delays and corruption inflate prices, wasting scarce funds.
• Readiness Impact: Submarines, aircraft, ships often grounded due to missing spare parts & poor maintenance.
• Regional Decline: Malondesh falls behind Indonesia, Singapore, Vietnam, and even the Philippines.
________________________________________
✅ Summary
Corruption and mismanagement in Malondesh’s defense sector are structural problems: big-ticket deals are designed to serve political patronage and cronies, not military strategy. From the Scorpène scandal to the LCS fiasco, billions have been lost while the armed forces struggle with aging assets and low readiness.
📌 1. Overall Context
Hapus• Malondesh’s defense spending has stagnated for over a decade.
• Procurement delays + corruption scandals → few new assets acquired since the mid-2000s.
• Result: Most of Malondesh’s core platforms are 20–40 years old, with growing maintenance problems and declining readiness.
________________________________________
📌 2. Royal Malondeshn Air Force (RMAF / TUDM)
Fighters
• F/A-18D Hornet
o Bought in the mid-1990s (8 units).
o Still capable, but now ~30 years old.
o Spares are costly, fleet too small for sustained operations.
• Su-30MKM Flanker
o Acquired 2007 (18 units).
o Modern on paper, but plagued by spare parts shortages and maintenance delays.
o Readiness sometimes drops below 50%.
• MiG-29 Fulcrum
o Acquired early 1990s.
o Retired in 2017 due to high maintenance cost.
o No replacement yet → huge capability gap.
Transport & Helicopters
• C-130 Hercules: Workhorses from the 1970s/80s, some being upgraded but still very old.
• Nuri Helicopters (Sikorsky S-61): Entered service in the 1960s. Finally retired in 2019 after fatal crashes. Replacement slow.
👉 Impact: RMAF cannot maintain a credible air defense or long-range strike role. Fleet too small, too old, and too expensive to keep flying.
________________________________________
📌 3. Royal Malondeshn Navy (RMN / TLDM)
Surface Fleet
• Kasturi-class corvettes (1980s): Upgraded, but still outdated hulls.
• Laksamana-class corvettes (ex-Italian, 1980s design): Small, limited endurance, hard to maintain.
• Lekiu-class frigates (delivered 1999–2000): Now ~25 years old, mid-life upgrades delayed.
Submarines
• Scorpène-class (delivered 2009): Relatively new, but expensive to maintain. Limited to 2 boats → too few for constant patrols.
New Projects
• LCS Gowind Frigates (6 planned): As of 2025, still undelivered due to scandal & mismanagement.
👉 Impact: RMN faces the South China Sea with mostly 30–40-year-old corvettes and frigates, plus just 2 subs.
________________________________________
📌 4. Malondeshn Army (TDM)
• Main Battle Tanks: Malondesh has 48 PT-91M (Polish T-72 variant, delivered mid-2000s). Already outdated by modern standards.
• Armored Vehicles:
o Condor APCs → from 1980s, many still in service.
o Sibmas → from 1980s, obsolete for modern combat.
o AV8 Gempita (new, 2010s) → too few to replace older fleets.
• Artillery: Mostly towed howitzers; limited modern self-propelled guns.
• Air Defense: Minimal, mostly MANPADS and old radar systems.
👉 Impact: Army is manpower-heavy, equipment-light, with many vehicles older than the soldiers who operate them.
________________________________________
📌 5. Systemic Problems from Aging Equipment
1. High Maintenance Costs → Old assets require more funds just to stay operational.
2. Low Availability → Fighter jets and ships often grounded for lack of spares.
3. Capability Gaps →
o No modern fighters to replace MiG-29.
o No new frigates to replace 1980s ships.
o Army still lacks modern artillery & air defense.
4. Safety Risks → Nuri helicopter crashes showed how dangerous it is to operate old platforms.
5. Loss of Deterrence → Neighbors (Singapore, Indonesia, Vietnam, Philippines) modernize faster, leaving Malondesh behind.
________________________________________
📌 6. Why Aging Equipment Persists
• Small defense budget → can’t fund replacements.
• Procurement delays → programs stuck in limbo for 10–15 years.
• Corruption scandals → projects like LCS consume billions without results.
• Political short-termism → each new government resets priorities.
📌 1. Structural Weaknesses
Hapus• Manpower-heavy, equipment-light: TDM has ~80,000 personnel, but much of its gear is old or lightly armed.
• Doctrine outdated: Still focused on counterinsurgency (legacy of communist era), not high-intensity modern warfare.
• Low mobility: Limited airlift and mechanization mean the army cannot rapidly deploy across Malondesh split geography (Peninsular vs. East Malondesh).
________________________________________
📌 2. Equipment Weaknesses
Armored Vehicles
• Condor APCs (German-built, 1980s): Still widely used despite being obsolete, poorly protected against IEDs or modern weapons.
• Sibmas APCs (Belgian, 1980s): Aging, thin armor, limited use today.
• AV8 Gempita (locally built, 2010s): Modern, but only ~250 units → far too few to replace thousands of older vehicles.
• Main Battle Tanks (MBT): Only 48 PT-91M (Polish T-72 variant, mid-2000s). Limited firepower compared to regional peers with Leopards (Indonesia, Singapore).
Artillery
• Mostly towed howitzers (105mm, 155mm) → outdated for rapid maneuver warfare.
• Self-propelled artillery → very limited.
• Rocket artillery → almost nonexistent compared to neighbors (Indonesia, Vietnam).
Air Defense
• Very weak → relies on MANPADS (Igla, Starstreak) and old short-range systems.
• No medium- or long-range SAMs.
• Vulnerable to modern airstrikes.
Aviation
• Lost Nuri helicopters (retired in 2019).
• MD530G light attack helicopters procured in 2016 → delivery delayed for years, only a few operational.
• No dedicated attack helicopters (unlike Indonesia, Singapore, Thailand).
________________________________________
📌 3. Training & Readiness
• Low training hours due to budget → live-fire exercises limited.
• Joint operations weak → coordination with Navy/Air Force poor.
• Modern combined arms doctrine (armor + artillery + drones + air cover) underdeveloped.
________________________________________
📌 4. Budget & Allocation Problems
• Army gets the largest share of manpower spending (salaries, pensions), but little for modernization.
• Procurement slow → many projects canceled, delayed, or scaled down.
• Example: Plans for new self-propelled artillery, drones, and air defense systems repeatedly shelved.
________________________________________
📌 5. Geographic & Strategic Challenges
• Malondesh is split into two main theaters:
1. Peninsular Malondesh
2. Sabah & Sarawak (Borneo) → vulnerable to incursions (e.g., Lahad Datu, 2013).
• TDM lacks enough lift capability to quickly reinforce East Malondesh.
• Reliant on Navy/Air Force transport, which themselves are weak.
________________________________________
📌 6. Comparison with Neighbors
• Singapore Army: Fully mechanized, Leopard 2 tanks, modern artillery, strong air defense.
• Indonesia Army: Larger, Leopard 2 MBTs, rocket artillery, growing modernization.
• Thailand/Vietnam: Larger artillery, more modern armored units.
👉 Malondesh TDM looks under-equipped and outdated by comparison.
________________________________________
📌 7. Consequences of Weakness
• Border security issues: 2013 Lahad Datu incursion exposed lack of readiness and modern equipment.
• Low deterrence: Cannot project power against regional threats (e.g., South China Sea disputes).
• Over-reliance on infantry: Still seen as a “rifle army” with limited heavy support.
• Morale impact: Soldiers risk being deployed with outdated gear.
MISKIN = OVERLIMITS DEBT
HapusGOVERNMENT DEBT : 69% of GDP
HOUSEHOLD DEBT : 84.3% of GDP
As of June 2025, Malondesh's federal government debt was RM 1.3 trillion, up from RM 1.25 trillion at the end of 2024, with a projected debt-to-GDP ratio of 69% by the end of 2025. Simultaneously, household debt reached RM 1.65 trillion in March 2025, representing 84.3% of GDP, but this level is considered manageable due to strong household financial assets, which are 2.1 times higher than the total debt.
Federal Government Debt
• End of 2024: RM 1.25 trillion
• End of June 2025: RM 1.3 trillion
• Projected Debt-to-GDP: 69% by the end of 2025
Household Debt
• End of March 2025: RM 1.65 trillion or 84.3% of GDP
=============
MISKIN ......
DEBT MARCH 2025 = 1,65 TRILLION
DEBT 2024 = RM 1.63 TRILLION
DEBT 2023 = RM 1,53 TRILLION
DEBT 2022 = RM 1,45 TRILLION
DEBT 2021 = RM 1,38 TRILLION
DEBT 2020 = RM 1,32 TRILLION
DEBT 2019 = RM 1,25 TRILLION
DEBT 2018 = RM 1,19 TRILLION
The Finance Ministry stated that the aggregate national household DEBT stood at RM1.53 trillion between 2018 and 2023. In aggregate, it said the household DEBT for 2022 was RM1.45 trillion, followed by RM1.38 trillion (2021,) RM1.32 trillion (2020), RM1.25 trillion (2019) and RM1.19 trillion (2018). “The ratio of household DEBT to gross domestic product (GDP) at the end of 2023 also slightly increased to 84.3% compared with 82% in 2018,” it said
===================
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
2024 = HUTANG BAYAR HUTANG
"Pinjaman ini digunakan untuk melunasi DEBT matang sebesar RM20.6 miliar, dengan sisa RM49,9 miliar menutupi defisit dan masa jatuh tempo DEBT di masa depan," kata MOF.
---
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
2023 = HUTANG BAYAR HUTANG
Pada tahun 2023, pinjaman baru Kerajaan Persekutuan MALONDESH mencapai RM1.173 triliun, naik 8,6% dari tahun 2022.
Rincian pinjaman
• Pinjaman baru Kerajaan Persekutuan MALONDESH pada tahun 2023 naik RM92,918 miliar
• Rasio utang terhadap PDB MALONDESH pada tahun 2023 mencapai 64,3%
---
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
2022 = 52,4% HUTANG BAYAR HUTANG
Kah Woh menjelaskan pada tahun lalu, kerajaan ada membuat pinjaman yang meningkat sebanyak 11.6 peratus daripada RM194.5 bilion pada tahun sebelumnya. Daripada jumlah itu, beliau berkata 52.4 peratus atau RM113.7 bilion digunakan untuk membayar prinsipal pinjaman matang.
---
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
2021 = 50,4% HUTANG BAYAR HUTANG
Sejumlah RM98.058 bilion atau 50.4 peratus daripada pinjaman baharu berjumlah RM194.555 bilion yang dibuat kerajaan pada tahun lalu digunakan untuk bayaran balik prinsipal pinjaman yang matang.
---
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
2020 = 60% HUTANG BAYAR HUTANG
Jabatan Audit Negara (JAN) bimbang dengan tindakan kerajaan menggunakan hampir 60 peratus pinjaman baharu untuk membayar DEBT sedia ada pada tahun lalu, berbanding bagi perbelanjaan pembangunan.
---
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
2019 = 59% HUTANG BAYAR HUTANG
Laporan Ketua Audit Negara mengenai Penyata Kewangan Kerajaan Persekutuan 2018 mendapati sejumlah 59 peratus pinjaman baharu kerajaan dibuat untuk membayar DEBT kerajaan terdahulu
---
2018 = OPEN DONASI
2018 = OPEN DONASI
2018 = OPEN DONASI
Kementerian Keuangan MALONDESH pada hari Rabu membuka rekening donasi supaya masyarakat dapat menyumbang untuk membantu negara membayar utang yang mencapai 1 triliun ringgit (US$ 250,8 miliar) atau 80 persen dari PDB
Jom lihat matawang MALAYSIA Vs INDIANESIA .... 🙏🙏😂😂😂
BalasHapusRinggit Masuk Daftar 20 Mata Uang Elite Dunia, RI Jangan Iri
https://www.cnbcindonesia.com/research/20250714095219-128-648783/ringgit-masuk-daftar-20-mata-uang-elite-dunia-ri-jangan-iri
=======================
Rupiah Jadi Valuta yang Makin Tak Berharga di Dunia
https://www.bloombergtechnoz.com/detail-news/67235/rupiah-jadi-valuta-yang-makin-tak-berharga-di-dunia
📌 1. Malondesh Defense Budget in Absolute Terms
Hapus• Over the past decade (2015–2025), Malondesh defense allocation has hovered around:
o RM15–19 billion annually (≈ USD 3.2–4.0 billion).
• 2024 Budget: ~RM19.7 billion (~USD 4.2B).
• 2025: projected to stay roughly flat, given limited fiscal space and high national debt.
________________________________________
📌 2. Why This is Small in Absolute Terms
• While 1% of GDP looks modest, the total envelope in ringgit is also small compared to regional peers:
Country (2024 est.) Defense Budget (USD) Population Notes
Singapore ~$12.5B 6M Spends 3–4% GDP; much higher per capita.
Indonesia ~$9.5B 280M 1–1.2% GDP, but larger economy gives bigger envelope.
Thailand ~$7B 70M 1.2% GDP.
Philippines ~$5.3B 115M Rising due to South China Sea focus.
Malondesh ~$4.0B 34M ~0.9–1% GDP, lowest absolute spend among major ASEAN states.
👉 Malondesh absolute spending is the lowest among middle-sized ASEAN militaries, despite having major maritime security needs in the South China Sea.
________________________________________
📌 3. Effect of a Small Absolute Budget
Even if % of GDP rises slightly, the absolute ringgit amount remains too small to:
a. Fund Modern Procurement
• Fighter jets, frigates, and submarines are multi-billion RM projects.
• Example: 6 LCS Gowind frigates → RM9 billion+ (but still incomplete).
• With only RM19B annual budget, one major program can consume the entire procurement budget for years.
b. Support Operations & Maintenance (O&M)
• Fuel, spare parts, training, logistics are expensive.
• A small total envelope means O&M is constantly underfunded → low readiness.
c. Currency Weakness Effect
• Most modern weapons are priced in USD or EUR.
• Ringgit depreciation (RM4.7–4.8 per USD in 2025) shrinks buying power even further.
• What looks like RM19B is really only USD 4B, compared to Singapore’s USD 12B.
d. Crowding Out by Salaries
• Out of RM19B defense budget:
o ~70% goes to salaries, pensions, allowances.
o Only ~20–25% available for development & procurement.
• In absolute terms: less than RM4–5B/year for modernization.
________________________________________
📌 4. Strategic Impact
1. Procurement Delays → Malondesh can’t afford large-scale upgrades (MRCA fighter replacement, LCS frigates).
2. Training Cuts → limited fuel/ammo for exercises.
3. Capability Gap with Neighbors widens:
o Singapore buys F-35s, new submarines.
o Indonesia expands fighter fleet and naval assets.
o Philippines accelerates modernization with US/Japan support.
o Malondesh remains stagnant.
📌 1. Structural Causes of Weak Modernization
Hapus1. Small overall defense budget
o Around RM18–20B annually (≈ USD 3.5–4B), much lower than neighbors.
o Most of it goes to salaries & pensions → modernization share <10%.
2. No Multi-Year Planning
o Procurement is done on a year-by-year basis, so long projects stall if next year’s budget is cut.
o Example: LCS Gowind frigates stuck for a decade because funds were not consistently released.
3. Currency Weakness
o Weapons priced in USD/EUR, while ringgit has depreciated.
o RM19B sounds large, but only USD 4B in real purchasing power.
________________________________________
📌 2. Key Military Branch Problems
✈️ Air Force (RMAF)
• MiG-29 retired (2015) → never replaced, leaving capability gap.
• Su-30MKM → advanced but expensive to maintain, low flying hours.
• F/A-18D Hornet → old fleet, insufficient numbers.
• MRCA program (new multirole fighter) → repeatedly delayed since 2007 due to lack of funds.
• MALE UAV program → still limited, while neighbors already deploy combat drones.
👉 Result: RMAF today has fewer fighters in service than 20 years ago.
________________________________________
🚢 Navy (RMN)
• Gowind LCS frigate program (RM9B) → delayed over 10 years, still undelivered (as of 2025).
• Patrol fleet → many ships >30 years old, suffering from low readiness.
• Submarines (Scorpène) → only 2 units, high maintenance costs limit patrol days.
• LMS Batch 1 → Chinese-built, limited combat capability.
• LMS Batch 2 → delayed due to funding debates.
👉 Result: RMN faces critical shortfall in surface combatants for South China Sea patrols.
________________________________________
🪖 Army (TDM)
• Mechanization → limited. AV8 Gempita produced locally, but expensive → numbers restricted.
• Air defense → virtually nonexistent, only MANPADS.
• Artillery → outdated, limited range compared to regional peers.
• Helicopters & transport → too few, most missions still rely on aging Nuri replacements (EC725).
👉 Result: Army still manpower-heavy, low-tech, designed for counterinsurgency not modern warfare.
________________________________________
📌 3. Consequences of Weak Modernization
1. Capability Gaps Grow
o Air defense, fighters, frigates, and UAVs → all behind ASEAN peers.
o Singapore buying F-35s, Indonesia adding Rafale & submarines, Philippines modernizing with U.S./Japan help.
2. Prestige Projects Without Sustainment
o Malondesh sometimes buys “showpiece” assets (Scorpène, Su-30MKM) but can’t afford to keep them fully operational.
3. Dependence on Foreign Partners
o Relies on FPDA (UK, Australia, Singapore, NZ) to cover gaps in defense.
o Reluctant to invest in self-reliance due to cost.
4. Readiness vs Numbers Mismatch
o On paper, Malondesh has frigates, fighters, submarines.
o In reality, many are grounded, under maintenance, or underutilized due to low O&M budgets.
________________________________________
📌 4. Why Modernization is Weak Compared to Neighbors
• Singapore: Spends USD 12–13B, continuous pipeline of upgrades.
• Indonesia: Larger budget (~USD 9–10B), long-term MEF plan ensures steady procurement.
• Philippines: Once weaker than Malondesh, but now modernizing faster due to external funding & security urgency.
• Malondesh: Stuck in “holding pattern,” replacing nothing major since early 2000s.
________________________________________
📌 5. Strategic Implications
• South China Sea → Malondesh lacks credible deterrence.
• National Industry → Weak local defense industry means modernization always depends on foreign suppliers.
• Future Risk → By 2030, without radical change, Malondesh risks having obsolete forces across all branches simultaneously.
SEWA = HUTANG 84.3% DARI GDP
BalasHapus1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA Flight Simulation Training Device (FSTD)
5. SEWA 1 unit Sistem Simulator EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA Fast Interceptor Boat (FIB)
9. SEWA Utility Boat
10. SEWA Rigid Hull Fender Boat (RHFB)
11. SEWA Rover Fiber Glass (Rover)
12. SEWA MV Aishah AIM 4
13. SEWA BMW R1250RT
14. SEWA 4x4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
=============
=============
1. BERUK KLAIM GHOIB = real contract five units C130J Hercules
2. BERUK KLAIM GHOIB = real contract two unit Frankethal class Countermine vessels (Pulau Fani class)
3. BERUK KLAIM GHOIB = real contract four units KCR 60 Fast missiles boats PT PAL
4. BERUK KLAIM GHOIB = real contract 9 units Bell 412 EPI
5. BERUK KLAIM GHOIB = real contract 8 additional H225 M
6. BERUK KLAIM GHOIB = real contract 2 units Bell 429 Global Ranger
7. BERUK KLAIM GHOIB = real contract 18 Medium weight tank Harimau
8. BERUK KLAIM GHOIB = real contract 22 Pandur II IFV
9. BERUK KLAIM GHOIB = real contract two unit Hospital Ships
10. BERUK KLAIM GHOIB = real contract one unit Command and control variant C295
11. BERUK KLAIM GHOIB = real contract one unit CN235 MPA
12. BERUK KLAIM GHOIB = real contract 7 Badak FSV, 26 ANOa apc and 10 additional Komodo recce vehicles in 2022
13. BERUK KLAIM GHOIB = real contract 4 AS 550 Fennec and 8 AS565 MBE, in 2024
14. BERUK KLAIM GHOIB = real contract five NC212i in 2023
15. BERUK KLAIM GHOIB = real contract one Leonardo RAT 31 DL/M
16. BERUK KLAIM GHOIB = real contract five C130H ordered from Australia in 2013 (finished in 2020) after received Grant of 4 C130H
17. BERUK KLAIM GHOIB = real contract 9 Teluk Bintuni class LST
18. BERUK KLAIM GHOIB = real contract six CH4B UCAV ordered in 2019
19. real contract t and process building of Abeking & Rasmussen design ocean Hydrography ship
20. BERUK KLAIM GHOIB = real contract building two AH140 AAW Frigate
21. BERUK KLAIM GHOIB = real contract building two OPV 90 ASW patrol vessels
22. BERUK KLAIM GHOIB = real contract building 42 Dassault Rafale F4 fighter
23. BERUK KLAIM GHOIB = real contract building two A400M heavy cargo aircraft
24. BERUK KLAIM GHOIB = real contract M3 Amphibious bridging system
25. BERUK KLAIM GHOIB = real contract 3 KT1 Wong Bee ordered in 2018 along with radar and spares for T/A50
26. BERUK KLAIM GHOIB = real contract building 13 GM 403 GCI radar from Thales
27. BERUK KLAIM GHOIB = real contract building 12 ANKA S UCAV
28. BERUK KLAIM GHOIB = real contract building additional CH4B UCAV
29. BERUK KLAIM GHOIB = real contract Slingshot Satcom system
30. BERUK KLAIM GHOIB = real contract Falcon 8X aircraft
31. BERUK KLAIM GHOIB = real contract Thales Alenia earth observation satelite
32. BERUK KLAIM GHOIB = real contract 22 S70M Blackhawk
33. BERUK KLAIM GHOIB = real contract 6 N219 aircraft
34. BERUK KLAIM GHOIB = real contract 3 CN235 for Army
35. BERUK KLAIM GHOIB = real contract 2 PPA patrol Frigate
36. BERUK KLAIM GHOIB = real contract 2 Scorpene Subs
37. BERUK KLAIM GHOIB = real contract Khan Short Range ballistic missiles from Turki
38. BERUK KLAIM GHOIB = real contract Trisula Air defense system
39. BERUK KLAIM GHOIB = real contract 6 T50i aircraft
40. BERUK KLAIM GHOIB = real contract Oiler and replenishment ship
41. BERUK KLAIM GHOIB = real contract several Tug Harbor ships
42. BERUK KLAIM GHOIB = real contract Submarine rescue vessels and system
43. BERUK KLAIM GHOIB = real contract two Large LCU for army
44. BERUK KLAIM GHOIB = real contract 45 Atmaca
45. BERUK KLAIM GHOIB = real contract 48 KAAN
SEWA = HUTANG 84.3% DARI GDP
BalasHapus1. SEWA 28 HELI
2. SEWA L39 ITCC
3. SEWA EC120B
4. SEWA Flight Simulation Training Device (FSTD)
5. SEWA 1 unit Sistem Simulator EC120B
6. SEWA HOVERCRAFT
7. SEWA AW139
8. SEWA Fast Interceptor Boat (FIB)
9. SEWA Utility Boat
10. SEWA Rigid Hull Fender Boat (RHFB)
11. SEWA Rover Fiber Glass (Rover)
12. SEWA MV Aishah AIM 4
13. SEWA BMW R1250RT
14. SEWA 4x4 VECHICLE
15. SEWA VSHORAD
16. SEWA TRUCK
17. SEWA HONDA CIVIC
18. SEWA PATROL BOATS
19. SEWA OUTBOARD MOTORS
20. SEWA TRAILERS
21. SEWA SUPERBIKES
22. SEWA SIMULATOR MKM
23. SEWA 12 AW149 TUDM
24. SEWA 4 AW139 TUDM
25. SEWA 5 EC120B TUDM
26. SEWA 2 AW159 TLDM
27. SEWA 4 UH-60A TDM
28. SEWA 12 AW149 TDM
29. SEWA 4 AW139 BOMBA
30. SEWA 2 AW159 MMEA
31. SEWA 7 BELL429 POLIS
32. SEWA MOTOR POLIS
=============
=============
DAFTAR PENGADAAN ALUTSISTA ON PROGRESS
2 KRI Frigate Brawijaya Class dari Italia
2 KRI Frigate Merah Putih dari PT PAL
2 KRI Frigate Istif Class dari Turkiye
1 KRI Rigel Class dari Palindo/Jerman
2 KRI Kapal Cepat Rudal dari Turkiye
1 KRI Kapal Cepat Rudal dari Tesco Bekasi
2 KS Scorpene dari Perancis & PT PAL
1 Kapal Induk Giribaldi dari Italia (Opsi)
1 Kapal LHD Helikopter dari PT PAL (Opsi)
42 Jet Tempur Rafale dari Perancis
48 Jet Tempur IFX kerjasama Korsel RI
48 Jet Tempur KHAAN dari Turkiye
6 Jet Tempur T50 dari Korsel
2 Pesawat angkut A400M dari Spanyol
13 Radar GCI dari Thales Perancis
12 Radar Retia dari Ceko
3 Baterai Rudal Balistik KHAN Turkiye
3 Baterai Rudal ADS Trisula dari Turkiye
22 Helikopter Blackhawk dari AS
12 Drone Anka dari Turkiye
60 Drone Bayraktar TB3 dari Turkiye
45 Rudal anti kapal Atmaca dari Turkiye
DAFTAR PENGADAAN ALUTSISTA ON PROGRESS
BalasHapus2 KRI Frigate Brawijaya Class dari Italia
2 KRI Frigate Merah Putih dari PT PAL
2 KRI Frigate Istif Class dari Turkiye
1 KRI Rigel Class dari Palindo/Jerman
2 KRI Kapal Cepat Rudal dari Turkiye
1 KRI Kapal Cepat Rudal dari Tesco Bekasi
2 KS Scorpene dari Perancis & PT PAL
1 Kapal Induk Giribaldi dari Italia (Opsi)
1 Kapal LHD Helikopter dari PT PAL (Opsi)
42 Jet Tempur Rafale dari Perancis
48 Jet Tempur IFX kerjasama Korsel RI
48 Jet Tempur KHAAN dari Turkiye
6 Jet Tempur T50 dari Korsel
2 Pesawat angkut A400M dari Spanyol
13 Radar GCI dari Thales Perancis
12 Radar Retia dari Ceko
3 Baterai Rudal Balistik KHAN Turkiye
3 Baterai Rudal ADS Trisula dari Turkiye
22 Helikopter Blackhawk dari AS
12 Drone Anka dari Turkiye
60 Drone Bayraktar TB3 dari Turkiye
45 Rudal anti kapal Atmaca dari Turkiye
=============
=============
SEWA 28 HELIKOPTER
The government signed an agreement with Weststar Aviation Sdn Bhd to SEWA 28 helicopters for use by ministries and other government agencies.
SEWA VVSHORAD CINA = 30 YEARS
SEWA VVSHORAD CINA = 30 YEARS
SEWA TRUK CINA 3 TON = 30 YEARS
The Madani government announced that it had struck a deal with China to SEWA 62 new train sets for KTM Bhd. The estimated cost for the deal is RM10.7 billion and it will be covered in installments over a 30-year SEWA period. The approved leasing deal for KTMB may tip the scale in favour of the truck and VVSHORAD proposals. There is also the massive leasing deals for helicopters for all the services to think about.
SEWA PESAWAT
ITTC is currently providing Fighter Lead-In Training (FLIT) to the Royal MALONDESH Air Force in London, Ontario. ITTC operates a fleet of Aero Vodochody L-39 featuring upgraded avionics for the FLIT programme
SEWA SIMULATOR MKM TAHUN
Five-year contract for Sukhoi’s simulators. Publicly listed HeiTech Padu Bhd has announced that it had been awarded a RM67 million, five-year contract to operate and maintain the Su-30MKM flight simulators at the RMAF airbase in Gong Kedak
SEWA HELI SEWA SIMULATOR
Kerajaan sebelum ini pernah menyewa Helikopter Latihan Airbus EC120B dan Flight Simulation Training Device (FSTD) Untuk Kegunaan Kursus Asas Juruterbang Helikopter TUDM. Selain itu, kerajaan turut pernah menyewa 5 unit Helikopter EC120B; 1 unit Sistem Simulator
SEWA HELI
4 buah Helikopter Leonardo AW 139 yang diperolehi secara SEWAan ini adalah untuk kegunaan Tentera Udara Diraja MALONDESH (TUDM) yang akan ditempatkan di NO.3 Skuadron, Pangkalan Udara Butterworth
SEWA BOAT
SEWAan Bot Op Pasir merangkumi 10 unit Fast Interceptor Boat (FIB); 10 unit Utility Boat; 10 unit Rigid Hull Fender Boat (RHFB); 10 unit Rover Fiber Glass (Rover).
SEWA HIDROGRAFI
tugas pemetaan data batimetri bagi kawasan perairan negara akan dilakukan oleh sebuah kapal hidrografi moden, MV Aishah AIM 4, yang diperoleh menerusi kontrak SEWAan dari syarikat Breitlink Engineering Services Sdn Bhd (BESSB)
SEWA MOTOR
The Royal Military Police Corp (KPTD) celebrated the SEWA of 40 brand-new BMW R1250RT Superbikes for the Enforcement Motorcycle Squad on December 22nd, 2022
SEWA PATROL BOATS : SEWA OUTBOARD MOTORS : SEWA TRAILERS
Meanwhile, the division also published a tender for eleven glass reinforced plastic patrol boats together outboard motors, trailers and associated equipment. The tender was published on February 28 and closes on March 29. The estimated cost of the tender is RM4.6 million..
Eitttt dron Elang Item resmi mengudara
BalasHapusada warganyet kl NGAMUK🔥KALAH LAGIIII..haha!😆😆😆
📌 1. Malondeshn Armed Forces (ATM) Structure
BalasHapus• Army (TDM) → largest service, but light and poorly mechanized.
• Navy (TLDM) → overstretched, with too few warships to patrol massive waters.
• Air Force (RMAF/TUDM) → very small, with limited combat aircraft and surveillance capability.
Overall → ATM is small in size and outdated in technology.
________________________________________
📌 2. Army (TDM) – Outdated & Lightly Armed
• Tanks & Armor:
o No modern Main Battle Tanks (MBTs).
o Relies mostly on PT-91M Pendekar (Polish MBT, ~2000s tech, inferior to Leopard 2 or T-90).
o Many armored vehicles (Condor, Sibmas) date back to the 1980s.
• Artillery:
o Mostly old Oto Melara 105mm howitzers, with limited 155mm systems.
o No long-range rocket artillery (MLRS) like Indonesia (ASTROS) or Singapore (HIMARS).
• Air Defense:
o Only short-range MANPADS (Igla, Starstreak).
o No medium- or long-range SAMs → airspace exposed.
• Helicopters:
o Nuri (Sikorsky S-61A) retired without full replacement.
o Limited utility/attack helicopter capability.
👉 Problem: The Army is big in manpower (~80,000) but under-armed compared to regional standards.
________________________________________
📌 3. Navy (TLDM) – Shrinking & Aging
• Frigates/Corvettes:
o Only 2 Lekiu-class (1990s), and 4 Laksamana-class corvettes (1980s Italian ships).
o All nearing end-of-life.
• Submarines:
o 2 Scorpène-class (KD Tunku Abdul Rahman, KD Tun Razak).
o Aging, with high maintenance costs.
o Cannot cover both Peninsular & East Malondesh simultaneously.
• Patrol Vessels:
o Many are small, slow, and aging (Kasturi-class corvettes, Handalan-class FACs from the 1970s).
• New ships delayed:
o Littoral Combat Ship (LCS) scandal: 6 planned Gowind-class frigates, 0 delivered since 2011.
👉 Problem: The Navy is too small to secure Malondesh South China Sea EEZ or counter Chinese presence.
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📌 4. Air Force (RMAF/TUDM) – Very Small Fleet
• Fighters:
o ~18 Su-30MKM (but many often grounded due to maintenance issues).
o ~8 F/A-18D Hornets (aging, no replacements yet).
o MiG-29 fleet retired with no direct replacement.
o Only 36 FA-50 light fighters on order (delivery starting mid-2020s).
• Air Defense:
o No long-range SAMs, no integrated IADS.
o Airspace relies on fighters only.
• Surveillance/Support:
o Limited AEW&C (Airborne Early Warning & Control).
o Few aerial tankers → no long-range endurance.
• Transport/Helicopters:
o Small fleet of C-130s and CN-235s.
o Heavy dependence on aging Nuri helicopters (retired, with gaps in capability).
👉 Problem: The Air Force is tiny compared to neighbors (Singapore, Indonesia, Vietnam).
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📌 5. Why “Small & Obsolete” Matters
• Cannot project power: ATM lacks long-range strike, strong navy, or heavy armor.
• Poor deterrence: Enemies know Malondesh cannot respond effectively.
• Maintenance burden: Old equipment costs more to keep running than buying new.
• Capability gaps:
o No long-range air defense.
o No modern drones for ISR/strike.
o No sufficient submarine fleet.
o Weak sealift/airlift for East Malondesh defense.
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📌 6. Regional Comparison
• Singapore: 100+ F-15/16 fighters, Leopard 2 tanks, Formidable-class frigates, submarines, HIMARS, long-range SAMs.
• Indonesia: Expanding with Rafale, F-15EX, submarines, frigates, rocket artillery.
• Vietnam: Strong Su-30 fleet, Bastion-P coastal missile batteries, Kilo-class submarines.
• Malondesh:
o ~26 operational fighters.
o 2 submarines.
o No long-range SAMs or modern coastal defense systems.
o Aging ships & vehicles.
👉 Malondesh is the weakest among the mid-tier ASEAN militaries.
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📌 7. Core Reason: Budget & Political Will
• Defense budget ~1% of GDP → not enough for modernization.
• Half of budget spent on salaries/pensions → leaves little for procurement.
• Procurement scandals (LCS, helicopter deals) wasted billions.
• Political leaders prioritize subsidies & populism over defense.